Christensen Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Christensen Financial, Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Christensen Financial, Inc. 860 N Sr 434 Altamonte Springs, FL 32714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,436 |
| Total Mortgage Loan Application Amount | $501,972,000 |
| Average Mortgage Loan Application Amount | $202,000 |
| Highest Mortgage Loan Application Amount | $23,000,000 |
| Average Applicant Income | $82,500 |
| Highest Applicant Income | $1,642,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Christensen Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Christensen Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Christensen Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Christensen Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Christensen Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Christensen Financial, Inc.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sarasota County Florida | 288 | $ 51,030,000 | $ 177,000 | $ 74,000 |
| Orange County Florida | 252 | $ 48,480,000 | $ 192,000 | $ 77,000 |
| Collier County Florida | 148 | $ 40,699,000 | $ 274,000 | $ 154,000 |
| Broward County Florida | 128 | $ 30,973,000 | $ 241,000 | $ 117,000 |
| St. Lucie County Florida | 108 | $ 16,640,000 | $ 154,000 | $ 57,000 |
| Seminole County Florida | 92 | $ 17,101,000 | $ 185,000 | $ 78,000 |
| Lake County Florida | 89 | $ 16,310,000 | $ 183,000 | $ 76,000 |
| Lee County Florida | 84 | $ 18,533,000 | $ 220,000 | $ 106,000 |
| Miami-Dade County Florida | 63 | $ 18,639,000 | $ 295,000 | $ 199,000 |
| Osceola County Florida | 62 | $ 32,279,000 | $ 520,000 | $ 67,000 |
| Polk County Florida | 56 | $ 6,872,000 | $ 122,000 | $ 50,000 |
| Gwinnett County Georgia | 50 | $ 10,260,000 | $ 205,000 | $ 84,000 |
| Charlotte County Florida | 43 | $ 6,140,000 | $ 142,000 | $ 83,000 |
| Marion County Florida | 43 | $ 5,640,000 | $ 131,000 | $ 56,000 |
| Palm Beach County Florida | 39 | $ 10,242,000 | $ 262,000 | $ 125,000 |
| Brevard County Florida | 38 | $ 6,640,000 | $ 174,000 | $ 88,000 |
| Manatee County Florida | 30 | $ 7,214,000 | $ 240,000 | $ 107,000 |
| Sumner County Tennessee | 28 | $ 5,239,000 | $ 187,000 | $ 56,000 |
| Volusia County Florida | 26 | $ 4,380,000 | $ 168,000 | $ 59,000 |
| Fulton County Georgia | 26 | $ 5,816,000 | $ 223,000 | $ 59,000 |
| Cobb County Georgia | 25 | $ 5,129,000 | $ 205,000 | $ 82,000 |
| East Baton Rouge County Louisiana | 25 | $ 3,629,000 | $ 145,000 | $ 48,000 |
| Harris County Texas | 22 | $ 3,570,000 | $ 162,000 | $ 81,000 |
| Hillsborough County Florida | 20 | $ 4,321,000 | $ 216,000 | $ 88,000 |
| Robertson County Tennessee | 20 | $ 3,450,000 | $ 172,000 | $ 69,000 |
| Escambia County Florida | 17 | $ 2,613,000 | $ 153,000 | $ 75,000 |
| DeKalb County Georgia | 14 | $ 3,533,000 | $ 252,000 | $ 60,000 |
| Pinellas County Florida | 13 | $ 2,347,000 | $ 180,000 | $ 189,000 |
| Cherokee County Georgia | 13 | $ 2,125,000 | $ 163,000 | $ 55,000 |
| Forsyth County Georgia | 13 | $ 3,137,000 | $ 241,000 | $ 106,000 |
| Collin County Texas | 13 | $ 3,037,000 | $ 233,000 | $ 53,000 |
| Martin County Florida | 11 | $ 2,319,000 | $ 210,000 | $ 112,000 |
| Shelby County Tennessee | 11 | $ 1,670,000 | $ 151,000 | $ 69,000 |
| Dallas County Texas | 11 | $ 2,227,000 | $ 202,000 | $ 85,000 |
| Denton County Texas | 11 | $ 2,454,000 | $ 223,000 | $ 97,000 |
| Henry County Georgia | 10 | $ 2,047,000 | $ 204,000 | $ 49,000 |
| St. Charles County Missouri | 10 | $ 2,024,000 | $ 202,000 | $ 60,000 |
| Santa Rosa County Florida | 8 | $ 1,730,000 | $ 216,000 | $ 109,000 |
| Davidson County Tennessee | 8 | $ 1,148,000 | $ 143,000 | $ 46,000 |
| Pasco County Florida | 7 | $ 1,246,000 | $ 178,000 | $ 60,000 |
| Sumter County Florida | 7 | $ 1,442,000 | $ 206,000 | $ 120,000 |
| Dickson County Tennessee | 7 | $ 1,223,000 | $ 174,000 | $ 66,000 |
| Clayton County Georgia | 6 | $ 1,102,000 | $ 183,000 | $ 34,000 |
| Montgomery County Texas | 6 | $ 1,090,000 | $ 181,000 | $ 93,000 |
| Madison County Alabama | 5 | $ 617,000 | $ 123,000 | $ 71,000 |
| Hall County Georgia | 5 | $ 1,189,000 | $ 237,000 | $ 73,000 |
| Paulding County Georgia | 5 | $ 1,047,000 | $ 209,000 | $ 96,000 |
| St. Louis County Missouri | 5 | $ 473,000 | $ 94,000 | $ 17,000 |
| Rutherford County Tennessee | 5 | $ 795,000 | $ 159,000 | $ 41,000 |
| Williamson County Tennessee | 5 | $ 1,271,000 | $ 254,000 | $ 69,000 |
| Citrus County Florida | 4 | $ 385,000 | $ 96,000 | $ 34,000 |
| Duval County Florida | 4 | $ 380,000 | $ 95,000 | $ 38,000 |
| Walton County Florida | 4 | $ 907,000 | $ 226,000 | $ 96,000 |
| Fayette County Georgia | 4 | $ 1,250,000 | $ 312,000 | $ 39,000 |
| Jackson County Georgia | 4 | $ 676,000 | $ 169,000 | $ 43,000 |
| Charleston County South Carolina | 4 | $ 680,000 | $ 170,000 | $ 46,000 |
| Titus County Texas | 4 | $ 595,000 | $ 148,000 | $ 61,000 |
| Houston County Alabama | 3 | $ 461,000 | $ 153,000 | $ 49,000 |
| Jefferson County Alabama | 3 | $ 542,000 | $ 180,000 | $ 54,000 |
| Tuscaloosa County Alabama | 3 | $ 622,000 | $ 207,000 | $ 97,000 |
| Okaloosa County Florida | 3 | $ 669,000 | $ 223,000 | $ 153,000 |
| Barrow County Georgia | 3 | $ 429,000 | $ 143,000 | $ 33,000 |
| Bartow County Georgia | 3 | $ 423,000 | $ 141,000 | $ 60,000 |
| Coweta County Georgia | 3 | $ 563,000 | $ 187,000 | $ 103,000 |
| Douglas County Georgia | 3 | $ 529,000 | $ 176,000 | $ 14,000 |
| Houston County Georgia | 3 | $ 559,000 | $ 186,000 | $ 103,000 |
| Horry County South Carolina | 3 | $ 488,000 | $ 162,000 | $ 77,000 |
| Richland County South Carolina | 3 | $ 372,000 | $ 124,000 | $ 36,000 |
| Cheatham County Tennessee | 3 | $ 434,000 | $ 144,000 | $ 45,000 |
| Montgomery County Tennessee | 3 | $ 646,000 | $ 215,000 | $ 63,000 |
| Wilson County Tennessee | 3 | $ 810,000 | $ 270,000 | $ 155,000 |
| Rockwall County Texas | 3 | $ 418,000 | $ 139,000 | $ 40,000 |
| Chesapeake County Virginia | 3 | $ 846,000 | $ 282,000 | $ 72,000 |
| Fairfax County Virginia | 3 | $ 1,177,000 | $ 392,000 | $ 192,000 |
| Henrico County Virginia | 3 | $ 721,000 | $ 240,000 | $ 41,000 |
| Virginia Beach County Virginia | 3 | $ 703,000 | $ 234,000 | $ 77,000 |
| Lee County Alabama | 2 | $ 254,000 | $ 127,000 | $ 45,000 |
| Russell County Alabama | 2 | $ 272,000 | $ 136,000 | $ 25,000 |
| Flagler County Florida | 2 | $ 371,000 | $ 185,000 | $ 129,000 |
| Hernando County Florida | 2 | $ 457,000 | $ 228,000 | $ 89,000 |
| Highlands County Florida | 2 | $ 314,000 | $ 157,000 | $ 45,000 |
| Leon County Florida | 2 | $ 226,000 | $ 113,000 | $ 156,000 |
| Levy County Florida | 2 | $ 203,000 | $ 101,000 | $ 45,000 |
| St. Johns County Florida | 2 | $ 591,000 | $ 295,000 | $ 65,000 |
| Camden County Georgia | 2 | $ 509,000 | $ 254,000 | $ 74,000 |
| Carroll County Georgia | 2 | $ 275,000 | $ 137,000 | $ 18,000 |
| Clarke County Georgia | 2 | $ 265,000 | $ 132,000 | $ 39,000 |
| Laurens County Georgia | 2 | $ 315,000 | $ 157,000 | $ 105,000 |
| Lowndes County Georgia | 2 | $ 263,000 | $ 131,000 | $ 35,000 |
| Muscogee County Georgia | 2 | $ 327,000 | $ 163,000 | $ 93,000 |
| Richmond County Georgia | 2 | $ 265,000 | $ 132,000 | $ 32,000 |
| Walker County Georgia | 2 | $ 245,000 | $ 122,000 | $ 56,000 |
| Iberville County Louisiana | 2 | $ 218,000 | $ 109,000 | $ 44,000 |
| Livingston County Louisiana | 2 | $ 313,000 | $ 156,000 | $ 71,000 |
| West Baton Rouge County Louisiana | 2 | $ 177,000 | $ 88,000 | $ 38,000 |
| Montgomery County Maryland | 2 | $ 1,115,000 | $ 557,000 | $ 428,000 |
| Jackson County Missouri | 2 | $ 241,000 | $ 120,000 | $ 24,000 |
| St. Louis City County Missouri | 2 | $ 103,000 | $ 51,000 | $ 8,000 |
| Chester County Pennsylvania | 2 | $ 281,000 | $ 140,000 | $ 111,000 |
| Beaufort County South Carolina | 2 | $ 280,000 | $ 140,000 | $ 27,000 |
| Berkeley County South Carolina | 2 | $ 319,000 | $ 159,000 | $ 48,000 |
| Florence County South Carolina | 2 | $ 331,000 | $ 165,000 | $ 30,000 |
| Greenville County South Carolina | 2 | $ 261,000 | $ 130,000 | $ 40,000 |
| Lexington County South Carolina | 2 | $ 325,000 | $ 162,000 | $ 74,000 |
| Spartanburg County South Carolina | 2 | $ 265,000 | $ 132,000 | $ 30,000 |
| York County South Carolina | 2 | $ 204,000 | $ 102,000 | $ 49,000 |
| Hickman County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 28,000 |
| Madison County Tennessee | 2 | $ 415,000 | $ 207,000 | $ 36,000 |
| White County Tennessee | 2 | $ 381,000 | $ 190,000 | $ 90,000 |
| Bexar County Texas | 2 | $ 287,000 | $ 143,000 | $ 72,000 |
| DeWitt County Texas | 2 | $ 289,000 | $ 144,000 | $ 74,000 |
| Fort Bend County Texas | 2 | $ 360,000 | $ 180,000 | $ 9,000 |
| Henderson County Texas | 2 | $ 307,000 | $ 153,000 | $ 300,000 |
| Nueces County Texas | 2 | $ 376,000 | $ 188,000 | $ 69,000 |
| Tarrant County Texas | 2 | $ 229,000 | $ 114,000 | $ 62,000 |
| Arlington County Virginia | 2 | $ 1,463,000 | $ 731,000 | $ 184,000 |
| Culpeper County Virginia | 2 | $ 513,000 | $ 256,000 | $ 63,000 |
| Hampton County Virginia | 2 | $ 465,000 | $ 232,000 | $ 29,000 |
| Loudoun County Virginia | 2 | $ 599,000 | $ 299,000 | $ 72,000 |
| Norfolk County Virginia | 2 | $ 288,000 | $ 144,000 | $ 31,000 |
| Roanoke County Virginia | 2 | $ 588,000 | $ 294,000 | $ 14,000 |
| Baldwin County Alabama | 1 | $ 139,000 | $ 139,000 | $ 38,000 |
| Barbour County Alabama | 1 | $ 134,000 | $ 134,000 | $ 61,000 |
| Coffee County Alabama | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Cullman County Alabama | 1 | $ 136,000 | $ 136,000 | $ 97,000 |
| Henry County Alabama | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Lamar County Alabama | 1 | $ 227,000 | $ 227,000 | $ 83,000 |
| Lauderdale County Alabama | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Limestone County Alabama | 1 | $ 138,000 | $ 138,000 | $ 35,000 |
| Marshall County Alabama | 1 | $ 148,000 | $ 148,000 | $ 83,000 |
| Mobile County Alabama | 1 | $ 142,000 | $ 142,000 | $ 74,000 |
| Montgomery County Alabama | 1 | $ 200,000 | $ 200,000 | $ 47,000 |
| Tallapoosa County Alabama | 1 | $ 259,000 | $ 259,000 | $ 120,000 |
| Walker County Alabama | 1 | $ 204,000 | $ 204,000 | $ 74,000 |
| Washington County Arkansas | 1 | $ 214,000 | $ 214,000 | $ 143,000 |
| El Paso County Colorado | 1 | $ 409,000 | $ 409,000 | $ 186,000 |
| Alachua County Florida | 1 | $ 76,000 | $ 76,000 | $ 38,000 |
| DeSoto County Florida | 1 | $ 258,000 | $ 258,000 | $ 59,000 |
| Gilchrist County Florida | 1 | $ 56,000 | $ 56,000 | $ 21,000 |
| Indian River County Florida | 1 | $ 67,000 | $ 67,000 | $ 53,000 |
| Washington County Florida | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Bleckley County Georgia | 1 | $ 140,000 | $ 140,000 | $ 74,000 |
| Burke County Georgia | 1 | $ 172,000 | $ 172,000 | $ 41,000 |
| Chatham County Georgia | 1 | $ 146,000 | $ 146,000 | $ 35,000 |
| Columbia County Georgia | 1 | $ 402,000 | $ 402,000 | $ 172,000 |
| Effingham County Georgia | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Elbert County Georgia | 1 | $ 166,000 | $ 166,000 | $ 49,000 |
| Haralson County Georgia | 1 | $ 157,000 | $ 157,000 | $ 28,000 |
| Jasper County Georgia | 1 | $ 113,000 | $ 113,000 | $ 58,000 |
| McDuffie County Georgia | 1 | $ 126,000 | $ 126,000 | $ 54,000 |
| Meriwether County Georgia | 1 | $ 107,000 | $ 107,000 | $ 184,000 |
| Monroe County Georgia | 1 | $ 143,000 | $ 143,000 | $ 104,000 |
| Newton County Georgia | 1 | $ 252,000 | $ 252,000 | $ 72,000 |
| Pickens County Georgia | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Rockdale County Georgia | 1 | $ 137,000 | $ 137,000 | $ 65,000 |
| Spalding County Georgia | 1 | $ 92,000 | $ 92,000 | $ 24,000 |
| Thomas County Georgia | 1 | $ 229,000 | $ 229,000 | $ 82,000 |
| Troup County Georgia | 1 | $ 190,000 | $ 190,000 | $ 76,000 |
| Union County Georgia | 1 | $ 160,000 | $ 160,000 | $ 18,000 |
| Walton County Georgia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 368,000 | $ 368,000 | $ 137,000 |
| Orleans County Louisiana | 1 | $ 117,000 | $ 117,000 | $ 0 |
| St. Martin County Louisiana | 1 | $ 52,000 | $ 52,000 | $ 63,000 |
| St. Tammany County Louisiana | 1 | $ 172,000 | $ 172,000 | $ 79,000 |
| Madison County Mississippi | 1 | $ 211,000 | $ 211,000 | $ 129,000 |
| Allegheny County Pennsylvania | 1 | $ 272,000 | $ 272,000 | $ 78,000 |
| Dorchester County South Carolina | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Edgefield County South Carolina | 1 | $ 212,000 | $ 212,000 | $ 65,000 |
| Kershaw County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 109,000 |
| Sumter County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 31,000 |
| Blount County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 84,000 |
| Bradley County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 57,000 |
| Coffee County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 80,000 |
| Hamblen County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 32,000 |
| Henry County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 79,000 |
| Knox County Tennessee | 1 | $ 218,000 | $ 218,000 | $ 87,000 |
| Lewis County Tennessee | 1 | $ 138,000 | $ 138,000 | $ 97,000 |
| Loudon County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Maury County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 76,000 |
| Putnam County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 52,000 |
| Sevier County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 37,000 |
| Van Buren County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 65,000 |
| Brazos County Texas | 1 | $ 288,000 | $ 288,000 | $ 250,000 |
| Cameron County Texas | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Ector County Texas | 1 | $ 134,000 | $ 134,000 | $ 68,000 |
| Ellis County Texas | 1 | $ 144,000 | $ 144,000 | $ 125,000 |
| Hays County Texas | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| Parker County Texas | 1 | $ 123,000 | $ 123,000 | $ 52,000 |
| Randall County Texas | 1 | $ 89,000 | $ 89,000 | $ 23,000 |
| Travis County Texas | 1 | $ 261,000 | $ 261,000 | $ 168,000 |
| Victoria County Texas | 1 | $ 128,000 | $ 128,000 | $ 55,000 |
| Wichita County Texas | 1 | $ 157,000 | $ 157,000 | $ 103,000 |
| Williamson County Texas | 1 | $ 239,000 | $ 239,000 | $ 126,000 |
| Alexandria County Virginia | 1 | $ 172,000 | $ 172,000 | $ 130,000 |
| Augusta County Virginia | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Bedford County Virginia | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Campbell County Virginia | 1 | $ 109,000 | $ 109,000 | $ 25,000 |
| Charlottesville County Virginia | 1 | $ 229,000 | $ 229,000 | $ 85,000 |
| Chesterfield County Virginia | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Franklin County Virginia | 1 | $ 120,000 | $ 120,000 | $ 96,000 |
| Fredericksburg County Virginia | 1 | $ 329,000 | $ 329,000 | $ 76,000 |
| Gloucester County Virginia | 1 | $ 133,000 | $ 133,000 | $ 36,000 |
| Greene County Virginia | 1 | $ 173,000 | $ 173,000 | $ 43,000 |
| Halifax County Virginia | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Isle of Wight County Virginia | 1 | $ 292,000 | $ 292,000 | $ 47,000 |
| Madison County Virginia | 1 | $ 223,000 | $ 223,000 | $ 0 |
| Montgomery County Virginia | 1 | $ 117,000 | $ 117,000 | $ 25,000 |
| Petersburg County Virginia | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Pittsylvania County Virginia | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Richmond County Virginia | 1 | $ 248,000 | $ 248,000 | $ 56,000 |
| Richmond City County Virginia | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Stafford County Virginia | 1 | $ 194,000 | $ 194,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for Christensen Financial, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,734 | $365,459,000 | $210,000 | $23,000,000 | $91,000 | $1,642,000 |
| Refinancing | 702 | $136,513,000 | $194,000 | $1,188,000 | $74,000 | $1,526,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,692 | $350,939,000 | $207,000 | $1,600,000 | $97,000 | $1,642,000 |
| Hispanic | 270 | $44,848,000 | $166,000 | $417,000 | $66,000 | $975,000 |
| Black or African American | 245 | $42,084,000 | $171,000 | $550,000 | $55,000 | $271,000 |
| Not Provided | 158 | $51,620,000 | $326,000 | $23,000,000 | $49,000 | $1,099,000 |
| Asian | 64 | $10,901,000 | $170,000 | $396,000 | $86,000 | $272,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,082,000 | $270,000 | $402,000 | $137,000 | $187,000 |
| American Indian or Alaskan Native | 3 | $498,000 | $166,000 | $210,000 | $76,000 | $99,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,234 | $289,231,000 | $234,000 | $23,000,000 | $114,000 | $1,642,000 |
| FHA-insured (Federal Housing Administration) | 839 | $141,368,000 | $168,000 | $420,000 | $55,000 | $504,000 |
| VA-guaranteed (Veterans Administration) | 297 | $61,850,000 | $208,000 | $694,000 | $66,000 | $271,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 66 | $9,523,000 | $144,000 | $366,000 | $47,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,524 | $308,431,000 | $202,000 | $1,600,000 | $91,000 | $1,642,000 |
| Application Withdrawn By Applicant | 688 | $132,853,000 | $193,000 | $1,515,000 | $79,000 | $740,000 |
| Application Denied By Financial Institution | 179 | $52,129,000 | $291,000 | $23,000,000 | $69,000 | $1,099,000 |
| File Closed For Incompleteness | 43 | $8,314,000 | $193,000 | $1,120,000 | $89,000 | $600,000 |
| Application Approved But Not Accepted | 2 | $245,000 | $122,000 | $123,000 | $76,000 | $111,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 92 | $38,274,000 | $416,000 | $23,000,000 | $83,000 | $1,099,000 |
| Credit History | 45 | $6,614,000 | $146,000 | $405,000 | $54,000 | $311,000 |
| Debt-To-Income Ratio | 17 | $3,426,000 | $201,000 | $680,000 | $34,000 | $59,000 |
| Collateral | 12 | $1,579,000 | $131,000 | $265,000 | $57,000 | $103,000 |
| Employment History | 5 | $1,197,000 | $239,000 | $338,000 | $73,000 | $159,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $456,000 | $152,000 | $224,000 | $77,000 | $96,000 |
| Credit Application Incomplete | 3 | $348,000 | $116,000 | $135,000 | $85,000 | $146,000 |
| Unverifiable Information | 1 | $83,000 | $83,000 | $83,000 | $36,000 | $36,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Christensen Financial, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Christensen Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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