Chevy Chase Bank, F.S.B. Mortgage Lending & HMDA Data, 2004
In 2004, Chevy Chase Bank, F.S.B. of Bethesda,, MD reported 31,821 mortgage applications totaling $10.8 billion, down 2% from 2003. The average application was for $340,931, and applicants reported an average income of $135,124. 58% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,390), Los Angeles-Long Beach-Glendale, CA (1,042) and Las Vegas-Paradise, NV (1,007) (applications in parentheses).
| Mortgage Company & Address | Chevy Chase Bank, F.S.B. 7501 Wisconsin Ave 13th Flr-W Bethesda,, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 31,821 |
| Total Mortgage Loan Application Amount | $10,848,778,000 |
| Average Mortgage Loan Application Amount | $340,931 |
| Highest Mortgage Loan Application Amount | $8,400,000 |
| Average Applicant Income | $135,124 |
| Highest Applicant Income | $7,682,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chevy Chase Bank, F.S.B. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 1,390 | $ 380,622,000 | $ 273,828 | $ 102,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,042 | $ 741,651,000 | $ 711,757 | $ 197,000 |
| Las Vegas-Paradise, NV | 1,007 | $ 280,931,000 | $ 278,978 | $ 115,000 |
| Bethesda-Frederick-Gaithersburg, MD | 949 | $ 237,720,000 | $ 250,495 | $ 111,000 |
| Edison, NJ | 893 | $ 319,894,000 | $ 358,223 | $ 143,000 |
| Seattle-Bellevue-Everett, WA | 876 | $ 301,967,000 | $ 344,711 | $ 118,000 |
| Denver-Aurora, CO | 864 | $ 227,043,000 | $ 262,781 | $ 102,000 |
| San Diego-Carlsbad-San Marcos, CA | 746 | $ 397,051,000 | $ 532,239 | $ 175,000 |
| Chicago-Naperville-Joliet, IL | 696 | $ 225,542,000 | $ 324,054 | $ 121,000 |
| Newark-Union, NJ-PA | 608 | $ 237,010,000 | $ 389,819 | $ 156,000 |
| St. Louis, MO-IL | 600 | $ 126,668,000 | $ 211,113 | $ 93,000 |
| Oakland-Fremont-Hayward, CA | 561 | $ 275,763,000 | $ 491,556 | $ 151,000 |
| Baltimore-Towson, MD | 556 | $ 134,947,000 | $ 242,710 | $ 95,000 |
| San Francisco-San Mateo-Redwood City, CA | 536 | $ 409,226,000 | $ 763,481 | $ 234,000 |
| Santa Ana-Anaheim-Irvine, CA | 519 | $ 334,857,000 | $ 645,196 | $ 219,000 |
| Riverside-San Bernardino-Ontario, CA | 498 | $ 164,095,000 | $ 329,508 | $ 121,000 |
| New York-Wayne-White Plains, NY-NJ | 445 | $ 247,916,000 | $ 557,114 | $ 200,000 |
| Philadelphia, PA | 433 | $ 141,372,000 | $ 326,494 | $ 152,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 428 | $ 173,109,000 | $ 404,460 | $ 170,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 368 | $ 88,363,000 | $ 240,116 | $ 89,000 |
| Salt Lake City, UT | 358 | $ 63,688,000 | $ 177,899 | $ 97,000 |
| Tampa-St. Petersburg-Clearwater, FL | 357 | $ 83,352,000 | $ 233,478 | $ 98,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 352 | $ 113,035,000 | $ 321,122 | $ 134,000 |
| Nassau-Suffolk, NY | 346 | $ 208,736,000 | $ 603,283 | $ 214,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 331 | $ 240,025,000 | $ 725,151 | $ 196,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 326 | $ 113,567,000 | $ 348,365 | $ 117,000 |
| Provo-Orem, UT | 289 | $ 49,458,000 | $ 171,134 | $ 79,000 |
| Boston-Quincy, MA | 266 | $ 92,132,000 | $ 346,360 | $ 116,000 |
| Dallas-Plano-Irving, TX | 258 | $ 81,290,000 | $ 315,077 | $ 153,000 |
| Jacksonville, FL | 228 | $ 48,466,000 | $ 212,570 | $ 125,000 |
| Miami-Miami Beach-Kendall, FL | 227 | $ 100,161,000 | $ 441,237 | $ 214,000 |
| Sarasota-Bradenton-Venice, FL | 226 | $ 100,327,000 | $ 443,924 | $ 152,000 |
| Naples-Marco Island, FL | 210 | $ 94,696,000 | $ 450,933 | $ 239,000 |
| Portland-Vancouver-Beaverton, OR-WA | 210 | $ 65,940,000 | $ 314,000 | $ 135,000 |
| Warren-Farmington Hills-Troy, MI | 210 | $ 62,904,000 | $ 299,542 | $ 120,000 |
| Bridgeport-Stamford-Norwalk, CT | 206 | $ 135,782,000 | $ 659,135 | $ 179,000 |
| Cincinnati-Middletown, OH-KY-IN | 202 | $ 39,634,000 | $ 196,207 | $ 96,000 |
| Greensboro-High Point, NC | 190 | $ 35,465,000 | $ 186,657 | $ 96,000 |
| Atlanta-Sandy Springs-Marietta, GA | 185 | $ 52,509,000 | $ 283,832 | $ 122,000 |
| Cape Coral-Fort Myers, FL | 178 | $ 62,644,000 | $ 351,932 | $ 141,000 |
| Bremerton-Silverdale, WA | 173 | $ 39,527,000 | $ 228,479 | $ 114,000 |
| Orlando, FL | 168 | $ 37,963,000 | $ 225,970 | $ 102,000 |
| Santa Rosa-Petaluma, CA | 161 | $ 75,750,000 | $ 470,496 | $ 161,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 161 | $ 27,754,000 | $ 172,385 | $ 83,000 |
| Cambridge-Newton-Framingham, MA | 160 | $ 66,296,000 | $ 414,350 | $ 120,000 |
| Columbus, OH | 146 | $ 28,451,000 | $ 194,869 | $ 85,000 |
| Ogden-Clearfield, UT | 146 | $ 22,865,000 | $ 156,609 | $ 77,000 |
| Kansas City, MO-KS | 143 | $ 22,646,000 | $ 158,363 | $ 75,000 |
| Cleveland-Elyria-Mentor, OH | 141 | $ 29,740,000 | $ 210,921 | $ 110,000 |
| Camden, NJ | 139 | $ 31,025,000 | $ 223,201 | $ 117,000 |
| Tucson, AZ | 131 | $ 32,085,000 | $ 244,923 | $ 128,000 |
| Boulder, CO | 130 | $ 41,990,000 | $ 323,000 | $ 122,000 |
| Richmond, VA | 130 | $ 28,221,000 | $ 217,084 | $ 102,000 |
| Indianapolis, IN | 128 | $ 26,499,000 | $ 207,023 | $ 119,000 |
| Vallejo-Fairfield, CA | 128 | $ 49,149,000 | $ 383,976 | $ 133,000 |
| Charlotte-Gastonia-Concord, NC-SC | 127 | $ 29,392,000 | $ 231,433 | $ 115,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 120 | $ 68,089,000 | $ 567,408 | $ 176,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 120 | $ 129,446,000 | $ 1,078,716 | $ 279,000 |
| Tacoma, WA | 120 | $ 25,923,000 | $ 216,025 | $ 165,000 |
| San Luis Obispo-Paso Robles, CA | 110 | $ 46,658,000 | $ 424,163 | $ 172,000 |
| Colorado Springs, CO | 106 | $ 23,357,000 | $ 220,349 | $ 123,000 |
| Raleigh-Cary, NC | 106 | $ 24,978,000 | $ 235,641 | $ 103,000 |
| Wilmington, DE-MD-NJ | 105 | $ 26,977,000 | $ 256,923 | $ 89,000 |
| Ocean City, NJ | 103 | $ 45,682,000 | $ 443,514 | $ 231,000 |
| Houston-Baytown-Sugar Land, TX | 101 | $ 23,835,000 | $ 235,990 | $ 147,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 88 | $ 19,926,000 | $ 226,431 | $ 117,000 |
| Stockton, CA | 83 | $ 24,397,000 | $ 293,939 | $ 111,000 |
| Reno-Sparks, NV | 82 | $ 34,411,000 | $ 419,646 | $ 180,000 |
| Atlantic City, NJ | 80 | $ 29,050,000 | $ 363,125 | $ 162,000 |
| Greeley, CO | 79 | $ 15,528,000 | $ 196,556 | $ 97,000 |
| Lake County-Kenosha County, IL-WI | 79 | $ 35,206,000 | $ 445,645 | $ 216,000 |
| Essex County, MA | 76 | $ 23,290,000 | $ 306,447 | $ 121,000 |
| Wilmington, NC | 76 | $ 20,579,000 | $ 270,776 | $ 161,000 |
| Detroit-Livonia-Dearborn, MI | 75 | $ 12,995,000 | $ 173,266 | $ 95,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 75 | $ 19,463,000 | $ 259,506 | $ 124,000 |
| Trenton-Ewing, NJ | 74 | $ 22,919,000 | $ 309,716 | $ 147,000 |
| Fargo, ND-MN | 68 | $ 10,369,000 | $ 152,485 | $ 86,000 |
| Fort Worth-Arlington, TX | 68 | $ 16,473,000 | $ 242,250 | $ 114,000 |
| Worcester, MA | 68 | $ 18,670,000 | $ 274,558 | $ 97,000 |
| Fresno, CA | 67 | $ 14,477,000 | $ 216,074 | $ 85,000 |
| Dayton, OH | 65 | $ 12,222,000 | $ 188,030 | $ 111,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 63 | $ 14,721,000 | $ 233,666 | $ 109,000 |
| Palm Bay-Melbourne-Titusville, FL | 56 | $ 12,378,000 | $ 221,035 | $ 104,000 |
| Pensacola-Ferry Pass-Brent, FL | 56 | $ 16,010,000 | $ 285,892 | $ 232,000 |
| Fort Collins-Loveland, CO | 55 | $ 14,491,000 | $ 263,472 | $ 167,000 |
| Modesto, CA | 55 | $ 10,695,000 | $ 194,454 | $ 87,000 |
| Salinas, CA | 53 | $ 54,006,000 | $ 1,018,981 | $ 321,000 |
| Providence-New Bedford-Fall River, RI-MA | 51 | $ 15,929,000 | $ 312,333 | $ 141,000 |
| Milwaukee-Waukesha-West Allis, WI | 50 | $ 10,136,000 | $ 202,720 | $ 91,000 |
| New Haven-Milford, CT | 50 | $ 13,017,000 | $ 260,340 | $ 149,000 |
| Port St. Lucie-Fort Pierce, FL | 50 | $ 11,862,000 | $ 237,240 | $ 138,000 |
| Louisville, KY-IN | 49 | $ 10,134,000 | $ 206,816 | $ 118,000 |
| Charleston-North Charleston, SC | 46 | $ 12,850,000 | $ 279,347 | $ 125,000 |
| Bakersfield, CA | 43 | $ 9,212,000 | $ 214,232 | $ 105,000 |
| Santa Cruz-Watsonville, CA | 43 | $ 25,027,000 | $ 582,023 | $ 188,000 |
| Napa, CA | 42 | $ 27,525,000 | $ 655,357 | $ 239,000 |
| Barnstable Town, MA | 41 | $ 15,947,000 | $ 388,951 | $ 138,000 |
| Hartford-West Hartford-East Hartford, CT | 40 | $ 13,034,000 | $ 325,850 | $ 177,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 39 | $ 6,835,000 | $ 175,256 | $ 85,000 |
| Tulsa, OK | 37 | $ 6,345,000 | $ 171,486 | $ 75,000 |
| Wichita, KS | 37 | $ 4,451,000 | $ 120,297 | $ 69,000 |
| Pittsburgh, PA | 36 | $ 7,030,000 | $ 195,277 | $ 103,000 |
| Prescott, AZ | 36 | $ 14,988,000 | $ 416,333 | $ 185,000 |
| Madison, WI | 34 | $ 5,923,000 | $ 174,205 | $ 79,000 |
| Manchester-Nashua, NH | 34 | $ 8,670,000 | $ 255,000 | $ 94,000 |
| Albuquerque, NM | 33 | $ 11,929,000 | $ 361,484 | $ 120,000 |
| Durham, NC | 33 | $ 8,119,000 | $ 246,030 | $ 130,000 |
| Greenville, SC | 33 | $ 5,165,000 | $ 156,515 | $ 92,000 |
| Bend, OR | 31 | $ 11,182,000 | $ 360,709 | $ 131,000 |
| Chattanooga, TN-GA | 31 | $ 4,396,000 | $ 141,806 | $ 54,000 |
| Lakeland, FL | 31 | $ 5,031,000 | $ 162,290 | $ 85,000 |
| Oklahoma City, OK | 31 | $ 3,704,000 | $ 119,483 | $ 66,000 |
| Tallahassee, FL | 31 | $ 5,268,000 | $ 169,935 | $ 121,000 |
| Akron, OH | 30 | $ 6,540,000 | $ 218,000 | $ 96,000 |
| Bismarck, ND | 30 | $ 3,682,000 | $ 122,733 | $ 67,000 |
| Winston-Salem, NC | 29 | $ 6,305,000 | $ 217,413 | $ 88,000 |
| Bellingham, WA | 27 | $ 6,666,000 | $ 246,888 | $ 125,000 |
| Boise City-Nampa, ID | 27 | $ 4,771,000 | $ 176,703 | $ 90,000 |
| Portland-South Portland-Biddeford, ME | 26 | $ 6,552,000 | $ 252,000 | $ 161,000 |
| Rockingham County-Strafford County, NH | 26 | $ 7,200,000 | $ 276,923 | $ 92,000 |
| Charlottesville, VA | 25 | $ 3,938,000 | $ 157,520 | $ 76,000 |
| Flint, MI | 24 | $ 6,189,000 | $ 257,875 | $ 74,000 |
| Asheville, NC | 23 | $ 3,579,000 | $ 155,608 | $ 73,000 |
| Elkhart-Goshen, IN | 23 | $ 3,117,000 | $ 135,521 | $ 90,000 |
| Olympia, WA | 23 | $ 4,888,000 | $ 212,521 | $ 111,000 |
| Ann Arbor, MI | 22 | $ 10,130,000 | $ 460,454 | $ 138,000 |
| Fort Walton Beach-Crestview-Destin, FL | 22 | $ 4,462,000 | $ 202,818 | $ 299,000 |
| Nashville-Davidson--Murfreesboro, TN | 21 | $ 4,315,000 | $ 205,476 | $ 95,000 |
| San Antonio, TX | 21 | $ 3,355,000 | $ 159,761 | $ 181,000 |
| Springfield, MA | 21 | $ 3,844,000 | $ 183,047 | $ 90,000 |
| Wenatchee, WA | 21 | $ 4,007,000 | $ 190,809 | $ 88,000 |
| Flagstaff, AZ | 20 | $ 7,291,000 | $ 364,550 | $ 159,000 |
| Hagerstown-Martinsburg, MD-WV | 20 | $ 2,558,000 | $ 127,900 | $ 79,000 |
| Lancaster, PA | 20 | $ 3,244,000 | $ 162,200 | $ 109,000 |
| Memphis, TN-MS-AR | 20 | $ 3,709,000 | $ 185,450 | $ 109,000 |
| Salem, OR | 20 | $ 3,210,000 | $ 160,500 | $ 88,000 |
| Hickory-Lenoir-Morganton, NC | 18 | $ 3,674,000 | $ 204,111 | $ 126,000 |
| Medford, OR | 18 | $ 5,868,000 | $ 326,000 | $ 162,000 |
| Merced, CA | 18 | $ 3,752,000 | $ 208,444 | $ 85,000 |
| Racine, WI | 18 | $ 3,083,000 | $ 171,277 | $ 67,000 |
| Honolulu, HI | 17 | $ 5,284,000 | $ 310,823 | $ 164,000 |
| New Orleans-Metairie-Kenner, LA | 17 | $ 3,556,000 | $ 209,176 | $ 124,000 |
| Punta Gorda, FL | 17 | $ 3,377,000 | $ 198,647 | $ 521,000 |
| Youngstown-Warren-Boardman, OH-PA | 17 | $ 1,785,000 | $ 105,000 | $ 75,000 |
| Columbia, SC | 16 | $ 3,190,000 | $ 199,375 | $ 102,000 |
| Gary, IN | 16 | $ 1,887,000 | $ 117,937 | $ 75,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 16 | $ 2,974,000 | $ 185,875 | $ 123,000 |
| Ocala, FL | 16 | $ 4,767,000 | $ 297,937 | $ 162,000 |
| Reading, PA | 16 | $ 2,781,000 | $ 173,812 | $ 95,000 |
| St. George, UT | 16 | $ 3,933,000 | $ 245,812 | $ 164,000 |
| Vero Beach, FL | 16 | $ 6,151,000 | $ 384,437 | $ 268,000 |
| Austin-Round Rock, TX | 15 | $ 4,641,000 | $ 309,400 | $ 154,000 |
| Buffalo-Niagara Falls, NY | 15 | $ 1,428,000 | $ 95,200 | $ 98,000 |
| Grand Rapids-Wyoming, MI | 15 | $ 2,676,000 | $ 178,400 | $ 85,000 |
| Lansing-East Lansing, MI | 15 | $ 3,925,000 | $ 261,666 | $ 142,000 |
| Roanoke, VA | 15 | $ 2,667,000 | $ 177,800 | $ 139,000 |
| Rockford, IL | 15 | $ 2,028,000 | $ 135,200 | $ 93,000 |
| Chico, CA | 14 | $ 2,491,000 | $ 177,928 | $ 91,000 |
| Madera, CA | 14 | $ 3,651,000 | $ 260,785 | $ 85,000 |
| Norwich-New London, CT | 14 | $ 2,288,000 | $ 163,428 | $ 93,000 |
| Winchester, VA-WV | 14 | $ 4,076,000 | $ 291,142 | $ 112,000 |
| Birmingham-Hoover, AL | 13 | $ 3,052,000 | $ 234,769 | $ 105,000 |
| Harrisburg-Carlisle, PA | 13 | $ 2,154,000 | $ 165,692 | $ 101,000 |
| Lexington-Fayette, KY | 13 | $ 2,604,000 | $ 200,307 | $ 84,000 |
| Lynchburg, VA | 13 | $ 1,540,000 | $ 118,461 | $ 82,000 |
| Toledo, OH | 13 | $ 2,426,000 | $ 186,615 | $ 107,000 |
| York-Hanover, PA | 13 | $ 2,241,000 | $ 172,384 | $ 91,000 |
| Pueblo, CO | 12 | $ 1,524,000 | $ 127,000 | $ 85,000 |
| Salisbury, MD | 12 | $ 2,406,000 | $ 200,500 | $ 126,000 |
| Visalia-Porterville, CA | 12 | $ 2,203,000 | $ 183,583 | $ 101,000 |
| Yuma, AZ | 12 | $ 3,922,000 | $ 326,833 | $ 94,000 |
| Albany-Schenectady-Troy, NY | 11 | $ 703,000 | $ 63,909 | $ 75,000 |
| Baton Rouge, LA | 11 | $ 1,424,000 | $ 129,454 | $ 100,000 |
| Dover, DE | 10 | $ 2,440,000 | $ 244,000 | $ 104,000 |
| Fort Wayne, IN | 10 | $ 1,403,000 | $ 140,300 | $ 81,000 |
| Jacksonville, NC | 10 | $ 1,401,000 | $ 140,100 | $ 93,000 |
| Knoxville, TN | 10 | $ 2,022,000 | $ 202,200 | $ 85,000 |
| Lawrence, KS | 10 | $ 3,005,000 | $ 300,500 | $ 173,000 |
| Lubbock, TX | 10 | $ 2,230,000 | $ 223,000 | $ 198,000 |
| Spokane, WA | 10 | $ 1,289,000 | $ 128,900 | $ 94,000 |
| Bloomington, IN | 9 | $ 1,243,000 | $ 138,111 | $ 90,000 |
| Eugene-Springfield, OR | 9 | $ 1,280,000 | $ 142,222 | $ 64,000 |
| Logan, UT-ID | 9 | $ 1,105,000 | $ 122,777 | $ 50,000 |
| Mount Vernon-Anacortes, WA | 9 | $ 2,313,000 | $ 257,000 | $ 86,000 |
| Muncie, IN | 9 | $ 1,128,000 | $ 125,333 | $ 91,000 |
| Springfield, MO | 9 | $ 1,145,000 | $ 127,222 | $ 64,000 |
| Syracuse, NY | 9 | $ 1,822,000 | $ 202,444 | $ 235,000 |
| Anderson, IN | 8 | $ 875,000 | $ 109,375 | $ 54,000 |
| Canton-Massillon, OH | 8 | $ 1,285,000 | $ 160,625 | $ 69,000 |
| Gainesville, FL | 8 | $ 857,000 | $ 107,125 | $ 118,000 |
| Little Rock-North Little Rock, AR | 8 | $ 2,413,000 | $ 301,625 | $ 145,000 |
| Santa Fe, NM | 8 | $ 4,897,000 | $ 612,125 | $ 201,000 |
| Savannah, GA | 8 | $ 3,061,000 | $ 382,625 | $ 163,000 |
| Charleston, WV | 7 | $ 1,548,000 | $ 221,142 | $ 106,000 |
| Dothan, AL | 7 | $ 1,357,000 | $ 193,857 | $ 66,000 |
| Huntsville, AL | 7 | $ 809,000 | $ 115,571 | $ 147,000 |
| Kingston, NY | 7 | $ 1,084,000 | $ 154,857 | $ 99,000 |
| Panama City-Lynn Haven, FL | 7 | $ 5,738,000 | $ 819,714 | $ 776,000 |
| Pittsfield, MA | 7 | $ 2,974,000 | $ 424,857 | $ 295,000 |
| Rapid City, SD | 7 | $ 1,181,000 | $ 168,714 | $ 74,000 |
| Redding, CA | 7 | $ 1,137,000 | $ 162,428 | $ 117,000 |
| Sioux Falls, SD | 7 | $ 1,586,000 | $ 226,571 | $ 94,000 |
| Yuba City, CA | 7 | $ 1,579,000 | $ 225,571 | $ 97,000 |
| Amarillo, TX | 6 | $ 849,000 | $ 141,500 | $ 83,000 |
| Bay City, MI | 6 | $ 775,000 | $ 129,166 | $ 59,000 |
| Columbia, MO | 6 | $ 833,000 | $ 138,833 | $ 126,000 |
| Des Moines, IA | 6 | $ 389,000 | $ 64,833 | $ 72,000 |
| Gainesville, GA | 6 | $ 1,027,000 | $ 171,166 | $ 117,000 |
| Kennewick-Richland-Pasco, WA | 6 | $ 935,000 | $ 155,833 | $ 69,000 |
| Kokomo, IN | 6 | $ 540,000 | $ 90,000 | $ 105,000 |
| Las Cruces, NM | 6 | $ 1,100,000 | $ 183,333 | $ 77,000 |
| Monroe, MI | 6 | $ 1,019,000 | $ 169,833 | $ 76,000 |
| Peoria, IL | 6 | $ 590,000 | $ 98,333 | $ 72,000 |
| Rochester, NY | 6 | $ 260,000 | $ 43,333 | $ 92,000 |
| Sheboygan, WI | 6 | $ 1,455,000 | $ 242,500 | $ 258,000 |
| Anchorage, AK | 5 | $ 1,774,000 | $ 354,800 | $ 110,000 |
| Billings, MT | 5 | $ 1,120,000 | $ 224,000 | $ 127,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 769,000 | $ 153,800 | $ 137,000 |
| Grand Junction, CO | 5 | $ 567,000 | $ 113,400 | $ 54,000 |
| Jackson, MS | 5 | $ 743,000 | $ 148,600 | $ 56,000 |
| Kalamazoo-Portage, MI | 5 | $ 665,000 | $ 133,000 | $ 67,000 |
| Lafayette, IN | 5 | $ 693,000 | $ 138,600 | $ 112,000 |
| Spartanburg, SC | 5 | $ 2,438,000 | $ 487,600 | $ 187,000 |
| Springfield, OH | 5 | $ 632,000 | $ 126,400 | $ 74,000 |
| Topeka, KS | 5 | $ 832,000 | $ 166,400 | $ 78,000 |
| Appleton, WI | 4 | $ 428,000 | $ 107,000 | $ 63,000 |
| Carson City, NV | 4 | $ 1,191,000 | $ 297,750 | $ 104,000 |
| Clarksville, TN-KY | 4 | $ 559,000 | $ 139,750 | $ 48,000 |
| Coeur D'Alene, ID | 4 | $ 911,000 | $ 227,750 | $ 137,000 |
| Corpus Christi, TX | 4 | $ 489,000 | $ 122,250 | $ 182,000 |
| Corvallis, OR | 4 | $ 653,000 | $ 163,250 | $ 69,000 |
| Erie, PA | 4 | $ 802,000 | $ 200,500 | $ 84,000 |
| Fayetteville, NC | 4 | $ 567,000 | $ 141,750 | $ 55,000 |
| Florence, SC | 4 | $ 720,000 | $ 180,000 | $ 85,000 |
| Fort Smith, AR-OK | 4 | $ 338,000 | $ 84,500 | $ 77,000 |
| Great Falls, MT | 4 | $ 633,000 | $ 158,250 | $ 87,000 |
| Harrisonburg, VA | 4 | $ 465,000 | $ 116,250 | $ 107,000 |
| Holland-Grand Haven, MI | 4 | $ 604,000 | $ 151,000 | $ 94,000 |
| Lafayette, LA | 4 | $ 447,000 | $ 111,750 | $ 48,000 |
| Lebanon, PA | 4 | $ 1,098,000 | $ 274,500 | $ 123,000 |
| McAllen-Edinburg-Pharr, TX | 4 | $ 1,050,000 | $ 262,500 | $ 256,000 |
| Morgantown, WV | 4 | $ 826,000 | $ 206,500 | $ 88,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 545,000 | $ 136,250 | $ 96,000 |
| Scranton--Wilkes-Barre, PA | 4 | $ 620,000 | $ 155,000 | $ 148,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 549,000 | $ 137,250 | $ 91,000 |
| Utica-Rome, NY | 4 | $ 941,000 | $ 235,250 | $ 84,000 |
| Brownsville-Harlingen, TX | 3 | $ 895,000 | $ 298,333 | $ 442,000 |
| Cleveland, TN | 3 | $ 276,000 | $ 92,000 | $ 39,000 |
| College Station-Bryan, TX | 3 | $ 269,000 | $ 89,666 | $ 314,000 |
| Evansville, IN-KY | 3 | $ 216,000 | $ 72,000 | $ 36,000 |
| Farmington, NM | 3 | $ 607,000 | $ 202,333 | $ 75,000 |
| Glens Falls, NY | 3 | $ 1,525,000 | $ 508,333 | $ 197,000 |
| Hanford-Corcoran, CA | 3 | $ 511,000 | $ 170,333 | $ 71,000 |
| Jackson, MI | 3 | $ 671,000 | $ 223,666 | $ 75,000 |
| Lawton, OK | 3 | $ 428,000 | $ 142,666 | $ 183,000 |
| Lincoln, NE | 3 | $ 253,000 | $ 84,333 | $ 64,000 |
| Macon, GA | 3 | $ 754,000 | $ 251,333 | $ 236,000 |
| Montgomery, AL | 3 | $ 283,000 | $ 94,333 | $ 64,000 |
| Rochester, MN | 3 | $ 562,000 | $ 187,333 | $ 73,000 |
| Sandusky, OH | 3 | $ 38,000 | $ 12,666 | $ 92,000 |
| Yakima, WA | 3 | $ 572,000 | $ 190,666 | $ 105,000 |
| Abilene, TX | 2 | $ 421,000 | $ 210,500 | $ 147,000 |
| Anderson, SC | 2 | $ 650,000 | $ 325,000 | $ 135,000 |
| Athens-Clarke County, GA | 2 | $ 331,000 | $ 165,500 | $ 62,000 |
| Battle Creek, MI | 2 | $ 116,000 | $ 58,000 | $ 73,000 |
| Bloomington-Normal, IL | 2 | $ 455,000 | $ 227,500 | $ 107,000 |
| Burlington, NC | 2 | $ 341,000 | $ 170,500 | $ 60,000 |
| Cheyenne, WY | 2 | $ 319,000 | $ 159,500 | $ 51,000 |
| Columbus, GA-AL | 2 | $ 284,000 | $ 142,000 | $ 85,000 |
| Columbus, IN | 2 | $ 303,000 | $ 151,500 | $ 54,000 |
| Cumberland, MD-WV | 2 | $ 126,000 | $ 63,000 | $ 94,000 |
| Danville, VA | 2 | $ 296,000 | $ 148,000 | $ 67,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 101,000 | $ 50,500 | $ 48,000 |
| Eau Claire, WI | 2 | $ 553,000 | $ 276,500 | $ 112,000 |
| El Paso, TX | 2 | $ 469,000 | $ 234,500 | $ 87,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 513,000 | $ 256,500 | $ 115,000 |
| Grand Forks, ND-MN | 2 | $ 186,000 | $ 93,000 | $ 46,000 |
| Greenville, NC | 2 | $ 155,000 | $ 77,500 | $ 80,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 354,000 | $ 177,000 | $ 124,000 |
| Idaho Falls, ID | 2 | $ 227,000 | $ 113,500 | $ 69,000 |
| Jefferson City, MO | 2 | $ 405,000 | $ 202,500 | $ 65,000 |
| Kankakee-Bradley, IL | 2 | $ 612,000 | $ 306,000 | $ 111,000 |
| Killeen-Temple-Fort Hood, TX | 2 | $ 144,000 | $ 72,000 | $ 58,000 |
| Lewiston-Auburn, ME | 2 | $ 257,000 | $ 128,500 | $ 42,000 |
| Mansfield, OH | 2 | $ 443,000 | $ 221,500 | $ 95,000 |
| Michigan City-La Porte, IN | 2 | $ 271,000 | $ 135,500 | $ 295,000 |
| Oshkosh-Neenah, WI | 2 | $ 257,000 | $ 128,500 | $ 68,000 |
| State College, PA | 2 | $ 305,000 | $ 152,500 | $ 193,000 |
| Sumter, SC | 2 | $ 624,000 | $ 312,000 | $ 104,000 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 273,000 | $ 136,500 | $ 78,000 |
| Vineland-Millville-Bridgeton, NJ | 2 | $ 222,000 | $ 111,000 | $ 92,000 |
| Wheeling, WV-OH | 2 | $ 259,000 | $ 129,500 | $ 79,000 |
| Albany, GA | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Altoona, PA | 1 | $ 18,000 | $ 18,000 | $ 37,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 224,000 | $ 224,000 | $ 120,000 |
| Bangor, ME | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Beaumont-Port Arthur, TX | 1 | $ 107,000 | $ 107,000 | $ 39,000 |
| Binghamton, NY | 1 | $ 120,000 | $ 120,000 | $ 54,000 |
| Bowling Green, KY | 1 | $ 229,000 | $ 229,000 | $ 64,000 |
| Burlington-South Burlington, VT | 1 | $ 158,000 | $ 158,000 | $ 261,000 |
| Cedar Rapids, IA | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Champaign-Urbana, IL | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Danville, IL | 1 | $ 60,000 | $ 60,000 | $ 78,000 |
| Decatur, AL | 1 | $ 19,000 | $ 19,000 | $ 32,000 |
| El Centro, CA | 1 | $ 169,000 | $ 169,000 | $ 103,000 |
| Elizabethtown, KY | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Elmira, NY | 1 | $ 52,000 | $ 52,000 | $ 64,000 |
| Florence-Muscle Shoals, AL | 1 | $ 399,000 | $ 399,000 | $ 120,000 |
| Fond Du Lac, WI | 1 | $ 64,000 | $ 64,000 | $ 40,000 |
| Goldsboro, NC | 1 | $ 201,000 | $ 201,000 | $ 72,000 |
| Green Bay, WI | 1 | $ 20,000 | $ 20,000 | $ 65,000 |
| Gulfport-Biloxi, MS | 1 | $ 144,000 | $ 144,000 | $ 89,000 |
| Hot Springs, AR | 1 | $ 126,000 | $ 126,000 | $ 44,000 |
| Ithaca, NY | 1 | $ 30,000 | $ 30,000 | $ 65,000 |
| Janesville, WI | 1 | $ 82,000 | $ 82,000 | $ 34,000 |
| Johnson City, TN | 1 | $ 103,000 | $ 103,000 | $ 181,000 |
| Lake Charles, LA | 1 | $ 202,000 | $ 202,000 | $ 113,000 |
| Lima, OH | 1 | $ 120,000 | $ 120,000 | $ 108,000 |
| Longview, TX | 1 | $ 670,000 | $ 670,000 | $ 288,000 |
| Longview, WA | 1 | $ 154,000 | $ 154,000 | $ 71,000 |
| Midland, TX | 1 | $ 108,000 | $ 108,000 | $ 150,000 |
| Missoula, MT | 1 | $ 201,000 | $ 201,000 | $ 82,000 |
| Monroe, LA | 1 | $ 219,000 | $ 219,000 | $ 75,000 |
| Morristown, TN | 1 | $ 326,000 | $ 326,000 | $ 123,000 |
| Muskegon-Norton Shores, MI | 1 | $ 173,000 | $ 173,000 | $ 54,000 |
| Niles-Benton Harbor, MI | 1 | $ 179,000 | $ 179,000 | $ 79,000 |
| Odessa, TX | 1 | $ 78,000 | $ 78,000 | $ 34,000 |
| Owensboro, KY | 1 | $ 181,000 | $ 181,000 | $ 76,000 |
| Parkersburg-Marietta, WV-OH | 1 | $ 110,000 | $ 110,000 | $ 85,000 |
| Pascagoula, MS | 1 | $ 164,000 | $ 164,000 | $ 80,000 |
| Pocatello, ID | 1 | $ 124,000 | $ 124,000 | $ 52,000 |
| Rocky Mount, NC | 1 | $ 258,000 | $ 258,000 | $ 213,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 166,000 | $ 166,000 | $ 79,000 |
| Sherman-Denison, TX | 1 | $ 384,000 | $ 384,000 | $ 125,000 |
| Shreveport-Bossier City, LA | 1 | $ 189,000 | $ 189,000 | $ 330,000 |
| St. Cloud, MN | 1 | $ 123,000 | $ 123,000 | $ 55,000 |
| Terre Haute, IN | 1 | $ 234,000 | $ 234,000 | $ 170,000 |
| Tuscaloosa, AL | 1 | $ 31,000 | $ 31,000 | $ 85,000 |
| Tyler, TX | 1 | $ 180,000 | $ 180,000 | $ 110,000 |
| Warner Robins, GA | 1 | $ 58,000 | $ 58,000 | $ 45,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Wausau, WI | 1 | $ 84,000 | $ 84,000 | $ 33,000 |
Mortgage Loan Application Detail Totals for Chevy Chase Bank, F.S.B. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 21,392 | $7,353,601,000 | $279,450 | $8,000,000 | $127,862 | $6,421,000 |
| Home Purchase | 9,433 | $3,447,865,000 | $286,367 | $8,400,000 | $140,244 | $7,682,000 |
| Home Improvement | 996 | $47,312,000 | $38,787 | $430,000 | $70,939 | $1,872,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,591 | $7,984,641,000 | $285,294 | $8,400,000 | $134,215 | $6,600,000 |
| Not Provided | 4,312 | $1,484,383,000 | $272,820 | $7,000,000 | $136,480 | $7,200,000 |
| Hispanic | 1,607 | $410,091,000 | $217,585 | $2,500,000 | $92,000 | $1,120,000 |
| Asian | 1,586 | $576,383,000 | $283,789 | $3,065,000 | $131,157 | $1,271,000 |
| Black or African American | 1,442 | $311,021,000 | $199,200 | $2,300,000 | $90,914 | $7,682,000 |
| Native Hawaiian or Other Pacific Islander | 149 | $45,113,000 | $270,000 | $1,365,000 | $109,000 | $761,000 |
| American Indian or Alaskan Native | 98 | $24,430,000 | $242,458 | $1,435,000 | $101,666 | $634,000 |
| Not applicable | 36 | $12,716,000 | $323,187 | $1,250,000 | $139,750 | $660,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 31,778 | $10,843,151,000 | $272,568 | $8,400,000 | $128,509 | $7,682,000 |
| VA-guaranteed (Veterans Administration) | 24 | $3,326,000 | $112,000 | $212,000 | $68,666 | $146,000 |
| FHA-insured (Federal Housing Administration) | 19 | $2,301,000 | $119,666 | $176,000 | $50,000 | $128,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 18,475 | $6,292,309,000 | $258,820 | $8,400,000 | $124,680 | $7,200,000 |
| Application Withdrawn By Applicant | 6,156 | $2,512,594,000 | $322,549 | $6,250,000 | $154,000 | $7,682,000 |
| Loan Purchased By The Institution | 4,388 | $1,267,422,000 | $269,088 | $5,000,000 | $120,933 | $5,000,000 |
| Application Denied By Financial Institution | 1,121 | $151,531,000 | $140,351 | $2,757,000 | $92,810 | $967,000 |
| Application Approved But Not Accepted | 968 | $343,699,000 | $241,829 | $8,000,000 | $122,073 | $2,772,000 |
| File Closed For Incompleteness | 713 | $281,223,000 | $311,904 | $8,000,000 | $160,785 | $3,311,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 526 | $61,245,000 | $50,142 | $1,300,000 | $73,035 | $884,000 |
| Debt-To-Income Ratio | 367 | $53,425,000 | $89,923 | $1,390,000 | $54,923 | $348,000 |
| Collateral | 147 | $27,872,000 | $211,833 | $2,757,000 | $119,633 | $967,000 |
| Other | 42 | $5,378,000 | $111,421 | $1,050,000 | $102,368 | $420,000 |
| Employment History | 22 | $1,885,000 | $96,833 | $568,000 | $88,750 | $145,000 |
| Unverifiable Information | 11 | $1,145,000 | $51,400 | $170,000 | $34,000 | $70,000 |
| Credit Application Incomplete | 4 | $390,000 | $70,000 | $161,000 | $45,500 | $53,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $191,000 | $95,500 | $116,000 | $86,500 | $90,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevy Chase Bank, F.S.B.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Chevy Chase Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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