Citizens Bank Of Rhode Island
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Citizens Bank Of Rhode Island 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Citizens Bank Of Rhode Island One Citizens Plaza Providence, RI 02903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 14,828 |
| Total Mortgage Loan Application Amount | $1,181,844,000 |
| Average Mortgage Loan Application Amount | $73,000 |
| Highest Mortgage Loan Application Amount | $3,800,000 |
| Average Applicant Income | $38,666 |
| Highest Applicant Income | $6,360,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Citizens Bank Of Rhode Island. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Citizens Bank Of Rhode Island's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Citizens Bank Of Rhode Island's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Citizens Bank Of Rhode Island serves its applicants.
Each category highlights the total number of mortgage applications processed by Citizens Bank Of Rhode Island, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Citizens Bank Of Rhode Island's mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 6,308 | $ 433,160,000 | $ 81,000 | $ 78,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 394 | $ 32,638,000 | $ 82,000 | $ 0 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 394 | $ 35,911,000 | $ 101,250 | $ 250 |
| SEATTLE-BELLEVUE-EVERETT, WA | 370 | $ 33,628,000 | $ 90,000 | $ 0 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 323 | $ 23,330,000 | $ 69,000 | $ 0 |
| DENVER-AURORA, CO | 241 | $ 16,541,000 | $ 68,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 225 | $ 30,029,000 | $ 133,000 | $ 0 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 204 | $ 13,661,000 | $ 66,000 | $ 0 |
| BALTIMORE-TOWSON, MD | 202 | $ 16,092,000 | $ 79,000 | $ 0 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 186 | $ 11,807,000 | $ 63,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 148 | $ 14,593,000 | $ 98,000 | $ 0 |
| PHILADELPHIA, PA | 144 | $ 10,587,000 | $ 73,000 | $ 0 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 142 | $ 14,869,000 | $ 104,000 | $ 0 |
| OAKLAND-FREMONT-HAYWARD, CA | 125 | $ 16,355,000 | $ 130,000 | $ 0 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 122 | $ 16,315,000 | $ 133,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 121 | $ 8,774,000 | $ 74,000 | $ 0 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 118 | $ 29,392,000 | $ 221,500 | $ 0 |
| BOSTON-QUINCY, MA | 114 | $ 11,417,000 | $ 100,000 | $ 23,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 106 | $ 17,265,000 | $ 162,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 105 | $ 15,412,000 | $ 146,000 | $ 0 |
| BOISE CITY-NAMPA, ID | 103 | $ 4,879,000 | $ 47,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 102 | $ 8,965,000 | $ 87,000 | $ 0 |
| SALT LAKE CITY, UT | 99 | $ 7,717,000 | $ 77,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 93 | $ 7,189,000 | $ 55,500 | $ 0 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 89 | $ 15,342,000 | $ 172,000 | $ 0 |
| ST. LOUIS, MO-IL | 85 | $ 4,009,000 | $ 41,000 | $ 0 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 83 | $ 7,125,000 | $ 85,000 | $ 0 |
| INDIANAPOLIS-CARMEL, IN | 82 | $ 4,733,000 | $ 57,000 | $ 0 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 79 | $ 4,000,000 | $ 49,000 | $ 0 |
| TACOMA, WA | 78 | $ 5,528,000 | $ 70,000 | $ 0 |
| KANSAS CITY, MO-KS | 77 | $ 4,541,000 | $ 54,500 | $ 0 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 73 | $ 3,299,000 | $ 45,500 | $ 500 |
| WORCESTER, MA | 69 | $ 4,910,000 | $ 71,000 | $ 56,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 66 | $ 9,840,000 | $ 149,000 | $ 6,000 |
| LAS VEGAS-PARADISE, NV | 66 | $ 5,120,000 | $ 77,000 | $ 0 |
| PITTSBURGH, PA | 64 | $ 3,957,000 | $ 61,000 | $ 0 |
| CLEVELAND-ELYRIA-MENTOR, OH | 62 | $ 3,351,000 | $ 54,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 62 | $ 2,859,000 | $ 46,000 | $ 0 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 60 | $ 6,271,000 | $ 104,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 57 | $ 3,834,000 | $ 67,000 | $ 0 |
| NASSAU-SUFFOLK, NY | 52 | $ 11,536,000 | $ 221,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 49 | $ 3,152,000 | $ 64,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 49 | $ 4,688,000 | $ 95,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 48 | $ 2,994,000 | $ 62,000 | $ 0 |
| ALBUQUERQUE, NM | 47 | $ 2,134,000 | $ 45,000 | $ 0 |
| COLUMBUS, OH | 46 | $ 2,457,000 | $ 53,000 | $ 0 |
| EDISON, NJ | 46 | $ 4,663,000 | $ 101,000 | $ 0 |
| PROVO-OREM, UT | 43 | $ 2,426,000 | $ 56,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 42 | $ 2,248,000 | $ 53,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 42 | $ 1,464,000 | $ 34,000 | $ 1,000 |
| ORLANDO-KISSIMMEE, FL | 42 | $ 4,436,000 | $ 105,000 | $ 0 |
| COLORADO SPRINGS, CO | 41 | $ 1,756,000 | $ 42,000 | $ 0 |
| RICHMOND, VA | 41 | $ 3,195,000 | $ 77,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 40 | $ 2,150,000 | $ 53,000 | $ 1,000 |
| LANCASTER, PA | 39 | $ 1,979,000 | $ 50,000 | $ 0 |
| JACKSONVILLE, FL | 37 | $ 3,660,000 | $ 98,000 | $ 0 |
| NEWARK-UNION, NJ-PA | 37 | $ 4,149,000 | $ 79,000 | $ 0 |
| TUCSON, AZ | 37 | $ 2,650,000 | $ 71,000 | $ 0 |
| GREELEY, CO | 35 | $ 1,768,000 | $ 50,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 35 | $ 6,548,000 | $ 187,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 35 | $ 3,430,000 | $ 98,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 34 | $ 5,234,000 | $ 153,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 33 | $ 4,923,000 | $ 149,000 | $ 0 |
| CAMDEN, NJ | 32 | $ 3,365,000 | $ 105,000 | $ 0 |
| ESSEX COUNTY, MA | 28 | $ 2,372,000 | $ 84,000 | $ 0 |
| SANTA ROSA-PETALUMA, CA | 27 | $ 3,471,000 | $ 128,000 | $ 0 |
| SPOKANE, WA | 27 | $ 1,225,000 | $ 45,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 27 | $ 3,713,000 | $ 137,000 | $ 0 |
| OKLAHOMA CITY, OK | 26 | $ 827,000 | $ 31,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 26 | $ 1,915,000 | $ 73,000 | $ 4,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 25 | $ 3,571,000 | $ 142,000 | $ 0 |
| DETROIT-LIVONIA-DEARBORN, MI | 25 | $ 1,225,000 | $ 49,000 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 25 | $ 1,268,000 | $ 50,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 25 | $ 838,000 | $ 33,000 | $ 0 |
| RALEIGH-CARY, NC | 25 | $ 1,161,000 | $ 46,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 24 | $ 1,021,000 | $ 47,000 | $ 2,500 |
| MEMPHIS, TN-MS-AR | 24 | $ 1,167,000 | $ 58,333 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 24 | $ 2,333,000 | $ 97,000 | $ 0 |
| RENO-SPARKS, NV | 24 | $ 1,791,000 | $ 74,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 23 | $ 1,007,000 | $ 43,000 | $ 0 |
| ANN ARBOR, MI | 22 | $ 2,902,000 | $ 131,000 | $ 0 |
| BARNSTABLE TOWN, MA | 21 | $ 1,957,000 | $ 93,000 | $ 67,000 |
| BOULDER, CO | 21 | $ 1,399,000 | $ 66,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 21 | $ 1,812,000 | $ 86,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 21 | $ 4,206,000 | $ 200,000 | $ 0 |
| DAYTON, OH | 20 | $ 727,000 | $ 36,000 | $ 5,000 |
| NEW HAVEN-MILFORD, CT | 20 | $ 1,810,000 | $ 90,000 | $ 0 |
| SARASOTA-BRADENTON-VENICE, FL | 20 | $ 5,098,000 | $ 254,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 20 | $ 1,305,000 | $ 63,500 | $ 0 |
| NORWICH-NEW LONDON, CT | 19 | $ 1,302,000 | $ 68,000 | $ 50,000 |
| SALEM, OR | 19 | $ 979,000 | $ 51,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 19 | $ 3,105,000 | $ 163,000 | $ 0 |
| AKRON, OH | 18 | $ 782,000 | $ 43,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 18 | $ 758,000 | $ 42,000 | $ 0 |
| STOCKTON, CA | 18 | $ 1,952,000 | $ 108,000 | $ 0 |
| TULSA, OK | 18 | $ 977,000 | $ 54,000 | $ 0 |
| YORK-HANOVER, PA | 18 | $ 1,074,000 | $ 59,000 | $ 0 |
| MADISON, WI | 17 | $ 804,000 | $ 47,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 16 | $ 1,769,000 | $ 110,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 15 | $ 723,000 | $ 44,500 | $ 0 |
| MODESTO, CA | 15 | $ 1,236,000 | $ 82,000 | $ 0 |
| READING, PA | 15 | $ 757,000 | $ 50,000 | $ 0 |
| WICHITA, KS | 15 | $ 512,000 | $ 34,000 | $ 5,000 |
| WILMINGTON, NC | 15 | $ 3,325,000 | $ 221,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 14 | $ 971,000 | $ 69,000 | $ 15,000 |
| KNOXVILLE, TN | 13 | $ 945,000 | $ 72,000 | $ 0 |
| MORRISTOWN, TN | 13 | $ 478,000 | $ 36,000 | $ 0 |
| SPRINGFIELD, MO | 13 | $ 369,000 | $ 28,000 | $ 0 |
| ST. JOSEPH, MO-KS | 13 | $ 295,000 | $ 22,000 | $ 0 |
| BELLINGHAM, WA | 12 | $ 635,000 | $ 52,000 | $ 0 |
| GARY, IN | 12 | $ 326,000 | $ 27,000 | $ 0 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 12 | $ 403,000 | $ 36,500 | $ 0 |
| BAKERSFIELD, CA | 11 | $ 921,000 | $ 83,000 | $ 0 |
| BUFFALO-NIAGARA FALLS, NY | 11 | $ 515,000 | $ 46,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 11 | $ 349,000 | $ 31,000 | $ 0 |
| POCATELLO, ID | 11 | $ 384,000 | $ 34,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 11 | $ 1,085,000 | $ 98,000 | $ 0 |
| PRESCOTT, AZ | 11 | $ 1,455,000 | $ 132,000 | $ 0 |
| ATLANTIC CITY, NJ | 10 | $ 719,000 | $ 71,000 | $ 0 |
| BEND, OR | 10 | $ 624,000 | $ 62,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 10 | $ 1,430,000 | $ 143,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 10 | $ 602,000 | $ 60,000 | $ 0 |
| FRESNO, CA | 10 | $ 1,015,000 | $ 101,000 | $ 0 |
| LANSING-EAST LANSING, MI | 10 | $ 431,000 | $ 43,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 10 | $ 280,000 | $ 28,000 | $ 0 |
| LONGVIEW, WA | 10 | $ 568,000 | $ 56,000 | $ 0 |
| MEDFORD, OR | 10 | $ 815,000 | $ 81,000 | $ 0 |
| NAPA, CA | 10 | $ 1,903,000 | $ 190,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 10 | $ 3,024,000 | $ 302,000 | $ 0 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 10 | $ 443,000 | $ 44,000 | $ 0 |
| OLYMPIA, WA | 10 | $ 613,000 | $ 61,000 | $ 0 |
| YUBA CITY, CA | 10 | $ 823,000 | $ 82,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 9 | $ 455,000 | $ 50,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 9 | $ 326,000 | $ 36,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 9 | $ 402,000 | $ 44,000 | $ 6,000 |
| ROCHESTER, NY | 9 | $ 340,000 | $ 37,000 | $ 0 |
| TOLEDO, OH | 9 | $ 611,000 | $ 67,000 | $ 0 |
| FORT WAYNE, IN | 8 | $ 305,000 | $ 38,000 | $ 0 |
| GREEN BAY, WI | 8 | $ 381,000 | $ 47,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 8 | $ 176,000 | $ 22,000 | $ 0 |
| IDAHO FALLS, ID | 8 | $ 281,000 | $ 35,000 | $ 0 |
| WINSTON-SALEM, NC | 8 | $ 1,263,000 | $ 157,000 | $ 0 |
| YAKIMA, WA | 8 | $ 301,000 | $ 37,000 | $ 0 |
| CANTON-MASSILLON, OH | 7 | $ 395,000 | $ 56,000 | $ 0 |
| DURHAM, NC | 7 | $ 1,247,000 | $ 178,000 | $ 0 |
| EL PASO, TX | 7 | $ 325,000 | $ 46,000 | $ 0 |
| KENNEWICK-RICHLAND-PASCO, WA | 7 | $ 294,000 | $ 42,000 | $ 0 |
| LAKELAND, FL | 7 | $ 352,000 | $ 50,000 | $ 0 |
| PORT ST. LUCIE-FORT PIERCE, FL | 7 | $ 609,000 | $ 87,000 | $ 0 |
| SALINAS, CA | 7 | $ 777,000 | $ 111,000 | $ 0 |
| SALISBURY, MD | 7 | $ 252,000 | $ 36,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 6 | $ 888,000 | $ 148,000 | $ 0 |
| CHARLOTTESVILLE, VA | 6 | $ 432,000 | $ 72,000 | $ 0 |
| DULUTH, MN-WI | 6 | $ 434,000 | $ 91,000 | $ 0 |
| GAINESVILLE, FL | 6 | $ 779,000 | $ 129,000 | $ 0 |
| GREENVILLE, SC | 6 | $ 229,000 | $ 38,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 6 | $ 212,000 | $ 50,000 | $ 0 |
| LAWRENCE, KS | 6 | $ 257,000 | $ 42,000 | $ 0 |
| LOGAN, UT-ID | 6 | $ 176,000 | $ 28,000 | $ 0 |
| SAN ANTONIO, TX | 6 | $ 309,000 | $ 51,000 | $ 0 |
| SANTA FE, NM | 6 | $ 385,000 | $ 64,000 | $ 0 |
| ST. GEORGE, UT | 6 | $ 288,000 | $ 48,000 | $ 0 |
| WENATCHEE, WA | 6 | $ 362,000 | $ 60,000 | $ 0 |
| CHARLESTON, WV | 5 | $ 123,000 | $ 24,000 | $ 0 |
| COLUMBIA, SC | 5 | $ 247,000 | $ 49,000 | $ 0 |
| DOVER, DE | 5 | $ 204,000 | $ 40,000 | $ 0 |
| FLAGSTAFF, AZ | 5 | $ 432,000 | $ 86,000 | $ 0 |
| GRAND JUNCTION, CO | 5 | $ 238,000 | $ 47,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 5 | $ 140,000 | $ 28,000 | $ 24,000 |
| MONROE, MI | 5 | $ 200,000 | $ 40,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 5 | $ 2,074,000 | $ 414,000 | $ 0 |
| REDDING, CA | 5 | $ 416,000 | $ 83,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 5 | $ 970,000 | $ 194,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 5 | $ 111,000 | $ 22,000 | $ 0 |
| STATE COLLEGE, PA | 5 | $ 316,000 | $ 63,000 | $ 0 |
| ANDERSON, IN | 4 | $ 116,000 | $ 29,000 | $ 0 |
| CHATTANOOGA, TN-GA | 4 | $ 106,000 | $ 26,000 | $ 0 |
| EL CENTRO, CA | 4 | $ 174,000 | $ 43,000 | $ 0 |
| FARMINGTON, NM | 4 | $ 103,000 | $ 25,000 | $ 0 |
| HOLLAND-GRAND HAVEN, MI | 4 | $ 675,000 | $ 168,000 | $ 0 |
| HONOLULU, HI | 4 | $ 290,000 | $ 72,000 | $ 0 |
| JACKSON, MS | 4 | $ 663,000 | $ 165,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 4 | $ 93,000 | $ 23,000 | $ 0 |
| LEBANON, PA | 4 | $ 232,000 | $ 58,000 | $ 0 |
| MISSOULA, MT | 4 | $ 208,000 | $ 52,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 4 | $ 172,000 | $ 43,000 | $ 0 |
| OCEAN CITY, NJ | 4 | $ 299,000 | $ 74,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 248,000 | $ 62,000 | $ 0 |
| SANTA BARBARA-SANTA MARIA, CA | 4 | $ 492,000 | $ 123,000 | $ 0 |
| SAVANNAH, GA | 4 | $ 274,000 | $ 68,000 | $ 0 |
| SPRINGFIELD, IL | 4 | $ 68,000 | $ 17,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 166,000 | $ 41,000 | $ 0 |
| AMES, IA | 3 | $ 562,000 | $ 187,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 130,000 | $ 43,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 79,000 | $ 26,000 | $ 0 |
| BLOOMINGTON-NORMAL, IL | 3 | $ 99,000 | $ 33,000 | $ 0 |
| CLARKSVILLE, TN-KY | 3 | $ 41,000 | $ 14,000 | $ 0 |
| CORPUS CHRISTI, TX | 3 | $ 570,000 | $ 190,000 | $ 0 |
| FLINT, MI | 3 | $ 238,000 | $ 79,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 505,000 | $ 168,000 | $ 0 |
| LAFAYETTE, IN | 3 | $ 81,000 | $ 27,000 | $ 0 |
| LAKE CHARLES, LA | 3 | $ 85,000 | $ 28,000 | $ 0 |
| LAS CRUCES, NM | 3 | $ 133,000 | $ 44,000 | $ 0 |
| LEWISTON-AUBURN, ME | 3 | $ 133,000 | $ 44,000 | $ 0 |
| LYNCHBURG, VA | 3 | $ 162,000 | $ 54,000 | $ 0 |
| MACON, GA | 3 | $ 128,000 | $ 42,000 | $ 0 |
| MADERA, CA | 3 | $ 227,000 | $ 75,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 3 | $ 1,774,000 | $ 591,000 | $ 0 |
| OCALA, FL | 3 | $ 1,037,000 | $ 345,000 | $ 0 |
| PEORIA, IL | 3 | $ 84,000 | $ 28,000 | $ 0 |
| RACINE, WI | 3 | $ 104,000 | $ 34,000 | $ 0 |
| ROANOKE, VA | 3 | $ 98,000 | $ 32,000 | $ 0 |
| ROCHESTER, MN | 3 | $ 126,000 | $ 42,000 | $ 0 |
| SCRANTON--WILKES-BARRE, PA | 3 | $ 94,000 | $ 31,000 | $ 0 |
| SPRINGFIELD, MA | 3 | $ 338,000 | $ 112,000 | $ 26,000 |
| TALLAHASSEE, FL | 3 | $ 603,000 | $ 201,000 | $ 0 |
| TOPEKA, KS | 3 | $ 154,000 | $ 51,000 | $ 0 |
| WINCHESTER, VA-WV | 3 | $ 168,000 | $ 56,000 | $ 0 |
| ASHEVILLE, NC | 2 | $ 98,000 | $ 49,000 | $ 0 |
| BANGOR, ME | 2 | $ 40,000 | $ 20,000 | $ 0 |
| BATON ROUGE, LA | 2 | $ 572,000 | $ 286,000 | $ 0 |
| BILLINGS, MT | 2 | $ 109,000 | $ 54,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 1,327,000 | $ 663,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 46,000 | $ 23,000 | $ 0 |
| BRUNSWICK, GA | 2 | $ 926,000 | $ 463,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 93,000 | $ 46,000 | $ 0 |
| CHEYENNE, WY | 2 | $ 121,000 | $ 60,000 | $ 0 |
| COLUMBIA, MO | 2 | $ 291,000 | $ 145,000 | $ 0 |
| COLUMBUS, GA-AL | 2 | $ 53,000 | $ 26,000 | $ 0 |
| EAU CLAIRE, WI | 2 | $ 56,000 | $ 28,000 | $ 0 |
| ERIE, PA | 2 | $ 34,000 | $ 17,000 | $ 0 |
| FARGO, ND-MN | 2 | $ 94,000 | $ 47,000 | $ 0 |
| FAYETTEVILLE, NC | 2 | $ 83,000 | $ 41,000 | $ 0 |
| FLORENCE, SC | 2 | $ 420,000 | $ 210,000 | $ 0 |
| GREAT FALLS, MT | 2 | $ 50,000 | $ 25,000 | $ 0 |
| JEFFERSON CITY, MO | 2 | $ 110,000 | $ 55,000 | $ 0 |
| JOHNSON CITY, TN | 2 | $ 131,000 | $ 65,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 61,000 | $ 30,000 | $ 0 |
| MERCED, CA | 2 | $ 80,000 | $ 40,000 | $ 0 |
| MUNCIE, IN | 2 | $ 48,000 | $ 24,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 2 | $ 83,000 | $ 41,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 2 | $ 47,000 | $ 23,000 | $ 0 |
| PANAMA CITY-LYNN HAVEN, FL | 2 | $ 231,000 | $ 115,000 | $ 0 |
| PITTSFIELD, MA | 2 | $ 13,000 | $ 6,000 | $ 38,000 |
| ROCKFORD, IL | 2 | $ 68,000 | $ 34,000 | $ 0 |
| SANDUSKY, OH | 2 | $ 616,000 | $ 308,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 355,000 | $ 177,000 | $ 0 |
| SHERMAN-DENISON, TX | 2 | $ 300,000 | $ 150,000 | $ 0 |
| SPARTANBURG, SC | 2 | $ 77,000 | $ 38,000 | $ 0 |
| ST. CLOUD, MN | 2 | $ 133,000 | $ 66,000 | $ 0 |
| TRENTON-EWING, NJ | 2 | $ 72,000 | $ 36,000 | $ 0 |
| WAUSAU, WI | 2 | $ 114,000 | $ 57,000 | $ 0 |
| WICHITA FALLS, TX | 2 | $ 56,000 | $ 28,000 | $ 0 |
| WILLIAMSPORT, PA | 2 | $ 55,000 | $ 27,000 | $ 0 |
| YUMA, AZ | 2 | $ 193,000 | $ 96,000 | $ 0 |
| ALTOONA, PA | 1 | $ 30,000 | $ 30,000 | $ 0 |
| AMARILLO, TX | 1 | $ 53,000 | $ 53,000 | $ 0 |
| ANDERSON, SC | 1 | $ 413,000 | $ 413,000 | $ 0 |
| APPLETON, WI | 1 | $ 48,000 | $ 48,000 | $ 0 |
| AUBURN-OPELIKA, AL | 1 | $ 68,000 | $ 68,000 | $ 0 |
| BATTLE CREEK, MI | 1 | $ 25,000 | $ 25,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 77,000 | $ 77,000 | $ 0 |
| CHICO, CA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| CLEVELAND, TN | 1 | $ 26,000 | $ 26,000 | $ 0 |
| COEUR D'ALENE, ID | 1 | $ 16,000 | $ 16,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 28,000 | $ 28,000 | $ 0 |
| CORVALLIS, OR | 1 | $ 15,000 | $ 15,000 | $ 0 |
| CUMBERLAND, MD-WV | 1 | $ 14,000 | $ 14,000 | $ 0 |
| DANVILLE, VA | 1 | $ 20,000 | $ 20,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 45,000 | $ 45,000 | $ 0 |
| DOTHAN, AL | 1 | $ 611,000 | $ 611,000 | $ 0 |
| EVANSVILLE, IN-KY | 1 | $ 26,000 | $ 26,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 14,000 | $ 14,000 | $ 0 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 1 | $ 100,000 | $ 100,000 | $ 0 |
| GADSDEN, AL | 1 | $ 231,000 | $ 231,000 | $ 0 |
| GLENS FALLS, NY | 1 | $ 99,000 | $ 99,000 | $ 0 |
| HANFORD-CORCORAN, CA | 1 | $ 54,000 | $ 54,000 | $ 0 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 1 | $ 683,000 | $ 683,000 | $ 0 |
| JACKSON, MI | 1 | $ 60,000 | $ 60,000 | $ 0 |
| JANESVILLE, WI | 1 | $ 76,000 | $ 76,000 | $ 0 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 28,000 | $ 28,000 | $ 0 |
| KINGSTON, NY | 1 | $ 44,000 | $ 44,000 | $ 0 |
| LAFAYETTE, LA | 1 | $ 29,000 | $ 29,000 | $ 0 |
| LEWISTON, ID-WA | 1 | $ 37,000 | $ 37,000 | $ 0 |
| LIMA, OH | 1 | $ 52,000 | $ 52,000 | $ 0 |
| LONGVIEW, TX | 1 | $ 24,000 | $ 24,000 | $ 0 |
| MANSFIELD, OH | 1 | $ 35,000 | $ 35,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 50,000 | $ 50,000 | $ 0 |
| MOBILE, AL | 1 | $ 109,000 | $ 109,000 | $ 0 |
| MONROE, LA | 1 | $ 363,000 | $ 363,000 | $ 0 |
| MUSKEGON-NORTON SHORES, MI | 1 | $ 27,000 | $ 27,000 | $ 0 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 85,000 | $ 85,000 | $ 0 |
| PUEBLO, CO | 1 | $ 37,000 | $ 37,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 30,000 | $ 30,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 29,000 | $ 29,000 | $ 0 |
| SAN ANGELO, TX | 1 | $ 27,000 | $ 27,000 | $ 0 |
| SHEBOYGAN, WI | 1 | $ 29,000 | $ 29,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 53,000 | $ 53,000 | $ 0 |
| SYRACUSE, NY | 1 | $ 10,000 | $ 10,000 | $ 207,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 11,000 | $ 11,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| WACO, TX | 1 | $ 17,000 | $ 17,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 25,000 | $ 25,000 | $ 0 |
Mortgage Loan Application Detail Totals for Citizens Bank Of Rhode Island in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,548 | $716,071,000 | $94,000 | $3,800,000 | $35,000 | $2,640,000 |
| Home Purchase | 3,988 | $307,234,000 | $77,000 | $1,490,000 | $6,000 | $700,000 |
| Home Improvement | 3,292 | $158,539,000 | $48,000 | $510,000 | $75,000 | $6,360,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,426 | $736,438,000 | $87,000 | $1,725,000 | $0 | $0 |
| White | 4,878 | $337,667,000 | $69,000 | $3,800,000 | $85,000 | $2,640,000 |
| Not Provided | 770 | $55,278,000 | $71,000 | $500,000 | $89,000 | $500,000 |
| Hispanic | 472 | $32,090,000 | $67,000 | $410,000 | $63,000 | $850,000 |
| Black or African American | 146 | $8,587,000 | $58,000 | $380,000 | $104,000 | $6,360,000 |
| Asian | 84 | $8,469,000 | $100,000 | $350,000 | $85,000 | $543,000 |
| American Indian or Alaskan Native | 29 | $1,851,000 | $63,000 | $380,000 | $73,000 | $660,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $1,464,000 | $63,000 | $272,000 | $69,000 | $200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,828 | $1,181,844,000 | $79,000 | $3,800,000 | $36,000 | $6,360,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 8,431 | $735,616,000 | $87,000 | $1,725,000 | $0 | $122,000 |
| Loan Originated | 4,109 | $265,527,000 | $64,000 | $750,000 | $86,000 | $2,640,000 |
| Application Denied By Financial Institution | 1,792 | $141,637,000 | $79,000 | $3,800,000 | $80,000 | $6,360,000 |
| Application Approved But Not Accepted | 488 | $38,182,000 | $78,000 | $550,000 | $85,000 | $1,105,000 |
| Application Withdrawn By Applicant | 8 | $882,000 | $110,000 | $260,000 | $75,000 | $250,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 608 | $46,945,000 | $77,000 | $600,000 | $55,000 | $352,000 |
| Credit History | 563 | $39,586,000 | $70,000 | $3,800,000 | $84,000 | $6,360,000 |
| Collateral | 422 | $38,391,000 | $90,000 | $491,000 | $105,000 | $1,066,000 |
| Other | 122 | $7,529,000 | $61,000 | $505,000 | $84,000 | $755,000 |
| Unverifiable Information | 55 | $7,108,000 | $129,000 | $380,000 | $98,000 | $406,000 |
| Credit Application Incomplete | 12 | $949,000 | $79,000 | $192,000 | $109,000 | $372,000 |
| Employment History | 10 | $1,129,000 | $112,000 | $300,000 | $93,000 | $279,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank Of Rhode Island's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank Of Rhode Island's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.