Cis Financial Services, Inc. Mortgage Lending & HMDA Data, 2011

In 2011, Cis Financial Services, Inc. of Hamilton, AL reported 2,023 mortgage applications totaling $201.3 million, up 1% from 2010. The average application was for $99,490, and applicants reported an average income of $50,909. 14% of its applications resulted in an originated loan and 62% were denied. Its largest markets were Alexandria, LA (100), Birmingham-Hoover, AL (84) and Jacksonville, FL (41) (applications in parentheses).

Mortgage Company & Address Cis Financial Services, Inc.
851 Military Street N
Hamilton, AL 35570
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 2,023
Total Mortgage Loan Application Amount $201,269,000
Average Mortgage Loan Application Amount $99,490
Highest Mortgage Loan Application Amount $377,000
Average Applicant Income $50,909
Highest Applicant Income $325,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cis Financial Services, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cis Financial Services, Inc. by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Rapides, Louisiana 87 $ 12,762,000 $ 146,689 $ 61,000
Marion, Alabama 85 $ 8,012,000 $ 94,258 $ 53,000
Jefferson, Alabama 35 $ 4,081,000 $ 116,600 $ 56,000
St. Tammany, Louisiana 25 $ 3,007,000 $ 120,280 $ 51,000
Putnam, Florida 19 $ 1,728,000 $ 90,947 $ 51,000
Vernon, Louisiana 18 $ 2,586,000 $ 143,666 $ 74,000
Pulaski, Arkansas 17 $ 1,486,000 $ 87,411 $ 39,000
Ouachita, Louisiana 17 $ 1,352,000 $ 79,529 $ 43,000
Citrus, Florida 16 $ 1,290,000 $ 80,625 $ 40,000
Duval, Florida 15 $ 1,462,000 $ 97,466 $ 43,000
Hernando, Florida 15 $ 1,836,000 $ 122,400 $ 57,000
Avoyelles, Louisiana 15 $ 1,671,000 $ 111,400 $ 52,000
Cullman, Alabama 14 $ 1,554,000 $ 111,000 $ 51,000
Elmore, Alabama 14 $ 1,430,000 $ 102,142 $ 45,000
St. Johns, Florida 14 $ 1,435,000 $ 102,500 $ 48,000
Livingston, Louisiana 14 $ 1,382,000 $ 98,714 $ 49,000
St. Clair, Alabama 13 $ 1,169,000 $ 89,923 $ 47,000
Grant, Louisiana 13 $ 1,751,000 $ 134,692 $ 62,000
Tuscaloosa, Alabama 12 $ 1,119,000 $ 93,250 $ 48,000
Walker, Alabama 12 $ 1,032,000 $ 86,000 $ 50,000
La Salle, Louisiana 12 $ 1,423,000 $ 118,583 $ 85,000
Tangipahoa, Louisiana 12 $ 1,313,000 $ 109,416 $ 57,000
Jackson, Alabama 11 $ 517,000 $ 47,000 $ 37,000
Saline, Arkansas 11 $ 1,101,000 $ 100,090 $ 48,000
Franklin, Alabama 10 $ 1,236,000 $ 123,600 $ 57,000
Shelby, Alabama 10 $ 1,149,000 $ 114,900 $ 51,000
Calhoun, Alabama 9 $ 1,104,000 $ 122,666 $ 58,000
Winston, Alabama 9 $ 752,000 $ 83,555 $ 45,000
Union, Arkansas 9 $ 1,003,000 $ 111,444 $ 56,000
Jackson, Florida 9 $ 1,041,000 $ 115,666 $ 51,000
Pasco, Florida 9 $ 1,102,000 $ 122,444 $ 53,000
Carroll, Georgia 9 $ 762,000 $ 84,666 $ 51,000
Meade, Kentucky 9 $ 1,141,000 $ 126,777 $ 48,000
Washington, Louisiana 9 $ 991,000 $ 110,111 $ 54,000
Hinds, Mississippi 9 $ 948,000 $ 105,333 $ 57,000
Warren, Tennessee 9 $ 536,000 $ 59,555 $ 36,000
Harris, Texas 9 $ 620,000 $ 68,888 $ 33,000
Preston, West Virginia 9 $ 822,000 $ 91,333 $ 42,000
Talladega, Alabama 8 $ 1,067,000 $ 133,375 $ 54,000
Jones, Georgia 8 $ 663,000 $ 82,875 $ 38,000
Wayne, Georgia 8 $ 792,000 $ 99,000 $ 49,000
Russell, Kentucky 8 $ 598,000 $ 74,750 $ 31,000
Allen, Louisiana 8 $ 1,162,000 $ 145,250 $ 57,000
Catahoula, Louisiana 8 $ 965,000 $ 120,625 $ 84,000
East Baton Rouge, Louisiana 8 $ 950,000 $ 118,750 $ 50,000
Iberia, Louisiana 8 $ 782,000 $ 97,750 $ 52,000
Autauga, Alabama 7 $ 823,000 $ 117,571 $ 43,000
Blount, Alabama 7 $ 732,000 $ 104,571 $ 53,000
Covington, Alabama 7 $ 743,000 $ 106,142 $ 48,000
Alachua, Florida 7 $ 651,000 $ 93,000 $ 38,000
Clay, Florida 7 $ 691,000 $ 98,714 $ 49,000
Decatur, Georgia 7 $ 524,000 $ 74,857 $ 32,000
Lumpkin, Georgia 7 $ 645,000 $ 92,142 $ 42,000
Hardin, Kentucky 7 $ 897,000 $ 128,142 $ 55,000
Laurel, Kentucky 7 $ 433,000 $ 61,857 $ 35,000
Marion, Kentucky 7 $ 307,000 $ 43,857 $ 30,000
Calcasieu, Louisiana 7 $ 388,000 $ 55,428 $ 45,000
Concordia, Louisiana 7 $ 447,000 $ 63,857 $ 47,000
Lafayette, Louisiana 7 $ 594,000 $ 84,857 $ 46,000
Lincoln, Louisiana 7 $ 613,000 $ 87,571 $ 48,000
St. Mary, Louisiana 7 $ 628,000 $ 89,714 $ 52,000
Halifax, North Carolina 7 $ 858,000 $ 122,571 $ 47,000
Lincoln, West Virginia 7 $ 919,000 $ 131,285 $ 70,000
Upshur, West Virginia 7 $ 846,000 $ 120,857 $ 46,000
DeKalb, Alabama 6 $ 370,000 $ 61,666 $ 35,000
Fayette, Alabama 6 $ 521,000 $ 86,833 $ 40,000
Faulkner, Arkansas 6 $ 624,000 $ 104,000 $ 49,000
Washington, Arkansas 6 $ 649,000 $ 108,166 $ 42,000
Hillsborough, Florida 6 $ 498,000 $ 83,000 $ 47,000
Levy, Florida 6 $ 602,000 $ 100,333 $ 52,000
Palm Beach, Florida 6 $ 508,000 $ 84,666 $ 43,000
Liberty, Georgia 6 $ 555,000 $ 92,500 $ 48,000
Putnam, Georgia 6 $ 555,000 $ 92,500 $ 40,000
Grayson, Kentucky 6 $ 504,000 $ 84,000 $ 46,000
Taylor, Kentucky 6 $ 357,000 $ 59,500 $ 34,000
Caddo, Louisiana 6 $ 676,000 $ 112,666 $ 39,000
Evangeline, Louisiana 6 $ 707,000 $ 117,833 $ 74,000
Muskogee, Oklahoma 6 $ 638,000 $ 106,333 $ 41,000
Cabell, West Virginia 6 $ 628,000 $ 104,666 $ 39,000
Clay, Alabama 5 $ 538,000 $ 107,600 $ 54,000
Houston, Alabama 5 $ 479,000 $ 95,800 $ 35,000
Lee, Alabama 5 $ 451,000 $ 90,200 $ 38,000
Lonoke, Arkansas 5 $ 393,000 $ 78,600 $ 32,000
Marion, Florida 5 $ 645,000 $ 129,000 $ 35,000
Okeechobee, Florida 5 $ 438,000 $ 87,600 $ 42,000
Sumter, Florida 5 $ 417,000 $ 83,400 $ 31,000
Bulloch, Georgia 5 $ 594,000 $ 118,800 $ 51,000
Effingham, Georgia 5 $ 600,000 $ 120,000 $ 43,000
Long, Georgia 5 $ 590,000 $ 118,000 $ 57,000
McDuffie, Georgia 5 $ 506,000 $ 101,200 $ 30,000
Toombs, Georgia 5 $ 356,000 $ 71,200 $ 53,000
Bullitt, Kentucky 5 $ 774,000 $ 154,800 $ 60,000
Beauregard, Louisiana 5 $ 589,000 $ 117,800 $ 57,000
Jackson, Louisiana 5 $ 548,000 $ 109,600 $ 57,000
St. Martin, Louisiana 5 $ 330,000 $ 66,000 $ 62,000
Terrebonne, Louisiana 5 $ 656,000 $ 131,200 $ 65,000
Union, Louisiana 5 $ 427,000 $ 85,400 $ 49,000
Winn, Louisiana 5 $ 616,000 $ 123,200 $ 91,000
Itawamba, Mississippi 5 $ 341,000 $ 68,200 $ 32,000
Jackson, Mississippi 5 $ 422,000 $ 84,400 $ 64,000
Wilkinson, Mississippi 5 $ 385,000 $ 77,000 $ 72,000
Lawrence, Ohio 5 $ 518,000 $ 103,600 $ 57,000
Cleveland, Oklahoma 5 $ 405,000 $ 81,000 $ 48,000
Grundy, Tennessee 5 $ 533,000 $ 106,600 $ 54,000
White, Tennessee 5 $ 427,000 $ 85,400 $ 48,000
Wilson, Tennessee 5 $ 618,000 $ 123,600 $ 55,000
Victoria, Texas 5 $ 208,000 $ 41,600 $ 44,000
Bibb, Alabama 4 $ 367,000 $ 91,750 $ 38,000
Geneva, Alabama 4 $ 278,000 $ 69,500 $ 53,000
Lamar, Alabama 4 $ 199,000 $ 49,750 $ 42,000
Madison, Alabama 4 $ 443,000 $ 110,750 $ 42,000
Mobile, Alabama 4 $ 282,000 $ 70,500 $ 49,000
Pike, Alabama 4 $ 462,000 $ 115,500 $ 55,000
Russell, Alabama 4 $ 342,000 $ 85,500 $ 44,000
Ashley, Arkansas 4 $ 490,000 $ 122,500 $ 56,000
Cleburne, Arkansas 4 $ 350,000 $ 87,500 $ 73,000
Conway, Arkansas 4 $ 410,000 $ 102,500 $ 57,000
Hot Spring, Arkansas 4 $ 319,000 $ 79,750 $ 39,000
Jefferson, Arkansas 4 $ 475,000 $ 118,750 $ 44,000
White, Arkansas 4 $ 358,000 $ 89,500 $ 41,000
Hendry, Florida 4 $ 332,000 $ 83,000 $ 43,000
Leon, Florida 4 $ 419,000 $ 104,750 $ 42,000
Nassau, Florida 4 $ 548,000 $ 137,000 $ 46,000
Polk, Florida 4 $ 374,000 $ 93,500 $ 45,000
Santa Rosa, Florida 4 $ 267,000 $ 66,750 $ 27,000
Baldwin, Georgia 4 $ 375,000 $ 93,750 $ 61,000
Columbia, Georgia 4 $ 342,000 $ 85,500 $ 28,000
Early, Georgia 4 $ 226,000 $ 56,500 $ 28,000
Heard, Georgia 4 $ 367,000 $ 91,750 $ 36,000
Laurens, Georgia 4 $ 350,000 $ 87,500 $ 21,000
Green, Kentucky 4 $ 265,000 $ 66,250 $ 32,000
Hart, Kentucky 4 $ 382,000 $ 95,500 $ 39,000
Pike, Kentucky 4 $ 453,000 $ 113,250 $ 55,000
Franklin, Louisiana 4 $ 350,000 $ 87,500 $ 114,000
Jefferson, Louisiana 4 $ 584,000 $ 146,000 $ 63,000
Lafourche, Louisiana 4 $ 454,000 $ 113,500 $ 102,000
Natchitoches, Louisiana 4 $ 487,000 $ 121,750 $ 56,000
Richland, Louisiana 4 $ 239,000 $ 59,750 $ 62,000
Sabine, Louisiana 4 $ 535,000 $ 133,750 $ 79,000
Harrison, Mississippi 4 $ 405,000 $ 101,250 $ 45,000
Pike, Mississippi 4 $ 417,000 $ 104,250 $ 51,000
Grady, Oklahoma 4 $ 329,000 $ 82,250 $ 66,000
Pawnee, Oklahoma 4 $ 278,000 $ 69,500 $ 36,000
Tulsa, Oklahoma 4 $ 230,000 $ 57,500 $ 119,000
Cannon, Tennessee 4 $ 261,000 $ 65,250 $ 53,000
Franklin, Tennessee 4 $ 345,000 $ 86,250 $ 43,000
Putnam, Tennessee 4 $ 302,000 $ 75,500 $ 24,000
El Paso, Texas 4 $ 144,000 $ 36,000 $ 20,000
Galveston, Texas 4 $ 212,000 $ 53,000 $ 38,000
Jefferson, Texas 4 $ 312,000 $ 78,000 $ 50,000
Orange, Texas 4 $ 153,000 $ 38,250 $ 38,000
Smith, Texas 4 $ 366,000 $ 91,500 $ 65,000
Chilton, Alabama 3 $ 391,000 $ 130,333 $ 36,000
Colbert, Alabama 3 $ 585,000 $ 195,000 $ 88,000
Henry, Alabama 3 $ 258,000 $ 86,000 $ 27,000
Lauderdale, Alabama 3 $ 313,000 $ 104,333 $ 66,000
Lawrence, Alabama 3 $ 210,000 $ 70,000 $ 47,000
Montgomery, Alabama 3 $ 292,000 $ 97,333 $ 29,000
Randolph, Alabama 3 $ 384,000 $ 128,000 $ 48,000
Chicot, Arkansas 3 $ 166,000 $ 55,333 $ 28,000
Stone, Arkansas 3 $ 250,000 $ 83,333 $ 27,000
Mesa, Colorado 3 $ 362,000 $ 120,666 $ 49,000
Broward, Florida 3 $ 298,000 $ 99,333 $ 73,000
Escambia, Florida 3 $ 200,000 $ 66,666 $ 33,000
Gilchrist, Florida 3 $ 305,000 $ 101,666 $ 50,000
Lee, Florida 3 $ 525,000 $ 175,000 $ 150,000
Pinellas, Florida 3 $ 283,000 $ 94,333 $ 68,000
Volusia, Florida 3 $ 246,000 $ 82,000 $ 58,000
Brooks, Georgia 3 $ 318,000 $ 106,000 $ 48,000
Camden, Georgia 3 $ 375,000 $ 125,000 $ 35,000
Chatham, Georgia 3 $ 587,000 $ 195,666 $ 56,000
Dodge, Georgia 3 $ 210,000 $ 70,000 $ 28,000
Haralson, Georgia 3 $ 296,000 $ 98,666 $ 37,000
Irwin, Georgia 3 $ 293,000 $ 97,666 $ 39,000
Johnson, Georgia 3 $ 203,000 $ 67,666 $ 30,000
McIntosh, Georgia 3 $ 261,000 $ 87,000 $ 33,000
Polk, Georgia 3 $ 277,000 $ 92,333 $ 45,000
Screven, Georgia 3 $ 316,000 $ 105,333 $ 26,000
Seminole, Georgia 3 $ 152,000 $ 50,666 $ 40,000
Turner, Georgia 3 $ 253,000 $ 84,333 $ 36,000
Twiggs, Georgia 3 $ 355,000 $ 118,333 $ 54,000
Harrison, Indiana 3 $ 361,000 $ 120,333 $ 60,000
Lake, Indiana 3 $ 115,000 $ 38,333 $ 59,000
Daviess, Kentucky 3 $ 435,000 $ 145,000 $ 45,000
Knox, Kentucky 3 $ 227,000 $ 75,666 $ 41,000
Menifee, Kentucky 3 $ 164,000 $ 54,666 $ 38,000
Robertson, Kentucky 3 $ 264,000 $ 88,000 $ 53,000
Acadia, Louisiana 3 $ 300,000 $ 100,000 $ 42,000
Ascension, Louisiana 3 $ 456,000 $ 152,000 $ 64,000
Bossier, Louisiana 3 $ 312,000 $ 104,000 $ 52,000
Caldwell, Louisiana 3 $ 215,000 $ 71,666 $ 71,000
East Carroll, Louisiana 3 $ 185,000 $ 61,666 $ 25,000
Morehouse, Louisiana 3 $ 122,000 $ 40,666 $ 29,000
St. James, Louisiana 3 $ 307,000 $ 102,333 $ 85,000
St. Landry, Louisiana 3 $ 399,000 $ 133,000 $ 78,000
Vermilion, Louisiana 3 $ 458,000 $ 152,666 $ 86,000
West Carroll, Louisiana 3 $ 164,000 $ 54,666 $ 49,000
Leake, Mississippi 3 $ 177,000 $ 59,000 $ 38,000
Lee, Mississippi 3 $ 127,000 $ 42,333 $ 91,000
Prentiss, Mississippi 3 $ 294,000 $ 98,000 $ 41,000
Rankin, Mississippi 3 $ 179,000 $ 59,666 $ 48,000
Brunswick, North Carolina 3 $ 95,000 $ 31,666 $ 48,000
Brown, Ohio 3 $ 321,000 $ 107,000 $ 44,000
Creek, Oklahoma 3 $ 372,000 $ 124,000 $ 69,000
Le Flore, Oklahoma 3 $ 248,000 $ 82,666 $ 52,000
Anderson, South Carolina 3 $ 308,000 $ 102,666 $ 62,000
Berkeley, South Carolina 3 $ 355,000 $ 118,333 $ 80,000
Greenville, South Carolina 3 $ 318,000 $ 106,000 $ 51,000
Spartanburg, South Carolina 3 $ 290,000 $ 96,666 $ 33,000
Bledsoe, Tennessee 3 $ 207,000 $ 69,000 $ 38,000
Coffee, Tennessee 3 $ 103,000 $ 34,333 $ 30,000
Hamilton, Tennessee 3 $ 265,000 $ 88,333 $ 37,000
Marion, Tennessee 3 $ 178,000 $ 59,333 $ 21,000
Montgomery, Tennessee 3 $ 320,000 $ 106,666 $ 37,000
Overton, Tennessee 3 $ 200,000 $ 66,666 $ 29,000
Sumner, Tennessee 3 $ 303,000 $ 101,000 $ 36,000
Bell, Texas 3 $ 372,000 $ 124,000 $ 77,000
Guadalupe, Texas 3 $ 283,000 $ 94,333 $ 56,000
Parker, Texas 3 $ 289,000 $ 96,333 $ 60,000
Boone, West Virginia 3 $ 238,000 $ 79,333 $ 54,000
Kanawha, West Virginia 3 $ 349,000 $ 116,333 $ 58,000
Baldwin, Alabama 2 $ 189,000 $ 94,500 $ 65,000
Crenshaw, Alabama 2 $ 261,000 $ 130,500 $ 73,000
Dallas, Alabama 2 $ 199,000 $ 99,500 $ 118,000
Limestone, Alabama 2 $ 197,000 $ 98,500 $ 38,000
Macon, Alabama 2 $ 150,000 $ 75,000 $ 36,000
Marshall, Alabama 2 $ 248,000 $ 124,000 $ 57,000
Morgan, Alabama 2 $ 122,000 $ 61,000 $ 47,000
Cleveland, Arkansas 2 $ 162,000 $ 81,000 $ 36,000
Columbia, Arkansas 2 $ 263,000 $ 131,500 $ 72,000
Craighead, Arkansas 2 $ 183,000 $ 91,500 $ 55,000
Pope, Arkansas 2 $ 202,000 $ 101,000 $ 50,000
Van Buren, Arkansas 2 $ 210,000 $ 105,000 $ 51,000
Bay, Florida 2 $ 250,000 $ 125,000 $ 39,000
Brevard, Florida 2 $ 128,000 $ 64,000 $ 31,000
Collier, Florida 2 $ 233,000 $ 116,500 $ 119,000
Columbia, Florida 2 $ 166,000 $ 83,000 $ 35,000
Manatee, Florida 2 $ 285,000 $ 142,500 $ 45,000
Osceola, Florida 2 $ 340,000 $ 170,000 $ 54,000
Seminole, Florida 2 $ 349,000 $ 174,500 $ 84,000
St. Lucie, Florida 2 $ 145,000 $ 72,500 $ 58,000
Suwannee, Florida 2 $ 256,000 $ 128,000 $ 65,000
Walton, Florida 2 $ 306,000 $ 153,000 $ 71,000
Coweta, Georgia 2 $ 169,000 $ 84,500 $ 29,000
Gilmer, Georgia 2 $ 91,000 $ 45,500 $ 75,000
Meriwether, Georgia 2 $ 205,000 $ 102,500 $ 40,000
Miller, Georgia 2 $ 349,000 $ 174,500 $ 56,000
Richmond, Georgia 2 $ 89,000 $ 44,500 $ 42,000
Tattnall, Georgia 2 $ 144,000 $ 72,000 $ 33,000
Tift, Georgia 2 $ 120,000 $ 60,000 $ 29,000
Crawford, Illinois 2 $ 215,000 $ 107,500 $ 43,000
Cumberland, Illinois 2 $ 241,000 $ 120,500 $ 51,000
Gallatin, Illinois 2 $ 152,000 $ 76,000 $ 57,000
Rock Island, Illinois 2 $ 205,000 $ 102,500 $ 19,000
Williamson, Illinois 2 $ 157,000 $ 78,500 $ 39,000
Floyd, Indiana 2 $ 480,000 $ 240,000 $ 95,000
LaGrange, Indiana 2 $ 218,000 $ 109,000 $ 39,000
Perry, Indiana 2 $ 182,000 $ 91,000 $ 37,000
Leavenworth, Kansas 2 $ 163,000 $ 81,500 $ 63,000
Breckinridge, Kentucky 2 $ 257,000 $ 128,500 $ 63,000
Cumberland, Kentucky 2 $ 136,000 $ 68,000 $ 37,000
Edmonson, Kentucky 2 $ 169,000 $ 84,500 $ 42,000
Grant, Kentucky 2 $ 238,000 $ 119,000 $ 47,000
Henry, Kentucky 2 $ 283,000 $ 141,500 $ 56,000
Jefferson, Kentucky 2 $ 276,000 $ 138,000 $ 52,000
Leslie, Kentucky 2 $ 174,000 $ 87,000 $ 65,000
Letcher, Kentucky 2 $ 133,000 $ 66,500 $ 55,000
Muhlenberg, Kentucky 2 $ 262,000 $ 131,000 $ 87,000
Nelson, Kentucky 2 $ 262,000 $ 131,000 $ 67,000
Powell, Kentucky 2 $ 212,000 $ 106,000 $ 51,000
Union, Kentucky 2 $ 158,000 $ 79,000 $ 41,000
De Soto, Louisiana 2 $ 222,000 $ 111,000 $ 38,000
East Feliciana, Louisiana 2 $ 92,000 $ 46,000 $ 43,000
Orleans, Louisiana 2 $ 292,000 $ 146,000 $ 43,000
Adams, Mississippi 2 $ 81,000 $ 40,500 $ 29,000
Amite, Mississippi 2 $ 220,000 $ 110,000 $ 40,000
Clarke, Mississippi 2 $ 199,000 $ 99,500 $ 42,000
Franklin, Mississippi 2 $ 168,000 $ 84,000 $ 46,000
George, Mississippi 2 $ 208,000 $ 104,000 $ 60,000
Jefferson Davis, Mississippi 2 $ 104,000 $ 52,000 $ 42,000
Lauderdale, Mississippi 2 $ 167,000 $ 83,500 $ 50,000
Lincoln, Mississippi 2 $ 169,000 $ 84,500 $ 55,000
Madison, Mississippi 2 $ 207,000 $ 103,500 $ 112,000
Monroe, Mississippi 2 $ 215,000 $ 107,500 $ 58,000
Montgomery, Mississippi 2 $ 129,000 $ 64,500 $ 30,000
Pearl River, Mississippi 2 $ 146,000 $ 73,000 $ 42,000
Scott, Mississippi 2 $ 177,000 $ 88,500 $ 72,000
Sunflower, Mississippi 2 $ 248,000 $ 124,000 $ 65,000
Winston, Mississippi 2 $ 120,000 $ 60,000 $ 47,000
Yazoo, Mississippi 2 $ 149,000 $ 74,500 $ 44,000
Bladen, North Carolina 2 $ 224,000 $ 112,000 $ 55,000
Columbus, North Carolina 2 $ 34,000 $ 17,000 $ 65,000
Duplin, North Carolina 2 $ 213,000 $ 106,500 $ 25,000
Hertford, North Carolina 2 $ 183,000 $ 91,500 $ 55,000
Rowan, North Carolina 2 $ 197,000 $ 98,500 $ 29,000
Surry, North Carolina 2 $ 216,000 $ 108,000 $ 28,000
Adams, Ohio 2 $ 199,000 $ 99,500 $ 47,000
Clermont, Ohio 2 $ 310,000 $ 155,000 $ 80,000
Coshocton, Ohio 2 $ 166,000 $ 83,000 $ 34,000
Guernsey, Ohio 2 $ 239,000 $ 119,500 $ 61,000
Knox, Ohio 2 $ 236,000 $ 118,000 $ 62,000
Beckham, Oklahoma 2 $ 266,000 $ 133,000 $ 89,000
Choctaw, Oklahoma 2 $ 176,000 $ 88,000 $ 34,000
Comanche, Oklahoma 2 $ 198,000 $ 99,000 $ 57,000
Delaware, Oklahoma 2 $ 219,000 $ 109,500 $ 40,000
Osage, Oklahoma 2 $ 206,000 $ 103,000 $ 45,000
Pittsburg, Oklahoma 2 $ 110,000 $ 55,000 $ 64,000
Texas, Oklahoma 2 $ 193,000 $ 96,500 $ 41,000
Wagoner, Oklahoma 2 $ 273,000 $ 136,500 $ 96,000
Woodward, Oklahoma 2 $ 287,000 $ 143,500 $ 114,000
Dillon, South Carolina 2 $ 204,000 $ 102,000 $ 56,000
Hampton, South Carolina 2 $ 107,000 $ 53,500 $ 7,000
Laurens, South Carolina 2 $ 246,000 $ 123,000 $ 69,000
Lexington, South Carolina 2 $ 256,000 $ 128,000 $ 47,000
Newberry, South Carolina 2 $ 163,000 $ 81,500 $ 39,000
Oconee, South Carolina 2 $ 178,000 $ 89,000 $ 34,000
Union, South Carolina 2 $ 194,000 $ 97,000 $ 40,000
Cumberland, Tennessee 2 $ 172,000 $ 86,000 $ 48,000
DeKalb, Tennessee 2 $ 120,000 $ 60,000 $ 60,000
Fentress, Tennessee 2 $ 102,000 $ 51,000 $ 19,000
Jackson, Tennessee 2 $ 122,000 $ 61,000 $ 37,000
Lincoln, Tennessee 2 $ 153,000 $ 76,500 $ 36,000
Maury, Tennessee 2 $ 139,000 $ 69,500 $ 33,000
Robertson, Tennessee 2 $ 236,000 $ 118,000 $ 60,000
Rutherford, Tennessee 2 $ 149,000 $ 74,500 $ 83,000
Burnet, Texas 2 $ 142,000 $ 71,000 $ 53,000
Cherokee, Texas 2 $ 213,000 $ 106,500 $ 51,000
Coryell, Texas 2 $ 243,000 $ 121,500 $ 71,000
Erath, Texas 2 $ 191,000 $ 95,500 $ 55,000
Hardin, Texas 2 $ 128,000 $ 64,000 $ 48,000
Henderson, Texas 2 $ 152,000 $ 76,000 $ 46,000
Limestone, Texas 2 $ 211,000 $ 105,500 $ 66,000
McLennan, Texas 2 $ 137,000 $ 68,500 $ 35,000
Red River, Texas 2 $ 155,000 $ 77,500 $ 34,000
Tyler, Texas 2 $ 128,000 $ 64,000 $ 25,000
Barbour, West Virginia 2 $ 171,000 $ 85,500 $ 39,000
Hancock, West Virginia 2 $ 213,000 $ 106,500 $ 41,000
Jackson, West Virginia 2 $ 174,000 $ 87,000 $ 34,000
Lewis, West Virginia 2 $ 256,000 $ 128,000 $ 52,000
Marion, West Virginia 2 $ 208,000 $ 104,000 $ 89,000
Wetzel, West Virginia 2 $ 224,000 $ 112,000 $ 53,000
Bullock, Alabama 1 $ 105,000 $ 105,000 $ 22,000
Butler, Alabama 1 $ 156,000 $ 156,000 $ 38,000
Chambers, Alabama 1 $ 52,000 $ 52,000 $ 25,000
Cleburne, Alabama 1 $ 93,000 $ 93,000 $ 31,000
Coffee, Alabama 1 $ 86,000 $ 86,000 $ 30,000
Coosa, Alabama 1 $ 84,000 $ 84,000 $ 55,000
Dale, Alabama 1 $ 61,000 $ 61,000 $ 18,000
Etowah, Alabama 1 $ 73,000 $ 73,000 $ 62,000
Lowndes, Alabama 1 $ 72,000 $ 72,000 $ 37,000
Marengo, Alabama 1 $ 77,000 $ 77,000 $ 21,000
Tallapoosa, Alabama 1 $ 24,000 $ 24,000 $ 24,000
Wilcox, Alabama 1 $ 125,000 $ 125,000 $ 111,000
Maricopa, Arizona 1 $ 72,000 $ 72,000 $ 70,000
Arkansas, Arkansas 1 $ 100,000 $ 100,000 $ 49,000
Benton, Arkansas 1 $ 51,000 $ 51,000 $ 31,000
Clark, Arkansas 1 $ 86,000 $ 86,000 $ 58,000
Cross, Arkansas 1 $ 66,000 $ 66,000 $ 24,000
Drew, Arkansas 1 $ 93,000 $ 93,000 $ 30,000
Grant, Arkansas 1 $ 67,000 $ 67,000 $ 27,000
Greene, Arkansas 1 $ 86,000 $ 86,000 $ 31,000
Hempstead, Arkansas 1 $ 61,000 $ 61,000 $ 38,000
Independence, Arkansas 1 $ 61,000 $ 61,000 $ 45,000
Jackson, Arkansas 1 $ 82,000 $ 82,000 $ 11,000
Lawrence, Arkansas 1 $ 71,000 $ 71,000 $ 25,000
Montgomery, Arkansas 1 $ 39,000 $ 39,000 $ 29,000
Perry, Arkansas 1 $ 84,000 $ 84,000 $ 38,000
Polk, Arkansas 1 $ 58,000 $ 58,000 $ 46,000
Searcy, Arkansas 1 $ 95,000 $ 95,000 $ 40,000
Sharp, Arkansas 1 $ 40,000 $ 40,000 $ 20,000
St. Francis, Arkansas 1 $ 73,000 $ 73,000 $ 60,000
Yell, Arkansas 1 $ 85,000 $ 85,000 $ 43,000
Moffat, Colorado 1 $ 64,000 $ 64,000 $ 93,000
Pueblo, Colorado 1 $ 161,000 $ 161,000 $ 27,000
Baker, Florida 1 $ 47,000 $ 47,000 $ 32,000
Bradford, Florida 1 $ 77,000 $ 77,000 $ 35,000
Calhoun, Florida 1 $ 64,000 $ 64,000 $ 85,000
Flagler, Florida 1 $ 76,000 $ 76,000 $ 34,000
Hamilton, Florida 1 $ 136,000 $ 136,000 $ 154,000
Holmes, Florida 1 $ 77,000 $ 77,000 $ 25,000
Lake, Florida 1 $ 156,000 $ 156,000 $ 60,000
Liberty, Florida 1 $ 86,000 $ 86,000 $ 62,000
Madison, Florida 1 $ 160,000 $ 160,000 $ 40,000
Miami-Dade, Florida 1 $ 203,000 $ 203,000 $ 150,000
Orange, Florida 1 $ 75,000 $ 75,000 $ 35,000
Union, Florida 1 $ 84,000 $ 84,000 $ 62,000
Bacon, Georgia 1 $ 81,000 $ 81,000 $ 33,000
Bartow, Georgia 1 $ 219,000 $ 219,000 $ 47,000
Berrien, Georgia 1 $ 57,000 $ 57,000 $ 46,000
Bibb, Georgia 1 $ 58,000 $ 58,000 $ 19,000
Bryan, Georgia 1 $ 60,000 $ 60,000 $ 29,000
Burke, Georgia 1 $ 72,000 $ 72,000 $ 29,000
Charlton, Georgia 1 $ 75,000 $ 75,000 $ 31,000
Cherokee, Georgia 1 $ 133,000 $ 133,000 $ 54,000
Clay, Georgia 1 $ 80,000 $ 80,000 $ 62,000
Cobb, Georgia 1 $ 214,000 $ 214,000 $ 47,000
Colquitt, Georgia 1 $ 83,000 $ 83,000 $ 34,000
Crawford, Georgia 1 $ 92,000 $ 92,000 $ 58,000
Dade, Georgia 1 $ 37,000 $ 37,000 $ 22,000
DeKalb, Georgia 1 $ 78,000 $ 78,000 $ 103,000
Douglas, Georgia 1 $ 112,000 $ 112,000 $ 112,000
Elbert, Georgia 1 $ 51,000 $ 51,000 $ 36,000
Emanuel, Georgia 1 $ 82,000 $ 82,000 $ 30,000
Franklin, Georgia 1 $ 82,000 $ 82,000 $ 27,000
Glascock, Georgia 1 $ 133,000 $ 133,000 $ 48,000
Glynn, Georgia 1 $ 103,000 $ 103,000 $ 29,000
Gordon, Georgia 1 $ 55,000 $ 55,000 $ 24,000
Grady, Georgia 1 $ 149,000 $ 149,000 $ 54,000
Greene, Georgia 1 $ 110,000 $ 110,000 $ 31,000
Hall, Georgia 1 $ 98,000 $ 98,000 $ 25,000
Hart, Georgia 1 $ 83,000 $ 83,000 $ 25,000
Houston, Georgia 1 $ 94,000 $ 94,000 $ 39,000
Jasper, Georgia 1 $ 78,000 $ 78,000 $ 65,000
Jeff Davis, Georgia 1 $ 113,000 $ 113,000 $ 55,000
Jefferson, Georgia 1 $ 112,000 $ 112,000 $ 49,000
Lamar, Georgia 1 $ 81,000 $ 81,000 $ 82,000
Lincoln, Georgia 1 $ 102,000 $ 102,000 $ 42,000
Lowndes, Georgia 1 $ 69,000 $ 69,000 $ 33,000
Montgomery, Georgia 1 $ 140,000 $ 140,000 $ 79,000
Muscogee, Georgia 1 $ 144,000 $ 144,000 $ 77,000
Oconee, Georgia 1 $ 306,000 $ 306,000 $ 103,000
Oglethorpe, Georgia 1 $ 135,000 $ 135,000 $ 49,000
Peach, Georgia 1 $ 133,000 $ 133,000 $ 96,000
Pike, Georgia 1 $ 84,000 $ 84,000 $ 10,000
Pulaski, Georgia 1 $ 83,000 $ 83,000 $ 25,000
Stephens, Georgia 1 $ 94,000 $ 94,000 $ 41,000
Stewart, Georgia 1 $ 60,000 $ 60,000 $ 22,000
Talbot, Georgia 1 $ 19,000 $ 19,000 $ 44,000
Taliaferro, Georgia 1 $ 78,000 $ 78,000 $ 22,000
Treutlen, Georgia 1 $ 99,000 $ 99,000 $ 41,000
Troup, Georgia 1 $ 83,000 $ 83,000 $ 42,000
Union, Georgia 1 $ 122,000 $ 122,000 $ 47,000
Walker, Georgia 1 $ 87,000 $ 87,000 $ 43,000
Walton, Georgia 1 $ 309,000 $ 309,000 $ 149,000
Washington, Georgia 1 $ 87,000 $ 87,000 $ 47,000
Webster, Georgia 1 $ 40,000 $ 40,000 $ 28,000
Wheeler, Georgia 1 $ 133,000 $ 133,000 $ 41,000
Wilkes, Georgia 1 $ 64,000 $ 64,000 $ 24,000
Wilkinson, Georgia 1 $ 96,000 $ 96,000 $ 61,000
Worth, Georgia 1 $ 71,000 $ 71,000 $ 58,000
Clay, Illinois 1 $ 38,000 $ 38,000 $ 38,000
Coles, Illinois 1 $ 148,000 $ 148,000 $ 62,000
Franklin, Illinois 1 $ 46,000 $ 46,000 $ 14,000
Hamilton, Illinois 1 $ 18,000 $ 18,000 $ 22,000
Jackson, Illinois 1 $ 223,000 $ 223,000 $ 50,000
Johnson, Illinois 1 $ 85,000 $ 85,000 $ 36,000
Kankakee, Illinois 1 $ 304,000 $ 304,000 $ 325,000
Lawrence, Illinois 1 $ 98,000 $ 98,000 $ 29,000
Morgan, Illinois 1 $ 65,000 $ 65,000 $ 25,000
Saline, Illinois 1 $ 137,000 $ 137,000 $ 44,000
White, Illinois 1 $ 108,000 $ 108,000 $ 53,000
Crawford, Indiana 1 $ 90,000 $ 90,000 $ 35,000
Daviess, Indiana 1 $ 76,000 $ 76,000 $ 53,000
DeKalb, Indiana 1 $ 148,000 $ 148,000 $ 60,000
Gibson, Indiana 1 $ 78,000 $ 78,000 $ 36,000
Henry, Indiana 1 $ 173,000 $ 173,000 $ 29,000
Jackson, Indiana 1 $ 140,000 $ 140,000 $ 70,000
Jefferson, Indiana 1 $ 108,000 $ 108,000 $ 85,000
Jennings, Indiana 1 $ 80,000 $ 80,000 $ 34,000
Kosciusko, Indiana 1 $ 116,000 $ 116,000 $ 32,000
Lawrence, Indiana 1 $ 101,000 $ 101,000 $ 36,000
Monroe, Indiana 1 $ 41,000 $ 41,000 $ 23,000
Pike, Indiana 1 $ 105,000 $ 105,000 $ 48,000
Scott, Indiana 1 $ 97,000 $ 97,000 $ 61,000
Atchison, Kansas 1 $ 165,000 $ 165,000 $ 67,000
Douglas, Kansas 1 $ 152,000 $ 152,000 $ 30,000
Labette, Kansas 1 $ 75,000 $ 75,000 $ 47,000
Linn, Kansas 1 $ 124,000 $ 124,000 $ 90,000
Montgomery, Kansas 1 $ 94,000 $ 94,000 $ 38,000
Osage, Kansas 1 $ 108,000 $ 108,000 $ 91,000
Shawnee, Kansas 1 $ 138,000 $ 138,000 $ 77,000
Stevens, Kansas 1 $ 182,000 $ 182,000 $ 79,000
Wilson, Kansas 1 $ 77,000 $ 77,000 $ 77,000
Adair, Kentucky 1 $ 79,000 $ 79,000 $ 57,000
Anderson, Kentucky 1 $ 121,000 $ 121,000 $ 41,000
Bracken, Kentucky 1 $ 180,000 $ 180,000 $ 30,000
Calloway, Kentucky 1 $ 111,000 $ 111,000 $ 46,000
Carter, Kentucky 1 $ 64,000 $ 64,000 $ 23,000
Casey, Kentucky 1 $ 75,000 $ 75,000 $ 21,000
Clay, Kentucky 1 $ 56,000 $ 56,000 $ 31,000
Floyd, Kentucky 1 $ 77,000 $ 77,000 $ 50,000
Franklin, Kentucky 1 $ 65,000 $ 65,000 $ 60,000
Graves, Kentucky 1 $ 99,000 $ 99,000 $ 49,000
Hopkins, Kentucky 1 $ 116,000 $ 116,000 $ 59,000
Jackson, Kentucky 1 $ 25,000 $ 25,000 $ 47,000
Jessamine, Kentucky 1 $ 101,000 $ 101,000 $ 53,000
Larue, Kentucky 1 $ 38,000 $ 38,000 $ 32,000
Lewis, Kentucky 1 $ 74,000 $ 74,000 $ 28,000
Lincoln, Kentucky 1 $ 97,000 $ 97,000 $ 58,000
Marshall, Kentucky 1 $ 80,000 $ 80,000 $ 39,000
Mason, Kentucky 1 $ 94,000 $ 94,000 $ 29,000
McCracken, Kentucky 1 $ 107,000 $ 107,000 $ 50,000
Mercer, Kentucky 1 $ 93,000 $ 93,000 $ 72,000
Metcalfe, Kentucky 1 $ 60,000 $ 60,000 $ 46,000
Rowan, Kentucky 1 $ 51,000 $ 51,000 $ 15,000
Shelby, Kentucky 1 $ 130,000 $ 130,000 $ 44,000
Spencer, Kentucky 1 $ 140,000 $ 140,000 $ 100,000
Warren, Kentucky 1 $ 107,000 $ 107,000 $ 40,000
Washington, Kentucky 1 $ 266,000 $ 266,000 $ 87,000
Webster, Kentucky 1 $ 103,000 $ 103,000 $ 26,000
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Mortgage Loan Application Detail Totals for Cis Financial Services, Inc. in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,839 $181,363,000 $98,000 $377,000 $50,000 $325,000
Refinancing 184 $19,906,000 $108,000 $351,000 $60,000 $325,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,702 $173,162,000 $101,000 $377,000 $52,000 $325,000
Black or African American 242 $21,492,000 $88,000 $228,000 $41,000 $200,000
Hispanic 53 $4,304,000 $81,000 $167,000 $47,000 $157,000
American Indian or Alaskan Native 9 $748,000 $83,000 $163,000 $41,000 $69,000
Not Provided 8 $676,000 $84,000 $140,000 $29,000 $50,000
Native Hawaiian or Other Pacific Islander 5 $505,000 $101,000 $172,000 $51,000 $96,000
Asian 4 $382,000 $95,000 $153,000 $52,000 $96,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,327 $143,219,000 $107,000 $309,000 $50,000 $323,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 641 $50,183,000 $78,000 $377,000 $51,000 $325,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 55 $7,867,000 $143,000 $208,000 $53,000 $224,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 1,247 $118,989,000 $95,000 $349,000 $46,000 $323,000
Application Withdrawn By Applicant 476 $48,995,000 $102,000 $377,000 $56,000 $303,000
Loan Originated 284 $31,855,000 $112,000 $332,000 $60,000 $325,000
Loan Purchased By The Institution 6 $319,000 $53,000 $77,000 $56,000 $99,000
File Closed For Incompleteness 5 $645,000 $129,000 $174,000 $64,000 $139,000
Application Approved But Not Accepted 5 $466,000 $93,000 $184,000 $49,000 $82,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 5 $472,000 $94,000 $128,000 $33,000 $49,000
Credit History 1 $153,000 $153,000 $153,000 $183,000 $183,000
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cis Financial Services, Inc.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cis Financial Services, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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