Chartway Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Chartway Federal Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chartway Federal Credit Union 5700 Cleveland Street Virginia Beach, VA 23462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,592 |
| Total Mortgage Loan Application Amount | $186,039,000 |
| Average Mortgage Loan Application Amount | $103,000 |
| Highest Mortgage Loan Application Amount | $1,173,000 |
| Average Applicant Income | $73,666 |
| Highest Applicant Income | $1,380,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Chartway Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chartway Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Chartway Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chartway Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chartway Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chartway Federal Credit Union's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 329 | $ 39,302,000 | $ 119,000 | $ 79,000 |
| Norfolk County Virginia | 146 | $ 13,877,000 | $ 95,000 | $ 65,000 |
| Chesapeake County Virginia | 137 | $ 14,936,000 | $ 109,000 | $ 85,000 |
| Tooele County Utah | 93 | $ 7,861,000 | $ 84,000 | $ 76,000 |
| Washington County Utah | 89 | $ 12,561,000 | $ 141,000 | $ 61,000 |
| Harris County Texas | 87 | $ 7,384,000 | $ 84,000 | $ 76,000 |
| Salt Lake County Utah | 82 | $ 7,527,000 | $ 91,000 | $ 66,000 |
| Portsmouth County Virginia | 53 | $ 4,421,000 | $ 83,000 | $ 63,000 |
| Suffolk County Virginia | 41 | $ 4,508,000 | $ 109,000 | $ 76,000 |
| Carbon County Utah | 31 | $ 1,822,000 | $ 58,000 | $ 58,000 |
| Washington County Rhode Island | 14 | $ 2,142,000 | $ 153,000 | $ 96,000 |
| Currituck County North Carolina | 13 | $ 1,494,000 | $ 114,000 | $ 62,000 |
| Iron County Utah | 12 | $ 930,000 | $ 77,000 | $ 53,000 |
| Pinellas County Florida | 11 | $ 866,000 | $ 78,000 | $ 55,000 |
| Montgomery County Texas | 10 | $ 1,135,000 | $ 113,000 | $ 116,000 |
| Pasquotank County North Carolina | 8 | $ 732,000 | $ 91,000 | $ 62,000 |
| Fort Bend County Texas | 7 | $ 350,000 | $ 50,000 | $ 100,000 |
| Utah County Utah | 6 | $ 554,000 | $ 92,000 | $ 76,000 |
| Duval County Florida | 5 | $ 418,000 | $ 83,000 | $ 62,000 |
| Beaver County Utah | 5 | $ 464,000 | $ 92,000 | $ 75,000 |
| Forsyth County Georgia | 4 | $ 1,349,000 | $ 337,000 | $ 118,000 |
| Kent County Rhode Island | 4 | $ 238,000 | $ 59,000 | $ 44,000 |
| Brazoria County Texas | 4 | $ 484,000 | $ 121,000 | $ 79,000 |
| Hillsborough County Florida | 3 | $ 520,000 | $ 173,000 | $ 70,000 |
| Clark County Nevada | 3 | $ 318,000 | $ 106,000 | $ 81,000 |
| Dare County North Carolina | 3 | $ 989,000 | $ 329,000 | $ 248,000 |
| Gates County North Carolina | 3 | $ 260,000 | $ 86,000 | $ 102,000 |
| Perquimans County North Carolina | 3 | $ 535,000 | $ 178,000 | $ 103,000 |
| Tarrant County Texas | 3 | $ 486,000 | $ 162,000 | $ 116,000 |
| Emery County Utah | 3 | $ 234,000 | $ 78,000 | $ 93,000 |
| Chesterfield County Virginia | 3 | $ 162,000 | $ 54,000 | $ 93,000 |
| Hampton County Virginia | 3 | $ 74,000 | $ 24,000 | $ 56,000 |
| Isle of Wight County Virginia | 3 | $ 897,000 | $ 299,000 | $ 87,000 |
| Montgomery County Virginia | 3 | $ 515,000 | $ 171,000 | $ 61,000 |
| Newport News County Virginia | 3 | $ 148,000 | $ 49,000 | $ 70,000 |
| Northampton County Virginia | 3 | $ 131,000 | $ 43,000 | $ 46,000 |
| Coconino County Arizona | 2 | $ 195,000 | $ 97,000 | $ 34,000 |
| Pulaski County Arkansas | 2 | $ 308,000 | $ 154,000 | $ 446,000 |
| Lake County Florida | 2 | $ 98,000 | $ 49,000 | $ 57,000 |
| St. Mary's County Maryland | 2 | $ 400,000 | $ 200,000 | $ 82,000 |
| Westchester County New York | 2 | $ 1,250,000 | $ 625,000 | $ 204,000 |
| Cabarrus County North Carolina | 2 | $ 86,000 | $ 43,000 | $ 70,000 |
| Camden County North Carolina | 2 | $ 203,000 | $ 101,000 | $ 115,000 |
| Johnston County North Carolina | 2 | $ 65,000 | $ 32,000 | $ 51,000 |
| Mecklenburg County North Carolina | 2 | $ 135,000 | $ 67,000 | $ 55,000 |
| Wake County North Carolina | 2 | $ 580,000 | $ 290,000 | $ 88,000 |
| Cuyahoga County Ohio | 2 | $ 85,000 | $ 42,000 | $ 35,000 |
| San Jacinto County Texas | 2 | $ 7,000 | $ 3,000 | $ 95,000 |
| Waller County Texas | 2 | $ 93,000 | $ 46,000 | $ 56,000 |
| Davis County Utah | 2 | $ 83,000 | $ 41,000 | $ 80,000 |
| Garfield County Utah | 2 | $ 299,000 | $ 149,000 | $ 96,000 |
| Orange County Vermont | 2 | $ 354,000 | $ 177,000 | $ 109,000 |
| Amelia County Virginia | 2 | $ 40,000 | $ 20,000 | $ 18,000 |
| Richmond City County Virginia | 2 | $ 102,000 | $ 51,000 | $ 146,000 |
| Southampton County Virginia | 2 | $ 140,000 | $ 70,000 | $ 68,000 |
| Talladega County Alabama | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Navajo County Arizona | 1 | $ 120,000 | $ 120,000 | $ 76,000 |
| Faulkner County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 959,000 |
| Saline County Arkansas | 1 | $ 208,000 | $ 208,000 | $ 110,000 |
| Yuba County California | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Douglas County Colorado | 1 | $ 95,000 | $ 95,000 | $ 193,000 |
| Jefferson County Colorado | 1 | $ 1,000 | $ 1,000 | $ 80,000 |
| Windham County Connecticut | 1 | $ 6,000 | $ 6,000 | $ 136,000 |
| Clay County Florida | 1 | $ 10,000 | $ 10,000 | $ 89,000 |
| Escambia County Florida | 1 | $ 2,000 | $ 2,000 | $ 25,000 |
| Hernando County Florida | 1 | $ 89,000 | $ 89,000 | $ 45,000 |
| Indian River County Florida | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Lee County Florida | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
| Marion County Florida | 1 | $ 59,000 | $ 59,000 | $ 94,000 |
| Putnam County Florida | 1 | $ 70,000 | $ 70,000 | $ 84,000 |
| Sarasota County Florida | 1 | $ 122,000 | $ 122,000 | $ 49,000 |
| St. Johns County Florida | 1 | $ 183,000 | $ 183,000 | $ 88,000 |
| Bartow County Georgia | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Cobb County Georgia | 1 | $ 6,000 | $ 6,000 | $ 36,000 |
| DeKalb County Georgia | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Gwinnett County Georgia | 1 | $ 181,000 | $ 181,000 | $ 160,000 |
| Houston County Georgia | 1 | $ 2,000 | $ 2,000 | $ 36,000 |
| Cook County Illinois | 1 | $ 1,000 | $ 1,000 | $ 154,000 |
| DuPage County Illinois | 1 | $ 112,000 | $ 112,000 | $ 63,000 |
| Will County Illinois | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Jefferson County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 143,000 |
| Androscoggin County Maine | 1 | $ 140,000 | $ 140,000 | $ 137,000 |
| Bristol County Massachusetts | 1 | $ 267,000 | $ 267,000 | $ 147,000 |
| Calhoun County Michigan | 1 | $ 49,000 | $ 49,000 | $ 66,000 |
| Adair County Missouri | 1 | $ 72,000 | $ 72,000 | $ 60,000 |
| Flathead County Montana | 1 | $ 156,000 | $ 156,000 | $ 65,000 |
| Elko County Nevada | 1 | $ 335,000 | $ 335,000 | $ 202,000 |
| Essex County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Gloucester County New Jersey | 1 | $ 199,000 | $ 199,000 | $ 64,000 |
| Kings County New York | 1 | $ 12,000 | $ 12,000 | $ 75,000 |
| Monroe County New York | 1 | $ 154,000 | $ 154,000 | $ 164,000 |
| Nassau County New York | 1 | $ 41,000 | $ 41,000 | $ 120,000 |
| Queens County New York | 1 | $ 200,000 | $ 200,000 | $ 143,000 |
| Bertie County North Carolina | 1 | $ 2,000 | $ 2,000 | $ 61,000 |
| Chowan County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Gaston County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 55,000 |
| Nash County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 83,000 |
| New Hanover County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 59,000 |
| Washington County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 78,000 |
| Lawrence County Ohio | 1 | $ 150,000 | $ 150,000 | $ 58,000 |
| Lorain County Ohio | 1 | $ 96,000 | $ 96,000 | $ 42,000 |
| Medina County Ohio | 1 | $ 31,000 | $ 31,000 | $ 105,000 |
| Allegheny County Pennsylvania | 1 | $ 347,000 | $ 347,000 | $ 148,000 |
| Chester County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 90,000 |
| Philadelphia County Pennsylvania | 1 | $ 2,000 | $ 2,000 | $ 58,000 |
| Newport County Rhode Island | 1 | $ 311,000 | $ 311,000 | $ 78,000 |
| Providence County Rhode Island | 1 | $ 5,000 | $ 5,000 | $ 39,000 |
| Kershaw County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Claiborne County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Grimes County Texas | 1 | $ 20,000 | $ 20,000 | $ 58,000 |
| Leon County Texas | 1 | $ 10,000 | $ 10,000 | $ 22,000 |
| Medina County Texas | 1 | $ 240,000 | $ 240,000 | $ 108,000 |
| Williamson County Texas | 1 | $ 14,000 | $ 14,000 | $ 106,000 |
| Duchesne County Utah | 1 | $ 33,000 | $ 33,000 | $ 43,000 |
| Rich County Utah | 1 | $ 79,000 | $ 79,000 | $ 127,000 |
| Wasatch County Utah | 1 | $ 58,000 | $ 58,000 | $ 28,000 |
| Fairfax County Virginia | 1 | $ 281,000 | $ 281,000 | $ 67,000 |
| Harrisonburg County Virginia | 1 | $ 120,000 | $ 120,000 | $ 25,000 |
| Henrico County Virginia | 1 | $ 185,000 | $ 185,000 | $ 103,000 |
| James City County Virginia | 1 | $ 50,000 | $ 50,000 | $ 19,000 |
| King George County Virginia | 1 | $ 133,000 | $ 133,000 | $ 115,000 |
| Lancaster County Virginia | 1 | $ 15,000 | $ 15,000 | $ 132,000 |
| New Kent County Virginia | 1 | $ 291,000 | $ 291,000 | $ 166,000 |
| Prince William County Virginia | 1 | $ 46,000 | $ 46,000 | $ 120,000 |
| Roanoke County Virginia | 1 | $ 120,000 | $ 120,000 | $ 51,000 |
| York County Virginia | 1 | $ 86,000 | $ 86,000 | $ 114,000 |
| King County Washington | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Rock County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 18,000 |
| Sweetwater County Wyoming | 1 | $ 164,000 | $ 164,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for Chartway Federal Credit Union in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 890 | $113,916,000 | $127,000 | $625,000 | $75,000 | $959,000 |
| Home Purchase | 417 | $63,555,000 | $152,000 | $1,173,000 | $69,000 | $602,000 |
| Home Improvement | 285 | $8,568,000 | $30,000 | $294,000 | $77,000 | $1,380,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 855 | $105,904,000 | $123,000 | $1,173,000 | $76,000 | $959,000 |
| Not Provided | 372 | $39,737,000 | $106,000 | $1,130,000 | $71,000 | $780,000 |
| Black or African American | 178 | $18,597,000 | $104,000 | $400,000 | $74,000 | $1,380,000 |
| Hispanic | 88 | $9,402,000 | $106,000 | $333,000 | $68,000 | $208,000 |
| Asian | 82 | $10,754,000 | $131,000 | $417,000 | $76,000 | $378,000 |
| American Indian or Alaskan Native | 11 | $952,000 | $86,000 | $271,000 | $79,000 | $155,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $693,000 | $115,000 | $230,000 | $53,000 | $87,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,532 | $173,581,000 | $113,000 | $1,173,000 | $74,000 | $1,380,000 |
| VA-guaranteed (Veterans Administration) | 33 | $8,216,000 | $248,000 | $1,130,000 | $92,000 | $171,000 |
| FHA-insured (Federal Housing Administration) | 27 | $4,242,000 | $157,000 | $318,000 | $57,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 765 | $81,185,000 | $106,000 | $1,173,000 | $77,000 | $1,380,000 |
| Application Denied By Financial Institution | 301 | $24,224,000 | $80,000 | $890,000 | $63,000 | $959,000 |
| Application Withdrawn By Applicant | 266 | $35,531,000 | $133,000 | $448,000 | $79,000 | $780,000 |
| Application Approved But Not Accepted | 99 | $16,984,000 | $171,000 | $625,000 | $86,000 | $287,000 |
| File Closed For Incompleteness | 73 | $11,774,000 | $161,000 | $400,000 | $68,000 | $245,000 |
| Preapproval Denied by Financial Institution | 51 | $10,109,000 | $198,000 | $1,130,000 | $56,000 | $165,000 |
| Preapproval Approved but not Accepted | 37 | $6,232,000 | $168,000 | $400,000 | $76,000 | $220,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Employment History | 1 | $5,000 | $5,000 | $5,000 | $54,000 | $54,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chartway Federal Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chartway Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.