Christensen Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Christensen Financial, Inc. 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Christensen Financial, Inc. 860 N Sr 434 Altamonte Springs, FL 32714 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,825 |
| Total Mortgage Loan Application Amount | $367,971,000 |
| Average Mortgage Loan Application Amount | $206,333 |
| Highest Mortgage Loan Application Amount | $2,990,000 |
| Average Applicant Income | $95,333 |
| Highest Applicant Income | $12,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Christensen Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Christensen Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Christensen Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Christensen Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Christensen Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Christensen Financial, Inc.'s mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County Florida | 230 | $ 48,270,000 | $ 209,000 | $ 80,000 |
| Brevard County Florida | 193 | $ 35,053,000 | $ 181,000 | $ 79,000 |
| St. Lucie County Florida | 140 | $ 24,617,000 | $ 175,000 | $ 62,000 |
| Broward County Florida | 127 | $ 30,437,000 | $ 239,000 | $ 115,000 |
| Sarasota County Florida | 101 | $ 20,380,000 | $ 201,000 | $ 99,000 |
| Seminole County Florida | 87 | $ 17,713,000 | $ 203,000 | $ 96,000 |
| Polk County Florida | 75 | $ 10,027,000 | $ 133,000 | $ 55,000 |
| Lake County Florida | 72 | $ 14,512,000 | $ 201,000 | $ 77,000 |
| Osceola County Florida | 72 | $ 12,402,000 | $ 172,000 | $ 64,000 |
| Miami-Dade County Florida | 52 | $ 19,121,000 | $ 367,000 | $ 240,000 |
| Volusia County Florida | 38 | $ 5,636,000 | $ 148,000 | $ 367,000 |
| Palm Beach County Florida | 37 | $ 9,113,000 | $ 246,000 | $ 124,000 |
| Manatee County Florida | 36 | $ 8,681,000 | $ 241,000 | $ 91,000 |
| Cobb County Georgia | 34 | $ 7,680,000 | $ 225,000 | $ 81,000 |
| Gwinnett County Georgia | 29 | $ 6,851,000 | $ 236,000 | $ 87,000 |
| Sumner County Tennessee | 28 | $ 5,713,000 | $ 204,000 | $ 61,000 |
| Hillsborough County Florida | 27 | $ 5,026,000 | $ 186,000 | $ 79,000 |
| Fulton County Georgia | 27 | $ 7,800,000 | $ 288,000 | $ 399,000 |
| Robertson County Tennessee | 27 | $ 4,729,000 | $ 175,000 | $ 59,000 |
| Charlotte County Florida | 26 | $ 4,835,000 | $ 185,000 | $ 90,000 |
| Marion County Florida | 23 | $ 2,724,000 | $ 118,000 | $ 41,000 |
| Pasco County Florida | 22 | $ 3,029,000 | $ 137,000 | $ 62,000 |
| Pinellas County Florida | 22 | $ 3,955,000 | $ 179,000 | $ 67,000 |
| DeKalb County Georgia | 19 | $ 4,228,000 | $ 222,000 | $ 71,000 |
| St. Louis County Missouri | 15 | $ 2,205,000 | $ 147,000 | $ 63,000 |
| Paulding County Georgia | 12 | $ 1,959,000 | $ 163,000 | $ 52,000 |
| Martin County Florida | 10 | $ 1,797,000 | $ 179,000 | $ 78,000 |
| St. Charles County Missouri | 10 | $ 1,981,000 | $ 198,000 | $ 70,000 |
| Cherokee County Georgia | 8 | $ 1,737,000 | $ 217,000 | $ 62,000 |
| Forsyth County Georgia | 8 | $ 2,446,000 | $ 305,000 | $ 102,000 |
| Hall County Georgia | 8 | $ 1,752,000 | $ 219,000 | $ 91,000 |
| Davidson County Tennessee | 8 | $ 1,741,000 | $ 217,000 | $ 63,000 |
| Hernando County Florida | 7 | $ 1,103,000 | $ 157,000 | $ 64,000 |
| Okaloosa County Florida | 6 | $ 1,136,000 | $ 189,000 | $ 138,000 |
| Rutherford County Tennessee | 6 | $ 780,000 | $ 130,000 | $ 50,000 |
| Escambia County Florida | 5 | $ 568,000 | $ 113,000 | $ 32,000 |
| Indian River County Florida | 5 | $ 1,074,000 | $ 214,000 | $ 79,000 |
| Collier County Florida | 4 | $ 1,446,000 | $ 361,000 | $ 190,000 |
| Santa Rosa County Florida | 4 | $ 641,000 | $ 160,000 | $ 59,000 |
| Sumter County Florida | 4 | $ 739,000 | $ 184,000 | $ 62,000 |
| Bartow County Georgia | 4 | $ 611,000 | $ 152,000 | $ 39,000 |
| Clayton County Georgia | 4 | $ 579,000 | $ 144,000 | $ 57,000 |
| Douglas County Georgia | 4 | $ 1,032,000 | $ 258,000 | $ 85,000 |
| Denton County Texas | 4 | $ 688,000 | $ 172,000 | $ 83,000 |
| Baldwin County Alabama | 3 | $ 202,000 | $ 67,000 | $ 124,000 |
| Citrus County Florida | 3 | $ 297,000 | $ 99,000 | $ 39,000 |
| Flagler County Florida | 3 | $ 733,000 | $ 244,000 | $ 49,000 |
| Barrow County Georgia | 3 | $ 533,000 | $ 177,000 | $ 74,000 |
| Columbia County Georgia | 3 | $ 1,036,000 | $ 345,000 | $ 91,000 |
| Jefferson County Missouri | 3 | $ 531,000 | $ 177,000 | $ 69,000 |
| Lincoln County Missouri | 3 | $ 640,000 | $ 213,000 | $ 92,000 |
| Cheatham County Tennessee | 3 | $ 392,000 | $ 130,000 | $ 62,000 |
| Dickson County Tennessee | 3 | $ 518,000 | $ 172,000 | $ 63,000 |
| Trousdale County Tennessee | 3 | $ 631,000 | $ 210,000 | $ 69,000 |
| Alachua County Florida | 2 | $ 433,000 | $ 216,000 | $ 95,000 |
| Duval County Florida | 2 | $ 260,000 | $ 130,000 | $ 44,000 |
| Suwannee County Florida | 2 | $ 234,000 | $ 117,000 | $ 92,000 |
| Coweta County Georgia | 2 | $ 600,000 | $ 300,000 | $ 156,000 |
| Fayette County Georgia | 2 | $ 523,000 | $ 261,000 | $ 148,000 |
| Henry County Georgia | 2 | $ 376,000 | $ 188,000 | $ 128,000 |
| St. Louis City County Missouri | 2 | $ 273,000 | $ 136,000 | $ 58,000 |
| Horry County South Carolina | 2 | $ 329,000 | $ 164,000 | $ 74,000 |
| Richland County South Carolina | 2 | $ 312,000 | $ 156,000 | $ 40,000 |
| Coffee County Tennessee | 2 | $ 235,000 | $ 117,000 | $ 47,000 |
| Cumberland County Tennessee | 2 | $ 229,000 | $ 114,000 | $ 44,000 |
| Franklin County Tennessee | 2 | $ 365,000 | $ 182,000 | $ 64,000 |
| Williamson County Tennessee | 2 | $ 422,000 | $ 211,000 | $ 42,000 |
| Dallas County Texas | 2 | $ 642,000 | $ 321,000 | $ 133,000 |
| Ellis County Texas | 2 | $ 460,000 | $ 230,000 | $ 73,000 |
| Chesterfield County Virginia | 2 | $ 636,000 | $ 318,000 | $ 131,000 |
| Hampton County Virginia | 2 | $ 391,000 | $ 195,000 | $ 0 |
| Virginia Beach County Virginia | 2 | $ 676,000 | $ 338,000 | $ 82,000 |
| Escambia County Alabama | 1 | $ 165,000 | $ 165,000 | $ 27,000 |
| Jefferson County Alabama | 1 | $ 226,000 | $ 226,000 | $ 78,000 |
| Madison County Alabama | 1 | $ 233,000 | $ 233,000 | $ 36,000 |
| Montgomery County Alabama | 1 | $ 86,000 | $ 86,000 | $ 38,000 |
| Tuscaloosa County Alabama | 1 | $ 142,000 | $ 142,000 | $ 52,000 |
| Arapahoe County Colorado | 1 | $ 438,000 | $ 438,000 | $ 80,000 |
| Denver County Colorado | 1 | $ 635,000 | $ 635,000 | $ 383,000 |
| Mesa County Colorado | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| District of Columbia County District Of Columbia | 1 | $ 163,000 | $ 163,000 | $ 205,000 |
| Clay County Florida | 1 | $ 320,000 | $ 320,000 | $ 206,000 |
| DeSoto County Florida | 1 | $ 98,000 | $ 98,000 | $ 69,000 |
| Lee County Florida | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Leon County Florida | 1 | $ 69,000 | $ 69,000 | $ 85,000 |
| Levy County Florida | 1 | $ 92,000 | $ 92,000 | $ 26,000 |
| Monroe County Florida | 1 | $ 747,000 | $ 747,000 | $ 0 |
| Okeechobee County Florida | 1 | $ 180,000 | $ 180,000 | $ 63,000 |
| Wakulla County Florida | 1 | $ 243,000 | $ 243,000 | $ 77,000 |
| Walton County Florida | 1 | $ 324,000 | $ 324,000 | $ 120,000 |
| Banks County Georgia | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Bryan County Georgia | 1 | $ 241,000 | $ 241,000 | $ 114,000 |
| Floyd County Georgia | 1 | $ 62,000 | $ 62,000 | $ 21,000 |
| Gilmer County Georgia | 1 | $ 284,000 | $ 284,000 | $ 70,000 |
| Glynn County Georgia | 1 | $ 174,000 | $ 174,000 | $ 42,000 |
| Gordon County Georgia | 1 | $ 159,000 | $ 159,000 | $ 57,000 |
| Greene County Georgia | 1 | $ 121,000 | $ 121,000 | $ 29,000 |
| Hart County Georgia | 1 | $ 150,000 | $ 150,000 | $ 74,000 |
| Jackson County Georgia | 1 | $ 193,000 | $ 193,000 | $ 46,000 |
| Meriwether County Georgia | 1 | $ 117,000 | $ 117,000 | $ 67,000 |
| Oconee County Georgia | 1 | $ 244,000 | $ 244,000 | $ 40,000 |
| Peach County Georgia | 1 | $ 207,000 | $ 207,000 | $ 85,000 |
| Talbot County Georgia | 1 | $ 191,000 | $ 191,000 | $ 43,000 |
| Thomas County Georgia | 1 | $ 209,000 | $ 209,000 | $ 36,000 |
| Walton County Georgia | 1 | $ 102,000 | $ 102,000 | $ 80,000 |
| Bossier County Louisiana | 1 | $ 121,000 | $ 121,000 | $ 78,000 |
| Franklin County Louisiana | 1 | $ 172,000 | $ 172,000 | $ 86,000 |
| Livingston County Louisiana | 1 | $ 106,000 | $ 106,000 | $ 324,000 |
| Baltimore County Maryland | 1 | $ 450,000 | $ 450,000 | $ 350,000 |
| Benzie County Michigan | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Mecosta County Michigan | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Osceola County Michigan | 1 | $ 170,000 | $ 170,000 | $ 33,000 |
| Cass County Missouri | 1 | $ 138,000 | $ 138,000 | $ 51,000 |
| Daviess County Missouri | 1 | $ 106,000 | $ 106,000 | $ 27,000 |
| Grundy County Missouri | 1 | $ 84,000 | $ 84,000 | $ 58,000 |
| Henry County Missouri | 1 | $ 126,000 | $ 126,000 | $ 57,000 |
| Perry County Missouri | 1 | $ 122,000 | $ 122,000 | $ 31,000 |
| Platte County Missouri | 1 | $ 188,000 | $ 188,000 | $ 88,000 |
| Ste. Genevieve County Missouri | 1 | $ 220,000 | $ 220,000 | $ 166,000 |
| Warren County Missouri | 1 | $ 281,000 | $ 281,000 | $ 100,000 |
| Chesterfield County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Dorchester County South Carolina | 1 | $ 237,000 | $ 237,000 | $ 88,000 |
| Greenville County South Carolina | 1 | $ 168,000 | $ 168,000 | $ 48,000 |
| Lexington County South Carolina | 1 | $ 173,000 | $ 173,000 | $ 54,000 |
| Hickman County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 41,000 |
| Johnson County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Lawrence County Tennessee | 1 | $ 147,000 | $ 147,000 | $ 60,000 |
| Macon County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
| Maury County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Meigs County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 60,000 |
| Montgomery County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 39,000 |
| Sevier County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 113,000 |
| Shelby County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 51,000 |
| Sullivan County Tennessee | 1 | $ 123,000 | $ 123,000 | $ 53,000 |
| Wilson County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Fort Bend County Texas | 1 | $ 538,000 | $ 538,000 | $ 300,000 |
| Johnson County Texas | 1 | $ 163,000 | $ 163,000 | $ 45,000 |
| Kaufman County Texas | 1 | $ 194,000 | $ 194,000 | $ 51,000 |
| McLennan County Texas | 1 | $ 234,000 | $ 234,000 | $ 78,000 |
| Arlington County Virginia | 1 | $ 300,000 | $ 300,000 | $ 146,000 |
| Bedford County Virginia | 1 | $ 161,000 | $ 161,000 | $ 37,000 |
| Chesapeake County Virginia | 1 | $ 179,000 | $ 179,000 | $ 78,000 |
| Fairfax County Virginia | 1 | $ 457,000 | $ 457,000 | $ 136,000 |
| Henrico County Virginia | 1 | $ 629,000 | $ 629,000 | $ 144,000 |
| Loudoun County Virginia | 1 | $ 339,000 | $ 339,000 | $ 183,000 |
| Patrick County Virginia | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Prince William County Virginia | 1 | $ 560,000 | $ 560,000 | $ 181,000 |
| Rockbridge County Virginia | 1 | $ 206,000 | $ 206,000 | $ 62,000 |
| Rockingham County Virginia | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Stafford County Virginia | 1 | $ 322,000 | $ 322,000 | $ 160,000 |
| Staunton County Virginia | 1 | $ 171,000 | $ 171,000 | $ 0 |
Mortgage Loan Application Detail Totals for Christensen Financial, Inc. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,474 | $293,959,000 | $199,000 | $2,990,000 | $96,000 | $12,000,000 |
| Home Improvement | 218 | $46,215,000 | $211,000 | $1,050,000 | $84,000 | $608,000 |
| Refinancing | 133 | $27,797,000 | $209,000 | $1,120,000 | $106,000 | $1,200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,217 | $249,602,000 | $205,000 | $1,120,000 | $98,000 | $12,000,000 |
| Hispanic | 267 | $46,606,000 | $174,000 | $848,000 | $76,000 | $1,440,000 |
| Black or African American | 217 | $41,908,000 | $193,000 | $1,188,000 | $107,000 | $8,007,000 |
| Not Provided | 68 | $13,767,000 | $202,000 | $675,000 | $76,000 | $220,000 |
| Asian | 44 | $13,310,000 | $302,000 | $2,990,000 | $121,000 | $946,000 |
| American Indian or Alaskan Native | 8 | $1,971,000 | $246,000 | $684,000 | $111,000 | $460,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $523,000 | $174,000 | $327,000 | $56,000 | $100,000 |
| Not applicable | 1 | $284,000 | $284,000 | $284,000 | $70,000 | $70,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,011 | $205,665,000 | $203,000 | $2,990,000 | $122,000 | $12,000,000 |
| FHA-insured (Federal Housing Administration) | 602 | $111,177,000 | $184,000 | $419,000 | $57,000 | $237,000 |
| VA-guaranteed (Veterans Administration) | 180 | $45,960,000 | $255,000 | $1,050,000 | $86,000 | $608,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 32 | $5,169,000 | $161,000 | $253,000 | $51,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,212 | $244,055,000 | $201,000 | $2,990,000 | $98,000 | $12,000,000 |
| Application Withdrawn By Applicant | 424 | $84,793,000 | $199,000 | $913,000 | $91,000 | $1,440,000 |
| File Closed For Incompleteness | 122 | $26,925,000 | $220,000 | $1,000,000 | $107,000 | $1,590,000 |
| Application Denied By Financial Institution | 67 | $12,198,000 | $182,000 | $742,000 | $62,000 | $290,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 11 | $2,092,000 | $190,000 | $424,000 | $91,000 | $283,000 |
| Debt-To-Income Ratio | 6 | $1,003,000 | $167,000 | $267,000 | $32,000 | $81,000 |
| Employment History | 4 | $738,000 | $184,000 | $301,000 | $58,000 | $103,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $673,000 | $224,000 | $386,000 | $22,000 | $37,000 |
| Collateral | 1 | $340,000 | $340,000 | $340,000 | $73,000 | $73,000 |
| Credit History | 1 | $327,000 | $327,000 | $327,000 | $100,000 | $100,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Christensen Financial, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Christensen Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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