Challenge Financial Investors
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Challenge Financial Investors.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Challenge Financial Investors
360 Central Avenue Suite #600
Saint Petersburg, FL 33701
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 584
Total Mortgage Loan Application Amount $79,096,000
Average Mortgage Loan Application Amount $146,140
Highest Mortgage Loan Application Amount $710,000
Average Applicant Income $65,540
Highest Applicant Income $433,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Challenge Financial Investors by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hillsborough County Florida 28 $ 3,379,000 $ 120,000 $ 74,000
Pinellas County Florida 23 $ 2,796,000 $ 121,000 $ 44,000
Sarasota County Florida 18 $ 2,370,000 $ 131,000 $ 64,000
Cook County Illinois 16 $ 2,046,000 $ 127,000 $ 53,000
Pasco County Florida 13 $ 1,262,000 $ 97,000 $ 39,000
Prince George's County Maryland 12 $ 2,342,000 $ 195,000 $ 72,000
Broward County Florida 11 $ 1,246,000 $ 113,000 $ 69,000
Gwinnett County Georgia 9 $ 1,188,000 $ 132,000 $ 53,000
Richmond County Georgia 9 $ 1,356,000 $ 150,000 $ 52,000
New Haven County Connecticut 8 $ 1,296,000 $ 162,000 $ 91,000
Orange County Florida 8 $ 788,000 $ 98,000 $ 34,000
DeKalb County Georgia 8 $ 741,000 $ 92,000 $ 38,000
Fulton County Georgia 7 $ 566,000 $ 80,000 $ 39,000
Fairfield County Connecticut 6 $ 1,400,000 $ 233,000 $ 82,000
Brevard County Florida 6 $ 874,000 $ 145,000 $ 59,000
Davidson County Tennessee 6 $ 961,000 $ 160,000 $ 72,000
Fairfax County Virginia 6 $ 1,680,000 $ 280,000 $ 112,000
Hernando County Florida 5 $ 484,000 $ 96,000 $ 41,000
Seminole County Florida 5 $ 849,000 $ 169,000 $ 55,000
Cobb County Georgia 5 $ 832,000 $ 166,000 $ 52,000
St. Clair County Illinois 5 $ 521,000 $ 104,000 $ 54,000
Winnebago County Illinois 5 $ 524,000 $ 104,000 $ 59,000
Lake County Indiana 5 $ 372,000 $ 74,000 $ 36,000
Fayette County Kentucky 5 $ 750,000 $ 150,000 $ 71,000
Montgomery County Maryland 5 $ 806,000 $ 161,000 $ 69,000
Lenawee County Michigan 5 $ 543,000 $ 108,000 $ 48,000
Cleveland County North Carolina 5 $ 444,000 $ 88,000 $ 41,000
Shelby County Tennessee 5 $ 1,029,000 $ 205,000 $ 53,000
Leon County Florida 4 $ 299,000 $ 74,000 $ 37,000
Clayton County Georgia 4 $ 409,000 $ 102,000 $ 17,000
Sumter County Georgia 4 $ 238,000 $ 59,000 $ 46,000
Johnson County Kansas 4 $ 979,000 $ 244,000 $ 187,000
St. Charles County Missouri 4 $ 834,000 $ 208,000 $ 85,000
Hudson County New Jersey 4 $ 846,000 $ 211,000 $ 69,000
Mecklenburg County North Carolina 4 $ 433,000 $ 108,000 $ 27,000
Wake County North Carolina 4 $ 589,000 $ 147,000 $ 71,000
Greenville County South Carolina 4 $ 440,000 $ 110,000 $ 34,000
Richland County South Carolina 4 $ 193,000 $ 48,000 $ 36,000
Henrico County Virginia 4 $ 354,000 $ 88,000 $ 48,000
Charlotte County Florida 3 $ 566,000 $ 188,000 $ 102,000
Citrus County Florida 3 $ 273,000 $ 91,000 $ 47,000
Lee County Florida 3 $ 381,000 $ 127,000 $ 65,000
Manatee County Florida 3 $ 417,000 $ 139,000 $ 66,000
Miami-Dade County Florida 3 $ 549,000 $ 183,000 $ 75,000
Jefferson County Kentucky 3 $ 353,000 $ 117,000 $ 96,000
Howard County Maryland 3 $ 474,000 $ 158,000 $ 64,000
Berrien County Michigan 3 $ 420,000 $ 140,000 $ 54,000
Oakland County Michigan 3 $ 421,000 $ 140,000 $ 78,000
Wayne County Michigan 3 $ 762,000 $ 254,000 $ 88,000
DeSoto County Mississippi 3 $ 346,000 $ 115,000 $ 47,000
Bergen County New Jersey 3 $ 780,000 $ 260,000 $ 72,000
Camden County New Jersey 3 $ 294,000 $ 98,000 $ 101,000
Buncombe County North Carolina 3 $ 224,000 $ 74,000 $ 30,000
Durham County North Carolina 3 $ 314,000 $ 104,000 $ 120,000
Guilford County North Carolina 3 $ 271,000 $ 90,000 $ 40,000
Union County North Carolina 3 $ 478,000 $ 159,000 $ 102,000
Charleston County South Carolina 3 $ 367,000 $ 122,000 $ 46,000
Knox County Tennessee 3 $ 270,000 $ 90,000 $ 40,000
Williamson County Texas 3 $ 381,000 $ 127,000 $ 94,000
Chesapeake County Virginia 3 $ 755,000 $ 251,000 $ 107,000
Norfolk County Virginia 3 $ 587,000 $ 195,000 $ 70,000
Prince William County Virginia 3 $ 738,000 $ 246,000 $ 73,000
Covington County Alabama 2 $ 78,000 $ 39,000 $ 36,000
Maricopa County Arizona 2 $ 220,000 $ 110,000 $ 78,000
Washington County Arkansas 2 $ 105,000 $ 52,000 $ 105,000
District of Columbia County District Of Columbia 2 $ 381,000 $ 190,000 $ 64,000
Bay County Florida 2 $ 308,000 $ 154,000 $ 61,000
Lake County Florida 2 $ 156,000 $ 78,000 $ 76,000
Polk County Florida 2 $ 213,000 $ 106,000 $ 20,000
St. Johns County Florida 2 $ 543,000 $ 271,000 $ 124,000
Columbia County Georgia 2 $ 297,000 $ 148,000 $ 61,000
Henry County Georgia 2 $ 284,000 $ 142,000 $ 41,000
Rockdale County Georgia 2 $ 114,000 $ 57,000 $ 36,000
Schley County Georgia 2 $ 177,000 $ 88,000 $ 45,000
Hardin County Illinois 2 $ 100,000 $ 50,000 $ 39,000
McHenry County Illinois 2 $ 388,000 $ 194,000 $ 73,000
Anne Arundel County Maryland 2 $ 270,000 $ 135,000 $ 69,000
Carroll County Maryland 2 $ 413,000 $ 206,000 $ 57,000
Jackson County Michigan 2 $ 220,000 $ 110,000 $ 46,000
St. Louis County Missouri 2 $ 160,000 $ 80,000 $ 45,000
Burlington County New Jersey 2 $ 750,000 $ 375,000 $ 128,000
Morris County New Jersey 2 $ 746,000 $ 373,000 $ 201,000
Sussex County New Jersey 2 $ 400,000 $ 200,000 $ 59,000
Davidson County North Carolina 2 $ 216,000 $ 108,000 $ 38,000
Butler County Ohio 2 $ 261,000 $ 130,000 $ 102,000
Delaware County Ohio 2 $ 241,000 $ 120,000 $ 65,000
Lucas County Ohio 2 $ 259,000 $ 129,000 $ 74,000
Spartanburg County South Carolina 2 $ 335,000 $ 167,000 $ 59,000
Dallas County Texas 2 $ 417,000 $ 208,000 $ 30,000
Harris County Texas 2 $ 320,000 $ 160,000 $ 75,000
Newport News County Virginia 2 $ 245,000 $ 122,000 $ 29,000
Richmond City County Virginia 2 $ 401,000 $ 200,000 $ 47,000
Spotsylvania County Virginia 2 $ 175,000 $ 87,000 $ 82,000
Virginia Beach County Virginia 2 $ 149,000 $ 74,000 $ 35,000
Walworth County Wisconsin 2 $ 202,000 $ 101,000 $ 60,000
Autauga County Alabama 1 $ 133,000 $ 133,000 $ 30,000
Lee County Alabama 1 $ 155,000 $ 155,000 $ 38,000
Boone County Arkansas 1 $ 51,000 $ 51,000 $ 15,000
Garland County Arkansas 1 $ 46,000 $ 46,000 $ 23,000
Hot Spring County Arkansas 1 $ 66,000 $ 66,000 $ 52,000
Pulaski County Arkansas 1 $ 65,000 $ 65,000 $ 40,000
White County Arkansas 1 $ 252,000 $ 252,000 $ 0
Arapahoe County Colorado 1 $ 135,000 $ 135,000 $ 0
Larimer County Colorado 1 $ 127,000 $ 127,000 $ 0
Otero County Colorado 1 $ 252,000 $ 252,000 $ 400,000
Litchfield County Connecticut 1 $ 240,000 $ 240,000 $ 64,000
Middlesex County Connecticut 1 $ 258,000 $ 258,000 $ 91,000
Alachua County Florida 1 $ 110,000 $ 110,000 $ 40,000
Clay County Florida 1 $ 200,000 $ 200,000 $ 128,000
Duval County Florida 1 $ 137,000 $ 137,000 $ 46,000
Hardee County Florida 1 $ 76,000 $ 76,000 $ 27,000
Osceola County Florida 1 $ 131,000 $ 131,000 $ 47,000
Palm Beach County Florida 1 $ 202,000 $ 202,000 $ 125,000
St. Lucie County Florida 1 $ 165,000 $ 165,000 $ 33,000
Sumter County Florida 1 $ 61,000 $ 61,000 $ 13,000
Taylor County Florida 1 $ 98,000 $ 98,000 $ 53,000
Volusia County Florida 1 $ 125,000 $ 125,000 $ 40,000
Bibb County Georgia 1 $ 84,000 $ 84,000 $ 69,000
Carroll County Georgia 1 $ 177,000 $ 177,000 $ 58,000
Clarke County Georgia 1 $ 105,000 $ 105,000 $ 28,000
Dougherty County Georgia 1 $ 79,000 $ 79,000 $ 54,000
Elbert County Georgia 1 $ 92,000 $ 92,000 $ 33,000
Jackson County Georgia 1 $ 67,000 $ 67,000 $ 23,000
McDuffie County Georgia 1 $ 112,000 $ 112,000 $ 28,000
Muscogee County Georgia 1 $ 138,000 $ 138,000 $ 32,000
Newton County Georgia 1 $ 63,000 $ 63,000 $ 67,000
Paulding County Georgia 1 $ 109,000 $ 109,000 $ 30,000
Spalding County Georgia 1 $ 113,000 $ 113,000 $ 25,000
Upson County Georgia 1 $ 140,000 $ 140,000 $ 24,000
Boone County Illinois 1 $ 100,000 $ 100,000 $ 26,000
Franklin County Illinois 1 $ 77,000 $ 77,000 $ 19,000
Lake County Illinois 1 $ 142,000 $ 142,000 $ 28,000
Ogle County Illinois 1 $ 29,000 $ 29,000 $ 72,000
Saline County Illinois 1 $ 84,000 $ 84,000 $ 38,000
Clark County Indiana 1 $ 92,000 $ 92,000 $ 155,000
Hamilton County Indiana 1 $ 190,000 $ 190,000 $ 83,000
Johnson County Indiana 1 $ 78,000 $ 78,000 $ 42,000
Marion County Indiana 1 $ 165,000 $ 165,000 $ 62,000
Pratt County Kansas 1 $ 61,000 $ 61,000 $ 45,000
Boone County Kentucky 1 $ 156,000 $ 156,000 $ 59,000
Calloway County Kentucky 1 $ 74,000 $ 74,000 $ 48,000
Garrard County Kentucky 1 $ 29,000 $ 29,000 $ 47,000
Jessamine County Kentucky 1 $ 112,000 $ 112,000 $ 61,000
Meade County Kentucky 1 $ 120,000 $ 120,000 $ 36,000
Oldham County Kentucky 1 $ 99,000 $ 99,000 $ 36,000
Pulaski County Kentucky 1 $ 38,000 $ 38,000 $ 61,000
Scott County Kentucky 1 $ 54,000 $ 54,000 $ 96,000
Baltimore County Maryland 1 $ 163,000 $ 163,000 $ 52,000
Baltimore City County Maryland 1 $ 54,000 $ 54,000 $ 18,000
Washington County Maryland 1 $ 140,000 $ 140,000 $ 48,000
Crawford County Michigan 1 $ 120,000 $ 120,000 $ 32,000
Genesee County Michigan 1 $ 127,000 $ 127,000 $ 41,000
Gratiot County Michigan 1 $ 79,000 $ 79,000 $ 37,000
Ingham County Michigan 1 $ 170,000 $ 170,000 $ 77,000
Kent County Michigan 1 $ 123,000 $ 123,000 $ 44,000
Anoka County Minnesota 1 $ 152,000 $ 152,000 $ 0
Dade County Missouri 1 $ 36,000 $ 36,000 $ 23,000
Greene County Missouri 1 $ 85,000 $ 85,000 $ 51,000
Jackson County Missouri 1 $ 99,000 $ 99,000 $ 0
Polk County Missouri 1 $ 60,000 $ 60,000 $ 29,000
Taney County Missouri 1 $ 78,000 $ 78,000 $ 44,000
Gallatin County Montana 1 $ 260,000 $ 260,000 $ 62,000
Essex County New Jersey 1 $ 236,000 $ 236,000 $ 43,000
Gloucester County New Jersey 1 $ 123,000 $ 123,000 $ 51,000
Ocean County New Jersey 1 $ 177,000 $ 177,000 $ 33,000
Passaic County New Jersey 1 $ 356,000 $ 356,000 $ 126,000
Union County New Jersey 1 $ 197,000 $ 197,000 $ 51,000
Columbus County North Carolina 1 $ 65,000 $ 65,000 $ 96,000
Craven County North Carolina 1 $ 85,000 $ 85,000 $ 17,000
Cumberland County North Carolina 1 $ 69,000 $ 69,000 $ 22,000
Duplin County North Carolina 1 $ 74,000 $ 74,000 $ 65,000
Edgecombe County North Carolina 1 $ 195,000 $ 195,000 $ 95,000
Nash County North Carolina 1 $ 35,000 $ 35,000 $ 18,000
New Hanover County North Carolina 1 $ 189,000 $ 189,000 $ 64,000
Onslow County North Carolina 1 $ 102,000 $ 102,000 $ 43,000
Orange County North Carolina 1 $ 36,000 $ 36,000 $ 70,000
Richmond County North Carolina 1 $ 75,000 $ 75,000 $ 28,000
Scotland County North Carolina 1 $ 178,000 $ 178,000 $ 54,000
Clermont County Ohio 1 $ 139,000 $ 139,000 $ 0
Cuyahoga County Ohio 1 $ 89,000 $ 89,000 $ 25,000
Fairfield County Ohio 1 $ 125,000 $ 125,000 $ 48,000
Franklin County Ohio 1 $ 171,000 $ 171,000 $ 55,000
Hamilton County Ohio 1 $ 111,000 $ 111,000 $ 0
Highland County Ohio 1 $ 94,000 $ 94,000 $ 41,000
Licking County Ohio 1 $ 136,000 $ 136,000 $ 119,000
Montgomery County Ohio 1 $ 463,000 $ 463,000 $ 259,000
Ottawa County Ohio 1 $ 103,000 $ 103,000 $ 39,000
Seneca County Ohio 1 $ 92,000 $ 92,000 $ 13,000
Warren County Ohio 1 $ 157,000 $ 157,000 $ 73,000
Washington County Oregon 1 $ 153,000 $ 153,000 $ 35,000
Aiken County South Carolina 1 $ 166,000 $ 166,000 $ 60,000
Lancaster County South Carolina 1 $ 63,000 $ 63,000 $ 25,000
Laurens County South Carolina 1 $ 108,000 $ 108,000 $ 27,000
Pickens County South Carolina 1 $ 88,000 $ 88,000 $ 41,000
Blount County Tennessee 1 $ 137,000 $ 137,000 $ 46,000
Loudon County Tennessee 1 $ 45,000 $ 45,000 $ 90,000
Roane County Tennessee 1 $ 49,000 $ 49,000 $ 19,000
Robertson County Tennessee 1 $ 106,000 $ 106,000 $ 64,000
Rutherford County Tennessee 1 $ 316,000 $ 316,000 $ 279,000
Scott County Tennessee 1 $ 85,000 $ 85,000 $ 30,000
Wilson County Tennessee 1 $ 121,000 $ 121,000 $ 38,000
Collin County Texas 1 $ 117,000 $ 117,000 $ 57,000
Grayson County Texas 1 $ 446,000 $ 446,000 $ 250,000
Chesterfield County Virginia 1 $ 152,000 $ 152,000 $ 78,000
Goochland County Virginia 1 $ 275,000 $ 275,000 $ 77,000
Hampton County Virginia 1 $ 120,000 $ 120,000 $ 97,000
Petersburg County Virginia 1 $ 111,000 $ 111,000 $ 56,000
Portsmouth County Virginia 1 $ 258,000 $ 258,000 $ 109,000
Prince George County Virginia 1 $ 100,000 $ 100,000 $ 45,000
Roanoke County Virginia 1 $ 134,000 $ 134,000 $ 49,000
Roanoke City County Virginia 1 $ 91,000 $ 91,000 $ 60,000
Stafford County Virginia 1 $ 315,000 $ 315,000 $ 81,000
Suffolk County Virginia 1 $ 260,000 $ 260,000 $ 181,000
Marion County West Virginia 1 $ 56,000 $ 56,000 $ 36,000
Barron County Wisconsin 1 $ 80,000 $ 80,000 $ 69,000
Kenosha County Wisconsin 1 $ 232,000 $ 232,000 $ 97,000
Racine County Wisconsin 1 $ 315,000 $ 315,000 $ 110,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Challenge Financial Investors in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 345 $43,071,000 $134,576 $463,000 $54,576 $259,000
Refinancing 239 $36,025,000 $158,666 $710,000 $77,416 $433,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 264 $34,664,000 $137,777 $600,000 $68,444 $433,000
Black or African American 165 $21,572,000 $132,947 $710,000 $54,789 $259,000
Not Provided 93 $12,964,000 $141,300 $525,000 $50,900 $193,000
Hispanic 42 $6,683,000 $173,076 $330,000 $66,692 $166,000
Asian 15 $2,602,000 $180,777 $326,000 $82,333 $135,000
American Indian or Alaskan Native 4 $459,000 $128,000 $220,000 $59,000 $63,000
Native Hawaiian or Other Pacific Islander 1 $152,000 $152,000 $152,000 $78,000 $78,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 362 $52,613,000 $152,379 $710,000 $78,758 $433,000
FHA-insured (Federal Housing Administration) 168 $19,280,000 $120,590 $258,000 $41,727 $118,000
VA-guaranteed (Veterans Administration) 54 $7,203,000 $145,714 $246,000 $57,000 $193,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 386 $53,773,000 $143,407 $710,000 $63,629 $433,000
Application Denied By Financial Institution 99 $12,521,000 $125,500 $600,000 $50,227 $250,000
Application Withdrawn By Applicant 52 $7,077,000 $155,823 $332,000 $75,647 $400,000
Preapproval Denied by Financial Institution 29 $3,309,000 $114,000 $258,000 $40,000 $102,000
Application Approved But Not Accepted 11 $1,621,000 $147,833 $185,000 $41,500 $86,000
File Closed For Incompleteness 7 $795,000 $117,600 $177,000 $29,400 $60,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 49 $5,727,000 $116,933 $271,000 $47,066 $96,000
Debt-To-Income Ratio 40 $4,320,000 $114,416 $356,000 $42,083 $141,000
Other 11 $1,283,000 $116,375 $311,000 $45,000 $93,000
Credit Application Incomplete 9 $1,475,000 $194,833 $446,000 $80,333 $250,000
Unverifiable Information 6 $1,299,000 $253,250 $600,000 $87,750 $193,000
Collateral 3 $209,000 $68,500 $81,000 $30,500 $38,000
Insufficient Cash (Downpayment, Closing Cost) 1 $223,000 $223,000 $223,000 $69,000 $69,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.

Download the Florida Lender List