Cis Financial Services, Inc. Mortgage Lending & HMDA Data, 2018

In 2018, Cis Financial Services, Inc. of Hamilton, AL reported 2,085 mortgage applications totaling $338.6 million, down 47% from 2017. The average application was for $162,390, and applicants reported an average income of $66,908. 24% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Birmingham-Hoover, AL (73), Atlanta-Sandy Springs-Roswell, GA (68) and Florence-Muscle Shoals, AL (54) (applications in parentheses).

Mortgage Company & Address Cis Financial Services, Inc.
851 Military Street N
Hamilton, AL 35570
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 2,085
Total Mortgage Loan Application Amount $338,585,000
Average Mortgage Loan Application Amount $162,390
Highest Mortgage Loan Application Amount $845,000
Average Applicant Income $66,908
Highest Applicant Income $360,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cis Financial Services, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cis Financial Services, Inc. by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Marion, Alabama 60 $ 6,440,000 $ 107,333 $ 55,000
Colbert, Alabama 32 $ 4,260,000 $ 133,125 $ 71,000
Lowndes, Mississippi 31 $ 3,315,000 $ 106,935 $ 52,000
Jefferson, Alabama 30 $ 4,600,000 $ 153,333 $ 73,000
Lauderdale, Alabama 22 $ 1,880,000 $ 85,454 $ 41,000
Los Angeles, California 19 $ 6,345,000 $ 333,947 $ 105,000
White, Arkansas 18 $ 1,510,000 $ 83,888 $ 49,000
Lawrence, Alabama 16 $ 2,030,000 $ 126,875 $ 66,000
Riverside, California 16 $ 4,970,000 $ 310,625 $ 148,000
Shelby, Alabama 15 $ 3,035,000 $ 202,333 $ 63,000
Columbia, Florida 15 $ 1,885,000 $ 125,666 $ 42,000
Duval, Florida 15 $ 2,785,000 $ 185,666 $ 77,000
Cumberland, North Carolina 15 $ 2,835,000 $ 189,000 $ 0
Broward, Florida 14 $ 2,750,000 $ 196,428 $ 81,000
Richmond, Georgia 14 $ 2,290,000 $ 163,571 $ 59,000
Ouachita, Louisiana 14 $ 1,090,000 $ 77,857 $ 31,000
Prince George's, Maryland 14 $ 4,460,000 $ 318,571 $ 135,000
Clay, Florida 13 $ 2,935,000 $ 225,769 $ 62,000
St. Martin, Louisiana 13 $ 1,835,000 $ 141,153 $ 66,000
Franklin, Alabama 12 $ 1,680,000 $ 140,000 $ 57,000
Winston, Alabama 12 $ 2,060,000 $ 171,666 $ 90,000
Hillsborough, Florida 12 $ 2,780,000 $ 231,666 $ 64,000
St. Landry, Louisiana 12 $ 1,500,000 $ 125,000 $ 58,000
Clay, Mississippi 12 $ 1,030,000 $ 85,833 $ 37,000
Cullman, Alabama 11 $ 1,475,000 $ 134,090 $ 49,000
St. Clair, Alabama 11 $ 1,405,000 $ 127,727 $ 55,000
Limestone, Alabama 10 $ 1,560,000 $ 156,000 $ 44,000
Mobile, Alabama 10 $ 1,390,000 $ 139,000 $ 78,000
Saline, Arkansas 10 $ 710,000 $ 71,000 $ 41,000
San Bernardino, California 10 $ 2,200,000 $ 220,000 $ 99,000
Calcasieu, Louisiana 10 $ 1,200,000 $ 120,000 $ 76,000
Baldwin, Alabama 9 $ 1,355,000 $ 150,555 $ 66,000
Madison, Alabama 9 $ 1,475,000 $ 163,888 $ 56,000
San Joaquin, California 9 $ 2,155,000 $ 239,444 $ 97,000
Lake, Florida 9 $ 1,925,000 $ 213,888 $ 47,000
Gwinnett, Georgia 9 $ 1,815,000 $ 201,666 $ 57,000
Vermilion, Louisiana 9 $ 1,265,000 $ 140,555 $ 53,000
Onslow, North Carolina 9 $ 1,715,000 $ 190,555 $ 0
Morgan, Alabama 8 $ 1,010,000 $ 126,250 $ 76,000
Orange, Florida 8 $ 1,810,000 $ 226,250 $ 95,000
Palm Beach, Florida 8 $ 2,240,000 $ 280,000 $ 0
Santa Rosa, Florida 8 $ 1,310,000 $ 163,750 $ 79,000
St. Lucie, Florida 8 $ 1,740,000 $ 217,500 $ 0
Cobb, Georgia 8 $ 1,680,000 $ 210,000 $ 105,000
Fulton, Georgia 8 $ 1,540,000 $ 192,500 $ 97,000
Mecklenburg, North Carolina 8 $ 1,950,000 $ 243,750 $ 96,000
Knox, Tennessee 8 $ 1,320,000 $ 165,000 $ 51,000
Elmore, Alabama 7 $ 915,000 $ 130,714 $ 49,000
Escambia, Alabama 7 $ 765,000 $ 109,285 $ 49,000
Tuscaloosa, Alabama 7 $ 1,935,000 $ 276,428 $ 66,000
Walker, Alabama 7 $ 765,000 $ 109,285 $ 54,000
Stanislaus, California 7 $ 1,885,000 $ 269,285 $ 0
El Paso, Colorado 7 $ 1,675,000 $ 239,285 $ 60,000
Bay, Florida 7 $ 585,000 $ 83,571 $ 53,000
Brevard, Florida 7 $ 1,925,000 $ 275,000 $ 104,000
Polk, Florida 7 $ 1,125,000 $ 160,714 $ 0
Acadia, Louisiana 7 $ 965,000 $ 137,857 $ 60,000
Hancock, Mississippi 7 $ 965,000 $ 137,857 $ 67,000
Jones, Mississippi 7 $ 695,000 $ 99,285 $ 61,000
Monroe, Mississippi 7 $ 775,000 $ 110,714 $ 68,000
King, Washington 7 $ 2,255,000 $ 322,142 $ 0
Chilton, Alabama 6 $ 770,000 $ 128,333 $ 76,000
Lee, Alabama 6 $ 1,540,000 $ 256,666 $ 92,000
Maricopa, Arizona 6 $ 1,560,000 $ 260,000 $ 0
Kern, California 6 $ 1,530,000 $ 255,000 $ 0
Sacramento, California 6 $ 1,800,000 $ 300,000 $ 76,000
San Diego, California 6 $ 1,900,000 $ 316,666 $ 63,000
Hernando, Florida 6 $ 1,110,000 $ 185,000 $ 173,000
Grant, Louisiana 6 $ 680,000 $ 113,333 $ 58,000
Lafayette, Louisiana 6 $ 590,000 $ 98,333 $ 42,000
Harrison, Mississippi 6 $ 680,000 $ 113,333 $ 43,000
Rankin, Mississippi 6 $ 800,000 $ 133,333 $ 56,000
Wake, North Carolina 6 $ 1,330,000 $ 221,666 $ 57,000
Lawrence, Tennessee 6 $ 710,000 $ 118,333 $ 55,000
Virginia Beach, Virginia 6 $ 1,380,000 $ 230,000 $ 0
Pierce, Washington 6 $ 1,760,000 $ 293,333 $ 49,000
Montgomery, Alabama 5 $ 715,000 $ 143,000 $ 80,000
Russell, Alabama 5 $ 715,000 $ 143,000 $ 50,000
Talladega, Alabama 5 $ 615,000 $ 123,000 $ 42,000
Independence, Arkansas 5 $ 305,000 $ 61,000 $ 64,000
Fresno, California 5 $ 1,115,000 $ 223,000 $ 58,000
Miami-Dade, Florida 5 $ 1,125,000 $ 225,000 $ 0
Osceola, Florida 5 $ 1,065,000 $ 213,000 $ 0
Pasco, Florida 5 $ 825,000 $ 165,000 $ 0
Pinellas, Florida 5 $ 1,345,000 $ 269,000 $ 61,000
Seminole, Florida 5 $ 1,285,000 $ 257,000 $ 0
Suwannee, Florida 5 $ 605,000 $ 121,000 $ 53,000
Clayton, Georgia 5 $ 985,000 $ 197,000 $ 52,000
Columbia, Georgia 5 $ 935,000 $ 187,000 $ 76,000
Henry, Georgia 5 $ 1,065,000 $ 213,000 $ 90,000
Daviess, Kentucky 5 $ 645,000 $ 129,000 $ 51,000
Terrebonne, Louisiana 5 $ 525,000 $ 105,000 $ 50,000
Anne Arundel, Maryland 5 $ 1,445,000 $ 289,000 $ 104,000
Montgomery, Maryland 5 $ 1,945,000 $ 389,000 $ 65,000
Itawamba, Mississippi 5 $ 795,000 $ 159,000 $ 51,000
Lee, Mississippi 5 $ 685,000 $ 137,000 $ 47,000
Lincoln, Mississippi 5 $ 395,000 $ 79,000 $ 54,000
Pike, Mississippi 5 $ 615,000 $ 123,000 $ 67,000
Harnett, North Carolina 5 $ 995,000 $ 199,000 $ 27,000
Union, North Carolina 5 $ 1,015,000 $ 203,000 $ 51,000
Hampton, Virginia 5 $ 1,115,000 $ 223,000 $ 0
Norfolk, Virginia 5 $ 1,165,000 $ 233,000 $ 69,000
Marshall, Alabama 4 $ 380,000 $ 95,000 $ 37,000
Tallapoosa, Alabama 4 $ 370,000 $ 92,500 $ 54,000
Solano, California 4 $ 1,430,000 $ 357,500 $ 0
Kent, Delaware 4 $ 910,000 $ 227,500 $ 0
Jackson, Florida 4 $ 380,000 $ 95,000 $ 40,000
Lee, Florida 4 $ 1,040,000 $ 260,000 $ 0
Okaloosa, Florida 4 $ 960,000 $ 240,000 $ 0
Volusia, Florida 4 $ 720,000 $ 180,000 $ 0
Barrow, Georgia 4 $ 660,000 $ 165,000 $ 54,000
DeKalb, Georgia 4 $ 630,000 $ 157,500 $ 0
Newton, Georgia 4 $ 690,000 $ 172,500 $ 0
Hopkins, Kentucky 4 $ 520,000 $ 130,000 $ 58,000
Evangeline, Louisiana 4 $ 450,000 $ 112,500 $ 52,000
Baltimore, Maryland 4 $ 1,160,000 $ 290,000 $ 0
Pearl River, Mississippi 4 $ 460,000 $ 115,000 $ 53,000
Clark, Nevada 4 $ 820,000 $ 205,000 $ 0
Brunswick, North Carolina 4 $ 890,000 $ 222,500 $ 108,000
Buncombe, North Carolina 4 $ 1,210,000 $ 302,500 $ 114,000
Pitt, North Carolina 4 $ 570,000 $ 142,500 $ 0
Chester, Pennsylvania 4 $ 1,170,000 $ 292,500 $ 36,000
Delaware, Pennsylvania 4 $ 900,000 $ 225,000 $ 0
Philadelphia, Pennsylvania 4 $ 710,000 $ 177,500 $ 0
Anderson, Tennessee 4 $ 370,000 $ 92,500 $ 0
Davidson, Tennessee 4 $ 770,000 $ 192,500 $ 53,000
Montgomery, Tennessee 4 $ 810,000 $ 202,500 $ 0
Dallas, Texas 4 $ 930,000 $ 232,500 $ 66,000
El Paso, Texas 4 $ 610,000 $ 152,500 $ 0
Harris, Texas 4 $ 650,000 $ 162,500 $ 32,000
Chesapeake, Virginia 4 $ 1,110,000 $ 277,500 $ 0
Thurston, Washington 4 $ 1,070,000 $ 267,500 $ 127,000
Coffee, Alabama 3 $ 345,000 $ 115,000 $ 68,000
Houston, Alabama 3 $ 455,000 $ 151,666 $ 74,000
Lamar, Alabama 3 $ 255,000 $ 85,000 $ 42,000
Cleburne, Arkansas 3 $ 275,000 $ 91,666 $ 44,000
Prairie, Arkansas 3 $ 205,000 $ 68,333 $ 58,000
Pulaski, Arkansas 3 $ 355,000 $ 118,333 $ 80,000
St. Francis, Arkansas 3 $ 225,000 $ 75,000 $ 46,000
Del Norte, California 3 $ 515,000 $ 171,666 $ 0
Merced, California 3 $ 705,000 $ 235,000 $ 0
Sussex, Delaware 3 $ 715,000 $ 238,333 $ 0
Gadsden, Florida 3 $ 295,000 $ 98,333 $ 71,000
Leon, Florida 3 $ 565,000 $ 188,333 $ 64,000
Manatee, Florida 3 $ 415,000 $ 138,333 $ 0
Nassau, Florida 3 $ 575,000 $ 191,666 $ 52,000
Sarasota, Florida 3 $ 925,000 $ 308,333 $ 0
St. Johns, Florida 3 $ 615,000 $ 205,000 $ 73,000
Washington, Florida 3 $ 445,000 $ 148,333 $ 48,000
Bartow, Georgia 3 $ 345,000 $ 115,000 $ 36,000
Bulloch, Georgia 3 $ 485,000 $ 161,666 $ 60,000
Chatham, Georgia 3 $ 625,000 $ 208,333 $ 0
Douglas, Georgia 3 $ 645,000 $ 215,000 $ 0
Effingham, Georgia 3 $ 475,000 $ 158,333 $ 79,000
Hall, Georgia 3 $ 495,000 $ 165,000 $ 46,000
Jefferson, Georgia 3 $ 395,000 $ 131,666 $ 44,000
Rockdale, Georgia 3 $ 745,000 $ 248,333 $ 0
Walton, Georgia 3 $ 555,000 $ 185,000 $ 108,000
Wayne, Georgia 3 $ 375,000 $ 125,000 $ 55,000
Henderson, Kentucky 3 $ 305,000 $ 101,666 $ 47,000
Caddo, Louisiana 3 $ 405,000 $ 135,000 $ 58,000
De Soto, Louisiana 3 $ 225,000 $ 75,000 $ 59,000
Lafourche, Louisiana 3 $ 325,000 $ 108,333 $ 39,000
Lincoln, Louisiana 3 $ 485,000 $ 161,666 $ 63,000
Livingston, Louisiana 3 $ 545,000 $ 181,666 $ 87,000
Rapides, Louisiana 3 $ 525,000 $ 175,000 $ 90,000
Washington, Maryland 3 $ 535,000 $ 178,333 $ 0
Hinds, Mississippi 3 $ 335,000 $ 111,666 $ 56,000
Noxubee, Mississippi 3 $ 205,000 $ 68,333 $ 50,000
Prentiss, Mississippi 3 $ 245,000 $ 81,666 $ 48,000
Warren, Mississippi 3 $ 355,000 $ 118,333 $ 43,000
Otero, New Mexico 3 $ 295,000 $ 98,333 $ 42,000
Catawba, North Carolina 3 $ 495,000 $ 165,000 $ 0
Craven, North Carolina 3 $ 415,000 $ 138,333 $ 0
Durham, North Carolina 3 $ 635,000 $ 211,666 $ 58,000
Forsyth, North Carolina 3 $ 395,000 $ 131,666 $ 0
Guilford, North Carolina 3 $ 425,000 $ 141,666 $ 0
Hoke, North Carolina 3 $ 525,000 $ 175,000 $ 0
Iredell, North Carolina 3 $ 735,000 $ 245,000 $ 0
Johnston, North Carolina 3 $ 445,000 $ 148,333 $ 0
Coos, Oregon 3 $ 585,000 $ 195,000 $ 0
Jackson, Oregon 3 $ 565,000 $ 188,333 $ 0
Lane, Oregon 3 $ 735,000 $ 245,000 $ 0
Linn, Oregon 3 $ 665,000 $ 221,666 $ 0
Berks, Pennsylvania 3 $ 435,000 $ 145,000 $ 0
Montgomery, Pennsylvania 3 $ 895,000 $ 298,333 $ 0
Northampton, Pennsylvania 3 $ 535,000 $ 178,333 $ 67,000
Aiken, South Carolina 3 $ 605,000 $ 201,666 $ 59,000
Campbell, Tennessee 3 $ 625,000 $ 208,333 $ 173,000
Rutherford, Tennessee 3 $ 585,000 $ 195,000 $ 71,000
Wayne, Tennessee 3 $ 385,000 $ 128,333 $ 45,000
Wilson, Tennessee 3 $ 855,000 $ 285,000 $ 108,000
Bexar, Texas 3 $ 935,000 $ 311,666 $ 144,000
Johnson, Texas 3 $ 645,000 $ 215,000 $ 0
Montgomery, Texas 3 $ 625,000 $ 208,333 $ 71,000
Travis, Texas 3 $ 655,000 $ 218,333 $ 57,000
Fairfax, Virginia 3 $ 835,000 $ 278,333 $ 87,000
Henrico, Virginia 3 $ 635,000 $ 211,666 $ 0
Newport News, Virginia 3 $ 515,000 $ 171,666 $ 0
Prince William, Virginia 3 $ 855,000 $ 285,000 $ 92,000
Snohomish, Washington 3 $ 745,000 $ 248,333 $ 53,000
Bibb, Alabama 2 $ 280,000 $ 140,000 $ 98,000
Blount, Alabama 2 $ 290,000 $ 145,000 $ 31,000
Clay, Alabama 2 $ 310,000 $ 155,000 $ 42,000
Coosa, Alabama 2 $ 220,000 $ 110,000 $ 33,000
Dale, Alabama 2 $ 320,000 $ 160,000 $ 35,000
Etowah, Alabama 2 $ 220,000 $ 110,000 $ 39,000
Fayette, Alabama 2 $ 250,000 $ 125,000 $ 40,000
Geneva, Alabama 2 $ 270,000 $ 135,000 $ 64,000
Pike, Alabama 2 $ 100,000 $ 50,000 $ 23,000
Pima, Arizona 2 $ 260,000 $ 130,000 $ 0
Yavapai, Arizona 2 $ 250,000 $ 125,000 $ 0
Jefferson, Arkansas 2 $ 220,000 $ 110,000 $ 66,000
Lawrence, Arkansas 2 $ 110,000 $ 55,000 $ 60,000
Lonoke, Arkansas 2 $ 140,000 $ 70,000 $ 45,000
Perry, Arkansas 2 $ 130,000 $ 65,000 $ 33,000
Sharp, Arkansas 2 $ 250,000 $ 125,000 $ 86,000
Woodruff, Arkansas 2 $ 70,000 $ 35,000 $ 29,000
Colusa, California 2 $ 700,000 $ 350,000 $ 0
Contra Costa, California 2 $ 810,000 $ 405,000 $ 62,000
Monterey, California 2 $ 290,000 $ 145,000 $ 110,000
Orange, California 2 $ 650,000 $ 325,000 $ 36,000
Adams, Colorado 2 $ 590,000 $ 295,000 $ 54,000
Pueblo, Colorado 2 $ 670,000 $ 335,000 $ 0
New Castle, Delaware 2 $ 640,000 $ 320,000 $ 0
Alachua, Florida 2 $ 560,000 $ 280,000 $ 71,000
Baker, Florida 2 $ 290,000 $ 145,000 $ 71,000
Charlotte, Florida 2 $ 440,000 $ 220,000 $ 0
Collier, Florida 2 $ 500,000 $ 250,000 $ 0
Escambia, Florida 2 $ 260,000 $ 130,000 $ 39,000
Gilchrist, Florida 2 $ 240,000 $ 120,000 $ 43,000
Hamilton, Florida 2 $ 210,000 $ 105,000 $ 67,000
Levy, Florida 2 $ 250,000 $ 125,000 $ 71,000
Marion, Florida 2 $ 210,000 $ 105,000 $ 0
Sumter, Florida 2 $ 370,000 $ 185,000 $ 0
Camden, Georgia 2 $ 370,000 $ 185,000 $ 0
Carroll, Georgia 2 $ 310,000 $ 155,000 $ 47,000
Floyd, Georgia 2 $ 190,000 $ 95,000 $ 39,000
Gilmer, Georgia 2 $ 290,000 $ 145,000 $ 60,000
Hart, Georgia 2 $ 290,000 $ 145,000 $ 43,000
Laurens, Georgia 2 $ 190,000 $ 95,000 $ 119,000
Liberty, Georgia 2 $ 330,000 $ 165,000 $ 0
Lowndes, Georgia 2 $ 300,000 $ 150,000 $ 33,000
McDuffie, Georgia 2 $ 220,000 $ 110,000 $ 52,000
Paulding, Georgia 2 $ 330,000 $ 165,000 $ 0
Polk, Georgia 2 $ 430,000 $ 215,000 $ 75,000
Stephens, Georgia 2 $ 320,000 $ 160,000 $ 37,000
White, Georgia 2 $ 220,000 $ 110,000 $ 55,000
Wilkinson, Georgia 2 $ 200,000 $ 100,000 $ 40,000
Cook, Illinois 2 $ 560,000 $ 280,000 $ 0
Marion, Illinois 2 $ 210,000 $ 105,000 $ 77,000
Clark, Indiana 2 $ 290,000 $ 145,000 $ 36,000
Hardin, Kentucky 2 $ 280,000 $ 140,000 $ 33,000
Ohio, Kentucky 2 $ 380,000 $ 190,000 $ 46,000
Ascension, Louisiana 2 $ 180,000 $ 90,000 $ 35,000
Avoyelles, Louisiana 2 $ 230,000 $ 115,000 $ 93,000
Beauregard, Louisiana 2 $ 300,000 $ 150,000 $ 77,000
Concordia, Louisiana 2 $ 310,000 $ 155,000 $ 126,000
Iberia, Louisiana 2 $ 250,000 $ 125,000 $ 48,000
Jackson, Louisiana 2 $ 220,000 $ 110,000 $ 30,000
Jefferson, Louisiana 2 $ 340,000 $ 170,000 $ 55,000
Jefferson Davis, Louisiana 2 $ 300,000 $ 150,000 $ 77,000
Morehouse, Louisiana 2 $ 60,000 $ 30,000 $ 31,000
Sabine, Louisiana 2 $ 360,000 $ 180,000 $ 54,000
St. Charles, Louisiana 2 $ 230,000 $ 115,000 $ 43,000
St. John the Baptist, Louisiana 2 $ 310,000 $ 155,000 $ 65,000
St. Tammany, Louisiana 2 $ 260,000 $ 130,000 $ 58,000
Union, Louisiana 2 $ 230,000 $ 115,000 $ 48,000
Webster, Louisiana 2 $ 200,000 $ 100,000 $ 0
Baltimore City, Maryland 2 $ 370,000 $ 185,000 $ 0
Harford, Maryland 2 $ 470,000 $ 235,000 $ 0
Hillsdale, Michigan 2 $ 290,000 $ 145,000 $ 0
Macomb, Michigan 2 $ 330,000 $ 165,000 $ 0
Oakland, Michigan 2 $ 310,000 $ 155,000 $ 0
Adams, Mississippi 2 $ 210,000 $ 105,000 $ 76,000
Copiah, Mississippi 2 $ 160,000 $ 80,000 $ 28,000
Lamar, Mississippi 2 $ 130,000 $ 65,000 $ 26,000
Marshall, Mississippi 2 $ 280,000 $ 140,000 $ 68,000
Oktibbeha, Mississippi 2 $ 260,000 $ 130,000 $ 65,000
Scott, Mississippi 2 $ 240,000 $ 120,000 $ 56,000
Tippah, Mississippi 2 $ 160,000 $ 80,000 $ 22,000
Walthall, Mississippi 2 $ 300,000 $ 150,000 $ 51,000
Webster, Mississippi 2 $ 270,000 $ 135,000 $ 44,000
Washoe, Nevada 2 $ 270,000 $ 135,000 $ 0
Lincoln, New Mexico 2 $ 330,000 $ 165,000 $ 66,000
Currituck, North Carolina 2 $ 320,000 $ 160,000 $ 0
Davidson, North Carolina 2 $ 390,000 $ 195,000 $ 67,000
Gaston, North Carolina 2 $ 320,000 $ 160,000 $ 61,000
Lenoir, North Carolina 2 $ 240,000 $ 120,000 $ 0
Lincoln, North Carolina 2 $ 360,000 $ 180,000 $ 0
Moore, North Carolina 2 $ 340,000 $ 170,000 $ 0
Nash, North Carolina 2 $ 230,000 $ 115,000 $ 48,000
Wayne, North Carolina 2 $ 440,000 $ 220,000 $ 0
Wilson, North Carolina 2 $ 300,000 $ 150,000 $ 0
Butler, Ohio 2 $ 330,000 $ 165,000 $ 0
Oklahoma, Oklahoma 2 $ 310,000 $ 155,000 $ 81,000
Crook, Oregon 2 $ 390,000 $ 195,000 $ 0
Klamath, Oregon 2 $ 400,000 $ 200,000 $ 0
Multnomah, Oregon 2 $ 330,000 $ 165,000 $ 0
Adams, Pennsylvania 2 $ 400,000 $ 200,000 $ 0
Allegheny, Pennsylvania 2 $ 240,000 $ 120,000 $ 0
Bucks, Pennsylvania 2 $ 430,000 $ 215,000 $ 0
Dauphin, Pennsylvania 2 $ 620,000 $ 310,000 $ 0
Lackawanna, Pennsylvania 2 $ 420,000 $ 210,000 $ 0
Lebanon, Pennsylvania 2 $ 300,000 $ 150,000 $ 0
Lexington, South Carolina 2 $ 450,000 $ 225,000 $ 0
Giles, Tennessee 2 $ 280,000 $ 140,000 $ 82,000
Grainger, Tennessee 2 $ 250,000 $ 125,000 $ 0
Hamilton, Tennessee 2 $ 460,000 $ 230,000 $ 106,000
Maury, Tennessee 2 $ 360,000 $ 180,000 $ 37,000
Morgan, Tennessee 2 $ 250,000 $ 125,000 $ 0
Putnam, Tennessee 2 $ 80,000 $ 40,000 $ 47,000
Sevier, Tennessee 2 $ 340,000 $ 170,000 $ 48,000
Shelby, Tennessee 2 $ 480,000 $ 240,000 $ 121,000
Sumner, Tennessee 2 $ 320,000 $ 160,000 $ 41,000
Austin, Texas 2 $ 150,000 $ 75,000 $ 56,000
Denton, Texas 2 $ 390,000 $ 195,000 $ 76,000
Fort Bend, Texas 2 $ 220,000 $ 110,000 $ 92,000
Hardin, Texas 2 $ 170,000 $ 85,000 $ 202,000
Nueces, Texas 2 $ 160,000 $ 80,000 $ 91,000
Tarrant, Texas 2 $ 220,000 $ 110,000 $ 101,000
Loudoun, Virginia 2 $ 760,000 $ 380,000 $ 133,000
Petersburg, Virginia 2 $ 240,000 $ 120,000 $ 0
Portsmouth, Virginia 2 $ 510,000 $ 255,000 $ 0
Richmond City, Virginia 2 $ 380,000 $ 190,000 $ 0
Suffolk, Virginia 2 $ 580,000 $ 290,000 $ 0
Benton, Washington 2 $ 530,000 $ 265,000 $ 0
Clark, Washington 2 $ 440,000 $ 220,000 $ 103,000
Kitsap, Washington 2 $ 560,000 $ 280,000 $ 0
Okanogan, Washington 2 $ 310,000 $ 155,000 $ 0
Stevens, Washington 2 $ 290,000 $ 145,000 $ 0
Yakima, Washington 2 $ 400,000 $ 200,000 $ 0
Dane, Wisconsin 2 $ 440,000 $ 220,000 $ 0
Autauga, Alabama 1 $ 65,000 $ 65,000 $ 23,000
Calhoun, Alabama 1 $ 125,000 $ 125,000 $ 53,000
Covington, Alabama 1 $ 105,000 $ 105,000 $ 79,000
Crenshaw, Alabama 1 $ 75,000 $ 75,000 $ 40,000
DeKalb, Alabama 1 $ 95,000 $ 95,000 $ 25,000
Lowndes, Alabama 1 $ 115,000 $ 115,000 $ 124,000
Pickens, Alabama 1 $ 105,000 $ 105,000 $ 50,000
Washington, Alabama 1 $ 85,000 $ 85,000 $ 84,000
Gila, Arizona 1 $ 185,000 $ 185,000 $ 0
Ashley, Arkansas 1 $ 35,000 $ 35,000 $ 60,000
Conway, Arkansas 1 $ 55,000 $ 55,000 $ 19,000
Crawford, Arkansas 1 $ 155,000 $ 155,000 $ 49,000
Desha, Arkansas 1 $ 85,000 $ 85,000 $ 54,000
Drew, Arkansas 1 $ 105,000 $ 105,000 $ 3,000
Faulkner, Arkansas 1 $ 25,000 $ 25,000 $ 18,000
Madison, Arkansas 1 $ 155,000 $ 155,000 $ 43,000
Marion, Arkansas 1 $ 145,000 $ 145,000 $ 41,000
Nevada, Arkansas 1 $ 45,000 $ 45,000 $ 13,000
Ouachita, Arkansas 1 $ 45,000 $ 45,000 $ 54,000
Union, Arkansas 1 $ 55,000 $ 55,000 $ 29,000
Butte, California 1 $ 165,000 $ 165,000 $ 0
Calaveras, California 1 $ 305,000 $ 305,000 $ 0
Imperial, California 1 $ 215,000 $ 215,000 $ 0
Madera, California 1 $ 155,000 $ 155,000 $ 0
Mariposa, California 1 $ 175,000 $ 175,000 $ 0
Nevada, California 1 $ 455,000 $ 455,000 $ 0
Santa Barbara, California 1 $ 315,000 $ 315,000 $ 128,000
Shasta, California 1 $ 205,000 $ 205,000 $ 0
Tulare, California 1 $ 185,000 $ 185,000 $ 0
Ventura, California 1 $ 335,000 $ 335,000 $ 0
Yuba, California 1 $ 175,000 $ 175,000 $ 0
Arapahoe, Colorado 1 $ 325,000 $ 325,000 $ 0
Boulder, Colorado 1 $ 295,000 $ 295,000 $ 0
Denver, Colorado 1 $ 385,000 $ 385,000 $ 0
Douglas, Colorado 1 $ 475,000 $ 475,000 $ 0
La Plata, Colorado 1 $ 225,000 $ 225,000 $ 0
Yuma, Colorado 1 $ 145,000 $ 145,000 $ 0
New Haven, Connecticut 1 $ 215,000 $ 215,000 $ 0
Calhoun, Florida 1 $ 65,000 $ 65,000 $ 62,000
Citrus, Florida 1 $ 125,000 $ 125,000 $ 0
Dixie, Florida 1 $ 115,000 $ 115,000 $ 0
Flagler, Florida 1 $ 185,000 $ 185,000 $ 0
Madison, Florida 1 $ 85,000 $ 85,000 $ 37,000
Okeechobee, Florida 1 $ 85,000 $ 85,000 $ 8,000
Putnam, Florida 1 $ 135,000 $ 135,000 $ 78,000
Wakulla, Florida 1 $ 195,000 $ 195,000 $ 32,000
Walton, Florida 1 $ 95,000 $ 95,000 $ 37,000
Burke, Georgia 1 $ 185,000 $ 185,000 $ 66,000
Catoosa, Georgia 1 $ 95,000 $ 95,000 $ 0
Charlton, Georgia 1 $ 115,000 $ 115,000 $ 0
Cherokee, Georgia 1 $ 275,000 $ 275,000 $ 0
Crisp, Georgia 1 $ 155,000 $ 155,000 $ 52,000
Dougherty, Georgia 1 $ 185,000 $ 185,000 $ 0
Elbert, Georgia 1 $ 125,000 $ 125,000 $ 49,000
Fayette, Georgia 1 $ 35,000 $ 35,000 $ 96,000
Forsyth, Georgia 1 $ 235,000 $ 235,000 $ 251,000
Franklin, Georgia 1 $ 75,000 $ 75,000 $ 60,000
Glynn, Georgia 1 $ 145,000 $ 145,000 $ 0
Habersham, Georgia 1 $ 75,000 $ 75,000 $ 0
Houston, Georgia 1 $ 145,000 $ 145,000 $ 0
Jenkins, Georgia 1 $ 65,000 $ 65,000 $ 29,000
Lee, Georgia 1 $ 95,000 $ 95,000 $ 26,000
Madison, Georgia 1 $ 95,000 $ 95,000 $ 51,000
Meriwether, Georgia 1 $ 75,000 $ 75,000 $ 213,000
Mitchell, Georgia 1 $ 85,000 $ 85,000 $ 0
Morgan, Georgia 1 $ 125,000 $ 125,000 $ 70,000
Murray, Georgia 1 $ 205,000 $ 205,000 $ 111,000
Muscogee, Georgia 1 $ 195,000 $ 195,000 $ 0
Oglethorpe, Georgia 1 $ 135,000 $ 135,000 $ 57,000
Peach, Georgia 1 $ 245,000 $ 245,000 $ 0
Screven, Georgia 1 $ 115,000 $ 115,000 $ 55,000
Tattnall, Georgia 1 $ 165,000 $ 165,000 $ 53,000
Toombs, Georgia 1 $ 105,000 $ 105,000 $ 53,000
Troup, Georgia 1 $ 85,000 $ 85,000 $ 0
Walker, Georgia 1 $ 145,000 $ 145,000 $ 0
Grundy, Illinois 1 $ 315,000 $ 315,000 $ 0
Hamilton, Illinois 1 $ 95,000 $ 95,000 $ 55,000
Jackson, Illinois 1 $ 65,000 $ 65,000 $ 25,000
Jefferson, Illinois 1 $ 175,000 $ 175,000 $ 71,000
McLean, Illinois 1 $ 205,000 $ 205,000 $ 0
Shelby, Illinois 1 $ 55,000 $ 55,000 $ 31,000
St. Clair, Illinois 1 $ 15,000 $ 15,000 $ 17,000
Will, Illinois 1 $ 205,000 $ 205,000 $ 0
Bartholomew, Indiana 1 $ 155,000 $ 155,000 $ 87,000
Dubois, Indiana 1 $ 105,000 $ 105,000 $ 75,000
Elkhart, Indiana 1 $ 215,000 $ 215,000 $ 0
Harrison, Indiana 1 $ 165,000 $ 165,000 $ 62,000
Huntington, Indiana 1 $ 175,000 $ 175,000 $ 0
LaPorte, Indiana 1 $ 135,000 $ 135,000 $ 0
Perry, Indiana 1 $ 55,000 $ 55,000 $ 24,000
Spencer, Indiana 1 $ 105,000 $ 105,000 $ 50,000
Barren, Kentucky 1 $ 25,000 $ 25,000 $ 9,000
Caldwell, Kentucky 1 $ 165,000 $ 165,000 $ 44,000
Christian, Kentucky 1 $ 145,000 $ 145,000 $ 0
Clark, Kentucky 1 $ 205,000 $ 205,000 $ 0
Clinton, Kentucky 1 $ 135,000 $ 135,000 $ 80,000
Grant, Kentucky 1 $ 165,000 $ 165,000 $ 0
Graves, Kentucky 1 $ 85,000 $ 85,000 $ 36,000
Grayson, Kentucky 1 $ 135,000 $ 135,000 $ 52,000
Green, Kentucky 1 $ 55,000 $ 55,000 $ 72,000
Jefferson, Kentucky 1 $ 165,000 $ 165,000 $ 0
Laurel, Kentucky 1 $ 35,000 $ 35,000 $ 32,000
Meade, Kentucky 1 $ 125,000 $ 125,000 $ 107,000
Muhlenberg, Kentucky 1 $ 225,000 $ 225,000 $ 205,000
Nelson, Kentucky 1 $ 135,000 $ 135,000 $ 20,000
Pulaski, Kentucky 1 $ 245,000 $ 245,000 $ 124,000
Spencer, Kentucky 1 $ 215,000 $ 215,000 $ 102,000
Warren, Kentucky 1 $ 65,000 $ 65,000 $ 56,000
Webster, Kentucky 1 $ 15,000 $ 15,000 $ 50,000
Allen, Louisiana 1 $ 185,000 $ 185,000 $ 75,000
Caldwell, Louisiana 1 $ 85,000 $ 85,000 $ 29,000
Cameron, Louisiana 1 $ 95,000 $ 95,000 $ 24,000
Catahoula, Louisiana 1 $ 35,000 $ 35,000 $ 17,000
East Baton Rouge, Louisiana 1 $ 85,000 $ 85,000 $ 127,000
Natchitoches, Louisiana 1 $ 115,000 $ 115,000 $ 48,000
Orleans, Louisiana 1 $ 125,000 $ 125,000 $ 0
Richland, Louisiana 1 $ 115,000 $ 115,000 $ 58,000
St. Helena, Louisiana 1 $ 125,000 $ 125,000 $ 61,000
St. Mary, Louisiana 1 $ 175,000 $ 175,000 $ 74,000
Tangipahoa, Louisiana 1 $ 135,000 $ 135,000 $ 0
Vernon, Louisiana 1 $ 195,000 $ 195,000 $ 300,000
Washington, Louisiana 1 $ 185,000 $ 185,000 $ 102,000
West Baton Rouge, Louisiana 1 $ 55,000 $ 55,000 $ 45,000
West Carroll, Louisiana 1 $ 75,000 $ 75,000 $ 20,000
Allegany, Maryland 1 $ 125,000 $ 125,000 $ 0
Cecil, Maryland 1 $ 265,000 $ 265,000 $ 0
Charles, Maryland 1 $ 425,000 $ 425,000 $ 142,000
Dorchester, Maryland 1 $ 195,000 $ 195,000 $ 0
Howard, Maryland 1 $ 245,000 $ 245,000 $ 0
Kent, Maryland 1 $ 195,000 $ 195,000 $ 97,000
Genesee, Michigan 1 $ 195,000 $ 195,000 $ 0
Kent, Michigan 1 $ 145,000 $ 145,000 $ 0
Mason, Michigan 1 $ 145,000 $ 145,000 $ 0
Saginaw, Michigan 1 $ 115,000 $ 115,000 $ 0
Alcorn, Mississippi 1 $ 105,000 $ 105,000 $ 37,000
Calhoun, Mississippi 1 $ 135,000 $ 135,000 $ 41,000
Clarke, Mississippi 1 $ 105,000 $ 105,000 $ 34,000
Forrest, Mississippi 1 $ 65,000 $ 65,000 $ 34,000
Greene, Mississippi 1 $ 95,000 $ 95,000 $ 39,000
Jackson, Mississippi 1 $ 125,000 $ 125,000 $ 0
Jasper, Mississippi 1 $ 165,000 $ 165,000 $ 39,000
Jefferson, Mississippi 1 $ 115,000 $ 115,000 $ 38,000
Kemper, Mississippi 1 $ 55,000 $ 55,000 $ 54,000
Lafayette, Mississippi 1 $ 115,000 $ 115,000 $ 26,000
Leake, Mississippi 1 $ 75,000 $ 75,000 $ 24,000
Marion, Mississippi 1 $ 75,000 $ 75,000 $ 247,000
Newton, Mississippi 1 $ 145,000 $ 145,000 $ 71,000
Perry, Mississippi 1 $ 155,000 $ 155,000 $ 83,000
Pontotoc, Mississippi 1 $ 115,000 $ 115,000 $ 30,000
Stone, Mississippi 1 $ 105,000 $ 105,000 $ 36,000
Tishomingo, Mississippi 1 $ 55,000 $ 55,000 $ 41,000
Union, Mississippi 1 $ 155,000 $ 155,000 $ 80,000
Wayne, Mississippi 1 $ 105,000 $ 105,000 $ 57,000
Winston, Mississippi 1 $ 75,000 $ 75,000 $ 25,000
Yalobusha, Mississippi 1 $ 85,000 $ 85,000 $ 69,000
Yazoo, Mississippi 1 $ 75,000 $ 75,000 $ 17,000
Humboldt, Nevada 1 $ 145,000 $ 145,000 $ 0
Lyon, Nevada 1 $ 175,000 $ 175,000 $ 0
Nye, Nevada 1 $ 185,000 $ 185,000 $ 0
Essex, New Jersey 1 $ 215,000 $ 215,000 $ 0
Ocean, New Jersey 1 $ 345,000 $ 345,000 $ 0
Somerset, New Jersey 1 $ 225,000 $ 225,000 $ 0
Warren, New Jersey 1 $ 175,000 $ 175,000 $ 0
Santa Fe, New Mexico 1 $ 125,000 $ 125,000 $ 0
Taos, New Mexico 1 $ 205,000 $ 205,000 $ 0
Alexander, North Carolina 1 $ 215,000 $ 215,000 $ 0
Caldwell, North Carolina 1 $ 145,000 $ 145,000 $ 0
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Mortgage Loan Application Detail Totals for Cis Financial Services, Inc. in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,165 $142,695,000 $122,000 $525,000 $57,000 $360,000
Refinancing 659 $138,465,000 $210,000 $845,000 $84,000 $270,000
Cash-out Refinancing 257 $56,765,000 $220,000 $705,000 $68,000 $175,000
Not Applicable 4 $660,000 $165,000 $215,000 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 912 $117,060,000 $128,000 $845,000 $62,000 $360,000
Not applicable 771 $165,795,000 $215,000 $705,000 $0 $0
Black or African American 237 $31,885,000 $134,000 $475,000 $54,000 $202,000
Not Provided 100 $14,160,000 $141,000 $305,000 $58,000 $161,000
Hispanic 49 $7,745,000 $158,000 $355,000 $63,000 $214,000
American Indian or Alaskan Native 12 $1,140,000 $95,000 $165,000 $49,000 $81,000
Asian 4 $800,000 $200,000 $295,000 $61,000 $101,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 791 $113,245,000 $143,000 $455,000 $58,000 $360,000
VA-guaranteed (Veterans Administration) 757 $165,965,000 $219,000 $705,000 $78,000 $251,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 460 $50,530,000 $109,000 $845,000 $63,000 $309,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 77 $8,845,000 $114,000 $215,000 $43,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 771 $165,795,000 $215,000 $705,000 $0 $0
Application Denied By Financial Institution 543 $60,555,000 $111,000 $845,000 $56,000 $275,000
Loan Originated 498 $71,500,000 $143,000 $475,000 $60,000 $309,000
Application Withdrawn By Applicant 273 $40,735,000 $149,000 $455,000 $69,000 $360,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,542 $278,030,000 $180,000 $705,000 $63,000 $360,000
Credit History 269 $27,095,000 $100,000 $525,000 $54,000 $247,000
Other 133 $18,985,000 $142,000 $845,000 $65,000 $275,000
Insufficient Cash (Downpayment, Closing Cost) 85 $7,095,000 $83,000 $285,000 $50,000 $173,000
Collateral 23 $3,265,000 $141,000 $255,000 $60,000 $103,000
Debt-To-Income Ratio 19 $2,295,000 $120,000 $265,000 $52,000 $98,000
Employment History 7 $665,000 $95,000 $185,000 $43,000 $62,000
Unverifiable Information 7 $1,155,000 $165,000 $225,000 $53,000 $106,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cis Financial Services, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cis Financial Services, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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