Charter Bank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for New Mexico.
The mortgage statistics and data below are specific to mortgage loan applications for Charter Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Charter Bank 2130 Eubank Blvd Ne Albuquerque, NM 87112 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,293 |
| Total Mortgage Loan Application Amount | $901,155,000 |
| Average Mortgage Loan Application Amount | $111,944 |
| Highest Mortgage Loan Application Amount | $1,625,000 |
| Average Applicant Income | $63,555 |
| Highest Applicant Income | $1,760,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NM, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bernalillo County New Mexico | 3,120 | $ 406,535,000 | $ 130,000 | $ 55,000 |
| Dona Ana County New Mexico | 742 | $ 90,027,000 | $ 121,000 | $ 43,000 |
| Sandoval County New Mexico | 741 | $ 102,188,000 | $ 137,000 | $ 54,000 |
| Santa Fe County New Mexico | 339 | $ 59,958,000 | $ 176,000 | $ 58,000 |
| Lea County New Mexico | 217 | $ 14,566,000 | $ 67,000 | $ 52,000 |
| Valencia County New Mexico | 177 | $ 19,775,000 | $ 111,000 | $ 45,000 |
| Lubbock County Texas | 173 | $ 19,758,000 | $ 114,000 | $ 74,000 |
| El Paso County Texas | 171 | $ 14,955,000 | $ 87,000 | $ 33,000 |
| Curry County New Mexico | 128 | $ 9,802,000 | $ 76,000 | $ 46,000 |
| Bonneville County Idaho | 126 | $ 14,307,000 | $ 113,000 | $ 56,000 |
| Chaves County New Mexico | 102 | $ 6,237,000 | $ 61,000 | $ 34,000 |
| Otero County New Mexico | 98 | $ 8,934,000 | $ 91,000 | $ 49,000 |
| San Juan County New Mexico | 97 | $ 11,468,000 | $ 118,000 | $ 52,000 |
| Potter County Texas | 75 | $ 4,839,000 | $ 64,000 | $ 42,000 |
| La Plata County Colorado | 74 | $ 14,315,000 | $ 193,000 | $ 91,000 |
| Randall County Texas | 66 | $ 6,480,000 | $ 98,000 | $ 59,000 |
| Tom Green County Texas | 42 | $ 3,885,000 | $ 92,000 | $ 56,000 |
| Maricopa County Arizona | 37 | $ 5,896,000 | $ 159,000 | $ 65,000 |
| Eddy County New Mexico | 29 | $ 1,900,000 | $ 65,000 | $ 40,000 |
| McKinley County New Mexico | 23 | $ 2,722,000 | $ 118,000 | $ 63,000 |
| Torrance County New Mexico | 23 | $ 2,124,000 | $ 92,000 | $ 41,000 |
| Santa Cruz County Arizona | 21 | $ 2,378,000 | $ 113,000 | $ 39,000 |
| Bingham County Idaho | 20 | $ 1,832,000 | $ 91,000 | $ 51,000 |
| Roosevelt County New Mexico | 20 | $ 1,511,000 | $ 75,000 | $ 59,000 |
| Sierra County New Mexico | 20 | $ 1,539,000 | $ 76,000 | $ 35,000 |
| Bannock County Idaho | 18 | $ 1,481,000 | $ 82,000 | $ 36,000 |
| Lincoln County New Mexico | 18 | $ 2,422,000 | $ 134,000 | $ 80,000 |
| Hutchinson County Texas | 17 | $ 910,000 | $ 53,000 | $ 57,000 |
| Ada County Idaho | 14 | $ 1,788,000 | $ 127,000 | $ 48,000 |
| Jefferson County Idaho | 14 | $ 1,574,000 | $ 112,000 | $ 52,000 |
| Luna County New Mexico | 14 | $ 1,014,000 | $ 72,000 | $ 40,000 |
| Johnson County Texas | 13 | $ 1,226,000 | $ 94,000 | $ 50,000 |
| Finney County Kansas | 12 | $ 1,001,000 | $ 83,000 | $ 46,000 |
| San Miguel County New Mexico | 12 | $ 1,102,000 | $ 91,000 | $ 46,000 |
| Los Alamos County New Mexico | 9 | $ 2,013,000 | $ 223,000 | $ 72,000 |
| Socorro County New Mexico | 9 | $ 720,000 | $ 80,000 | $ 59,000 |
| Ector County Texas | 9 | $ 933,000 | $ 103,000 | $ 58,000 |
| Taos County New Mexico | 8 | $ 1,416,000 | $ 177,000 | $ 125,000 |
| Madison County Idaho | 7 | $ 932,000 | $ 133,000 | $ 60,000 |
| Angelina County Texas | 7 | $ 491,000 | $ 70,000 | $ 67,000 |
| Harris County Texas | 7 | $ 1,175,000 | $ 167,000 | $ 110,000 |
| Parker County Texas | 7 | $ 560,000 | $ 80,000 | $ 24,000 |
| Cassia County Idaho | 6 | $ 468,000 | $ 78,000 | $ 29,000 |
| Fremont County Idaho | 6 | $ 724,000 | $ 120,000 | $ 93,000 |
| Cibola County New Mexico | 6 | $ 505,000 | $ 84,000 | $ 54,000 |
| Grant County New Mexico | 6 | $ 537,000 | $ 89,000 | $ 49,000 |
| Taylor County Texas | 6 | $ 584,000 | $ 97,000 | $ 58,000 |
| Rio Arriba County New Mexico | 5 | $ 555,000 | $ 111,000 | $ 47,000 |
| Hale County Texas | 5 | $ 394,000 | $ 78,000 | $ 53,000 |
| Tarrant County Texas | 5 | $ 316,000 | $ 63,000 | $ 41,000 |
| Pinal County Arizona | 4 | $ 395,000 | $ 98,000 | $ 36,000 |
| El Paso County Colorado | 4 | $ 618,000 | $ 154,000 | $ 208,000 |
| Canyon County Idaho | 4 | $ 389,000 | $ 97,000 | $ 46,000 |
| Minidoka County Idaho | 4 | $ 265,000 | $ 66,000 | $ 46,000 |
| Gray County Kansas | 4 | $ 213,000 | $ 53,000 | $ 56,000 |
| Colfax County New Mexico | 4 | $ 745,000 | $ 186,000 | $ 244,000 |
| Fort Bend County Texas | 4 | $ 602,000 | $ 150,000 | $ 82,000 |
| Pima County Arizona | 3 | $ 272,000 | $ 90,000 | $ 16,000 |
| Quay County New Mexico | 3 | $ 157,000 | $ 52,000 | $ 91,000 |
| Union County New Mexico | 3 | $ 275,000 | $ 91,000 | $ 31,000 |
| Brazoria County Texas | 3 | $ 376,000 | $ 125,000 | $ 82,000 |
| Gray County Texas | 3 | $ 161,000 | $ 53,000 | $ 40,000 |
| Moore County Texas | 3 | $ 223,000 | $ 74,000 | $ 47,000 |
| Wise County Texas | 3 | $ 284,000 | $ 94,000 | $ 31,000 |
| Coconino County Arizona | 2 | $ 424,000 | $ 212,000 | $ 158,000 |
| Archuleta County Colorado | 2 | $ 267,000 | $ 133,000 | $ 76,000 |
| Montezuma County Colorado | 2 | $ 169,000 | $ 84,000 | $ 56,000 |
| Weld County Colorado | 2 | $ 145,000 | $ 72,000 | $ 34,000 |
| Gem County Idaho | 2 | $ 208,000 | $ 104,000 | $ 59,000 |
| Bexar County Texas | 2 | $ 185,000 | $ 92,000 | $ 49,000 |
| Brazos County Texas | 2 | $ 193,000 | $ 96,000 | $ 136,000 |
| Comanche County Texas | 2 | $ 163,000 | $ 81,000 | $ 57,000 |
| Crosby County Texas | 2 | $ 108,000 | $ 54,000 | $ 56,000 |
| Fannin County Texas | 2 | $ 133,000 | $ 66,000 | $ 68,000 |
| Garza County Texas | 2 | $ 196,000 | $ 98,000 | $ 54,000 |
| Hockley County Texas | 2 | $ 105,000 | $ 52,000 | $ 38,000 |
| Hood County Texas | 2 | $ 274,000 | $ 137,000 | $ 49,000 |
| Montgomery County Texas | 2 | $ 283,000 | $ 141,000 | $ 84,000 |
| Douglas County Colorado | 1 | $ 306,000 | $ 306,000 | $ 142,000 |
| Las Animas County Colorado | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 180,000 | $ 180,000 | $ 98,000 |
| San Juan County Colorado | 1 | $ 80,000 | $ 80,000 | $ 82,000 |
| Power County Idaho | 1 | $ 77,000 | $ 77,000 | $ 44,000 |
| Twin Falls County Idaho | 1 | $ 157,000 | $ 157,000 | $ 75,000 |
| Kearny County Kansas | 1 | $ 73,000 | $ 73,000 | $ 75,000 |
| Seward County Kansas | 1 | $ 28,000 | $ 28,000 | $ 17,000 |
| Pearl River County Mississippi | 1 | $ 63,000 | $ 63,000 | $ 67,000 |
| De Baca County New Mexico | 1 | $ 51,000 | $ 51,000 | $ 33,000 |
| Mora County New Mexico | 1 | $ 112,000 | $ 112,000 | $ 33,000 |
| Bailey County Texas | 1 | $ 31,000 | $ 31,000 | $ 41,000 |
| Bastrop County Texas | 1 | $ 66,000 | $ 66,000 | $ 35,000 |
| Callahan County Texas | 1 | $ 43,000 | $ 43,000 | $ 43,000 |
| Carson County Texas | 1 | $ 72,000 | $ 72,000 | $ 62,000 |
| Cochran County Texas | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Collin County Texas | 1 | $ 114,000 | $ 114,000 | $ 30,000 |
| Dawson County Texas | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Deaf Smith County Texas | 1 | $ 57,000 | $ 57,000 | $ 29,000 |
| Denton County Texas | 1 | $ 178,000 | $ 178,000 | $ 97,000 |
| Ellis County Texas | 1 | $ 108,000 | $ 108,000 | $ 55,000 |
| Erath County Texas | 1 | $ 98,000 | $ 98,000 | $ 39,000 |
| Floyd County Texas | 1 | $ 59,000 | $ 59,000 | $ 41,000 |
| Grayson County Texas | 1 | $ 73,000 | $ 73,000 | $ 36,000 |
| Hall County Texas | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Haskell County Texas | 1 | $ 58,000 | $ 58,000 | $ 40,000 |
| Howard County Texas | 1 | $ 108,000 | $ 108,000 | $ 76,000 |
| Kaufman County Texas | 1 | $ 131,000 | $ 131,000 | $ 51,000 |
| Lamb County Texas | 1 | $ 32,000 | $ 32,000 | $ 19,000 |
| Midland County Texas | 1 | $ 213,000 | $ 213,000 | $ 207,000 |
| Montague County Texas | 1 | $ 98,000 | $ 98,000 | $ 43,000 |
| Nacogdoches County Texas | 1 | $ 71,000 | $ 71,000 | $ 49,000 |
| Nolan County Texas | 1 | $ 93,000 | $ 93,000 | $ 83,000 |
| Parmer County Texas | 1 | $ 39,000 | $ 39,000 | $ 47,000 |
| Runnels County Texas | 1 | $ 43,000 | $ 43,000 | $ 54,000 |
| Somervell County Texas | 1 | $ 157,000 | $ 157,000 | $ 80,000 |
| Swisher County Texas | 1 | $ 51,000 | $ 51,000 | $ 34,000 |
| Travis County Texas | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Wichita County Texas | 1 | $ 194,000 | $ 194,000 | $ 89,000 |
| Williamson County Texas | 1 | $ 83,000 | $ 83,000 | $ 57,000 |
| Winkler County Texas | 1 | $ 35,000 | $ 35,000 | $ 124,000 |
| Young County Texas | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Mexico,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Charter Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,172 | $645,668,000 | $120,875 | $1,625,000 | $66,875 | $1,760,000 |
| Refinancing | 2,078 | $251,348,000 | $130,714 | $1,425,000 | $56,714 | $1,341,000 |
| Home Improvement | 43 | $4,139,000 | $44,333 | $440,000 | $70,666 | $484,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,909 | $307,340,000 | $109,000 | $945,000 | $61,125 | $1,760,000 |
| White | 2,349 | $329,650,000 | $131,500 | $1,425,000 | $59,000 | $1,436,000 |
| Hispanic | 1,156 | $134,322,000 | $124,166 | $680,000 | $49,500 | $1,005,000 |
| Not Provided | 732 | $106,656,000 | $138,833 | $900,000 | $90,666 | $1,005,000 |
| American Indian or Alaskan Native | 50 | $5,363,000 | $107,500 | $214,000 | $38,250 | $203,000 |
| Black or African American | 49 | $10,499,000 | $282,000 | $1,625,000 | $90,500 | $924,000 |
| Asian | 41 | $6,431,000 | $119,500 | $456,000 | $34,500 | $301,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $894,000 | $127,000 | $334,000 | $121,000 | $636,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,922 | $556,992,000 | $128,000 | $1,625,000 | $73,625 | $1,760,000 |
| FHA-insured (Federal Housing Administration) | 2,733 | $262,481,000 | $88,500 | $388,000 | $32,333 | $375,000 |
| VA-guaranteed (Veterans Administration) | 607 | $78,695,000 | $127,600 | $281,000 | $45,000 | $166,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 31 | $2,987,000 | $101,000 | $183,000 | $38,000 | $68,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,299 | $443,772,000 | $133,000 | $1,425,000 | $68,600 | $1,436,000 |
| Loan Purchased By The Institution | 2,906 | $306,908,000 | $110,000 | $945,000 | $60,000 | $1,760,000 |
| Application Withdrawn By Applicant | 318 | $42,763,000 | $109,200 | $1,500,000 | $68,200 | $924,000 |
| Application Approved But Not Accepted | 268 | $42,312,000 | $118,166 | $700,000 | $47,333 | $1,005,000 |
| Application Denied By Financial Institution | 255 | $29,593,000 | $113,333 | $1,400,000 | $40,666 | $350,000 |
| Preapproval Denied by Financial Institution | 245 | $35,712,000 | $145,000 | $1,625,000 | $56,000 | $664,000 |
| Preapproval Approved but not Accepted | 1 | $15,000 | $15,000 | $15,000 | $53,000 | $53,000 |
| File Closed For Incompleteness | 1 | $80,000 | $80,000 | $80,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 300 | $44,445,000 | $139,000 | $1,625,000 | $31,250 | $664,000 |
| Credit History | 80 | $8,227,000 | $89,500 | $388,000 | $36,500 | $170,000 |
| Debt-To-Income Ratio | 62 | $6,130,000 | $115,000 | $316,000 | $35,750 | $140,000 |
| Other | 34 | $3,768,000 | $116,600 | $236,000 | $54,000 | $129,000 |
| Collateral | 8 | $1,051,000 | $106,666 | $370,000 | $59,333 | $85,000 |
| Unverifiable Information | 7 | $731,000 | $107,000 | $160,000 | $40,000 | $71,000 |
| Employment History | 6 | $667,000 | $114,500 | $158,000 | $40,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $96,000 | $48,000 | $68,000 | $41,500 | $59,000 |
| Mortgage Insurance Denied | 1 | $190,000 | $190,000 | $190,000 | $41,000 | $41,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NM, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Mexico, and search similar information at your convenience.