Cis Financial Services, Inc. Mortgage Lending & HMDA Data, 2022
In 2022, Cis Financial Services, Inc. of Hamilton, AL reported 2,855 mortgage applications totaling $396.7 million, up 54% from 2021. The average application was for $138,954, and applicants reported an average income of $74,548. 17% of its applications resulted in an originated loan and 54% were denied. Its largest markets were Birmingham-Hoover, AL (98), Tampa-St. Petersburg-Clearwater, FL (66) and Memphis, TN-MS-AR (61) (applications in parentheses).
| Mortgage Company & Address | Cis Financial Services, Inc. 851 Military Street N Hamilton, AL 35570 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 2,855 |
| Total Mortgage Loan Application Amount | $396,715,000 |
| Average Mortgage Loan Application Amount | $138,954 |
| Highest Mortgage Loan Application Amount | $1,125,000 |
| Average Applicant Income | $74,548 |
| Highest Applicant Income | $1,671,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cis Financial Services, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Marion, Alabama | 93 | $ 13,165,000 | $ 141,559 | $ 69,000 |
| Walker, Alabama | 43 | $ 5,875,000 | $ 136,627 | $ 71,000 |
| Midland, Texas | 42 | $ 5,800,000 | $ 138,095 | $ 71,000 |
| Tuscaloosa, Alabama | 37 | $ 5,265,000 | $ 142,297 | $ 91,000 |
| Jefferson, Alabama | 34 | $ 5,670,000 | $ 166,764 | $ 72,000 |
| Polk, Florida | 34 | $ 3,420,000 | $ 100,588 | $ 69,000 |
| Franklin, Alabama | 27 | $ 2,935,000 | $ 108,703 | $ 58,000 |
| Los Angeles, California | 27 | $ 4,815,000 | $ 178,333 | $ 87,000 |
| San Diego, California | 27 | $ 5,115,000 | $ 189,444 | $ 89,000 |
| Colbert, Alabama | 26 | $ 3,870,000 | $ 148,846 | $ 63,000 |
| Lauderdale, Alabama | 25 | $ 3,315,000 | $ 132,600 | $ 55,000 |
| San Bernardino, California | 25 | $ 2,735,000 | $ 109,400 | $ 72,000 |
| Hillsborough, Florida | 25 | $ 2,575,000 | $ 103,000 | $ 88,000 |
| Lawrence, Alabama | 24 | $ 3,210,000 | $ 133,750 | $ 61,000 |
| Catawba, North Carolina | 24 | $ 4,630,000 | $ 192,916 | $ 74,000 |
| Pinellas, Florida | 23 | $ 1,595,000 | $ 69,347 | $ 50,000 |
| Ouachita, Louisiana | 23 | $ 2,365,000 | $ 102,826 | $ 55,000 |
| Panola, Mississippi | 23 | $ 4,085,000 | $ 177,608 | $ 122,000 |
| Cullman, Alabama | 21 | $ 3,145,000 | $ 149,761 | $ 83,000 |
| White, Arkansas | 21 | $ 2,245,000 | $ 106,904 | $ 64,000 |
| Livingston, Louisiana | 21 | $ 2,255,000 | $ 107,380 | $ 77,000 |
| Marshall, Mississippi | 21 | $ 2,985,000 | $ 142,142 | $ 66,000 |
| Winston, Alabama | 20 | $ 2,720,000 | $ 136,000 | $ 82,000 |
| Ector, Texas | 20 | $ 3,290,000 | $ 164,500 | $ 74,000 |
| Appling, Georgia | 19 | $ 2,445,000 | $ 128,684 | $ 76,000 |
| Caddo, Louisiana | 18 | $ 2,310,000 | $ 128,333 | $ 68,000 |
| Elmore, Alabama | 16 | $ 1,660,000 | $ 103,750 | $ 48,000 |
| Lamar, Alabama | 16 | $ 1,910,000 | $ 119,375 | $ 72,000 |
| St. Clair, Alabama | 16 | $ 2,510,000 | $ 156,875 | $ 72,000 |
| Orange, Florida | 16 | $ 2,380,000 | $ 148,750 | $ 102,000 |
| Pasco, Florida | 16 | $ 1,570,000 | $ 98,125 | $ 54,000 |
| Lowndes, Mississippi | 16 | $ 2,030,000 | $ 126,875 | $ 59,000 |
| Blount, Alabama | 15 | $ 2,435,000 | $ 162,333 | $ 77,000 |
| Chilton, Alabama | 15 | $ 2,245,000 | $ 149,666 | $ 90,000 |
| Mobile, Alabama | 15 | $ 1,875,000 | $ 125,000 | $ 81,000 |
| Rapides, Louisiana | 15 | $ 4,275,000 | $ 285,000 | $ 275,000 |
| Tangipahoa, Louisiana | 15 | $ 1,955,000 | $ 130,333 | $ 62,000 |
| Lamar, Mississippi | 15 | $ 1,435,000 | $ 95,666 | $ 44,000 |
| Orange, California | 14 | $ 2,660,000 | $ 190,000 | $ 102,000 |
| Union, Louisiana | 14 | $ 1,540,000 | $ 110,000 | $ 79,000 |
| Jefferson Davis, Mississippi | 14 | $ 1,500,000 | $ 107,142 | $ 66,000 |
| Simpson, Mississippi | 14 | $ 1,980,000 | $ 141,428 | $ 102,000 |
| Tarrant, Texas | 14 | $ 1,970,000 | $ 140,714 | $ 69,000 |
| Baldwin, Alabama | 13 | $ 2,285,000 | $ 175,769 | $ 63,000 |
| Morgan, Alabama | 13 | $ 2,125,000 | $ 163,461 | $ 70,000 |
| Lincoln, Louisiana | 13 | $ 1,315,000 | $ 101,153 | $ 67,000 |
| Oktibbeha, Mississippi | 13 | $ 1,855,000 | $ 142,692 | $ 70,000 |
| Caldwell, North Carolina | 13 | $ 2,635,000 | $ 202,692 | $ 59,000 |
| Fayette, Alabama | 12 | $ 1,350,000 | $ 112,500 | $ 73,000 |
| Lafayette, Louisiana | 12 | $ 1,390,000 | $ 115,833 | $ 69,000 |
| Jones, Mississippi | 12 | $ 1,470,000 | $ 122,500 | $ 73,000 |
| Lee, Mississippi | 12 | $ 1,990,000 | $ 165,833 | $ 63,000 |
| Union, Mississippi | 12 | $ 1,460,000 | $ 121,666 | $ 53,000 |
| Rutherford, Tennessee | 12 | $ 4,760,000 | $ 396,666 | $ 73,000 |
| Bibb, Alabama | 11 | $ 1,505,000 | $ 136,818 | $ 64,000 |
| Toombs, Georgia | 11 | $ 1,335,000 | $ 121,363 | $ 40,000 |
| Marshall, Kentucky | 11 | $ 1,445,000 | $ 131,363 | $ 53,000 |
| Bossier, Louisiana | 11 | $ 1,035,000 | $ 94,090 | $ 61,000 |
| Harrison, Mississippi | 11 | $ 1,595,000 | $ 145,000 | $ 92,000 |
| Perry, Mississippi | 11 | $ 1,435,000 | $ 130,454 | $ 92,000 |
| Austin, Texas | 11 | $ 1,015,000 | $ 92,272 | $ 68,000 |
| Calhoun, Alabama | 10 | $ 1,270,000 | $ 127,000 | $ 66,000 |
| Talladega, Alabama | 10 | $ 1,810,000 | $ 181,000 | $ 70,000 |
| Effingham, Georgia | 10 | $ 1,510,000 | $ 151,000 | $ 84,000 |
| Wilcox, Georgia | 10 | $ 1,270,000 | $ 127,000 | $ 71,000 |
| Calcasieu, Louisiana | 10 | $ 1,070,000 | $ 107,000 | $ 72,000 |
| Lafourche, Louisiana | 10 | $ 1,220,000 | $ 122,000 | $ 69,000 |
| Covington, Mississippi | 10 | $ 1,210,000 | $ 121,000 | $ 66,000 |
| Marion, Mississippi | 10 | $ 1,020,000 | $ 102,000 | $ 69,000 |
| Monroe, Mississippi | 10 | $ 1,420,000 | $ 142,000 | $ 62,000 |
| Pontotoc, Mississippi | 10 | $ 1,340,000 | $ 134,000 | $ 49,000 |
| Fayette, Tennessee | 10 | $ 1,560,000 | $ 156,000 | $ 70,000 |
| Kerr, Texas | 10 | $ 1,170,000 | $ 117,000 | $ 66,000 |
| Cherokee, Alabama | 9 | $ 1,095,000 | $ 121,666 | $ 70,000 |
| Broward, Florida | 9 | $ 715,000 | $ 79,444 | $ 82,000 |
| Volusia, Florida | 9 | $ 1,165,000 | $ 129,444 | $ 50,000 |
| Bulloch, Georgia | 9 | $ 1,505,000 | $ 167,222 | $ 59,000 |
| Jefferson, Kentucky | 9 | $ 1,725,000 | $ 191,666 | $ 64,000 |
| Muhlenberg, Kentucky | 9 | $ 955,000 | $ 106,111 | $ 57,000 |
| Natchitoches, Louisiana | 9 | $ 1,135,000 | $ 126,111 | $ 55,000 |
| St. Landry, Louisiana | 9 | $ 1,155,000 | $ 128,333 | $ 103,000 |
| Webster, Louisiana | 9 | $ 915,000 | $ 101,666 | $ 63,000 |
| Wayne, Mississippi | 9 | $ 1,235,000 | $ 137,222 | $ 73,000 |
| Tipton, Tennessee | 9 | $ 1,495,000 | $ 166,111 | $ 76,000 |
| Wilson, Tennessee | 9 | $ 2,855,000 | $ 317,222 | $ 80,000 |
| Hale, Alabama | 8 | $ 1,040,000 | $ 130,000 | $ 50,000 |
| Lonoke, Arkansas | 8 | $ 1,000,000 | $ 125,000 | $ 67,000 |
| Santa Clara, California | 8 | $ 1,310,000 | $ 163,750 | $ 103,000 |
| Jackson, Florida | 8 | $ 1,210,000 | $ 151,250 | $ 73,000 |
| Monroe, Georgia | 8 | $ 980,000 | $ 122,500 | $ 60,000 |
| Montgomery, Georgia | 8 | $ 1,060,000 | $ 132,500 | $ 79,000 |
| Acadia, Louisiana | 8 | $ 1,040,000 | $ 130,000 | $ 72,000 |
| Morehouse, Louisiana | 8 | $ 810,000 | $ 101,250 | $ 64,000 |
| Richland, Louisiana | 8 | $ 800,000 | $ 100,000 | $ 49,000 |
| Vernon, Louisiana | 8 | $ 690,000 | $ 86,250 | $ 65,000 |
| Jackson, Mississippi | 8 | $ 1,040,000 | $ 130,000 | $ 95,000 |
| Noxubee, Mississippi | 8 | $ 1,240,000 | $ 155,000 | $ 87,000 |
| Burke, North Carolina | 8 | $ 1,370,000 | $ 171,250 | $ 52,000 |
| Travis, Texas | 8 | $ 790,000 | $ 98,750 | $ 73,000 |
| Dale, Alabama | 7 | $ 955,000 | $ 136,428 | $ 72,000 |
| Greene, Alabama | 7 | $ 1,005,000 | $ 143,571 | $ 62,000 |
| Houston, Alabama | 7 | $ 995,000 | $ 142,142 | $ 74,000 |
| Marengo, Alabama | 7 | $ 875,000 | $ 125,000 | $ 61,000 |
| Shelby, Alabama | 7 | $ 1,065,000 | $ 152,142 | $ 84,000 |
| Faulkner, Arkansas | 7 | $ 705,000 | $ 100,714 | $ 41,000 |
| Union, Arkansas | 7 | $ 875,000 | $ 125,000 | $ 89,000 |
| Riverside, California | 7 | $ 1,155,000 | $ 165,000 | $ 54,000 |
| Alachua, Florida | 7 | $ 1,385,000 | $ 197,857 | $ 100,000 |
| Osceola, Florida | 7 | $ 1,375,000 | $ 196,428 | $ 78,000 |
| Washington, Florida | 7 | $ 995,000 | $ 142,142 | $ 102,000 |
| Houston, Georgia | 7 | $ 845,000 | $ 120,714 | $ 72,000 |
| Ohio, Kentucky | 7 | $ 565,000 | $ 80,714 | $ 90,000 |
| Clay, Mississippi | 7 | $ 875,000 | $ 125,000 | $ 54,000 |
| Forrest, Mississippi | 7 | $ 775,000 | $ 110,714 | $ 60,000 |
| Grenada, Mississippi | 7 | $ 1,265,000 | $ 180,714 | $ 91,000 |
| Hancock, Mississippi | 7 | $ 915,000 | $ 130,714 | $ 60,000 |
| Lauderdale, Mississippi | 7 | $ 1,085,000 | $ 155,000 | $ 78,000 |
| Tallahatchie, Mississippi | 7 | $ 965,000 | $ 137,857 | $ 74,000 |
| Tate, Mississippi | 7 | $ 1,185,000 | $ 169,285 | $ 55,000 |
| Autauga, Alabama | 6 | $ 1,110,000 | $ 185,000 | $ 72,000 |
| Clarke, Alabama | 6 | $ 570,000 | $ 95,000 | $ 54,000 |
| Lowndes, Alabama | 6 | $ 510,000 | $ 85,000 | $ 67,000 |
| Madison, Alabama | 6 | $ 950,000 | $ 158,333 | $ 70,000 |
| Alameda, California | 6 | $ 1,460,000 | $ 243,333 | $ 104,000 |
| Brevard, Florida | 6 | $ 1,040,000 | $ 173,333 | $ 102,000 |
| Calhoun, Florida | 6 | $ 890,000 | $ 148,333 | $ 112,000 |
| Highlands, Florida | 6 | $ 780,000 | $ 130,000 | $ 59,000 |
| Lake, Florida | 6 | $ 780,000 | $ 130,000 | $ 53,000 |
| Bleckley, Georgia | 6 | $ 880,000 | $ 146,666 | $ 100,000 |
| Crisp, Georgia | 6 | $ 710,000 | $ 118,333 | $ 55,000 |
| Dooly, Georgia | 6 | $ 780,000 | $ 130,000 | $ 77,000 |
| Laurens, Georgia | 6 | $ 830,000 | $ 138,333 | $ 84,000 |
| Graves, Kentucky | 6 | $ 900,000 | $ 150,000 | $ 58,000 |
| De Soto, Louisiana | 6 | $ 640,000 | $ 106,666 | $ 64,000 |
| George, Mississippi | 6 | $ 620,000 | $ 103,333 | $ 86,000 |
| Itawamba, Mississippi | 6 | $ 920,000 | $ 153,333 | $ 53,000 |
| Jasper, Mississippi | 6 | $ 770,000 | $ 128,333 | $ 74,000 |
| Pearl River, Mississippi | 6 | $ 890,000 | $ 148,333 | $ 112,000 |
| Smith, Mississippi | 6 | $ 630,000 | $ 105,000 | $ 53,000 |
| Lincoln, Missouri | 6 | $ 630,000 | $ 105,000 | $ 40,000 |
| Lauderdale, Tennessee | 6 | $ 750,000 | $ 125,000 | $ 57,000 |
| Montgomery, Alabama | 5 | $ 595,000 | $ 119,000 | $ 59,000 |
| Sumter, Alabama | 5 | $ 805,000 | $ 161,000 | $ 89,000 |
| Fresno, California | 5 | $ 515,000 | $ 103,000 | $ 77,000 |
| Santa Cruz, California | 5 | $ 1,605,000 | $ 321,000 | $ 106,000 |
| Duval, Florida | 5 | $ 835,000 | $ 167,000 | $ 83,000 |
| Escambia, Florida | 5 | $ 575,000 | $ 115,000 | $ 61,000 |
| Bibb, Georgia | 5 | $ 765,000 | $ 153,000 | $ 73,000 |
| Bryan, Georgia | 5 | $ 805,000 | $ 161,000 | $ 56,000 |
| Clayton, Georgia | 5 | $ 625,000 | $ 125,000 | $ 57,000 |
| Dodge, Georgia | 5 | $ 695,000 | $ 139,000 | $ 73,000 |
| Emanuel, Georgia | 5 | $ 545,000 | $ 109,000 | $ 47,000 |
| Jefferson, Georgia | 5 | $ 645,000 | $ 129,000 | $ 93,000 |
| Johnson, Georgia | 5 | $ 585,000 | $ 117,000 | $ 69,000 |
| Treutlen, Georgia | 5 | $ 665,000 | $ 133,000 | $ 49,000 |
| Livingston, Kentucky | 5 | $ 505,000 | $ 101,000 | $ 47,000 |
| McCracken, Kentucky | 5 | $ 585,000 | $ 117,000 | $ 54,000 |
| Iberia, Louisiana | 5 | $ 995,000 | $ 199,000 | $ 114,000 |
| Pointe Coupee, Louisiana | 5 | $ 625,000 | $ 125,000 | $ 80,000 |
| St. Helena, Louisiana | 5 | $ 745,000 | $ 149,000 | $ 108,000 |
| Washington, Louisiana | 5 | $ 725,000 | $ 145,000 | $ 75,000 |
| West Carroll, Louisiana | 5 | $ 475,000 | $ 95,000 | $ 81,000 |
| Greene, Mississippi | 5 | $ 605,000 | $ 121,000 | $ 61,000 |
| Pike, Mississippi | 5 | $ 695,000 | $ 139,000 | $ 51,000 |
| Stone, Mississippi | 5 | $ 785,000 | $ 157,000 | $ 57,000 |
| Winston, Mississippi | 5 | $ 665,000 | $ 133,000 | $ 43,000 |
| Hardeman, Tennessee | 5 | $ 715,000 | $ 143,000 | $ 75,000 |
| Shelby, Tennessee | 5 | $ 765,000 | $ 153,000 | $ 49,000 |
| Dallas, Texas | 5 | $ 505,000 | $ 101,000 | $ 66,000 |
| Harris, Texas | 5 | $ 515,000 | $ 103,000 | $ 60,000 |
| Harrison, Texas | 5 | $ 605,000 | $ 121,000 | $ 51,000 |
| Shelby, Texas | 5 | $ 645,000 | $ 129,000 | $ 79,000 |
| Covington, Alabama | 4 | $ 650,000 | $ 162,500 | $ 96,000 |
| Macon, Alabama | 4 | $ 500,000 | $ 125,000 | $ 53,000 |
| Marshall, Alabama | 4 | $ 600,000 | $ 150,000 | $ 75,000 |
| Pickens, Alabama | 4 | $ 440,000 | $ 110,000 | $ 71,000 |
| Tallapoosa, Alabama | 4 | $ 400,000 | $ 100,000 | $ 99,000 |
| Cleburne, Arkansas | 4 | $ 350,000 | $ 87,500 | $ 59,000 |
| Columbia, Arkansas | 4 | $ 330,000 | $ 82,500 | $ 61,000 |
| Crittenden, Arkansas | 4 | $ 670,000 | $ 167,500 | $ 70,000 |
| Grant, Arkansas | 4 | $ 480,000 | $ 120,000 | $ 61,000 |
| Jefferson, Arkansas | 4 | $ 680,000 | $ 170,000 | $ 80,000 |
| Prairie, Arkansas | 4 | $ 340,000 | $ 85,000 | $ 56,000 |
| Contra Costa, California | 4 | $ 640,000 | $ 160,000 | $ 70,000 |
| Bay, Florida | 4 | $ 530,000 | $ 132,500 | $ 77,000 |
| Holmes, Florida | 4 | $ 380,000 | $ 95,000 | $ 72,000 |
| Manatee, Florida | 4 | $ 330,000 | $ 82,500 | $ 52,000 |
| Miami-Dade, Florida | 4 | $ 720,000 | $ 180,000 | $ 85,000 |
| Palm Beach, Florida | 4 | $ 400,000 | $ 100,000 | $ 94,000 |
| St. Lucie, Florida | 4 | $ 400,000 | $ 100,000 | $ 105,000 |
| Sumter, Florida | 4 | $ 810,000 | $ 202,500 | $ 74,000 |
| Brantley, Georgia | 4 | $ 620,000 | $ 155,000 | $ 58,000 |
| Carroll, Georgia | 4 | $ 620,000 | $ 155,000 | $ 68,000 |
| Jeff Davis, Georgia | 4 | $ 460,000 | $ 115,000 | $ 53,000 |
| Paulding, Georgia | 4 | $ 600,000 | $ 150,000 | $ 78,000 |
| Sumter, Georgia | 4 | $ 440,000 | $ 110,000 | $ 33,000 |
| Wayne, Georgia | 4 | $ 500,000 | $ 125,000 | $ 72,000 |
| Rock Island, Illinois | 4 | $ 190,000 | $ 47,500 | $ 39,000 |
| Hopkins, Kentucky | 4 | $ 490,000 | $ 122,500 | $ 76,000 |
| Bienville, Louisiana | 4 | $ 450,000 | $ 112,500 | $ 71,000 |
| Evangeline, Louisiana | 4 | $ 300,000 | $ 75,000 | $ 70,000 |
| Grant, Louisiana | 4 | $ 400,000 | $ 100,000 | $ 62,000 |
| Sabine, Louisiana | 4 | $ 650,000 | $ 162,500 | $ 132,000 |
| St. Tammany, Louisiana | 4 | $ 650,000 | $ 162,500 | $ 92,000 |
| Vermilion, Louisiana | 4 | $ 520,000 | $ 130,000 | $ 59,000 |
| DeSoto, Mississippi | 4 | $ 520,000 | $ 130,000 | $ 71,000 |
| Hinds, Mississippi | 4 | $ 590,000 | $ 147,500 | $ 82,000 |
| Lafayette, Mississippi | 4 | $ 440,000 | $ 110,000 | $ 56,000 |
| Lincoln, Mississippi | 4 | $ 480,000 | $ 120,000 | $ 48,000 |
| Neshoba, Mississippi | 4 | $ 410,000 | $ 102,500 | $ 84,000 |
| Newton, Mississippi | 4 | $ 550,000 | $ 137,500 | $ 106,000 |
| Rankin, Mississippi | 4 | $ 610,000 | $ 152,500 | $ 87,000 |
| Tishomingo, Mississippi | 4 | $ 520,000 | $ 130,000 | $ 66,000 |
| Alexander, North Carolina | 4 | $ 980,000 | $ 245,000 | $ 72,000 |
| Davidson, Tennessee | 4 | $ 630,000 | $ 157,500 | $ 95,000 |
| DeKalb, Tennessee | 4 | $ 730,000 | $ 182,500 | $ 96,000 |
| Sumner, Tennessee | 4 | $ 680,000 | $ 170,000 | $ 70,000 |
| Cass, Texas | 4 | $ 900,000 | $ 225,000 | $ 121,000 |
| Liberty, Texas | 4 | $ 440,000 | $ 110,000 | $ 74,000 |
| McLennan, Texas | 4 | $ 440,000 | $ 110,000 | $ 92,000 |
| Smith, Texas | 4 | $ 650,000 | $ 162,500 | $ 74,000 |
| Van Zandt, Texas | 4 | $ 550,000 | $ 137,500 | $ 88,000 |
| Wood, Texas | 4 | $ 440,000 | $ 110,000 | $ 69,000 |
| Bullock, Alabama | 3 | $ 365,000 | $ 121,666 | $ 80,000 |
| Butler, Alabama | 3 | $ 515,000 | $ 171,666 | $ 47,000 |
| Chambers, Alabama | 3 | $ 485,000 | $ 161,666 | $ 92,000 |
| Cleburne, Alabama | 3 | $ 375,000 | $ 125,000 | $ 128,000 |
| Dallas, Alabama | 3 | $ 415,000 | $ 138,333 | $ 63,000 |
| Geneva, Alabama | 3 | $ 475,000 | $ 158,333 | $ 96,000 |
| Henry, Alabama | 3 | $ 395,000 | $ 131,666 | $ 60,000 |
| Jackson, Alabama | 3 | $ 485,000 | $ 161,666 | $ 50,000 |
| Randolph, Alabama | 3 | $ 295,000 | $ 98,333 | $ 74,000 |
| Independence, Arkansas | 3 | $ 335,000 | $ 111,666 | $ 83,000 |
| Jackson, Arkansas | 3 | $ 335,000 | $ 111,666 | $ 269,000 |
| Monterey, California | 3 | $ 525,000 | $ 175,000 | $ 115,000 |
| Sacramento, California | 3 | $ 345,000 | $ 115,000 | $ 84,000 |
| Charlotte, Florida | 3 | $ 505,000 | $ 168,333 | $ 67,000 |
| Indian River, Florida | 3 | $ 435,000 | $ 145,000 | $ 283,000 |
| Lee, Florida | 3 | $ 445,000 | $ 148,333 | $ 70,000 |
| Martin, Florida | 3 | $ 205,000 | $ 68,333 | $ 42,000 |
| Okeechobee, Florida | 3 | $ 575,000 | $ 191,666 | $ 109,000 |
| Baldwin, Georgia | 3 | $ 615,000 | $ 205,000 | $ 61,000 |
| Henry, Georgia | 3 | $ 495,000 | $ 165,000 | $ 46,000 |
| Jenkins, Georgia | 3 | $ 405,000 | $ 135,000 | $ 48,000 |
| Lamar, Georgia | 3 | $ 465,000 | $ 155,000 | $ 71,000 |
| Macon, Georgia | 3 | $ 445,000 | $ 148,333 | $ 62,000 |
| McIntosh, Georgia | 3 | $ 455,000 | $ 151,666 | $ 44,000 |
| Miller, Georgia | 3 | $ 495,000 | $ 165,000 | $ 38,000 |
| Rockdale, Georgia | 3 | $ 415,000 | $ 138,333 | $ 70,000 |
| Tattnall, Georgia | 3 | $ 485,000 | $ 161,666 | $ 149,000 |
| Taylor, Georgia | 3 | $ 445,000 | $ 148,333 | $ 41,000 |
| Telfair, Georgia | 3 | $ 335,000 | $ 111,666 | $ 48,000 |
| Turner, Georgia | 3 | $ 445,000 | $ 148,333 | $ 69,000 |
| Twiggs, Georgia | 3 | $ 455,000 | $ 151,666 | $ 83,000 |
| Ware, Georgia | 3 | $ 355,000 | $ 118,333 | $ 90,000 |
| Wheeler, Georgia | 3 | $ 645,000 | $ 215,000 | $ 61,000 |
| Worth, Georgia | 3 | $ 355,000 | $ 118,333 | $ 75,000 |
| Ballard, Kentucky | 3 | $ 475,000 | $ 158,333 | $ 92,000 |
| Christian, Kentucky | 3 | $ 355,000 | $ 118,333 | $ 35,000 |
| Webster, Kentucky | 3 | $ 405,000 | $ 135,000 | $ 53,000 |
| Avoyelles, Louisiana | 3 | $ 445,000 | $ 148,333 | $ 51,000 |
| Beauregard, Louisiana | 3 | $ 425,000 | $ 141,666 | $ 83,000 |
| Caldwell, Louisiana | 3 | $ 385,000 | $ 128,333 | $ 98,000 |
| St. John the Baptist, Louisiana | 3 | $ 405,000 | $ 135,000 | $ 32,000 |
| St. Martin, Louisiana | 3 | $ 315,000 | $ 105,000 | $ 65,000 |
| Winn, Louisiana | 3 | $ 395,000 | $ 131,666 | $ 101,000 |
| Calhoun, Mississippi | 3 | $ 385,000 | $ 128,333 | $ 40,000 |
| Copiah, Mississippi | 3 | $ 375,000 | $ 125,000 | $ 63,000 |
| Prentiss, Mississippi | 3 | $ 275,000 | $ 91,666 | $ 57,000 |
| Walthall, Mississippi | 3 | $ 225,000 | $ 75,000 | $ 60,000 |
| Webster, Mississippi | 3 | $ 415,000 | $ 138,333 | $ 70,000 |
| Yalobusha, Mississippi | 3 | $ 425,000 | $ 141,666 | $ 69,000 |
| Iredell, North Carolina | 3 | $ 435,000 | $ 145,000 | $ 67,000 |
| Mahoning, Ohio | 3 | $ 205,000 | $ 68,333 | $ 45,000 |
| Cumberland, Pennsylvania | 3 | $ 475,000 | $ 158,333 | $ 55,000 |
| Lawrence, Tennessee | 3 | $ 205,000 | $ 68,333 | $ 44,000 |
| Smith, Tennessee | 3 | $ 535,000 | $ 178,333 | $ 83,000 |
| Wayne, Tennessee | 3 | $ 275,000 | $ 91,666 | $ 44,000 |
| Bexar, Texas | 3 | $ 495,000 | $ 165,000 | $ 40,000 |
| Bowie, Texas | 3 | $ 465,000 | $ 155,000 | $ 71,000 |
| Brazoria, Texas | 3 | $ 325,000 | $ 108,333 | $ 31,000 |
| Brazos, Texas | 3 | $ 135,000 | $ 45,000 | $ 84,000 |
| Henderson, Texas | 3 | $ 565,000 | $ 188,333 | $ 100,000 |
| Mitchell, Texas | 3 | $ 475,000 | $ 158,333 | $ 85,000 |
| Nacogdoches, Texas | 3 | $ 465,000 | $ 155,000 | $ 73,000 |
| Reeves, Texas | 3 | $ 635,000 | $ 211,666 | $ 177,000 |
| Scurry, Texas | 3 | $ 515,000 | $ 171,666 | $ 64,000 |
| Taylor, Texas | 3 | $ 425,000 | $ 141,666 | $ 41,000 |
| Tom Green, Texas | 3 | $ 435,000 | $ 145,000 | $ 78,000 |
| Choctaw, Alabama | 2 | $ 210,000 | $ 105,000 | $ 52,000 |
| Clay, Alabama | 2 | $ 380,000 | $ 190,000 | $ 64,000 |
| Coffee, Alabama | 2 | $ 300,000 | $ 150,000 | $ 81,000 |
| DeKalb, Alabama | 2 | $ 240,000 | $ 120,000 | $ 78,000 |
| Etowah, Alabama | 2 | $ 330,000 | $ 165,000 | $ 52,000 |
| Limestone, Alabama | 2 | $ 210,000 | $ 105,000 | $ 55,000 |
| Monroe, Alabama | 2 | $ 170,000 | $ 85,000 | $ 60,000 |
| Perry, Alabama | 2 | $ 210,000 | $ 105,000 | $ 250,000 |
| Washington, Alabama | 2 | $ 300,000 | $ 150,000 | $ 106,000 |
| Ashley, Arkansas | 2 | $ 330,000 | $ 165,000 | $ 69,000 |
| Baxter, Arkansas | 2 | $ 220,000 | $ 110,000 | $ 255,000 |
| Calhoun, Arkansas | 2 | $ 310,000 | $ 155,000 | $ 38,000 |
| Chicot, Arkansas | 2 | $ 240,000 | $ 120,000 | $ 69,000 |
| Craighead, Arkansas | 2 | $ 250,000 | $ 125,000 | $ 56,000 |
| Garland, Arkansas | 2 | $ 180,000 | $ 90,000 | $ 48,000 |
| Lincoln, Arkansas | 2 | $ 210,000 | $ 105,000 | $ 47,000 |
| Little River, Arkansas | 2 | $ 340,000 | $ 170,000 | $ 73,000 |
| Saline, Arkansas | 2 | $ 220,000 | $ 110,000 | $ 63,000 |
| Woodruff, Arkansas | 2 | $ 340,000 | $ 170,000 | $ 118,000 |
| Merced, California | 2 | $ 130,000 | $ 65,000 | $ 33,000 |
| Stanislaus, California | 2 | $ 400,000 | $ 200,000 | $ 111,000 |
| Citrus, Florida | 2 | $ 160,000 | $ 80,000 | $ 76,000 |
| Clay, Florida | 2 | $ 360,000 | $ 180,000 | $ 86,000 |
| Columbia, Florida | 2 | $ 260,000 | $ 130,000 | $ 50,000 |
| Gadsden, Florida | 2 | $ 250,000 | $ 125,000 | $ 51,000 |
| Hardee, Florida | 2 | $ 240,000 | $ 120,000 | $ 25,000 |
| Hernando, Florida | 2 | $ 280,000 | $ 140,000 | $ 46,000 |
| Levy, Florida | 2 | $ 260,000 | $ 130,000 | $ 67,000 |
| Liberty, Florida | 2 | $ 290,000 | $ 145,000 | $ 63,000 |
| Santa Rosa, Florida | 2 | $ 120,000 | $ 60,000 | $ 30,000 |
| Seminole, Florida | 2 | $ 200,000 | $ 100,000 | $ 76,000 |
| Suwannee, Florida | 2 | $ 390,000 | $ 195,000 | $ 722,000 |
| Walton, Florida | 2 | $ 400,000 | $ 200,000 | $ 98,000 |
| Bacon, Georgia | 2 | $ 280,000 | $ 140,000 | $ 47,000 |
| Ben Hill, Georgia | 2 | $ 300,000 | $ 150,000 | $ 41,000 |
| Brooks, Georgia | 2 | $ 220,000 | $ 110,000 | $ 136,000 |
| Burke, Georgia | 2 | $ 260,000 | $ 130,000 | $ 51,000 |
| Candler, Georgia | 2 | $ 300,000 | $ 150,000 | $ 54,000 |
| Charlton, Georgia | 2 | $ 390,000 | $ 195,000 | $ 89,000 |
| Cobb, Georgia | 2 | $ 760,000 | $ 380,000 | $ 131,000 |
| Coweta, Georgia | 2 | $ 370,000 | $ 185,000 | $ 98,000 |
| Crawford, Georgia | 2 | $ 220,000 | $ 110,000 | $ 60,000 |
| Dawson, Georgia | 2 | $ 270,000 | $ 135,000 | $ 68,000 |
| Glynn, Georgia | 2 | $ 420,000 | $ 210,000 | $ 107,000 |
| Haralson, Georgia | 2 | $ 370,000 | $ 185,000 | $ 75,000 |
| Lowndes, Georgia | 2 | $ 320,000 | $ 160,000 | $ 54,000 |
| Marion, Georgia | 2 | $ 210,000 | $ 105,000 | $ 57,000 |
| Pickens, Georgia | 2 | $ 410,000 | $ 205,000 | $ 86,000 |
| Polk, Georgia | 2 | $ 230,000 | $ 115,000 | $ 64,000 |
| Screven, Georgia | 2 | $ 250,000 | $ 125,000 | $ 37,000 |
| Thomas, Georgia | 2 | $ 190,000 | $ 95,000 | $ 25,000 |
| Tift, Georgia | 2 | $ 180,000 | $ 90,000 | $ 148,000 |
| Webster, Georgia | 2 | $ 270,000 | $ 135,000 | $ 47,000 |
| Clark, Indiana | 2 | $ 200,000 | $ 100,000 | $ 60,000 |
| Caldwell, Kentucky | 2 | $ 210,000 | $ 105,000 | $ 76,000 |
| Carlisle, Kentucky | 2 | $ 160,000 | $ 80,000 | $ 32,000 |
| Hardin, Kentucky | 2 | $ 310,000 | $ 155,000 | $ 140,000 |
| Lyon, Kentucky | 2 | $ 280,000 | $ 140,000 | $ 170,000 |
| McLean, Kentucky | 2 | $ 260,000 | $ 130,000 | $ 53,000 |
| Oldham, Kentucky | 2 | $ 220,000 | $ 110,000 | $ 39,000 |
| Trigg, Kentucky | 2 | $ 170,000 | $ 85,000 | $ 48,000 |
| Catahoula, Louisiana | 2 | $ 340,000 | $ 170,000 | $ 91,000 |
| Concordia, Louisiana | 2 | $ 330,000 | $ 165,000 | $ 82,000 |
| East Baton Rouge, Louisiana | 2 | $ 310,000 | $ 155,000 | $ 98,000 |
| East Feliciana, Louisiana | 2 | $ 280,000 | $ 140,000 | $ 80,000 |
| Jefferson, Louisiana | 2 | $ 70,000 | $ 35,000 | $ 72,000 |
| Jefferson Davis, Louisiana | 2 | $ 250,000 | $ 125,000 | $ 66,000 |
| La Salle, Louisiana | 2 | $ 250,000 | $ 125,000 | $ 47,000 |
| St. Mary, Louisiana | 2 | $ 210,000 | $ 105,000 | $ 55,000 |
| Terrebonne, Louisiana | 2 | $ 360,000 | $ 180,000 | $ 53,000 |
| Alcorn, Mississippi | 2 | $ 260,000 | $ 130,000 | $ 83,000 |
| Amite, Mississippi | 2 | $ 310,000 | $ 155,000 | $ 58,000 |
| Attala, Mississippi | 2 | $ 260,000 | $ 130,000 | $ 41,000 |
| Bolivar, Mississippi | 2 | $ 310,000 | $ 155,000 | $ 98,000 |
| Chickasaw, Mississippi | 2 | $ 350,000 | $ 175,000 | $ 70,000 |
| Holmes, Mississippi | 2 | $ 390,000 | $ 195,000 | $ 127,000 |
| Jefferson, Mississippi | 2 | $ 260,000 | $ 130,000 | $ 80,000 |
| Kemper, Mississippi | 2 | $ 190,000 | $ 95,000 | $ 75,000 |
| Leake, Mississippi | 2 | $ 290,000 | $ 145,000 | $ 50,000 |
| Washington, Mississippi | 2 | $ 520,000 | $ 260,000 | $ 92,000 |
| Warren, Missouri | 2 | $ 220,000 | $ 110,000 | $ 81,000 |
| Franklin, North Carolina | 2 | $ 490,000 | $ 245,000 | $ 61,000 |
| Vance, North Carolina | 2 | $ 430,000 | $ 215,000 | $ 54,000 |
| Wake, North Carolina | 2 | $ 270,000 | $ 135,000 | $ 68,000 |
| Wayne, North Carolina | 2 | $ 320,000 | $ 160,000 | $ 88,000 |
| Morrow, Ohio | 2 | $ 90,000 | $ 45,000 | $ 39,000 |
| Pickaway, Ohio | 2 | $ 100,000 | $ 50,000 | $ 93,000 |
| Bucks, Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 118,000 |
| Lehigh, Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 92,000 |
| Horry, South Carolina | 2 | $ 250,000 | $ 125,000 | $ 44,000 |
| Orangeburg, South Carolina | 2 | $ 360,000 | $ 180,000 | $ 64,000 |
| Gibson, Tennessee | 2 | $ 280,000 | $ 140,000 | $ 85,000 |
| Greene, Tennessee | 2 | $ 150,000 | $ 75,000 | $ 53,000 |
| Haywood, Tennessee | 2 | $ 360,000 | $ 180,000 | $ 35,000 |
| Madison, Tennessee | 2 | $ 340,000 | $ 170,000 | $ 75,000 |
| Marshall, Tennessee | 2 | $ 310,000 | $ 155,000 | $ 136,000 |
| Maury, Tennessee | 2 | $ 410,000 | $ 205,000 | $ 57,000 |
| McNairy, Tennessee | 2 | $ 340,000 | $ 170,000 | $ 58,000 |
| Sevier, Tennessee | 2 | $ 350,000 | $ 175,000 | $ 59,000 |
| Washington, Tennessee | 2 | $ 770,000 | $ 385,000 | $ 174,000 |
| Anderson, Texas | 2 | $ 220,000 | $ 110,000 | $ 55,000 |
| Camp, Texas | 2 | $ 190,000 | $ 95,000 | $ 60,000 |
| Culberson, Texas | 2 | $ 330,000 | $ 165,000 | $ 73,000 |
| Denton, Texas | 2 | $ 240,000 | $ 120,000 | $ 86,000 |
| Gillespie, Texas | 2 | $ 210,000 | $ 105,000 | $ 39,000 |
| Marion, Texas | 2 | $ 250,000 | $ 125,000 | $ 69,000 |
| Martin, Texas | 2 | $ 360,000 | $ 180,000 | $ 36,000 |
| Panola, Texas | 2 | $ 390,000 | $ 195,000 | $ 85,000 |
| Tyler, Texas | 2 | $ 380,000 | $ 190,000 | $ 127,000 |
| Upton, Texas | 2 | $ 440,000 | $ 220,000 | $ 138,000 |
| Williamson, Texas | 2 | $ 150,000 | $ 75,000 | $ 106,000 |
| Poquoson, Virginia | 2 | $ 160,000 | $ 80,000 | $ 72,000 |
| Barbour, Alabama | 1 | $ 195,000 | $ 195,000 | $ 96,000 |
| Conecuh, Alabama | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Lee, Alabama | 1 | $ 65,000 | $ 65,000 | $ 174,000 |
| Pike, Alabama | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Boone, Arkansas | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Carroll, Arkansas | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Dallas, Arkansas | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| Drew, Arkansas | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Greene, Arkansas | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Hempstead, Arkansas | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Izard, Arkansas | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Lafayette, Arkansas | 1 | $ 115,000 | $ 115,000 | $ 18,000 |
| Logan, Arkansas | 1 | $ 65,000 | $ 65,000 | $ 127,000 |
| Miller, Arkansas | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Monroe, Arkansas | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Nevada, Arkansas | 1 | $ 215,000 | $ 215,000 | $ 154,000 |
| Ouachita, Arkansas | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Poinsett, Arkansas | 1 | $ 95,000 | $ 95,000 | $ 26,000 |
| Polk, Arkansas | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Pulaski, Arkansas | 1 | $ 165,000 | $ 165,000 | $ 106,000 |
| Van Buren, Arkansas | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Yell, Arkansas | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Amador, California | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Kern, California | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Nevada, California | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| Placer, California | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| San Luis Obispo, California | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| San Mateo, California | 1 | $ 205,000 | $ 205,000 | $ 174,000 |
| Solano, California | 1 | $ 135,000 | $ 135,000 | $ 108,000 |
| Sutter, California | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| El Paso, Colorado | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Fremont, Colorado | 1 | $ 155,000 | $ 155,000 | $ 4,000 |
| Collier, Florida | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| Flagler, Florida | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Gilchrist, Florida | 1 | $ 145,000 | $ 145,000 | $ 20,000 |
| Gulf, Florida | 1 | $ 55,000 | $ 55,000 | $ 153,000 |
| Nassau, Florida | 1 | $ 185,000 | $ 185,000 | $ 29,000 |
| Okaloosa, Florida | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Putnam, Florida | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| Sarasota, Florida | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Wakulla, Florida | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Atkinson, Georgia | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Butts, Georgia | 1 | $ 275,000 | $ 275,000 | $ 49,000 |
| Chatham, Georgia | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Chattooga, Georgia | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Coffee, Georgia | 1 | $ 185,000 | $ 185,000 | $ 135,000 |
| Colquitt, Georgia | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Columbia, Georgia | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Decatur, Georgia | 1 | $ 195,000 | $ 195,000 | $ 101,000 |
| DeKalb, Georgia | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Douglas, Georgia | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Early, Georgia | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Forsyth, Georgia | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Grady, Georgia | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Gwinnett, Georgia | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Habersham, Georgia | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| Hancock, Georgia | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Harris, Georgia | 1 | $ 265,000 | $ 265,000 | $ 112,000 |
| Heard, Georgia | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Jasper, Georgia | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Jones, Georgia | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Liberty, Georgia | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Lincoln, Georgia | 1 | $ 125,000 | $ 125,000 | $ 121,000 |
| Long, Georgia | 1 | $ 195,000 | $ 195,000 | $ 109,000 |
| Morgan, Georgia | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Murray, Georgia | 1 | $ 145,000 | $ 145,000 | $ 150,000 |
| Newton, Georgia | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Peach, Georgia | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Pike, Georgia | 1 | $ 285,000 | $ 285,000 | $ 118,000 |
| Pulaski, Georgia | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Putnam, Georgia | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Richmond, Georgia | 1 | $ 195,000 | $ 195,000 | $ 152,000 |
| Schley, Georgia | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Seminole, Georgia | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Spalding, Georgia | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Talbot, Georgia | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Troup, Georgia | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Washington, Georgia | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| White, Georgia | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Whitfield, Georgia | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Champaign, Illinois | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Effingham, Illinois | 1 | $ 15,000 | $ 15,000 | $ 18,000 |
| Fayette, Illinois | 1 | $ 155,000 | $ 155,000 | $ 134,000 |
| Franklin, Illinois | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Williamson, Illinois | 1 | $ 185,000 | $ 185,000 | $ 131,000 |
| Winnebago, Illinois | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Warrick, Indiana | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Breckinridge, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Bullitt, Kentucky | 1 | $ 485,000 | $ 485,000 | $ 129,000 |
| Butler, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Calloway, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Carter, Kentucky | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Daviess, Kentucky | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Green, Kentucky | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Letcher, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Pendleton, Kentucky | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Union, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Allen, Louisiana | 1 | $ 145,000 | $ 145,000 | $ 131,000 |
| Assumption, Louisiana | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
Mortgage Loan Application Detail Totals for Cis Financial Services, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,739 | $372,295,000 | $135,000 | $805,000 | $73,000 | $1,361,000 |
| Refinancing | 72 | $12,910,000 | $179,000 | $595,000 | $74,000 | $282,000 |
| Cash-out Refinancing | 43 | $11,505,000 | $267,000 | $1,125,000 | $175,000 | $1,671,000 |
| Not Applicable | 1 | $5,000 | $5,000 | $5,000 | $37,000 | $37,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,895 | $261,305,000 | $137,000 | $1,125,000 | $77,000 | $1,671,000 |
| Black or African American | 476 | $64,180,000 | $134,000 | $535,000 | $61,000 | $281,000 |
| Hispanic | 266 | $39,450,000 | $148,000 | $495,000 | $72,000 | $297,000 |
| Not Provided | 170 | $24,260,000 | $142,000 | $455,000 | $82,000 | $1,361,000 |
| Asian | 27 | $5,325,000 | $197,000 | $525,000 | $77,000 | $169,000 |
| American Indian or Alaskan Native | 19 | $2,085,000 | $109,000 | $205,000 | $69,000 | $160,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $110,000 | $55,000 | $75,000 | $32,000 | $38,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,617 | $353,445,000 | $135,000 | $1,125,000 | $75,000 | $1,671,000 |
| FHA-insured (Federal Housing Administration) | 192 | $33,610,000 | $175,000 | $405,000 | $66,000 | $336,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 24 | $3,580,000 | $149,000 | $345,000 | $49,000 | $83,000 |
| VA-guaranteed (Veterans Administration) | 22 | $6,080,000 | $276,000 | $805,000 | $74,000 | $160,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,550 | $201,920,000 | $130,000 | $1,125,000 | $67,000 | $1,671,000 |
| Application Withdrawn By Applicant | 817 | $117,485,000 | $143,000 | $1,125,000 | $86,000 | $1,671,000 |
| Loan Originated | 477 | $74,635,000 | $156,000 | $805,000 | $78,000 | $972,000 |
| File Closed For Incompleteness | 11 | $2,675,000 | $243,000 | $625,000 | $77,000 | $162,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,305 | $194,795,000 | $149,000 | $1,125,000 | $83,000 | $1,671,000 |
| Credit History | 1,102 | $140,370,000 | $127,000 | $555,000 | $69,000 | $965,000 |
| Debt-To-Income Ratio | 291 | $39,545,000 | $135,000 | $535,000 | $54,000 | $206,000 |
| Other | 144 | $19,840,000 | $137,000 | $1,125,000 | $81,000 | $1,671,000 |
| Employment History | 5 | $585,000 | $117,000 | $205,000 | $42,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $475,000 | $158,000 | $285,000 | $89,000 | $130,000 |
| Unverifiable Information | 3 | $855,000 | $285,000 | $525,000 | $82,000 | $116,000 |
| Collateral | 2 | $250,000 | $125,000 | $175,000 | $109,000 | $115,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cis Financial Services, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cis Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
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