Charter One Bank Mortgage Lending & HMDA Data, 2004
In 2004, Charter One Bank of Cleveland, OH reported 70,239 mortgage applications totaling $10.7 billion, down 40% from 2003. The average application was for $152,499, and applicants reported an average income of $58,208. 59% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (7,138), Cleveland-Elyria-Mentor, OH (7,002) and Warren-Farmington Hills-Troy, MI (4,716) (applications in parentheses).
| Mortgage Company & Address | Charter One Bank 1215 Superior Ave Cleveland, OH 44114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 70,239 |
| Total Mortgage Loan Application Amount | $10,711,418,000 |
| Average Mortgage Loan Application Amount | $152,499 |
| Highest Mortgage Loan Application Amount | $8,500,000 |
| Average Applicant Income | $58,208 |
| Highest Applicant Income | $3,250,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Charter One Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 5,092 | $ 857,175,000 | $ 168,337 | $ 42,000 |
| Cuyahoga, Ohio | 4,631 | $ 530,604,000 | $ 114,576 | $ 47,000 |
| Wayne, Michigan | 4,203 | $ 473,350,000 | $ 112,621 | $ 38,000 |
| Erie, New York | 3,831 | $ 363,591,000 | $ 94,907 | $ 53,000 |
| Monroe, New York | 3,408 | $ 332,603,000 | $ 97,594 | $ 46,000 |
| Oakland, Michigan | 2,304 | $ 511,882,000 | $ 222,171 | $ 66,000 |
| Macomb, Michigan | 2,044 | $ 281,329,000 | $ 137,636 | $ 52,000 |
| Summit, Ohio | 1,815 | $ 188,658,000 | $ 103,943 | $ 45,000 |
| Lucas, Ohio | 1,805 | $ 179,006,000 | $ 99,172 | $ 43,000 |
| Stark, Ohio | 1,571 | $ 139,677,000 | $ 88,909 | $ 41,000 |
| Albany, New York | 1,342 | $ 161,360,000 | $ 120,238 | $ 56,000 |
| Saratoga, New York | 1,013 | $ 150,305,000 | $ 148,376 | $ 72,000 |
| Hampden, Massachusetts | 1,002 | $ 128,788,000 | $ 128,530 | $ 48,000 |
| DuPage, Illinois | 966 | $ 186,463,000 | $ 193,025 | $ 61,000 |
| Onondaga, New York | 930 | $ 97,713,000 | $ 105,067 | $ 45,000 |
| Lake, Ohio | 922 | $ 123,166,000 | $ 133,585 | $ 58,000 |
| Orange, New York | 724 | $ 104,069,000 | $ 143,741 | $ 60,000 |
| Niagara, New York | 709 | $ 58,547,000 | $ 82,576 | $ 43,000 |
| Mahoning, Ohio | 656 | $ 62,250,000 | $ 94,893 | $ 47,000 |
| Clinton, New York | 650 | $ 57,637,000 | $ 88,672 | $ 60,000 |
| Marion, Indiana | 619 | $ 70,479,000 | $ 113,859 | $ 45,000 |
| Medina, Ohio | 579 | $ 78,680,000 | $ 135,889 | $ 62,000 |
| Will, Illinois | 577 | $ 115,580,000 | $ 200,311 | $ 68,000 |
| Rensselaer, New York | 566 | $ 60,361,000 | $ 106,644 | $ 63,000 |
| Oneida, New York | 531 | $ 37,535,000 | $ 70,687 | $ 44,000 |
| Lorain, Ohio | 522 | $ 80,066,000 | $ 153,383 | $ 50,000 |
| Dutchess, New York | 471 | $ 96,689,000 | $ 205,284 | $ 79,000 |
| Franklin, Ohio | 468 | $ 66,502,000 | $ 142,098 | $ 60,000 |
| Chittenden, Vermont | 443 | $ 69,805,000 | $ 157,573 | $ 59,000 |
| Schenectady, New York | 442 | $ 51,679,000 | $ 116,920 | $ 52,000 |
| Kalamazoo, Michigan | 437 | $ 65,946,000 | $ 150,906 | $ 88,000 |
| Ingham, Michigan | 401 | $ 59,484,000 | $ 148,339 | $ 45,000 |
| Rutland, Vermont | 392 | $ 40,285,000 | $ 102,767 | $ 53,000 |
| Kent, Michigan | 389 | $ 52,619,000 | $ 135,267 | $ 35,000 |
| Broome, New York | 379 | $ 27,489,000 | $ 72,530 | $ 50,000 |
| Washtenaw, Michigan | 370 | $ 92,909,000 | $ 251,105 | $ 49,000 |
| Geauga, Ohio | 348 | $ 64,782,000 | $ 186,155 | $ 100,000 |
| Los Angeles, California | 340 | $ 180,780,000 | $ 531,705 | $ 25,000 |
| Ulster, New York | 338 | $ 41,081,000 | $ 121,541 | $ 53,000 |
| Portage, Ohio | 329 | $ 37,220,000 | $ 113,130 | $ 55,000 |
| Wayne, New York | 321 | $ 29,151,000 | $ 90,813 | $ 58,000 |
| Kane, Illinois | 303 | $ 66,505,000 | $ 219,488 | $ 50,000 |
| Franklin, New York | 291 | $ 22,479,000 | $ 77,247 | $ 62,000 |
| Warren, New York | 287 | $ 31,863,000 | $ 111,020 | $ 75,000 |
| Hamilton, Indiana | 277 | $ 68,756,000 | $ 248,216 | $ 94,000 |
| Scioto, Ohio | 275 | $ 18,715,000 | $ 68,054 | $ 50,000 |
| Essex, New York | 271 | $ 26,612,000 | $ 98,199 | $ 57,000 |
| Lake, Illinois | 264 | $ 68,256,000 | $ 258,545 | $ 55,000 |
| Hartford, Connecticut | 259 | $ 34,436,000 | $ 132,957 | $ 51,000 |
| Ontario, New York | 258 | $ 28,476,000 | $ 110,372 | $ 68,000 |
| Trumbull, Ohio | 251 | $ 21,947,000 | $ 87,438 | $ 48,000 |
| Wood, Ohio | 243 | $ 32,176,000 | $ 132,411 | $ 81,000 |
| Montgomery, Maryland | 242 | $ 110,337,000 | $ 455,938 | $ 71,000 |
| Otsego, New York | 236 | $ 20,578,000 | $ 87,194 | $ 81,000 |
| Columbiana, Ohio | 219 | $ 19,941,000 | $ 91,054 | $ 47,000 |
| Fairfax, Virginia | 219 | $ 96,925,000 | $ 442,579 | $ 77,000 |
| Shiawassee, Michigan | 211 | $ 21,234,000 | $ 100,635 | $ 48,000 |
| Hampshire, Massachusetts | 210 | $ 32,459,000 | $ 154,566 | $ 71,000 |
| Livingston, Michigan | 194 | $ 46,691,000 | $ 240,675 | $ 73,000 |
| Anne Arundel, Maryland | 180 | $ 54,359,000 | $ 301,994 | $ 76,000 |
| Washington, New York | 177 | $ 13,817,000 | $ 78,062 | $ 54,000 |
| Monroe, Michigan | 174 | $ 19,676,000 | $ 113,080 | $ 62,000 |
| Mecklenburg, North Carolina | 174 | $ 48,082,000 | $ 276,333 | $ 102,000 |
| Windsor, Vermont | 172 | $ 20,075,000 | $ 116,715 | $ 72,000 |
| Allegheny, Pennsylvania | 165 | $ 20,104,000 | $ 121,842 | $ 60,000 |
| Addison, Vermont | 162 | $ 20,528,000 | $ 126,716 | $ 93,000 |
| Genesee, Michigan | 161 | $ 38,101,000 | $ 236,652 | $ 56,000 |
| Hamilton, Ohio | 154 | $ 23,640,000 | $ 153,506 | $ 52,000 |
| Orange, California | 151 | $ 76,761,000 | $ 508,350 | $ 0 |
| Tippecanoe, Indiana | 143 | $ 13,889,000 | $ 97,125 | $ 57,000 |
| Herkimer, New York | 143 | $ 9,651,000 | $ 67,489 | $ 49,000 |
| Bennington, Vermont | 143 | $ 19,626,000 | $ 137,244 | $ 86,000 |
| Santa Clara, California | 141 | $ 68,520,000 | $ 485,957 | $ 1,000 |
| Baltimore, Maryland | 141 | $ 30,429,000 | $ 215,808 | $ 66,000 |
| Rockland, New York | 140 | $ 38,592,000 | $ 275,657 | $ 103,000 |
| Fulton, New York | 136 | $ 8,828,000 | $ 64,911 | $ 65,000 |
| Howard, Maryland | 135 | $ 55,697,000 | $ 412,570 | $ 88,000 |
| Franklin, Vermont | 134 | $ 13,832,000 | $ 103,223 | $ 55,000 |
| Livingston, New York | 133 | $ 12,037,000 | $ 90,503 | $ 47,000 |
| Erie, Pennsylvania | 131 | $ 10,010,000 | $ 76,412 | $ 50,000 |
| Westchester, New York | 130 | $ 53,286,000 | $ 409,892 | $ 96,000 |
| Wayne, Ohio | 126 | $ 14,439,000 | $ 114,595 | $ 67,000 |
| Hendricks, Indiana | 124 | $ 16,196,000 | $ 130,612 | $ 70,000 |
| St. Clair, Michigan | 120 | $ 19,191,000 | $ 159,925 | $ 53,000 |
| Montgomery, Ohio | 114 | $ 13,073,000 | $ 114,675 | $ 52,000 |
| McHenry, Illinois | 112 | $ 20,508,000 | $ 183,107 | $ 76,000 |
| Eaton, Michigan | 112 | $ 15,434,000 | $ 137,803 | $ 65,000 |
| Tuscarawas, Ohio | 109 | $ 10,348,000 | $ 94,935 | $ 50,000 |
| Oswego, New York | 108 | $ 9,229,000 | $ 85,453 | $ 47,000 |
| St. Louis, Missouri | 107 | $ 37,823,000 | $ 353,485 | $ 34,000 |
| Sullivan, New York | 105 | $ 12,175,000 | $ 115,952 | $ 57,000 |
| Henrico, Virginia | 101 | $ 20,389,000 | $ 201,871 | $ 61,000 |
| Allegan, Michigan | 100 | $ 12,153,000 | $ 121,530 | $ 49,000 |
| Greenville, South Carolina | 96 | $ 13,866,000 | $ 144,437 | $ 49,000 |
| Fairfield, Ohio | 93 | $ 13,880,000 | $ 149,247 | $ 67,000 |
| Boyd, Kentucky | 91 | $ 8,614,000 | $ 94,659 | $ 60,000 |
| Chenango, New York | 91 | $ 5,703,000 | $ 62,670 | $ 47,000 |
| Genesee, New York | 91 | $ 7,660,000 | $ 84,175 | $ 60,000 |
| Montgomery, New York | 90 | $ 6,263,000 | $ 69,588 | $ 47,000 |
| Chautauqua, New York | 86 | $ 8,270,000 | $ 96,162 | $ 102,000 |
| Madison, New York | 86 | $ 8,026,000 | $ 93,325 | $ 58,000 |
| Delaware, Ohio | 86 | $ 24,170,000 | $ 281,046 | $ 73,000 |
| San Diego, California | 83 | $ 39,946,000 | $ 481,277 | $ 5,000 |
| New Haven, Connecticut | 83 | $ 12,180,000 | $ 146,746 | $ 53,000 |
| Chesterfield, Virginia | 83 | $ 16,217,000 | $ 195,385 | $ 57,000 |
| Ashtabula, Ohio | 81 | $ 9,114,000 | $ 112,518 | $ 61,000 |
| Monmouth, New Jersey | 79 | $ 32,810,000 | $ 415,316 | $ 85,000 |
| Forsyth, North Carolina | 79 | $ 20,074,000 | $ 254,101 | $ 76,000 |
| Butler, Ohio | 79 | $ 11,558,000 | $ 146,303 | $ 51,000 |
| Prince George's, Maryland | 78 | $ 18,302,000 | $ 234,641 | $ 67,000 |
| Suffolk, New York | 78 | $ 29,734,000 | $ 381,205 | $ 73,000 |
| Hancock, Indiana | 75 | $ 9,988,000 | $ 133,173 | $ 58,000 |
| Nassau, New York | 75 | $ 28,281,000 | $ 377,080 | $ 46,000 |
| Charles, Maryland | 74 | $ 17,746,000 | $ 239,810 | $ 76,000 |
| Van Buren, Michigan | 74 | $ 12,014,000 | $ 162,351 | $ 62,000 |
| Dauphin, Pennsylvania | 74 | $ 9,887,000 | $ 133,608 | $ 56,000 |
| Fairfield, Connecticut | 73 | $ 32,280,000 | $ 442,191 | $ 95,000 |
| Clinton, Michigan | 70 | $ 14,255,000 | $ 203,642 | $ 80,000 |
| St. Charles, Missouri | 69 | $ 9,699,000 | $ 140,565 | $ 48,000 |
| Orleans, New York | 69 | $ 6,541,000 | $ 94,797 | $ 79,000 |
| Ottawa, Michigan | 68 | $ 11,078,000 | $ 162,911 | $ 54,000 |
| Columbia, New York | 68 | $ 11,017,000 | $ 162,014 | $ 109,000 |
| Putnam, New York | 68 | $ 16,657,000 | $ 244,955 | $ 132,000 |
| Tompkins, New York | 68 | $ 6,297,000 | $ 92,602 | $ 76,000 |
| Alameda, California | 67 | $ 31,471,000 | $ 469,716 | $ 0 |
| Cortland, New York | 67 | $ 4,325,000 | $ 64,552 | $ 60,000 |
| Licking, Ohio | 67 | $ 12,157,000 | $ 181,447 | $ 74,000 |
| Spartanburg, South Carolina | 65 | $ 8,283,000 | $ 127,430 | $ 50,000 |
| Contra Costa, California | 64 | $ 28,973,000 | $ 452,703 | $ 0 |
| District of Columbia, District Of Columbia | 64 | $ 32,774,000 | $ 512,093 | $ 89,000 |
| Saginaw, Michigan | 64 | $ 8,022,000 | $ 125,343 | $ 48,000 |
| Greene, New York | 64 | $ 6,303,000 | $ 98,484 | $ 69,000 |
| Washington, Vermont | 64 | $ 7,626,000 | $ 119,156 | $ 50,000 |
| Loudoun, Virginia | 64 | $ 26,327,000 | $ 411,359 | $ 108,000 |
| San Mateo, California | 62 | $ 31,805,000 | $ 512,983 | $ 6,000 |
| Washington, Pennsylvania | 62 | $ 6,864,000 | $ 110,709 | $ 49,000 |
| Johnson, Indiana | 60 | $ 8,824,000 | $ 147,066 | $ 71,000 |
| Greenup, Kentucky | 59 | $ 6,589,000 | $ 111,677 | $ 73,000 |
| New York, New York | 59 | $ 29,452,000 | $ 499,186 | $ 99,000 |
| Warren, Ohio | 59 | $ 10,396,000 | $ 176,203 | $ 54,000 |
| Kendall, Illinois | 57 | $ 11,979,000 | $ 210,157 | $ 75,000 |
| Lake, Indiana | 57 | $ 7,738,000 | $ 135,754 | $ 64,000 |
| Madison, Indiana | 56 | $ 5,017,000 | $ 89,589 | $ 49,000 |
| Worcester, Massachusetts | 56 | $ 9,812,000 | $ 175,214 | $ 44,000 |
| Maricopa, Arizona | 55 | $ 19,464,000 | $ 353,890 | $ 30,000 |
| Boone, Indiana | 55 | $ 13,236,000 | $ 240,654 | $ 127,000 |
| Carroll, Maryland | 55 | $ 15,337,000 | $ 278,854 | $ 67,000 |
| Berkshire, Massachusetts | 54 | $ 8,643,000 | $ 160,055 | $ 72,000 |
| Lapeer, Michigan | 54 | $ 10,367,000 | $ 191,981 | $ 84,000 |
| Delaware, New York | 54 | $ 3,703,000 | $ 68,574 | $ 69,000 |
| Clermont, Ohio | 53 | $ 7,805,000 | $ 147,264 | $ 73,000 |
| Middlesex, Massachusetts | 52 | $ 19,730,000 | $ 379,423 | $ 79,000 |
| Grafton, New Hampshire | 52 | $ 9,538,000 | $ 183,423 | $ 183,000 |
| Cattaraugus, New York | 52 | $ 4,485,000 | $ 86,250 | $ 60,000 |
| Wyoming, New York | 52 | $ 4,441,000 | $ 85,403 | $ 71,000 |
| Ottawa, Ohio | 50 | $ 7,605,000 | $ 152,100 | $ 90,000 |
| Delaware, Pennsylvania | 50 | $ 20,764,000 | $ 415,280 | $ 102,000 |
| Hamilton, New York | 49 | $ 3,911,000 | $ 79,816 | $ 63,000 |
| King, Washington | 49 | $ 21,268,000 | $ 434,040 | $ 11,000 |
| Harford, Maryland | 48 | $ 9,274,000 | $ 193,208 | $ 71,000 |
| Windham, Vermont | 48 | $ 6,202,000 | $ 129,208 | $ 76,000 |
| Calhoun, Michigan | 47 | $ 6,114,000 | $ 130,085 | $ 56,000 |
| Greene, Ohio | 47 | $ 6,254,000 | $ 133,063 | $ 54,000 |
| Schoharie, New York | 46 | $ 5,364,000 | $ 116,608 | $ 52,000 |
| Charleston, South Carolina | 46 | $ 17,792,000 | $ 386,782 | $ 63,000 |
| Harris, Texas | 46 | $ 24,041,000 | $ 522,630 | $ 25,000 |
| Baltimore City, Maryland | 45 | $ 6,645,000 | $ 147,666 | $ 67,000 |
| Clark, Ohio | 45 | $ 5,007,000 | $ 111,266 | $ 43,000 |
| Virginia Beach, Virginia | 45 | $ 8,097,000 | $ 179,933 | $ 54,000 |
| Cayuga, New York | 44 | $ 4,009,000 | $ 91,113 | $ 49,000 |
| Tioga, New York | 44 | $ 3,099,000 | $ 70,431 | $ 57,000 |
| Chester, Pennsylvania | 44 | $ 14,679,000 | $ 333,613 | $ 57,000 |
| Erie, Ohio | 43 | $ 6,456,000 | $ 150,139 | $ 77,000 |
| Jackson, Michigan | 42 | $ 5,454,000 | $ 129,857 | $ 63,000 |
| Queens, New York | 42 | $ 14,341,000 | $ 341,452 | $ 27,000 |
| Steuben, New York | 41 | $ 3,109,000 | $ 75,829 | $ 51,000 |
| Iredell, North Carolina | 41 | $ 16,155,000 | $ 394,024 | $ 81,000 |
| Union, North Carolina | 41 | $ 13,796,000 | $ 336,487 | $ 90,000 |
| Carroll, Ohio | 41 | $ 4,115,000 | $ 100,365 | $ 69,000 |
| Richmond City, Virginia | 41 | $ 6,217,000 | $ 151,634 | $ 62,000 |
| Ventura, California | 40 | $ 19,161,000 | $ 479,025 | $ 0 |
| Orange, Vermont | 40 | $ 4,607,000 | $ 115,175 | $ 61,000 |
| Prince William, Virginia | 40 | $ 14,684,000 | $ 367,100 | $ 88,000 |
| Wake, North Carolina | 39 | $ 11,877,000 | $ 304,538 | $ 53,000 |
| Lenawee, Michigan | 38 | $ 5,961,000 | $ 156,868 | $ 94,000 |
| Huron, Ohio | 38 | $ 4,053,000 | $ 106,657 | $ 51,000 |
| San Francisco, California | 37 | $ 19,044,000 | $ 514,702 | $ 0 |
| Barry, Michigan | 37 | $ 5,644,000 | $ 152,540 | $ 70,000 |
| Bergen, New Jersey | 37 | $ 16,898,000 | $ 456,702 | $ 56,000 |
| Litchfield, Connecticut | 36 | $ 5,965,000 | $ 165,694 | $ 83,000 |
| Jefferson, Missouri | 35 | $ 4,647,000 | $ 132,771 | $ 34,000 |
| Fulton, Ohio | 35 | $ 3,941,000 | $ 112,600 | $ 59,000 |
| Montgomery, Pennsylvania | 35 | $ 12,886,000 | $ 368,171 | $ 93,000 |
| Davidson, Tennessee | 35 | $ 5,815,000 | $ 166,142 | $ 39,000 |
| Beaver, Pennsylvania | 33 | $ 3,309,000 | $ 100,272 | $ 48,000 |
| Cumberland, Pennsylvania | 33 | $ 5,944,000 | $ 180,121 | $ 97,000 |
| Marin, California | 32 | $ 16,362,000 | $ 511,312 | $ 0 |
| St. Mary's, Maryland | 32 | $ 6,632,000 | $ 207,250 | $ 79,000 |
| Lewis, New York | 32 | $ 1,955,000 | $ 61,093 | $ 51,000 |
| Kings, New York | 31 | $ 12,975,000 | $ 418,548 | $ 58,000 |
| Clark, Nevada | 30 | $ 10,776,000 | $ 359,200 | $ 22,000 |
| Richland, Ohio | 30 | $ 3,698,000 | $ 123,266 | $ 70,000 |
| Sandusky, Ohio | 30 | $ 3,692,000 | $ 123,066 | $ 65,000 |
| Hanover, Virginia | 30 | $ 6,174,000 | $ 205,800 | $ 54,000 |
| Broward, Florida | 29 | $ 11,352,000 | $ 391,448 | $ 41,000 |
| Fulton, Georgia | 29 | $ 13,315,000 | $ 459,137 | $ 11,000 |
| Allegany, New York | 28 | $ 1,944,000 | $ 69,428 | $ 69,000 |
| Bucks, Pennsylvania | 28 | $ 11,387,000 | $ 406,678 | $ 104,000 |
| Dallas, Texas | 28 | $ 14,156,000 | $ 505,571 | $ 0 |
| Tolland, Connecticut | 27 | $ 4,003,000 | $ 148,259 | $ 71,000 |
| Chemung, New York | 27 | $ 1,920,000 | $ 71,111 | $ 50,000 |
| Lawrence, Ohio | 27 | $ 2,327,000 | $ 86,185 | $ 56,000 |
| Muskingum, Ohio | 27 | $ 2,787,000 | $ 103,222 | $ 45,000 |
| Lamoille, Vermont | 27 | $ 5,110,000 | $ 189,259 | $ 98,000 |
| James City, Virginia | 27 | $ 7,510,000 | $ 278,148 | $ 93,000 |
| Sussex, Delaware | 26 | $ 10,234,000 | $ 393,615 | $ 123,000 |
| Hennepin, Minnesota | 26 | $ 8,921,000 | $ 343,115 | $ 0 |
| Seneca, New York | 26 | $ 1,698,000 | $ 65,307 | $ 50,000 |
| Westmoreland, Pennsylvania | 26 | $ 2,493,000 | $ 95,884 | $ 54,000 |
| Riverside, California | 25 | $ 10,450,000 | $ 418,000 | $ 28,000 |
| Sacramento, California | 25 | $ 9,047,000 | $ 361,880 | $ 0 |
| Palm Beach, Florida | 25 | $ 12,214,000 | $ 488,560 | $ 93,000 |
| Norfolk, Massachusetts | 25 | $ 12,240,000 | $ 489,600 | $ 70,000 |
| Middlesex, New Jersey | 25 | $ 8,163,000 | $ 326,520 | $ 40,000 |
| St. Lawrence, New York | 25 | $ 2,035,000 | $ 81,400 | $ 99,000 |
| Chesapeake, Virginia | 25 | $ 4,540,000 | $ 181,600 | $ 58,000 |
| Newport News, Virginia | 25 | $ 3,647,000 | $ 145,880 | $ 72,000 |
| Stafford, Virginia | 25 | $ 6,555,000 | $ 262,200 | $ 77,000 |
| San Bernardino, California | 24 | $ 10,024,000 | $ 417,666 | $ 0 |
| Morgan, Indiana | 24 | $ 2,546,000 | $ 106,083 | $ 57,000 |
| Calvert, Maryland | 24 | $ 6,602,000 | $ 275,083 | $ 82,000 |
| Buncombe, North Carolina | 24 | $ 4,802,000 | $ 200,083 | $ 90,000 |
| Gaston, North Carolina | 24 | $ 5,524,000 | $ 230,166 | $ 75,000 |
| Miami, Ohio | 24 | $ 2,967,000 | $ 123,625 | $ 51,000 |
| Butler, Pennsylvania | 24 | $ 3,032,000 | $ 126,333 | $ 50,000 |
| Shelby, Tennessee | 24 | $ 8,432,000 | $ 351,333 | $ 56,000 |
| Lee, Florida | 23 | $ 7,392,000 | $ 321,391 | $ 79,000 |
| Cecil, Maryland | 23 | $ 5,122,000 | $ 222,695 | $ 56,000 |
| Ocean, New Jersey | 23 | $ 6,447,000 | $ 280,304 | $ 39,000 |
| Yates, New York | 23 | $ 2,195,000 | $ 95,434 | $ 43,000 |
| Horry, South Carolina | 23 | $ 4,306,000 | $ 187,217 | $ 87,000 |
| Essex, Massachusetts | 22 | $ 6,675,000 | $ 303,409 | $ 25,000 |
| Muskegon, Michigan | 22 | $ 5,196,000 | $ 236,181 | $ 25,000 |
| Union, Ohio | 22 | $ 3,651,000 | $ 165,954 | $ 62,000 |
| Bradford, Pennsylvania | 22 | $ 1,370,000 | $ 62,272 | $ 45,000 |
| Lebanon, Pennsylvania | 22 | $ 3,279,000 | $ 149,045 | $ 50,000 |
| Lexington, South Carolina | 22 | $ 3,450,000 | $ 156,818 | $ 45,000 |
| Richland, South Carolina | 22 | $ 3,087,000 | $ 140,318 | $ 52,000 |
| Collier, Florida | 21 | $ 8,565,000 | $ 407,857 | $ 138,000 |
| Cobb, Georgia | 21 | $ 6,425,000 | $ 305,952 | $ 81,000 |
| Kankakee, Illinois | 21 | $ 2,528,000 | $ 120,380 | $ 45,000 |
| Ionia, Michigan | 21 | $ 3,406,000 | $ 162,190 | $ 84,000 |
| Williamson, Tennessee | 21 | $ 6,417,000 | $ 305,571 | $ 43,000 |
| Monterey, California | 20 | $ 11,213,000 | $ 560,650 | $ 0 |
| Allen, Indiana | 20 | $ 3,078,000 | $ 153,900 | $ 36,000 |
| Frederick, Maryland | 20 | $ 6,045,000 | $ 302,250 | $ 78,000 |
| Lancaster, Pennsylvania | 20 | $ 5,721,000 | $ 286,050 | $ 178,000 |
| Hampton, Virginia | 20 | $ 2,951,000 | $ 147,550 | $ 76,000 |
| New Castle, Delaware | 19 | $ 4,910,000 | $ 258,421 | $ 101,000 |
| Pinellas, Florida | 19 | $ 6,387,000 | $ 336,157 | $ 111,000 |
| Queen Anne's, Maryland | 19 | $ 6,323,000 | $ 332,789 | $ 79,000 |
| Berks, Pennsylvania | 19 | $ 3,511,000 | $ 184,789 | $ 49,000 |
| Arlington, Virginia | 19 | $ 8,473,000 | $ 445,947 | $ 60,000 |
| St. Joseph, Michigan | 18 | $ 1,734,000 | $ 96,333 | $ 64,000 |
| Tarrant, Texas | 18 | $ 8,205,000 | $ 455,833 | $ 9,000 |
| Sonoma, California | 17 | $ 7,118,000 | $ 418,705 | $ 0 |
| Miami-Dade, Florida | 17 | $ 6,565,000 | $ 386,176 | $ 36,000 |
| Berrien, Michigan | 17 | $ 4,923,000 | $ 289,588 | $ 149,000 |
| St. Louis City, Missouri | 17 | $ 3,789,000 | $ 222,882 | $ 17,000 |
| Cabarrus, North Carolina | 17 | $ 2,457,000 | $ 144,529 | $ 54,000 |
| Madison, Ohio | 17 | $ 2,433,000 | $ 143,117 | $ 59,000 |
| Ross, Ohio | 17 | $ 2,830,000 | $ 166,470 | $ 146,000 |
| York, South Carolina | 17 | $ 3,094,000 | $ 182,000 | $ 75,000 |
| Jefferson, Alabama | 16 | $ 4,068,000 | $ 254,250 | $ 33,000 |
| Grundy, Illinois | 16 | $ 3,752,000 | $ 234,500 | $ 59,000 |
| Johnson, Kansas | 16 | $ 9,353,000 | $ 584,562 | $ 63,000 |
| Barnstable, Massachusetts | 16 | $ 5,381,000 | $ 336,312 | $ 165,000 |
| Cheboygan, Michigan | 16 | $ 3,892,000 | $ 243,250 | $ 105,000 |
| Morris, New Jersey | 16 | $ 7,439,000 | $ 464,937 | $ 15,000 |
| Guilford, North Carolina | 16 | $ 3,157,000 | $ 197,312 | $ 40,000 |
| Henry, Ohio | 16 | $ 2,512,000 | $ 157,000 | $ 81,000 |
| Beaufort, South Carolina | 16 | $ 5,720,000 | $ 357,500 | $ 57,000 |
| Grand Isle, Vermont | 16 | $ 2,273,000 | $ 142,062 | $ 55,000 |
| Alexandria, Virginia | 16 | $ 7,186,000 | $ 449,125 | $ 120,000 |
| King George, Virginia | 16 | $ 2,761,000 | $ 172,562 | $ 64,000 |
| Placer, California | 15 | $ 7,174,000 | $ 478,266 | $ 0 |
| Boulder, Colorado | 15 | $ 6,933,000 | $ 462,200 | $ 0 |
| DeKalb, Illinois | 15 | $ 2,458,000 | $ 163,866 | $ 66,000 |
| Shelby, Indiana | 15 | $ 1,843,000 | $ 122,866 | $ 58,000 |
| Caroline, Maryland | 15 | $ 1,899,000 | $ 126,600 | $ 43,000 |
| Franklin, Massachusetts | 15 | $ 2,476,000 | $ 165,066 | $ 114,000 |
| Gladwin, Michigan | 15 | $ 1,900,000 | $ 126,666 | $ 80,000 |
| Montcalm, Michigan | 15 | $ 2,066,000 | $ 137,733 | $ 75,000 |
| Somerset, New Jersey | 15 | $ 6,447,000 | $ 429,800 | $ 38,000 |
| Ashland, Ohio | 15 | $ 1,675,000 | $ 111,666 | $ 50,000 |
| Knox, Ohio | 15 | $ 1,708,000 | $ 113,866 | $ 63,000 |
| York, Pennsylvania | 15 | $ 3,258,000 | $ 217,200 | $ 47,000 |
| Berkeley, South Carolina | 15 | $ 6,559,000 | $ 437,266 | $ 114,000 |
| Collin, Texas | 15 | $ 7,667,000 | $ 511,133 | $ 0 |
| Monroe, Indiana | 14 | $ 2,246,000 | $ 160,428 | $ 90,000 |
| Carter, Kentucky | 14 | $ 1,454,000 | $ 103,857 | $ 63,000 |
| Antrim, Michigan | 14 | $ 5,131,000 | $ 366,500 | $ 231,000 |
| Sanilac, Michigan | 14 | $ 1,739,000 | $ 124,214 | $ 92,000 |
| Allen, Ohio | 14 | $ 1,699,000 | $ 121,357 | $ 55,000 |
| Clinton, Ohio | 14 | $ 1,847,000 | $ 131,928 | $ 45,000 |
| Hancock, Ohio | 14 | $ 1,681,000 | $ 120,071 | $ 61,000 |
| Harrison, Ohio | 14 | $ 964,000 | $ 68,857 | $ 55,000 |
| Shelby, Alabama | 13 | $ 3,164,000 | $ 243,384 | $ 15,000 |
| Denver, Colorado | 13 | $ 4,716,000 | $ 362,769 | $ 0 |
| Kenton, Kentucky | 13 | $ 1,691,000 | $ 130,076 | $ 35,000 |
| Grand Traverse, Michigan | 13 | $ 2,932,000 | $ 225,538 | $ 75,000 |
| Darke, Ohio | 13 | $ 1,203,000 | $ 92,538 | $ 48,000 |
| Pickaway, Ohio | 13 | $ 2,370,000 | $ 182,307 | $ 47,000 |
| Travis, Texas | 13 | $ 5,482,000 | $ 421,692 | $ 0 |
| Santa Barbara, California | 12 | $ 5,057,000 | $ 421,416 | $ 0 |
| Douglas, Colorado | 12 | $ 5,217,000 | $ 434,750 | $ 0 |
| Jefferson, Colorado | 12 | $ 4,658,000 | $ 388,166 | $ 0 |
| Delaware, Indiana | 12 | $ 1,337,000 | $ 111,416 | $ 61,000 |
| Midland, Michigan | 12 | $ 1,388,000 | $ 115,666 | $ 47,000 |
| Burlington, New Jersey | 12 | $ 4,538,000 | $ 378,166 | $ 59,000 |
| Brown, Ohio | 12 | $ 1,240,000 | $ 103,333 | $ 48,000 |
| Marion, Ohio | 12 | $ 1,312,000 | $ 109,333 | $ 62,000 |
| Pike, Ohio | 12 | $ 1,834,000 | $ 152,833 | $ 35,000 |
| Multnomah, Oregon | 12 | $ 3,624,000 | $ 302,000 | $ 27,000 |
| Santa Cruz, California | 11 | $ 5,240,000 | $ 476,363 | $ 0 |
| El Paso, Colorado | 11 | $ 4,052,000 | $ 368,363 | $ 8,000 |
| Porter, Indiana | 11 | $ 1,812,000 | $ 164,727 | $ 76,000 |
| Huron, Michigan | 11 | $ 1,231,000 | $ 111,909 | $ 81,000 |
| Jefferson, New York | 11 | $ 863,000 | $ 78,454 | $ 81,000 |
| Richmond, New York | 11 | $ 3,854,000 | $ 350,363 | $ 27,000 |
| Catawba, North Carolina | 11 | $ 2,862,000 | $ 260,181 | $ 88,000 |
| Coshocton, Ohio | 11 | $ 976,000 | $ 88,727 | $ 41,000 |
| Mercer, Ohio | 11 | $ 1,494,000 | $ 135,818 | $ 56,000 |
| Williams, Ohio | 11 | $ 1,136,000 | $ 103,272 | $ 57,000 |
| Lehigh, Pennsylvania | 11 | $ 2,357,000 | $ 214,272 | $ 60,000 |
| Anderson, South Carolina | 11 | $ 1,276,000 | $ 116,000 | $ 49,000 |
| Rutherford, Tennessee | 11 | $ 1,697,000 | $ 154,272 | $ 56,000 |
| York, Virginia | 11 | $ 2,235,000 | $ 203,181 | $ 63,000 |
| Pierce, Washington | 11 | $ 4,199,000 | $ 381,727 | $ 0 |
| Arapahoe, Colorado | 10 | $ 3,879,000 | $ 387,900 | $ 11,000 |
| DeKalb, Georgia | 10 | $ 3,413,000 | $ 341,300 | $ 22,000 |
| Gwinnett, Georgia | 10 | $ 3,376,000 | $ 337,600 | $ 9,000 |
| Wicomico, Maryland | 10 | $ 1,383,000 | $ 138,300 | $ 58,000 |
| Hillsdale, Michigan | 10 | $ 1,094,000 | $ 109,400 | $ 68,000 |
| Essex, New Jersey | 10 | $ 4,899,000 | $ 489,900 | $ 107,000 |
| Mercer, New Jersey | 10 | $ 4,810,000 | $ 481,000 | $ 52,000 |
| Union, New Jersey | 10 | $ 4,308,000 | $ 430,800 | $ 24,000 |
| Cleveland, North Carolina | 10 | $ 1,535,000 | $ 153,500 | $ 68,000 |
| Davie, North Carolina | 10 | $ 2,815,000 | $ 281,500 | $ 64,000 |
| New Hanover, North Carolina | 10 | $ 7,560,000 | $ 756,000 | $ 68,000 |
| Fayette, Ohio | 10 | $ 1,188,000 | $ 118,800 | $ 44,000 |
| Jefferson, Ohio | 10 | $ 956,000 | $ 95,600 | $ 72,000 |
| Pickens, South Carolina | 10 | $ 1,320,000 | $ 132,000 | $ 57,000 |
| Spotsylvania, Virginia | 10 | $ 1,671,000 | $ 167,100 | $ 72,000 |
| El Dorado, California | 9 | $ 3,832,000 | $ 425,777 | $ 0 |
| Middlesex, Connecticut | 9 | $ 1,385,000 | $ 153,888 | $ 74,000 |
| Duval, Florida | 9 | $ 1,772,000 | $ 196,888 | $ 29,000 |
| Orange, Florida | 9 | $ 3,563,000 | $ 395,888 | $ 0 |
| Henry, Indiana | 9 | $ 1,105,000 | $ 122,777 | $ 56,000 |
| Howard, Indiana | 9 | $ 930,000 | $ 103,333 | $ 64,000 |
| Campbell, Kentucky | 9 | $ 1,590,000 | $ 176,666 | $ 46,000 |
| Washington, Maryland | 9 | $ 2,002,000 | $ 222,444 | $ 77,000 |
| Suffolk, Massachusetts | 9 | $ 4,023,000 | $ 447,000 | $ 29,000 |
| Charlevoix, Michigan | 9 | $ 3,594,000 | $ 399,333 | $ 202,000 |
| Roscommon, Michigan | 9 | $ 1,283,000 | $ 142,555 | $ 173,000 |
| Cape May, New Jersey | 9 | $ 5,440,000 | $ 604,444 | $ 91,000 |
| Alamance, North Carolina | 9 | $ 1,422,000 | $ 158,000 | $ 87,000 |
| Lincoln, North Carolina | 9 | $ 3,297,000 | $ 366,333 | $ 77,000 |
| Auglaize, Ohio | 9 | $ 903,000 | $ 100,333 | $ 37,000 |
| Perry, Ohio | 9 | $ 786,000 | $ 87,333 | $ 51,000 |
| Preble, Ohio | 9 | $ 983,000 | $ 109,222 | $ 33,000 |
| Shelby, Ohio | 9 | $ 1,030,000 | $ 114,444 | $ 49,000 |
| Pike, Pennsylvania | 9 | $ 1,380,000 | $ 153,333 | $ 31,000 |
| Sumner, Tennessee | 9 | $ 1,889,000 | $ 209,888 | $ 75,000 |
| Norfolk, Virginia | 9 | $ 1,802,000 | $ 200,222 | $ 68,000 |
| Fresno, California | 8 | $ 2,709,000 | $ 338,625 | $ 48,000 |
| San Luis Obispo, California | 8 | $ 3,793,000 | $ 474,125 | $ 0 |
| Winnebago, Illinois | 8 | $ 799,000 | $ 99,875 | $ 53,000 |
| Carroll, Indiana | 8 | $ 491,000 | $ 61,375 | $ 73,000 |
| Clare, Michigan | 8 | $ 510,000 | $ 63,750 | $ 69,000 |
| Emmet, Michigan | 8 | $ 2,150,000 | $ 268,750 | $ 207,000 |
| Gratiot, Michigan | 8 | $ 792,000 | $ 99,000 | $ 47,000 |
| Iosco, Michigan | 8 | $ 869,000 | $ 108,625 | $ 69,000 |
| Ogemaw, Michigan | 8 | $ 619,000 | $ 77,375 | $ 46,000 |
| Jackson, Missouri | 8 | $ 1,833,000 | $ 229,125 | $ 12,000 |
| Atlantic, New Jersey | 8 | $ 1,823,000 | $ 227,875 | $ 33,000 |
| Davidson, North Carolina | 8 | $ 1,221,000 | $ 152,625 | $ 57,000 |
| Durham, North Carolina | 8 | $ 2,884,000 | $ 360,500 | $ 57,000 |
| Haywood, North Carolina | 8 | $ 1,472,000 | $ 184,000 | $ 70,000 |
| Henderson, North Carolina | 8 | $ 1,572,000 | $ 196,500 | $ 39,000 |
| Defiance, Ohio | 8 | $ 822,000 | $ 102,750 | $ 41,000 |
| Hocking, Ohio | 8 | $ 1,088,000 | $ 136,000 | $ 60,000 |
| Armstrong, Pennsylvania | 8 | $ 682,000 | $ 85,250 | $ 30,000 |
| Mercer, Pennsylvania | 8 | $ 726,000 | $ 90,750 | $ 52,000 |
| Philadelphia, Pennsylvania | 8 | $ 1,846,000 | $ 230,750 | $ 85,000 |
| Susquehanna, Pennsylvania | 8 | $ 708,000 | $ 88,500 | $ 59,000 |
| Kershaw, South Carolina | 8 | $ 862,000 | $ 107,750 | $ 54,000 |
| Denton, Texas | 8 | $ 3,886,000 | $ 485,750 | $ 23,000 |
| Caledonia, Vermont | 8 | $ 770,000 | $ 96,250 | $ 60,000 |
| Orleans, Vermont | 8 | $ 913,000 | $ 114,125 | $ 76,000 |
| Larimer, Colorado | 7 | $ 2,149,000 | $ 307,000 | $ 0 |
| Brown, Indiana | 7 | $ 1,084,000 | $ 154,857 | $ 83,000 |
| St. Joseph, Indiana | 7 | $ 1,107,000 | $ 158,142 | $ 70,000 |
| Bristol, Massachusetts | 7 | $ 3,009,000 | $ 429,857 | $ 0 |
| Mason, Michigan | 7 | $ 2,089,000 | $ 298,428 | $ 134,000 |
| Newaygo, Michigan | 7 | $ 1,031,000 | $ 147,285 | $ 40,000 |
| Ramsey, Minnesota | 7 | $ 4,200,000 | $ 600,000 | $ 0 |
| Sullivan, New Hampshire | 7 | $ 1,210,000 | $ 172,857 | $ 53,000 |
| Bernalillo, New Mexico | 7 | $ 3,020,000 | $ 431,428 | $ 43,000 |
| Schuyler, New York | 7 | $ 473,000 | $ 67,571 | $ 63,000 |
| Adams, Ohio | 7 | $ 788,000 | $ 112,571 | $ 49,000 |
| Guernsey, Ohio | 7 | $ 532,000 | $ 76,000 | $ 79,000 |
| Lawrence, Pennsylvania | 7 | $ 712,000 | $ 101,714 | $ 46,000 |
| Luzerne, Pennsylvania | 7 | $ 1,185,000 | $ 169,285 | $ 53,000 |
| Dorchester, South Carolina | 7 | $ 1,401,000 | $ 200,142 | $ 69,000 |
| Sumter, South Carolina | 7 | $ 761,000 | $ 108,714 | $ 43,000 |
| Wilson, Tennessee | 7 | $ 917,000 | $ 131,000 | $ 70,000 |
| Salt Lake, Utah | 7 | $ 2,493,000 | $ 356,142 | $ 0 |
| Fauquier, Virginia | 7 | $ 3,071,000 | $ 438,714 | $ 59,000 |
| Baldwin, Alabama | 6 | $ 2,455,000 | $ 409,166 | $ 28,000 |
| Madison, Alabama | 6 | $ 1,324,000 | $ 220,666 | $ 44,000 |
| San Joaquin, California | 6 | $ 1,791,000 | $ 298,500 | $ 0 |
| Solano, California | 6 | $ 2,203,000 | $ 367,166 | $ 0 |
| Eagle, Colorado | 6 | $ 2,760,000 | $ 460,000 | $ 17,000 |
| Kent, Delaware | 6 | $ 1,013,000 | $ 168,833 | $ 39,000 |
| Alachua, Florida | 6 | $ 1,274,000 | $ 212,333 | $ 44,000 |
| Volusia, Florida | 6 | $ 1,701,000 | $ 283,500 | $ 38,000 |
| Bartholomew, Indiana | 6 | $ 744,000 | $ 124,000 | $ 52,000 |
| Elkhart, Indiana | 6 | $ 695,000 | $ 115,833 | $ 51,000 |
| Ripley, Indiana | 6 | $ 841,000 | $ 140,166 | $ 48,000 |
| Rush, Indiana | 6 | $ 797,000 | $ 132,833 | $ 84,000 |
| Boone, Kentucky | 6 | $ 826,000 | $ 137,666 | $ 62,000 |
| Jefferson, Kentucky | 6 | $ 1,235,000 | $ 205,833 | $ 51,000 |
| Lawrence, Kentucky | 6 | $ 278,000 | $ 46,333 | $ 43,000 |
| East Baton Rouge, Louisiana | 6 | $ 2,295,000 | $ 382,500 | $ 37,000 |
| Benzie, Michigan | 6 | $ 880,000 | $ 146,666 | $ 63,000 |
| Crawford, Michigan | 6 | $ 937,000 | $ 156,166 | $ 89,000 |
| Lake, Michigan | 6 | $ 470,000 | $ 78,333 | $ 44,000 |
| Tuscola, Michigan | 6 | $ 719,000 | $ 119,833 | $ 47,000 |
| Hunterdon, New Jersey | 6 | $ 2,677,000 | $ 446,166 | $ 65,000 |
| Bronx, New York | 6 | $ 1,893,000 | $ 315,500 | $ 33,000 |
| Orange, North Carolina | 6 | $ 3,033,000 | $ 505,500 | $ 209,000 |
| Champaign, Ohio | 6 | $ 690,000 | $ 115,000 | $ 43,000 |
| Highland, Ohio | 6 | $ 520,000 | $ 86,666 | $ 41,000 |
| Washington, Ohio | 6 | $ 559,000 | $ 93,166 | $ 42,000 |
| Deschutes, Oregon | 6 | $ 1,100,000 | $ 183,333 | $ 6,000 |
| Albemarle, Virginia | 6 | $ 2,159,000 | $ 359,833 | $ 53,000 |
| Gloucester, Virginia | 6 | $ 992,000 | $ 165,333 | $ 52,000 |
| Roanoke City, Virginia | 6 | $ 668,000 | $ 111,333 | $ 48,000 |
| Cabell, West Virginia | 6 | $ 825,000 | $ 137,500 | $ 91,000 |
| Milwaukee, Wisconsin | 6 | $ 3,540,000 | $ 590,000 | $ 45,000 |
| Napa, California | 5 | $ 2,012,000 | $ 402,400 | $ 0 |
| Stanislaus, California | 5 | $ 1,606,000 | $ 321,200 | $ 0 |
| Adams, Colorado | 5 | $ 1,029,000 | $ 205,800 | $ 0 |
| Hillsborough, Florida | 5 | $ 1,558,000 | $ 311,600 | $ 45,000 |
| Sarasota, Florida | 5 | $ 1,052,000 | $ 210,400 | $ 19,000 |
| St. Johns, Florida | 5 | $ 1,428,000 | $ 285,600 | $ 44,000 |
| Paulding, Georgia | 5 | $ 551,000 | $ 110,200 | $ 40,000 |
| LaSalle, Illinois | 5 | $ 709,000 | $ 141,800 | $ 75,000 |
| Montgomery, Indiana | 5 | $ 321,000 | $ 64,200 | $ 47,000 |
| Noble, Indiana | 5 | $ 186,000 | $ 37,200 | $ 44,000 |
| Tipton, Indiana | 5 | $ 517,000 | $ 103,400 | $ 106,000 |
| Polk, Iowa | 5 | $ 1,072,000 | $ 214,400 | $ 105,000 |
| Dorchester, Maryland | 5 | $ 703,000 | $ 140,600 | $ 55,000 |
| Plymouth, Massachusetts | 5 | $ 2,281,000 | $ 456,200 | $ 46,000 |
| Arenac, Michigan | 5 | $ 527,000 | $ 105,400 | $ 89,000 |
| Bay, Michigan | 5 | $ 807,000 | $ 161,400 | $ 28,000 |
| Branch, Michigan | 5 | $ 491,000 | $ 98,200 | $ 88,000 |
| Kalkaska, Michigan | 5 | $ 1,240,000 | $ 248,000 | $ 101,000 |
| Leelanau, Michigan | 5 | $ 1,109,000 | $ 221,800 | $ 125,000 |
| Mackinac, Michigan | 5 | $ 2,220,000 | $ 444,000 | $ 338,000 |
| Manistee, Michigan | 5 | $ 1,025,000 | $ 205,000 | $ 141,000 |
| Washoe, Nevada | 5 | $ 1,660,000 | $ 332,000 | $ 0 |
| Cheshire, New Hampshire | 5 | $ 533,000 | $ 106,600 | $ 53,000 |
| Hudson, New Jersey | 5 | $ 1,434,000 | $ 286,800 | $ 65,000 |
| Sussex, New Jersey | 5 | $ 1,391,000 | $ 278,200 | $ 0 |
| Brunswick, North Carolina | 5 | $ 5,465,000 | $ 1,093,000 | $ 100,000 |
| Burke, North Carolina | 5 | $ 947,000 | $ 189,400 | $ 55,000 |
| Randolph, North Carolina | 5 | $ 500,000 | $ 100,000 | $ 41,000 |
| Rowan, North Carolina | 5 | $ 551,000 | $ 110,200 | $ 35,000 |
| Stokes, North Carolina | 5 | $ 1,385,000 | $ 277,000 | $ 143,000 |
| Logan, Ohio | 5 | $ 583,000 | $ 116,600 | $ 58,000 |
| Morrow, Ohio | 5 | $ 921,000 | $ 184,200 | $ 73,000 |
| Seneca, Ohio | 5 | $ 587,000 | $ 117,400 | $ 76,000 |
| Wyandot, Ohio | 5 | $ 589,000 | $ 117,800 | $ 48,000 |
| Adams, Pennsylvania | 5 | $ 1,100,000 | $ 220,000 | $ 81,000 |
| Crawford, Pennsylvania | 5 | $ 604,000 | $ 120,800 | $ 57,000 |
| Tioga, Pennsylvania | 5 | $ 386,000 | $ 77,200 | $ 52,000 |
| Washington, Rhode Island | 5 | $ 1,648,000 | $ 329,600 | $ 72,000 |
| Cherokee, South Carolina | 5 | $ 459,000 | $ 91,800 | $ 48,000 |
| Sullivan, Tennessee | 5 | $ 749,000 | $ 149,800 | $ 39,000 |
| Bexar, Texas | 5 | $ 2,374,000 | $ 474,800 | $ 0 |
| Lynchburg, Virginia | 5 | $ 713,000 | $ 142,600 | $ 31,000 |
| New Kent, Virginia | 5 | $ 946,000 | $ 189,200 | $ 65,000 |
| Portsmouth, Virginia | 5 | $ 739,000 | $ 147,800 | $ 66,000 |
| Whatcom, Washington | 5 | $ 2,323,000 | $ 464,600 | $ 0 |
| Walworth, Wisconsin | 5 | $ 1,092,000 | $ 218,400 | $ 104,000 |
| Pima, Arizona | 4 | $ 1,281,000 | $ 320,250 | $ 0 |
| Yolo, California | 4 | $ 1,486,000 | $ 371,500 | $ 0 |
| New London, Connecticut | 4 | $ 640,000 | $ 160,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for Charter One Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 43,550 | $5,992,592,000 | $340,333 | $6,750,000 | $40,529 | $3,250,000 |
| Home Purchase | 22,821 | $4,389,578,000 | $284,000 | $8,500,000 | $56,081 | $2,181,000 |
| Home Improvement | 3,868 | $329,248,000 | $163,238 | $3,067,000 | $68,952 | $664,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 52,329 | $7,624,449,000 | $328,673 | $2,900,000 | $57,653 | $2,600,000 |
| Black or African American | 4,727 | $467,099,000 | $235,240 | $1,500,000 | $63,320 | $448,000 |
| Not Provided | 4,240 | $678,400,000 | $367,268 | $2,700,000 | $44,585 | $1,886,000 |
| Hispanic | 3,212 | $434,532,000 | $231,838 | $1,875,000 | $53,645 | $575,000 |
| Asian | 2,862 | $589,099,000 | $319,258 | $1,383,000 | $56,935 | $747,000 |
| Not applicable | 1,564 | $505,637,000 | $247,521 | $8,500,000 | $5,217 | $273,000 |
| Native Hawaiian or Other Pacific Islander | 910 | $325,172,000 | $407,025 | $1,000,000 | $11,102 | $407,000 |
| American Indian or Alaskan Native | 395 | $87,030,000 | $295,818 | $1,000,000 | $75,363 | $3,250,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 69,101 | $10,600,652,000 | $304,442 | $8,500,000 | $43,980 | $3,250,000 |
| FHA-insured (Federal Housing Administration) | 1,034 | $99,214,000 | $115,666 | $347,000 | $18,111 | $1,747,000 |
| VA-guaranteed (Veterans Administration) | 104 | $11,552,000 | $114,714 | $216,000 | $31,142 | $128,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 41,732 | $5,749,801,000 | $242,125 | $8,500,000 | $106,875 | $3,250,000 |
| Application Denied By Financial Institution | 9,361 | $931,277,000 | $140,440 | $2,400,000 | $53,680 | $2,181,000 |
| Loan Purchased By The Institution | 9,056 | $2,736,912,000 | $351,764 | $2,329,000 | $27,431 | $2,082,000 |
| File Closed For Incompleteness | 4,960 | $600,657,000 | $171,857 | $1,636,000 | $81,380 | $2,600,000 |
| Application Approved But Not Accepted | 3,267 | $398,922,000 | $197,217 | $1,300,000 | $150,304 | $2,181,000 |
| Application Withdrawn By Applicant | 1,293 | $212,991,000 | $193,800 | $2,050,000 | $79,250 | $2,000,000 |
| Preapproval Denied by Financial Institution | 570 | $80,858,000 | $141,000 | $1,280,000 | $48,000 | $360,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4,137 | $349,325,000 | $103,736 | $2,000,000 | $57,052 | $732,000 |
| Debt-To-Income Ratio | 3,409 | $377,797,000 | $156,450 | $995,000 | $37,700 | $538,000 |
| Collateral | 1,236 | $126,289,000 | $126,875 | $1,400,000 | $73,750 | $780,000 |
| Other | 923 | $125,873,000 | $128,714 | $2,400,000 | $62,857 | $2,181,000 |
| Employment History | 103 | $9,624,000 | $104,692 | $464,000 | $39,615 | $156,000 |
| Unverifiable Information | 51 | $7,461,000 | $121,142 | $684,000 | $40,857 | $154,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 39 | $9,468,000 | $228,571 | $1,200,000 | $22,857 | $206,000 |
| Credit Application Incomplete | 31 | $6,156,000 | $181,857 | $898,000 | $59,142 | $204,000 |
| Mortgage Insurance Denied | 2 | $142,000 | $71,000 | $102,000 | $56,000 | $74,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Charter One Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Charter One Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About