Charter One Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Charter One Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Charter One Bank 1215 Superior Ave Cleveland, OH 44114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 70,239 |
| Total Mortgage Loan Application Amount | $10,711,418,000 |
| Average Mortgage Loan Application Amount | $286,785 |
| Highest Mortgage Loan Application Amount | $8,500,000 |
| Average Applicant Income | $51,760 |
| Highest Applicant Income | $3,250,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Charter One Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Charter One Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Charter One Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Charter One Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Charter One Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Charter One Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 5,092 | $ 857,175,000 | $ 168,000 | $ 42,000 |
| Cuyahoga County Ohio | 4,631 | $ 530,604,000 | $ 114,000 | $ 47,000 |
| Wayne County Michigan | 4,203 | $ 473,350,000 | $ 112,000 | $ 38,000 |
| Erie County New York | 3,831 | $ 363,591,000 | $ 94,000 | $ 53,000 |
| Monroe County New York | 3,408 | $ 332,603,000 | $ 97,000 | $ 46,000 |
| Oakland County Michigan | 2,304 | $ 511,882,000 | $ 222,000 | $ 66,000 |
| Macomb County Michigan | 2,044 | $ 281,329,000 | $ 137,000 | $ 52,000 |
| Summit County Ohio | 1,815 | $ 188,658,000 | $ 103,000 | $ 45,000 |
| Lucas County Ohio | 1,805 | $ 179,006,000 | $ 99,000 | $ 43,000 |
| Stark County Ohio | 1,571 | $ 139,677,000 | $ 88,000 | $ 41,000 |
| Albany County New York | 1,342 | $ 161,360,000 | $ 120,000 | $ 56,000 |
| Saratoga County New York | 1,013 | $ 150,305,000 | $ 148,000 | $ 72,000 |
| Hampden County Massachusetts | 1,002 | $ 128,788,000 | $ 128,000 | $ 48,000 |
| DuPage County Illinois | 966 | $ 186,463,000 | $ 193,000 | $ 61,000 |
| Onondaga County New York | 930 | $ 97,713,000 | $ 105,000 | $ 45,000 |
| Lake County Ohio | 922 | $ 123,166,000 | $ 133,000 | $ 58,000 |
| Orange County New York | 724 | $ 104,069,000 | $ 143,000 | $ 60,000 |
| Niagara County New York | 709 | $ 58,547,000 | $ 82,000 | $ 43,000 |
| Mahoning County Ohio | 656 | $ 62,250,000 | $ 94,000 | $ 47,000 |
| Clinton County New York | 650 | $ 57,637,000 | $ 88,000 | $ 60,000 |
| Marion County Indiana | 619 | $ 70,479,000 | $ 113,000 | $ 45,000 |
| Medina County Ohio | 579 | $ 78,680,000 | $ 135,000 | $ 62,000 |
| Will County Illinois | 577 | $ 115,580,000 | $ 200,000 | $ 68,000 |
| Rensselaer County New York | 566 | $ 60,361,000 | $ 106,000 | $ 63,000 |
| Oneida County New York | 531 | $ 37,535,000 | $ 70,000 | $ 44,000 |
| Lorain County Ohio | 522 | $ 80,066,000 | $ 153,000 | $ 50,000 |
| Dutchess County New York | 471 | $ 96,689,000 | $ 205,000 | $ 79,000 |
| Franklin County Ohio | 468 | $ 66,502,000 | $ 142,000 | $ 60,000 |
| Chittenden County Vermont | 443 | $ 69,805,000 | $ 157,000 | $ 59,000 |
| Schenectady County New York | 442 | $ 51,679,000 | $ 116,000 | $ 52,000 |
| Kalamazoo County Michigan | 437 | $ 65,946,000 | $ 150,000 | $ 88,000 |
| Ingham County Michigan | 401 | $ 59,484,000 | $ 148,000 | $ 45,000 |
| Rutland County Vermont | 392 | $ 40,285,000 | $ 102,000 | $ 53,000 |
| Kent County Michigan | 389 | $ 52,619,000 | $ 135,000 | $ 35,000 |
| Broome County New York | 379 | $ 27,489,000 | $ 72,000 | $ 50,000 |
| Washtenaw County Michigan | 370 | $ 92,909,000 | $ 251,000 | $ 49,000 |
| Geauga County Ohio | 348 | $ 64,782,000 | $ 186,000 | $ 100,000 |
| Los Angeles County California | 340 | $ 180,780,000 | $ 531,000 | $ 25,000 |
| Ulster County New York | 338 | $ 41,081,000 | $ 121,000 | $ 53,000 |
| Portage County Ohio | 329 | $ 37,220,000 | $ 113,000 | $ 55,000 |
| Wayne County New York | 321 | $ 29,151,000 | $ 90,000 | $ 58,000 |
| Kane County Illinois | 303 | $ 66,505,000 | $ 219,000 | $ 50,000 |
| Franklin County New York | 291 | $ 22,479,000 | $ 77,000 | $ 62,000 |
| Warren County New York | 287 | $ 31,863,000 | $ 111,000 | $ 75,000 |
| Hamilton County Indiana | 277 | $ 68,756,000 | $ 248,000 | $ 94,000 |
| Scioto County Ohio | 275 | $ 18,715,000 | $ 68,000 | $ 50,000 |
| Essex County New York | 271 | $ 26,612,000 | $ 98,000 | $ 57,000 |
| Lake County Illinois | 264 | $ 68,256,000 | $ 258,000 | $ 55,000 |
| Hartford County Connecticut | 259 | $ 34,436,000 | $ 132,000 | $ 51,000 |
| Ontario County New York | 258 | $ 28,476,000 | $ 110,000 | $ 68,000 |
| Trumbull County Ohio | 251 | $ 21,947,000 | $ 87,000 | $ 48,000 |
| Wood County Ohio | 243 | $ 32,176,000 | $ 132,000 | $ 81,000 |
| Montgomery County Maryland | 242 | $ 110,337,000 | $ 455,000 | $ 71,000 |
| Otsego County New York | 236 | $ 20,578,000 | $ 87,000 | $ 81,000 |
| Columbiana County Ohio | 219 | $ 19,941,000 | $ 91,000 | $ 47,000 |
| Fairfax County Virginia | 219 | $ 96,925,000 | $ 442,000 | $ 77,000 |
| Shiawassee County Michigan | 211 | $ 21,234,000 | $ 100,000 | $ 48,000 |
| Hampshire County Massachusetts | 210 | $ 32,459,000 | $ 154,000 | $ 71,000 |
| Livingston County Michigan | 194 | $ 46,691,000 | $ 240,000 | $ 73,000 |
| Anne Arundel County Maryland | 180 | $ 54,359,000 | $ 301,000 | $ 76,000 |
| Washington County New York | 177 | $ 13,817,000 | $ 78,000 | $ 54,000 |
| Monroe County Michigan | 174 | $ 19,676,000 | $ 113,000 | $ 62,000 |
| Mecklenburg County North Carolina | 174 | $ 48,082,000 | $ 276,000 | $ 102,000 |
| Windsor County Vermont | 172 | $ 20,075,000 | $ 116,000 | $ 72,000 |
| Allegheny County Pennsylvania | 165 | $ 20,104,000 | $ 121,000 | $ 60,000 |
| Addison County Vermont | 162 | $ 20,528,000 | $ 126,000 | $ 93,000 |
| Genesee County Michigan | 161 | $ 38,101,000 | $ 236,000 | $ 56,000 |
| Hamilton County Ohio | 154 | $ 23,640,000 | $ 153,000 | $ 52,000 |
| Orange County California | 151 | $ 76,761,000 | $ 508,000 | $ 0 |
| Tippecanoe County Indiana | 143 | $ 13,889,000 | $ 97,000 | $ 57,000 |
| Herkimer County New York | 143 | $ 9,651,000 | $ 67,000 | $ 49,000 |
| Bennington County Vermont | 143 | $ 19,626,000 | $ 137,000 | $ 86,000 |
| Santa Clara County California | 141 | $ 68,520,000 | $ 485,000 | $ 1,000 |
| Baltimore County Maryland | 141 | $ 30,429,000 | $ 215,000 | $ 66,000 |
| Rockland County New York | 140 | $ 38,592,000 | $ 275,000 | $ 103,000 |
| Fulton County New York | 136 | $ 8,828,000 | $ 64,000 | $ 65,000 |
| Howard County Maryland | 135 | $ 55,697,000 | $ 412,000 | $ 88,000 |
| Franklin County Vermont | 134 | $ 13,832,000 | $ 103,000 | $ 55,000 |
| Livingston County New York | 133 | $ 12,037,000 | $ 90,000 | $ 47,000 |
| Erie County Pennsylvania | 131 | $ 10,010,000 | $ 76,000 | $ 50,000 |
| Westchester County New York | 130 | $ 53,286,000 | $ 409,000 | $ 96,000 |
| Wayne County Ohio | 126 | $ 14,439,000 | $ 114,000 | $ 67,000 |
| Hendricks County Indiana | 124 | $ 16,196,000 | $ 130,000 | $ 70,000 |
| St. Clair County Michigan | 120 | $ 19,191,000 | $ 159,000 | $ 53,000 |
| Montgomery County Ohio | 114 | $ 13,073,000 | $ 114,000 | $ 52,000 |
| McHenry County Illinois | 112 | $ 20,508,000 | $ 183,000 | $ 76,000 |
| Eaton County Michigan | 112 | $ 15,434,000 | $ 137,000 | $ 65,000 |
| Tuscarawas County Ohio | 109 | $ 10,348,000 | $ 94,000 | $ 50,000 |
| Oswego County New York | 108 | $ 9,229,000 | $ 85,000 | $ 47,000 |
| St. Louis County Missouri | 107 | $ 37,823,000 | $ 353,000 | $ 34,000 |
| Sullivan County New York | 105 | $ 12,175,000 | $ 115,000 | $ 57,000 |
| Henrico County Virginia | 101 | $ 20,389,000 | $ 201,000 | $ 61,000 |
| Allegan County Michigan | 100 | $ 12,153,000 | $ 121,000 | $ 49,000 |
| Greenville County South Carolina | 96 | $ 13,866,000 | $ 144,000 | $ 49,000 |
| Fairfield County Ohio | 93 | $ 13,880,000 | $ 149,000 | $ 67,000 |
| Boyd County Kentucky | 91 | $ 8,614,000 | $ 94,000 | $ 60,000 |
| Chenango County New York | 91 | $ 5,703,000 | $ 62,000 | $ 47,000 |
| Genesee County New York | 91 | $ 7,660,000 | $ 84,000 | $ 60,000 |
| Montgomery County New York | 90 | $ 6,263,000 | $ 69,000 | $ 47,000 |
| Chautauqua County New York | 86 | $ 8,270,000 | $ 96,000 | $ 102,000 |
| Madison County New York | 86 | $ 8,026,000 | $ 93,000 | $ 58,000 |
| Delaware County Ohio | 86 | $ 24,170,000 | $ 281,000 | $ 73,000 |
| San Diego County California | 83 | $ 39,946,000 | $ 481,000 | $ 5,000 |
| New Haven County Connecticut | 83 | $ 12,180,000 | $ 146,000 | $ 53,000 |
| Chesterfield County Virginia | 83 | $ 16,217,000 | $ 195,000 | $ 57,000 |
| Ashtabula County Ohio | 81 | $ 9,114,000 | $ 112,000 | $ 61,000 |
| Monmouth County New Jersey | 79 | $ 32,810,000 | $ 415,000 | $ 85,000 |
| Forsyth County North Carolina | 79 | $ 20,074,000 | $ 254,000 | $ 76,000 |
| Butler County Ohio | 79 | $ 11,558,000 | $ 146,000 | $ 51,000 |
| Prince George's County Maryland | 78 | $ 18,302,000 | $ 234,000 | $ 67,000 |
| Suffolk County New York | 78 | $ 29,734,000 | $ 381,000 | $ 73,000 |
| Hancock County Indiana | 75 | $ 9,988,000 | $ 133,000 | $ 58,000 |
| Nassau County New York | 75 | $ 28,281,000 | $ 377,000 | $ 46,000 |
| Charles County Maryland | 74 | $ 17,746,000 | $ 239,000 | $ 76,000 |
| Van Buren County Michigan | 74 | $ 12,014,000 | $ 162,000 | $ 62,000 |
| Dauphin County Pennsylvania | 74 | $ 9,887,000 | $ 133,000 | $ 56,000 |
| Fairfield County Connecticut | 73 | $ 32,280,000 | $ 442,000 | $ 95,000 |
| Clinton County Michigan | 70 | $ 14,255,000 | $ 203,000 | $ 80,000 |
| St. Charles County Missouri | 69 | $ 9,699,000 | $ 140,000 | $ 48,000 |
| Orleans County New York | 69 | $ 6,541,000 | $ 94,000 | $ 79,000 |
| Ottawa County Michigan | 68 | $ 11,078,000 | $ 162,000 | $ 54,000 |
| Columbia County New York | 68 | $ 11,017,000 | $ 162,000 | $ 109,000 |
| Putnam County New York | 68 | $ 16,657,000 | $ 244,000 | $ 132,000 |
| Tompkins County New York | 68 | $ 6,297,000 | $ 92,000 | $ 76,000 |
| Alameda County California | 67 | $ 31,471,000 | $ 469,000 | $ 0 |
| Cortland County New York | 67 | $ 4,325,000 | $ 64,000 | $ 60,000 |
| Licking County Ohio | 67 | $ 12,157,000 | $ 181,000 | $ 74,000 |
| Spartanburg County South Carolina | 65 | $ 8,283,000 | $ 127,000 | $ 50,000 |
| Contra Costa County California | 64 | $ 28,973,000 | $ 452,000 | $ 0 |
| District of Columbia County District Of Columbia | 64 | $ 32,774,000 | $ 512,000 | $ 89,000 |
| Saginaw County Michigan | 64 | $ 8,022,000 | $ 125,000 | $ 48,000 |
| Greene County New York | 64 | $ 6,303,000 | $ 98,000 | $ 69,000 |
| Washington County Vermont | 64 | $ 7,626,000 | $ 119,000 | $ 50,000 |
| Loudoun County Virginia | 64 | $ 26,327,000 | $ 411,000 | $ 108,000 |
| San Mateo County California | 62 | $ 31,805,000 | $ 512,000 | $ 6,000 |
| Washington County Pennsylvania | 62 | $ 6,864,000 | $ 110,000 | $ 49,000 |
| Johnson County Indiana | 60 | $ 8,824,000 | $ 147,000 | $ 71,000 |
| Greenup County Kentucky | 59 | $ 6,589,000 | $ 111,000 | $ 73,000 |
| New York County New York | 59 | $ 29,452,000 | $ 499,000 | $ 99,000 |
| Warren County Ohio | 59 | $ 10,396,000 | $ 176,000 | $ 54,000 |
| Kendall County Illinois | 57 | $ 11,979,000 | $ 210,000 | $ 75,000 |
| Lake County Indiana | 57 | $ 7,738,000 | $ 135,000 | $ 64,000 |
| Madison County Indiana | 56 | $ 5,017,000 | $ 89,000 | $ 49,000 |
| Worcester County Massachusetts | 56 | $ 9,812,000 | $ 175,000 | $ 44,000 |
| Maricopa County Arizona | 55 | $ 19,464,000 | $ 353,000 | $ 30,000 |
| Boone County Indiana | 55 | $ 13,236,000 | $ 240,000 | $ 127,000 |
| Carroll County Maryland | 55 | $ 15,337,000 | $ 278,000 | $ 67,000 |
| Berkshire County Massachusetts | 54 | $ 8,643,000 | $ 160,000 | $ 72,000 |
| Lapeer County Michigan | 54 | $ 10,367,000 | $ 191,000 | $ 84,000 |
| Delaware County New York | 54 | $ 3,703,000 | $ 68,000 | $ 69,000 |
| Clermont County Ohio | 53 | $ 7,805,000 | $ 147,000 | $ 73,000 |
| Middlesex County Massachusetts | 52 | $ 19,730,000 | $ 379,000 | $ 79,000 |
| Grafton County New Hampshire | 52 | $ 9,538,000 | $ 183,000 | $ 183,000 |
| Cattaraugus County New York | 52 | $ 4,485,000 | $ 86,000 | $ 60,000 |
| Wyoming County New York | 52 | $ 4,441,000 | $ 85,000 | $ 71,000 |
| Ottawa County Ohio | 50 | $ 7,605,000 | $ 152,000 | $ 90,000 |
| Delaware County Pennsylvania | 50 | $ 20,764,000 | $ 415,000 | $ 102,000 |
| Hamilton County New York | 49 | $ 3,911,000 | $ 79,000 | $ 63,000 |
| King County Washington | 49 | $ 21,268,000 | $ 434,000 | $ 11,000 |
| Harford County Maryland | 48 | $ 9,274,000 | $ 193,000 | $ 71,000 |
| Windham County Vermont | 48 | $ 6,202,000 | $ 129,000 | $ 76,000 |
| Calhoun County Michigan | 47 | $ 6,114,000 | $ 130,000 | $ 56,000 |
| Greene County Ohio | 47 | $ 6,254,000 | $ 133,000 | $ 54,000 |
| Schoharie County New York | 46 | $ 5,364,000 | $ 116,000 | $ 52,000 |
| Charleston County South Carolina | 46 | $ 17,792,000 | $ 386,000 | $ 63,000 |
| Harris County Texas | 46 | $ 24,041,000 | $ 522,000 | $ 25,000 |
| Baltimore City County Maryland | 45 | $ 6,645,000 | $ 147,000 | $ 67,000 |
| Clark County Ohio | 45 | $ 5,007,000 | $ 111,000 | $ 43,000 |
| Virginia Beach County Virginia | 45 | $ 8,097,000 | $ 179,000 | $ 54,000 |
| Cayuga County New York | 44 | $ 4,009,000 | $ 91,000 | $ 49,000 |
| Tioga County New York | 44 | $ 3,099,000 | $ 70,000 | $ 57,000 |
| Chester County Pennsylvania | 44 | $ 14,679,000 | $ 333,000 | $ 57,000 |
| Erie County Ohio | 43 | $ 6,456,000 | $ 150,000 | $ 77,000 |
| Jackson County Michigan | 42 | $ 5,454,000 | $ 129,000 | $ 63,000 |
| Queens County New York | 42 | $ 14,341,000 | $ 341,000 | $ 27,000 |
| Steuben County New York | 41 | $ 3,109,000 | $ 75,000 | $ 51,000 |
| Iredell County North Carolina | 41 | $ 16,155,000 | $ 394,000 | $ 81,000 |
| Union County North Carolina | 41 | $ 13,796,000 | $ 336,000 | $ 90,000 |
| Carroll County Ohio | 41 | $ 4,115,000 | $ 100,000 | $ 69,000 |
| Richmond City County Virginia | 41 | $ 6,217,000 | $ 151,000 | $ 62,000 |
| Ventura County California | 40 | $ 19,161,000 | $ 479,000 | $ 0 |
| Orange County Vermont | 40 | $ 4,607,000 | $ 115,000 | $ 61,000 |
| Prince William County Virginia | 40 | $ 14,684,000 | $ 367,000 | $ 88,000 |
| Wake County North Carolina | 39 | $ 11,877,000 | $ 304,000 | $ 53,000 |
| Lenawee County Michigan | 38 | $ 5,961,000 | $ 156,000 | $ 94,000 |
| Huron County Ohio | 38 | $ 4,053,000 | $ 106,000 | $ 51,000 |
| San Francisco County California | 37 | $ 19,044,000 | $ 514,000 | $ 0 |
| Barry County Michigan | 37 | $ 5,644,000 | $ 152,000 | $ 70,000 |
| Bergen County New Jersey | 37 | $ 16,898,000 | $ 456,000 | $ 56,000 |
| Litchfield County Connecticut | 36 | $ 5,965,000 | $ 165,000 | $ 83,000 |
| Jefferson County Missouri | 35 | $ 4,647,000 | $ 132,000 | $ 34,000 |
| Fulton County Ohio | 35 | $ 3,941,000 | $ 112,000 | $ 59,000 |
| Montgomery County Pennsylvania | 35 | $ 12,886,000 | $ 368,000 | $ 93,000 |
| Davidson County Tennessee | 35 | $ 5,815,000 | $ 166,000 | $ 39,000 |
| Beaver County Pennsylvania | 33 | $ 3,309,000 | $ 100,000 | $ 48,000 |
| Cumberland County Pennsylvania | 33 | $ 5,944,000 | $ 180,000 | $ 97,000 |
| Marin County California | 32 | $ 16,362,000 | $ 511,000 | $ 0 |
| St. Mary's County Maryland | 32 | $ 6,632,000 | $ 207,000 | $ 79,000 |
| Lewis County New York | 32 | $ 1,955,000 | $ 61,000 | $ 51,000 |
| Kings County New York | 31 | $ 12,975,000 | $ 418,000 | $ 58,000 |
| Clark County Nevada | 30 | $ 10,776,000 | $ 359,000 | $ 22,000 |
| Richland County Ohio | 30 | $ 3,698,000 | $ 123,000 | $ 70,000 |
| Sandusky County Ohio | 30 | $ 3,692,000 | $ 123,000 | $ 65,000 |
| Hanover County Virginia | 30 | $ 6,174,000 | $ 205,000 | $ 54,000 |
| Broward County Florida | 29 | $ 11,352,000 | $ 391,000 | $ 41,000 |
| Fulton County Georgia | 29 | $ 13,315,000 | $ 459,000 | $ 11,000 |
| Allegany County New York | 28 | $ 1,944,000 | $ 69,000 | $ 69,000 |
| Bucks County Pennsylvania | 28 | $ 11,387,000 | $ 406,000 | $ 104,000 |
| Dallas County Texas | 28 | $ 14,156,000 | $ 505,000 | $ 0 |
| Tolland County Connecticut | 27 | $ 4,003,000 | $ 148,000 | $ 71,000 |
| Chemung County New York | 27 | $ 1,920,000 | $ 71,000 | $ 50,000 |
| Lawrence County Ohio | 27 | $ 2,327,000 | $ 86,000 | $ 56,000 |
| Muskingum County Ohio | 27 | $ 2,787,000 | $ 103,000 | $ 45,000 |
| Lamoille County Vermont | 27 | $ 5,110,000 | $ 189,000 | $ 98,000 |
| James City County Virginia | 27 | $ 7,510,000 | $ 278,000 | $ 93,000 |
| Sussex County Delaware | 26 | $ 10,234,000 | $ 393,000 | $ 123,000 |
| Hennepin County Minnesota | 26 | $ 8,921,000 | $ 343,000 | $ 0 |
| Seneca County New York | 26 | $ 1,698,000 | $ 65,000 | $ 50,000 |
| Westmoreland County Pennsylvania | 26 | $ 2,493,000 | $ 95,000 | $ 54,000 |
| Riverside County California | 25 | $ 10,450,000 | $ 418,000 | $ 28,000 |
| Sacramento County California | 25 | $ 9,047,000 | $ 361,000 | $ 0 |
| Palm Beach County Florida | 25 | $ 12,214,000 | $ 488,000 | $ 93,000 |
| Norfolk County Massachusetts | 25 | $ 12,240,000 | $ 489,000 | $ 70,000 |
| Middlesex County New Jersey | 25 | $ 8,163,000 | $ 326,000 | $ 40,000 |
| St. Lawrence County New York | 25 | $ 2,035,000 | $ 81,000 | $ 99,000 |
| Chesapeake County Virginia | 25 | $ 4,540,000 | $ 181,000 | $ 58,000 |
| Newport News County Virginia | 25 | $ 3,647,000 | $ 145,000 | $ 72,000 |
| Stafford County Virginia | 25 | $ 6,555,000 | $ 262,000 | $ 77,000 |
| San Bernardino County California | 24 | $ 10,024,000 | $ 417,000 | $ 0 |
| Morgan County Indiana | 24 | $ 2,546,000 | $ 106,000 | $ 57,000 |
| Calvert County Maryland | 24 | $ 6,602,000 | $ 275,000 | $ 82,000 |
| Buncombe County North Carolina | 24 | $ 4,802,000 | $ 200,000 | $ 90,000 |
| Gaston County North Carolina | 24 | $ 5,524,000 | $ 230,000 | $ 75,000 |
| Miami County Ohio | 24 | $ 2,967,000 | $ 123,000 | $ 51,000 |
| Butler County Pennsylvania | 24 | $ 3,032,000 | $ 126,000 | $ 50,000 |
| Shelby County Tennessee | 24 | $ 8,432,000 | $ 351,000 | $ 56,000 |
| Lee County Florida | 23 | $ 7,392,000 | $ 321,000 | $ 79,000 |
| Cecil County Maryland | 23 | $ 5,122,000 | $ 222,000 | $ 56,000 |
| Ocean County New Jersey | 23 | $ 6,447,000 | $ 280,000 | $ 39,000 |
| Yates County New York | 23 | $ 2,195,000 | $ 95,000 | $ 43,000 |
| Horry County South Carolina | 23 | $ 4,306,000 | $ 187,000 | $ 87,000 |
| Essex County Massachusetts | 22 | $ 6,675,000 | $ 303,000 | $ 25,000 |
| Muskegon County Michigan | 22 | $ 5,196,000 | $ 236,000 | $ 25,000 |
| Union County Ohio | 22 | $ 3,651,000 | $ 165,000 | $ 62,000 |
| Bradford County Pennsylvania | 22 | $ 1,370,000 | $ 62,000 | $ 45,000 |
| Lebanon County Pennsylvania | 22 | $ 3,279,000 | $ 149,000 | $ 50,000 |
| Lexington County South Carolina | 22 | $ 3,450,000 | $ 156,000 | $ 45,000 |
| Richland County South Carolina | 22 | $ 3,087,000 | $ 140,000 | $ 52,000 |
| Collier County Florida | 21 | $ 8,565,000 | $ 407,000 | $ 138,000 |
| Cobb County Georgia | 21 | $ 6,425,000 | $ 305,000 | $ 81,000 |
| Kankakee County Illinois | 21 | $ 2,528,000 | $ 120,000 | $ 45,000 |
| Ionia County Michigan | 21 | $ 3,406,000 | $ 162,000 | $ 84,000 |
| Williamson County Tennessee | 21 | $ 6,417,000 | $ 305,000 | $ 43,000 |
| Monterey County California | 20 | $ 11,213,000 | $ 560,000 | $ 0 |
| Allen County Indiana | 20 | $ 3,078,000 | $ 153,000 | $ 36,000 |
| Frederick County Maryland | 20 | $ 6,045,000 | $ 302,000 | $ 78,000 |
| Lancaster County Pennsylvania | 20 | $ 5,721,000 | $ 286,000 | $ 178,000 |
| Hampton County Virginia | 20 | $ 2,951,000 | $ 147,000 | $ 76,000 |
| New Castle County Delaware | 19 | $ 4,910,000 | $ 258,000 | $ 101,000 |
| Pinellas County Florida | 19 | $ 6,387,000 | $ 336,000 | $ 111,000 |
| Queen Anne's County Maryland | 19 | $ 6,323,000 | $ 332,000 | $ 79,000 |
| Berks County Pennsylvania | 19 | $ 3,511,000 | $ 184,000 | $ 49,000 |
| Arlington County Virginia | 19 | $ 8,473,000 | $ 445,000 | $ 60,000 |
| St. Joseph County Michigan | 18 | $ 1,734,000 | $ 96,000 | $ 64,000 |
| Tarrant County Texas | 18 | $ 8,205,000 | $ 455,000 | $ 9,000 |
| Sonoma County California | 17 | $ 7,118,000 | $ 418,000 | $ 0 |
| Miami-Dade County Florida | 17 | $ 6,565,000 | $ 386,000 | $ 36,000 |
| Berrien County Michigan | 17 | $ 4,923,000 | $ 289,000 | $ 149,000 |
| St. Louis City County Missouri | 17 | $ 3,789,000 | $ 222,000 | $ 17,000 |
| Cabarrus County North Carolina | 17 | $ 2,457,000 | $ 144,000 | $ 54,000 |
| Madison County Ohio | 17 | $ 2,433,000 | $ 143,000 | $ 59,000 |
| Ross County Ohio | 17 | $ 2,830,000 | $ 166,000 | $ 146,000 |
| York County South Carolina | 17 | $ 3,094,000 | $ 182,000 | $ 75,000 |
| Jefferson County Alabama | 16 | $ 4,068,000 | $ 254,000 | $ 33,000 |
| Grundy County Illinois | 16 | $ 3,752,000 | $ 234,000 | $ 59,000 |
| Johnson County Kansas | 16 | $ 9,353,000 | $ 584,000 | $ 63,000 |
| Barnstable County Massachusetts | 16 | $ 5,381,000 | $ 336,000 | $ 165,000 |
| Cheboygan County Michigan | 16 | $ 3,892,000 | $ 243,000 | $ 105,000 |
| Morris County New Jersey | 16 | $ 7,439,000 | $ 464,000 | $ 15,000 |
| Guilford County North Carolina | 16 | $ 3,157,000 | $ 197,000 | $ 40,000 |
| Henry County Ohio | 16 | $ 2,512,000 | $ 157,000 | $ 81,000 |
| Beaufort County South Carolina | 16 | $ 5,720,000 | $ 357,000 | $ 57,000 |
| Grand Isle County Vermont | 16 | $ 2,273,000 | $ 142,000 | $ 55,000 |
| Alexandria County Virginia | 16 | $ 7,186,000 | $ 449,000 | $ 120,000 |
| King George County Virginia | 16 | $ 2,761,000 | $ 172,000 | $ 64,000 |
| Placer County California | 15 | $ 7,174,000 | $ 478,000 | $ 0 |
| Boulder County Colorado | 15 | $ 6,933,000 | $ 462,000 | $ 0 |
| DeKalb County Illinois | 15 | $ 2,458,000 | $ 163,000 | $ 66,000 |
| Shelby County Indiana | 15 | $ 1,843,000 | $ 122,000 | $ 58,000 |
| Caroline County Maryland | 15 | $ 1,899,000 | $ 126,000 | $ 43,000 |
| Franklin County Massachusetts | 15 | $ 2,476,000 | $ 165,000 | $ 114,000 |
| Gladwin County Michigan | 15 | $ 1,900,000 | $ 126,000 | $ 80,000 |
| Montcalm County Michigan | 15 | $ 2,066,000 | $ 137,000 | $ 75,000 |
| Somerset County New Jersey | 15 | $ 6,447,000 | $ 429,000 | $ 38,000 |
| Ashland County Ohio | 15 | $ 1,675,000 | $ 111,000 | $ 50,000 |
| Knox County Ohio | 15 | $ 1,708,000 | $ 113,000 | $ 63,000 |
| York County Pennsylvania | 15 | $ 3,258,000 | $ 217,000 | $ 47,000 |
| Berkeley County South Carolina | 15 | $ 6,559,000 | $ 437,000 | $ 114,000 |
| Collin County Texas | 15 | $ 7,667,000 | $ 511,000 | $ 0 |
| Monroe County Indiana | 14 | $ 2,246,000 | $ 160,000 | $ 90,000 |
| Carter County Kentucky | 14 | $ 1,454,000 | $ 103,000 | $ 63,000 |
| Antrim County Michigan | 14 | $ 5,131,000 | $ 366,000 | $ 231,000 |
| Sanilac County Michigan | 14 | $ 1,739,000 | $ 124,000 | $ 92,000 |
| Allen County Ohio | 14 | $ 1,699,000 | $ 121,000 | $ 55,000 |
| Clinton County Ohio | 14 | $ 1,847,000 | $ 131,000 | $ 45,000 |
| Hancock County Ohio | 14 | $ 1,681,000 | $ 120,000 | $ 61,000 |
| Harrison County Ohio | 14 | $ 964,000 | $ 68,000 | $ 55,000 |
| Shelby County Alabama | 13 | $ 3,164,000 | $ 243,000 | $ 15,000 |
| Denver County Colorado | 13 | $ 4,716,000 | $ 362,000 | $ 0 |
| Kenton County Kentucky | 13 | $ 1,691,000 | $ 130,000 | $ 35,000 |
| Grand Traverse County Michigan | 13 | $ 2,932,000 | $ 225,000 | $ 75,000 |
| Darke County Ohio | 13 | $ 1,203,000 | $ 92,000 | $ 48,000 |
| Pickaway County Ohio | 13 | $ 2,370,000 | $ 182,000 | $ 47,000 |
| Travis County Texas | 13 | $ 5,482,000 | $ 421,000 | $ 0 |
| Santa Barbara County California | 12 | $ 5,057,000 | $ 421,000 | $ 0 |
| Douglas County Colorado | 12 | $ 5,217,000 | $ 434,000 | $ 0 |
| Jefferson County Colorado | 12 | $ 4,658,000 | $ 388,000 | $ 0 |
| Delaware County Indiana | 12 | $ 1,337,000 | $ 111,000 | $ 61,000 |
| Midland County Michigan | 12 | $ 1,388,000 | $ 115,000 | $ 47,000 |
| Burlington County New Jersey | 12 | $ 4,538,000 | $ 378,000 | $ 59,000 |
| Brown County Ohio | 12 | $ 1,240,000 | $ 103,000 | $ 48,000 |
| Marion County Ohio | 12 | $ 1,312,000 | $ 109,000 | $ 62,000 |
| Pike County Ohio | 12 | $ 1,834,000 | $ 152,000 | $ 35,000 |
| Multnomah County Oregon | 12 | $ 3,624,000 | $ 302,000 | $ 27,000 |
| Santa Cruz County California | 11 | $ 5,240,000 | $ 476,000 | $ 0 |
| El Paso County Colorado | 11 | $ 4,052,000 | $ 368,000 | $ 8,000 |
| Porter County Indiana | 11 | $ 1,812,000 | $ 164,000 | $ 76,000 |
| Huron County Michigan | 11 | $ 1,231,000 | $ 111,000 | $ 81,000 |
| Jefferson County New York | 11 | $ 863,000 | $ 78,000 | $ 81,000 |
| Richmond County New York | 11 | $ 3,854,000 | $ 350,000 | $ 27,000 |
| Catawba County North Carolina | 11 | $ 2,862,000 | $ 260,000 | $ 88,000 |
| Coshocton County Ohio | 11 | $ 976,000 | $ 88,000 | $ 41,000 |
| Mercer County Ohio | 11 | $ 1,494,000 | $ 135,000 | $ 56,000 |
| Williams County Ohio | 11 | $ 1,136,000 | $ 103,000 | $ 57,000 |
| Lehigh County Pennsylvania | 11 | $ 2,357,000 | $ 214,000 | $ 60,000 |
| Anderson County South Carolina | 11 | $ 1,276,000 | $ 116,000 | $ 49,000 |
| Rutherford County Tennessee | 11 | $ 1,697,000 | $ 154,000 | $ 56,000 |
| York County Virginia | 11 | $ 2,235,000 | $ 203,000 | $ 63,000 |
| Pierce County Washington | 11 | $ 4,199,000 | $ 381,000 | $ 0 |
| Arapahoe County Colorado | 10 | $ 3,879,000 | $ 387,000 | $ 11,000 |
| DeKalb County Georgia | 10 | $ 3,413,000 | $ 341,000 | $ 22,000 |
| Gwinnett County Georgia | 10 | $ 3,376,000 | $ 337,000 | $ 9,000 |
| Wicomico County Maryland | 10 | $ 1,383,000 | $ 138,000 | $ 58,000 |
| Hillsdale County Michigan | 10 | $ 1,094,000 | $ 109,000 | $ 68,000 |
| Essex County New Jersey | 10 | $ 4,899,000 | $ 489,000 | $ 107,000 |
| Mercer County New Jersey | 10 | $ 4,810,000 | $ 481,000 | $ 52,000 |
| Union County New Jersey | 10 | $ 4,308,000 | $ 430,000 | $ 24,000 |
| Cleveland County North Carolina | 10 | $ 1,535,000 | $ 153,000 | $ 68,000 |
| Davie County North Carolina | 10 | $ 2,815,000 | $ 281,000 | $ 64,000 |
| New Hanover County North Carolina | 10 | $ 7,560,000 | $ 756,000 | $ 68,000 |
| Fayette County Ohio | 10 | $ 1,188,000 | $ 118,000 | $ 44,000 |
| Jefferson County Ohio | 10 | $ 956,000 | $ 95,000 | $ 72,000 |
| Pickens County South Carolina | 10 | $ 1,320,000 | $ 132,000 | $ 57,000 |
| Spotsylvania County Virginia | 10 | $ 1,671,000 | $ 167,000 | $ 72,000 |
| El Dorado County California | 9 | $ 3,832,000 | $ 425,000 | $ 0 |
| Middlesex County Connecticut | 9 | $ 1,385,000 | $ 153,000 | $ 74,000 |
| Duval County Florida | 9 | $ 1,772,000 | $ 196,000 | $ 29,000 |
| Orange County Florida | 9 | $ 3,563,000 | $ 395,000 | $ 0 |
| Henry County Indiana | 9 | $ 1,105,000 | $ 122,000 | $ 56,000 |
| Howard County Indiana | 9 | $ 930,000 | $ 103,000 | $ 64,000 |
| Campbell County Kentucky | 9 | $ 1,590,000 | $ 176,000 | $ 46,000 |
| Washington County Maryland | 9 | $ 2,002,000 | $ 222,000 | $ 77,000 |
| Suffolk County Massachusetts | 9 | $ 4,023,000 | $ 447,000 | $ 29,000 |
| Charlevoix County Michigan | 9 | $ 3,594,000 | $ 399,000 | $ 202,000 |
| Roscommon County Michigan | 9 | $ 1,283,000 | $ 142,000 | $ 173,000 |
| Cape May County New Jersey | 9 | $ 5,440,000 | $ 604,000 | $ 91,000 |
| Alamance County North Carolina | 9 | $ 1,422,000 | $ 158,000 | $ 87,000 |
| Lincoln County North Carolina | 9 | $ 3,297,000 | $ 366,000 | $ 77,000 |
| Auglaize County Ohio | 9 | $ 903,000 | $ 100,000 | $ 37,000 |
| Perry County Ohio | 9 | $ 786,000 | $ 87,000 | $ 51,000 |
| Preble County Ohio | 9 | $ 983,000 | $ 109,000 | $ 33,000 |
| Shelby County Ohio | 9 | $ 1,030,000 | $ 114,000 | $ 49,000 |
| Pike County Pennsylvania | 9 | $ 1,380,000 | $ 153,000 | $ 31,000 |
| Sumner County Tennessee | 9 | $ 1,889,000 | $ 209,000 | $ 75,000 |
| Norfolk County Virginia | 9 | $ 1,802,000 | $ 200,000 | $ 68,000 |
| Fresno County California | 8 | $ 2,709,000 | $ 338,000 | $ 48,000 |
| San Luis Obispo County California | 8 | $ 3,793,000 | $ 474,000 | $ 0 |
| Winnebago County Illinois | 8 | $ 799,000 | $ 99,000 | $ 53,000 |
| Carroll County Indiana | 8 | $ 491,000 | $ 61,000 | $ 73,000 |
| Clare County Michigan | 8 | $ 510,000 | $ 63,000 | $ 69,000 |
| Emmet County Michigan | 8 | $ 2,150,000 | $ 268,000 | $ 207,000 |
| Gratiot County Michigan | 8 | $ 792,000 | $ 99,000 | $ 47,000 |
| Iosco County Michigan | 8 | $ 869,000 | $ 108,000 | $ 69,000 |
| Ogemaw County Michigan | 8 | $ 619,000 | $ 77,000 | $ 46,000 |
| Jackson County Missouri | 8 | $ 1,833,000 | $ 229,000 | $ 12,000 |
| Atlantic County New Jersey | 8 | $ 1,823,000 | $ 227,000 | $ 33,000 |
| Davidson County North Carolina | 8 | $ 1,221,000 | $ 152,000 | $ 57,000 |
| Durham County North Carolina | 8 | $ 2,884,000 | $ 360,000 | $ 57,000 |
| Haywood County North Carolina | 8 | $ 1,472,000 | $ 184,000 | $ 70,000 |
| Henderson County North Carolina | 8 | $ 1,572,000 | $ 196,000 | $ 39,000 |
| Defiance County Ohio | 8 | $ 822,000 | $ 102,000 | $ 41,000 |
| Hocking County Ohio | 8 | $ 1,088,000 | $ 136,000 | $ 60,000 |
| Armstrong County Pennsylvania | 8 | $ 682,000 | $ 85,000 | $ 30,000 |
| Mercer County Pennsylvania | 8 | $ 726,000 | $ 90,000 | $ 52,000 |
| Philadelphia County Pennsylvania | 8 | $ 1,846,000 | $ 230,000 | $ 85,000 |
| Susquehanna County Pennsylvania | 8 | $ 708,000 | $ 88,000 | $ 59,000 |
| Kershaw County South Carolina | 8 | $ 862,000 | $ 107,000 | $ 54,000 |
| Denton County Texas | 8 | $ 3,886,000 | $ 485,000 | $ 23,000 |
| Caledonia County Vermont | 8 | $ 770,000 | $ 96,000 | $ 60,000 |
| Orleans County Vermont | 8 | $ 913,000 | $ 114,000 | $ 76,000 |
| Larimer County Colorado | 7 | $ 2,149,000 | $ 307,000 | $ 0 |
| Brown County Indiana | 7 | $ 1,084,000 | $ 154,000 | $ 83,000 |
| St. Joseph County Indiana | 7 | $ 1,107,000 | $ 158,000 | $ 70,000 |
| Bristol County Massachusetts | 7 | $ 3,009,000 | $ 429,000 | $ 0 |
| Mason County Michigan | 7 | $ 2,089,000 | $ 298,000 | $ 134,000 |
| Newaygo County Michigan | 7 | $ 1,031,000 | $ 147,000 | $ 40,000 |
| Ramsey County Minnesota | 7 | $ 4,200,000 | $ 600,000 | $ 0 |
| Sullivan County New Hampshire | 7 | $ 1,210,000 | $ 172,000 | $ 53,000 |
| Bernalillo County New Mexico | 7 | $ 3,020,000 | $ 431,000 | $ 43,000 |
| Schuyler County New York | 7 | $ 473,000 | $ 67,000 | $ 63,000 |
| Adams County Ohio | 7 | $ 788,000 | $ 112,000 | $ 49,000 |
| Guernsey County Ohio | 7 | $ 532,000 | $ 76,000 | $ 79,000 |
| Lawrence County Pennsylvania | 7 | $ 712,000 | $ 101,000 | $ 46,000 |
| Luzerne County Pennsylvania | 7 | $ 1,185,000 | $ 169,000 | $ 53,000 |
| Dorchester County South Carolina | 7 | $ 1,401,000 | $ 200,000 | $ 69,000 |
| Sumter County South Carolina | 7 | $ 761,000 | $ 108,000 | $ 43,000 |
| Wilson County Tennessee | 7 | $ 917,000 | $ 131,000 | $ 70,000 |
| Salt Lake County Utah | 7 | $ 2,493,000 | $ 356,000 | $ 0 |
| Fauquier County Virginia | 7 | $ 3,071,000 | $ 438,000 | $ 59,000 |
| Baldwin County Alabama | 6 | $ 2,455,000 | $ 409,000 | $ 28,000 |
| Madison County Alabama | 6 | $ 1,324,000 | $ 220,000 | $ 44,000 |
| San Joaquin County California | 6 | $ 1,791,000 | $ 298,000 | $ 0 |
| Solano County California | 6 | $ 2,203,000 | $ 367,000 | $ 0 |
| Eagle County Colorado | 6 | $ 2,760,000 | $ 460,000 | $ 17,000 |
| Kent County Delaware | 6 | $ 1,013,000 | $ 168,000 | $ 39,000 |
| Alachua County Florida | 6 | $ 1,274,000 | $ 212,000 | $ 44,000 |
| Volusia County Florida | 6 | $ 1,701,000 | $ 283,000 | $ 38,000 |
| Bartholomew County Indiana | 6 | $ 744,000 | $ 124,000 | $ 52,000 |
| Elkhart County Indiana | 6 | $ 695,000 | $ 115,000 | $ 51,000 |
| Ripley County Indiana | 6 | $ 841,000 | $ 140,000 | $ 48,000 |
| Rush County Indiana | 6 | $ 797,000 | $ 132,000 | $ 84,000 |
| Boone County Kentucky | 6 | $ 826,000 | $ 137,000 | $ 62,000 |
| Jefferson County Kentucky | 6 | $ 1,235,000 | $ 205,000 | $ 51,000 |
| Lawrence County Kentucky | 6 | $ 278,000 | $ 46,000 | $ 43,000 |
| East Baton Rouge County Louisiana | 6 | $ 2,295,000 | $ 382,000 | $ 37,000 |
| Benzie County Michigan | 6 | $ 880,000 | $ 146,000 | $ 63,000 |
| Crawford County Michigan | 6 | $ 937,000 | $ 156,000 | $ 89,000 |
| Lake County Michigan | 6 | $ 470,000 | $ 78,000 | $ 44,000 |
| Tuscola County Michigan | 6 | $ 719,000 | $ 119,000 | $ 47,000 |
| Hunterdon County New Jersey | 6 | $ 2,677,000 | $ 446,000 | $ 65,000 |
| Bronx County New York | 6 | $ 1,893,000 | $ 315,000 | $ 33,000 |
| Orange County North Carolina | 6 | $ 3,033,000 | $ 505,000 | $ 209,000 |
| Champaign County Ohio | 6 | $ 690,000 | $ 115,000 | $ 43,000 |
| Highland County Ohio | 6 | $ 520,000 | $ 86,000 | $ 41,000 |
| Washington County Ohio | 6 | $ 559,000 | $ 93,000 | $ 42,000 |
| Deschutes County Oregon | 6 | $ 1,100,000 | $ 183,000 | $ 6,000 |
| Albemarle County Virginia | 6 | $ 2,159,000 | $ 359,000 | $ 53,000 |
| Gloucester County Virginia | 6 | $ 992,000 | $ 165,000 | $ 52,000 |
| Roanoke City County Virginia | 6 | $ 668,000 | $ 111,000 | $ 48,000 |
| Cabell County West Virginia | 6 | $ 825,000 | $ 137,000 | $ 91,000 |
| Milwaukee County Wisconsin | 6 | $ 3,540,000 | $ 590,000 | $ 45,000 |
| Napa County California | 5 | $ 2,012,000 | $ 402,000 | $ 0 |
| Stanislaus County California | 5 | $ 1,606,000 | $ 321,000 | $ 0 |
| Adams County Colorado | 5 | $ 1,029,000 | $ 205,000 | $ 0 |
| Hillsborough County Florida | 5 | $ 1,558,000 | $ 311,000 | $ 45,000 |
| Sarasota County Florida | 5 | $ 1,052,000 | $ 210,000 | $ 19,000 |
| St. Johns County Florida | 5 | $ 1,428,000 | $ 285,000 | $ 44,000 |
| Paulding County Georgia | 5 | $ 551,000 | $ 110,000 | $ 40,000 |
| LaSalle County Illinois | 5 | $ 709,000 | $ 141,000 | $ 75,000 |
| Montgomery County Indiana | 5 | $ 321,000 | $ 64,000 | $ 47,000 |
| Noble County Indiana | 5 | $ 186,000 | $ 37,000 | $ 44,000 |
| Tipton County Indiana | 5 | $ 517,000 | $ 103,000 | $ 106,000 |
| Polk County Iowa | 5 | $ 1,072,000 | $ 214,000 | $ 105,000 |
| Dorchester County Maryland | 5 | $ 703,000 | $ 140,000 | $ 55,000 |
| Plymouth County Massachusetts | 5 | $ 2,281,000 | $ 456,000 | $ 46,000 |
| Arenac County Michigan | 5 | $ 527,000 | $ 105,000 | $ 89,000 |
| Bay County Michigan | 5 | $ 807,000 | $ 161,000 | $ 28,000 |
| Branch County Michigan | 5 | $ 491,000 | $ 98,000 | $ 88,000 |
| Kalkaska County Michigan | 5 | $ 1,240,000 | $ 248,000 | $ 101,000 |
| Leelanau County Michigan | 5 | $ 1,109,000 | $ 221,000 | $ 125,000 |
| Mackinac County Michigan | 5 | $ 2,220,000 | $ 444,000 | $ 338,000 |
| Manistee County Michigan | 5 | $ 1,025,000 | $ 205,000 | $ 141,000 |
| Washoe County Nevada | 5 | $ 1,660,000 | $ 332,000 | $ 0 |
| Cheshire County New Hampshire | 5 | $ 533,000 | $ 106,000 | $ 53,000 |
| Hudson County New Jersey | 5 | $ 1,434,000 | $ 286,000 | $ 65,000 |
| Sussex County New Jersey | 5 | $ 1,391,000 | $ 278,000 | $ 0 |
| Brunswick County North Carolina | 5 | $ 5,465,000 | $ 1,093,000 | $ 100,000 |
| Burke County North Carolina | 5 | $ 947,000 | $ 189,000 | $ 55,000 |
| Randolph County North Carolina | 5 | $ 500,000 | $ 100,000 | $ 41,000 |
| Rowan County North Carolina | 5 | $ 551,000 | $ 110,000 | $ 35,000 |
| Stokes County North Carolina | 5 | $ 1,385,000 | $ 277,000 | $ 143,000 |
| Logan County Ohio | 5 | $ 583,000 | $ 116,000 | $ 58,000 |
| Morrow County Ohio | 5 | $ 921,000 | $ 184,000 | $ 73,000 |
| Seneca County Ohio | 5 | $ 587,000 | $ 117,000 | $ 76,000 |
| Wyandot County Ohio | 5 | $ 589,000 | $ 117,000 | $ 48,000 |
| Adams County Pennsylvania | 5 | $ 1,100,000 | $ 220,000 | $ 81,000 |
| Crawford County Pennsylvania | 5 | $ 604,000 | $ 120,000 | $ 57,000 |
| Tioga County Pennsylvania | 5 | $ 386,000 | $ 77,000 | $ 52,000 |
| Washington County Rhode Island | 5 | $ 1,648,000 | $ 329,000 | $ 72,000 |
| Cherokee County South Carolina | 5 | $ 459,000 | $ 91,000 | $ 48,000 |
| Sullivan County Tennessee | 5 | $ 749,000 | $ 149,000 | $ 39,000 |
| Bexar County Texas | 5 | $ 2,374,000 | $ 474,000 | $ 0 |
| Lynchburg County Virginia | 5 | $ 713,000 | $ 142,000 | $ 31,000 |
| New Kent County Virginia | 5 | $ 946,000 | $ 189,000 | $ 65,000 |
| Portsmouth County Virginia | 5 | $ 739,000 | $ 147,000 | $ 66,000 |
| Whatcom County Washington | 5 | $ 2,323,000 | $ 464,000 | $ 0 |
| Walworth County Wisconsin | 5 | $ 1,092,000 | $ 218,000 | $ 104,000 |
| Pima County Arizona | 4 | $ 1,281,000 | $ 320,000 | $ 0 |
| Yolo County California | 4 | $ 1,486,000 | $ 371,000 | $ 0 |
| New London County Connecticut | 4 | $ 640,000 | $ 160,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for Charter One Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 43,550 | $5,992,592,000 | $340,333 | $6,750,000 | $40,529 | $3,250,000 |
| Home Purchase | 22,821 | $4,389,578,000 | $284,000 | $8,500,000 | $56,081 | $2,181,000 |
| Home Improvement | 3,868 | $329,248,000 | $163,238 | $3,067,000 | $68,952 | $664,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 52,329 | $7,624,449,000 | $328,673 | $2,900,000 | $57,653 | $2,600,000 |
| Black or African American | 4,727 | $467,099,000 | $235,240 | $1,500,000 | $63,320 | $448,000 |
| Not Provided | 4,240 | $678,400,000 | $367,268 | $2,700,000 | $44,585 | $1,886,000 |
| Hispanic | 3,212 | $434,532,000 | $231,838 | $1,875,000 | $53,645 | $575,000 |
| Asian | 2,862 | $589,099,000 | $319,258 | $1,383,000 | $56,935 | $747,000 |
| Not applicable | 1,564 | $505,637,000 | $247,521 | $8,500,000 | $5,217 | $273,000 |
| Native Hawaiian or Other Pacific Islander | 910 | $325,172,000 | $407,025 | $1,000,000 | $11,102 | $407,000 |
| American Indian or Alaskan Native | 395 | $87,030,000 | $295,818 | $1,000,000 | $75,363 | $3,250,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 69,101 | $10,600,652,000 | $304,442 | $8,500,000 | $43,980 | $3,250,000 |
| FHA-insured (Federal Housing Administration) | 1,034 | $99,214,000 | $115,666 | $347,000 | $18,111 | $1,747,000 |
| VA-guaranteed (Veterans Administration) | 104 | $11,552,000 | $114,714 | $216,000 | $31,142 | $128,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 41,732 | $5,749,801,000 | $242,125 | $8,500,000 | $106,875 | $3,250,000 |
| Application Denied By Financial Institution | 9,361 | $931,277,000 | $140,440 | $2,400,000 | $53,680 | $2,181,000 |
| Loan Purchased By The Institution | 9,056 | $2,736,912,000 | $351,764 | $2,329,000 | $27,431 | $2,082,000 |
| File Closed For Incompleteness | 4,960 | $600,657,000 | $171,857 | $1,636,000 | $81,380 | $2,600,000 |
| Application Approved But Not Accepted | 3,267 | $398,922,000 | $197,217 | $1,300,000 | $150,304 | $2,181,000 |
| Application Withdrawn By Applicant | 1,293 | $212,991,000 | $193,800 | $2,050,000 | $79,250 | $2,000,000 |
| Preapproval Denied by Financial Institution | 570 | $80,858,000 | $141,000 | $1,280,000 | $48,000 | $360,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4,137 | $349,325,000 | $103,736 | $2,000,000 | $57,052 | $732,000 |
| Debt-To-Income Ratio | 3,409 | $377,797,000 | $156,450 | $995,000 | $37,700 | $538,000 |
| Collateral | 1,236 | $126,289,000 | $126,875 | $1,400,000 | $73,750 | $780,000 |
| Other | 923 | $125,873,000 | $128,714 | $2,400,000 | $62,857 | $2,181,000 |
| Employment History | 103 | $9,624,000 | $104,692 | $464,000 | $39,615 | $156,000 |
| Unverifiable Information | 51 | $7,461,000 | $121,142 | $684,000 | $40,857 | $154,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 39 | $9,468,000 | $228,571 | $1,200,000 | $22,857 | $206,000 |
| Credit Application Incomplete | 31 | $6,156,000 | $181,857 | $898,000 | $59,142 | $204,000 |
| Mortgage Insurance Denied | 2 | $142,000 | $71,000 | $102,000 | $56,000 | $74,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Charter One Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Charter One Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.