Charter One Bank
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Charter One Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Charter One Bank
1215 Superior Ave
Cleveland, OH 44114
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 70,239
Total Mortgage Loan Application Amount $10,711,418,000
Average Mortgage Loan Application Amount $286,785
Highest Mortgage Loan Application Amount $8,500,000
Average Applicant Income $51,760
Highest Applicant Income $3,250,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Charter One Bank by Metropolitan Area in 2004

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CHICAGO-NAPERVILLE-JOLIET, IL 7,138 $ 1,264,420,000 $ 177,000 $ 54,000
CLEVELAND-ELYRIA-MENTOR, OH 7,002 $ 877,298,000 $ 125,000 $ 56,000
WARREN-FARMINGTON HILLS-TROY, MI 4,716 $ 869,460,000 $ 184,000 $ 61,000
BUFFALO-NIAGARA FALLS, NY 4,540 $ 422,138,000 $ 92,000 $ 50,000
DETROIT-LIVONIA-DEARBORN, MI 4,203 $ 473,350,000 $ 112,000 $ 38,000
ROCHESTER, NY 4,189 $ 408,808,000 $ 97,000 $ 54,000
ALBANY-SCHENECTADY-TROY, NY 3,409 $ 429,069,000 $ 125,000 $ 60,000
AKRON, OH 2,144 $ 225,878,000 $ 105,000 $ 48,000
TOLEDO, OH 2,133 $ 222,728,000 $ 104,000 $ 56,000
CANTON-MASSILLON, OH 1,612 $ 143,792,000 $ 89,000 $ 44,000
INDIANAPOLIS, IN 1,260 $ 193,913,000 $ 153,000 $ 66,000
SPRINGFIELD, MA 1,227 $ 163,723,000 $ 133,000 $ 56,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 1,195 $ 200,758,000 $ 167,000 $ 68,000
SYRACUSE, NY 1,124 $ 114,968,000 $ 102,000 $ 48,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 907 $ 84,197,000 $ 92,000 $ 48,000
COLUMBUS, OH 771 $ 126,084,000 $ 163,000 $ 64,000
UTICA-ROME, NY 674 $ 47,186,000 $ 70,000 $ 46,000
BALTIMORE-TOWSON, MD 623 $ 178,064,000 $ 285,000 $ 73,000
BURLINGTON-SOUTH BURLINGTON, VT 593 $ 85,910,000 $ 144,000 $ 57,000
LANSING-EAST LANSING, MI 583 $ 89,173,000 $ 152,000 $ 55,000
KALAMAZOO-PORTAGE, MI 511 $ 77,960,000 $ 152,000 $ 81,000
NEW YORK-WAYNE-WHITE PLAINS, NY-NJ 487 $ 171,050,000 $ 351,000 $ 86,000
GLENS FALLS, NY 464 $ 45,680,000 $ 98,000 $ 67,000
GRAND RAPIDS-WYOMING, MI 454 $ 62,700,000 $ 138,000 $ 45,000
BINGHAMTON, NY 423 $ 30,588,000 $ 72,000 $ 51,000
ANN ARBOR, MI 370 $ 92,909,000 $ 251,000 $ 49,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 357 $ 54,639,000 $ 153,000 $ 55,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 340 $ 180,780,000 $ 531,000 $ 25,000
KINGSTON, NY 338 $ 41,081,000 $ 121,000 $ 53,000
PITTSBURGH, PA 321 $ 36,801,000 $ 114,000 $ 51,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 295 $ 39,824,000 $ 134,000 $ 55,000
RICHMOND, VA 290 $ 54,800,000 $ 188,000 $ 59,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 264 $ 68,256,000 $ 258,000 $ 55,000
BETHESDA-FREDERICK-GAITHERSBURG, MD 262 $ 116,382,000 $ 444,000 $ 72,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 256 $ 69,859,000 $ 272,000 $ 90,000
ST. LOUIS, MO-IL 232 $ 56,727,000 $ 244,000 $ 40,000
DAYTON, OH 194 $ 23,277,000 $ 119,000 $ 50,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 185 $ 35,498,000 $ 191,000 $ 69,000
MONROE, MI 174 $ 19,676,000 $ 113,000 $ 62,000
PHILADELPHIA, PA 165 $ 61,562,000 $ 373,000 $ 88,000
FLINT, MI 161 $ 38,101,000 $ 236,000 $ 56,000
LAFAYETTE, IN 153 $ 14,457,000 $ 94,000 $ 58,000
NASSAU-SUFFOLK, NY 153 $ 58,015,000 $ 379,000 $ 60,000
SANTA ANA-ANAHEIM-IRVINE, CA 151 $ 76,761,000 $ 508,000 $ 0
EDISON, NJ 142 $ 53,867,000 $ 379,000 $ 54,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 142 $ 68,941,000 $ 485,000 $ 1,000
ERIE, PA 131 $ 10,010,000 $ 76,000 $ 50,000
OAKLAND-FREMONT-HAYWARD, CA 131 $ 60,444,000 $ 461,000 $ 0
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 131 $ 67,211,000 $ 513,000 $ 2,000
HARRISBURG-CARLISLE, PA 111 $ 16,368,000 $ 147,000 $ 70,000
GREENVILLE, SC 109 $ 15,779,000 $ 144,000 $ 52,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 99 $ 33,781,000 $ 341,000 $ 34,000
WINSTON-SALEM, NC 95 $ 24,424,000 $ 257,000 $ 81,000
NASHVILLE-DAVIDSON--MURFREESBORO, TN 87 $ 17,270,000 $ 198,000 $ 51,000
NEW HAVEN-MILFORD, CT 83 $ 12,180,000 $ 146,000 $ 53,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 83 $ 39,946,000 $ 481,000 $ 5,000
BRIDGEPORT-STAMFORD-NORWALK, CT 73 $ 32,280,000 $ 442,000 $ 95,000
GARY, IN 73 $ 10,548,000 $ 144,000 $ 69,000
CHARLESTON-NORTH CHARLESTON, SC 68 $ 25,752,000 $ 378,000 $ 77,000
HOLLAND-GRAND HAVEN, MI 68 $ 11,078,000 $ 162,000 $ 54,000
ITHACA, NY 68 $ 6,297,000 $ 92,000 $ 76,000
SPARTANBURG, SC 65 $ 8,283,000 $ 127,000 $ 50,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 64 $ 8,022,000 $ 125,000 $ 48,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 64 $ 32,774,000 $ 512,000 $ 89,000
PHOENIX-MESA-SCOTTSDALE, AZ 57 $ 19,693,000 $ 345,000 $ 28,000
ANDERSON, IN 56 $ 5,017,000 $ 89,000 $ 49,000
WORCESTER, MA 56 $ 9,812,000 $ 175,000 $ 44,000
DENVER-AURORA, CO 55 $ 20,767,000 $ 377,000 $ 4,000
HOUSTON-BAYTOWN-SUGAR LAND, TX 55 $ 27,643,000 $ 502,000 $ 14,000
COLUMBIA, SC 54 $ 7,602,000 $ 140,000 $ 49,000
PITTSFIELD, MA 54 $ 8,643,000 $ 160,000 $ 72,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 53 $ 21,539,000 $ 406,000 $ 0
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 52 $ 19,730,000 $ 379,000 $ 79,000
DALLAS-PLANO-IRVING, TX 52 $ 26,252,000 $ 504,000 $ 5,000
SEATTLE-BELLEVUE-EVERETT, WA 51 $ 21,922,000 $ 429,000 $ 9,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 49 $ 20,474,000 $ 417,000 $ 15,000
BATTLE CREEK, MI 47 $ 6,114,000 $ 130,000 $ 56,000
NEWARK-UNION, NJ-PA 47 $ 20,714,000 $ 440,000 $ 49,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 46 $ 25,030,000 $ 544,000 $ 1,000
SPRINGFIELD, OH 45 $ 5,007,000 $ 111,000 $ 43,000
RALEIGH-CARY, NC 43 $ 12,500,000 $ 290,000 $ 56,000
SANDUSKY, OH 43 $ 6,456,000 $ 150,000 $ 77,000
JACKSON, MI 42 $ 5,454,000 $ 129,000 $ 63,000
ASHEVILLE, NC 41 $ 7,978,000 $ 194,000 $ 66,000
OXNARD-THOUSAND OAKS-VENTURA, CA 40 $ 19,161,000 $ 479,000 $ 0
BOSTON-QUINCY, MA 39 $ 18,544,000 $ 475,000 $ 58,000
LAS VEGAS-PARADISE, NV 30 $ 10,776,000 $ 359,000 $ 22,000
MANSFIELD, OH 30 $ 3,698,000 $ 123,000 $ 70,000
BIRMINGHAM-HOOVER, AL 29 $ 7,232,000 $ 249,000 $ 25,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 29 $ 11,352,000 $ 391,000 $ 41,000
ELMIRA, NY 27 $ 1,920,000 $ 71,000 $ 50,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 27 $ 8,983,000 $ 332,000 $ 87,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 25 $ 12,214,000 $ 488,000 $ 93,000
MEMPHIS, TN-MS-AR 24 $ 8,432,000 $ 351,000 $ 56,000
CAPE CORAL-FORT MYERS, FL 23 $ 7,392,000 $ 321,000 $ 79,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 23 $ 4,306,000 $ 187,000 $ 87,000
ESSEX COUNTY, MA 22 $ 6,675,000 $ 303,000 $ 25,000
FORT WORTH-ARLINGTON, TX 22 $ 9,451,000 $ 429,000 $ 6,000
GREENSBORO-HIGH POINT, NC 22 $ 3,747,000 $ 170,000 $ 40,000
LEBANON, PA 22 $ 3,279,000 $ 149,000 $ 50,000
MUSKEGON-NORTON SHORES, MI 22 $ 5,196,000 $ 236,000 $ 25,000
FORT WAYNE, IN 21 $ 3,163,000 $ 150,000 $ 36,000
KANKAKEE-BRADLEY, IL 21 $ 2,528,000 $ 120,000 $ 45,000
NAPLES-MARCO ISLAND, FL 21 $ 8,565,000 $ 407,000 $ 138,000
LANCASTER, PA 20 $ 5,721,000 $ 286,000 $ 178,000
SALINAS, CA 20 $ 11,213,000 $ 560,000 $ 0
READING, PA 19 $ 3,511,000 $ 184,000 $ 49,000
WILMINGTON, DE-MD-NJ 19 $ 4,910,000 $ 258,000 $ 101,000
CAMDEN, NJ 18 $ 6,865,000 $ 381,000 $ 51,000
HICKORY-LENOIR-MORGANTON, NC 18 $ 4,435,000 $ 246,000 $ 66,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 18 $ 5,513,000 $ 306,000 $ 16,000
DURHAM, NC 17 $ 6,739,000 $ 396,000 $ 114,000
MIAMI-MIAMI BEACH-KENDALL, FL 17 $ 6,565,000 $ 386,000 $ 36,000
NILES-BENTON HARBOR, MI 17 $ 4,923,000 $ 289,000 $ 149,000
SANTA ROSA-PETALUMA, CA 17 $ 7,118,000 $ 418,000 $ 0
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 16 $ 3,062,000 $ 191,000 $ 57,000
BARNSTABLE TOWN, MA 16 $ 5,381,000 $ 336,000 $ 165,000
BLOOMINGTON, IN 16 $ 2,338,000 $ 146,000 $ 76,000
AUSTIN-ROUND ROCK, TX 15 $ 5,825,000 $ 388,000 $ 0
BOULDER, CO 15 $ 6,933,000 $ 462,000 $ 0
JACKSONVILLE, FL 15 $ 3,340,000 $ 222,000 $ 33,000
LYNCHBURG, VA 15 $ 1,821,000 $ 121,000 $ 50,000
ORLANDO, FL 15 $ 5,806,000 $ 387,000 $ 30,000
WILMINGTON, NC 15 $ 13,025,000 $ 868,000 $ 77,000
YORK-HANOVER, PA 15 $ 3,258,000 $ 217,000 $ 47,000
KOKOMO, IN 14 $ 1,447,000 $ 103,000 $ 80,000
LIMA, OH 14 $ 1,699,000 $ 121,000 $ 55,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 13 $ 5,963,000 $ 458,000 $ 47,000
MUNCIE, IN 12 $ 1,337,000 $ 111,000 $ 61,000
ROANOKE, VA 12 $ 1,936,000 $ 161,000 $ 47,000
ROCKFORD, IL 12 $ 1,283,000 $ 106,000 $ 54,000
SALISBURY, MD 12 $ 1,565,000 $ 130,000 $ 58,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 12 $ 5,057,000 $ 421,000 $ 0
ANDERSON, SC 11 $ 1,276,000 $ 116,000 $ 49,000
COLORADO SPRINGS, CO 11 $ 4,052,000 $ 368,000 $ 8,000
LOUISVILLE, KY-IN 11 $ 2,267,000 $ 206,000 $ 43,000
SANTA CRUZ-WATSONVILLE, CA 11 $ 5,240,000 $ 476,000 $ 0
TACOMA, WA 11 $ 4,199,000 $ 381,000 $ 0
KANSAS CITY, MO-KS 10 $ 3,614,000 $ 361,000 $ 8,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 10 $ 2,962,000 $ 296,000 $ 80,000
SALT LAKE CITY, UT 10 $ 3,812,000 $ 381,000 $ 0
SCRANTON--WILKES-BARRE, PA 10 $ 1,453,000 $ 145,000 $ 49,000
TRENTON-EWING, NJ 10 $ 4,810,000 $ 481,000 $ 52,000
BURLINGTON, NC 9 $ 1,422,000 $ 158,000 $ 87,000
CHARLOTTESVILLE, VA 9 $ 2,557,000 $ 284,000 $ 48,000
HAGERSTOWN-MARTINSBURG, MD-WV 9 $ 2,002,000 $ 222,000 $ 77,000
HUNTINGTON-ASHLAND, WV-KY-OH 9 $ 983,000 $ 109,000 $ 78,000
OCEAN CITY, NJ 9 $ 5,440,000 $ 604,000 $ 91,000
SARASOTA-BRADENTON-VENICE, FL 9 $ 2,854,000 $ 317,000 $ 32,000
ALBUQUERQUE, NM 8 $ 3,382,000 $ 422,000 $ 35,000
ATLANTIC CITY, NJ 8 $ 1,823,000 $ 227,000 $ 33,000
FRESNO, CA 8 $ 2,709,000 $ 338,000 $ 48,000
SAN LUIS OBISPO-PASO ROBLES, CA 8 $ 3,793,000 $ 474,000 $ 0
FORT COLLINS-LOVELAND, CO 7 $ 2,149,000 $ 307,000 $ 0
KNOXVILLE, TN 7 $ 1,289,000 $ 184,000 $ 46,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 7 $ 3,962,000 $ 566,000 $ 72,000
SAN ANTONIO, TX 7 $ 3,091,000 $ 441,000 $ 0
SOUTH BEND-MISHAWAKA, IN-MI 7 $ 1,107,000 $ 158,000 $ 70,000
SUMTER, SC 7 $ 761,000 $ 108,000 $ 43,000
BATON ROUGE, LA 6 $ 2,295,000 $ 382,000 $ 37,000
BEND, OR 6 $ 1,100,000 $ 183,000 $ 6,000
COLUMBUS, IN 6 $ 744,000 $ 124,000 $ 52,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 6 $ 1,701,000 $ 283,000 $ 38,000
DOVER, DE 6 $ 1,013,000 $ 168,000 $ 39,000
ELKHART-GOSHEN, IN 6 $ 695,000 $ 115,000 $ 51,000
GAINESVILLE, FL 6 $ 1,274,000 $ 212,000 $ 44,000
HUNTSVILLE, AL 6 $ 1,324,000 $ 220,000 $ 44,000
STOCKTON, CA 6 $ 1,791,000 $ 298,000 $ 0
VALLEJO-FAIRFIELD, CA 6 $ 2,203,000 $ 367,000 $ 0
BAY CITY, MI 5 $ 807,000 $ 161,000 $ 28,000
BELLINGHAM, WA 5 $ 2,323,000 $ 464,000 $ 0
DES MOINES, IA 5 $ 1,072,000 $ 214,000 $ 105,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 5 $ 749,000 $ 149,000 $ 39,000
LEXINGTON-FAYETTE, KY 5 $ 1,738,000 $ 347,000 $ 69,000
MODESTO, CA 5 $ 1,606,000 $ 321,000 $ 0
NAPA, CA 5 $ 2,012,000 $ 402,000 $ 0
RENO-SPARKS, NV 5 $ 1,660,000 $ 332,000 $ 0
TERRE HAUTE, IN 5 $ 456,000 $ 91,000 $ 48,000
CHAMPAIGN-URBANA, IL 4 $ 795,000 $ 198,000 $ 34,000
CUMBERLAND, MD-WV 4 $ 491,000 $ 122,000 $ 37,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 4 $ 1,731,000 $ 432,000 $ 0
LONGVIEW, WA 4 $ 363,000 $ 90,000 $ 0
NORWICH-NEW LONDON, CT 4 $ 640,000 $ 160,000 $ 109,000
OGDEN-CLEARFIELD, UT 4 $ 1,216,000 $ 304,000 $ 40,000
OLYMPIA, WA 4 $ 1,169,000 $ 292,000 $ 19,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 4 $ 2,444,000 $ 611,000 $ 165,000
PUNTA GORDA, FL 4 $ 1,742,000 $ 435,000 $ 139,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 4 $ 2,119,000 $ 529,000 $ 355,000
SANTA FE, NM 4 $ 1,934,000 $ 483,000 $ 0
SAVANNAH, GA 4 $ 1,907,000 $ 476,000 $ 41,000
TUCSON, AZ 4 $ 1,281,000 $ 320,000 $ 0
WINCHESTER, VA-WV 4 $ 718,000 $ 179,000 $ 52,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 3 $ 998,000 $ 332,000 $ 140,000
CHATTANOOGA, TN-GA 3 $ 332,000 $ 110,000 $ 31,000
FAYETTEVILLE, NC 3 $ 376,000 $ 125,000 $ 54,000
MADISON, WI 3 $ 790,000 $ 263,000 $ 23,000
NEW ORLEANS-METAIRIE-KENNER, LA 3 $ 1,402,000 $ 467,000 $ 0
OKLAHOMA CITY, OK 3 $ 1,250,000 $ 416,000 $ 34,000
PENSACOLA-FERRY PASS-BRENT, FL 3 $ 1,262,000 $ 420,000 $ 0
PROVO-OREM, UT 3 $ 1,367,000 $ 455,000 $ 0
RACINE, WI 3 $ 261,000 $ 87,000 $ 0
ROCKY MOUNT, NC 3 $ 192,000 $ 64,000 $ 95,000
AUGUSTA-RICHMOND COUNTY, GA-SC 2 $ 1,138,000 $ 569,000 $ 0
BOISE CITY-NAMPA, ID 2 $ 931,000 $ 465,000 $ 41,000
BROWNSVILLE-HARLINGEN, TX 2 $ 959,000 $ 479,000 $ 0
CLARKSVILLE, TN-KY 2 $ 283,000 $ 141,000 $ 89,000
CLEVELAND, TN 2 $ 211,000 $ 105,000 $ 15,000
COLLEGE STATION-BRYAN, TX 2 $ 185,000 $ 92,000 $ 0
DECATUR, IL 2 $ 6,566,000 $ 3,283,000 $ 0
ELIZABETHTOWN, KY 2 $ 185,000 $ 92,000 $ 43,000
EVANSVILLE, IN-KY 2 $ 290,000 $ 145,000 $ 161,000
FLORENCE, SC 2 $ 356,000 $ 178,000 $ 65,000
GAINESVILLE, GA 2 $ 280,000 $ 140,000 $ 11,000
GREELEY, CO 2 $ 509,000 $ 254,000 $ 0
GREENVILLE, NC 2 $ 125,000 $ 62,000 $ 62,000
HARRISONBURG, VA 2 $ 268,000 $ 134,000 $ 59,000
HONOLULU, HI 2 $ 1,280,000 $ 640,000 $ 0
HOUMA-BAYOU CANE-THIBODAUX, LA 2 $ 773,000 $ 386,000 $ 0
JACKSON, TN 2 $ 172,000 $ 86,000 $ 13,000
JACKSONVILLE, NC 2 $ 686,000 $ 343,000 $ 161,000
JOHNSON CITY, TN 2 $ 570,000 $ 285,000 $ 60,000
JOHNSTOWN, PA 2 $ 76,000 $ 38,000 $ 37,000
LAKELAND, FL 2 $ 211,000 $ 105,000 $ 0
LEWISTON-AUBURN, ME 2 $ 185,000 $ 92,000 $ 55,000
LITTLE ROCK-NORTH LITTLE ROCK, AR 2 $ 1,176,000 $ 588,000 $ 0
LONGVIEW, TX 2 $ 718,000 $ 359,000 $ 0
MACON, GA 2 $ 517,000 $ 258,000 $ 0
MANCHESTER-NASHUA, NH 2 $ 664,000 $ 332,000 $ 447,000
MEDFORD, OR 2 $ 770,000 $ 385,000 $ 0
MOBILE, AL 2 $ 1,115,000 $ 557,000 $ 0
MONTGOMERY, AL 2 $ 787,000 $ 393,000 $ 0
OCALA, FL 2 $ 103,000 $ 51,000 $ 51,000
OMAHA-COUNCIL BLUFFS, NE-IA 2 $ 671,000 $ 335,000 $ 37,000
OSHKOSH-NEENAH, WI 2 $ 2,359,000 $ 1,179,000 $ 60,000
PANAMA CITY-LYNN HAVEN, FL 2 $ 173,000 $ 86,000 $ 0
PEORIA, IL 2 $ 777,000 $ 388,000 $ 0
PORT ST. LUCIE-FORT PIERCE, FL 2 $ 823,000 $ 411,000 $ 94,000
PUEBLO, CO 2 $ 206,000 $ 103,000 $ 0
SPRINGFIELD, IL 2 $ 167,000 $ 83,000 $ 30,000
WARNER ROBINS, GA 2 $ 580,000 $ 290,000 $ 32,000
WILLIAMSPORT, PA 2 $ 183,000 $ 91,000 $ 28,000
ALTOONA, PA 1 $ 26,000 $ 26,000 $ 29,000
AMES, IA 1 $ 394,000 $ 394,000 $ 0
ANNISTON-OXFORD, AL 1 $ 45,000 $ 45,000 $ 31,000
ATHENS-CLARKE COUNTY, GA 1 $ 408,000 $ 408,000 $ 0
BAKERSFIELD, CA 1 $ 162,000 $ 162,000 $ 0
BISMARCK, ND 1 $ 311,000 $ 311,000 $ 113,000
BLOOMINGTON-NORMAL, IL 1 $ 275,000 $ 275,000 $ 245,000
BOWLING GREEN, KY 1 $ 93,000 $ 93,000 $ 54,000
BREMERTON-SILVERDALE, WA 1 $ 545,000 $ 545,000 $ 0
BRUNSWICK, GA 1 $ 992,000 $ 992,000 $ 0
CHARLESTON, WV 1 $ 107,000 $ 107,000 $ 31,000
CHICO, CA 1 $ 517,000 $ 517,000 $ 0
COEUR D'ALENE, ID 1 $ 380,000 $ 380,000 $ 0
COLUMBUS, GA-AL 1 $ 169,000 $ 169,000 $ 60,000
DANVILLE, IL 1 $ 100,000 $ 100,000 $ 91,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 1 $ 397,000 $ 397,000 $ 0
DOTHAN, AL 1 $ 152,000 $ 152,000 $ 0
DULUTH, MN-WI 1 $ 213,000 $ 213,000 $ 42,000
EUGENE-SPRINGFIELD, OR 1 $ 490,000 $ 490,000 $ 0
FARMINGTON, NM 1 $ 100,000 $ 100,000 $ 37,000
FLORENCE-MUSCLE SHOALS, AL 1 $ 129,000 $ 129,000 $ 124,000
FORT SMITH, AR-OK 1 $ 440,000 $ 440,000 $ 0
GRAND FORKS, ND-MN 1 $ 98,000 $ 98,000 $ 0
GRAND JUNCTION, CO 1 $ 92,000 $ 92,000 $ 0
GREEN BAY, WI 1 $ 645,000 $ 645,000 $ 0
GULFPORT-BILOXI, MS 1 $ 358,000 $ 358,000 $ 0
HATTIESBURG, MS 1 $ 422,000 $ 422,000 $ 0
JACKSON, MS 1 $ 443,000 $ 443,000 $ 0
KILLEEN-TEMPLE-FORT HOOD, TX 1 $ 462,000 $ 462,000 $ 0
LA CROSSE, WI-MN 1 $ 83,000 $ 83,000 $ 0
LAS CRUCES, NM 1 $ 150,000 $ 150,000 $ 51,000
LINCOLN, NE 1 $ 908,000 $ 908,000 $ 0
LUBBOCK, TX 1 $ 486,000 $ 486,000 $ 0
MCALLEN-EDINBURG-PHARR, TX 1 $ 67,000 $ 67,000 $ 0
MICHIGAN CITY-LA PORTE, IN 1 $ 334,000 $ 334,000 $ 330,000
MIDLAND, TX 1 $ 485,000 $ 485,000 $ 0
MORRISTOWN, TN 1 $ 82,000 $ 82,000 $ 0
PRESCOTT, AZ 1 $ 218,000 $ 218,000 $ 0
REDDING, CA 1 $ 590,000 $ 590,000 $ 0
ROCHESTER, MN 1 $ 959,000 $ 959,000 $ 0
SHERMAN-DENISON, TX 1 $ 996,000 $ 996,000 $ 0
SPOKANE, WA 1 $ 60,000 $ 60,000 $ 0
STATE COLLEGE, PA 1 $ 334,000 $ 334,000 $ 140,000
TALLAHASSEE, FL 1 $ 454,000 $ 454,000 $ 0
TULSA, OK 1 $ 482,000 $ 482,000 $ 0
TUSCALOOSA, AL 1 $ 449,000 $ 449,000 $ 0
VINELAND-MILLVILLE-BRIDGETON, NJ 1 $ 102,000 $ 102,000 $ 0
WACO, TX 1 $ 55,000 $ 55,000 $ 0
WAUSAU, WI 1 $ 565,000 $ 565,000 $ 0
WENATCHEE, WA 1 $ 126,000 $ 126,000 $ 0
YUBA CITY, CA 1 $ 178,000 $ 178,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Charter One Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 43,550 $5,992,592,000 $340,333 $6,750,000 $40,529 $3,250,000
Home Purchase 22,821 $4,389,578,000 $284,000 $8,500,000 $56,081 $2,181,000
Home Improvement 3,868 $329,248,000 $163,238 $3,067,000 $68,952 $664,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 52,329 $7,624,449,000 $328,673 $2,900,000 $57,653 $2,600,000
Black or African American 4,727 $467,099,000 $235,240 $1,500,000 $63,320 $448,000
Not Provided 4,240 $678,400,000 $367,268 $2,700,000 $44,585 $1,886,000
Hispanic 3,212 $434,532,000 $231,838 $1,875,000 $53,645 $575,000
Asian 2,862 $589,099,000 $319,258 $1,383,000 $56,935 $747,000
Not applicable 1,564 $505,637,000 $247,521 $8,500,000 $5,217 $273,000
Native Hawaiian or Other Pacific Islander 910 $325,172,000 $407,025 $1,000,000 $11,102 $407,000
American Indian or Alaskan Native 395 $87,030,000 $295,818 $1,000,000 $75,363 $3,250,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 69,101 $10,600,652,000 $304,442 $8,500,000 $43,980 $3,250,000
FHA-insured (Federal Housing Administration) 1,034 $99,214,000 $115,666 $347,000 $18,111 $1,747,000
VA-guaranteed (Veterans Administration) 104 $11,552,000 $114,714 $216,000 $31,142 $128,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 41,732 $5,749,801,000 $242,125 $8,500,000 $106,875 $3,250,000
Application Denied By Financial Institution 9,361 $931,277,000 $140,440 $2,400,000 $53,680 $2,181,000
Loan Purchased By The Institution 9,056 $2,736,912,000 $351,764 $2,329,000 $27,431 $2,082,000
File Closed For Incompleteness 4,960 $600,657,000 $171,857 $1,636,000 $81,380 $2,600,000
Application Approved But Not Accepted 3,267 $398,922,000 $197,217 $1,300,000 $150,304 $2,181,000
Application Withdrawn By Applicant 1,293 $212,991,000 $193,800 $2,050,000 $79,250 $2,000,000
Preapproval Denied by Financial Institution 570 $80,858,000 $141,000 $1,280,000 $48,000 $360,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 4,137 $349,325,000 $103,736 $2,000,000 $57,052 $732,000
Debt-To-Income Ratio 3,409 $377,797,000 $156,450 $995,000 $37,700 $538,000
Collateral 1,236 $126,289,000 $126,875 $1,400,000 $73,750 $780,000
Other 923 $125,873,000 $128,714 $2,400,000 $62,857 $2,181,000
Employment History 103 $9,624,000 $104,692 $464,000 $39,615 $156,000
Unverifiable Information 51 $7,461,000 $121,142 $684,000 $40,857 $154,000
Insufficient Cash (Downpayment, Closing Cost) 39 $9,468,000 $228,571 $1,200,000 $22,857 $206,000
Credit Application Incomplete 31 $6,156,000 $181,857 $898,000 $59,142 $204,000
Mortgage Insurance Denied 2 $142,000 $71,000 $102,000 $56,000 $74,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.

Download the Ohio Lender List