Charter Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Charter Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Charter Bank 2130 Eubank Blvd Ne Albuquerque, NM 87112 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,366 |
| Total Mortgage Loan Application Amount | $1,390,901,000 |
| Average Mortgage Loan Application Amount | $110,017 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $6,105 |
| Highest Applicant Income | $1,184,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Charter Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Charter Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Charter Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Charter Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Charter Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Charter Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bernalillo County New Mexico | 4,968 | $ 621,376,000 | $ 125,000 | $ 44,000 |
| Dona Ana County New Mexico | 1,151 | $ 136,402,000 | $ 118,000 | $ 30,000 |
| Sandoval County New Mexico | 905 | $ 119,676,000 | $ 132,000 | $ 47,000 |
| Santa Fe County New Mexico | 609 | $ 102,337,000 | $ 168,000 | $ 56,000 |
| La Plata County Colorado | 278 | $ 47,363,000 | $ 170,000 | $ 62,000 |
| San Juan County New Mexico | 264 | $ 31,010,000 | $ 117,000 | $ 35,000 |
| El Paso County Texas | 243 | $ 23,275,000 | $ 95,000 | $ 16,000 |
| Bonneville County Idaho | 223 | $ 24,470,000 | $ 109,000 | $ 28,000 |
| Valencia County New Mexico | 218 | $ 22,833,000 | $ 104,000 | $ 37,000 |
| Lubbock County Texas | 211 | $ 23,543,000 | $ 111,000 | $ 58,000 |
| Otero County New Mexico | 186 | $ 18,751,000 | $ 100,000 | $ 23,000 |
| Maricopa County Arizona | 154 | $ 18,313,000 | $ 118,000 | $ 35,000 |
| Randall County Texas | 115 | $ 11,177,000 | $ 97,000 | $ 23,000 |
| Curry County New Mexico | 104 | $ 10,240,000 | $ 98,000 | $ 44,000 |
| Bannock County Idaho | 72 | $ 6,743,000 | $ 93,000 | $ 0 |
| Lea County New Mexico | 67 | $ 4,742,000 | $ 70,000 | $ 40,000 |
| Potter County Texas | 66 | $ 4,751,000 | $ 71,000 | $ 0 |
| Tom Green County Texas | 61 | $ 6,734,000 | $ 110,000 | $ 14,000 |
| Finney County Kansas | 58 | $ 5,049,000 | $ 87,000 | $ 0 |
| Taylor County Texas | 58 | $ 5,415,000 | $ 93,000 | $ 28,000 |
| Lincoln County New Mexico | 56 | $ 8,779,000 | $ 156,000 | $ 57,000 |
| McKinley County New Mexico | 56 | $ 6,466,000 | $ 115,000 | $ 54,000 |
| Chaves County New Mexico | 54 | $ 3,165,000 | $ 58,000 | $ 21,000 |
| Santa Cruz County Arizona | 51 | $ 5,590,000 | $ 109,000 | $ 14,000 |
| Wayne County Michigan | 49 | $ 3,958,000 | $ 80,000 | $ 0 |
| Torrance County New Mexico | 40 | $ 4,166,000 | $ 104,000 | $ 43,000 |
| Jefferson County Idaho | 37 | $ 4,460,000 | $ 120,000 | $ 0 |
| Fremont County Idaho | 35 | $ 3,607,000 | $ 103,000 | $ 12,000 |
| Eddy County New Mexico | 32 | $ 2,808,000 | $ 87,000 | $ 11,000 |
| Harris County Texas | 31 | $ 3,719,000 | $ 119,000 | $ 37,000 |
| Bingham County Idaho | 27 | $ 2,939,000 | $ 108,000 | $ 7,000 |
| Los Alamos County New Mexico | 27 | $ 4,869,000 | $ 180,000 | $ 75,000 |
| Tarrant County Texas | 27 | $ 3,796,000 | $ 140,000 | $ 19,000 |
| Cook County Illinois | 25 | $ 3,198,000 | $ 127,000 | $ 0 |
| Sierra County New Mexico | 23 | $ 2,074,000 | $ 90,000 | $ 20,000 |
| Grant County New Mexico | 17 | $ 2,063,000 | $ 121,000 | $ 45,000 |
| Luna County New Mexico | 17 | $ 1,370,000 | $ 80,000 | $ 10,000 |
| Cumberland County North Carolina | 17 | $ 1,659,000 | $ 97,000 | $ 0 |
| Lee County Florida | 16 | $ 1,502,000 | $ 93,000 | $ 0 |
| Travis County Texas | 16 | $ 2,560,000 | $ 160,000 | $ 20,000 |
| Dallas County Texas | 15 | $ 2,031,000 | $ 135,000 | $ 23,000 |
| Taos County New Mexico | 13 | $ 1,245,000 | $ 95,000 | $ 63,000 |
| San Miguel County New Mexico | 12 | $ 1,414,000 | $ 117,000 | $ 64,000 |
| Pinellas County Florida | 11 | $ 1,027,000 | $ 93,000 | $ 0 |
| Ada County Idaho | 11 | $ 2,009,000 | $ 182,000 | $ 0 |
| Minidoka County Idaho | 11 | $ 846,000 | $ 76,000 | $ 0 |
| St. Louis County Missouri | 11 | $ 861,000 | $ 78,000 | $ 0 |
| Angelina County Texas | 11 | $ 976,000 | $ 88,000 | $ 46,000 |
| Montezuma County Colorado | 10 | $ 1,294,000 | $ 129,000 | $ 0 |
| Cassia County Idaho | 10 | $ 670,000 | $ 67,000 | $ 0 |
| Oakland County Michigan | 10 | $ 1,197,000 | $ 119,000 | $ 0 |
| Rio Arriba County New Mexico | 10 | $ 1,308,000 | $ 130,000 | $ 97,000 |
| Hutchinson County Texas | 10 | $ 974,000 | $ 97,000 | $ 0 |
| Pima County Arizona | 9 | $ 868,000 | $ 96,000 | $ 5,000 |
| Kent County Michigan | 9 | $ 886,000 | $ 98,000 | $ 0 |
| Seward County Kansas | 8 | $ 523,000 | $ 65,000 | $ 0 |
| Miami-Dade County Florida | 7 | $ 677,000 | $ 96,000 | $ 0 |
| Roosevelt County New Mexico | 7 | $ 560,000 | $ 80,000 | $ 34,000 |
| Socorro County New Mexico | 7 | $ 725,000 | $ 103,000 | $ 27,000 |
| Allegheny County Pennsylvania | 7 | $ 419,000 | $ 59,000 | $ 0 |
| El Paso County Colorado | 6 | $ 1,094,000 | $ 182,000 | $ 76,000 |
| Clark County Nevada | 6 | $ 961,000 | $ 160,000 | $ 0 |
| Cibola County New Mexico | 6 | $ 504,000 | $ 84,000 | $ 44,000 |
| Ector County Texas | 6 | $ 549,000 | $ 91,000 | $ 0 |
| Hale County Texas | 6 | $ 722,000 | $ 120,000 | $ 13,000 |
| Pinal County Arizona | 5 | $ 635,000 | $ 127,000 | $ 16,000 |
| Denver County Colorado | 5 | $ 694,000 | $ 138,000 | $ 0 |
| Jefferson County Colorado | 5 | $ 1,005,000 | $ 201,000 | $ 72,000 |
| San Juan County Colorado | 5 | $ 425,000 | $ 85,000 | $ 50,000 |
| Broward County Florida | 5 | $ 602,000 | $ 120,000 | $ 0 |
| East Baton Rouge County Louisiana | 5 | $ 441,000 | $ 88,000 | $ 0 |
| Hennepin County Minnesota | 5 | $ 1,005,000 | $ 201,000 | $ 0 |
| St. Louis City County Missouri | 5 | $ 380,000 | $ 76,000 | $ 0 |
| Colfax County New Mexico | 5 | $ 579,000 | $ 115,000 | $ 84,000 |
| Bailey County Texas | 5 | $ 351,000 | $ 70,000 | $ 38,000 |
| Gray County Texas | 5 | $ 338,000 | $ 67,000 | $ 0 |
| Parker County Texas | 5 | $ 583,000 | $ 116,000 | $ 0 |
| Yavapai County Arizona | 4 | $ 417,000 | $ 104,000 | $ 12,000 |
| Douglas County Colorado | 4 | $ 780,000 | $ 195,000 | $ 22,000 |
| Sussex County Delaware | 4 | $ 502,000 | $ 125,000 | $ 0 |
| Hillsborough County Florida | 4 | $ 425,000 | $ 106,000 | $ 0 |
| Seminole County Florida | 4 | $ 382,000 | $ 95,000 | $ 0 |
| Teton County Idaho | 4 | $ 554,000 | $ 138,000 | $ 0 |
| Kearny County Kansas | 4 | $ 387,000 | $ 96,000 | $ 0 |
| Jefferson County Kentucky | 4 | $ 495,000 | $ 123,000 | $ 0 |
| Prince George's County Maryland | 4 | $ 729,000 | $ 182,000 | $ 0 |
| Genesee County Michigan | 4 | $ 486,000 | $ 121,000 | $ 0 |
| Ingham County Michigan | 4 | $ 267,000 | $ 66,000 | $ 0 |
| Cuyahoga County Ohio | 4 | $ 411,000 | $ 102,000 | $ 0 |
| Philadelphia County Pennsylvania | 4 | $ 276,000 | $ 69,000 | $ 0 |
| Richland County South Carolina | 4 | $ 283,000 | $ 70,000 | $ 0 |
| Brazos County Texas | 4 | $ 403,000 | $ 100,000 | $ 56,000 |
| Callahan County Texas | 4 | $ 347,000 | $ 86,000 | $ 18,000 |
| Gregg County Texas | 4 | $ 282,000 | $ 70,000 | $ 0 |
| Mohave County Arizona | 3 | $ 312,000 | $ 104,000 | $ 45,000 |
| Lincoln County Arkansas | 3 | $ 313,000 | $ 104,000 | $ 0 |
| Marion County Florida | 3 | $ 224,000 | $ 74,000 | $ 0 |
| Orange County Florida | 3 | $ 384,000 | $ 128,000 | $ 0 |
| Polk County Florida | 3 | $ 185,000 | $ 61,000 | $ 0 |
| Clark County Idaho | 3 | $ 223,000 | $ 74,000 | $ 0 |
| Custer County Idaho | 3 | $ 440,000 | $ 146,000 | $ 0 |
| Madison County Idaho | 3 | $ 499,000 | $ 166,000 | $ 0 |
| Power County Idaho | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Scott County Kansas | 3 | $ 172,000 | $ 57,000 | $ 0 |
| Wichita County Kansas | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Daviess County Kentucky | 3 | $ 273,000 | $ 91,000 | $ 0 |
| Orleans County Louisiana | 3 | $ 388,000 | $ 129,000 | $ 0 |
| Mecosta County Michigan | 3 | $ 209,000 | $ 69,000 | $ 0 |
| De Baca County New Mexico | 3 | $ 222,000 | $ 74,000 | $ 39,000 |
| Union County New Mexico | 3 | $ 146,000 | $ 48,000 | $ 17,000 |
| Montgomery County Ohio | 3 | $ 369,000 | $ 123,000 | $ 0 |
| Davidson County Tennessee | 3 | $ 203,000 | $ 67,000 | $ 0 |
| Fort Bend County Texas | 3 | $ 443,000 | $ 147,000 | $ 56,000 |
| Jones County Texas | 3 | $ 197,000 | $ 65,000 | $ 0 |
| Nueces County Texas | 3 | $ 551,000 | $ 183,000 | $ 34,000 |
| Gila County Arizona | 2 | $ 181,000 | $ 90,000 | $ 0 |
| Johnson County Arkansas | 2 | $ 218,000 | $ 109,000 | $ 0 |
| Saline County Arkansas | 2 | $ 88,000 | $ 44,000 | $ 0 |
| Weld County Colorado | 2 | $ 274,000 | $ 137,000 | $ 94,000 |
| Kent County Delaware | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Duval County Florida | 2 | $ 113,000 | $ 56,000 | $ 0 |
| Hernando County Florida | 2 | $ 171,000 | $ 85,000 | $ 0 |
| Osceola County Florida | 2 | $ 245,000 | $ 122,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 309,000 | $ 154,000 | $ 0 |
| Pasco County Florida | 2 | $ 204,000 | $ 102,000 | $ 0 |
| Volusia County Florida | 2 | $ 117,000 | $ 58,000 | $ 0 |
| Wakulla County Florida | 2 | $ 215,000 | $ 107,000 | $ 0 |
| Lemhi County Idaho | 2 | $ 389,000 | $ 194,000 | $ 0 |
| Allen County Indiana | 2 | $ 126,000 | $ 63,000 | $ 0 |
| Elkhart County Indiana | 2 | $ 212,000 | $ 106,000 | $ 0 |
| Lake County Indiana | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Sullivan County Indiana | 2 | $ 81,000 | $ 40,000 | $ 0 |
| Wabash County Indiana | 2 | $ 126,000 | $ 63,000 | $ 0 |
| Haskell County Kansas | 2 | $ 69,000 | $ 34,000 | $ 0 |
| Lincoln County Louisiana | 2 | $ 179,000 | $ 89,000 | $ 0 |
| Ouachita County Louisiana | 2 | $ 125,000 | $ 62,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 368,000 | $ 184,000 | $ 0 |
| Isabella County Michigan | 2 | $ 125,000 | $ 62,000 | $ 0 |
| Montcalm County Michigan | 2 | $ 204,000 | $ 102,000 | $ 0 |
| Muskegon County Michigan | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Saginaw County Michigan | 2 | $ 132,000 | $ 66,000 | $ 0 |
| Shiawassee County Michigan | 2 | $ 182,000 | $ 91,000 | $ 0 |
| Anoka County Minnesota | 2 | $ 253,000 | $ 126,000 | $ 0 |
| Cape Girardeau County Missouri | 2 | $ 201,000 | $ 100,000 | $ 0 |
| Clay County Missouri | 2 | $ 92,000 | $ 46,000 | $ 0 |
| Greene County Missouri | 2 | $ 141,000 | $ 70,000 | $ 0 |
| Jackson County Missouri | 2 | $ 104,000 | $ 52,000 | $ 0 |
| Jefferson County Missouri | 2 | $ 255,000 | $ 127,000 | $ 0 |
| Scott County Missouri | 2 | $ 131,000 | $ 65,000 | $ 0 |
| Hidalgo County New Mexico | 2 | $ 118,000 | $ 59,000 | $ 37,000 |
| Henderson County North Carolina | 2 | $ 215,000 | $ 107,000 | $ 0 |
| Clark County Ohio | 2 | $ 103,000 | $ 51,000 | $ 0 |
| Mahoning County Ohio | 2 | $ 212,000 | $ 106,000 | $ 0 |
| Texas County Oklahoma | 2 | $ 176,000 | $ 88,000 | $ 0 |
| Lehigh County Pennsylvania | 2 | $ 195,000 | $ 97,000 | $ 0 |
| Hamilton County Tennessee | 2 | $ 213,000 | $ 106,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 223,000 | $ 111,000 | $ 0 |
| Carson County Texas | 2 | $ 171,000 | $ 85,000 | $ 0 |
| Collin County Texas | 2 | $ 276,000 | $ 138,000 | $ 40,000 |
| Denton County Texas | 2 | $ 363,000 | $ 181,000 | $ 72,000 |
| Hockley County Texas | 2 | $ 129,000 | $ 64,000 | $ 0 |
| Howard County Texas | 2 | $ 234,000 | $ 117,000 | $ 0 |
| Lynn County Texas | 2 | $ 222,000 | $ 111,000 | $ 0 |
| McLennan County Texas | 2 | $ 357,000 | $ 178,000 | $ 0 |
| Midland County Texas | 2 | $ 177,000 | $ 88,000 | $ 0 |
| Val Verde County Texas | 2 | $ 208,000 | $ 104,000 | $ 0 |
| Wheeler County Texas | 2 | $ 177,000 | $ 88,000 | $ 0 |
| Williamson County Texas | 2 | $ 406,000 | $ 203,000 | $ 124,000 |
| Apache County Arizona | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Cochise County Arizona | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Coconino County Arizona | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Greenlee County Arizona | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Navajo County Arizona | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Clay County Arkansas | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Craighead County Arkansas | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Crawford County Arkansas | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Faulkner County Arkansas | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Jefferson County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Lonoke County Arkansas | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Ouachita County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Union County Arkansas | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Alameda County California | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Riverside County California | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Adams County Colorado | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Archuleta County Colorado | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Boulder County Colorado | 1 | $ 96,000 | $ 96,000 | $ 62,000 |
| Chaffee County Colorado | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Conejos County Colorado | 1 | $ 192,000 | $ 192,000 | $ 160,000 |
| Elbert County Colorado | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Gunnison County Colorado | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
| Larimer County Colorado | 1 | $ 193,000 | $ 193,000 | $ 200,000 |
| Montrose County Colorado | 1 | $ 57,000 | $ 57,000 | $ 97,000 |
| Ouray County Colorado | 1 | $ 239,000 | $ 239,000 | $ 116,000 |
| Pueblo County Colorado | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Citrus County Florida | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Martin County Florida | 1 | $ 68,000 | $ 68,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Bear Lake County Idaho | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Canyon County Idaho | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 103,000 | $ 103,000 | $ 0 |
| DuPage County Illinois | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Kane County Illinois | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Kankakee County Illinois | 1 | $ 64,000 | $ 64,000 | $ 0 |
| McHenry County Illinois | 1 | $ 144,000 | $ 144,000 | $ 0 |
| McLean County Illinois | 1 | $ 85,000 | $ 85,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Will County Illinois | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Woodford County Illinois | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Dubois County Indiana | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Grant County Indiana | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Greene County Indiana | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Henry County Indiana | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Howard County Indiana | 1 | $ 111,000 | $ 111,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Marion County Indiana | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Montgomery County Indiana | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Shelby County Indiana | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Vigo County Indiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Clark County Kansas | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Ford County Kansas | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Grant County Kansas | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Gray County Kansas | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Lane County Kansas | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Ness County Kansas | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Stevens County Kansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Thomas County Kansas | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Ballard County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Breathitt County Kentucky | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Caldwell County Kentucky | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Calloway County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Clay County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Graves County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Hickman County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Madison County Kentucky | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Marshall County Kentucky | 1 | $ 69,000 | $ 69,000 | $ 0 |
| McCracken County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Meade County Kentucky | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 0 |
| St. Mary County Louisiana | 1 | $ 71,000 | $ 71,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Terrebonne County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Garrett County Maryland | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Harford County Maryland | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Howard County Maryland | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Worcester County Maryland | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Alcona County Michigan | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Cass County Michigan | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Eaton County Michigan | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Macomb County Michigan | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Otsego County Michigan | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Sanilac County Michigan | 1 | $ 76,000 | $ 76,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Chisago County Minnesota | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Pine County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Renville County Minnesota | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Scott County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Washington County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Yellow Medicine County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Lawrence County Missouri | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Lincoln County Missouri | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Pettis County Missouri | 1 | $ 107,000 | $ 107,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Webster County Missouri | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Flathead County Montana | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Lewis and Clark County Montana | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Quay County New Mexico | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Alamance County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Durham County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Lee County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Nash County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Wayne County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Ashtabula County Ohio | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Franklin County Ohio | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Fulton County Ohio | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Lorain County Ohio | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Seneca County Ohio | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Summit County Ohio | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Tillamook County Oregon | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Clearfield County Pennsylvania | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Mercer County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| York County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Horry County South Carolina | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Hawkins County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Maury County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Brazoria County Texas | 1 | $ 116,000 | $ 116,000 | $ 100,000 |
| Brewster County Texas | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Brown County Texas | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Chambers County Texas | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Coryell County Texas | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Dallam County Texas | 1 | $ 90,000 | $ 90,000 | $ 73,000 |
| Dawson County Texas | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Galveston County Texas | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Glasscock County Texas | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Hartley County Texas | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Hays County Texas | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Hemphill County Texas | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Jefferson County Texas | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Lamb County Texas | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Llano County Texas | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Madison County Texas | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Moore County Texas | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Ochiltree County Texas | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Oldham County Texas | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Runnels County Texas | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Rusk County Texas | 1 | $ 59,000 | $ 59,000 | $ 0 |
| San Augustine County Texas | 1 | $ 54,000 | $ 54,000 | $ 79,000 |
| Shackelford County Texas | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Wichita County Texas | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Wise County Texas | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Young County Texas | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Washington County Utah | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Bedford County Virginia | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Hampton County Virginia | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Pierce County Wisconsin | 1 | $ 300,000 | $ 300,000 | $ 0 |
| St. Croix County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 0 |
Mortgage Loan Application Detail Totals for Charter Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 6,562 | $788,159,000 | $111,518 | $1,500,000 | $6,407 | $781,000 |
| Home Purchase (one-to-four family) | 4,790 | $601,778,000 | $110,068 | $1,100,000 | $3,931 | $1,184,000 |
| Home Improvement (one-to-four family) | 14 | $964,000 | $68,000 | $320,000 | $61,000 | $202,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,718 | $642,486,000 | $163,000 | $1,500,000 | $92,400 | $781,000 |
| Not applicable | 4,092 | $460,219,000 | $111,500 | $861,000 | $0 | $0 |
| Hispanic | 1,858 | $203,864,000 | $110,666 | $419,000 | $42,666 | $1,184,000 |
| Information not provided by applicant in mail or telephone application | 339 | $39,893,000 | $119,750 | $605,000 | $42,000 | $334,000 |
| Black | 102 | $11,329,000 | $75,750 | $305,000 | $52,000 | $161,000 |
| Asian or Pacific Islander | 88 | $11,494,000 | $128,000 | $480,000 | $67,000 | $462,000 |
| Other | 85 | $12,149,000 | $142,000 | $595,000 | $52,000 | $300,000 |
| American Indian or Alaskan Native | 84 | $9,467,000 | $112,000 | $240,000 | $50,000 | $162,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,244 | $961,139,000 | $113,900 | $1,500,000 | $6,866 | $1,184,000 |
| FHA-insured (Federal Housing Administration) | 2,968 | $290,578,000 | $94,750 | $240,000 | $13,000 | $289,000 |
| VA-guaranteed (Veterans Administration) | 1,108 | $134,803,000 | $124,800 | $273,000 | $28,800 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 46 | $4,381,000 | $93,000 | $143,000 | $10,500 | $63,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,044 | $772,226,000 | $155,600 | $1,100,000 | $79,000 | $1,184,000 |
| Loan Purchased By The Institution | 4,092 | $460,219,000 | $111,500 | $861,000 | $0 | $0 |
| Application Withdrawn By Applicant | 480 | $61,802,000 | $127,000 | $640,000 | $81,750 | $750,000 |
| Application Denied By Financial Institution | 454 | $52,530,000 | $159,600 | $1,500,000 | $104,400 | $781,000 |
| Application Approved But Not Accepted | 296 | $44,124,000 | $165,500 | $650,000 | $63,500 | $301,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 148 | $18,840,000 | $170,000 | $880,000 | $77,000 | $443,000 |
| Credit History | 107 | $11,656,000 | $118,250 | $1,000,000 | $67,250 | $781,000 |
| Debt-To-Income Ratio | 92 | $10,363,000 | $283,500 | $459,000 | $246,500 | $456,000 |
| Other | 63 | $7,541,000 | $92,000 | $1,500,000 | $62,000 | $200,000 |
| Collateral | 29 | $2,452,000 | $84,000 | $225,000 | $54,000 | $250,000 |
| Employment History | 6 | $597,000 | $111,000 | $129,000 | $45,000 | $85,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $462,000 | $92,000 | $122,000 | $12,000 | $26,000 |
| Unverifiable Information | 3 | $552,000 | $155,500 | $292,000 | $116,000 | $225,000 |
| Mortgage Insurance Denied | 1 | $67,000 | $67,000 | $67,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Charter Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Charter Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Mexico, download the full spreadsheet
with aggregated HMDA statistics today.