Chartway Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Chartway Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chartway Federal Credit Union 5700 Cleveland Street Virginia Beach, VA 23462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,068 |
| Total Mortgage Loan Application Amount | $268,650,000 |
| Average Mortgage Loan Application Amount | $144,200 |
| Highest Mortgage Loan Application Amount | $1,135,000 |
| Average Applicant Income | $146,400 |
| Highest Applicant Income | $9,688,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Chartway Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chartway Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Chartway Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chartway Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chartway Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chartway Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 379 | $ 37,675,000 | $ 99,000 | $ 128,000 |
| Washington County Utah | 238 | $ 31,850,000 | $ 133,000 | $ 140,000 |
| Chesapeake County Virginia | 193 | $ 22,155,000 | $ 114,000 | $ 178,000 |
| Norfolk County Virginia | 146 | $ 14,010,000 | $ 95,000 | $ 99,000 |
| Tooele County Utah | 121 | $ 12,185,000 | $ 100,000 | $ 90,000 |
| Salt Lake County Utah | 96 | $ 13,020,000 | $ 135,000 | $ 109,000 |
| Portsmouth County Virginia | 68 | $ 5,450,000 | $ 80,000 | $ 78,000 |
| Suffolk County Virginia | 59 | $ 5,225,000 | $ 88,000 | $ 106,000 |
| Harris County Texas | 58 | $ 4,960,000 | $ 85,000 | $ 152,000 |
| Iron County Utah | 31 | $ 3,435,000 | $ 110,000 | $ 110,000 |
| Utah County Utah | 20 | $ 1,890,000 | $ 94,000 | $ 198,000 |
| Currituck County North Carolina | 19 | $ 1,295,000 | $ 68,000 | $ 88,000 |
| Hampton County Virginia | 13 | $ 1,095,000 | $ 84,000 | $ 176,000 |
| Montgomery County Texas | 12 | $ 1,160,000 | $ 96,000 | $ 223,000 |
| Isle of Wight County Virginia | 7 | $ 575,000 | $ 82,000 | $ 124,000 |
| Pasquotank County North Carolina | 6 | $ 1,220,000 | $ 203,000 | $ 79,000 |
| Davis County Utah | 6 | $ 1,070,000 | $ 178,000 | $ 136,000 |
| Newport News County Virginia | 6 | $ 760,000 | $ 126,000 | $ 221,000 |
| Camden County North Carolina | 5 | $ 345,000 | $ 69,000 | $ 54,000 |
| Gates County North Carolina | 5 | $ 425,000 | $ 85,000 | $ 89,000 |
| Wake County North Carolina | 5 | $ 765,000 | $ 153,000 | $ 108,000 |
| Southampton County Virginia | 5 | $ 405,000 | $ 81,000 | $ 91,000 |
| Hillsborough County Florida | 4 | $ 430,000 | $ 107,000 | $ 485,000 |
| Pinellas County Florida | 4 | $ 590,000 | $ 147,000 | $ 78,000 |
| Brazoria County Texas | 4 | $ 450,000 | $ 112,000 | $ 87,000 |
| Millard County Utah | 4 | $ 240,000 | $ 60,000 | $ 114,000 |
| Chesterfield County Virginia | 4 | $ 640,000 | $ 160,000 | $ 175,000 |
| Prince William County Virginia | 4 | $ 220,000 | $ 55,000 | $ 141,000 |
| Mohave County Arizona | 3 | $ 285,000 | $ 95,000 | $ 101,000 |
| Dare County North Carolina | 3 | $ 255,000 | $ 85,000 | $ 93,000 |
| Galveston County Texas | 3 | $ 265,000 | $ 88,000 | $ 116,000 |
| Beaver County Utah | 3 | $ 585,000 | $ 195,000 | $ 98,000 |
| Richmond City County Virginia | 3 | $ 325,000 | $ 108,000 | $ 64,000 |
| Spokane County Washington | 3 | $ 985,000 | $ 328,000 | $ 224,000 |
| San Bernardino County California | 2 | $ 610,000 | $ 305,000 | $ 39,000 |
| San Diego County California | 2 | $ 830,000 | $ 415,000 | $ 189,000 |
| Douglas County Colorado | 2 | $ 110,000 | $ 55,000 | $ 157,000 |
| Broward County Florida | 2 | $ 120,000 | $ 60,000 | $ 95,000 |
| Lake County Florida | 2 | $ 410,000 | $ 205,000 | $ 58,000 |
| DeKalb County Georgia | 2 | $ 110,000 | $ 55,000 | $ 23,000 |
| Fulton County Georgia | 2 | $ 290,000 | $ 145,000 | $ 96,000 |
| Anne Arundel County Maryland | 2 | $ 430,000 | $ 215,000 | $ 147,000 |
| Cabarrus County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 150,000 |
| Chowan County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 49,000 |
| Perquimans County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 75,000 |
| Kent County Rhode Island | 2 | $ 140,000 | $ 70,000 | $ 60,000 |
| Charleston County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 68,000 |
| Llano County Texas | 2 | $ 70,000 | $ 35,000 | $ 96,000 |
| Robertson County Texas | 2 | $ 80,000 | $ 40,000 | $ 124,000 |
| Duchesne County Utah | 2 | $ 110,000 | $ 55,000 | $ 75,000 |
| Summit County Utah | 2 | $ 490,000 | $ 245,000 | $ 172,000 |
| Weber County Utah | 2 | $ 570,000 | $ 285,000 | $ 48,000 |
| York County Virginia | 2 | $ 210,000 | $ 105,000 | $ 215,000 |
| Pinal County Arizona | 1 | $ 5,000 | $ 5,000 | $ 1,040,000 |
| Los Angeles County California | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Mono County California | 1 | $ 305,000 | $ 305,000 | $ 225,000 |
| Riverside County California | 1 | $ 45,000 | $ 45,000 | $ 102,000 |
| San Luis Obispo County California | 1 | $ 535,000 | $ 535,000 | $ 222,000 |
| Fairfield County Connecticut | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Hartford County Connecticut | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| New Haven County Connecticut | 1 | $ 415,000 | $ 415,000 | $ 238,000 |
| Kent County Delaware | 1 | $ 195,000 | $ 195,000 | $ 131,000 |
| Escambia County Florida | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Manatee County Florida | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Sarasota County Florida | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Seminole County Florida | 1 | $ 35,000 | $ 35,000 | $ 128,000 |
| Volusia County Florida | 1 | $ 145,000 | $ 145,000 | $ 172,000 |
| Cherokee County Georgia | 1 | $ 25,000 | $ 25,000 | $ 129,000 |
| Columbia County Georgia | 1 | $ 65,000 | $ 65,000 | $ 248,000 |
| Coweta County Georgia | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Douglas County Georgia | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Fayette County Georgia | 1 | $ 75,000 | $ 75,000 | $ 240,000 |
| Forsyth County Georgia | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
| Walker County Georgia | 1 | $ 15,000 | $ 15,000 | $ 142,000 |
| Walton County Georgia | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Alexander County Illinois | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Vanderburgh County Indiana | 1 | $ 35,000 | $ 35,000 | $ 192,000 |
| Johnson County Kansas | 1 | $ 75,000 | $ 75,000 | $ 131,000 |
| Lincoln County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 122,000 |
| Ouachita County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Charles County Maryland | 1 | $ 45,000 | $ 45,000 | $ 164,000 |
| Prince George's County Maryland | 1 | $ 35,000 | $ 35,000 | $ 121,000 |
| Cass County Michigan | 1 | $ 5,000 | $ 5,000 | $ 49,000 |
| Monroe County Michigan | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| DeSoto County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Jackson County Missouri | 1 | $ 25,000 | $ 25,000 | $ 113,000 |
| Clark County Nevada | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Elko County Nevada | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Lander County Nevada | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Nye County Nevada | 1 | $ 85,000 | $ 85,000 | $ 129,000 |
| Essex County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Onondaga County New York | 1 | $ 45,000 | $ 45,000 | $ 92,000 |
| Bertie County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Hertford County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Johnston County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 109,000 |
| New Hanover County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Warren County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Wilson County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 67,000 |
| Greene County Ohio | 1 | $ 85,000 | $ 85,000 | $ 300,000 |
| Lorain County Ohio | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Oklahoma County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Cambria County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Chester County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 275,000 |
| Delaware County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 1,080,000 |
| Franklin County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Luzerne County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 144,000 |
| Pike County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Berkeley County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 28,000 |
| Georgetown County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 197,000 |
| Lancaster County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 1,104,000 |
| Richland County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 156,000 |
| York County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
| Angelina County Texas | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Chambers County Texas | 1 | $ 215,000 | $ 215,000 | $ 150,000 |
| Dallas County Texas | 1 | $ 175,000 | $ 175,000 | $ 276,000 |
| Fort Bend County Texas | 1 | $ 155,000 | $ 155,000 | $ 138,000 |
| Hidalgo County Texas | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Johnson County Texas | 1 | $ 55,000 | $ 55,000 | $ 133,000 |
| Madison County Texas | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Polk County Texas | 1 | $ 75,000 | $ 75,000 | $ 240,000 |
| Washington County Texas | 1 | $ 35,000 | $ 35,000 | $ 103,000 |
| Cache County Utah | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Carbon County Utah | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Emery County Utah | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Garfield County Utah | 1 | $ 275,000 | $ 275,000 | $ 149,000 |
| Grand County Utah | 1 | $ 75,000 | $ 75,000 | $ 167,000 |
| Juab County Utah | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Augusta County Virginia | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Campbell County Virginia | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Clarke County Virginia | 1 | $ 515,000 | $ 515,000 | $ 186,000 |
| Colonial Heights County Virginia | 1 | $ 85,000 | $ 85,000 | $ 122,000 |
| Fairfax County Virginia | 1 | $ 25,000 | $ 25,000 | $ 124,000 |
| Franklin City County Virginia | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Frederick County Virginia | 1 | $ 55,000 | $ 55,000 | $ 151,000 |
| Fredericksburg County Virginia | 1 | $ 505,000 | $ 505,000 | $ 48,000 |
| Gloucester County Virginia | 1 | $ 15,000 | $ 15,000 | $ 79,000 |
| James City County Virginia | 1 | $ 25,000 | $ 25,000 | $ 211,000 |
| King George County Virginia | 1 | $ 65,000 | $ 65,000 | $ 234,000 |
| King William County Virginia | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Manassas County Virginia | 1 | $ 75,000 | $ 75,000 | $ 127,000 |
| Northampton County Virginia | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Poquoson County Virginia | 1 | $ 5,000 | $ 5,000 | $ 167,000 |
| Stafford County Virginia | 1 | $ 395,000 | $ 395,000 | $ 88,000 |
| Sussex County Virginia | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Waynesboro County Virginia | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Williamsburg County Virginia | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Island County Washington | 1 | $ 45,000 | $ 45,000 | $ 102,000 |
| Snohomish County Washington | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Chartway Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 616 | $40,400,000 | $65,000 | $305,000 | $116,000 | $1,224,000 |
| Other Purpose | 443 | $32,945,000 | $74,000 | $405,000 | $115,000 | $3,322,000 |
| Home Purchase | 437 | $94,085,000 | $215,000 | $935,000 | $175,000 | $9,688,000 |
| Refinancing | 359 | $56,475,000 | $157,000 | $1,135,000 | $144,000 | $3,744,000 |
| Cash-out Refinancing | 213 | $44,745,000 | $210,000 | $755,000 | $182,000 | $2,988,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,243 | $152,145,000 | $122,000 | $1,135,000 | $139,000 | $9,688,000 |
| Black or African American | 414 | $51,220,000 | $123,000 | $705,000 | $120,000 | $3,520,000 |
| Hispanic | 166 | $24,480,000 | $147,000 | $585,000 | $159,000 | $2,286,000 |
| Not Provided | 151 | $26,345,000 | $174,000 | $935,000 | $170,000 | $3,254,000 |
| Asian | 59 | $8,635,000 | $146,000 | $525,000 | $144,000 | $936,000 |
| American Indian or Alaskan Native | 16 | $2,650,000 | $165,000 | $395,000 | $160,000 | $1,242,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,000,000 | $125,000 | $395,000 | $145,000 | $468,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,945 | $239,955,000 | $123,000 | $1,135,000 | $140,000 | $9,688,000 |
| FHA-insured (Federal Housing Administration) | 83 | $17,645,000 | $212,000 | $595,000 | $157,000 | $2,187,000 |
| VA-guaranteed (Veterans Administration) | 39 | $10,695,000 | $274,000 | $835,000 | $104,000 | $952,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $355,000 | $355,000 | $355,000 | $74,000 | $74,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 703 | $67,975,000 | $96,000 | $865,000 | $129,000 | $3,322,000 |
| Application Withdrawn By Applicant | 599 | $91,385,000 | $152,000 | $1,135,000 | $139,000 | $3,744,000 |
| Application Denied By Financial Institution | 484 | $60,290,000 | $124,000 | $755,000 | $117,000 | $2,187,000 |
| File Closed For Incompleteness | 184 | $37,030,000 | $201,000 | $935,000 | $247,000 | $9,688,000 |
| Application Approved But Not Accepted | 54 | $3,820,000 | $70,000 | $405,000 | $121,000 | $716,000 |
| Preapproval Denied by Financial Institution | 44 | $8,150,000 | $185,000 | $435,000 | $170,000 | $3,520,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,540 | $200,210,000 | $130,000 | $1,135,000 | $147,000 | $9,688,000 |
| Credit History | 233 | $36,865,000 | $158,000 | $725,000 | $141,000 | $2,187,000 |
| Debt-To-Income Ratio | 171 | $20,355,000 | $119,000 | $755,000 | $89,000 | $3,520,000 |
| Other | 58 | $6,830,000 | $117,000 | $435,000 | $129,000 | $1,470,000 |
| Credit Application Incomplete | 31 | $1,295,000 | $41,000 | $145,000 | $143,000 | $946,000 |
| Collateral | 16 | $940,000 | $58,000 | $305,000 | $156,000 | $433,000 |
| Unverifiable Information | 9 | $1,065,000 | $118,000 | $235,000 | $122,000 | $276,000 |
| Employment History | 8 | $830,000 | $103,000 | $215,000 | $49,000 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $260,000 | $130,000 | $145,000 | $33,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chartway Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chartway Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.