Citizens Bank Of Pennsylvania
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Citizens Bank Of Pennsylvania 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank Of Pennsylvania 1701 John F. Kennedy Boulevard Philadelphia, PA 19103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 59,387 |
| Total Mortgage Loan Application Amount | $7,343,548,000 |
| Average Mortgage Loan Application Amount | $272,311 |
| Highest Mortgage Loan Application Amount | $40,000,000 |
| Average Applicant Income | $129,044 |
| Highest Applicant Income | $8,804,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Citizens Bank Of Pennsylvania. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank Of Pennsylvania's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Citizens Bank Of Pennsylvania's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank Of Pennsylvania serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank Of Pennsylvania, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank Of Pennsylvania's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 7,753 | $ 488,551,000 | $ 63,000 | $ 54,000 |
| Allegheny County Pennsylvania | 7,650 | $ 758,722,000 | $ 99,000 | $ 82,000 |
| Montgomery County Pennsylvania | 6,028 | $ 1,075,201,000 | $ 178,000 | $ 100,000 |
| Bucks County Pennsylvania | 4,057 | $ 653,453,000 | $ 161,000 | $ 98,000 |
| Delaware County Pennsylvania | 3,578 | $ 481,272,000 | $ 134,000 | $ 79,000 |
| Chester County Pennsylvania | 3,261 | $ 630,431,000 | $ 193,000 | $ 111,000 |
| Westmoreland County Pennsylvania | 2,230 | $ 227,310,000 | $ 101,000 | $ 69,000 |
| Luzerne County Pennsylvania | 1,730 | $ 134,662,000 | $ 77,000 | $ 57,000 |
| Erie County Pennsylvania | 1,629 | $ 140,222,000 | $ 86,000 | $ 77,000 |
| Berks County Pennsylvania | 1,464 | $ 139,313,000 | $ 95,000 | $ 65,000 |
| Lancaster County Pennsylvania | 1,286 | $ 160,437,000 | $ 124,000 | $ 58,000 |
| Butler County Pennsylvania | 1,233 | $ 162,915,000 | $ 132,000 | $ 74,000 |
| York County Pennsylvania | 1,230 | $ 146,779,000 | $ 119,000 | $ 61,000 |
| Washington County Pennsylvania | 1,229 | $ 120,043,000 | $ 97,000 | $ 69,000 |
| Camden County New Jersey | 1,064 | $ 137,921,000 | $ 129,000 | $ 74,000 |
| Dauphin County Pennsylvania | 1,056 | $ 120,829,000 | $ 114,000 | $ 62,000 |
| Beaver County Pennsylvania | 1,038 | $ 90,705,000 | $ 87,000 | $ 71,000 |
| Burlington County New Jersey | 993 | $ 157,509,000 | $ 158,000 | $ 98,000 |
| Cumberland County Pennsylvania | 924 | $ 114,635,000 | $ 124,000 | $ 68,000 |
| Monroe County Pennsylvania | 800 | $ 92,333,000 | $ 115,000 | $ 82,000 |
| Blair County Pennsylvania | 687 | $ 61,195,000 | $ 89,000 | $ 94,000 |
| Centre County Pennsylvania | 674 | $ 88,879,000 | $ 131,000 | $ 89,000 |
| Middlesex County New Jersey | 527 | $ 94,136,000 | $ 178,000 | $ 93,000 |
| Gloucester County New Jersey | 515 | $ 71,831,000 | $ 139,000 | $ 90,000 |
| Cape May County New Jersey | 461 | $ 94,936,000 | $ 205,000 | $ 149,000 |
| Mercer County Pennsylvania | 443 | $ 40,133,000 | $ 90,000 | $ 205,000 |
| Crawford County Pennsylvania | 381 | $ 34,054,000 | $ 89,000 | $ 53,000 |
| Mercer County New Jersey | 359 | $ 61,743,000 | $ 171,000 | $ 131,000 |
| Somerset County New Jersey | 306 | $ 66,387,000 | $ 216,000 | $ 130,000 |
| Venango County Pennsylvania | 298 | $ 18,356,000 | $ 61,000 | $ 43,000 |
| Armstrong County Pennsylvania | 293 | $ 21,359,000 | $ 72,000 | $ 45,000 |
| Pike County Pennsylvania | 277 | $ 28,086,000 | $ 101,000 | $ 64,000 |
| Atlantic County New Jersey | 274 | $ 48,075,000 | $ 175,000 | $ 151,000 |
| Morris County New Jersey | 258 | $ 59,128,000 | $ 229,000 | $ 134,000 |
| Essex County New Jersey | 200 | $ 40,047,000 | $ 200,000 | $ 117,000 |
| Union County New Jersey | 198 | $ 36,854,000 | $ 186,000 | $ 122,000 |
| Ocean County New Jersey | 187 | $ 39,593,000 | $ 211,000 | $ 129,000 |
| Lebanon County Pennsylvania | 166 | $ 19,894,000 | $ 119,000 | $ 67,000 |
| Monmouth County New Jersey | 157 | $ 35,065,000 | $ 223,000 | $ 119,000 |
| Hunterdon County New Jersey | 131 | $ 27,467,000 | $ 209,000 | $ 121,000 |
| Lackawanna County Pennsylvania | 126 | $ 15,886,000 | $ 126,000 | $ 94,000 |
| Franklin County Pennsylvania | 117 | $ 11,676,000 | $ 99,000 | $ 48,000 |
| Lehigh County Pennsylvania | 113 | $ 19,277,000 | $ 170,000 | $ 107,000 |
| Fayette County Pennsylvania | 101 | $ 8,294,000 | $ 82,000 | $ 62,000 |
| Northampton County Pennsylvania | 100 | $ 16,461,000 | $ 164,000 | $ 103,000 |
| New Castle County Delaware | 86 | $ 13,584,000 | $ 157,000 | $ 68,000 |
| Perry County Pennsylvania | 81 | $ 9,039,000 | $ 111,000 | $ 74,000 |
| Clarion County Pennsylvania | 72 | $ 5,982,000 | $ 83,000 | $ 62,000 |
| Carbon County Pennsylvania | 70 | $ 6,163,000 | $ 88,000 | $ 81,000 |
| Adams County Pennsylvania | 69 | $ 7,936,000 | $ 115,000 | $ 71,000 |
| Sussex County New Jersey | 68 | $ 10,485,000 | $ 154,000 | $ 130,000 |
| Mifflin County Pennsylvania | 67 | $ 5,426,000 | $ 80,000 | $ 47,000 |
| Cambria County Pennsylvania | 66 | $ 5,691,000 | $ 86,000 | $ 54,000 |
| Lawrence County Pennsylvania | 64 | $ 5,919,000 | $ 92,000 | $ 62,000 |
| Bedford County Pennsylvania | 62 | $ 7,043,000 | $ 113,000 | $ 65,000 |
| Indiana County Pennsylvania | 62 | $ 7,312,000 | $ 117,000 | $ 83,000 |
| Bergen County New Jersey | 59 | $ 15,149,000 | $ 256,000 | $ 122,000 |
| Warren County New Jersey | 55 | $ 9,661,000 | $ 175,000 | $ 97,000 |
| Schuylkill County Pennsylvania | 54 | $ 5,314,000 | $ 98,000 | $ 75,000 |
| Sussex County Delaware | 47 | $ 8,675,000 | $ 184,000 | $ 204,000 |
| Passaic County New Jersey | 46 | $ 9,332,000 | $ 202,000 | $ 112,000 |
| Wyoming County Pennsylvania | 45 | $ 4,455,000 | $ 99,000 | $ 64,000 |
| Huntingdon County Pennsylvania | 44 | $ 4,774,000 | $ 108,000 | $ 60,000 |
| Somerset County Pennsylvania | 40 | $ 3,897,000 | $ 97,000 | $ 104,000 |
| Middlesex County Massachusetts | 36 | $ 11,636,000 | $ 323,000 | $ 233,000 |
| Clearfield County Pennsylvania | 36 | $ 3,069,000 | $ 85,000 | $ 58,000 |
| Salem County New Jersey | 34 | $ 4,209,000 | $ 123,000 | $ 81,000 |
| Wayne County Pennsylvania | 32 | $ 3,224,000 | $ 100,000 | $ 80,000 |
| Hudson County New Jersey | 31 | $ 5,693,000 | $ 183,000 | $ 97,000 |
| Columbia County Pennsylvania | 22 | $ 1,876,000 | $ 85,000 | $ 64,000 |
| Norfolk County Massachusetts | 21 | $ 5,820,000 | $ 277,000 | $ 136,000 |
| Cumberland County New Jersey | 21 | $ 2,292,000 | $ 109,000 | $ 83,000 |
| Greene County Pennsylvania | 16 | $ 1,047,000 | $ 65,000 | $ 46,000 |
| Barnstable County Massachusetts | 14 | $ 2,801,000 | $ 200,000 | $ 111,000 |
| Essex County Massachusetts | 14 | $ 3,886,000 | $ 277,000 | $ 119,000 |
| Suffolk County Massachusetts | 14 | $ 4,555,000 | $ 325,000 | $ 75,000 |
| Juniata County Pennsylvania | 14 | $ 1,419,000 | $ 101,000 | $ 51,000 |
| Warren County Pennsylvania | 14 | $ 1,185,000 | $ 84,000 | $ 61,000 |
| Rockingham County New Hampshire | 13 | $ 3,478,000 | $ 267,000 | $ 72,000 |
| Lycoming County Pennsylvania | 13 | $ 1,299,000 | $ 99,000 | $ 74,000 |
| Northumberland County Pennsylvania | 13 | $ 1,153,000 | $ 88,000 | $ 70,000 |
| Providence County Rhode Island | 13 | $ 2,467,000 | $ 189,000 | $ 48,000 |
| Worcester County Maryland | 12 | $ 1,405,000 | $ 117,000 | $ 159,000 |
| Clinton County Pennsylvania | 12 | $ 737,000 | $ 61,000 | $ 36,000 |
| New Haven County Connecticut | 10 | $ 2,318,000 | $ 231,000 | $ 170,000 |
| Hillsborough County New Hampshire | 10 | $ 2,430,000 | $ 243,000 | $ 98,000 |
| Union County Pennsylvania | 10 | $ 1,297,000 | $ 129,000 | $ 80,000 |
| Kent County Rhode Island | 10 | $ 2,562,000 | $ 256,000 | $ 170,000 |
| Trumbull County Ohio | 9 | $ 710,000 | $ 78,000 | $ 41,000 |
| Forest County Pennsylvania | 9 | $ 346,000 | $ 38,000 | $ 36,000 |
| Plymouth County Massachusetts | 8 | $ 2,470,000 | $ 308,000 | $ 79,000 |
| Susquehanna County Pennsylvania | 8 | $ 768,000 | $ 96,000 | $ 87,000 |
| Washington County Rhode Island | 7 | $ 2,648,000 | $ 378,000 | $ 424,000 |
| Cecil County Maryland | 6 | $ 845,000 | $ 140,000 | $ 129,000 |
| Montgomery County Maryland | 6 | $ 758,000 | $ 126,000 | $ 95,000 |
| Jefferson County Pennsylvania | 6 | $ 536,000 | $ 89,000 | $ 79,000 |
| Newport County Rhode Island | 6 | $ 1,792,000 | $ 298,000 | $ 339,000 |
| Baltimore County Maryland | 5 | $ 500,000 | $ 100,000 | $ 58,000 |
| Worcester County Massachusetts | 5 | $ 1,365,000 | $ 273,000 | $ 126,000 |
| Orange County New York | 5 | $ 12,000 | $ 2,000 | $ 20,000 |
| Snyder County Pennsylvania | 5 | $ 335,000 | $ 67,000 | $ 45,000 |
| New London County Connecticut | 4 | $ 929,000 | $ 232,000 | $ 117,000 |
| Kent County Delaware | 4 | $ 483,000 | $ 120,000 | $ 103,000 |
| York County Maine | 4 | $ 664,000 | $ 166,000 | $ 96,000 |
| Anne Arundel County Maryland | 4 | $ 819,000 | $ 204,000 | $ 141,000 |
| Garrett County Maryland | 4 | $ 459,000 | $ 114,000 | $ 151,000 |
| Prince George's County Maryland | 4 | $ 378,000 | $ 94,000 | $ 51,000 |
| Cuyahoga County Ohio | 4 | $ 432,000 | $ 108,000 | $ 99,000 |
| Cheyenne County Colorado | 3 | $ 481,000 | $ 160,000 | $ 99,000 |
| Harford County Maryland | 3 | $ 460,000 | $ 153,000 | $ 228,000 |
| Kent County Maryland | 3 | $ 294,000 | $ 98,000 | $ 137,000 |
| Nantucket County Massachusetts | 3 | $ 1,311,000 | $ 437,000 | $ 411,000 |
| Chautauqua County New York | 3 | $ 187,000 | $ 62,000 | $ 24,000 |
| Columbiana County Ohio | 3 | $ 102,000 | $ 34,000 | $ 45,000 |
| Mahoning County Ohio | 3 | $ 453,000 | $ 151,000 | $ 53,000 |
| Elk County Pennsylvania | 3 | $ 728,000 | $ 242,000 | $ 134,000 |
| Montour County Pennsylvania | 3 | $ 305,000 | $ 101,000 | $ 110,000 |
| Carroll County Maryland | 2 | $ 258,000 | $ 129,000 | $ 72,000 |
| Dorchester County Maryland | 2 | $ 363,000 | $ 181,000 | $ 118,000 |
| Howard County Maryland | 2 | $ 222,000 | $ 111,000 | $ 137,000 |
| Dukes County Massachusetts | 2 | $ 695,000 | $ 347,000 | $ 291,000 |
| Carroll County New Hampshire | 2 | $ 551,000 | $ 275,000 | $ 240,000 |
| Merrimack County New Hampshire | 2 | $ 439,000 | $ 219,000 | $ 90,000 |
| Strafford County New Hampshire | 2 | $ 111,000 | $ 55,000 | $ 69,000 |
| Sullivan County New Hampshire | 2 | $ 227,000 | $ 113,000 | $ 159,000 |
| Suffolk County New York | 2 | $ 420,000 | $ 210,000 | $ 64,000 |
| Bradford County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 54,000 |
| Fulton County Pennsylvania | 2 | $ 145,000 | $ 72,000 | $ 65,000 |
| Sullivan County Pennsylvania | 2 | $ 308,000 | $ 154,000 | $ 210,000 |
| Tioga County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 60,000 |
| Bristol County Rhode Island | 2 | $ 389,000 | $ 194,000 | $ 253,000 |
| Fairfax County Virginia | 2 | $ 236,000 | $ 118,000 | $ 42,000 |
| Brooke County West Virginia | 2 | $ 202,000 | $ 101,000 | $ 33,000 |
| Hancock County West Virginia | 2 | $ 14,000 | $ 7,000 | $ 29,000 |
| Fremont County Wyoming | 2 | $ 260,000 | $ 130,000 | $ 100,000 |
| Fairfield County Connecticut | 1 | $ 272,000 | $ 272,000 | $ 197,000 |
| Hartford County Connecticut | 1 | $ 108,000 | $ 108,000 | $ 70,000 |
| Middlesex County Connecticut | 1 | $ 250,000 | $ 250,000 | $ 200,000 |
| Miami-Dade County Florida | 1 | $ 107,000 | $ 107,000 | $ 48,000 |
| Monroe County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 615,000 |
| Palm Beach County Florida | 1 | $ 92,000 | $ 92,000 | $ 138,000 |
| Harlan County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| McCracken County Kentucky | 1 | $ 6,000 | $ 6,000 | $ 19,000 |
| St. Tammany County Louisiana | 1 | $ 600,000 | $ 600,000 | $ 288,000 |
| Cumberland County Maine | 1 | $ 233,000 | $ 233,000 | $ 275,000 |
| Baltimore City County Maryland | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Frederick County Maryland | 1 | $ 56,000 | $ 56,000 | $ 175,000 |
| Talbot County Maryland | 1 | $ 256,000 | $ 256,000 | $ 269,000 |
| Washington County Maryland | 1 | $ 152,000 | $ 152,000 | $ 106,000 |
| Bristol County Massachusetts | 1 | $ 188,000 | $ 188,000 | $ 85,000 |
| Belknap County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 64,000 |
| Grafton County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 150,000 |
| McKinley County New Mexico | 1 | $ 600,000 | $ 600,000 | $ 540,000 |
| Kings County New York | 1 | $ 158,000 | $ 158,000 | $ 48,000 |
| New York County New York | 1 | $ 1,000 | $ 1,000 | $ 50,000 |
| Beaufort County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 48,000 |
| Brunswick County North Carolina | 1 | $ 189,000 | $ 189,000 | $ 204,000 |
| Franklin County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Orange County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 68,000 |
| Fairfield County Ohio | 1 | $ 135,000 | $ 135,000 | $ 130,000 |
| Franklin County Ohio | 1 | $ 111,000 | $ 111,000 | $ 161,000 |
| Lake County Ohio | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| Meigs County Ohio | 1 | $ 114,000 | $ 114,000 | $ 106,000 |
| Summit County Ohio | 1 | $ 3,000 | $ 3,000 | $ 17,000 |
| McKean County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 144,000 |
| Potter County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Charleston County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 25,000 |
| Salt Lake County Utah | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Addison County Vermont | 1 | $ 200,000 | $ 200,000 | $ 161,000 |
| Windsor County Vermont | 1 | $ 100,000 | $ 100,000 | $ 262,000 |
| Wetzel County West Virginia | 1 | $ 1,000 | $ 1,000 | $ 20,000 |
| Hot Springs County Wyoming | 1 | $ 396,000 | $ 396,000 | $ 450,000 |
Mortgage Loan Application Detail Totals for Citizens Bank Of Pennsylvania in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 43,974 | $6,318,420,000 | $209,333 | $2,133,000 | $135,476 | $8,804,000 |
| Home Improvement (one-to-four family) | 14,299 | $838,405,000 | $103,466 | $3,100,000 | $122,133 | $5,000,000 |
| Home Purchase (one-to-four family) | 1,099 | $119,121,000 | $225,000 | $3,300,000 | $141,250 | $5,262,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 15 | $67,602,000 | $4,506,000 | $40,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 41,627 | $5,331,854,000 | $218,238 | $4,057,000 | $177,904 | $8,400,000 |
| Information not provided by applicant in mail or telephone application | 9,670 | $1,326,893,000 | $130,692 | $12,401,000 | $89,923 | $8,804,000 |
| Black | 4,644 | $220,617,000 | $107,222 | $750,000 | $66,444 | $1,362,000 |
| Asian or Pacific Islander | 1,592 | $232,541,000 | $191,333 | $1,190,000 | $115,500 | $948,000 |
| Hispanic | 1,041 | $72,749,000 | $156,625 | $1,000,000 | $108,250 | $3,002,000 |
| Other | 668 | $86,606,000 | $249,200 | $800,000 | $108,000 | $960,000 |
| American Indian or Alaskan Native | 114 | $15,514,000 | $156,500 | $750,000 | $97,500 | $445,000 |
| Not applicable | 31 | $56,774,000 | $973,000 | $40,000,000 | $147,000 | $5,262,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 59,387 | $7,343,548,000 | $197,565 | $40,000,000 | $145,217 | $8,804,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 31,297 | $4,311,140,000 | $179,066 | $12,401,000 | $166,200 | $8,804,000 |
| Application Denied By Financial Institution | 18,146 | $1,699,528,000 | $180,764 | $2,000,000 | $126,117 | $8,400,000 |
| Application Approved But Not Accepted | 8,627 | $1,110,872,000 | $138,600 | $1,452,000 | $119,000 | $2,571,000 |
| Loan Purchased By The Institution | 1,169 | $155,947,000 | $272,300 | $3,300,000 | $172,900 | $1,464,000 |
| Application Withdrawn By Applicant | 147 | $65,981,000 | $358,000 | $40,000,000 | $132,000 | $1,140,000 |
| File Closed For Incompleteness | 1 | $80,000 | $80,000 | $80,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8,553 | $602,565,000 | $72,363 | $1,190,000 | $58,636 | $5,000,000 |
| Debt-To-Income Ratio | 5,377 | $530,981,000 | $102,777 | $2,000,000 | $56,555 | $1,956,000 |
| Collateral | 2,356 | $330,256,000 | $240,700 | $1,375,000 | $168,400 | $3,002,000 |
| Other | 1,460 | $179,431,000 | $183,300 | $1,150,000 | $116,200 | $2,178,000 |
| Credit Application Incomplete | 204 | $24,832,000 | $154,250 | $1,000,000 | $142,750 | $4,774,000 |
| Unverifiable Information | 155 | $26,493,000 | $176,000 | $700,000 | $100,500 | $8,400,000 |
| Employment History | 41 | $4,970,000 | $115,500 | $500,000 | $43,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank Of Pennsylvania's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank Of Pennsylvania's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.