Cgb Agri Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Cgb Agri Financial Services 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Cgb Agri Financial Services
2209 River Road
Louisville, KY 40206
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 235
Total Mortgage Loan Application Amount $54,267,000
Average Mortgage Loan Application Amount $190,000
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $90,000
Highest Applicant Income $887,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Cgb Agri Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cgb Agri Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2009 breaks down Cgb Agri Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cgb Agri Financial Services serves its applicants.

Each category highlights the total number of mortgage applications processed by Cgb Agri Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cgb Agri Financial Services's mortgage activity for 2009.

Mortgage Loan Application Totals for Cgb Agri Financial Services by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Butte County California 3 $ 457,000 $ 152,000 $ 52,000
Story County Iowa 3 $ 399,000 $ 133,000 $ 74,000
Texas County Oklahoma 3 $ 550,000 $ 183,000 $ 76,000
Clackamas County Oregon 3 $ 869,000 $ 289,000 $ 95,000
Yamhill County Oregon 3 $ 1,726,000 $ 575,000 $ 242,000
Pope County Arkansas 2 $ 133,000 $ 66,000 $ 45,000
Fresno County California 2 $ 620,000 $ 310,000 $ 113,000
Yolo County California 2 $ 1,084,000 $ 542,000 $ 148,000
Escambia County Florida 2 $ 326,000 $ 163,000 $ 103,000
Butte County Idaho 2 $ 804,000 $ 402,000 $ 79,000
Grant County Kentucky 2 $ 256,000 $ 128,000 $ 96,000
Shelby County Kentucky 2 $ 933,000 $ 466,000 $ 101,000
Lane County Oregon 2 $ 1,425,000 $ 712,000 $ 314,000
Hunt County Texas 2 $ 241,000 $ 120,000 $ 79,000
Wood County Texas 2 $ 85,000 $ 42,000 $ 55,000
Tooele County Utah 2 $ 573,000 $ 286,000 $ 81,000
Thurston County Washington 2 $ 488,000 $ 244,000 $ 45,000
Sheridan County Wyoming 2 $ 456,000 $ 228,000 $ 70,000
Cochise County Arizona 1 $ 55,000 $ 55,000 $ 26,000
Gila County Arizona 1 $ 129,000 $ 129,000 $ 96,000
Graham County Arizona 1 $ 180,000 $ 180,000 $ 119,000
Mohave County Arizona 1 $ 213,000 $ 213,000 $ 77,000
Navajo County Arizona 1 $ 100,000 $ 100,000 $ 104,000
Cleburne County Arkansas 1 $ 29,000 $ 29,000 $ 46,000
Craighead County Arkansas 1 $ 50,000 $ 50,000 $ 34,000
Grant County Arkansas 1 $ 71,000 $ 71,000 $ 57,000
Howard County Arkansas 1 $ 130,000 $ 130,000 $ 61,000
Perry County Arkansas 1 $ 173,000 $ 173,000 $ 109,000
Phillips County Arkansas 1 $ 38,000 $ 38,000 $ 39,000
White County Arkansas 1 $ 228,000 $ 228,000 $ 121,000
Calaveras County California 1 $ 205,000 $ 205,000 $ 0
Glenn County California 1 $ 150,000 $ 150,000 $ 177,000
Kern County California 1 $ 258,000 $ 258,000 $ 4,000
Madera County California 1 $ 1,000,000 $ 1,000,000 $ 880,000
Merced County California 1 $ 417,000 $ 417,000 $ 206,000
Placer County California 1 $ 873,000 $ 873,000 $ 181,000
Riverside County California 1 $ 325,000 $ 325,000 $ 0
San Diego County California 1 $ 800,000 $ 800,000 $ 186,000
San Joaquin County California 1 $ 227,000 $ 227,000 $ 56,000
San Luis Obispo County California 1 $ 994,000 $ 994,000 $ 270,000
Siskiyou County California 1 $ 375,000 $ 375,000 $ 195,000
Stanislaus County California 1 $ 275,000 $ 275,000 $ 36,000
Tehama County California 1 $ 458,000 $ 458,000 $ 165,000
Tulare County California 1 $ 230,000 $ 230,000 $ 74,000
Gunnison County Colorado 1 $ 270,000 $ 270,000 $ 131,000
Middlesex County Connecticut 1 $ 340,000 $ 340,000 $ 89,000
Baker County Florida 1 $ 126,000 $ 126,000 $ 74,000
Clay County Florida 1 $ 130,000 $ 130,000 $ 26,000
Columbia County Florida 1 $ 70,000 $ 70,000 $ 42,000
Duval County Florida 1 $ 350,000 $ 350,000 $ 112,000
Gadsden County Florida 1 $ 500,000 $ 500,000 $ 95,000
Hernando County Florida 1 $ 78,000 $ 78,000 $ 42,000
Highlands County Florida 1 $ 84,000 $ 84,000 $ 45,000
Holmes County Florida 1 $ 35,000 $ 35,000 $ 28,000
Lake County Florida 1 $ 200,000 $ 200,000 $ 132,000
Levy County Florida 1 $ 149,000 $ 149,000 $ 51,000
Okeechobee County Florida 1 $ 64,000 $ 64,000 $ 62,000
Polk County Florida 1 $ 143,000 $ 143,000 $ 69,000
Santa Rosa County Florida 1 $ 154,000 $ 154,000 $ 34,000
Suwannee County Florida 1 $ 113,000 $ 113,000 $ 46,000
Atkinson County Georgia 1 $ 35,000 $ 35,000 $ 34,000
Banks County Georgia 1 $ 200,000 $ 200,000 $ 81,000
Barrow County Georgia 1 $ 439,000 $ 439,000 $ 174,000
Coffee County Georgia 1 $ 31,000 $ 31,000 $ 66,000
Coweta County Georgia 1 $ 319,000 $ 319,000 $ 48,000
Forsyth County Georgia 1 $ 56,000 $ 56,000 $ 19,000
Gwinnett County Georgia 1 $ 490,000 $ 490,000 $ 16,000
Haralson County Georgia 1 $ 127,000 $ 127,000 $ 78,000
Heard County Georgia 1 $ 28,000 $ 28,000 $ 31,000
Meriwether County Georgia 1 $ 130,000 $ 130,000 $ 97,000
Murray County Georgia 1 $ 56,000 $ 56,000 $ 23,000
Spalding County Georgia 1 $ 1,000,000 $ 1,000,000 $ 887,000
Johnson County Illinois 1 $ 156,000 $ 156,000 $ 46,000
Union County Illinois 1 $ 194,000 $ 194,000 $ 94,000
Bartholomew County Indiana 1 $ 85,000 $ 85,000 $ 58,000
Decatur County Indiana 1 $ 187,000 $ 187,000 $ 86,000
Fayette County Indiana 1 $ 232,000 $ 232,000 $ 107,000
Johnson County Indiana 1 $ 220,000 $ 220,000 $ 87,000
Knox County Indiana 1 $ 390,000 $ 390,000 $ 130,000
Lawrence County Indiana 1 $ 137,000 $ 137,000 $ 154,000
Monroe County Indiana 1 $ 126,000 $ 126,000 $ 0
Rush County Indiana 1 $ 96,000 $ 96,000 $ 45,000
Tipton County Indiana 1 $ 64,000 $ 64,000 $ 129,000
Montgomery County Iowa 1 $ 90,000 $ 90,000 $ 46,000
Atchison County Kansas 1 $ 126,000 $ 126,000 $ 61,000
Sumner County Kansas 1 $ 89,000 $ 89,000 $ 30,000
Cumberland County Kentucky 1 $ 140,000 $ 140,000 $ 34,000
Jackson County Kentucky 1 $ 135,000 $ 135,000 $ 43,000
Lewis County Kentucky 1 $ 118,000 $ 118,000 $ 32,000
Todd County Kentucky 1 $ 100,000 $ 100,000 $ 46,000
Evangeline County Louisiana 1 $ 46,000 $ 46,000 $ 0
Franklin County Louisiana 1 $ 89,000 $ 89,000 $ 119,000
Rapides County Louisiana 1 $ 208,000 $ 208,000 $ 94,000
Richland County Louisiana 1 $ 55,000 $ 55,000 $ 168,000
West Carroll County Louisiana 1 $ 54,000 $ 54,000 $ 179,000
Frederick County Maryland 1 $ 320,000 $ 320,000 $ 136,000
Howard County Maryland 1 $ 635,000 $ 635,000 $ 90,000
Cass County Michigan 1 $ 405,000 $ 405,000 $ 113,000
St. Clair County Michigan 1 $ 300,000 $ 300,000 $ 203,000
Carver County Minnesota 1 $ 532,000 $ 532,000 $ 166,000
Pennington County Minnesota 1 $ 108,000 $ 108,000 $ 64,000
Sibley County Minnesota 1 $ 500,000 $ 500,000 $ 122,000
Lincoln County Mississippi 1 $ 30,000 $ 30,000 $ 34,000
Pearl River County Mississippi 1 $ 114,000 $ 114,000 $ 68,000
Tate County Mississippi 1 $ 147,000 $ 147,000 $ 38,000
Callaway County Missouri 1 $ 316,000 $ 316,000 $ 151,000
Cass County Missouri 1 $ 130,000 $ 130,000 $ 536,000
Wright County Missouri 1 $ 315,000 $ 315,000 $ 68,000
Cascade County Montana 1 $ 150,000 $ 150,000 $ 86,000
Custer County Montana 1 $ 600,000 $ 600,000 $ 296,000
Lake County Montana 1 $ 218,000 $ 218,000 $ 153,000
Powell County Montana 1 $ 338,000 $ 338,000 $ 823,000
Ravalli County Montana 1 $ 620,000 $ 620,000 $ 31,000
Elko County Nevada 1 $ 845,000 $ 845,000 $ 459,000
Washoe County Nevada 1 $ 169,000 $ 169,000 $ 123,000
Cape May County New Jersey 1 $ 150,000 $ 150,000 $ 235,000
Grant County New Mexico 1 $ 231,000 $ 231,000 $ 149,000
San Juan County New Mexico 1 $ 545,000 $ 545,000 $ 272,000
Albany County New York 1 $ 209,000 $ 209,000 $ 41,000
Franklin County New York 1 $ 45,000 $ 45,000 $ 39,000
Oneida County New York 1 $ 115,000 $ 115,000 $ 36,000
Ulster County New York 1 $ 900,000 $ 900,000 $ 174,000
Westchester County New York 1 $ 1,000,000 $ 1,000,000 $ 36,000
Caswell County North Carolina 1 $ 108,000 $ 108,000 $ 167,000
Cleveland County North Carolina 1 $ 75,000 $ 75,000 $ 41,000
Columbus County North Carolina 1 $ 200,000 $ 200,000 $ 63,000
Harnett County North Carolina 1 $ 420,000 $ 420,000 $ 99,000
Henderson County North Carolina 1 $ 61,000 $ 61,000 $ 12,000
Iredell County North Carolina 1 $ 298,000 $ 298,000 $ 96,000
Moore County North Carolina 1 $ 24,000 $ 24,000 $ 60,000
Onslow County North Carolina 1 $ 50,000 $ 50,000 $ 60,000
Person County North Carolina 1 $ 51,000 $ 51,000 $ 17,000
Rowan County North Carolina 1 $ 40,000 $ 40,000 $ 114,000
Sampson County North Carolina 1 $ 21,000 $ 21,000 $ 18,000
Wake County North Carolina 1 $ 300,000 $ 300,000 $ 162,000
Warren County North Carolina 1 $ 56,000 $ 56,000 $ 30,000
Ashland County Ohio 1 $ 244,000 $ 244,000 $ 40,000
Butler County Ohio 1 $ 95,000 $ 95,000 $ 55,000
Cuyahoga County Ohio 1 $ 228,000 $ 228,000 $ 62,000
Hamilton County Ohio 1 $ 540,000 $ 540,000 $ 162,000
Cherokee County Oklahoma 1 $ 170,000 $ 170,000 $ 55,000
Creek County Oklahoma 1 $ 223,000 $ 223,000 $ 42,000
Delaware County Oklahoma 1 $ 96,000 $ 96,000 $ 74,000
Le Flore County Oklahoma 1 $ 88,000 $ 88,000 $ 54,000
Lincoln County Oklahoma 1 $ 185,000 $ 185,000 $ 69,000
Mayes County Oklahoma 1 $ 94,000 $ 94,000 $ 40,000
McClain County Oklahoma 1 $ 186,000 $ 186,000 $ 170,000
Pushmataha County Oklahoma 1 $ 56,000 $ 56,000 $ 20,000
Crook County Oregon 1 $ 690,000 $ 690,000 $ 285,000
Klamath County Oregon 1 $ 327,000 $ 327,000 $ 138,000
Malheur County Oregon 1 $ 100,000 $ 100,000 $ 32,000
Washington County Oregon 1 $ 600,000 $ 600,000 $ 622,000
Armstrong County Pennsylvania 1 $ 200,000 $ 200,000 $ 93,000
Mercer County Pennsylvania 1 $ 119,000 $ 119,000 $ 48,000
Northumberland County Pennsylvania 1 $ 95,000 $ 95,000 $ 84,000
Abbeville County South Carolina 1 $ 25,000 $ 25,000 $ 16,000
Edgefield County South Carolina 1 $ 174,000 $ 174,000 $ 67,000
Lancaster County South Carolina 1 $ 140,000 $ 140,000 $ 111,000
Spartanburg County South Carolina 1 $ 125,000 $ 125,000 $ 41,000
York County South Carolina 1 $ 200,000 $ 200,000 $ 69,000
Fall River County South Dakota 1 $ 115,000 $ 115,000 $ 84,000
Coffee County Tennessee 1 $ 228,000 $ 228,000 $ 106,000
Davidson County Tennessee 1 $ 90,000 $ 90,000 $ 29,000
Williamson County Tennessee 1 $ 204,000 $ 204,000 $ 147,000
Austin County Texas 1 $ 220,000 $ 220,000 $ 88,000
Cherokee County Texas 1 $ 45,000 $ 45,000 $ 20,000
Comal County Texas 1 $ 1,005,000 $ 1,005,000 $ 224,000
Dallas County Texas 1 $ 112,000 $ 112,000 $ 36,000
Ellis County Texas 1 $ 150,000 $ 150,000 $ 104,000
Fort Bend County Texas 1 $ 40,000 $ 40,000 $ 60,000
Freestone County Texas 1 $ 55,000 $ 55,000 $ 30,000
Grimes County Texas 1 $ 256,000 $ 256,000 $ 281,000
Harrison County Texas 1 $ 30,000 $ 30,000 $ 37,000
Hood County Texas 1 $ 80,000 $ 80,000 $ 61,000
Montgomery County Texas 1 $ 59,000 $ 59,000 $ 34,000
Nolan County Texas 1 $ 181,000 $ 181,000 $ 109,000
Parker County Texas 1 $ 56,000 $ 56,000 $ 110,000
Robertson County Texas 1 $ 175,000 $ 175,000 $ 107,000
Sabine County Texas 1 $ 20,000 $ 20,000 $ 22,000
Van Zandt County Texas 1 $ 76,000 $ 76,000 $ 37,000
Emery County Utah 1 $ 123,000 $ 123,000 $ 65,000
Addison County Vermont 1 $ 156,000 $ 156,000 $ 46,000
Alleghany County Virginia 1 $ 171,000 $ 171,000 $ 74,000
Amherst County Virginia 1 $ 260,000 $ 260,000 $ 58,000
Louisa County Virginia 1 $ 143,000 $ 143,000 $ 40,000
Montgomery County Virginia 1 $ 202,000 $ 202,000 $ 86,000
Pulaski County Virginia 1 $ 250,000 $ 250,000 $ 93,000
King County Washington 1 $ 170,000 $ 170,000 $ 43,000
Grant County West Virginia 1 $ 217,000 $ 217,000 $ 104,000
Raleigh County West Virginia 1 $ 193,000 $ 193,000 $ 111,000
Summers County West Virginia 1 $ 202,000 $ 202,000 $ 137,000
Bayfield County Wisconsin 1 $ 91,000 $ 91,000 $ 25,000
Dane County Wisconsin 1 $ 234,000 $ 234,000 $ 96,000
Albany County Wyoming 1 $ 180,000 $ 180,000 $ 61,000
Laramie County Wyoming 1 $ 272,000 $ 272,000 $ 126,000

Mortgage Loan Application Detail Totals for Cgb Agri Financial Services in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 136 $36,553,000 $268,000 $1,200,000 $109,000 $880,000
Home Purchase 95 $17,230,000 $181,000 $1,000,000 $95,000 $887,000
Home Improvement 4 $484,000 $121,000 $225,000 $66,000 $142,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 167 $37,504,000 $224,000 $1,000,000 $100,000 $887,000
Not Provided 52 $13,574,000 $261,000 $1,200,000 $119,000 $880,000
American Indian or Alaskan Native 6 $613,000 $102,000 $227,000 $57,000 $156,000
Black or African American 5 $1,414,000 $282,000 $873,000 $64,000 $181,000
Hispanic 5 $1,162,000 $232,000 $417,000 $103,000 $206,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 235 $54,267,000 $230,000 $1,200,000 $103,000 $887,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 159 $35,701,000 $224,000 $1,200,000 $86,000 $823,000
Application Withdrawn By Applicant 75 $17,966,000 $239,000 $1,000,000 $131,000 $887,000
Application Approved But Not Accepted 1 $600,000 $600,000 $600,000 $622,000 $622,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Originated 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 38 $10,868,000 $286,000 $873,000 $74,000 $206,000
Credit History 15 $3,164,000 $210,000 $900,000 $85,000 $174,000
Collateral 13 $2,525,000 $194,000 $468,000 $79,000 $169,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,299,000 $185,000 $540,000 $83,000 $162,000
Other 6 $1,353,000 $225,000 $623,000 $201,000 $823,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cgb Agri Financial Services's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cgb Agri Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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