Chartway Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Chartway Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chartway Federal Credit Union 5700 Cleveland Street Virginia Beach, VA 23462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,768 |
| Total Mortgage Loan Application Amount | $174,750,000 |
| Average Mortgage Loan Application Amount | $119,600 |
| Highest Mortgage Loan Application Amount | $955,000 |
| Average Applicant Income | $110,200 |
| Highest Applicant Income | $2,720,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Chartway Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chartway Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Chartway Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chartway Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chartway Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chartway Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 317 | $ 22,285,000 | $ 70,000 | $ 103,000 |
| Washington County Utah | 223 | $ 23,485,000 | $ 105,000 | $ 94,000 |
| Tooele County Utah | 184 | $ 20,230,000 | $ 109,000 | $ 95,000 |
| Chesapeake County Virginia | 164 | $ 13,270,000 | $ 80,000 | $ 106,000 |
| Salt Lake County Utah | 117 | $ 12,155,000 | $ 103,000 | $ 97,000 |
| Norfolk County Virginia | 102 | $ 6,740,000 | $ 66,000 | $ 93,000 |
| Harris County Texas | 85 | $ 7,415,000 | $ 87,000 | $ 163,000 |
| Portsmouth County Virginia | 41 | $ 2,275,000 | $ 55,000 | $ 55,000 |
| Suffolk County Virginia | 35 | $ 2,025,000 | $ 57,000 | $ 168,000 |
| Iron County Utah | 25 | $ 2,375,000 | $ 95,000 | $ 85,000 |
| Utah County Utah | 17 | $ 2,425,000 | $ 142,000 | $ 112,000 |
| Currituck County North Carolina | 16 | $ 1,510,000 | $ 94,000 | $ 127,000 |
| Montgomery County Texas | 15 | $ 845,000 | $ 56,000 | $ 96,000 |
| Davis County Utah | 15 | $ 2,455,000 | $ 163,000 | $ 106,000 |
| Newport News County Virginia | 11 | $ 595,000 | $ 54,000 | $ 62,000 |
| Pasquotank County North Carolina | 10 | $ 540,000 | $ 54,000 | $ 70,000 |
| Carbon County Utah | 9 | $ 475,000 | $ 52,000 | $ 54,000 |
| Hillsborough County Florida | 7 | $ 925,000 | $ 132,000 | $ 217,000 |
| Pinellas County Florida | 7 | $ 805,000 | $ 115,000 | $ 91,000 |
| Gates County North Carolina | 5 | $ 435,000 | $ 87,000 | $ 94,000 |
| Weber County Utah | 5 | $ 605,000 | $ 121,000 | $ 65,000 |
| Isle of Wight County Virginia | 5 | $ 185,000 | $ 37,000 | $ 101,000 |
| Fort Bend County Texas | 4 | $ 300,000 | $ 75,000 | $ 109,000 |
| Wake County North Carolina | 3 | $ 135,000 | $ 45,000 | $ 102,000 |
| Fairfax County Virginia | 3 | $ 645,000 | $ 215,000 | $ 175,000 |
| San Diego County California | 2 | $ 350,000 | $ 175,000 | $ 259,000 |
| Larimer County Colorado | 2 | $ 150,000 | $ 75,000 | $ 82,000 |
| Citrus County Florida | 2 | $ 530,000 | $ 265,000 | $ 175,000 |
| Pasco County Florida | 2 | $ 70,000 | $ 35,000 | $ 73,000 |
| Queen Anne's County Maryland | 2 | $ 110,000 | $ 55,000 | $ 194,000 |
| St. Mary's County Maryland | 2 | $ 160,000 | $ 80,000 | $ 112,000 |
| Clark County Nevada | 2 | $ 70,000 | $ 35,000 | $ 174,000 |
| Nye County Nevada | 2 | $ 50,000 | $ 25,000 | $ 85,000 |
| Dare County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 88,000 |
| Hertford County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 94,000 |
| Mecklenburg County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 74,000 |
| Tyrrell County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 58,000 |
| Beaver County Utah | 2 | $ 90,000 | $ 45,000 | $ 50,000 |
| Millard County Utah | 2 | $ 110,000 | $ 55,000 | $ 103,000 |
| Summit County Utah | 2 | $ 300,000 | $ 150,000 | $ 81,000 |
| Amelia County Virginia | 2 | $ 150,000 | $ 75,000 | $ 71,000 |
| Chesterfield County Virginia | 2 | $ 40,000 | $ 20,000 | $ 69,000 |
| Hampton County Virginia | 2 | $ 60,000 | $ 30,000 | $ 75,000 |
| King George County Virginia | 2 | $ 60,000 | $ 30,000 | $ 186,000 |
| Northampton County Virginia | 2 | $ 160,000 | $ 80,000 | $ 60,000 |
| Stafford County Virginia | 2 | $ 50,000 | $ 25,000 | $ 180,000 |
| York County Virginia | 2 | $ 780,000 | $ 390,000 | $ 170,000 |
| Benton County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 24,000 |
| El Dorado County California | 1 | $ 275,000 | $ 275,000 | $ 208,000 |
| Orange County California | 1 | $ 65,000 | $ 65,000 | $ 266,000 |
| Riverside County California | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| Sacramento County California | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| San Joaquin County California | 1 | $ 35,000 | $ 35,000 | $ 157,000 |
| El Paso County Colorado | 1 | $ 15,000 | $ 15,000 | $ 268,000 |
| Alachua County Florida | 1 | $ 35,000 | $ 35,000 | $ 92,000 |
| Collier County Florida | 1 | $ 605,000 | $ 605,000 | $ 56,000 |
| Flagler County Florida | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Indian River County Florida | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Lake County Florida | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Marion County Florida | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Orange County Florida | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Osceola County Florida | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Sarasota County Florida | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| St. Johns County Florida | 1 | $ 35,000 | $ 35,000 | $ 179,000 |
| St. Lucie County Florida | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Forsyth County Georgia | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| Gwinnett County Georgia | 1 | $ 75,000 | $ 75,000 | $ 104,000 |
| Hall County Georgia | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Oneida County Idaho | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Prince George's County Maryland | 1 | $ 15,000 | $ 15,000 | $ 200,000 |
| Bristol County Massachusetts | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Meeker County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 125,000 |
| Washington County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Merrimack County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 220,000 |
| Camden County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 153,000 |
| Orange County New York | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| Camden County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Chatham County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 136,000 |
| Franklin County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 91,000 |
| Montgomery County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Union County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 164,000 |
| Wilson County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Cuyahoga County Ohio | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Erie County Ohio | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
| Lake County Ohio | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Oklahoma County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 133,000 |
| Clackamas County Oregon | 1 | $ 25,000 | $ 25,000 | $ 239,000 |
| Douglas County Oregon | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Bucks County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Franklin County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 79,000 |
| Lancaster County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Washington County Rhode Island | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Horry County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 222,000 |
| Lancaster County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Newberry County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Sullivan County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 134,000 |
| Williamson County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Brazoria County Texas | 1 | $ 45,000 | $ 45,000 | $ 138,000 |
| Caldwell County Texas | 1 | $ 45,000 | $ 45,000 | $ 51,000 |
| Coryell County Texas | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Dallas County Texas | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Denton County Texas | 1 | $ 35,000 | $ 35,000 | $ 185,000 |
| Tarrant County Texas | 1 | $ 25,000 | $ 25,000 | $ 107,000 |
| Travis County Texas | 1 | $ 135,000 | $ 135,000 | $ 431,000 |
| Walker County Texas | 1 | $ 165,000 | $ 165,000 | $ 430,000 |
| Cache County Utah | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Emery County Utah | 1 | $ 15,000 | $ 15,000 | $ 86,000 |
| Kane County Utah | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Uintah County Utah | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Wayne County Utah | 1 | $ 95,000 | $ 95,000 | $ 78,000 |
| Bedford County Virginia | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Bland County Virginia | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Franklin City County Virginia | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Gloucester County Virginia | 1 | $ 325,000 | $ 325,000 | $ 71,000 |
| Greensville County Virginia | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Henrico County Virginia | 1 | $ 105,000 | $ 105,000 | $ 200,000 |
| James City County Virginia | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Loudoun County Virginia | 1 | $ 565,000 | $ 565,000 | $ 198,000 |
| Montgomery County Virginia | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Prince George County Virginia | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Richmond City County Virginia | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Southampton County Virginia | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for Chartway Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 632 | $50,470,000 | $79,000 | $735,000 | $101,000 | $2,720,000 |
| Other Purpose | 513 | $30,635,000 | $59,000 | $505,000 | $96,000 | $2,280,000 |
| Refinancing | 290 | $33,820,000 | $116,000 | $715,000 | $115,000 | $2,700,000 |
| Home Purchase | 272 | $49,970,000 | $183,000 | $955,000 | $115,000 | $2,600,000 |
| Cash-out Refinancing | 61 | $9,855,000 | $161,000 | $355,000 | $124,000 | $1,830,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,179 | $113,115,000 | $95,000 | $955,000 | $102,000 | $2,600,000 |
| Black or African American | 269 | $23,055,000 | $85,000 | $655,000 | $109,000 | $2,700,000 |
| Hispanic | 169 | $19,785,000 | $117,000 | $585,000 | $95,000 | $1,830,000 |
| Not Provided | 78 | $11,410,000 | $146,000 | $455,000 | $161,000 | $2,720,000 |
| Asian | 56 | $5,370,000 | $95,000 | $545,000 | $97,000 | $228,000 |
| American Indian or Alaskan Native | 10 | $810,000 | $81,000 | $185,000 | $57,000 | $102,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $580,000 | $145,000 | $255,000 | $116,000 | $266,000 |
| Not applicable | 3 | $625,000 | $208,000 | $445,000 | $75,000 | $115,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,765 | $174,385,000 | $98,000 | $955,000 | $105,000 | $2,720,000 |
| FHA-insured (Federal Housing Administration) | 2 | $210,000 | $105,000 | $155,000 | $35,000 | $38,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $155,000 | $155,000 | $155,000 | $44,000 | $44,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 766 | $69,450,000 | $90,000 | $725,000 | $102,000 | $960,000 |
| Application Denied By Financial Institution | 476 | $36,980,000 | $77,000 | $715,000 | $94,000 | $2,700,000 |
| Application Withdrawn By Applicant | 336 | $44,890,000 | $133,000 | $955,000 | $109,000 | $2,600,000 |
| Application Approved But Not Accepted | 88 | $4,810,000 | $54,000 | $305,000 | $83,000 | $212,000 |
| Preapproval Denied by Financial Institution | 62 | $10,180,000 | $164,000 | $505,000 | $133,000 | $2,600,000 |
| File Closed For Incompleteness | 36 | $7,590,000 | $210,000 | $735,000 | $262,000 | $2,720,000 |
| Preapproval Approved but not Accepted | 4 | $850,000 | $212,000 | $405,000 | $78,000 | $149,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,230 | $127,590,000 | $103,000 | $955,000 | $107,000 | $2,720,000 |
| Other | 193 | $15,305,000 | $79,000 | $605,000 | $113,000 | $2,280,000 |
| Debt-To-Income Ratio | 173 | $13,225,000 | $76,000 | $415,000 | $66,000 | $344,000 |
| Credit History | 111 | $14,705,000 | $132,000 | $715,000 | $128,000 | $2,700,000 |
| Collateral | 46 | $2,560,000 | $55,000 | $365,000 | $94,000 | $380,000 |
| Unverifiable Information | 7 | $645,000 | $92,000 | $205,000 | $94,000 | $225,000 |
| Employment History | 7 | $665,000 | $95,000 | $255,000 | $89,000 | $260,000 |
| Credit Application Incomplete | 1 | $55,000 | $55,000 | $55,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chartway Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chartway Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.