Citizens Bank of Connecticut Mortgage Lending & HMDA Data, 2005
In 2005, Citizens Bank of Connecticut of New London, CT reported 2,809 mortgage applications totaling $546.8 million, up 3% from 2004. The average application was for $194,666, and applicants reported an average income of $59,700. 44% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Norwich-New London, CT (674), New Haven-Milford, CT (646) and Hartford-West Hartford-East Hartford, CT (644) (applications in parentheses).
| Mortgage Company & Address | Citizens Bank of Connecticut 63 Eugene O'neill Drive New London, CT 06320 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,809 |
| Total Mortgage Loan Application Amount | $546,817,000 |
| Average Mortgage Loan Application Amount | $194,666 |
| Highest Mortgage Loan Application Amount | $32,000,000 |
| Average Applicant Income | $59,700 |
| Highest Applicant Income | $1,404,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citizens Bank of Connecticut filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New London, Connecticut | 674 | $ 92,551,000 | $ 137,316 | $ 70,000 |
| New Haven, Connecticut | 646 | $ 55,953,000 | $ 86,614 | $ 73,000 |
| Middlesex, Connecticut | 358 | $ 38,450,000 | $ 107,402 | $ 77,000 |
| Hartford, Connecticut | 259 | $ 18,623,000 | $ 71,903 | $ 72,000 |
| Windham, Connecticut | 78 | $ 5,739,000 | $ 73,576 | $ 69,000 |
| Fairfield, Connecticut | 73 | $ 12,667,000 | $ 173,520 | $ 121,000 |
| Los Angeles, California | 37 | $ 21,498,000 | $ 581,027 | $ 0 |
| Tolland, Connecticut | 27 | $ 29,401,000 | $ 1,088,925 | $ 103,000 |
| Cook, Illinois | 20 | $ 9,276,000 | $ 463,800 | $ 0 |
| Litchfield, Connecticut | 19 | $ 855,000 | $ 45,000 | $ 67,000 |
| Washington, Rhode Island | 19 | $ 2,830,000 | $ 148,947 | $ 104,000 |
| San Diego, California | 17 | $ 7,699,000 | $ 452,882 | $ 0 |
| Alameda, California | 16 | $ 7,459,000 | $ 466,187 | $ 0 |
| Orange, California | 15 | $ 8,677,000 | $ 578,466 | $ 0 |
| Maricopa, Arizona | 11 | $ 4,926,000 | $ 447,818 | $ 0 |
| Santa Clara, California | 11 | $ 6,578,000 | $ 598,000 | $ 0 |
| Fairfax, Virginia | 10 | $ 5,469,000 | $ 546,900 | $ 0 |
| King, Washington | 10 | $ 5,165,000 | $ 516,500 | $ 0 |
| Oakland, Michigan | 9 | $ 4,153,000 | $ 461,444 | $ 0 |
| Erie, Pennsylvania | 8 | $ 88,000 | $ 11,000 | $ 23,000 |
| Contra Costa, California | 7 | $ 3,628,000 | $ 518,285 | $ 0 |
| San Mateo, California | 7 | $ 3,881,000 | $ 554,428 | $ 0 |
| Montgomery, Maryland | 7 | $ 3,661,000 | $ 523,000 | $ 0 |
| Harris, Texas | 7 | $ 3,752,000 | $ 536,000 | $ 0 |
| San Francisco, California | 6 | $ 3,250,000 | $ 541,666 | $ 0 |
| Ventura, California | 6 | $ 3,079,000 | $ 513,166 | $ 0 |
| Broward, Florida | 6 | $ 2,695,000 | $ 449,166 | $ 0 |
| Palm Beach, Florida | 6 | $ 2,973,000 | $ 495,500 | $ 0 |
| Fulton, Georgia | 6 | $ 3,755,000 | $ 625,833 | $ 0 |
| DuPage, Illinois | 6 | $ 2,850,000 | $ 475,000 | $ 0 |
| Nassau, New York | 6 | $ 2,841,000 | $ 473,500 | $ 0 |
| Putnam, New York | 6 | $ 1,329,000 | $ 221,500 | $ 0 |
| Westchester, New York | 6 | $ 3,596,000 | $ 599,333 | $ 0 |
| Franklin, Ohio | 6 | $ 2,180,000 | $ 363,333 | $ 0 |
| District of Columbia, District Of Columbia | 5 | $ 3,078,000 | $ 615,600 | $ 0 |
| Miami-Dade, Florida | 5 | $ 1,481,000 | $ 296,200 | $ 0 |
| Lake, Illinois | 5 | $ 2,275,000 | $ 455,000 | $ 0 |
| Wayne, Michigan | 5 | $ 1,903,000 | $ 380,600 | $ 0 |
| Bexar, Texas | 5 | $ 2,411,000 | $ 482,200 | $ 0 |
| Monterey, California | 4 | $ 1,782,000 | $ 445,500 | $ 0 |
| Sacramento, California | 4 | $ 1,577,000 | $ 394,250 | $ 0 |
| San Bernardino, California | 4 | $ 1,592,000 | $ 398,000 | $ 0 |
| Denver, Colorado | 4 | $ 1,931,000 | $ 482,750 | $ 0 |
| Howard, Maryland | 4 | $ 2,182,000 | $ 545,500 | $ 0 |
| Barnstable, Massachusetts | 4 | $ 469,000 | $ 117,250 | $ 128,000 |
| St. Louis, Missouri | 4 | $ 2,476,000 | $ 619,000 | $ 0 |
| Clark, Nevada | 4 | $ 1,734,000 | $ 433,500 | $ 0 |
| Hillsborough, New Hampshire | 4 | $ 1,013,000 | $ 253,250 | $ 28,000 |
| Erie, New York | 4 | $ 111,000 | $ 27,750 | $ 42,000 |
| Wake, North Carolina | 4 | $ 1,999,000 | $ 499,750 | $ 0 |
| Tarrant, Texas | 4 | $ 1,246,000 | $ 311,500 | $ 0 |
| Jefferson, Alabama | 3 | $ 1,062,000 | $ 354,000 | $ 0 |
| Kern, California | 3 | $ 602,000 | $ 200,666 | $ 0 |
| Marin, California | 3 | $ 2,170,000 | $ 723,333 | $ 0 |
| Riverside, California | 3 | $ 1,252,000 | $ 417,333 | $ 0 |
| Santa Barbara, California | 3 | $ 1,313,000 | $ 437,666 | $ 0 |
| Boulder, Colorado | 3 | $ 1,213,000 | $ 404,333 | $ 0 |
| El Paso, Colorado | 3 | $ 923,000 | $ 307,666 | $ 0 |
| Hillsborough, Florida | 3 | $ 1,575,000 | $ 525,000 | $ 0 |
| Orange, Florida | 3 | $ 1,151,000 | $ 383,666 | $ 0 |
| Baltimore, Maryland | 3 | $ 1,360,000 | $ 453,333 | $ 0 |
| Norfolk, Massachusetts | 3 | $ 1,356,000 | $ 452,000 | $ 20,000 |
| Macomb, Michigan | 3 | $ 651,000 | $ 217,000 | $ 0 |
| Cape May, New Jersey | 3 | $ 1,683,000 | $ 561,000 | $ 0 |
| Ocean, New Jersey | 3 | $ 686,000 | $ 228,666 | $ 0 |
| Queens, New York | 3 | $ 1,020,000 | $ 340,000 | $ 11,000 |
| Suffolk, New York | 3 | $ 1,364,000 | $ 454,666 | $ 0 |
| Mecklenburg, North Carolina | 3 | $ 1,656,000 | $ 552,000 | $ 0 |
| Cuyahoga, Ohio | 3 | $ 1,640,000 | $ 546,666 | $ 0 |
| York, Pennsylvania | 3 | $ 627,000 | $ 209,000 | $ 32,000 |
| Greenville, South Carolina | 3 | $ 2,388,000 | $ 796,000 | $ 0 |
| Pima, Arizona | 2 | $ 1,249,000 | $ 624,500 | $ 0 |
| El Dorado, California | 2 | $ 713,000 | $ 356,500 | $ 0 |
| Fresno, California | 2 | $ 716,000 | $ 358,000 | $ 0 |
| Merced, California | 2 | $ 919,000 | $ 459,500 | $ 0 |
| Placer, California | 2 | $ 851,000 | $ 425,500 | $ 0 |
| Santa Cruz, California | 2 | $ 1,133,000 | $ 566,500 | $ 0 |
| New Castle, Delaware | 2 | $ 639,000 | $ 319,500 | $ 0 |
| Monroe, Florida | 2 | $ 861,000 | $ 430,500 | $ 137,000 |
| Pinellas, Florida | 2 | $ 909,000 | $ 454,500 | $ 0 |
| Seminole, Florida | 2 | $ 964,000 | $ 482,000 | $ 0 |
| Gwinnett, Georgia | 2 | $ 735,000 | $ 367,500 | $ 0 |
| Hall, Georgia | 2 | $ 1,358,000 | $ 679,000 | $ 0 |
| Putnam, Georgia | 2 | $ 1,337,000 | $ 668,500 | $ 0 |
| Polk, Iowa | 2 | $ 612,000 | $ 306,000 | $ 0 |
| Fayette, Kentucky | 2 | $ 1,410,000 | $ 705,000 | $ 0 |
| Frederick, Maryland | 2 | $ 671,000 | $ 335,500 | $ 0 |
| Prince George's, Maryland | 2 | $ 766,000 | $ 383,000 | $ 0 |
| Essex, Massachusetts | 2 | $ 1,149,000 | $ 574,500 | $ 0 |
| Hampden, Massachusetts | 2 | $ 97,000 | $ 48,500 | $ 44,000 |
| Kalamazoo, Michigan | 2 | $ 648,000 | $ 324,000 | $ 0 |
| Saginaw, Michigan | 2 | $ 1,285,000 | $ 642,500 | $ 0 |
| Washtenaw, Michigan | 2 | $ 1,208,000 | $ 604,000 | $ 0 |
| Hennepin, Minnesota | 2 | $ 774,000 | $ 387,000 | $ 0 |
| Buchanan, Missouri | 2 | $ 457,000 | $ 228,500 | $ 0 |
| Monmouth, New Jersey | 2 | $ 1,200,000 | $ 600,000 | $ 0 |
| Somerset, New Jersey | 2 | $ 921,000 | $ 460,500 | $ 0 |
| Kings, New York | 2 | $ 1,054,000 | $ 527,000 | $ 0 |
| Rockland, New York | 2 | $ 845,000 | $ 422,500 | $ 0 |
| Hamilton, Ohio | 2 | $ 1,233,000 | $ 616,500 | $ 0 |
| Summit, Ohio | 2 | $ 903,000 | $ 451,500 | $ 0 |
| Washington, Oregon | 2 | $ 785,000 | $ 392,500 | $ 0 |
| Montgomery, Pennsylvania | 2 | $ 912,000 | $ 456,000 | $ 0 |
| Beaufort, South Carolina | 2 | $ 1,562,000 | $ 781,000 | $ 0 |
| Shelby, Tennessee | 2 | $ 797,000 | $ 398,500 | $ 0 |
| Collin, Texas | 2 | $ 1,381,000 | $ 690,500 | $ 0 |
| Comal, Texas | 2 | $ 477,000 | $ 238,500 | $ 0 |
| Denton, Texas | 2 | $ 497,000 | $ 248,500 | $ 0 |
| Fort Bend, Texas | 2 | $ 1,057,000 | $ 528,500 | $ 0 |
| Rockwall, Texas | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Travis, Texas | 2 | $ 949,000 | $ 474,500 | $ 0 |
| Arlington, Virginia | 2 | $ 1,161,000 | $ 580,500 | $ 0 |
| Fairfax City, Virginia | 2 | $ 976,000 | $ 488,000 | $ 0 |
| Henrico, Virginia | 2 | $ 736,000 | $ 368,000 | $ 0 |
| Loudoun, Virginia | 2 | $ 1,045,000 | $ 522,500 | $ 0 |
| Virginia Beach, Virginia | 2 | $ 602,000 | $ 301,000 | $ 0 |
| Snohomish, Washington | 2 | $ 1,049,000 | $ 524,500 | $ 0 |
| Spokane, Washington | 2 | $ 1,098,000 | $ 549,000 | $ 0 |
| Cullman, Alabama | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Elmore, Alabama | 1 | $ 670,000 | $ 670,000 | $ 0 |
| Lee, Alabama | 1 | $ 606,000 | $ 606,000 | $ 0 |
| Madison, Alabama | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Montgomery, Alabama | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Shelby, Alabama | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Coconino, Arizona | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Yuma, Arizona | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Pulaski, Arkansas | 1 | $ 514,000 | $ 514,000 | $ 0 |
| Searcy, Arkansas | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Washington, Arkansas | 1 | $ 468,000 | $ 468,000 | $ 0 |
| Mendocino, California | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Solano, California | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Jefferson, Colorado | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Mesa, Colorado | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Pueblo, Colorado | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Sussex, Delaware | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Alachua, Florida | 1 | $ 392,000 | $ 392,000 | $ 0 |
| Citrus, Florida | 1 | $ 299,000 | $ 299,000 | $ 0 |
| Collier, Florida | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Flagler, Florida | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Lee, Florida | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Marion, Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Martin, Florida | 1 | $ 960,000 | $ 960,000 | $ 0 |
| Okeechobee, Florida | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Pasco, Florida | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Putnam, Florida | 1 | $ 104,000 | $ 104,000 | $ 0 |
| St. Johns, Florida | 1 | $ 516,000 | $ 516,000 | $ 0 |
| Volusia, Florida | 1 | $ 542,000 | $ 542,000 | $ 0 |
| Clarke, Georgia | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Cobb, Georgia | 1 | $ 542,000 | $ 542,000 | $ 0 |
| Dade, Georgia | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Forsyth, Georgia | 1 | $ 428,000 | $ 428,000 | $ 0 |
| Glynn, Georgia | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Henry, Georgia | 1 | $ 444,000 | $ 444,000 | $ 0 |
| Lumpkin, Georgia | 1 | $ 790,000 | $ 790,000 | $ 0 |
| Walton, Georgia | 1 | $ 980,000 | $ 980,000 | $ 0 |
| Ada, Idaho | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Champaign, Illinois | 1 | $ 815,000 | $ 815,000 | $ 0 |
| Kane, Illinois | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Peoria, Illinois | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Allen, Indiana | 1 | $ 40,000 | $ 40,000 | $ 76,000 |
| Elkhart, Indiana | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Hamilton, Indiana | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Johnson, Indiana | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| LaGrange, Indiana | 1 | $ 68,000 | $ 68,000 | $ 61,000 |
| Marion, Indiana | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Monroe, Indiana | 1 | $ 512,000 | $ 512,000 | $ 0 |
| St. Joseph, Indiana | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Dallas, Iowa | 1 | $ 483,000 | $ 483,000 | $ 0 |
| Pottawattamie, Iowa | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Scott, Iowa | 1 | $ 532,000 | $ 532,000 | $ 0 |
| Johnson, Kansas | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Reno, Kansas | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Sedgwick, Kansas | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Hardin, Kentucky | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Jefferson, Kentucky | 1 | $ 524,000 | $ 524,000 | $ 0 |
| Oldham, Kentucky | 1 | $ 404,000 | $ 404,000 | $ 0 |
| Ascension, Louisiana | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Orleans, Louisiana | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Tangipahoa, Louisiana | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Cumberland, Maine | 1 | $ 386,000 | $ 386,000 | $ 0 |
| Oxford, Maine | 1 | $ 30,000 | $ 30,000 | $ 146,000 |
| York, Maine | 1 | $ 610,000 | $ 610,000 | $ 0 |
| Anne Arundel, Maryland | 1 | $ 530,000 | $ 530,000 | $ 0 |
| Carroll, Maryland | 1 | $ 436,000 | $ 436,000 | $ 0 |
| Charles, Maryland | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Worcester, Maryland | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Bristol, Massachusetts | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Plymouth, Massachusetts | 1 | $ 397,000 | $ 397,000 | $ 0 |
| Suffolk, Massachusetts | 1 | $ 471,000 | $ 471,000 | $ 0 |
| Allegan, Michigan | 1 | $ 518,000 | $ 518,000 | $ 0 |
| Antrim, Michigan | 1 | $ 546,000 | $ 546,000 | $ 0 |
| Genesee, Michigan | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Ingham, Michigan | 1 | $ 532,000 | $ 532,000 | $ 0 |
| Isabella, Michigan | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Kent, Michigan | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Livingston, Michigan | 1 | $ 486,000 | $ 486,000 | $ 0 |
| Monroe, Michigan | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Ottawa, Michigan | 1 | $ 511,000 | $ 511,000 | $ 0 |
| Carver, Minnesota | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Kandiyohi, Minnesota | 1 | $ 989,000 | $ 989,000 | $ 0 |
| Ramsey, Minnesota | 1 | $ 591,000 | $ 591,000 | $ 0 |
| St. Louis, Minnesota | 1 | $ 636,000 | $ 636,000 | $ 0 |
| Washington, Minnesota | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Wright, Minnesota | 1 | $ 443,000 | $ 443,000 | $ 0 |
| DeSoto, Mississippi | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Lauderdale, Mississippi | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Greene, Missouri | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Jackson, Missouri | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Cascade, Montana | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Carson City, Nevada | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Washoe, Nevada | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Coos, New Hampshire | 1 | $ 75,000 | $ 75,000 | $ 177,000 |
| Bergen, New Jersey | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Camden, New Jersey | 1 | $ 441,000 | $ 441,000 | $ 0 |
| Gloucester, New Jersey | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Middlesex, New Jersey | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Passaic, New Jersey | 1 | $ 593,000 | $ 593,000 | $ 0 |
| Sussex, New Jersey | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Bernalillo, New Mexico | 1 | $ 392,000 | $ 392,000 | $ 0 |
| Socorro, New Mexico | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Chemung, New York | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Dutchess, New York | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Monroe, New York | 1 | $ 520,000 | $ 520,000 | $ 0 |
| New York, New York | 1 | $ 613,000 | $ 613,000 | $ 0 |
| Orange, New York | 1 | $ 579,000 | $ 579,000 | $ 0 |
| Otsego, New York | 1 | $ 72,000 | $ 72,000 | $ 24,000 |
| Tioga, New York | 1 | $ 5,000 | $ 5,000 | $ 19,000 |
| Wyoming, New York | 1 | $ 28,000 | $ 28,000 | $ 48,000 |
| Carteret, North Carolina | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Durham, North Carolina | 1 | $ 591,000 | $ 591,000 | $ 0 |
| Forsyth, North Carolina | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Guilford, North Carolina | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Jackson, North Carolina | 1 | $ 742,000 | $ 742,000 | $ 0 |
| Moore, North Carolina | 1 | $ 174,000 | $ 174,000 | $ 0 |
| New Hanover, North Carolina | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Onslow, North Carolina | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Delaware, Ohio | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Lucas, Ohio | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Mahoning, Ohio | 1 | $ 949,000 | $ 949,000 | $ 0 |
| Van Wert, Ohio | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Comanche, Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Oklahoma, Oklahoma | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Lincoln, Oregon | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Multnomah, Oregon | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Bradford, Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Bucks, Pennsylvania | 1 | $ 492,000 | $ 492,000 | $ 0 |
| Chester, Pennsylvania | 1 | $ 493,000 | $ 493,000 | $ 0 |
| Lycoming, Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 75,000 |
| Mercer, Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 66,000 |
| Philadelphia, Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Susquehanna, Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 53,000 |
| Washington, Pennsylvania | 1 | $ 1,000 | $ 1,000 | $ 13,000 |
| Kent, Rhode Island | 1 | $ 114,000 | $ 114,000 | $ 68,000 |
| Newport, Rhode Island | 1 | $ 107,000 | $ 107,000 | $ 60,000 |
| Anderson, South Carolina | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Charleston, South Carolina | 1 | $ 709,000 | $ 709,000 | $ 0 |
| Georgetown, South Carolina | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Richland, South Carolina | 1 | $ 526,000 | $ 526,000 | $ 0 |
| Davidson, Tennessee | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Sevier, Tennessee | 1 | $ 249,000 | $ 249,000 | $ 0 |
| Williamson, Tennessee | 1 | $ 556,000 | $ 556,000 | $ 0 |
| Cameron, Texas | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Dallas, Texas | 1 | $ 332,000 | $ 332,000 | $ 0 |
| Galveston, Texas | 1 | $ 501,000 | $ 501,000 | $ 0 |
| Grayson, Texas | 1 | $ 421,000 | $ 421,000 | $ 0 |
| Llano, Texas | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Titus, Texas | 1 | $ 407,000 | $ 407,000 | $ 0 |
| Val Verde, Texas | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Salt Lake, Utah | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Summit, Utah | 1 | $ 687,000 | $ 687,000 | $ 0 |
| Utah, Utah | 1 | $ 492,000 | $ 492,000 | $ 0 |
| Washington, Utah | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Weber, Utah | 1 | $ 477,000 | $ 477,000 | $ 0 |
| Bennington, Vermont | 1 | $ 643,000 | $ 643,000 | $ 0 |
| Caledonia, Vermont | 1 | $ 643,000 | $ 643,000 | $ 0 |
| Windsor, Vermont | 1 | $ 20,000 | $ 20,000 | $ 130,000 |
| Chesapeake, Virginia | 1 | $ 523,000 | $ 523,000 | $ 0 |
| Floyd, Virginia | 1 | $ 476,000 | $ 476,000 | $ 0 |
| James City, Virginia | 1 | $ 734,000 | $ 734,000 | $ 0 |
| Montgomery, Virginia | 1 | $ 452,000 | $ 452,000 | $ 0 |
| New Kent, Virginia | 1 | $ 606,000 | $ 606,000 | $ 0 |
| Newport News, Virginia | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Powhatan, Virginia | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Prince William, Virginia | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Winchester, Virginia | 1 | $ 551,000 | $ 551,000 | $ 0 |
| Chelan, Washington | 1 | $ 477,000 | $ 477,000 | $ 0 |
| Clark, Washington | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Kittitas, Washington | 1 | $ 283,000 | $ 283,000 | $ 0 |
| Mason, Washington | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Pierce, Washington | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Yakima, Washington | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Dane, Wisconsin | 1 | $ 473,000 | $ 473,000 | $ 0 |
| Jefferson, Wisconsin | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Polk, Wisconsin | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Waukesha, Wisconsin | 1 | $ 441,000 | $ 441,000 | $ 0 |
Mortgage Loan Application Detail Totals for Citizens Bank of Connecticut in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,433 | $350,470,000 | $366,545 | $32,000,000 | $6,022 | $1,404,000 |
| Home Improvement | 1,023 | $58,893,000 | $101,666 | $10,000,000 | $72,111 | $881,000 |
| Home Purchase | 353 | $137,454,000 | $473,000 | $26,600,000 | $11,578 | $781,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,613 | $142,064,000 | $92,222 | $10,000,000 | $105,000 | $1,404,000 |
| Not applicable | 646 | $366,842,000 | $461,930 | $32,000,000 | $0 | $0 |
| Not Provided | 228 | $16,912,000 | $29,000 | $600,000 | $97,000 | $843,000 |
| Hispanic | 129 | $6,341,000 | $157,666 | $620,000 | $65,666 | $532,000 |
| Black or African American | 103 | $5,618,000 | $47,000 | $231,000 | $73,000 | $420,000 |
| Asian | 69 | $6,942,000 | $51,500 | $325,000 | $56,500 | $213,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $1,196,000 | $57,000 | $370,000 | $58,500 | $148,000 |
| American Indian or Alaskan Native | 9 | $902,000 | $100,000 | $318,000 | $116,000 | $384,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,809 | $546,817,000 | $376,727 | $32,000,000 | $10,750 | $1,404,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,239 | $104,395,000 | $59,888 | $6,000,000 | $102,555 | $1,404,000 |
| Loan Purchased By The Institution | 736 | $308,806,000 | $411,534 | $1,246,000 | $2,255 | $781,000 |
| Application Denied By Financial Institution | 646 | $43,964,000 | $77,714 | $1,200,000 | $56,571 | $720,000 |
| Application Approved But Not Accepted | 174 | $14,999,000 | $84,500 | $335,000 | $67,000 | $881,000 |
| Application Withdrawn By Applicant | 14 | $74,653,000 | $2,907,500 | $32,000,000 | $64,500 | $150,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 304 | $16,629,000 | $80,857 | $480,000 | $56,714 | $720,000 |
| Debt-To-Income Ratio | 183 | $12,897,000 | $91,000 | $1,200,000 | $45,750 | $370,000 |
| Collateral | 76 | $8,516,000 | $100,250 | $620,000 | $86,250 | $701,000 |
| Other | 53 | $3,730,000 | $27,333 | $323,000 | $32,333 | $217,000 |
| Unverifiable Information | 24 | $1,785,000 | $74,000 | $313,000 | $86,000 | $420,000 |
| Credit Application Incomplete | 5 | $402,000 | $80,000 | $158,000 | $100,000 | $213,000 |
| Employment History | 1 | $5,000 | $5,000 | $5,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank of Connecticut's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank of Connecticut's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Connecticut, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About