Citizens Bank Of Massachusetts
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens Bank Of Massachusetts.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Citizens Bank Of Massachusetts
28 State Street
Boston, MA 02109
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 11,703
Total Mortgage Loan Application Amount $1,466,282,000
Average Mortgage Loan Application Amount $398,218
Highest Mortgage Loan Application Amount $5,000,000
Average Applicant Income $24,793
Highest Applicant Income $9,300,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Citizens Bank Of Massachusetts by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Middlesex County Massachusetts 2,130 $ 250,291,000 $ 117,000 $ 109,000
Suffolk County Massachusetts 1,442 $ 160,179,000 $ 111,000 $ 77,000
Norfolk County Massachusetts 1,313 $ 150,547,000 $ 114,000 $ 98,000
Hampden County Massachusetts 1,281 $ 44,281,000 $ 34,000 $ 56,000
Plymouth County Massachusetts 1,115 $ 111,824,000 $ 100,000 $ 88,000
Bristol County Massachusetts 928 $ 81,800,000 $ 88,000 $ 70,000
Essex County Massachusetts 756 $ 76,443,000 $ 101,000 $ 92,000
Barnstable County Massachusetts 664 $ 74,865,000 $ 112,000 $ 121,000
Worcester County Massachusetts 567 $ 39,743,000 $ 70,000 $ 80,000
Hampshire County Massachusetts 211 $ 10,709,000 $ 50,000 $ 61,000
Berkshire County Massachusetts 135 $ 8,058,000 $ 59,000 $ 56,000
Franklin County Massachusetts 97 $ 3,252,000 $ 33,000 $ 46,000
Los Angeles County California 87 $ 50,145,000 $ 576,000 $ 33,000
Providence County Rhode Island 71 $ 6,718,000 $ 94,000 $ 70,000
Orange County California 43 $ 25,068,000 $ 582,000 $ 0
Fairfield County Connecticut 31 $ 19,444,000 $ 627,000 $ 34,000
New York County New York 29 $ 20,297,000 $ 699,000 $ 11,000
Santa Clara County California 28 $ 15,536,000 $ 554,000 $ 0
San Diego County California 23 $ 11,788,000 $ 512,000 $ 0
Hartford County Connecticut 23 $ 1,840,000 $ 80,000 $ 132,000
Hillsborough County New Hampshire 20 $ 1,404,000 $ 70,000 $ 113,000
Newport County Rhode Island 18 $ 1,974,000 $ 109,000 $ 60,000
Alameda County California 17 $ 9,618,000 $ 565,000 $ 0
Rockingham County New Hampshire 17 $ 1,612,000 $ 94,000 $ 113,000
Montgomery County Maryland 16 $ 9,408,000 $ 588,000 $ 0
Westchester County New York 16 $ 10,739,000 $ 671,000 $ 0
Fairfax County Virginia 16 $ 9,146,000 $ 571,000 $ 0
Contra Costa County California 13 $ 7,012,000 $ 539,000 $ 0
Cook County Illinois 13 $ 7,221,000 $ 555,000 $ 0
Nantucket County Massachusetts 12 $ 4,175,000 $ 347,000 $ 327,000
Harris County Texas 12 $ 5,873,000 $ 489,000 $ 0
Dukes County Massachusetts 11 $ 1,113,000 $ 101,000 $ 73,000
Kent County Rhode Island 11 $ 2,933,000 $ 266,000 $ 140,000
Maricopa County Arizona 10 $ 5,211,000 $ 521,000 $ 0
San Mateo County California 9 $ 5,680,000 $ 631,000 $ 0
Orange County Florida 9 $ 3,562,000 $ 395,000 $ 28,000
Lee County Florida 8 $ 2,477,000 $ 309,000 $ 79,000
Palm Beach County Florida 8 $ 3,985,000 $ 498,000 $ 42,000
Sarasota County Florida 8 $ 4,526,000 $ 565,000 $ 0
Fulton County Georgia 8 $ 5,710,000 $ 713,000 $ 0
Suffolk County New York 8 $ 4,647,000 $ 580,000 $ 0
King County Washington 8 $ 3,868,000 $ 483,000 $ 0
Riverside County California 7 $ 3,335,000 $ 476,000 $ 0
Miami-Dade County Florida 7 $ 4,074,000 $ 582,000 $ 0
Arlington County Virginia 7 $ 4,526,000 $ 646,000 $ 0
Loudoun County Virginia 7 $ 3,556,000 $ 508,000 $ 0
Santa Barbara County California 6 $ 2,980,000 $ 496,000 $ 0
Windham County Connecticut 6 $ 225,000 $ 37,000 $ 96,000
District of Columbia County District Of Columbia 6 $ 4,262,000 $ 710,000 $ 0
Broward County Florida 6 $ 2,814,000 $ 469,000 $ 0
York County Maine 6 $ 651,000 $ 108,000 $ 112,000
Oakland County Michigan 6 $ 2,530,000 $ 421,000 $ 0
Carroll County New Hampshire 6 $ 958,000 $ 159,000 $ 97,000
Kings County New York 6 $ 3,461,000 $ 576,000 $ 0
Dallas County Texas 6 $ 3,639,000 $ 606,000 $ 0
San Bernardino County California 5 $ 1,665,000 $ 333,000 $ 0
Ventura County California 5 $ 2,621,000 $ 524,000 $ 0
Denver County Colorado 5 $ 1,656,000 $ 331,000 $ 0
Lake County Illinois 5 $ 2,799,000 $ 559,000 $ 0
Waldo County Maine 5 $ 520,000 $ 104,000 $ 33,000
Morris County New Jersey 5 $ 2,583,000 $ 516,000 $ 0
Nassau County New York 5 $ 3,544,000 $ 708,000 $ 0
Pima County Arizona 4 $ 1,789,000 $ 447,000 $ 0
Sacramento County California 4 $ 1,838,000 $ 459,000 $ 0
New London County Connecticut 4 $ 1,010,000 $ 252,000 $ 101,000
Tolland County Connecticut 4 $ 175,000 $ 43,000 $ 19,000
Cobb County Georgia 4 $ 1,765,000 $ 441,000 $ 0
Belknap County New Hampshire 4 $ 322,000 $ 80,000 $ 147,000
Middlesex County New Jersey 4 $ 1,463,000 $ 365,000 $ 0
Ocean County New Jersey 4 $ 2,241,000 $ 560,000 $ 0
Montgomery County Pennsylvania 4 $ 2,256,000 $ 564,000 $ 25,000
Beaufort County South Carolina 4 $ 2,544,000 $ 636,000 $ 0
Waukesha County Wisconsin 4 $ 1,960,000 $ 490,000 $ 0
Fresno County California 3 $ 1,257,000 $ 419,000 $ 0
Marin County California 3 $ 2,060,000 $ 686,000 $ 0
San Francisco County California 3 $ 1,517,000 $ 505,000 $ 0
San Luis Obispo County California 3 $ 1,656,000 $ 552,000 $ 0
Boulder County Colorado 3 $ 1,337,000 $ 445,000 $ 0
New Haven County Connecticut 3 $ 1,130,000 $ 376,000 $ 15,000
Hillsborough County Florida 3 $ 1,606,000 $ 535,000 $ 0
Okaloosa County Florida 3 $ 1,709,000 $ 569,000 $ 0
Volusia County Florida 3 $ 1,488,000 $ 496,000 $ 56,000
DuPage County Illinois 3 $ 2,148,000 $ 716,000 $ 0
Fayette County Kentucky 3 $ 1,520,000 $ 506,000 $ 0
Cumberland County Maine 3 $ 719,000 $ 239,000 $ 24,000
Clark County Nevada 3 $ 1,845,000 $ 615,000 $ 0
Cheshire County New Hampshire 3 $ 301,000 $ 100,000 $ 230,000
Sullivan County New Hampshire 3 $ 466,000 $ 155,000 $ 154,000
Bergen County New Jersey 3 $ 693,000 $ 231,000 $ 100,000
Hunterdon County New Jersey 3 $ 1,488,000 $ 496,000 $ 0
Columbia County New York 3 $ 529,000 $ 176,000 $ 23,000
Delaware County Pennsylvania 3 $ 1,292,000 $ 430,000 $ 0
Washington County Rhode Island 3 $ 490,000 $ 163,000 $ 182,000
Charleston County South Carolina 3 $ 1,768,000 $ 589,000 $ 0
Montgomery County Texas 3 $ 1,767,000 $ 589,000 $ 0
Travis County Texas 3 $ 2,207,000 $ 735,000 $ 0
Chesterfield County Virginia 3 $ 1,373,000 $ 457,000 $ 0
Snohomish County Washington 3 $ 1,244,000 $ 414,000 $ 0
Jefferson County Alabama 2 $ 445,000 $ 222,000 $ 0
Sonoma County California 2 $ 902,000 $ 451,000 $ 0
Arapahoe County Colorado 2 $ 1,282,000 $ 641,000 $ 0
Litchfield County Connecticut 2 $ 274,000 $ 137,000 $ 25,000
Sussex County Delaware 2 $ 1,121,000 $ 560,000 $ 0
Collier County Florida 2 $ 1,197,000 $ 598,000 $ 0
Indian River County Florida 2 $ 1,116,000 $ 558,000 $ 0
Martin County Florida 2 $ 197,000 $ 98,000 $ 63,000
Monroe County Florida 2 $ 1,081,000 $ 540,000 $ 0
Nassau County Florida 2 $ 1,028,000 $ 514,000 $ 0
Pinellas County Florida 2 $ 610,000 $ 305,000 $ 0
DeKalb County Georgia 2 $ 1,390,000 $ 695,000 $ 0
Glynn County Georgia 2 $ 1,048,000 $ 524,000 $ 0
Ada County Idaho 2 $ 414,000 $ 207,000 $ 0
Hamilton County Indiana 2 $ 764,000 $ 382,000 $ 32,000
Marion County Indiana 2 $ 764,000 $ 382,000 $ 0
Penobscot County Maine 2 $ 92,000 $ 46,000 $ 45,000
Anne Arundel County Maryland 2 $ 1,089,000 $ 544,000 $ 0
Baltimore County Maryland 2 $ 664,000 $ 332,000 $ 0
Talbot County Maryland 2 $ 992,000 $ 496,000 $ 0
Worcester County Maryland 2 $ 1,128,000 $ 564,000 $ 0
Washtenaw County Michigan 2 $ 746,000 $ 373,000 $ 47,000
Wayne County Michigan 2 $ 640,000 $ 320,000 $ 0
St. Louis County Missouri 2 $ 1,140,000 $ 570,000 $ 0
Grafton County New Hampshire 2 $ 160,000 $ 80,000 $ 126,000
Merrimack County New Hampshire 2 $ 93,000 $ 46,000 $ 80,000
Essex County New Jersey 2 $ 1,071,000 $ 535,000 $ 0
Union County New Jersey 2 $ 1,513,000 $ 756,000 $ 0
Queens County New York 2 $ 875,000 $ 437,000 $ 0
Mecklenburg County North Carolina 2 $ 834,000 $ 417,000 $ 0
Orange County North Carolina 2 $ 1,108,000 $ 554,000 $ 0
Wake County North Carolina 2 $ 611,000 $ 305,000 $ 0
Franklin County Ohio 2 $ 1,028,000 $ 514,000 $ 0
Tulsa County Oklahoma 2 $ 472,000 $ 236,000 $ 0
Jackson County Oregon 2 $ 910,000 $ 455,000 $ 0
Chester County Pennsylvania 2 $ 901,000 $ 450,000 $ 0
Philadelphia County Pennsylvania 2 $ 39,000 $ 19,000 $ 100,000
Bristol County Rhode Island 2 $ 215,000 $ 107,000 $ 209,000
Lexington County South Carolina 2 $ 1,174,000 $ 587,000 $ 0
Richland County South Carolina 2 $ 1,106,000 $ 553,000 $ 0
Knox County Tennessee 2 $ 917,000 $ 458,000 $ 0
Loudon County Tennessee 2 $ 932,000 $ 466,000 $ 0
Shelby County Tennessee 2 $ 1,431,000 $ 715,000 $ 0
Washington County Tennessee 2 $ 1,004,000 $ 502,000 $ 0
Bexar County Texas 2 $ 1,020,000 $ 510,000 $ 0
Tarrant County Texas 2 $ 798,000 $ 399,000 $ 0
Alexandria County Virginia 2 $ 785,000 $ 392,000 $ 0
Henrico County Virginia 2 $ 1,156,000 $ 578,000 $ 0
Pierce County Washington 2 $ 996,000 $ 498,000 $ 0
Teton County Wyoming 2 $ 818,000 $ 409,000 $ 0
Cochise County Arizona 1 $ 85,000 $ 85,000 $ 0
Mohave County Arizona 1 $ 643,000 $ 643,000 $ 0
Yuma County Arizona 1 $ 82,000 $ 82,000 $ 0
Newton County Arkansas 1 $ 65,000 $ 65,000 $ 0
Pulaski County Arkansas 1 $ 498,000 $ 498,000 $ 0
Colusa County California 1 $ 348,000 $ 348,000 $ 0
Mendocino County California 1 $ 505,000 $ 505,000 $ 0
Monterey County California 1 $ 494,000 $ 494,000 $ 0
Placer County California 1 $ 372,000 $ 372,000 $ 0
San Joaquin County California 1 $ 416,000 $ 416,000 $ 0
Santa Cruz County California 1 $ 389,000 $ 389,000 $ 0
Shasta County California 1 $ 470,000 $ 470,000 $ 0
Yolo County California 1 $ 479,000 $ 479,000 $ 0
Broomfield County Colorado 1 $ 528,000 $ 528,000 $ 0
Grand County Colorado 1 $ 433,000 $ 433,000 $ 0
Jefferson County Colorado 1 $ 402,000 $ 402,000 $ 0
Middlesex County Connecticut 1 $ 41,000 $ 41,000 $ 84,000
New Castle County Delaware 1 $ 442,000 $ 442,000 $ 0
Brevard County Florida 1 $ 990,000 $ 990,000 $ 0
Duval County Florida 1 $ 452,000 $ 452,000 $ 0
Manatee County Florida 1 $ 465,000 $ 465,000 $ 0
Osceola County Florida 1 $ 358,000 $ 358,000 $ 82,000
Pasco County Florida 1 $ 184,000 $ 184,000 $ 51,000
Bibb County Georgia 1 $ 510,000 $ 510,000 $ 0
Chatham County Georgia 1 $ 371,000 $ 371,000 $ 0
Clayton County Georgia 1 $ 547,000 $ 547,000 $ 0
Columbia County Georgia 1 $ 544,000 $ 544,000 $ 0
Gwinnett County Georgia 1 $ 863,000 $ 863,000 $ 0
Hall County Georgia 1 $ 714,000 $ 714,000 $ 0
Kootenai County Idaho 1 $ 164,000 $ 164,000 $ 0
Kendall County Illinois 1 $ 87,000 $ 87,000 $ 206,000
McHenry County Illinois 1 $ 455,000 $ 455,000 $ 0
Warren County Illinois 1 $ 80,000 $ 80,000 $ 0
Will County Illinois 1 $ 243,000 $ 243,000 $ 0
Henry County Iowa 1 $ 557,000 $ 557,000 $ 0
Johnson County Kansas 1 $ 695,000 $ 695,000 $ 0
Hancock County Maine 1 $ 15,000 $ 15,000 $ 70,000
Oxford County Maine 1 $ 40,000 $ 40,000 $ 53,000
Sagadahoc County Maine 1 $ 86,000 $ 86,000 $ 93,000
Baltimore City County Maryland 1 $ 440,000 $ 440,000 $ 0
Carroll County Maryland 1 $ 208,000 $ 208,000 $ 0
Cecil County Maryland 1 $ 365,000 $ 365,000 $ 0
Frederick County Maryland 1 $ 542,000 $ 542,000 $ 0
Howard County Maryland 1 $ 396,000 $ 396,000 $ 0
Kent County Michigan 1 $ 35,000 $ 35,000 $ 140,000
Macomb County Michigan 1 $ 17,000 $ 17,000 $ 91,000
Hennepin County Minnesota 1 $ 405,000 $ 405,000 $ 0
Scott County Minnesota 1 $ 588,000 $ 588,000 $ 0
Camden County Missouri 1 $ 617,000 $ 617,000 $ 0
Christian County Missouri 1 $ 454,000 $ 454,000 $ 0
Jackson County Missouri 1 $ 94,000 $ 94,000 $ 0
Flathead County Montana 1 $ 596,000 $ 596,000 $ 0
Washoe County Nevada 1 $ 460,000 $ 460,000 $ 0
Cape May County New Jersey 1 $ 366,000 $ 366,000 $ 0
Mercer County New Jersey 1 $ 385,000 $ 385,000 $ 0
Monmouth County New Jersey 1 $ 579,000 $ 579,000 $ 0
Passaic County New Jersey 1 $ 198,000 $ 198,000 $ 0
Somerset County New Jersey 1 $ 482,000 $ 482,000 $ 0
Santa Fe County New Mexico 1 $ 580,000 $ 580,000 $ 0
Bronx County New York 1 $ 312,000 $ 312,000 $ 0
Dutchess County New York 1 $ 7,000 $ 7,000 $ 38,000
Monroe County New York 1 $ 735,000 $ 735,000 $ 0
Oneida County New York 1 $ 33,000 $ 33,000 $ 149,000
Orange County New York 1 $ 515,000 $ 515,000 $ 0
Otsego County New York 1 $ 50,000 $ 50,000 $ 74,000
Putnam County New York 1 $ 493,000 $ 493,000 $ 0
Rensselaer County New York 1 $ 10,000 $ 10,000 $ 29,000
Richmond County New York 1 $ 377,000 $ 377,000 $ 0
Iredell County North Carolina 1 $ 419,000 $ 419,000 $ 0
Madison County North Carolina 1 $ 14,000 $ 14,000 $ 65,000
Nash County North Carolina 1 $ 433,000 $ 433,000 $ 0
New Hanover County North Carolina 1 $ 391,000 $ 391,000 $ 0
Pitt County North Carolina 1 $ 538,000 $ 538,000 $ 0
Transylvania County North Carolina 1 $ 449,000 $ 449,000 $ 0
Union County North Carolina 1 $ 313,000 $ 313,000 $ 0
Cuyahoga County Ohio 1 $ 425,000 $ 425,000 $ 0
Delaware County Ohio 1 $ 189,000 $ 189,000 $ 72,000
Hamilton County Ohio 1 $ 524,000 $ 524,000 $ 0
Lorain County Ohio 1 $ 24,000 $ 24,000 $ 57,000
Tuscarawas County Ohio 1 $ 147,000 $ 147,000 $ 0
Wood County Ohio 1 $ 20,000 $ 20,000 $ 81,000
Oklahoma County Oklahoma 1 $ 514,000 $ 514,000 $ 0
Clackamas County Oregon 1 $ 494,000 $ 494,000 $ 0
Deschutes County Oregon 1 $ 626,000 $ 626,000 $ 0
Lane County Oregon 1 $ 141,000 $ 141,000 $ 0
Allegheny County Pennsylvania 1 $ 285,000 $ 285,000 $ 111,000
Cumberland County Pennsylvania 1 $ 386,000 $ 386,000 $ 0
Dauphin County Pennsylvania 1 $ 538,000 $ 538,000 $ 0
Lancaster County Pennsylvania 1 $ 377,000 $ 377,000 $ 0
Lehigh County Pennsylvania 1 $ 801,000 $ 801,000 $ 0
Dorchester County South Carolina 1 $ 460,000 $ 460,000 $ 0
Edgefield County South Carolina 1 $ 495,000 $ 495,000 $ 0
Horry County South Carolina 1 $ 447,000 $ 447,000 $ 0
Davidson County Tennessee 1 $ 493,000 $ 493,000 $ 0
Sumner County Tennessee 1 $ 428,000 $ 428,000 $ 0
Brown County Texas 1 $ 416,000 $ 416,000 $ 0
Ellis County Texas 1 $ 198,000 $ 198,000 $ 0
Franklin County Texas 1 $ 389,000 $ 389,000 $ 0
Henderson County Texas 1 $ 444,000 $ 444,000 $ 0
Jasper County Texas 1 $ 448,000 $ 448,000 $ 0
Randall County Texas 1 $ 447,000 $ 447,000 $ 0
Smith County Texas 1 $ 99,000 $ 99,000 $ 0
Tom Green County Texas 1 $ 593,000 $ 593,000 $ 0
Wichita County Texas 1 $ 498,000 $ 498,000 $ 0
Summit County Utah 1 $ 648,000 $ 648,000 $ 0
Utah County Utah 1 $ 615,000 $ 615,000 $ 0
Bennington County Vermont 1 $ 8,000 $ 8,000 $ 60,000
Essex County Vermont 1 $ 19,000 $ 19,000 $ 92,000
Rutland County Vermont 1 $ 27,000 $ 27,000 $ 57,000
Windham County Vermont 1 $ 70,000 $ 70,000 $ 91,000
Bedford County Virginia 1 $ 398,000 $ 398,000 $ 0
Campbell County Virginia 1 $ 95,000 $ 95,000 $ 0
Gloucester County Virginia 1 $ 415,000 $ 415,000 $ 0
Hampton County Virginia 1 $ 88,000 $ 88,000 $ 0
James City County Virginia 1 $ 495,000 $ 495,000 $ 0
Norfolk County Virginia 1 $ 403,000 $ 403,000 $ 0
Northampton County Virginia 1 $ 443,000 $ 443,000 $ 0
Prince William County Virginia 1 $ 393,000 $ 393,000 $ 0
Suffolk County Virginia 1 $ 495,000 $ 495,000 $ 0
Virginia Beach County Virginia 1 $ 504,000 $ 504,000 $ 0
York County Virginia 1 $ 489,000 $ 489,000 $ 0
Kitsap County Washington 1 $ 410,000 $ 410,000 $ 0
Yakima County Washington 1 $ 169,000 $ 169,000 $ 0
Natrona County Wyoming 1 $ 134,000 $ 134,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Citizens Bank Of Massachusetts in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 5,727 $287,438,000 $43,777 $3,250,000 $80,000 $1,795,000
Refinancing 4,687 $836,588,000 $423,454 $5,000,000 $16,545 $9,300,000
Home Purchase 1,289 $342,256,000 $459,382 $3,470,000 $20,852 $3,160,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,394 $705,240,000 $78,933 $3,250,000 $93,133 $9,300,000
Hispanic 1,154 $82,265,000 $55,333 $600,000 $67,666 $1,600,000
Not Provided 1,039 $88,039,000 $99,375 $890,000 $122,375 $3,980,000
Not applicable 826 $458,468,000 $498,511 $5,000,000 $1,860 $3,000,000
Black or African American 777 $72,897,000 $222,833 $5,000,000 $172,166 $674,000
Asian 413 $49,833,000 $92,142 $840,000 $157,714 $1,143,000
American Indian or Alaskan Native 57 $4,323,000 $57,500 $358,000 $103,000 $325,000
Native Hawaiian or Other Pacific Islander 43 $5,217,000 $121,000 $750,000 $95,000 $398,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,703 $1,466,282,000 $427,545 $5,000,000 $16,886 $9,300,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,323 $430,476,000 $61,625 $5,000,000 $107,625 $3,160,000
Application Denied By Financial Institution 3,759 $308,759,000 $68,636 $5,000,000 $87,090 $1,795,000
Loan Purchased By The Institution 1,683 $629,446,000 $455,386 $1,094,000 $9,068 $1,278,000
Application Approved But Not Accepted 915 $93,525,000 $95,333 $800,000 $112,555 $9,300,000
Application Withdrawn By Applicant 23 $4,076,000 $177,000 $650,000 $194,000 $1,600,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,525 $94,768,000 $60,166 $3,250,000 $75,666 $683,000
Debt-To-Income Ratio 1,349 $131,609,000 $95,000 $5,000,000 $66,875 $727,000
Collateral 391 $49,602,000 $79,571 $1,000,000 $122,571 $1,563,000
Other 284 $14,834,000 $18,666 $645,000 $72,000 $523,000
Unverifiable Information 159 $13,546,000 $41,000 $685,000 $45,666 $1,795,000
Credit Application Incomplete 36 $3,618,000 $66,000 $380,000 $244,000 $395,000
Employment History 15 $782,000 $52,000 $445,000 $26,000 $75,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.

Download the Massachusetts Lender List