City Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
City Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | City Bank 5219 City Bank Parkway Lubbock, TX 79408 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,278 |
| Total Mortgage Loan Application Amount | $840,777,000 |
| Average Mortgage Loan Application Amount | $163,666 |
| Highest Mortgage Loan Application Amount | $6,720,000 |
| Average Applicant Income | $102,333 |
| Highest Applicant Income | $4,842,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with City Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing City Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down City Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how City Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by City Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at City Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lubbock County Texas | 937 | $ 145,421,000 | $ 155,000 | $ 89,000 |
| El Paso County Texas | 513 | $ 84,405,000 | $ 164,000 | $ 84,000 |
| Brazos County Texas | 508 | $ 102,392,000 | $ 201,000 | $ 120,000 |
| Tarrant County Texas | 313 | $ 69,455,000 | $ 221,000 | $ 105,000 |
| Taylor County Texas | 295 | $ 50,948,000 | $ 172,000 | $ 88,000 |
| Dallas County Texas | 281 | $ 74,098,000 | $ 263,000 | $ 93,000 |
| Collin County Texas | 149 | $ 37,638,000 | $ 252,000 | $ 117,000 |
| Travis County Texas | 131 | $ 43,548,000 | $ 332,000 | $ 148,000 |
| Harris County Texas | 119 | $ 24,132,000 | $ 202,000 | $ 65,000 |
| Denton County Texas | 101 | $ 23,946,000 | $ 237,000 | $ 104,000 |
| Kaufman County Texas | 74 | $ 11,844,000 | $ 160,000 | $ 86,000 |
| Hockley County Texas | 66 | $ 8,725,000 | $ 132,000 | $ 80,000 |
| Williamson County Texas | 58 | $ 13,975,000 | $ 240,000 | $ 129,000 |
| Lincoln County New Mexico | 56 | $ 9,191,000 | $ 164,000 | $ 98,000 |
| Jefferson County Texas | 55 | $ 8,987,000 | $ 163,000 | $ 99,000 |
| Fort Bend County Texas | 53 | $ 17,706,000 | $ 334,000 | $ 144,000 |
| Hardin County Texas | 39 | $ 7,658,000 | $ 196,000 | $ 93,000 |
| Hays County Texas | 27 | $ 8,654,000 | $ 320,000 | $ 187,000 |
| Galveston County Texas | 21 | $ 4,755,000 | $ 226,000 | $ 128,000 |
| Rockwall County Texas | 18 | $ 3,627,000 | $ 201,000 | $ 91,000 |
| Montgomery County Texas | 17 | $ 4,386,000 | $ 258,000 | $ 120,000 |
| Parker County Texas | 17 | $ 3,248,000 | $ 191,000 | $ 89,000 |
| Dona Ana County New Mexico | 16 | $ 2,721,000 | $ 170,000 | $ 169,000 |
| Callahan County Texas | 16 | $ 2,233,000 | $ 139,000 | $ 88,000 |
| Johnson County Texas | 16 | $ 2,714,000 | $ 169,000 | $ 63,000 |
| Hale County Texas | 14 | $ 1,836,000 | $ 131,000 | $ 101,000 |
| Jones County Texas | 14 | $ 1,879,000 | $ 134,000 | $ 66,000 |
| Wharton County Texas | 14 | $ 3,818,000 | $ 272,000 | $ 129,000 |
| Victoria County Texas | 13 | $ 3,444,000 | $ 264,000 | $ 146,000 |
| Ellis County Texas | 12 | $ 2,902,000 | $ 241,000 | $ 101,000 |
| Lynn County Texas | 12 | $ 1,680,000 | $ 140,000 | $ 80,000 |
| Crosby County Texas | 11 | $ 977,000 | $ 88,000 | $ 54,000 |
| Bell County Texas | 10 | $ 1,437,000 | $ 143,000 | $ 77,000 |
| Orange County Texas | 10 | $ 1,406,000 | $ 140,000 | $ 78,000 |
| Robertson County Texas | 10 | $ 1,538,000 | $ 153,000 | $ 75,000 |
| Bexar County Texas | 9 | $ 2,696,000 | $ 299,000 | $ 110,000 |
| Grayson County Texas | 8 | $ 1,364,000 | $ 170,000 | $ 103,000 |
| Grimes County Texas | 8 | $ 1,855,000 | $ 231,000 | $ 119,000 |
| Henderson County Texas | 8 | $ 1,463,000 | $ 182,000 | $ 246,000 |
| Madison County Texas | 8 | $ 1,319,000 | $ 164,000 | $ 65,000 |
| Midland County Texas | 8 | $ 2,450,000 | $ 306,000 | $ 145,000 |
| Comal County Texas | 7 | $ 1,651,000 | $ 235,000 | $ 143,000 |
| Hunt County Texas | 7 | $ 1,341,000 | $ 191,000 | $ 109,000 |
| Burleson County Texas | 6 | $ 1,181,000 | $ 196,000 | $ 91,000 |
| Lamb County Texas | 6 | $ 708,000 | $ 118,000 | $ 97,000 |
| Palo Pinto County Texas | 6 | $ 2,759,000 | $ 459,000 | $ 333,000 |
| Wise County Texas | 6 | $ 1,357,000 | $ 226,000 | $ 110,000 |
| Cochran County Texas | 5 | $ 714,000 | $ 142,000 | $ 69,000 |
| Smith County Texas | 5 | $ 920,000 | $ 184,000 | $ 92,000 |
| Terry County Texas | 5 | $ 354,000 | $ 70,000 | $ 71,000 |
| Washington County Texas | 5 | $ 1,263,000 | $ 252,000 | $ 130,000 |
| Gaines County Texas | 4 | $ 655,000 | $ 163,000 | $ 123,000 |
| Llano County Texas | 4 | $ 1,051,000 | $ 262,000 | $ 105,000 |
| Matagorda County Texas | 4 | $ 1,291,000 | $ 322,000 | $ 180,000 |
| Van Zandt County Texas | 4 | $ 797,000 | $ 199,000 | $ 99,000 |
| Waller County Texas | 4 | $ 1,899,000 | $ 474,000 | $ 209,000 |
| Bernalillo County New Mexico | 3 | $ 599,000 | $ 199,000 | $ 75,000 |
| Bailey County Texas | 3 | $ 296,000 | $ 98,000 | $ 89,000 |
| Bastrop County Texas | 3 | $ 606,000 | $ 202,000 | $ 179,000 |
| Brazoria County Texas | 3 | $ 536,000 | $ 178,000 | $ 37,000 |
| Burnet County Texas | 3 | $ 577,000 | $ 192,000 | $ 35,000 |
| Erath County Texas | 3 | $ 417,000 | $ 139,000 | $ 64,000 |
| Hidalgo County Texas | 3 | $ 331,000 | $ 110,000 | $ 88,000 |
| Leon County Texas | 3 | $ 344,000 | $ 114,000 | $ 76,000 |
| Nueces County Texas | 3 | $ 896,000 | $ 298,000 | $ 249,000 |
| Walker County Texas | 3 | $ 553,000 | $ 184,000 | $ 110,000 |
| Wood County Texas | 3 | $ 500,000 | $ 166,000 | $ 47,000 |
| King County Washington | 3 | $ 1,370,000 | $ 456,000 | $ 132,000 |
| Maricopa County Arizona | 2 | $ 763,000 | $ 381,000 | $ 232,000 |
| Otero County New Mexico | 2 | $ 179,000 | $ 89,000 | $ 54,000 |
| Santa Fe County New Mexico | 2 | $ 805,000 | $ 402,000 | $ 164,000 |
| Okmulgee County Oklahoma | 2 | $ 312,000 | $ 156,000 | $ 78,000 |
| Brown County Texas | 2 | $ 94,000 | $ 47,000 | $ 140,000 |
| Caldwell County Texas | 2 | $ 570,000 | $ 285,000 | $ 237,000 |
| Cooke County Texas | 2 | $ 151,000 | $ 75,000 | $ 66,000 |
| Garza County Texas | 2 | $ 342,000 | $ 171,000 | $ 107,000 |
| Hall County Texas | 2 | $ 118,000 | $ 59,000 | $ 58,000 |
| Harrison County Texas | 2 | $ 643,000 | $ 321,000 | $ 136,000 |
| Jackson County Texas | 2 | $ 348,000 | $ 174,000 | $ 106,000 |
| Moore County Texas | 2 | $ 307,000 | $ 153,000 | $ 100,000 |
| Polk County Texas | 2 | $ 540,000 | $ 270,000 | $ 262,000 |
| Randall County Texas | 2 | $ 260,000 | $ 130,000 | $ 108,000 |
| Upshur County Texas | 2 | $ 228,000 | $ 114,000 | $ 78,000 |
| Wilson County Texas | 2 | $ 493,000 | $ 246,000 | $ 127,000 |
| Yoakum County Texas | 2 | $ 221,000 | $ 110,000 | $ 171,000 |
| Baldwin County Alabama | 1 | $ 311,000 | $ 311,000 | $ 106,000 |
| Cochise County Arizona | 1 | $ 92,000 | $ 92,000 | $ 44,000 |
| Pope County Arkansas | 1 | $ 347,000 | $ 347,000 | $ 187,000 |
| Pulaski County Arkansas | 1 | $ 417,000 | $ 417,000 | $ 305,000 |
| Hillsborough County Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Walton County Florida | 1 | $ 464,000 | $ 464,000 | $ 290,000 |
| Forsyth County Georgia | 1 | $ 200,000 | $ 200,000 | $ 201,000 |
| Cook County Illinois | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| St. Joseph County Indiana | 1 | $ 133,000 | $ 133,000 | $ 62,000 |
| Lyon County Kansas | 1 | $ 129,000 | $ 129,000 | $ 52,000 |
| Yellowstone County Montana | 1 | $ 15,000 | $ 15,000 | $ 76,000 |
| Curry County New Mexico | 1 | $ 36,000 | $ 36,000 | $ 29,000 |
| Luna County New Mexico | 1 | $ 187,000 | $ 187,000 | $ 516,000 |
| San Juan County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Nassau County New York | 1 | $ 250,000 | $ 250,000 | $ 71,000 |
| Guilford County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 67,000 |
| Mecklenburg County North Carolina | 1 | $ 356,000 | $ 356,000 | $ 89,000 |
| Butler County Ohio | 1 | $ 120,000 | $ 120,000 | $ 67,000 |
| Carter County Oklahoma | 1 | $ 266,000 | $ 266,000 | $ 148,000 |
| Custer County Oklahoma | 1 | $ 142,000 | $ 142,000 | $ 110,000 |
| Payne County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Stephens County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 500,000 |
| Tulsa County Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 207,000 |
| Greenville County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 23,000 |
| Andrews County Texas | 1 | $ 185,000 | $ 185,000 | $ 143,000 |
| Aransas County Texas | 1 | $ 208,000 | $ 208,000 | $ 206,000 |
| Blanco County Texas | 1 | $ 178,000 | $ 178,000 | $ 270,000 |
| Calhoun County Texas | 1 | $ 250,000 | $ 250,000 | $ 119,000 |
| Camp County Texas | 1 | $ 154,000 | $ 154,000 | $ 77,000 |
| Cass County Texas | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Chambers County Texas | 1 | $ 113,000 | $ 113,000 | $ 180,000 |
| Cherokee County Texas | 1 | $ 239,000 | $ 239,000 | $ 108,000 |
| Childress County Texas | 1 | $ 48,000 | $ 48,000 | $ 69,000 |
| Dawson County Texas | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| DeWitt County Texas | 1 | $ 254,000 | $ 254,000 | $ 123,000 |
| Dickens County Texas | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Eastland County Texas | 1 | $ 69,000 | $ 69,000 | $ 20,000 |
| Fisher County Texas | 1 | $ 350,000 | $ 350,000 | $ 62,000 |
| Franklin County Texas | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Gillespie County Texas | 1 | $ 300,000 | $ 300,000 | $ 209,000 |
| Goliad County Texas | 1 | $ 348,000 | $ 348,000 | $ 114,000 |
| Hood County Texas | 1 | $ 147,000 | $ 147,000 | $ 51,000 |
| Hopkins County Texas | 1 | $ 117,000 | $ 117,000 | $ 40,000 |
| Jack County Texas | 1 | $ 93,000 | $ 93,000 | $ 72,000 |
| Jasper County Texas | 1 | $ 181,000 | $ 181,000 | $ 97,000 |
| King County Texas | 1 | $ 70,000 | $ 70,000 | $ 43,000 |
| Knox County Texas | 1 | $ 54,000 | $ 54,000 | $ 32,000 |
| Lamar County Texas | 1 | $ 164,000 | $ 164,000 | $ 117,000 |
| Liberty County Texas | 1 | $ 242,000 | $ 242,000 | $ 110,000 |
| McLennan County Texas | 1 | $ 149,000 | $ 149,000 | $ 37,000 |
| Milam County Texas | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| Motley County Texas | 1 | $ 114,000 | $ 114,000 | $ 138,000 |
| Navarro County Texas | 1 | $ 86,000 | $ 86,000 | $ 112,000 |
| Nolan County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Pecos County Texas | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Potter County Texas | 1 | $ 170,000 | $ 170,000 | $ 99,000 |
| Runnels County Texas | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Shackelford County Texas | 1 | $ 96,000 | $ 96,000 | $ 111,000 |
| Somervell County Texas | 1 | $ 196,000 | $ 196,000 | $ 134,000 |
| Tyler County Texas | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Uvalde County Texas | 1 | $ 156,000 | $ 156,000 | $ 65,000 |
| Wichita County Texas | 1 | $ 164,000 | $ 164,000 | $ 56,000 |
| Wythe County Virginia | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Clark County Washington | 1 | $ 320,000 | $ 320,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for City Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,300 | $647,733,000 | $196,000 | $6,720,000 | $98,000 | $4,842,000 |
| Refinancing | 874 | $184,138,000 | $210,000 | $1,950,000 | $111,000 | $1,380,000 |
| Home Improvement | 104 | $8,906,000 | $85,000 | $1,040,000 | $98,000 | $371,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,511 | $510,538,000 | $203,000 | $1,760,000 | $114,000 | $4,842,000 |
| Hispanic | 970 | $153,896,000 | $158,000 | $888,000 | $80,000 | $1,380,000 |
| Black or African American | 216 | $43,675,000 | $202,000 | $1,000,000 | $85,000 | $523,000 |
| Not applicable | 214 | $51,549,000 | $240,000 | $6,720,000 | $0 | $0 |
| Asian | 170 | $36,275,000 | $213,000 | $1,640,000 | $118,000 | $515,000 |
| Not Provided | 164 | $37,993,000 | $231,000 | $1,832,000 | $143,000 | $900,000 |
| American Indian or Alaskan Native | 24 | $5,142,000 | $214,000 | $834,000 | $113,000 | $327,000 |
| Native Hawaiin or Other Pacific Islander | 9 | $1,709,000 | $189,000 | $336,000 | $115,000 | $288,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,038 | $626,701,000 | $206,000 | $6,720,000 | $113,000 | $4,842,000 |
| FHA-insured (Federal Housing Administration) | 837 | $132,310,000 | $158,000 | $353,000 | $65,000 | $443,000 |
| VA-guaranteed (Veterans Administration) | 363 | $76,792,000 | $211,000 | $948,000 | $84,000 | $312,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 40 | $4,974,000 | $124,000 | $245,000 | $49,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,116 | $614,884,000 | $197,000 | $6,720,000 | $98,000 | $2,872,000 |
| Application Approved But Not Accepted | 496 | $103,202,000 | $208,000 | $1,140,000 | $119,000 | $4,842,000 |
| Application Denied By Financial Institution | 399 | $68,113,000 | $170,000 | $1,200,000 | $77,000 | $860,000 |
| Application Withdrawn By Applicant | 267 | $54,578,000 | $204,000 | $1,342,000 | $129,000 | $1,380,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into City Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess City Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.