Charter Bank
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for New Mexico.
The mortgage statistics and data below are specific to mortgage loan applications for Charter Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Charter Bank 2130 Eubank Blvd Ne Albuquerque, NM 87112 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,741 |
| Total Mortgage Loan Application Amount | $1,114,075,000 |
| Average Mortgage Loan Application Amount | $119,666 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $74,000 |
| Highest Applicant Income | $3,242,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NM, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bernalillo County New Mexico | 2,606 | $ 395,435,000 | $ 151,000 | $ 68,000 |
| Sandoval County New Mexico | 990 | $ 158,315,000 | $ 159,000 | $ 64,000 |
| Dona Ana County New Mexico | 887 | $ 126,020,000 | $ 142,000 | $ 70,000 |
| Santa Fe County New Mexico | 419 | $ 84,406,000 | $ 201,000 | $ 74,000 |
| Valencia County New Mexico | 262 | $ 36,244,000 | $ 138,000 | $ 61,000 |
| Lea County New Mexico | 240 | $ 20,809,000 | $ 86,000 | $ 52,000 |
| Lubbock County Texas | 181 | $ 22,287,000 | $ 123,000 | $ 97,000 |
| Curry County New Mexico | 179 | $ 16,738,000 | $ 93,000 | $ 47,000 |
| Otero County New Mexico | 178 | $ 20,190,000 | $ 113,000 | $ 47,000 |
| Bonneville County Idaho | 168 | $ 21,086,000 | $ 125,000 | $ 61,000 |
| El Paso County Texas | 112 | $ 14,125,000 | $ 126,000 | $ 56,000 |
| San Juan County New Mexico | 111 | $ 15,340,000 | $ 138,000 | $ 62,000 |
| Midland County Texas | 97 | $ 14,026,000 | $ 144,000 | $ 101,000 |
| Randall County Texas | 85 | $ 8,998,000 | $ 105,000 | $ 49,000 |
| Chaves County New Mexico | 69 | $ 5,331,000 | $ 77,000 | $ 38,000 |
| Potter County Texas | 68 | $ 4,866,000 | $ 71,000 | $ 41,000 |
| Eddy County New Mexico | 63 | $ 4,622,000 | $ 73,000 | $ 41,000 |
| Ector County Texas | 39 | $ 3,645,000 | $ 93,000 | $ 63,000 |
| Lincoln County New Mexico | 33 | $ 4,306,000 | $ 130,000 | $ 79,000 |
| Tom Green County Texas | 29 | $ 3,015,000 | $ 103,000 | $ 88,000 |
| Bingham County Idaho | 24 | $ 2,717,000 | $ 113,000 | $ 46,000 |
| Santa Cruz County Arizona | 23 | $ 3,782,000 | $ 164,000 | $ 58,000 |
| Jefferson County Idaho | 22 | $ 3,181,000 | $ 144,000 | $ 79,000 |
| San Miguel County New Mexico | 22 | $ 2,996,000 | $ 136,000 | $ 57,000 |
| Roosevelt County New Mexico | 18 | $ 1,601,000 | $ 88,000 | $ 54,000 |
| Torrance County New Mexico | 18 | $ 1,936,000 | $ 107,000 | $ 41,000 |
| La Plata County Colorado | 17 | $ 5,895,000 | $ 346,000 | $ 151,000 |
| Hale County Texas | 16 | $ 1,565,000 | $ 97,000 | $ 86,000 |
| Los Alamos County New Mexico | 15 | $ 2,387,000 | $ 159,000 | $ 82,000 |
| Dallas County Texas | 14 | $ 1,404,000 | $ 100,000 | $ 136,000 |
| Sierra County New Mexico | 13 | $ 1,135,000 | $ 87,000 | $ 54,000 |
| Luna County New Mexico | 12 | $ 1,593,000 | $ 132,000 | $ 75,000 |
| McKinley County New Mexico | 12 | $ 1,155,000 | $ 96,000 | $ 44,000 |
| Socorro County New Mexico | 12 | $ 1,303,000 | $ 108,000 | $ 49,000 |
| Hutchinson County Texas | 12 | $ 993,000 | $ 82,000 | $ 49,000 |
| Rio Arriba County New Mexico | 11 | $ 1,638,000 | $ 148,000 | $ 41,000 |
| Ada County Idaho | 9 | $ 2,071,000 | $ 230,000 | $ 106,000 |
| Colfax County New Mexico | 9 | $ 1,010,000 | $ 112,000 | $ 56,000 |
| Fremont County Idaho | 8 | $ 1,284,000 | $ 160,000 | $ 67,000 |
| Castro County Texas | 8 | $ 954,000 | $ 119,000 | $ 100,000 |
| Quay County New Mexico | 7 | $ 492,000 | $ 70,000 | $ 81,000 |
| Tarrant County Texas | 7 | $ 1,498,000 | $ 214,000 | $ 110,000 |
| Bailey County Texas | 6 | $ 679,000 | $ 113,000 | $ 110,000 |
| Hockley County Texas | 6 | $ 478,000 | $ 79,000 | $ 59,000 |
| Smith County Texas | 6 | $ 1,032,000 | $ 172,000 | $ 145,000 |
| Grant County New Mexico | 5 | $ 429,000 | $ 85,000 | $ 46,000 |
| Taos County New Mexico | 5 | $ 1,018,000 | $ 203,000 | $ 111,000 |
| Collin County Texas | 5 | $ 580,000 | $ 116,000 | $ 90,000 |
| Dawson County Texas | 5 | $ 294,000 | $ 58,000 | $ 43,000 |
| Howard County Texas | 5 | $ 387,000 | $ 77,000 | $ 55,000 |
| Terry County Texas | 5 | $ 388,000 | $ 77,000 | $ 48,000 |
| Ward County Texas | 5 | $ 436,000 | $ 87,000 | $ 91,000 |
| Maricopa County Arizona | 4 | $ 550,000 | $ 137,000 | $ 45,000 |
| Montezuma County Colorado | 4 | $ 678,000 | $ 169,000 | $ 116,000 |
| Canyon County Idaho | 4 | $ 687,000 | $ 171,000 | $ 70,000 |
| Cibola County New Mexico | 4 | $ 328,000 | $ 82,000 | $ 34,000 |
| De Baca County New Mexico | 4 | $ 182,000 | $ 45,000 | $ 39,000 |
| Union County New Mexico | 4 | $ 276,000 | $ 69,000 | $ 39,000 |
| Bexar County Texas | 4 | $ 617,000 | $ 154,000 | $ 87,000 |
| Gaines County Texas | 4 | $ 376,000 | $ 94,000 | $ 51,000 |
| Harris County Texas | 4 | $ 542,000 | $ 135,000 | $ 140,000 |
| Archuleta County Colorado | 3 | $ 986,000 | $ 328,000 | $ 748,000 |
| Teton County Idaho | 3 | $ 781,000 | $ 260,000 | $ 147,000 |
| Brazos County Texas | 3 | $ 360,000 | $ 120,000 | $ 71,000 |
| Hood County Texas | 3 | $ 258,000 | $ 86,000 | $ 69,000 |
| Lamb County Texas | 3 | $ 413,000 | $ 137,000 | $ 100,000 |
| Martin County Texas | 3 | $ 346,000 | $ 115,000 | $ 81,000 |
| Moore County Texas | 3 | $ 158,000 | $ 52,000 | $ 24,000 |
| Rio Grande County Colorado | 2 | $ 601,000 | $ 300,000 | $ 246,000 |
| Bannock County Idaho | 2 | $ 114,000 | $ 57,000 | $ 24,000 |
| Madison County Idaho | 2 | $ 261,000 | $ 130,000 | $ 50,000 |
| Hidalgo County New Mexico | 2 | $ 214,000 | $ 107,000 | $ 35,000 |
| Andrews County Texas | 2 | $ 222,000 | $ 111,000 | $ 88,000 |
| Armstrong County Texas | 2 | $ 97,000 | $ 48,000 | $ 67,000 |
| Brown County Texas | 2 | $ 375,000 | $ 187,000 | $ 441,000 |
| Carson County Texas | 2 | $ 191,000 | $ 95,000 | $ 58,000 |
| Crosby County Texas | 2 | $ 132,000 | $ 66,000 | $ 131,000 |
| Dallam County Texas | 2 | $ 285,000 | $ 142,000 | $ 67,000 |
| Ellis County Texas | 2 | $ 251,000 | $ 125,000 | $ 54,000 |
| Galveston County Texas | 2 | $ 409,000 | $ 204,000 | $ 97,000 |
| Hartley County Texas | 2 | $ 210,000 | $ 105,000 | $ 106,000 |
| Kaufman County Texas | 2 | $ 182,000 | $ 91,000 | $ 47,000 |
| Lamar County Texas | 2 | $ 128,000 | $ 64,000 | $ 61,000 |
| Llano County Texas | 2 | $ 1,620,000 | $ 810,000 | $ 590,000 |
| Mitchell County Texas | 2 | $ 205,000 | $ 102,000 | $ 91,000 |
| Palo Pinto County Texas | 2 | $ 375,000 | $ 187,000 | $ 175,000 |
| Parmer County Texas | 2 | $ 128,000 | $ 64,000 | $ 55,000 |
| Travis County Texas | 2 | $ 184,000 | $ 92,000 | $ 45,000 |
| Winkler County Texas | 2 | $ 100,000 | $ 50,000 | $ 45,000 |
| Yoakum County Texas | 2 | $ 278,000 | $ 139,000 | $ 185,000 |
| Coconino County Arizona | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
| Gila County Arizona | 1 | $ 72,000 | $ 72,000 | $ 60,000 |
| Pima County Arizona | 1 | $ 252,000 | $ 252,000 | $ 41,000 |
| Jefferson County Colorado | 1 | $ 233,000 | $ 233,000 | $ 79,000 |
| Las Animas County Colorado | 1 | $ 132,000 | $ 132,000 | $ 0 |
| San Juan County Colorado | 1 | $ 244,000 | $ 244,000 | $ 73,000 |
| Cherokee County Georgia | 1 | $ 89,000 | $ 89,000 | $ 60,000 |
| Bonner County Idaho | 1 | $ 180,000 | $ 180,000 | $ 107,000 |
| Custer County Idaho | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Kootenai County Idaho | 1 | $ 96,000 | $ 96,000 | $ 208,000 |
| Lincoln County Idaho | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
| Angelina County Texas | 1 | $ 50,000 | $ 50,000 | $ 77,000 |
| Brazoria County Texas | 1 | $ 227,000 | $ 227,000 | $ 125,000 |
| Cameron County Texas | 1 | $ 103,000 | $ 103,000 | $ 70,000 |
| Coke County Texas | 1 | $ 124,000 | $ 124,000 | $ 88,000 |
| Coleman County Texas | 1 | $ 864,000 | $ 864,000 | $ 768,000 |
| Crane County Texas | 1 | $ 66,000 | $ 66,000 | $ 51,000 |
| Denton County Texas | 1 | $ 121,000 | $ 121,000 | $ 43,000 |
| Donley County Texas | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Eastland County Texas | 1 | $ 65,000 | $ 65,000 | $ 115,000 |
| Garza County Texas | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Gray County Texas | 1 | $ 52,000 | $ 52,000 | $ 52,000 |
| Grayson County Texas | 1 | $ 62,000 | $ 62,000 | $ 25,000 |
| Guadalupe County Texas | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Jefferson County Texas | 1 | $ 34,000 | $ 34,000 | $ 74,000 |
| Lynn County Texas | 1 | $ 105,000 | $ 105,000 | $ 244,000 |
| Montague County Texas | 1 | $ 83,000 | $ 83,000 | $ 51,000 |
| Pecos County Texas | 1 | $ 50,000 | $ 50,000 | $ 16,000 |
| Rains County Texas | 1 | $ 74,000 | $ 74,000 | $ 51,000 |
| Schleicher County Texas | 1 | $ 60,000 | $ 60,000 | $ 53,000 |
| Swisher County Texas | 1 | $ 86,000 | $ 86,000 | $ 40,000 |
| Van Zandt County Texas | 1 | $ 81,000 | $ 81,000 | $ 48,000 |
| Wilbarger County Texas | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Wise County Texas | 1 | $ 102,000 | $ 102,000 | $ 47,000 |
| Tooele County Utah | 1 | $ 184,000 | $ 184,000 | $ 78,000 |
| Utah County Utah | 1 | $ 293,000 | $ 293,000 | $ 82,000 |
| Clark County Washington | 1 | $ 218,000 | $ 218,000 | $ 67,000 |
| Natrona County Wyoming | 1 | $ 153,000 | $ 153,000 | $ 62,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Mexico,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Charter Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,142 | $865,062,000 | $140,000 | $1,500,000 | $64,000 | $2,577,000 |
| Refinancing | 1,536 | $245,224,000 | $159,000 | $1,120,000 | $74,000 | $3,242,000 |
| Home Improvement | 63 | $3,789,000 | $60,000 | $1,228,000 | $84,000 | $1,458,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,187 | $505,521,000 | $158,000 | $1,485,000 | $74,000 | $3,242,000 |
| Not applicable | 2,015 | $243,120,000 | $120,000 | $417,000 | $58,000 | $1,776,000 |
| Hispanic | 1,618 | $216,895,000 | $134,000 | $1,500,000 | $60,000 | $1,860,000 |
| Not Provided | 680 | $109,567,000 | $161,000 | $1,500,000 | $69,000 | $2,577,000 |
| Asian | 101 | $17,440,000 | $172,000 | $1,000,000 | $76,000 | $600,000 |
| Black or African American | 76 | $12,223,000 | $160,000 | $680,000 | $63,000 | $229,000 |
| American Indian or Alaskan Native | 48 | $6,929,000 | $144,000 | $417,000 | $65,000 | $446,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $2,380,000 | $148,000 | $292,000 | $58,000 | $205,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,021 | $773,306,000 | $154,000 | $1,500,000 | $75,000 | $3,242,000 |
| FHA-insured (Federal Housing Administration) | 2,078 | $238,901,000 | $114,000 | $293,000 | $48,000 | $601,000 |
| VA-guaranteed (Veterans Administration) | 618 | $99,148,000 | $160,000 | $417,000 | $59,000 | $213,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 24 | $2,720,000 | $113,000 | $195,000 | $42,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 3,398 | $423,242,000 | $124,000 | $417,000 | $62,000 | $3,242,000 |
| Loan Originated | 2,891 | $462,515,000 | $159,000 | $1,500,000 | $73,000 | $2,577,000 |
| Application Withdrawn By Applicant | 727 | $112,689,000 | $155,000 | $1,120,000 | $64,000 | $600,000 |
| Application Denied By Financial Institution | 379 | $55,613,000 | $146,000 | $1,500,000 | $54,000 | $720,000 |
| Application Approved But Not Accepted | 227 | $44,109,000 | $194,000 | $1,200,000 | $67,000 | $395,000 |
| Preapproval Denied by Financial Institution | 111 | $14,951,000 | $134,000 | $450,000 | $45,000 | $179,000 |
| Preapproval Approved but not Accepted | 7 | $879,000 | $125,000 | $193,000 | $67,000 | $98,000 |
| File Closed For Incompleteness | 1 | $77,000 | $77,000 | $77,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 226 | $35,882,000 | $158,000 | $900,000 | $60,000 | $720,000 |
| Credit History | 136 | $16,623,000 | $122,000 | $265,000 | $43,000 | $258,000 |
| Debt-To-Income Ratio | 82 | $10,472,000 | $127,000 | $584,000 | $37,000 | $185,000 |
| Other | 22 | $2,934,000 | $133,000 | $417,000 | $60,000 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,914,000 | $364,000 | $1,500,000 | $118,000 | $558,000 |
| Collateral | 8 | $383,000 | $47,000 | $74,000 | $57,000 | $133,000 |
| Employment History | 7 | $1,237,000 | $176,000 | $215,000 | $91,000 | $144,000 |
| Unverifiable Information | 1 | $119,000 | $119,000 | $119,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NM, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Mexico, and search similar information at your convenience.