Citizens Bank Of Connecticut
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Citizens Bank Of Connecticut 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank Of Connecticut 63 Eugene O'neill Drive New London, CT 06320 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,809 |
| Total Mortgage Loan Application Amount | $546,817,000 |
| Average Mortgage Loan Application Amount | $384,802 |
| Highest Mortgage Loan Application Amount | $32,000,000 |
| Average Applicant Income | $14,879 |
| Highest Applicant Income | $1,404,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Citizens Bank Of Connecticut. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank Of Connecticut's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Citizens Bank Of Connecticut's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank Of Connecticut serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank Of Connecticut, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank Of Connecticut's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New London County Connecticut | 674 | $ 92,551,000 | $ 137,000 | $ 70,000 |
| New Haven County Connecticut | 646 | $ 55,953,000 | $ 86,000 | $ 73,000 |
| Middlesex County Connecticut | 358 | $ 38,450,000 | $ 107,000 | $ 77,000 |
| Hartford County Connecticut | 259 | $ 18,623,000 | $ 71,000 | $ 72,000 |
| Windham County Connecticut | 78 | $ 5,739,000 | $ 73,000 | $ 69,000 |
| Fairfield County Connecticut | 73 | $ 12,667,000 | $ 173,000 | $ 121,000 |
| Los Angeles County California | 37 | $ 21,498,000 | $ 581,000 | $ 0 |
| Tolland County Connecticut | 27 | $ 29,401,000 | $ 1,088,000 | $ 103,000 |
| Cook County Illinois | 20 | $ 9,276,000 | $ 463,000 | $ 0 |
| Litchfield County Connecticut | 19 | $ 855,000 | $ 45,000 | $ 67,000 |
| Washington County Rhode Island | 19 | $ 2,830,000 | $ 148,000 | $ 104,000 |
| San Diego County California | 17 | $ 7,699,000 | $ 452,000 | $ 0 |
| Alameda County California | 16 | $ 7,459,000 | $ 466,000 | $ 0 |
| Orange County California | 15 | $ 8,677,000 | $ 578,000 | $ 0 |
| Maricopa County Arizona | 11 | $ 4,926,000 | $ 447,000 | $ 0 |
| Santa Clara County California | 11 | $ 6,578,000 | $ 598,000 | $ 0 |
| Fairfax County Virginia | 10 | $ 5,469,000 | $ 546,000 | $ 0 |
| King County Washington | 10 | $ 5,165,000 | $ 516,000 | $ 0 |
| Oakland County Michigan | 9 | $ 4,153,000 | $ 461,000 | $ 0 |
| Erie County Pennsylvania | 8 | $ 88,000 | $ 11,000 | $ 23,000 |
| Contra Costa County California | 7 | $ 3,628,000 | $ 518,000 | $ 0 |
| San Mateo County California | 7 | $ 3,881,000 | $ 554,000 | $ 0 |
| Montgomery County Maryland | 7 | $ 3,661,000 | $ 523,000 | $ 0 |
| Harris County Texas | 7 | $ 3,752,000 | $ 536,000 | $ 0 |
| San Francisco County California | 6 | $ 3,250,000 | $ 541,000 | $ 0 |
| Ventura County California | 6 | $ 3,079,000 | $ 513,000 | $ 0 |
| Broward County Florida | 6 | $ 2,695,000 | $ 449,000 | $ 0 |
| Palm Beach County Florida | 6 | $ 2,973,000 | $ 495,000 | $ 0 |
| Fulton County Georgia | 6 | $ 3,755,000 | $ 625,000 | $ 0 |
| DuPage County Illinois | 6 | $ 2,850,000 | $ 475,000 | $ 0 |
| Nassau County New York | 6 | $ 2,841,000 | $ 473,000 | $ 0 |
| Putnam County New York | 6 | $ 1,329,000 | $ 221,000 | $ 0 |
| Westchester County New York | 6 | $ 3,596,000 | $ 599,000 | $ 0 |
| Franklin County Ohio | 6 | $ 2,180,000 | $ 363,000 | $ 0 |
| District of Columbia County District Of Columbia | 5 | $ 3,078,000 | $ 615,000 | $ 0 |
| Miami-Dade County Florida | 5 | $ 1,481,000 | $ 296,000 | $ 0 |
| Lake County Illinois | 5 | $ 2,275,000 | $ 455,000 | $ 0 |
| Wayne County Michigan | 5 | $ 1,903,000 | $ 380,000 | $ 0 |
| Bexar County Texas | 5 | $ 2,411,000 | $ 482,000 | $ 0 |
| Monterey County California | 4 | $ 1,782,000 | $ 445,000 | $ 0 |
| Sacramento County California | 4 | $ 1,577,000 | $ 394,000 | $ 0 |
| San Bernardino County California | 4 | $ 1,592,000 | $ 398,000 | $ 0 |
| Denver County Colorado | 4 | $ 1,931,000 | $ 482,000 | $ 0 |
| Howard County Maryland | 4 | $ 2,182,000 | $ 545,000 | $ 0 |
| Barnstable County Massachusetts | 4 | $ 469,000 | $ 117,000 | $ 128,000 |
| St. Louis County Missouri | 4 | $ 2,476,000 | $ 619,000 | $ 0 |
| Clark County Nevada | 4 | $ 1,734,000 | $ 433,000 | $ 0 |
| Hillsborough County New Hampshire | 4 | $ 1,013,000 | $ 253,000 | $ 28,000 |
| Erie County New York | 4 | $ 111,000 | $ 27,000 | $ 42,000 |
| Wake County North Carolina | 4 | $ 1,999,000 | $ 499,000 | $ 0 |
| Tarrant County Texas | 4 | $ 1,246,000 | $ 311,000 | $ 0 |
| Jefferson County Alabama | 3 | $ 1,062,000 | $ 354,000 | $ 0 |
| Kern County California | 3 | $ 602,000 | $ 200,000 | $ 0 |
| Marin County California | 3 | $ 2,170,000 | $ 723,000 | $ 0 |
| Riverside County California | 3 | $ 1,252,000 | $ 417,000 | $ 0 |
| Santa Barbara County California | 3 | $ 1,313,000 | $ 437,000 | $ 0 |
| Boulder County Colorado | 3 | $ 1,213,000 | $ 404,000 | $ 0 |
| El Paso County Colorado | 3 | $ 923,000 | $ 307,000 | $ 0 |
| Hillsborough County Florida | 3 | $ 1,575,000 | $ 525,000 | $ 0 |
| Orange County Florida | 3 | $ 1,151,000 | $ 383,000 | $ 0 |
| Baltimore County Maryland | 3 | $ 1,360,000 | $ 453,000 | $ 0 |
| Norfolk County Massachusetts | 3 | $ 1,356,000 | $ 452,000 | $ 20,000 |
| Macomb County Michigan | 3 | $ 651,000 | $ 217,000 | $ 0 |
| Cape May County New Jersey | 3 | $ 1,683,000 | $ 561,000 | $ 0 |
| Ocean County New Jersey | 3 | $ 686,000 | $ 228,000 | $ 0 |
| Queens County New York | 3 | $ 1,020,000 | $ 340,000 | $ 11,000 |
| Suffolk County New York | 3 | $ 1,364,000 | $ 454,000 | $ 0 |
| Mecklenburg County North Carolina | 3 | $ 1,656,000 | $ 552,000 | $ 0 |
| Cuyahoga County Ohio | 3 | $ 1,640,000 | $ 546,000 | $ 0 |
| York County Pennsylvania | 3 | $ 627,000 | $ 209,000 | $ 32,000 |
| Greenville County South Carolina | 3 | $ 2,388,000 | $ 796,000 | $ 0 |
| Pima County Arizona | 2 | $ 1,249,000 | $ 624,000 | $ 0 |
| El Dorado County California | 2 | $ 713,000 | $ 356,000 | $ 0 |
| Fresno County California | 2 | $ 716,000 | $ 358,000 | $ 0 |
| Merced County California | 2 | $ 919,000 | $ 459,000 | $ 0 |
| Placer County California | 2 | $ 851,000 | $ 425,000 | $ 0 |
| Santa Cruz County California | 2 | $ 1,133,000 | $ 566,000 | $ 0 |
| New Castle County Delaware | 2 | $ 639,000 | $ 319,000 | $ 0 |
| Monroe County Florida | 2 | $ 861,000 | $ 430,000 | $ 137,000 |
| Pinellas County Florida | 2 | $ 909,000 | $ 454,000 | $ 0 |
| Seminole County Florida | 2 | $ 964,000 | $ 482,000 | $ 0 |
| Gwinnett County Georgia | 2 | $ 735,000 | $ 367,000 | $ 0 |
| Hall County Georgia | 2 | $ 1,358,000 | $ 679,000 | $ 0 |
| Putnam County Georgia | 2 | $ 1,337,000 | $ 668,000 | $ 0 |
| Polk County Iowa | 2 | $ 612,000 | $ 306,000 | $ 0 |
| Fayette County Kentucky | 2 | $ 1,410,000 | $ 705,000 | $ 0 |
| Frederick County Maryland | 2 | $ 671,000 | $ 335,000 | $ 0 |
| Prince George's County Maryland | 2 | $ 766,000 | $ 383,000 | $ 0 |
| Essex County Massachusetts | 2 | $ 1,149,000 | $ 574,000 | $ 0 |
| Hampden County Massachusetts | 2 | $ 97,000 | $ 48,000 | $ 44,000 |
| Kalamazoo County Michigan | 2 | $ 648,000 | $ 324,000 | $ 0 |
| Saginaw County Michigan | 2 | $ 1,285,000 | $ 642,000 | $ 0 |
| Washtenaw County Michigan | 2 | $ 1,208,000 | $ 604,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 774,000 | $ 387,000 | $ 0 |
| Buchanan County Missouri | 2 | $ 457,000 | $ 228,000 | $ 0 |
| Monmouth County New Jersey | 2 | $ 1,200,000 | $ 600,000 | $ 0 |
| Somerset County New Jersey | 2 | $ 921,000 | $ 460,000 | $ 0 |
| Kings County New York | 2 | $ 1,054,000 | $ 527,000 | $ 0 |
| Rockland County New York | 2 | $ 845,000 | $ 422,000 | $ 0 |
| Hamilton County Ohio | 2 | $ 1,233,000 | $ 616,000 | $ 0 |
| Summit County Ohio | 2 | $ 903,000 | $ 451,000 | $ 0 |
| Washington County Oregon | 2 | $ 785,000 | $ 392,000 | $ 0 |
| Montgomery County Pennsylvania | 2 | $ 912,000 | $ 456,000 | $ 0 |
| Beaufort County South Carolina | 2 | $ 1,562,000 | $ 781,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 797,000 | $ 398,000 | $ 0 |
| Collin County Texas | 2 | $ 1,381,000 | $ 690,000 | $ 0 |
| Comal County Texas | 2 | $ 477,000 | $ 238,000 | $ 0 |
| Denton County Texas | 2 | $ 497,000 | $ 248,000 | $ 0 |
| Fort Bend County Texas | 2 | $ 1,057,000 | $ 528,000 | $ 0 |
| Rockwall County Texas | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Travis County Texas | 2 | $ 949,000 | $ 474,000 | $ 0 |
| Arlington County Virginia | 2 | $ 1,161,000 | $ 580,000 | $ 0 |
| Fairfax City County Virginia | 2 | $ 976,000 | $ 488,000 | $ 0 |
| Henrico County Virginia | 2 | $ 736,000 | $ 368,000 | $ 0 |
| Loudoun County Virginia | 2 | $ 1,045,000 | $ 522,000 | $ 0 |
| Virginia Beach County Virginia | 2 | $ 602,000 | $ 301,000 | $ 0 |
| Snohomish County Washington | 2 | $ 1,049,000 | $ 524,000 | $ 0 |
| Spokane County Washington | 2 | $ 1,098,000 | $ 549,000 | $ 0 |
| Cullman County Alabama | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Elmore County Alabama | 1 | $ 670,000 | $ 670,000 | $ 0 |
| Lee County Alabama | 1 | $ 606,000 | $ 606,000 | $ 0 |
| Madison County Alabama | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Shelby County Alabama | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Coconino County Arizona | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Yuma County Arizona | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 514,000 | $ 514,000 | $ 0 |
| Searcy County Arkansas | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Washington County Arkansas | 1 | $ 468,000 | $ 468,000 | $ 0 |
| Mendocino County California | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Solano County California | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Mesa County Colorado | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Sussex County Delaware | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Alachua County Florida | 1 | $ 392,000 | $ 392,000 | $ 0 |
| Citrus County Florida | 1 | $ 299,000 | $ 299,000 | $ 0 |
| Collier County Florida | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Flagler County Florida | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Lee County Florida | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Marion County Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Martin County Florida | 1 | $ 960,000 | $ 960,000 | $ 0 |
| Okeechobee County Florida | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Pasco County Florida | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Putnam County Florida | 1 | $ 104,000 | $ 104,000 | $ 0 |
| St. Johns County Florida | 1 | $ 516,000 | $ 516,000 | $ 0 |
| Volusia County Florida | 1 | $ 542,000 | $ 542,000 | $ 0 |
| Clarke County Georgia | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Cobb County Georgia | 1 | $ 542,000 | $ 542,000 | $ 0 |
| Dade County Georgia | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 428,000 | $ 428,000 | $ 0 |
| Glynn County Georgia | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Henry County Georgia | 1 | $ 444,000 | $ 444,000 | $ 0 |
| Lumpkin County Georgia | 1 | $ 790,000 | $ 790,000 | $ 0 |
| Walton County Georgia | 1 | $ 980,000 | $ 980,000 | $ 0 |
| Ada County Idaho | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Champaign County Illinois | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Kane County Illinois | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Peoria County Illinois | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Allen County Indiana | 1 | $ 40,000 | $ 40,000 | $ 76,000 |
| Elkhart County Indiana | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Johnson County Indiana | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| LaGrange County Indiana | 1 | $ 68,000 | $ 68,000 | $ 61,000 |
| Marion County Indiana | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Monroe County Indiana | 1 | $ 512,000 | $ 512,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Dallas County Iowa | 1 | $ 483,000 | $ 483,000 | $ 0 |
| Pottawattamie County Iowa | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Scott County Iowa | 1 | $ 532,000 | $ 532,000 | $ 0 |
| Johnson County Kansas | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Reno County Kansas | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 524,000 | $ 524,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 404,000 | $ 404,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Cumberland County Maine | 1 | $ 386,000 | $ 386,000 | $ 0 |
| Oxford County Maine | 1 | $ 30,000 | $ 30,000 | $ 146,000 |
| York County Maine | 1 | $ 610,000 | $ 610,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 530,000 | $ 530,000 | $ 0 |
| Carroll County Maryland | 1 | $ 436,000 | $ 436,000 | $ 0 |
| Charles County Maryland | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Worcester County Maryland | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 397,000 | $ 397,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 471,000 | $ 471,000 | $ 0 |
| Allegan County Michigan | 1 | $ 518,000 | $ 518,000 | $ 0 |
| Antrim County Michigan | 1 | $ 546,000 | $ 546,000 | $ 0 |
| Genesee County Michigan | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Ingham County Michigan | 1 | $ 532,000 | $ 532,000 | $ 0 |
| Isabella County Michigan | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Kent County Michigan | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Livingston County Michigan | 1 | $ 486,000 | $ 486,000 | $ 0 |
| Monroe County Michigan | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 511,000 | $ 511,000 | $ 0 |
| Carver County Minnesota | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Kandiyohi County Minnesota | 1 | $ 989,000 | $ 989,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 591,000 | $ 591,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 636,000 | $ 636,000 | $ 0 |
| Washington County Minnesota | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Wright County Minnesota | 1 | $ 443,000 | $ 443,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Lauderdale County Mississippi | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Greene County Missouri | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Jackson County Missouri | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Cascade County Montana | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Carson City County Nevada | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Washoe County Nevada | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Coos County New Hampshire | 1 | $ 75,000 | $ 75,000 | $ 177,000 |
| Bergen County New Jersey | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Camden County New Jersey | 1 | $ 441,000 | $ 441,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 593,000 | $ 593,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 392,000 | $ 392,000 | $ 0 |
| Socorro County New Mexico | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Chemung County New York | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Dutchess County New York | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Monroe County New York | 1 | $ 520,000 | $ 520,000 | $ 0 |
| New York County New York | 1 | $ 613,000 | $ 613,000 | $ 0 |
| Orange County New York | 1 | $ 579,000 | $ 579,000 | $ 0 |
| Otsego County New York | 1 | $ 72,000 | $ 72,000 | $ 24,000 |
| Tioga County New York | 1 | $ 5,000 | $ 5,000 | $ 19,000 |
| Wyoming County New York | 1 | $ 28,000 | $ 28,000 | $ 48,000 |
| Carteret County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Durham County North Carolina | 1 | $ 591,000 | $ 591,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 742,000 | $ 742,000 | $ 0 |
| Moore County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Delaware County Ohio | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Lucas County Ohio | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Mahoning County Ohio | 1 | $ 949,000 | $ 949,000 | $ 0 |
| Van Wert County Ohio | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Comanche County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Bradford County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Bucks County Pennsylvania | 1 | $ 492,000 | $ 492,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 493,000 | $ 493,000 | $ 0 |
| Lycoming County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 75,000 |
| Mercer County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 66,000 |
| Philadelphia County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Susquehanna County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 53,000 |
| Washington County Pennsylvania | 1 | $ 1,000 | $ 1,000 | $ 13,000 |
| Kent County Rhode Island | 1 | $ 114,000 | $ 114,000 | $ 68,000 |
| Newport County Rhode Island | 1 | $ 107,000 | $ 107,000 | $ 60,000 |
| Anderson County South Carolina | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 709,000 | $ 709,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Richland County South Carolina | 1 | $ 526,000 | $ 526,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 556,000 | $ 556,000 | $ 0 |
| Cameron County Texas | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Dallas County Texas | 1 | $ 332,000 | $ 332,000 | $ 0 |
| Galveston County Texas | 1 | $ 501,000 | $ 501,000 | $ 0 |
| Grayson County Texas | 1 | $ 421,000 | $ 421,000 | $ 0 |
| Llano County Texas | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Titus County Texas | 1 | $ 407,000 | $ 407,000 | $ 0 |
| Val Verde County Texas | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Summit County Utah | 1 | $ 687,000 | $ 687,000 | $ 0 |
| Utah County Utah | 1 | $ 492,000 | $ 492,000 | $ 0 |
| Washington County Utah | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Weber County Utah | 1 | $ 477,000 | $ 477,000 | $ 0 |
| Bennington County Vermont | 1 | $ 643,000 | $ 643,000 | $ 0 |
| Caledonia County Vermont | 1 | $ 643,000 | $ 643,000 | $ 0 |
| Windsor County Vermont | 1 | $ 20,000 | $ 20,000 | $ 130,000 |
| Chesapeake County Virginia | 1 | $ 523,000 | $ 523,000 | $ 0 |
| Floyd County Virginia | 1 | $ 476,000 | $ 476,000 | $ 0 |
| James City County Virginia | 1 | $ 734,000 | $ 734,000 | $ 0 |
| Montgomery County Virginia | 1 | $ 452,000 | $ 452,000 | $ 0 |
| New Kent County Virginia | 1 | $ 606,000 | $ 606,000 | $ 0 |
| Newport News County Virginia | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Powhatan County Virginia | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Prince William County Virginia | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Winchester County Virginia | 1 | $ 551,000 | $ 551,000 | $ 0 |
| Chelan County Washington | 1 | $ 477,000 | $ 477,000 | $ 0 |
| Clark County Washington | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Kittitas County Washington | 1 | $ 283,000 | $ 283,000 | $ 0 |
| Mason County Washington | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Pierce County Washington | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Yakima County Washington | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 473,000 | $ 473,000 | $ 0 |
| Jefferson County Wisconsin | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Polk County Wisconsin | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 441,000 | $ 441,000 | $ 0 |
Mortgage Loan Application Detail Totals for Citizens Bank Of Connecticut in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,433 | $350,470,000 | $366,545 | $32,000,000 | $6,022 | $1,404,000 |
| Home Improvement | 1,023 | $58,893,000 | $101,666 | $10,000,000 | $72,111 | $881,000 |
| Home Purchase | 353 | $137,454,000 | $473,000 | $26,600,000 | $11,578 | $781,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,613 | $142,064,000 | $92,222 | $10,000,000 | $105,000 | $1,404,000 |
| Not applicable | 646 | $366,842,000 | $461,930 | $32,000,000 | $0 | $0 |
| Not Provided | 228 | $16,912,000 | $29,000 | $600,000 | $97,000 | $843,000 |
| Hispanic | 129 | $6,341,000 | $157,666 | $620,000 | $65,666 | $532,000 |
| Black or African American | 103 | $5,618,000 | $47,000 | $231,000 | $73,000 | $420,000 |
| Asian | 69 | $6,942,000 | $51,500 | $325,000 | $56,500 | $213,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $1,196,000 | $57,000 | $370,000 | $58,500 | $148,000 |
| American Indian or Alaskan Native | 9 | $902,000 | $100,000 | $318,000 | $116,000 | $384,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,809 | $546,817,000 | $376,727 | $32,000,000 | $10,750 | $1,404,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,239 | $104,395,000 | $59,888 | $6,000,000 | $102,555 | $1,404,000 |
| Loan Purchased By The Institution | 736 | $308,806,000 | $411,534 | $1,246,000 | $2,255 | $781,000 |
| Application Denied By Financial Institution | 646 | $43,964,000 | $77,714 | $1,200,000 | $56,571 | $720,000 |
| Application Approved But Not Accepted | 174 | $14,999,000 | $84,500 | $335,000 | $67,000 | $881,000 |
| Application Withdrawn By Applicant | 14 | $74,653,000 | $2,907,500 | $32,000,000 | $64,500 | $150,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 304 | $16,629,000 | $80,857 | $480,000 | $56,714 | $720,000 |
| Debt-To-Income Ratio | 183 | $12,897,000 | $91,000 | $1,200,000 | $45,750 | $370,000 |
| Collateral | 76 | $8,516,000 | $100,250 | $620,000 | $86,250 | $701,000 |
| Other | 53 | $3,730,000 | $27,333 | $323,000 | $32,333 | $217,000 |
| Unverifiable Information | 24 | $1,785,000 | $74,000 | $313,000 | $86,000 | $420,000 |
| Credit Application Incomplete | 5 | $402,000 | $80,000 | $158,000 | $100,000 | $213,000 |
| Employment History | 1 | $5,000 | $5,000 | $5,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank Of Connecticut's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank Of Connecticut's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Connecticut, download the full spreadsheet
with aggregated HMDA statistics today.