Chevy Chase Bank, F.S.B. Mortgage Lending & HMDA Data, 2004

In 2004, Chevy Chase Bank, F.S.B. of Bethesda,, MD reported 31,821 mortgage applications totaling $10.8 billion, down 2% from 2003. The average application was for $340,931, and applicants reported an average income of $135,124. 58% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,390), Los Angeles-Long Beach-Glendale, CA (1,042) and Las Vegas-Paradise, NV (1,007) (applications in parentheses).

Mortgage Company & Address Chevy Chase Bank, F.S.B.
7501 Wisconsin Ave 13th Flr-W
Bethesda,, MD 20814
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 31,821
Total Mortgage Loan Application Amount $10,848,778,000
Average Mortgage Loan Application Amount $340,931
Highest Mortgage Loan Application Amount $8,400,000
Average Applicant Income $135,124
Highest Applicant Income $7,682,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chevy Chase Bank, F.S.B. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chevy Chase Bank, F.S.B. by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,355 $ 375,195,000 $ 276,896 $ 106,000
Los Angeles, California 1,042 $ 741,651,000 $ 711,757 $ 197,000
Clark, Nevada 1,007 $ 280,931,000 $ 278,978 $ 115,000
Montgomery, Maryland 880 $ 223,406,000 $ 253,870 $ 118,000
San Diego, California 746 $ 397,051,000 $ 532,239 $ 175,000
Fairfax, Virginia 702 $ 221,686,000 $ 315,792 $ 184,000
King, Washington 694 $ 256,853,000 $ 370,105 $ 128,000
Prince George's, Maryland 574 $ 93,374,000 $ 162,672 $ 73,000
Orange, California 519 $ 334,857,000 $ 645,196 $ 219,000
Palm Beach, Florida 428 $ 173,109,000 $ 404,460 $ 170,000
Bergen, New Jersey 416 $ 192,396,000 $ 462,490 $ 202,000
Cook, Illinois 409 $ 146,493,000 $ 358,173 $ 136,000
District of Columbia, District Of Columbia 368 $ 88,363,000 $ 240,116 $ 89,000
Monmouth, New Jersey 350 $ 144,399,000 $ 412,568 $ 158,000
Salt Lake, Utah 334 $ 54,240,000 $ 162,395 $ 75,000
Broward, Florida 326 $ 113,567,000 $ 348,365 $ 117,000
Riverside, California 325 $ 116,580,000 $ 358,707 $ 131,000
Santa Clara, California 324 $ 236,808,000 $ 730,888 $ 201,000
St. Louis, Missouri 294 $ 71,017,000 $ 241,554 $ 116,000
Loudoun, Virginia 294 $ 89,884,000 $ 305,727 $ 113,000
Contra Costa, California 293 $ 150,680,000 $ 514,266 $ 148,000
Utah, Utah 289 $ 49,458,000 $ 171,134 $ 79,000
Alameda, California 268 $ 125,083,000 $ 466,727 $ 153,000
Prince William, Virginia 263 $ 67,684,000 $ 257,353 $ 98,000
Ocean, New Jersey 246 $ 77,315,000 $ 314,288 $ 154,000
Arapahoe, Colorado 230 $ 66,659,000 $ 289,821 $ 104,000
Suffolk, New York 229 $ 145,146,000 $ 633,825 $ 235,000
Miami-Dade, Florida 227 $ 100,161,000 $ 441,237 $ 214,000
San Mateo, California 223 $ 170,328,000 $ 763,802 $ 216,000
Anne Arundel, Maryland 222 $ 61,840,000 $ 278,558 $ 95,000
Morris, New Jersey 215 $ 89,160,000 $ 414,697 $ 195,000
Collier, Florida 210 $ 94,696,000 $ 450,933 $ 239,000
Fairfield, Connecticut 206 $ 135,782,000 $ 659,135 $ 179,000
Sacramento, California 203 $ 57,596,000 $ 283,724 $ 112,000
Denver, Colorado 193 $ 47,961,000 $ 248,502 $ 105,000
Snohomish, Washington 182 $ 45,114,000 $ 247,879 $ 101,000
Guilford, North Carolina 179 $ 33,203,000 $ 185,491 $ 95,000
Lee, Florida 178 $ 62,644,000 $ 351,932 $ 141,000
Middlesex, New Jersey 178 $ 48,285,000 $ 271,264 $ 117,000
Marin, California 174 $ 135,029,000 $ 776,028 $ 243,000
San Bernardino, California 173 $ 47,515,000 $ 274,653 $ 110,000
Kitsap, Washington 173 $ 39,527,000 $ 228,479 $ 114,000
St. Charles, Missouri 165 $ 33,133,000 $ 200,806 $ 93,000
Pinellas, Florida 164 $ 43,140,000 $ 263,048 $ 113,000
Chester, Pennsylvania 164 $ 59,729,000 $ 364,201 $ 186,000
Jefferson, Colorado 163 $ 40,200,000 $ 246,625 $ 99,000
Sonoma, California 161 $ 75,750,000 $ 470,496 $ 161,000
Middlesex, Massachusetts 160 $ 66,296,000 $ 414,350 $ 120,000
Sarasota, Florida 159 $ 77,285,000 $ 486,069 $ 152,000
Essex, New Jersey 143 $ 62,202,000 $ 434,979 $ 152,000
San Francisco, California 139 $ 103,869,000 $ 747,258 $ 252,000
Westchester, New York 134 $ 90,514,000 $ 675,477 $ 261,000
Pima, Arizona 131 $ 32,085,000 $ 244,923 $ 128,000
DuPage, Illinois 131 $ 41,065,000 $ 313,473 $ 126,000
Boulder, Colorado 130 $ 41,990,000 $ 323,000 $ 122,000
Duval, Florida 129 $ 24,437,000 $ 189,434 $ 96,000
Hillsborough, Florida 129 $ 29,051,000 $ 225,201 $ 96,000
Solano, California 128 $ 49,149,000 $ 383,976 $ 133,000
Douglas, Colorado 128 $ 39,744,000 $ 310,500 $ 116,000
Santa Barbara, California 120 $ 129,446,000 $ 1,078,716 $ 279,000
Ventura, California 120 $ 68,089,000 $ 567,408 $ 176,000
Pierce, Washington 120 $ 25,923,000 $ 216,025 $ 165,000
Somerset, New Jersey 119 $ 49,895,000 $ 419,285 $ 155,000
Adams, Colorado 118 $ 23,285,000 $ 197,330 $ 77,000
Sussex, Delaware 118 $ 40,601,000 $ 344,076 $ 206,000
Oakland, Michigan 118 $ 41,262,000 $ 349,677 $ 145,000
Arlington, Virginia 118 $ 33,611,000 $ 284,838 $ 94,000
Nassau, New York 117 $ 63,590,000 $ 543,504 $ 195,000
Howard, Maryland 113 $ 26,818,000 $ 237,327 $ 107,000
San Luis Obispo, California 110 $ 46,658,000 $ 424,163 $ 172,000
Hudson, New Jersey 106 $ 34,432,000 $ 324,830 $ 141,000
New Castle, Delaware 105 $ 26,977,000 $ 256,923 $ 89,000
Cape May, New Jersey 103 $ 45,682,000 $ 443,514 $ 231,000
Norfolk, Massachusetts 102 $ 37,703,000 $ 369,637 $ 133,000
El Paso, Colorado 100 $ 22,454,000 $ 224,540 $ 133,000
Hunterdon, New Jersey 100 $ 35,066,000 $ 350,660 $ 146,000
Baltimore, Maryland 97 $ 17,441,000 $ 179,804 $ 86,000
Mecklenburg, North Carolina 97 $ 23,249,000 $ 239,680 $ 125,000
Jackson, Missouri 96 $ 14,214,000 $ 148,062 $ 70,000
Montgomery, Pennsylvania 96 $ 33,398,000 $ 347,895 $ 167,000
Wake, North Carolina 94 $ 23,048,000 $ 245,191 $ 105,000
Orange, Florida 91 $ 23,181,000 $ 254,736 $ 104,000
Worcester, Maryland 91 $ 27,666,000 $ 304,021 $ 133,000
Passaic, New Jersey 90 $ 25,176,000 $ 279,733 $ 178,000
Union, New Jersey 90 $ 31,305,000 $ 347,833 $ 122,000
Queens, New York 90 $ 31,255,000 $ 347,277 $ 106,000
Franklin, Ohio 90 $ 14,475,000 $ 160,833 $ 74,000
Plymouth, Massachusetts 89 $ 26,398,000 $ 296,606 $ 81,000
Clackamas, Oregon 88 $ 33,980,000 $ 386,136 $ 141,000
Davis, Utah 88 $ 15,338,000 $ 174,295 $ 77,000
Hamilton, Ohio 87 $ 15,849,000 $ 182,172 $ 82,000
Dallas, Texas 87 $ 33,983,000 $ 390,609 $ 219,000
Placer, California 83 $ 33,915,000 $ 408,614 $ 178,000
San Joaquin, California 83 $ 24,397,000 $ 293,939 $ 111,000
Washoe, Nevada 82 $ 34,411,000 $ 419,646 $ 180,000
Atlantic, New Jersey 80 $ 29,050,000 $ 363,125 $ 162,000
Burlington, New Jersey 80 $ 19,283,000 $ 241,037 $ 113,000
Weld, Colorado 79 $ 15,528,000 $ 196,556 $ 97,000
Lake, Illinois 79 $ 35,206,000 $ 445,645 $ 216,000
Essex, Massachusetts 76 $ 23,290,000 $ 306,447 $ 121,000
Bucks, Pennsylvania 76 $ 24,657,000 $ 324,434 $ 138,000
Denton, Texas 76 $ 23,668,000 $ 311,421 $ 150,000
Suffolk, Massachusetts 75 $ 28,031,000 $ 373,746 $ 133,000
Wayne, Michigan 75 $ 12,995,000 $ 173,266 $ 95,000
Collin, Texas 75 $ 19,695,000 $ 262,600 $ 123,000
Mercer, New Jersey 74 $ 22,919,000 $ 309,716 $ 147,000
New York, New York 74 $ 71,986,000 $ 972,783 $ 388,000
Cuyahoga, Ohio 70 $ 14,195,000 $ 202,785 $ 127,000
Johnson, Kansas 69 $ 17,152,000 $ 248,579 $ 126,000
Frederick, Maryland 69 $ 14,314,000 $ 207,449 $ 82,000
Harris, Texas 69 $ 16,593,000 $ 240,478 $ 154,000
Alexandria, Virginia 69 $ 20,269,000 $ 293,753 $ 111,000
Worcester, Massachusetts 68 $ 18,670,000 $ 274,558 $ 97,000
Cass, North Dakota 68 $ 10,369,000 $ 152,485 $ 86,000
Multnomah, Oregon 68 $ 19,799,000 $ 291,161 $ 194,000
Fresno, California 67 $ 14,477,000 $ 216,074 $ 85,000
Manatee, Florida 67 $ 23,042,000 $ 343,910 $ 151,000
Volusia, Florida 63 $ 14,721,000 $ 233,666 $ 109,000
St. Louis City, Missouri 61 $ 9,787,000 $ 160,442 $ 73,000
Sussex, New Jersey 60 $ 19,277,000 $ 321,283 $ 157,000
Tarrant, Texas 60 $ 14,790,000 $ 246,500 $ 122,000
Pasco, Florida 58 $ 10,491,000 $ 180,879 $ 85,000
Weber, Utah 57 $ 7,316,000 $ 128,350 $ 74,000
Brevard, Florida 56 $ 12,378,000 $ 221,035 $ 104,000
Macomb, Michigan 56 $ 10,884,000 $ 194,357 $ 82,000
Stanislaus, California 55 $ 10,695,000 $ 194,454 $ 87,000
Larimer, Colorado 55 $ 14,491,000 $ 263,472 $ 167,000
Will, Illinois 55 $ 12,966,000 $ 235,745 $ 101,000
Monterey, California 53 $ 54,006,000 $ 1,018,981 $ 321,000
St. Johns, Florida 53 $ 14,800,000 $ 279,245 $ 174,000
Fulton, Georgia 53 $ 20,844,000 $ 393,283 $ 144,000
Marion, Indiana 53 $ 8,845,000 $ 166,886 $ 112,000
Charles, Maryland 53 $ 9,892,000 $ 186,641 $ 95,000
Eagle, Colorado 52 $ 36,221,000 $ 696,557 $ 255,000
Hennepin, Minnesota 52 $ 13,850,000 $ 266,346 $ 143,000
Butler, Ohio 51 $ 7,914,000 $ 155,176 $ 74,000
Delaware, Pennsylvania 51 $ 17,114,000 $ 335,568 $ 177,000
New Haven, Connecticut 50 $ 13,017,000 $ 260,340 $ 149,000
Rockland, New York 48 $ 18,357,000 $ 382,437 $ 160,000
Kane, Illinois 47 $ 12,200,000 $ 259,574 $ 116,000
Warren, New Jersey 47 $ 10,475,000 $ 222,872 $ 100,000
Baltimore City, Maryland 46 $ 7,067,000 $ 153,630 $ 71,000
Jefferson, Missouri 46 $ 7,228,000 $ 157,130 $ 63,000
Orange, New York 46 $ 12,648,000 $ 274,956 $ 133,000
Montgomery, Ohio 46 $ 8,456,000 $ 183,826 $ 136,000
Washington, Oregon 46 $ 10,851,000 $ 235,891 $ 95,000
Philadelphia, Pennsylvania 46 $ 6,474,000 $ 140,739 $ 86,000
Stafford, Virginia 46 $ 11,547,000 $ 251,021 $ 97,000
Virginia Beach, Virginia 46 $ 10,592,000 $ 230,260 $ 99,000
El Dorado, California 45 $ 15,519,000 $ 344,866 $ 134,000
McHenry, Illinois 44 $ 10,988,000 $ 249,727 $ 104,000
Kern, California 43 $ 9,212,000 $ 214,232 $ 105,000
Santa Cruz, California 43 $ 25,027,000 $ 582,023 $ 188,000
Napa, California 42 $ 27,525,000 $ 655,357 $ 239,000
Warren, Ohio 42 $ 11,043,000 $ 262,928 $ 119,000
Barnstable, Massachusetts 41 $ 15,947,000 $ 388,951 $ 138,000
Henrico, Virginia 41 $ 7,801,000 $ 190,268 $ 82,000
Jefferson, Kentucky 40 $ 7,254,000 $ 181,350 $ 125,000
Clark, Washington 40 $ 11,615,000 $ 290,375 $ 135,000
Hamilton, Indiana 38 $ 9,319,000 $ 245,236 $ 143,000
Delaware, Ohio 38 $ 10,903,000 $ 286,921 $ 104,000
Spotsylvania, Virginia 37 $ 10,215,000 $ 276,081 $ 114,000
Yavapai, Arizona 36 $ 14,988,000 $ 416,333 $ 185,000
St. Lucie, Florida 36 $ 7,786,000 $ 216,277 $ 120,000
Pinal, Arizona 35 $ 5,427,000 $ 155,057 $ 77,000
Bristol, Massachusetts 35 $ 10,581,000 $ 302,314 $ 91,000
Escambia, Florida 34 $ 9,831,000 $ 289,147 $ 142,000
Seminole, Florida 34 $ 6,722,000 $ 197,705 $ 101,000
Hillsborough, New Hampshire 34 $ 8,670,000 $ 255,000 $ 94,000
Tulsa, Oklahoma 34 $ 5,731,000 $ 168,558 $ 70,000
Monroe, Florida 33 $ 19,348,000 $ 586,303 $ 227,000
Carroll, Maryland 33 $ 7,697,000 $ 233,242 $ 71,000
Kings, New York 33 $ 15,865,000 $ 480,757 $ 177,000
Richmond, New York 33 $ 11,440,000 $ 346,666 $ 141,000
Dare, North Carolina 33 $ 13,018,000 $ 394,484 $ 187,000
Summit, Colorado 32 $ 10,049,000 $ 314,031 $ 221,000
Gloucester, New Jersey 32 $ 6,139,000 $ 191,843 $ 112,000
New Hanover, North Carolina 32 $ 7,300,000 $ 228,125 $ 94,000
Beaufort, South Carolina 32 $ 10,363,000 $ 323,843 $ 172,000
Fauquier, Virginia 32 $ 10,997,000 $ 343,656 $ 129,000
Polk, Florida 31 $ 5,031,000 $ 162,290 $ 85,000
Livingston, Michigan 31 $ 9,677,000 $ 312,161 $ 115,000
Brunswick, North Carolina 31 $ 8,486,000 $ 273,741 $ 257,000
Deschutes, Oregon 31 $ 11,182,000 $ 360,709 $ 131,000
Chesterfield, Virginia 31 $ 6,278,000 $ 202,516 $ 111,000
Clay, Florida 30 $ 5,799,000 $ 193,300 $ 87,000
Lake, Ohio 30 $ 7,530,000 $ 251,000 $ 114,000
Charleston, South Carolina 30 $ 9,580,000 $ 319,333 $ 164,000
Flagler, Florida 29 $ 7,731,000 $ 266,586 $ 233,000
Leon, Florida 29 $ 4,817,000 $ 166,103 $ 122,000
Cobb, Georgia 29 $ 8,819,000 $ 304,103 $ 181,000
Dutchess, New York 29 $ 6,815,000 $ 235,000 $ 113,000
Dane, Wisconsin 29 $ 4,803,000 $ 165,620 $ 56,000
Hartford, Connecticut 28 $ 8,366,000 $ 298,785 $ 129,000
Greenville, South Carolina 28 $ 4,592,000 $ 164,000 $ 103,000
Hamilton, Tennessee 28 $ 3,806,000 $ 135,928 $ 53,000
Osceola, Florida 27 $ 6,020,000 $ 222,962 $ 108,000
DeKalb, Georgia 27 $ 5,575,000 $ 206,481 $ 91,000
Sedgwick, Kansas 27 $ 3,180,000 $ 117,777 $ 61,000
Camden, New Jersey 27 $ 5,603,000 $ 207,518 $ 134,000
Whatcom, Washington 27 $ 6,666,000 $ 246,888 $ 125,000
Rockingham, New Hampshire 26 $ 7,200,000 $ 276,923 $ 92,000
Bernalillo, New Mexico 26 $ 9,210,000 $ 354,230 $ 121,000
Summit, Ohio 26 $ 5,745,000 $ 220,961 $ 103,000
Iredell, North Carolina 25 $ 8,201,000 $ 328,040 $ 146,000
Burleigh, North Dakota 25 $ 3,141,000 $ 125,640 $ 66,000
Allegheny, Pennsylvania 25 $ 4,853,000 $ 194,120 $ 110,000
Gwinnett, Georgia 24 $ 5,633,000 $ 234,708 $ 109,000
Boone, Kentucky 24 $ 4,371,000 $ 182,125 $ 95,000
Calvert, Maryland 24 $ 6,783,000 $ 282,625 $ 139,000
Genesee, Michigan 24 $ 6,189,000 $ 257,875 $ 74,000
Forsyth, North Carolina 24 $ 4,740,000 $ 197,500 $ 71,000
Baldwin, Alabama 23 $ 8,609,000 $ 374,304 $ 227,000
Elkhart, Indiana 23 $ 3,117,000 $ 135,521 $ 90,000
Queen Anne's, Maryland 23 $ 9,640,000 $ 419,130 $ 215,000
York, Virginia 23 $ 3,853,000 $ 167,521 $ 76,000
Thurston, Washington 23 $ 4,888,000 $ 212,521 $ 111,000
Routt, Colorado 22 $ 5,971,000 $ 271,409 $ 123,000
Okaloosa, Florida 22 $ 4,462,000 $ 202,818 $ 299,000
Santa Rosa, Florida 22 $ 6,179,000 $ 280,863 $ 360,000
Ada, Idaho 22 $ 4,017,000 $ 182,590 $ 86,000
Harford, Maryland 22 $ 4,444,000 $ 202,000 $ 80,000
Washtenaw, Michigan 22 $ 10,130,000 $ 460,454 $ 138,000
Providence, Rhode Island 22 $ 4,894,000 $ 222,454 $ 94,000
Manassas, Virginia 22 $ 5,125,000 $ 232,954 $ 83,000
Newport News, Virginia 22 $ 2,769,000 $ 125,863 $ 72,000
Milwaukee, Wisconsin 22 $ 2,745,000 $ 124,772 $ 67,000
Yolo, California 21 $ 6,005,000 $ 285,952 $ 108,000
Northampton, Pennsylvania 21 $ 3,060,000 $ 145,714 $ 85,000
Summit, Utah 21 $ 9,091,000 $ 432,904 $ 181,000
Fairfax City, Virginia 21 $ 6,873,000 $ 327,285 $ 115,000
Coconino, Arizona 20 $ 7,291,000 $ 364,550 $ 159,000
Washington, Maryland 20 $ 2,558,000 $ 127,900 $ 79,000
Durham, North Carolina 20 $ 4,852,000 $ 242,600 $ 130,000
Union, North Carolina 20 $ 4,388,000 $ 219,400 $ 109,000
Clermont, Ohio 20 $ 4,439,000 $ 221,950 $ 134,000
Lancaster, Pennsylvania 20 $ 3,244,000 $ 162,200 $ 109,000
Shelby, Tennessee 20 $ 3,709,000 $ 185,450 $ 109,000
Lake, California 19 $ 4,303,000 $ 226,473 $ 134,000
Clay, Missouri 19 $ 3,909,000 $ 205,736 $ 87,000
Bronx, New York 19 $ 4,761,000 $ 250,578 $ 101,000
Gila, Arizona 18 $ 6,050,000 $ 336,111 $ 137,000
Merced, California 18 $ 3,752,000 $ 208,444 $ 85,000
Nevada, California 18 $ 6,582,000 $ 365,666 $ 134,000
Elbert, Colorado 18 $ 5,032,000 $ 279,555 $ 112,000
Nantucket, Massachusetts 18 $ 10,641,000 $ 591,166 $ 286,000
Cass, Missouri 18 $ 2,879,000 $ 159,944 $ 88,000
Lorain, Ohio 18 $ 3,567,000 $ 198,166 $ 73,000
Oklahoma, Oklahoma 18 $ 2,251,000 $ 125,055 $ 66,000
Jackson, Oregon 18 $ 5,868,000 $ 326,000 $ 162,000
Monroe, Pennsylvania 18 $ 2,794,000 $ 155,222 $ 128,000
Brown, South Dakota 18 $ 1,994,000 $ 110,777 $ 56,000
Racine, Wisconsin 18 $ 3,083,000 $ 171,277 $ 67,000
Mohave, Arizona 17 $ 4,865,000 $ 286,176 $ 222,000
Garfield, Colorado 17 $ 7,130,000 $ 419,411 $ 128,000
Charlotte, Florida 17 $ 3,377,000 $ 198,647 $ 521,000
Honolulu, Hawaii 17 $ 5,284,000 $ 310,823 $ 164,000
Marion, Oregon 17 $ 2,670,000 $ 157,058 $ 89,000
Bexar, Texas 17 $ 2,875,000 $ 169,117 $ 209,000
Chelan, Washington 17 $ 3,288,000 $ 193,411 $ 88,000
Waukesha, Wisconsin 17 $ 3,422,000 $ 201,294 $ 101,000
Indian River, Florida 16 $ 6,151,000 $ 384,437 $ 268,000
Lake, Florida 16 $ 2,040,000 $ 127,500 $ 88,000
Marion, Florida 16 $ 4,767,000 $ 297,937 $ 162,000
Nassau, Florida 16 $ 3,430,000 $ 214,375 $ 187,000
Cumberland, Maine 16 $ 3,542,000 $ 221,375 $ 96,000
Franklin, Missouri 16 $ 2,274,000 $ 142,125 $ 84,000
Currituck, North Carolina 16 $ 8,824,000 $ 551,500 $ 288,000
Greene, Ohio 16 $ 3,029,000 $ 189,312 $ 69,000
Berks, Pennsylvania 16 $ 2,781,000 $ 173,812 $ 95,000
Horry, South Carolina 16 $ 2,974,000 $ 185,875 $ 123,000
Washington, Utah 16 $ 3,933,000 $ 245,812 $ 164,000
Hampton, Virginia 16 $ 1,599,000 $ 99,937 $ 63,000
Richmond City, Virginia 16 $ 2,661,000 $ 166,312 $ 76,000
Madison, Illinois 15 $ 1,813,000 $ 120,866 $ 78,000
St. Clair, Illinois 15 $ 2,252,000 $ 150,133 $ 86,000
Cecil, Maryland 15 $ 2,992,000 $ 199,466 $ 80,000
Medina, Ohio 15 $ 2,162,000 $ 144,133 $ 110,000
Washington, Rhode Island 15 $ 6,514,000 $ 434,266 $ 200,000
Jefferson, West Virginia 15 $ 3,040,000 $ 202,666 $ 88,000
Teton, Wyoming 15 $ 10,815,000 $ 721,000 $ 706,000
Butte, California 14 $ 2,491,000 $ 177,928 $ 91,000
Madera, California 14 $ 3,651,000 $ 260,785 $ 85,000
San Miguel, Colorado 14 $ 12,734,000 $ 909,571 $ 521,000
New London, Connecticut 14 $ 2,288,000 $ 163,428 $ 93,000
Martin, Florida 14 $ 4,076,000 $ 291,142 $ 183,000
Putnam, New York 14 $ 3,738,000 $ 267,000 $ 96,000
Buncombe, North Carolina 14 $ 2,077,000 $ 148,357 $ 66,000
Catawba, North Carolina 14 $ 2,800,000 $ 200,000 $ 124,000
Mahoning, Ohio 14 $ 1,328,000 $ 94,857 $ 74,000
Albemarle, Virginia 14 $ 2,418,000 $ 172,714 $ 81,000
Chesapeake, Virginia 14 $ 2,738,000 $ 195,571 $ 84,000
Culpeper, Virginia 14 $ 3,531,000 $ 252,214 $ 128,000
Mendocino, California 13 $ 5,637,000 $ 433,615 $ 168,000
Pitkin, Colorado 13 $ 18,546,000 $ 1,426,615 $ 1,147,000
Forsyth, Georgia 13 $ 3,016,000 $ 232,000 $ 86,000
Winnebago, Illinois 13 $ 1,551,000 $ 119,307 $ 76,000
Hampden, Massachusetts 13 $ 2,504,000 $ 192,615 $ 102,000
Pender, North Carolina 13 $ 4,793,000 $ 368,692 $ 143,000
York, Pennsylvania 13 $ 2,241,000 $ 172,384 $ 91,000
Fort Bend, Texas 13 $ 3,467,000 $ 266,692 $ 164,000
Frederick, Virginia 13 $ 3,240,000 $ 249,230 $ 91,000
Hanover, Virginia 13 $ 3,576,000 $ 275,076 $ 118,000
James City, Virginia 13 $ 2,025,000 $ 155,769 $ 117,000
Yuma, Arizona 12 $ 3,922,000 $ 326,833 $ 94,000
Tulare, California 12 $ 2,203,000 $ 183,583 $ 101,000
Pueblo, Colorado 12 $ 1,524,000 $ 127,000 $ 85,000
Walton, Florida 12 $ 5,137,000 $ 428,083 $ 270,000
Fayette, Kentucky 12 $ 2,366,000 $ 197,166 $ 83,000
Dukes, Massachusetts 12 $ 5,320,000 $ 443,333 $ 256,000
Carteret, North Carolina 12 $ 3,496,000 $ 291,333 $ 132,000
Lehigh, Pennsylvania 12 $ 2,504,000 $ 208,666 $ 75,000
York, South Carolina 12 $ 3,282,000 $ 273,500 $ 197,000
Island, Washington 12 $ 4,491,000 $ 374,250 $ 228,000
Tuolumne, California 11 $ 3,029,000 $ 275,363 $ 132,000
Hendricks, Indiana 11 $ 2,086,000 $ 189,636 $ 72,000
Wyandotte, Kansas 11 $ 1,259,000 $ 114,454 $ 52,000
Wicomico, Maryland 11 $ 2,059,000 $ 187,181 $ 105,000
Kent, Michigan 11 $ 2,115,000 $ 192,272 $ 86,000
Anoka, Minnesota 11 $ 1,318,000 $ 119,818 $ 98,000
Douglas, Nevada 11 $ 7,345,000 $ 667,727 $ 287,000
Erie, New York 11 $ 1,310,000 $ 119,090 $ 116,000
Orange, North Carolina 11 $ 2,751,000 $ 250,090 $ 136,000
Jefferson, Alabama 10 $ 1,401,000 $ 140,100 $ 59,000
Grand, Colorado 10 $ 2,736,000 $ 273,600 $ 155,000
Litchfield, Connecticut 10 $ 3,990,000 $ 399,000 $ 151,000
Kent, Delaware 10 $ 2,440,000 $ 244,000 $ 104,000
Cherokee, Georgia 10 $ 3,047,000 $ 304,700 $ 112,000
Hawaii, Hawaii 10 $ 5,347,000 $ 534,700 $ 253,000
Blaine, Idaho 10 $ 8,021,000 $ 802,100 $ 316,000
Douglas, Kansas 10 $ 3,005,000 $ 300,500 $ 173,000
Johnston, North Carolina 10 $ 1,647,000 $ 164,700 $ 93,000
Onslow, North Carolina 10 $ 1,401,000 $ 140,100 $ 93,000
Lucas, Ohio 10 $ 1,638,000 $ 163,800 $ 85,000
Cleveland, Oklahoma 10 $ 1,122,000 $ 112,200 $ 64,000
Dorchester, South Carolina 10 $ 2,199,000 $ 219,900 $ 87,000
Ellis, Texas 10 $ 1,948,000 $ 194,800 $ 84,000
Lubbock, Texas 10 $ 2,230,000 $ 223,000 $ 198,000
Warren, Virginia 10 $ 2,077,000 $ 207,700 $ 51,000
Spokane, Washington 10 $ 1,289,000 $ 128,900 $ 94,000
Navajo, Arizona 9 $ 1,486,000 $ 165,111 $ 176,000
Mono, California 9 $ 3,401,000 $ 377,888 $ 302,000
La Plata, Colorado 9 $ 4,211,000 $ 467,888 $ 165,000
Maui, Hawaii 9 $ 8,930,000 $ 992,222 $ 375,000
Allen, Indiana 9 $ 1,363,000 $ 151,444 $ 87,000
Delaware, Indiana 9 $ 1,128,000 $ 125,333 $ 91,000
Lake, Indiana 9 $ 905,000 $ 100,555 $ 61,000
Monroe, Indiana 9 $ 1,243,000 $ 138,111 $ 90,000
Talbot, Maryland 9 $ 4,560,000 $ 506,666 $ 143,000
Ingham, Michigan 9 $ 2,470,000 $ 274,444 $ 155,000
Gallatin, Montana 9 $ 3,534,000 $ 392,666 $ 256,000
Salem, New Jersey 9 $ 2,464,000 $ 273,777 $ 168,000
Lane, Oregon 9 $ 1,280,000 $ 142,222 $ 64,000
Davidson, Tennessee 9 $ 1,370,000 $ 152,222 $ 79,000
Cache, Utah 9 $ 1,105,000 $ 122,777 $ 50,000
Goochland, Virginia 9 $ 3,122,000 $ 346,888 $ 132,000
Jefferson, Washington 9 $ 2,248,000 $ 249,777 $ 126,000
San Juan, Washington 9 $ 2,527,000 $ 280,777 $ 152,000
Skagit, Washington 9 $ 2,313,000 $ 257,000 $ 86,000
Middlesex, Connecticut 8 $ 1,967,000 $ 245,875 $ 191,000
Dearborn, Indiana 8 $ 1,103,000 $ 137,875 $ 78,000
Madison, Indiana 8 $ 875,000 $ 109,375 $ 54,000
Kenton, Kentucky 8 $ 1,620,000 $ 202,500 $ 92,000
Jefferson, Louisiana 8 $ 1,751,000 $ 218,875 $ 137,000
York, Maine 8 $ 2,548,000 $ 318,500 $ 287,000
Caroline, Maryland 8 $ 1,288,000 $ 161,000 $ 248,000
Platte, Missouri 8 $ 1,414,000 $ 176,750 $ 68,000
Warren, Missouri 8 $ 1,129,000 $ 141,125 $ 73,000
Flathead, Montana 8 $ 4,252,000 $ 531,500 $ 254,000
Santa Fe, New Mexico 8 $ 4,897,000 $ 612,125 $ 201,000
Greene, New York 8 $ 1,810,000 $ 226,250 $ 59,000
Clinton, Ohio 8 $ 1,277,000 $ 159,625 $ 93,000
Geauga, Ohio 8 $ 2,286,000 $ 285,750 $ 116,000
Stark, Ohio 8 $ 1,285,000 $ 160,625 $ 69,000
Dauphin, Pennsylvania 8 $ 1,256,000 $ 157,000 $ 102,000
Lexington, South Carolina 8 $ 1,812,000 $ 226,500 $ 129,000
Montgomery, Texas 8 $ 1,296,000 $ 162,000 $ 69,000
Travis, Texas 8 $ 3,555,000 $ 444,375 $ 208,000
Louisa, Virginia 8 $ 1,857,000 $ 232,125 $ 146,000
Manassas Park, Virginia 8 $ 1,718,000 $ 214,750 $ 69,000
Mason, Washington 8 $ 1,575,000 $ 196,875 $ 92,000
Manitowoc, Wisconsin 8 $ 626,000 $ 78,250 $ 38,000
Madison, Alabama 7 $ 809,000 $ 115,571 $ 147,000
Pulaski, Arkansas 7 $ 2,174,000 $ 310,571 $ 154,000
Amador, California 7 $ 2,039,000 $ 291,285 $ 209,000
Calaveras, California 7 $ 2,741,000 $ 391,571 $ 138,000
San Benito, California 7 $ 3,217,000 $ 459,571 $ 142,000
Shasta, California 7 $ 1,137,000 $ 162,428 $ 117,000
Fremont, Colorado 7 $ 1,368,000 $ 195,428 $ 125,000
Alachua, Florida 7 $ 613,000 $ 87,571 $ 105,000
Bay, Florida 7 $ 5,738,000 $ 819,714 $ 776,000
Monroe, Illinois 7 $ 1,479,000 $ 211,285 $ 92,000
Porter, Indiana 7 $ 982,000 $ 140,285 $ 94,000
Butler, Kansas 7 $ 752,000 $ 107,428 $ 78,000
Berkshire, Massachusetts 7 $ 2,974,000 $ 424,857 $ 295,000
Dakota, Minnesota 7 $ 1,434,000 $ 204,857 $ 150,000
Greene, Missouri 7 $ 748,000 $ 106,857 $ 64,000
Lincoln, Missouri 7 $ 1,516,000 $ 216,571 $ 88,000
Belknap, New Hampshire 7 $ 1,402,000 $ 200,285 $ 193,000
Merrimack, New Hampshire 7 $ 1,222,000 $ 174,571 $ 65,000
Ulster, New York 7 $ 1,084,000 $ 154,857 $ 99,000
Cabarrus, North Carolina 7 $ 1,269,000 $ 181,285 $ 104,000
Fairfield, Ohio 7 $ 1,075,000 $ 153,571 $ 112,000
Richland, South Carolina 7 $ 1,253,000 $ 179,000 $ 78,000
Codington, South Dakota 7 $ 746,000 $ 106,571 $ 58,000
Minnehaha, South Dakota 7 $ 1,586,000 $ 226,571 $ 94,000
Pennington, South Dakota 7 $ 1,181,000 $ 168,714 $ 74,000
Falls Church, Virginia 7 $ 2,454,000 $ 350,571 $ 213,000
Isle of Wight, Virginia 7 $ 1,257,000 $ 179,571 $ 77,000
Roanoke City, Virginia 7 $ 576,000 $ 82,285 $ 51,000
Kittitas, Washington 7 $ 2,014,000 $ 287,714 $ 124,000
Ozaukee, Wisconsin 7 $ 3,126,000 $ 446,571 $ 147,000
Houston, Alabama 6 $ 1,220,000 $ 203,333 $ 61,000
Cochise, Arizona 6 $ 551,000 $ 91,833 $ 72,000
Sutter, California 6 $ 1,448,000 $ 241,333 $ 107,000
Broomfield, Colorado 6 $ 2,250,000 $ 375,000 $ 126,000
Gunnison, Colorado 6 $ 1,580,000 $ 263,333 $ 101,000
Teller, Colorado 6 $ 903,000 $ 150,500 $ 69,000
Hernando, Florida 6 $ 670,000 $ 111,666 $ 77,000
Hall, Georgia 6 $ 1,027,000 $ 171,166 $ 117,000
Paulding, Georgia 6 $ 1,090,000 $ 181,666 $ 94,000
Kendall, Illinois 6 $ 1,262,000 $ 210,333 $ 96,000
Howard, Indiana 6 $ 540,000 $ 90,000 $ 105,000
Morgan, Indiana 6 $ 1,318,000 $ 219,666 $ 124,000
Leavenworth, Kansas 6 $ 954,000 $ 159,000 $ 81,000
Garrett, Maryland 6 $ 1,257,000 $ 209,500 $ 91,000
Bay, Michigan 6 $ 775,000 $ 129,166 $ 59,000
Monroe, Michigan 6 $ 1,019,000 $ 169,833 $ 76,000
Boone, Missouri 6 $ 833,000 $ 138,833 $ 126,000
Dona Ana, New Mexico 6 $ 1,100,000 $ 183,333 $ 77,000
Davidson, North Carolina 6 $ 1,194,000 $ 199,000 $ 86,000
Rockingham, North Carolina 6 $ 1,348,000 $ 224,666 $ 121,000
Logan, Ohio 6 $ 577,000 $ 96,166 $ 60,000
Yamhill, Oregon 6 $ 1,107,000 $ 184,500 $ 69,000
Carbon, Pennsylvania 6 $ 1,271,000 $ 211,833 $ 100,000
Pike, Pennsylvania 6 $ 1,013,000 $ 168,833 $ 74,000
Kent, Rhode Island 6 $ 1,832,000 $ 305,333 $ 120,000
Berkeley, South Carolina 6 $ 1,071,000 $ 178,500 $ 75,000
Georgetown, South Carolina 6 $ 2,174,000 $ 362,333 $ 234,000
Day, South Dakota 6 $ 602,000 $ 100,333 $ 95,000
Knox, Tennessee 6 $ 1,413,000 $ 235,500 $ 98,000
Parker, Texas 6 $ 1,368,000 $ 228,000 $ 90,000
Rockwall, Texas 6 $ 773,000 $ 128,833 $ 65,000
Clarke, Virginia 6 $ 1,654,000 $ 275,666 $ 85,000
Gloucester, Virginia 6 $ 960,000 $ 160,000 $ 81,000
Norfolk, Virginia 6 $ 1,000,000 $ 166,666 $ 85,000
Orange, Virginia 6 $ 1,707,000 $ 284,500 $ 171,000
Sheboygan, Wisconsin 6 $ 1,455,000 $ 242,500 $ 258,000
Anchorage, Alaska 5 $ 1,774,000 $ 354,800 $ 110,000
Humboldt, California 5 $ 660,000 $ 132,000 $ 55,000
Plumas, California 5 $ 1,387,000 $ 277,400 $ 148,000
Mesa, Colorado 5 $ 567,000 $ 113,400 $ 54,000
Park, Colorado 5 $ 889,000 $ 177,800 $ 67,000
Citrus, Florida 5 $ 546,000 $ 109,200 $ 100,000
Highlands, Florida 5 $ 758,000 $ 151,600 $ 65,000
Catoosa, Georgia 5 $ 568,000 $ 113,600 $ 65,000
Chatham, Georgia 5 $ 2,416,000 $ 483,200 $ 183,000
Valley, Idaho 5 $ 2,862,000 $ 572,400 $ 298,000
Peoria, Illinois 5 $ 506,000 $ 101,200 $ 77,000
Boone, Indiana 5 $ 2,413,000 $ 482,600 $ 141,000
Marshall, Indiana 5 $ 2,193,000 $ 438,600 $ 166,000
Tippecanoe, Indiana 5 $ 693,000 $ 138,600 $ 112,000
Shawnee, Kansas 5 $ 832,000 $ 166,400 $ 78,000
St. Tammany, Louisiana 5 $ 1,136,000 $ 227,200 $ 159,000
St. Mary's, Maryland 5 $ 832,000 $ 166,400 $ 77,000
Hampshire, Massachusetts 5 $ 854,000 $ 170,800 $ 97,000
Allegan, Michigan 5 $ 1,051,000 $ 210,200 $ 126,000
Antrim, Michigan 5 $ 1,099,000 $ 219,800 $ 121,000
Midland, Michigan 5 $ 988,000 $ 197,600 $ 114,000
Clay, Minnesota 5 $ 570,000 $ 114,000 $ 56,000
Washington, Minnesota 5 $ 1,006,000 $ 201,200 $ 79,000
Camden, Missouri 5 $ 1,398,000 $ 279,600 $ 250,000
Nye, Nevada 5 $ 986,000 $ 197,200 $ 82,000
Sandoval, New Mexico 5 $ 2,397,000 $ 479,400 $ 145,000
Albany, New York 5 $ 383,000 $ 76,600 $ 64,000
Onondaga, New York 5 $ 557,000 $ 111,400 $ 110,000
Henderson, North Carolina 5 $ 954,000 $ 190,800 $ 95,000
Randolph, North Carolina 5 $ 914,000 $ 182,800 $ 72,000
Watauga, North Carolina 5 $ 1,903,000 $ 380,600 $ 213,000
Morton, North Dakota 5 $ 541,000 $ 108,200 $ 68,000
Clark, Ohio 5 $ 632,000 $ 126,400 $ 74,000
Licking, Ohio 5 $ 783,000 $ 156,600 $ 66,000
Butler, Pennsylvania 5 $ 1,021,000 $ 204,200 $ 104,000
Cumberland, Pennsylvania 5 $ 898,000 $ 179,600 $ 100,000
Franklin, Pennsylvania 5 $ 385,000 $ 77,000 $ 73,000
Newport, Rhode Island 5 $ 1,670,000 $ 334,000 $ 178,000
Oconee, South Carolina 5 $ 889,000 $ 177,800 $ 88,000
Pickens, South Carolina 5 $ 573,000 $ 114,600 $ 53,000
Spartanburg, South Carolina 5 $ 2,438,000 $ 487,600 $ 187,000
Williamson, Tennessee 5 $ 1,236,000 $ 247,200 $ 96,000
Galveston, Texas 5 $ 1,778,000 $ 355,600 $ 270,000
Henderson, Texas 5 $ 801,000 $ 160,200 $ 177,000
Iron, Utah 5 $ 766,000 $ 153,200 $ 77,000
Wasatch, Utah 5 $ 1,053,000 $ 210,600 $ 113,000
Windsor, Vermont 5 $ 1,515,000 $ 303,000 $ 171,000
Shenandoah, Virginia 5 $ 878,000 $ 175,600 $ 50,000
Westmoreland, Virginia 5 $ 833,000 $ 166,600 $ 58,000
Columbia, Wisconsin 5 $ 1,120,000 $ 224,000 $ 129,000
Sebastian, Arkansas 4 $ 338,000 $ 84,500 $ 77,000
White, Arkansas 4 $ 938,000 $ 234,500 $ 99,000
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Mortgage Loan Application Detail Totals for Chevy Chase Bank, F.S.B. in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 21,392 $7,353,601,000 $279,450 $8,000,000 $127,862 $6,421,000
Home Purchase 9,433 $3,447,865,000 $286,367 $8,400,000 $140,244 $7,682,000
Home Improvement 996 $47,312,000 $38,787 $430,000 $70,939 $1,872,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 22,591 $7,984,641,000 $285,294 $8,400,000 $134,215 $6,600,000
Not Provided 4,312 $1,484,383,000 $272,820 $7,000,000 $136,480 $7,200,000
Hispanic 1,607 $410,091,000 $217,585 $2,500,000 $92,000 $1,120,000
Asian 1,586 $576,383,000 $283,789 $3,065,000 $131,157 $1,271,000
Black or African American 1,442 $311,021,000 $199,200 $2,300,000 $90,914 $7,682,000
Native Hawaiian or Other Pacific Islander 149 $45,113,000 $270,000 $1,365,000 $109,000 $761,000
American Indian or Alaskan Native 98 $24,430,000 $242,458 $1,435,000 $101,666 $634,000
Not applicable 36 $12,716,000 $323,187 $1,250,000 $139,750 $660,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 31,778 $10,843,151,000 $272,568 $8,400,000 $128,509 $7,682,000
VA-guaranteed (Veterans Administration) 24 $3,326,000 $112,000 $212,000 $68,666 $146,000
FHA-insured (Federal Housing Administration) 19 $2,301,000 $119,666 $176,000 $50,000 $128,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 18,475 $6,292,309,000 $258,820 $8,400,000 $124,680 $7,200,000
Application Withdrawn By Applicant 6,156 $2,512,594,000 $322,549 $6,250,000 $154,000 $7,682,000
Loan Purchased By The Institution 4,388 $1,267,422,000 $269,088 $5,000,000 $120,933 $5,000,000
Application Denied By Financial Institution 1,121 $151,531,000 $140,351 $2,757,000 $92,810 $967,000
Application Approved But Not Accepted 968 $343,699,000 $241,829 $8,000,000 $122,073 $2,772,000
File Closed For Incompleteness 713 $281,223,000 $311,904 $8,000,000 $160,785 $3,311,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 526 $61,245,000 $50,142 $1,300,000 $73,035 $884,000
Debt-To-Income Ratio 367 $53,425,000 $89,923 $1,390,000 $54,923 $348,000
Collateral 147 $27,872,000 $211,833 $2,757,000 $119,633 $967,000
Other 42 $5,378,000 $111,421 $1,050,000 $102,368 $420,000
Employment History 22 $1,885,000 $96,833 $568,000 $88,750 $145,000
Unverifiable Information 11 $1,145,000 $51,400 $170,000 $34,000 $70,000
Credit Application Incomplete 4 $390,000 $70,000 $161,000 $45,500 $53,000
Insufficient Cash (Downpayment, Closing Cost) 2 $191,000 $95,500 $116,000 $86,500 $90,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevy Chase Bank, F.S.B.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chevy Chase Bank, F.S.B.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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