Chevron Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Chevron Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Chevron Federal Credit Union 500 12Th Street Suite 200 Oakland, CA 94607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,189 |
| Total Mortgage Loan Application Amount | $706,975,000 |
| Average Mortgage Loan Application Amount | $293,800 |
| Highest Mortgage Loan Application Amount | $1,845,000 |
| Average Applicant Income | $174,800 |
| Highest Applicant Income | $2,288,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Chevron Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Chevron Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Chevron Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Chevron Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Chevron Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Chevron Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 361 | $ 116,605,000 | $ 323,000 | $ 190,000 |
| Contra Costa County California | 347 | $ 141,335,000 | $ 407,000 | $ 185,000 |
| Los Angeles County California | 117 | $ 47,635,000 | $ 407,000 | $ 151,000 |
| Alameda County California | 103 | $ 48,825,000 | $ 474,000 | $ 229,000 |
| Fort Bend County Texas | 90 | $ 26,790,000 | $ 297,000 | $ 174,000 |
| Midland County Texas | 75 | $ 22,695,000 | $ 302,000 | $ 163,000 |
| Kern County California | 68 | $ 16,730,000 | $ 246,000 | $ 153,000 |
| Solano County California | 62 | $ 17,950,000 | $ 289,000 | $ 155,000 |
| Montgomery County Texas | 62 | $ 18,350,000 | $ 295,000 | $ 185,000 |
| St. Tammany County Louisiana | 46 | $ 13,790,000 | $ 299,000 | $ 200,000 |
| Mobile County Alabama | 36 | $ 5,210,000 | $ 144,000 | $ 153,000 |
| Jackson County Mississippi | 33 | $ 5,915,000 | $ 179,000 | $ 155,000 |
| Salt Lake County Utah | 28 | $ 8,800,000 | $ 314,000 | $ 173,000 |
| Allegheny County Pennsylvania | 24 | $ 5,900,000 | $ 245,000 | $ 177,000 |
| Riverside County California | 20 | $ 5,230,000 | $ 261,000 | $ 112,000 |
| San Mateo County California | 20 | $ 9,410,000 | $ 470,000 | $ 185,000 |
| San Bernardino County California | 19 | $ 3,845,000 | $ 202,000 | $ 120,000 |
| San Francisco County California | 17 | $ 7,275,000 | $ 427,000 | $ 192,000 |
| Galveston County Texas | 17 | $ 5,305,000 | $ 312,000 | $ 186,000 |
| Marin County California | 16 | $ 6,810,000 | $ 425,000 | $ 208,000 |
| Orange County California | 16 | $ 6,450,000 | $ 403,000 | $ 164,000 |
| Sacramento County California | 16 | $ 3,720,000 | $ 232,000 | $ 159,000 |
| Brazoria County Texas | 15 | $ 3,955,000 | $ 263,000 | $ 156,000 |
| El Paso County Texas | 13 | $ 1,575,000 | $ 121,000 | $ 129,000 |
| Travis County Texas | 13 | $ 5,705,000 | $ 438,000 | $ 196,000 |
| Nevada County California | 12 | $ 4,250,000 | $ 354,000 | $ 218,000 |
| Napa County California | 11 | $ 5,095,000 | $ 463,000 | $ 501,000 |
| Santa Clara County California | 11 | $ 5,365,000 | $ 487,000 | $ 241,000 |
| San Diego County California | 10 | $ 3,640,000 | $ 364,000 | $ 172,000 |
| Plaquemines County Louisiana | 10 | $ 3,140,000 | $ 314,000 | $ 157,000 |
| San Joaquin County California | 9 | $ 2,725,000 | $ 302,000 | $ 149,000 |
| Orleans County Louisiana | 9 | $ 3,175,000 | $ 352,000 | $ 181,000 |
| Clark County Nevada | 9 | $ 2,465,000 | $ 273,000 | $ 150,000 |
| Davis County Utah | 9 | $ 1,115,000 | $ 123,000 | $ 148,000 |
| Placer County California | 8 | $ 2,880,000 | $ 360,000 | $ 187,000 |
| Sonoma County California | 8 | $ 3,000,000 | $ 375,000 | $ 238,000 |
| Jefferson County Louisiana | 8 | $ 1,900,000 | $ 237,000 | $ 147,000 |
| Maricopa County Arizona | 7 | $ 1,825,000 | $ 260,000 | $ 122,000 |
| El Dorado County California | 7 | $ 1,785,000 | $ 255,000 | $ 200,000 |
| Lafayette County Louisiana | 7 | $ 1,305,000 | $ 186,000 | $ 165,000 |
| Denton County Texas | 7 | $ 935,000 | $ 133,000 | $ 110,000 |
| Ector County Texas | 7 | $ 1,705,000 | $ 243,000 | $ 109,000 |
| Jefferson County Texas | 7 | $ 1,165,000 | $ 166,000 | $ 124,000 |
| San Luis Obispo County California | 6 | $ 2,520,000 | $ 420,000 | $ 230,000 |
| Denver County Colorado | 6 | $ 1,520,000 | $ 253,000 | $ 157,000 |
| Eddy County New Mexico | 6 | $ 1,680,000 | $ 280,000 | $ 131,000 |
| Brazos County Texas | 6 | $ 1,570,000 | $ 261,000 | $ 199,000 |
| King County Washington | 6 | $ 2,260,000 | $ 376,000 | $ 205,000 |
| Baldwin County Alabama | 5 | $ 985,000 | $ 197,000 | $ 123,000 |
| El Paso County Colorado | 5 | $ 1,425,000 | $ 285,000 | $ 223,000 |
| Larimer County Colorado | 5 | $ 825,000 | $ 165,000 | $ 141,000 |
| Multnomah County Oregon | 5 | $ 1,505,000 | $ 301,000 | $ 223,000 |
| Calaveras County California | 4 | $ 960,000 | $ 240,000 | $ 177,000 |
| Yolo County California | 4 | $ 1,360,000 | $ 340,000 | $ 113,000 |
| Arapahoe County Colorado | 4 | $ 860,000 | $ 215,000 | $ 204,000 |
| Rio Blanco County Colorado | 4 | $ 1,030,000 | $ 257,000 | $ 222,000 |
| Jefferson County Kentucky | 4 | $ 2,800,000 | $ 700,000 | $ 271,000 |
| Lafourche County Louisiana | 4 | $ 590,000 | $ 147,000 | $ 107,000 |
| Middlesex County Massachusetts | 4 | $ 1,530,000 | $ 382,000 | $ 161,000 |
| Washoe County Nevada | 4 | $ 1,160,000 | $ 290,000 | $ 205,000 |
| Beaver County Pennsylvania | 4 | $ 1,050,000 | $ 262,000 | $ 178,000 |
| Davidson County Tennessee | 4 | $ 1,230,000 | $ 307,000 | $ 152,000 |
| Knox County Tennessee | 4 | $ 1,370,000 | $ 342,000 | $ 152,000 |
| Hays County Texas | 4 | $ 1,750,000 | $ 437,000 | $ 152,000 |
| Williamson County Texas | 4 | $ 750,000 | $ 187,000 | $ 139,000 |
| Spokane County Washington | 4 | $ 1,520,000 | $ 380,000 | $ 140,000 |
| Mohave County Arizona | 3 | $ 475,000 | $ 158,000 | $ 153,000 |
| Pima County Arizona | 3 | $ 445,000 | $ 148,000 | $ 73,000 |
| Butte County California | 3 | $ 745,000 | $ 248,000 | $ 96,000 |
| Fresno County California | 3 | $ 145,000 | $ 48,000 | $ 128,000 |
| Ventura County California | 3 | $ 1,185,000 | $ 395,000 | $ 237,000 |
| Douglas County Colorado | 3 | $ 375,000 | $ 125,000 | $ 246,000 |
| Jefferson County Colorado | 3 | $ 1,395,000 | $ 465,000 | $ 207,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,805,000 | $ 601,000 | $ 234,000 |
| Broward County Florida | 3 | $ 415,000 | $ 138,000 | $ 110,000 |
| Miami-Dade County Florida | 3 | $ 945,000 | $ 315,000 | $ 161,000 |
| Palm Beach County Florida | 3 | $ 1,485,000 | $ 495,000 | $ 263,000 |
| Pinellas County Florida | 3 | $ 745,000 | $ 248,000 | $ 241,000 |
| Gwinnett County Georgia | 3 | $ 285,000 | $ 95,000 | $ 137,000 |
| Canyon County Idaho | 3 | $ 195,000 | $ 65,000 | $ 144,000 |
| Cook County Illinois | 3 | $ 505,000 | $ 168,000 | $ 154,000 |
| Bossier County Louisiana | 3 | $ 2,155,000 | $ 718,000 | $ 313,000 |
| Baltimore City County Maryland | 3 | $ 205,000 | $ 68,000 | $ 59,000 |
| Frederick County Maryland | 3 | $ 245,000 | $ 81,000 | $ 122,000 |
| Montgomery County Maryland | 3 | $ 365,000 | $ 121,000 | $ 244,000 |
| Suffolk County Massachusetts | 3 | $ 1,245,000 | $ 415,000 | $ 520,000 |
| Harrison County Mississippi | 3 | $ 115,000 | $ 38,000 | $ 113,000 |
| Rankin County Mississippi | 3 | $ 305,000 | $ 101,000 | $ 124,000 |
| Carson City County Nevada | 3 | $ 685,000 | $ 228,000 | $ 131,000 |
| Washington County Oregon | 3 | $ 1,015,000 | $ 338,000 | $ 104,000 |
| Liberty County Texas | 3 | $ 165,000 | $ 55,000 | $ 93,000 |
| Nueces County Texas | 3 | $ 655,000 | $ 218,000 | $ 172,000 |
| Yavapai County Arizona | 2 | $ 910,000 | $ 455,000 | $ 246,000 |
| Lake County California | 2 | $ 770,000 | $ 385,000 | $ 273,000 |
| Merced County California | 2 | $ 310,000 | $ 155,000 | $ 142,000 |
| Monterey County California | 2 | $ 1,020,000 | $ 510,000 | $ 314,000 |
| Plumas County California | 2 | $ 660,000 | $ 330,000 | $ 203,000 |
| Santa Cruz County California | 2 | $ 1,560,000 | $ 780,000 | $ 336,000 |
| Stanislaus County California | 2 | $ 690,000 | $ 345,000 | $ 138,000 |
| Tuolumne County California | 2 | $ 480,000 | $ 240,000 | $ 142,000 |
| Lee County Florida | 2 | $ 560,000 | $ 280,000 | $ 120,000 |
| Manatee County Florida | 2 | $ 390,000 | $ 195,000 | $ 299,000 |
| Pasco County Florida | 2 | $ 110,000 | $ 55,000 | $ 184,000 |
| DeKalb County Georgia | 2 | $ 340,000 | $ 170,000 | $ 133,000 |
| Ada County Idaho | 2 | $ 330,000 | $ 165,000 | $ 150,000 |
| Bonner County Idaho | 2 | $ 580,000 | $ 290,000 | $ 104,000 |
| Lake County Indiana | 2 | $ 280,000 | $ 140,000 | $ 121,000 |
| Fayette County Kentucky | 2 | $ 790,000 | $ 395,000 | $ 412,000 |
| St. Charles County Louisiana | 2 | $ 110,000 | $ 55,000 | $ 57,000 |
| Kent County Michigan | 2 | $ 570,000 | $ 285,000 | $ 140,000 |
| Calhoun County Mississippi | 2 | $ 470,000 | $ 235,000 | $ 147,000 |
| George County Mississippi | 2 | $ 300,000 | $ 150,000 | $ 186,000 |
| Gallatin County Montana | 2 | $ 890,000 | $ 445,000 | $ 251,000 |
| Douglas County Nebraska | 2 | $ 710,000 | $ 355,000 | $ 181,000 |
| Middlesex County New Jersey | 2 | $ 280,000 | $ 140,000 | $ 134,000 |
| Bernalillo County New Mexico | 2 | $ 660,000 | $ 330,000 | $ 236,000 |
| Lea County New Mexico | 2 | $ 490,000 | $ 245,000 | $ 69,000 |
| Brunswick County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 107,000 |
| Polk County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| Cuyahoga County Ohio | 2 | $ 170,000 | $ 85,000 | $ 1,055,000 |
| Hamilton County Ohio | 2 | $ 570,000 | $ 285,000 | $ 158,000 |
| Douglas County Oregon | 2 | $ 500,000 | $ 250,000 | $ 129,000 |
| Jackson County Oregon | 2 | $ 400,000 | $ 200,000 | $ 35,000 |
| Butler County Pennsylvania | 2 | $ 670,000 | $ 335,000 | $ 178,000 |
| Shelby County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 467,000 |
| Chambers County Texas | 2 | $ 490,000 | $ 245,000 | $ 118,000 |
| Comal County Texas | 2 | $ 200,000 | $ 100,000 | $ 130,000 |
| Fayette County Texas | 2 | $ 500,000 | $ 250,000 | $ 493,000 |
| Gaines County Texas | 2 | $ 530,000 | $ 265,000 | $ 164,000 |
| Matagorda County Texas | 2 | $ 150,000 | $ 75,000 | $ 138,000 |
| Tarrant County Texas | 2 | $ 240,000 | $ 120,000 | $ 115,000 |
| Waller County Texas | 2 | $ 770,000 | $ 385,000 | $ 377,000 |
| Tooele County Utah | 2 | $ 130,000 | $ 65,000 | $ 104,000 |
| Utah County Utah | 2 | $ 620,000 | $ 310,000 | $ 107,000 |
| Fairfax County Virginia | 2 | $ 860,000 | $ 430,000 | $ 264,000 |
| Stafford County Virginia | 2 | $ 190,000 | $ 95,000 | $ 175,000 |
| Jefferson County Washington | 2 | $ 810,000 | $ 405,000 | $ 157,000 |
| Thurston County Washington | 2 | $ 600,000 | $ 300,000 | $ 54,000 |
| Uinta County Wyoming | 2 | $ 180,000 | $ 90,000 | $ 80,000 |
| Jefferson County Alabama | 1 | $ 435,000 | $ 435,000 | $ 178,000 |
| Madison County Alabama | 1 | $ 465,000 | $ 465,000 | $ 195,000 |
| Shelby County Alabama | 1 | $ 225,000 | $ 225,000 | $ 145,000 |
| Tuscaloosa County Alabama | 1 | $ 465,000 | $ 465,000 | $ 159,000 |
| Coconino County Arizona | 1 | $ 295,000 | $ 295,000 | $ 170,000 |
| Navajo County Arizona | 1 | $ 355,000 | $ 355,000 | $ 368,000 |
| Benton County Arkansas | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Amador County California | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Kings County California | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Santa Barbara County California | 1 | $ 555,000 | $ 555,000 | $ 90,000 |
| Shasta County California | 1 | $ 205,000 | $ 205,000 | $ 182,000 |
| Broomfield County Colorado | 1 | $ 335,000 | $ 335,000 | $ 393,000 |
| Mesa County Colorado | 1 | $ 255,000 | $ 255,000 | $ 183,000 |
| Sussex County Delaware | 1 | $ 805,000 | $ 805,000 | $ 121,000 |
| Brevard County Florida | 1 | $ 145,000 | $ 145,000 | $ 173,000 |
| Charlotte County Florida | 1 | $ 355,000 | $ 355,000 | $ 230,000 |
| Escambia County Florida | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Monroe County Florida | 1 | $ 345,000 | $ 345,000 | $ 228,000 |
| Orange County Florida | 1 | $ 205,000 | $ 205,000 | $ 283,000 |
| Santa Rosa County Florida | 1 | $ 95,000 | $ 95,000 | $ 289,000 |
| Sarasota County Florida | 1 | $ 205,000 | $ 205,000 | $ 243,000 |
| Bartow County Georgia | 1 | $ 135,000 | $ 135,000 | $ 208,000 |
| Cobb County Georgia | 1 | $ 105,000 | $ 105,000 | $ 159,000 |
| Peach County Georgia | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Richmond County Georgia | 1 | $ 85,000 | $ 85,000 | $ 129,000 |
| Honolulu County Hawaii | 1 | $ 635,000 | $ 635,000 | $ 164,000 |
| Bear Lake County Idaho | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| Bonneville County Idaho | 1 | $ 355,000 | $ 355,000 | $ 153,000 |
| Kootenai County Idaho | 1 | $ 45,000 | $ 45,000 | $ 214,000 |
| DeKalb County Illinois | 1 | $ 125,000 | $ 125,000 | $ 186,000 |
| St. Joseph County Indiana | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Whitley County Indiana | 1 | $ 35,000 | $ 35,000 | $ 129,000 |
| Nelson County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 87,000 |
| Ascension County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 199,000 |
| Caddo County Louisiana | 1 | $ 605,000 | $ 605,000 | $ 348,000 |
| St. James County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 112,000 |
| St. Mary County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Tangipahoa County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Terrebonne County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Knox County Maine | 1 | $ 155,000 | $ 155,000 | $ 239,000 |
| Anne Arundel County Maryland | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Cecil County Maryland | 1 | $ 335,000 | $ 335,000 | $ 169,000 |
| Howard County Maryland | 1 | $ 315,000 | $ 315,000 | $ 160,000 |
| Marquette County Michigan | 1 | $ 135,000 | $ 135,000 | $ 221,000 |
| Oakland County Michigan | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Forrest County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 139,000 |
| Hinds County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 199,000 |
| Lawrence County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Leflore County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Oktibbeha County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 102,000 |
| Perry County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 116,000 |
| Jackson County Missouri | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| St. Louis City County Missouri | 1 | $ 185,000 | $ 185,000 | $ 342,000 |
| Park County Montana | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Douglas County Nevada | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Nye County Nevada | 1 | $ 185,000 | $ 185,000 | $ 195,000 |
| Rockingham County New Hampshire | 1 | $ 595,000 | $ 595,000 | $ 175,000 |
| Atlantic County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 235,000 |
| Bergen County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 124,000 |
| Cape May County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 180,000 |
| Monmouth County New Jersey | 1 | $ 435,000 | $ 435,000 | $ 140,000 |
| Ocean County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 156,000 |
| Los Alamos County New Mexico | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| San Juan County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Santa Fe County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 207,000 |
| Rensselaer County New York | 1 | $ 85,000 | $ 85,000 | $ 388,000 |
| Suffolk County New York | 1 | $ 525,000 | $ 525,000 | $ 177,000 |
| Ulster County New York | 1 | $ 355,000 | $ 355,000 | $ 208,000 |
| New Hanover County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Wake County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 230,000 |
| Franklin County Ohio | 1 | $ 115,000 | $ 115,000 | $ 20,000 |
| Wood County Ohio | 1 | $ 395,000 | $ 395,000 | $ 164,000 |
| Carter County Oklahoma | 1 | $ 455,000 | $ 455,000 | $ 321,000 |
| Craig County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Oklahoma County Oklahoma | 1 | $ 875,000 | $ 875,000 | $ 295,000 |
| Tulsa County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 173,000 |
| Benton County Oregon | 1 | $ 255,000 | $ 255,000 | $ 116,000 |
| Clatsop County Oregon | 1 | $ 345,000 | $ 345,000 | $ 194,000 |
| Deschutes County Oregon | 1 | $ 555,000 | $ 555,000 | $ 226,000 |
| Lane County Oregon | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| Linn County Oregon | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Delaware County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 260,000 |
| Fayette County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Warren County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Anderson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 139,000 |
| Coffee County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 255,000 |
| Hamilton County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Hardin County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 81,000 |
| Bexar County Texas | 1 | $ 375,000 | $ 375,000 | $ 140,000 |
| Collin County Texas | 1 | $ 285,000 | $ 285,000 | $ 180,000 |
| Dallas County Texas | 1 | $ 525,000 | $ 525,000 | $ 187,000 |
| Gillespie County Texas | 1 | $ 335,000 | $ 335,000 | $ 171,000 |
| Gregg County Texas | 1 | $ 245,000 | $ 245,000 | $ 197,000 |
| Harrison County Texas | 1 | $ 335,000 | $ 335,000 | $ 177,000 |
| Henderson County Texas | 1 | $ 285,000 | $ 285,000 | $ 159,000 |
| Hood County Texas | 1 | $ 155,000 | $ 155,000 | $ 133,000 |
| Houston County Texas | 1 | $ 35,000 | $ 35,000 | $ 215,000 |
| Johnson County Texas | 1 | $ 335,000 | $ 335,000 | $ 180,000 |
| Lubbock County Texas | 1 | $ 385,000 | $ 385,000 | $ 105,000 |
| Navarro County Texas | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| Parker County Texas | 1 | $ 95,000 | $ 95,000 | $ 165,000 |
| Randall County Texas | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| San Patricio County Texas | 1 | $ 135,000 | $ 135,000 | $ 186,000 |
| Walker County Texas | 1 | $ 305,000 | $ 305,000 | $ 324,000 |
| Webb County Texas | 1 | $ 105,000 | $ 105,000 | $ 133,000 |
| Morgan County Utah | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Rich County Utah | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Summit County Utah | 1 | $ 125,000 | $ 125,000 | $ 146,000 |
| Weber County Utah | 1 | $ 95,000 | $ 95,000 | $ 22,000 |
| Arlington County Virginia | 1 | $ 645,000 | $ 645,000 | $ 155,000 |
| Bedford County Virginia | 1 | $ 275,000 | $ 275,000 | $ 126,000 |
| Botetourt County Virginia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Fairfax City County Virginia | 1 | $ 675,000 | $ 675,000 | $ 313,000 |
| Hanover County Virginia | 1 | $ 165,000 | $ 165,000 | $ 111,000 |
| Clark County Washington | 1 | $ 355,000 | $ 355,000 | $ 179,000 |
| Cowlitz County Washington | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Klickitat County Washington | 1 | $ 275,000 | $ 275,000 | $ 194,000 |
| Pierce County Washington | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Skagit County Washington | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Whatcom County Washington | 1 | $ 305,000 | $ 305,000 | $ 340,000 |
| Milwaukee County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 144,000 |
Mortgage Loan Application Detail Totals for Chevron Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,123 | $432,785,000 | $385,000 | $1,845,000 | $187,000 | $2,288,000 |
| Home Improvement | 313 | $34,525,000 | $110,000 | $765,000 | $159,000 | $770,000 |
| Cash-out Refinancing | 297 | $108,045,000 | $363,000 | $1,705,000 | $182,000 | $619,000 |
| Other Purpose | 273 | $59,225,000 | $216,000 | $1,275,000 | $165,000 | $900,000 |
| Refinancing | 183 | $72,395,000 | $395,000 | $1,345,000 | $181,000 | $962,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,095 | $359,255,000 | $328,000 | $1,845,000 | $187,000 | $2,288,000 |
| Not Provided | 507 | $172,435,000 | $340,000 | $1,635,000 | $184,000 | $962,000 |
| Hispanic | 239 | $64,865,000 | $271,000 | $1,025,000 | $141,000 | $421,000 |
| Asian | 171 | $65,385,000 | $382,000 | $1,285,000 | $182,000 | $505,000 |
| Black or African American | 127 | $29,645,000 | $233,000 | $1,095,000 | $148,000 | $538,000 |
| American Indian or Alaskan Native | 8 | $2,760,000 | $345,000 | $1,145,000 | $130,000 | $207,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,920,000 | $320,000 | $445,000 | $141,000 | $244,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,189 | $706,975,000 | $322,000 | $1,845,000 | $179,000 | $2,288,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,648 | $554,560,000 | $336,000 | $1,845,000 | $182,000 | $2,288,000 |
| Application Denied By Financial Institution | 443 | $119,075,000 | $268,000 | $1,555,000 | $169,000 | $2,288,000 |
| Application Approved But Not Accepted | 91 | $30,825,000 | $338,000 | $1,705,000 | $177,000 | $697,000 |
| Application Withdrawn By Applicant | 5 | $1,975,000 | $395,000 | $755,000 | $215,000 | $383,000 |
| File Closed For Incompleteness | 2 | $540,000 | $270,000 | $345,000 | $157,000 | $158,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,746 | $587,900,000 | $336,000 | $1,845,000 | $182,000 | $2,288,000 |
| Credit Application Incomplete | 232 | $63,650,000 | $274,000 | $1,355,000 | $187,000 | $2,288,000 |
| Other | 92 | $30,850,000 | $335,000 | $1,555,000 | $174,000 | $724,000 |
| Debt-To-Income Ratio | 39 | $8,815,000 | $226,000 | $805,000 | $105,000 | $394,000 |
| Collateral | 38 | $6,530,000 | $171,000 | $585,000 | $153,000 | $429,000 |
| Credit History | 26 | $4,090,000 | $157,000 | $645,000 | $119,000 | $241,000 |
| Unverifiable Information | 8 | $1,730,000 | $216,000 | $375,000 | $133,000 | $197,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $2,640,000 | $440,000 | $915,000 | $184,000 | $350,000 |
| Employment History | 2 | $770,000 | $385,000 | $525,000 | $196,000 | $281,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevron Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevron Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.