Chevron Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Chevron Federal Credit Union 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chevron Federal Credit Union 500 12Th Street Suite 200 Oakland, CA 94607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,312 |
| Total Mortgage Loan Application Amount | $577,200,000 |
| Average Mortgage Loan Application Amount | $234,333 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $156,000 |
| Highest Applicant Income | $1,851,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Chevron Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chevron Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Chevron Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chevron Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chevron Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chevron Federal Credit Union's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Contra Costa County California | 451 | $ 153,245,000 | $ 339,000 | $ 174,000 |
| Harris County Texas | 399 | $ 83,194,000 | $ 208,000 | $ 160,000 |
| Fort Bend County Texas | 153 | $ 29,478,000 | $ 192,000 | $ 150,000 |
| Alameda County California | 119 | $ 40,510,000 | $ 340,000 | $ 175,000 |
| Los Angeles County California | 115 | $ 33,154,000 | $ 288,000 | $ 149,000 |
| Solano County California | 64 | $ 14,940,000 | $ 233,000 | $ 134,000 |
| Montgomery County Texas | 64 | $ 16,505,000 | $ 257,000 | $ 180,000 |
| Kern County California | 61 | $ 11,690,000 | $ 191,000 | $ 132,000 |
| Jackson County Mississippi | 44 | $ 5,764,000 | $ 131,000 | $ 112,000 |
| San Francisco County California | 40 | $ 17,286,000 | $ 432,000 | $ 174,000 |
| Mobile County Alabama | 31 | $ 4,184,000 | $ 134,000 | $ 109,000 |
| St. Tammany County Louisiana | 31 | $ 6,596,000 | $ 212,000 | $ 181,000 |
| El Paso County Texas | 29 | $ 2,375,000 | $ 81,000 | $ 77,000 |
| Marin County California | 27 | $ 8,075,000 | $ 299,000 | $ 160,000 |
| Brazoria County Texas | 27 | $ 4,177,000 | $ 154,000 | $ 143,000 |
| Orange County California | 23 | $ 5,664,000 | $ 246,000 | $ 131,000 |
| Frederick County Maryland | 16 | $ 3,762,000 | $ 235,000 | $ 141,000 |
| Sonoma County California | 15 | $ 3,952,000 | $ 263,000 | $ 115,000 |
| Midland County Texas | 15 | $ 2,255,000 | $ 150,000 | $ 113,000 |
| Galveston County Texas | 14 | $ 2,564,000 | $ 183,000 | $ 190,000 |
| Nevada County California | 13 | $ 3,941,000 | $ 303,000 | $ 237,000 |
| San Diego County California | 13 | $ 6,106,000 | $ 469,000 | $ 174,000 |
| Travis County Texas | 13 | $ 2,796,000 | $ 215,000 | $ 161,000 |
| Allegheny County Pennsylvania | 12 | $ 3,235,000 | $ 269,000 | $ 176,000 |
| Maricopa County Arizona | 11 | $ 2,823,000 | $ 256,000 | $ 178,000 |
| Placer County California | 11 | $ 3,283,000 | $ 298,000 | $ 200,000 |
| San Bernardino County California | 11 | $ 2,184,000 | $ 198,000 | $ 113,000 |
| Honolulu County Hawaii | 11 | $ 2,610,000 | $ 237,000 | $ 165,000 |
| Santa Clara County California | 10 | $ 3,513,000 | $ 351,000 | $ 190,000 |
| Monterey County California | 9 | $ 3,179,000 | $ 353,000 | $ 199,000 |
| Jefferson County Louisiana | 9 | $ 1,072,000 | $ 119,000 | $ 80,000 |
| Orleans County Louisiana | 9 | $ 1,212,000 | $ 134,000 | $ 118,000 |
| Taos County New Mexico | 9 | $ 1,153,000 | $ 128,000 | $ 135,000 |
| Tarrant County Texas | 9 | $ 1,652,000 | $ 183,000 | $ 186,000 |
| Montgomery County Maryland | 8 | $ 2,704,000 | $ 338,000 | $ 259,000 |
| El Dorado County California | 7 | $ 1,935,000 | $ 276,000 | $ 167,000 |
| San Mateo County California | 7 | $ 3,246,000 | $ 463,000 | $ 353,000 |
| Riverside County California | 6 | $ 1,249,000 | $ 208,000 | $ 118,000 |
| Sacramento County California | 6 | $ 1,156,000 | $ 192,000 | $ 92,000 |
| San Luis Obispo County California | 6 | $ 1,355,000 | $ 225,000 | $ 149,000 |
| Lafayette County Louisiana | 6 | $ 1,016,000 | $ 169,000 | $ 118,000 |
| George County Mississippi | 6 | $ 984,000 | $ 164,000 | $ 89,000 |
| Clark County Nevada | 6 | $ 758,000 | $ 126,000 | $ 123,000 |
| Dallas County Texas | 6 | $ 1,153,000 | $ 192,000 | $ 114,000 |
| Williamson County Texas | 6 | $ 490,000 | $ 81,000 | $ 132,000 |
| Davis County Utah | 6 | $ 1,046,000 | $ 174,000 | $ 112,000 |
| Ventura County California | 5 | $ 2,044,000 | $ 408,000 | $ 190,000 |
| Summit County Colorado | 5 | $ 1,660,000 | $ 332,000 | $ 265,000 |
| District of Columbia County District Of Columbia | 5 | $ 829,000 | $ 165,000 | $ 189,000 |
| Baldwin County Alabama | 4 | $ 560,000 | $ 140,000 | $ 107,000 |
| Napa County California | 4 | $ 1,230,000 | $ 307,000 | $ 215,000 |
| San Joaquin County California | 4 | $ 769,000 | $ 192,000 | $ 80,000 |
| Santa Barbara County California | 4 | $ 424,000 | $ 106,000 | $ 157,000 |
| Stanislaus County California | 4 | $ 784,000 | $ 196,000 | $ 105,000 |
| Mesa County Colorado | 4 | $ 1,037,000 | $ 259,000 | $ 130,000 |
| East Baton Rouge County Louisiana | 4 | $ 403,000 | $ 100,000 | $ 84,000 |
| Washoe County Nevada | 4 | $ 873,000 | $ 218,000 | $ 146,000 |
| Dona Ana County New Mexico | 4 | $ 739,000 | $ 184,000 | $ 116,000 |
| Clackamas County Oregon | 4 | $ 864,000 | $ 216,000 | $ 120,000 |
| Beaver County Pennsylvania | 4 | $ 795,000 | $ 198,000 | $ 126,000 |
| Salt Lake County Utah | 4 | $ 593,000 | $ 148,000 | $ 156,000 |
| Benton County Washington | 4 | $ 303,000 | $ 75,000 | $ 190,000 |
| King County Washington | 4 | $ 1,519,000 | $ 379,000 | $ 145,000 |
| Mohave County Arizona | 3 | $ 510,000 | $ 170,000 | $ 108,000 |
| Calaveras County California | 3 | $ 488,000 | $ 162,000 | $ 143,000 |
| Lake County California | 3 | $ 638,000 | $ 212,000 | $ 290,000 |
| Mono County California | 3 | $ 417,000 | $ 139,000 | $ 116,000 |
| Denver County Colorado | 3 | $ 494,000 | $ 164,000 | $ 168,000 |
| Miami-Dade County Florida | 3 | $ 880,000 | $ 293,000 | $ 181,000 |
| Okaloosa County Florida | 3 | $ 1,440,000 | $ 480,000 | $ 263,000 |
| Hendricks County Indiana | 3 | $ 255,000 | $ 85,000 | $ 114,000 |
| Hancock County Mississippi | 3 | $ 556,000 | $ 185,000 | $ 158,000 |
| Harrison County Mississippi | 3 | $ 526,000 | $ 175,000 | $ 155,000 |
| Bernalillo County New Mexico | 3 | $ 433,000 | $ 144,000 | $ 99,000 |
| Mahoning County Ohio | 3 | $ 233,000 | $ 77,000 | $ 126,000 |
| Deschutes County Oregon | 3 | $ 793,000 | $ 264,000 | $ 168,000 |
| Washington County Oregon | 3 | $ 532,000 | $ 177,000 | $ 71,000 |
| Fayette County Pennsylvania | 3 | $ 201,000 | $ 67,000 | $ 54,000 |
| Greene County Pennsylvania | 3 | $ 321,000 | $ 107,000 | $ 80,000 |
| Philadelphia County Pennsylvania | 3 | $ 901,000 | $ 300,000 | $ 201,000 |
| Brown County Texas | 3 | $ 248,000 | $ 82,000 | $ 76,000 |
| Chambers County Texas | 3 | $ 463,000 | $ 154,000 | $ 94,000 |
| Collin County Texas | 3 | $ 780,000 | $ 260,000 | $ 164,000 |
| Hays County Texas | 3 | $ 376,000 | $ 125,000 | $ 166,000 |
| Jefferson County Texas | 3 | $ 432,000 | $ 144,000 | $ 103,000 |
| Jefferson County West Virginia | 3 | $ 490,000 | $ 163,000 | $ 104,000 |
| Tuscaloosa County Alabama | 2 | $ 290,000 | $ 145,000 | $ 202,000 |
| Pima County Arizona | 2 | $ 663,000 | $ 331,000 | $ 118,000 |
| Pinal County Arizona | 2 | $ 280,000 | $ 140,000 | $ 74,000 |
| Yavapai County Arizona | 2 | $ 352,000 | $ 176,000 | $ 84,000 |
| Izard County Arkansas | 2 | $ 111,000 | $ 55,000 | $ 162,000 |
| Kings County California | 2 | $ 558,000 | $ 279,000 | $ 71,000 |
| Santa Cruz County California | 2 | $ 1,478,000 | $ 739,000 | $ 276,000 |
| Archuleta County Colorado | 2 | $ 683,000 | $ 341,000 | $ 146,000 |
| Boulder County Colorado | 2 | $ 1,423,000 | $ 711,000 | $ 760,000 |
| Larimer County Colorado | 2 | $ 889,000 | $ 444,000 | $ 195,000 |
| New London County Connecticut | 2 | $ 179,000 | $ 89,000 | $ 32,000 |
| Broward County Florida | 2 | $ 588,000 | $ 294,000 | $ 147,000 |
| Nassau County Florida | 2 | $ 214,000 | $ 107,000 | $ 213,000 |
| Sumter County Florida | 2 | $ 300,000 | $ 150,000 | $ 47,000 |
| Walton County Florida | 2 | $ 854,000 | $ 427,000 | $ 224,000 |
| Fulton County Georgia | 2 | $ 63,000 | $ 31,000 | $ 133,000 |
| Hawaii County Hawaii | 2 | $ 289,000 | $ 144,000 | $ 57,000 |
| Ada County Idaho | 2 | $ 380,000 | $ 190,000 | $ 97,000 |
| Lafourche County Louisiana | 2 | $ 169,000 | $ 84,000 | $ 90,000 |
| Plaquemines County Louisiana | 2 | $ 559,000 | $ 279,000 | $ 131,000 |
| St. Charles County Louisiana | 2 | $ 306,000 | $ 153,000 | $ 142,000 |
| St. James County Louisiana | 2 | $ 380,000 | $ 190,000 | $ 114,000 |
| Terrebonne County Louisiana | 2 | $ 312,000 | $ 156,000 | $ 115,000 |
| Delta County Michigan | 2 | $ 209,000 | $ 104,000 | $ 121,000 |
| Ingham County Michigan | 2 | $ 152,000 | $ 76,000 | $ 200,000 |
| Hennepin County Minnesota | 2 | $ 247,000 | $ 123,000 | $ 121,000 |
| Marshall County Mississippi | 2 | $ 704,000 | $ 352,000 | $ 71,000 |
| Stone County Mississippi | 2 | $ 124,000 | $ 62,000 | $ 100,000 |
| Cape Girardeau County Missouri | 2 | $ 180,000 | $ 90,000 | $ 279,000 |
| Douglas County Nevada | 2 | $ 500,000 | $ 250,000 | $ 122,000 |
| Lea County New Mexico | 2 | $ 278,000 | $ 139,000 | $ 94,000 |
| Suffolk County New York | 2 | $ 471,000 | $ 235,000 | $ 163,000 |
| Logan County Ohio | 2 | $ 184,000 | $ 92,000 | $ 113,000 |
| Tulsa County Oklahoma | 2 | $ 470,000 | $ 235,000 | $ 176,000 |
| Bexar County Texas | 2 | $ 550,000 | $ 275,000 | $ 155,000 |
| Comal County Texas | 2 | $ 298,000 | $ 149,000 | $ 162,000 |
| Denton County Texas | 2 | $ 510,000 | $ 255,000 | $ 35,000 |
| Polk County Texas | 2 | $ 362,000 | $ 181,000 | $ 138,000 |
| Washington County Texas | 2 | $ 432,000 | $ 216,000 | $ 199,000 |
| Utah County Utah | 2 | $ 320,000 | $ 160,000 | $ 235,000 |
| Uinta County Wyoming | 2 | $ 389,000 | $ 194,000 | $ 121,000 |
| Anchorage County Alaska | 1 | $ 200,000 | $ 200,000 | $ 83,000 |
| Gila County Arizona | 1 | $ 158,000 | $ 158,000 | $ 55,000 |
| Butte County California | 1 | $ 239,000 | $ 239,000 | $ 140,000 |
| Fresno County California | 1 | $ 120,000 | $ 120,000 | $ 94,000 |
| Mariposa County California | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| Mendocino County California | 1 | $ 525,000 | $ 525,000 | $ 608,000 |
| Shasta County California | 1 | $ 238,000 | $ 238,000 | $ 66,000 |
| Tehama County California | 1 | $ 208,000 | $ 208,000 | $ 65,000 |
| Tulare County California | 1 | $ 156,000 | $ 156,000 | $ 146,000 |
| Tuolumne County California | 1 | $ 228,000 | $ 228,000 | $ 72,000 |
| Douglas County Colorado | 1 | $ 362,000 | $ 362,000 | $ 187,000 |
| El Paso County Colorado | 1 | $ 273,000 | $ 273,000 | $ 99,000 |
| Gunnison County Colorado | 1 | $ 575,000 | $ 575,000 | $ 590,000 |
| Jefferson County Colorado | 1 | $ 320,000 | $ 320,000 | $ 94,000 |
| La Plata County Colorado | 1 | $ 375,000 | $ 375,000 | $ 188,000 |
| Las Animas County Colorado | 1 | $ 25,000 | $ 25,000 | $ 111,000 |
| Routt County Colorado | 1 | $ 260,000 | $ 260,000 | $ 275,000 |
| Sussex County Delaware | 1 | $ 311,000 | $ 311,000 | $ 108,000 |
| Brevard County Florida | 1 | $ 59,000 | $ 59,000 | $ 81,000 |
| Charlotte County Florida | 1 | $ 299,000 | $ 299,000 | $ 1,129,000 |
| Citrus County Florida | 1 | $ 180,000 | $ 180,000 | $ 95,000 |
| Collier County Florida | 1 | $ 690,000 | $ 690,000 | $ 198,000 |
| Escambia County Florida | 1 | $ 292,000 | $ 292,000 | $ 123,000 |
| Lee County Florida | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Leon County Florida | 1 | $ 114,000 | $ 114,000 | $ 135,000 |
| Manatee County Florida | 1 | $ 128,000 | $ 128,000 | $ 98,000 |
| Marion County Florida | 1 | $ 64,000 | $ 64,000 | $ 29,000 |
| Martin County Florida | 1 | $ 130,000 | $ 130,000 | $ 87,000 |
| Orange County Florida | 1 | $ 400,000 | $ 400,000 | $ 320,000 |
| Pinellas County Florida | 1 | $ 119,000 | $ 119,000 | $ 170,000 |
| Seminole County Florida | 1 | $ 414,000 | $ 414,000 | $ 214,000 |
| St. Johns County Florida | 1 | $ 90,000 | $ 90,000 | $ 79,000 |
| St. Lucie County Florida | 1 | $ 277,000 | $ 277,000 | $ 115,000 |
| Clarke County Georgia | 1 | $ 750,000 | $ 750,000 | $ 199,000 |
| Richmond County Georgia | 1 | $ 124,000 | $ 124,000 | $ 30,000 |
| Bonneville County Idaho | 1 | $ 275,000 | $ 275,000 | $ 182,000 |
| Valley County Idaho | 1 | $ 350,000 | $ 350,000 | $ 324,000 |
| Cook County Illinois | 1 | $ 807,000 | $ 807,000 | $ 1,851,000 |
| Lawrence County Illinois | 1 | $ 212,000 | $ 212,000 | $ 122,000 |
| Plymouth County Iowa | 1 | $ 137,000 | $ 137,000 | $ 305,000 |
| Allen County Kentucky | 1 | $ 164,000 | $ 164,000 | $ 60,000 |
| Gallatin County Kentucky | 1 | $ 250,000 | $ 250,000 | $ 201,000 |
| Jefferson County Kentucky | 1 | $ 232,000 | $ 232,000 | $ 181,000 |
| Madison County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 174,000 |
| Evangeline County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 73,000 |
| St. John the Baptist County Louisiana | 1 | $ 94,000 | $ 94,000 | $ 61,000 |
| St. Landry County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 115,000 |
| Washington County Maryland | 1 | $ 200,000 | $ 200,000 | $ 162,000 |
| Franklin County Massachusetts | 1 | $ 130,000 | $ 130,000 | $ 90,000 |
| Charlevoix County Michigan | 1 | $ 351,000 | $ 351,000 | $ 240,000 |
| Midland County Michigan | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Cass County Minnesota | 1 | $ 500,000 | $ 500,000 | $ 265,000 |
| Pearl River County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| Rankin County Mississippi | 1 | $ 143,000 | $ 143,000 | $ 85,000 |
| Madison County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Camden County New Jersey | 1 | $ 22,000 | $ 22,000 | $ 146,000 |
| Hunterdon County New Jersey | 1 | $ 51,000 | $ 51,000 | $ 225,000 |
| Middlesex County New Jersey | 1 | $ 158,000 | $ 158,000 | $ 125,000 |
| Monmouth County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 241,000 |
| McKinley County New Mexico | 1 | $ 258,000 | $ 258,000 | $ 93,000 |
| Santa Fe County New Mexico | 1 | $ 50,000 | $ 50,000 | $ 123,000 |
| New York County New York | 1 | $ 168,000 | $ 168,000 | $ 100,000 |
| Catawba County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 289,000 |
| Medina County Ohio | 1 | $ 156,000 | $ 156,000 | $ 73,000 |
| Washington County Ohio | 1 | $ 140,000 | $ 140,000 | $ 120,000 |
| Washington County Oklahoma | 1 | $ 196,000 | $ 196,000 | $ 98,000 |
| Coos County Oregon | 1 | $ 38,000 | $ 38,000 | $ 246,000 |
| Douglas County Oregon | 1 | $ 263,000 | $ 263,000 | $ 103,000 |
| Multnomah County Oregon | 1 | $ 455,000 | $ 455,000 | $ 144,000 |
| Lackawanna County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 95,000 |
| Westmoreland County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 259,000 |
| Charleston County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 228,000 |
| Lexington County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 128,000 |
| Knox County Tennessee | 1 | $ 179,000 | $ 179,000 | $ 90,000 |
| Loudon County Tennessee | 1 | $ 516,000 | $ 516,000 | $ 233,000 |
| Roane County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 67,000 |
| Shelby County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 211,000 |
| Angelina County Texas | 1 | $ 236,000 | $ 236,000 | $ 135,000 |
| Bandera County Texas | 1 | $ 280,000 | $ 280,000 | $ 236,000 |
| Bastrop County Texas | 1 | $ 84,000 | $ 84,000 | $ 113,000 |
| Brazos County Texas | 1 | $ 208,000 | $ 208,000 | $ 121,000 |
| Burleson County Texas | 1 | $ 68,000 | $ 68,000 | $ 159,000 |
| Gaines County Texas | 1 | $ 166,000 | $ 166,000 | $ 78,000 |
| Gregg County Texas | 1 | $ 137,000 | $ 137,000 | $ 130,000 |
| Leon County Texas | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Lubbock County Texas | 1 | $ 116,000 | $ 116,000 | $ 52,000 |
| Marion County Texas | 1 | $ 83,000 | $ 83,000 | $ 302,000 |
| Navarro County Texas | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Orange County Texas | 1 | $ 40,000 | $ 40,000 | $ 87,000 |
| Sabine County Texas | 1 | $ 40,000 | $ 40,000 | $ 165,000 |
| San Jacinto County Texas | 1 | $ 160,000 | $ 160,000 | $ 159,000 |
| Waller County Texas | 1 | $ 83,000 | $ 83,000 | $ 97,000 |
| Zapata County Texas | 1 | $ 200,000 | $ 200,000 | $ 67,000 |
| Summit County Utah | 1 | $ 435,000 | $ 435,000 | $ 220,000 |
| Washington County Utah | 1 | $ 161,000 | $ 161,000 | $ 194,000 |
| Weber County Utah | 1 | $ 75,000 | $ 75,000 | $ 484,000 |
| Fairfax County Virginia | 1 | $ 206,000 | $ 206,000 | $ 95,000 |
| Loudoun County Virginia | 1 | $ 640,000 | $ 640,000 | $ 250,000 |
| Lynchburg County Virginia | 1 | $ 64,000 | $ 64,000 | $ 81,000 |
| Prince William County Virginia | 1 | $ 383,000 | $ 383,000 | $ 138,000 |
| Clark County Washington | 1 | $ 120,000 | $ 120,000 | $ 147,000 |
| Pierce County Washington | 1 | $ 60,000 | $ 60,000 | $ 56,000 |
| Skamania County Washington | 1 | $ 119,000 | $ 119,000 | $ 45,000 |
| Snohomish County Washington | 1 | $ 197,000 | $ 197,000 | $ 111,000 |
| Spokane County Washington | 1 | $ 60,000 | $ 60,000 | $ 66,000 |
| Whatcom County Washington | 1 | $ 163,000 | $ 163,000 | $ 77,000 |
| Monongalia County West Virginia | 1 | $ 266,000 | $ 266,000 | $ 110,000 |
| Racine County Wisconsin | 1 | $ 158,000 | $ 158,000 | $ 121,000 |
| St. Croix County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 193,000 |
| Lincoln County Wyoming | 1 | $ 114,000 | $ 114,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Chevron Federal Credit Union in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,274 | $327,661,000 | $257,000 | $1,540,000 | $156,000 | $1,851,000 |
| Home Purchase | 806 | $204,882,000 | $254,000 | $1,412,000 | $164,000 | $654,000 |
| Home Improvement | 232 | $44,657,000 | $192,000 | $1,600,000 | $148,000 | $624,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,139 | $285,946,000 | $251,000 | $1,540,000 | $161,000 | $869,000 |
| Not Provided | 700 | $177,641,000 | $253,000 | $1,380,000 | $159,000 | $1,354,000 |
| Hispanic | 187 | $39,827,000 | $212,000 | $899,000 | $136,000 | $467,000 |
| Asian | 171 | $50,605,000 | $295,000 | $1,600,000 | $166,000 | $1,851,000 |
| Black or African American | 98 | $19,703,000 | $201,000 | $1,280,000 | $146,000 | $703,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $2,783,000 | $278,000 | $550,000 | $93,000 | $214,000 |
| American Indian or Alaskan Native | 7 | $695,000 | $99,000 | $258,000 | $132,000 | $240,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,312 | $577,200,000 | $249,000 | $1,600,000 | $158,000 | $1,851,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,310 | $334,313,000 | $255,000 | $1,412,000 | $161,000 | $1,851,000 |
| Application Denied By Financial Institution | 988 | $239,618,000 | $242,000 | $1,600,000 | $154,000 | $1,129,000 |
| Application Withdrawn By Applicant | 7 | $1,883,000 | $269,000 | $432,000 | $158,000 | $410,000 |
| File Closed For Incompleteness | 7 | $1,386,000 | $198,000 | $380,000 | $165,000 | $232,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 619 | $142,777,000 | $230,000 | $1,600,000 | $153,000 | $900,000 |
| Credit Application Incomplete | 276 | $72,776,000 | $263,000 | $1,380,000 | $162,000 | $1,129,000 |
| Collateral | 40 | $12,066,000 | $301,000 | $1,540,000 | $171,000 | $607,000 |
| Mortgage Insurance Denied | 13 | $2,810,000 | $216,000 | $562,000 | $96,000 | $301,000 |
| Credit History | 12 | $3,121,000 | $260,000 | $590,000 | $107,000 | $200,000 |
| Debt-To-Income Ratio | 12 | $2,370,000 | $197,000 | $417,000 | $98,000 | $221,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $824,000 | $137,000 | $410,000 | $71,000 | $120,000 |
| Unverifiable Information | 5 | $1,758,000 | $351,000 | $654,000 | $171,000 | $350,000 |
| Employment History | 1 | $319,000 | $319,000 | $319,000 | $248,000 | $248,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevron Federal Credit Union's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevron Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.