Citizens Bank Of Massachusetts
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Citizens Bank Of Massachusetts.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Citizens Bank Of Massachusetts 28 State Street Boston, MA 02109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,703 |
| Total Mortgage Loan Application Amount | $1,466,282,000 |
| Average Mortgage Loan Application Amount | $398,218 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $24,793 |
| Highest Applicant Income | $9,300,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| BOSTON-QUINCY, MA | 3,870 | $ 422,550,000 | $ 109,000 | $ 87,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2,130 | $ 250,291,000 | $ 117,000 | $ 109,000 |
| SPRINGFIELD, MA | 1,589 | $ 58,242,000 | $ 36,000 | $ 56,000 |
| ESSEX COUNTY, MA | 756 | $ 76,443,000 | $ 101,000 | $ 92,000 |
| BARNSTABLE TOWN, MA | 664 | $ 74,865,000 | $ 112,000 | $ 121,000 |
| WORCESTER, MA | 567 | $ 39,743,000 | $ 70,000 | $ 80,000 |
| PITTSFIELD, MA | 135 | $ 8,058,000 | $ 59,000 | $ 56,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 105 | $ 12,330,000 | $ 117,000 | $ 89,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 87 | $ 50,145,000 | $ 576,000 | $ 33,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 56 | $ 36,554,000 | $ 652,000 | $ 3,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 43 | $ 25,068,000 | $ 582,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 31 | $ 19,444,000 | $ 627,000 | $ 34,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 30 | $ 16,630,000 | $ 554,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 28 | $ 2,056,000 | $ 73,000 | $ 113,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 28 | $ 15,536,000 | $ 554,000 | $ 0 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 23 | $ 11,788,000 | $ 512,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 20 | $ 1,404,000 | $ 70,000 | $ 113,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 19 | $ 10,154,000 | $ 534,000 | $ 29,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 17 | $ 9,950,000 | $ 585,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 17 | $ 1,612,000 | $ 94,000 | $ 113,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 16 | $ 10,275,000 | $ 642,000 | $ 0 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 15 | $ 7,640,000 | $ 509,000 | $ 0 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 15 | $ 9,257,000 | $ 617,000 | $ 0 |
| NASSAU-SUFFOLK, NY | 13 | $ 8,191,000 | $ 630,000 | $ 0 |
| NEWARK-UNION, NJ-PA | 12 | $ 6,655,000 | $ 554,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 12 | $ 5,000,000 | $ 416,000 | $ 0 |
| PHILADELPHIA, PA | 11 | $ 4,488,000 | $ 408,000 | $ 39,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 11 | $ 5,112,000 | $ 464,000 | $ 0 |
| EDISON, NJ | 10 | $ 4,765,000 | $ 476,000 | $ 0 |
| ORLANDO, FL | 10 | $ 3,920,000 | $ 392,000 | $ 42,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 10 | $ 5,211,000 | $ 521,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 10 | $ 1,456,000 | $ 145,000 | $ 84,000 |
| DENVER-AURORA, CO | 9 | $ 3,868,000 | $ 429,000 | $ 0 |
| SARASOTA-BRADENTON-VENICE, FL | 9 | $ 4,991,000 | $ 554,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 8 | $ 2,477,000 | $ 309,000 | $ 79,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 8 | $ 3,985,000 | $ 498,000 | $ 42,000 |
| BALTIMORE-TOWSON, MD | 7 | $ 2,797,000 | $ 399,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 7 | $ 3,837,000 | $ 548,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 7 | $ 4,074,000 | $ 582,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 7 | $ 2,889,000 | $ 412,000 | $ 0 |
| WARREN-FARMINGTON HILLS-TROY, MI | 7 | $ 2,547,000 | $ 363,000 | $ 30,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 6 | $ 2,814,000 | $ 469,000 | $ 0 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 6 | $ 2,689,000 | $ 448,000 | $ 0 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 6 | $ 2,980,000 | $ 496,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 6 | $ 2,400,000 | $ 400,000 | $ 12,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 6 | $ 4,262,000 | $ 710,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 5 | $ 2,799,000 | $ 559,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 5 | $ 2,621,000 | $ 524,000 | $ 0 |
| RICHMOND, VA | 5 | $ 2,529,000 | $ 505,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 4 | $ 2,228,000 | $ 557,000 | $ 0 |
| COLUMBIA, SC | 4 | $ 2,280,000 | $ 570,000 | $ 0 |
| INDIANAPOLIS, IN | 4 | $ 1,528,000 | $ 382,000 | $ 16,000 |
| KNOXVILLE, TN | 4 | $ 1,849,000 | $ 462,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 1,960,000 | $ 490,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 4 | $ 1,010,000 | $ 252,000 | $ 101,000 |
| TUCSON, AZ | 4 | $ 1,789,000 | $ 447,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 3 | $ 2,207,000 | $ 735,000 | $ 0 |
| BOULDER, CO | 3 | $ 1,337,000 | $ 445,000 | $ 0 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 3 | $ 1,147,000 | $ 382,000 | $ 0 |
| COLUMBUS, OH | 3 | $ 1,217,000 | $ 405,000 | $ 36,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 1,488,000 | $ 496,000 | $ 56,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 3 | $ 1,709,000 | $ 569,000 | $ 0 |
| FRESNO, CA | 3 | $ 1,257,000 | $ 419,000 | $ 0 |
| JACKSONVILLE, FL | 3 | $ 1,480,000 | $ 493,000 | $ 0 |
| LAS VEGAS-PARADISE, NV | 3 | $ 1,845,000 | $ 615,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 3 | $ 1,520,000 | $ 506,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 3 | $ 1,130,000 | $ 376,000 | $ 15,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 3 | $ 1,656,000 | $ 552,000 | $ 0 |
| ANN ARBOR, MI | 2 | $ 746,000 | $ 373,000 | $ 47,000 |
| BANGOR, ME | 2 | $ 92,000 | $ 46,000 | $ 45,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 445,000 | $ 222,000 | $ 0 |
| BOISE CITY-NAMPA, ID | 2 | $ 414,000 | $ 207,000 | $ 0 |
| BRUNSWICK, GA | 2 | $ 1,048,000 | $ 524,000 | $ 0 |
| CLEVELAND-ELYRIA-MENTOR, OH | 2 | $ 449,000 | $ 224,000 | $ 28,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 2 | $ 640,000 | $ 320,000 | $ 0 |
| DURHAM, NC | 2 | $ 1,108,000 | $ 554,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 798,000 | $ 399,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 2 | $ 924,000 | $ 462,000 | $ 0 |
| JOHNSON CITY, TN | 2 | $ 1,004,000 | $ 502,000 | $ 0 |
| LYNCHBURG, VA | 2 | $ 493,000 | $ 246,000 | $ 0 |
| MEDFORD, OR | 2 | $ 910,000 | $ 455,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 2 | $ 1,431,000 | $ 715,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 993,000 | $ 496,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 2 | $ 1,197,000 | $ 598,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 2 | $ 921,000 | $ 460,000 | $ 0 |
| PORT ST. LUCIE-FORT PIERCE, FL | 2 | $ 197,000 | $ 98,000 | $ 63,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 2 | $ 522,000 | $ 261,000 | $ 19,000 |
| RALEIGH-CARY, NC | 2 | $ 611,000 | $ 305,000 | $ 0 |
| SAN ANTONIO, TX | 2 | $ 1,020,000 | $ 510,000 | $ 0 |
| SANTA ROSA-PETALUMA, CA | 2 | $ 902,000 | $ 451,000 | $ 0 |
| ST. LOUIS, MO-IL | 2 | $ 1,140,000 | $ 570,000 | $ 0 |
| TACOMA, WA | 2 | $ 996,000 | $ 498,000 | $ 0 |
| TULSA, OK | 2 | $ 472,000 | $ 236,000 | $ 0 |
| VERO BEACH, FL | 2 | $ 1,116,000 | $ 558,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 801,000 | $ 801,000 | $ 0 |
| AMARILLO, TX | 1 | $ 447,000 | $ 447,000 | $ 0 |
| ASHEVILLE, NC | 1 | $ 14,000 | $ 14,000 | $ 65,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 544,000 | $ 544,000 | $ 0 |
| BEND, OR | 1 | $ 626,000 | $ 626,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 1 | $ 410,000 | $ 410,000 | $ 0 |
| CASPER, WY | 1 | $ 134,000 | $ 134,000 | $ 0 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 1 | $ 524,000 | $ 524,000 | $ 0 |
| COEUR D'ALENE, ID | 1 | $ 164,000 | $ 164,000 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 141,000 | $ 141,000 | $ 0 |
| GAINESVILLE, GA | 1 | $ 714,000 | $ 714,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 35,000 | $ 35,000 | $ 140,000 |
| GREENVILLE, NC | 1 | $ 538,000 | $ 538,000 | $ 0 |
| KANSAS CITY, MO-KS | 1 | $ 94,000 | $ 94,000 | $ 0 |
| LANCASTER, PA | 1 | $ 377,000 | $ 377,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 1 | $ 498,000 | $ 498,000 | $ 0 |
| MACON, GA | 1 | $ 510,000 | $ 510,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 1 | $ 447,000 | $ 447,000 | $ 0 |
| OCEAN CITY, NJ | 1 | $ 366,000 | $ 366,000 | $ 0 |
| OKLAHOMA CITY, OK | 1 | $ 514,000 | $ 514,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 990,000 | $ 990,000 | $ 0 |
| PITTSBURGH, PA | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 1 | $ 494,000 | $ 494,000 | $ 0 |
| PROVO-OREM, UT | 1 | $ 615,000 | $ 615,000 | $ 0 |
| REDDING, CA | 1 | $ 470,000 | $ 470,000 | $ 0 |
| RENO-SPARKS, NV | 1 | $ 460,000 | $ 460,000 | $ 0 |
| ROCHESTER, NY | 1 | $ 735,000 | $ 735,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 433,000 | $ 433,000 | $ 0 |
| SALINAS, CA | 1 | $ 494,000 | $ 494,000 | $ 0 |
| SALT LAKE CITY, UT | 1 | $ 648,000 | $ 648,000 | $ 0 |
| SAN ANGELO, TX | 1 | $ 593,000 | $ 593,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 389,000 | $ 389,000 | $ 0 |
| SANTA FE, NM | 1 | $ 580,000 | $ 580,000 | $ 0 |
| SAVANNAH, GA | 1 | $ 371,000 | $ 371,000 | $ 0 |
| SPRINGFIELD, MO | 1 | $ 454,000 | $ 454,000 | $ 0 |
| STOCKTON, CA | 1 | $ 416,000 | $ 416,000 | $ 0 |
| TOLEDO, OH | 1 | $ 20,000 | $ 20,000 | $ 81,000 |
| TRENTON-EWING, NJ | 1 | $ 385,000 | $ 385,000 | $ 0 |
| TYLER, TX | 1 | $ 99,000 | $ 99,000 | $ 0 |
| UTICA-ROME, NY | 1 | $ 33,000 | $ 33,000 | $ 149,000 |
| WICHITA FALLS, TX | 1 | $ 498,000 | $ 498,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 1 | $ 442,000 | $ 442,000 | $ 0 |
| WILMINGTON, NC | 1 | $ 391,000 | $ 391,000 | $ 0 |
| YAKIMA, WA | 1 | $ 169,000 | $ 169,000 | $ 0 |
| YUMA, AZ | 1 | $ 82,000 | $ 82,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Citizens Bank Of Massachusetts in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 5,727 | $287,438,000 | $43,777 | $3,250,000 | $80,000 | $1,795,000 |
| Refinancing | 4,687 | $836,588,000 | $423,454 | $5,000,000 | $16,545 | $9,300,000 |
| Home Purchase | 1,289 | $342,256,000 | $459,382 | $3,470,000 | $20,852 | $3,160,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,394 | $705,240,000 | $78,933 | $3,250,000 | $93,133 | $9,300,000 |
| Hispanic | 1,154 | $82,265,000 | $55,333 | $600,000 | $67,666 | $1,600,000 |
| Not Provided | 1,039 | $88,039,000 | $99,375 | $890,000 | $122,375 | $3,980,000 |
| Not applicable | 826 | $458,468,000 | $498,511 | $5,000,000 | $1,860 | $3,000,000 |
| Black or African American | 777 | $72,897,000 | $222,833 | $5,000,000 | $172,166 | $674,000 |
| Asian | 413 | $49,833,000 | $92,142 | $840,000 | $157,714 | $1,143,000 |
| American Indian or Alaskan Native | 57 | $4,323,000 | $57,500 | $358,000 | $103,000 | $325,000 |
| Native Hawaiian or Other Pacific Islander | 43 | $5,217,000 | $121,000 | $750,000 | $95,000 | $398,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,703 | $1,466,282,000 | $427,545 | $5,000,000 | $16,886 | $9,300,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,323 | $430,476,000 | $61,625 | $5,000,000 | $107,625 | $3,160,000 |
| Application Denied By Financial Institution | 3,759 | $308,759,000 | $68,636 | $5,000,000 | $87,090 | $1,795,000 |
| Loan Purchased By The Institution | 1,683 | $629,446,000 | $455,386 | $1,094,000 | $9,068 | $1,278,000 |
| Application Approved But Not Accepted | 915 | $93,525,000 | $95,333 | $800,000 | $112,555 | $9,300,000 |
| Application Withdrawn By Applicant | 23 | $4,076,000 | $177,000 | $650,000 | $194,000 | $1,600,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,525 | $94,768,000 | $60,166 | $3,250,000 | $75,666 | $683,000 |
| Debt-To-Income Ratio | 1,349 | $131,609,000 | $95,000 | $5,000,000 | $66,875 | $727,000 |
| Collateral | 391 | $49,602,000 | $79,571 | $1,000,000 | $122,571 | $1,563,000 |
| Other | 284 | $14,834,000 | $18,666 | $645,000 | $72,000 | $523,000 |
| Unverifiable Information | 159 | $13,546,000 | $41,000 | $685,000 | $45,666 | $1,795,000 |
| Credit Application Incomplete | 36 | $3,618,000 | $66,000 | $380,000 | $244,000 | $395,000 |
| Employment History | 15 | $782,000 | $52,000 | $445,000 | $26,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.