City Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
City Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | City Bank 5219 City Bank Parkway Lubbock, TX 79408 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,061 |
| Total Mortgage Loan Application Amount | $867,923,000 |
| Average Mortgage Loan Application Amount | $202,666 |
| Highest Mortgage Loan Application Amount | $14,400,000 |
| Average Applicant Income | $133,666 |
| Highest Applicant Income | $2,717,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with City Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing City Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down City Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how City Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by City Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at City Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lubbock County Texas | 963 | $ 170,866,000 | $ 177,000 | $ 97,000 |
| El Paso County Texas | 423 | $ 73,294,000 | $ 173,000 | $ 98,000 |
| Brazos County Texas | 407 | $ 87,220,000 | $ 214,000 | $ 139,000 |
| Dallas County Texas | 324 | $ 103,536,000 | $ 319,000 | $ 92,000 |
| Tarrant County Texas | 278 | $ 60,214,000 | $ 216,000 | $ 99,000 |
| Taylor County Texas | 266 | $ 46,171,000 | $ 173,000 | $ 91,000 |
| Collin County Texas | 129 | $ 33,899,000 | $ 262,000 | $ 155,000 |
| Travis County Texas | 95 | $ 37,008,000 | $ 389,000 | $ 209,000 |
| Lincoln County New Mexico | 87 | $ 15,941,000 | $ 183,000 | $ 147,000 |
| Harris County Texas | 86 | $ 17,152,000 | $ 199,000 | $ 96,000 |
| Denton County Texas | 75 | $ 19,135,000 | $ 255,000 | $ 134,000 |
| Hockley County Texas | 73 | $ 10,898,000 | $ 149,000 | $ 82,000 |
| Kaufman County Texas | 73 | $ 12,655,000 | $ 173,000 | $ 98,000 |
| Hardin County Texas | 44 | $ 8,543,000 | $ 194,000 | $ 96,000 |
| Fort Bend County Texas | 43 | $ 13,562,000 | $ 315,000 | $ 131,000 |
| Jefferson County Texas | 43 | $ 7,751,000 | $ 180,000 | $ 95,000 |
| Williamson County Texas | 43 | $ 10,530,000 | $ 244,000 | $ 153,000 |
| Rockwall County Texas | 28 | $ 7,109,000 | $ 253,000 | $ 141,000 |
| Ellis County Texas | 23 | $ 8,124,000 | $ 353,000 | $ 97,000 |
| Dona Ana County New Mexico | 21 | $ 5,029,000 | $ 239,000 | $ 133,000 |
| Midland County Texas | 21 | $ 6,243,000 | $ 297,000 | $ 145,000 |
| Hale County Texas | 20 | $ 2,513,000 | $ 125,000 | $ 81,000 |
| Lamb County Texas | 19 | $ 2,637,000 | $ 138,000 | $ 76,000 |
| Hays County Texas | 18 | $ 5,441,000 | $ 302,000 | $ 120,000 |
| Montgomery County Texas | 18 | $ 4,277,000 | $ 237,000 | $ 100,000 |
| Terry County Texas | 18 | $ 1,939,000 | $ 107,000 | $ 71,000 |
| Johnson County Texas | 15 | $ 3,538,000 | $ 235,000 | $ 97,000 |
| Parker County Texas | 14 | $ 3,126,000 | $ 223,000 | $ 109,000 |
| Cochran County Texas | 13 | $ 775,000 | $ 59,000 | $ 88,000 |
| Galveston County Texas | 13 | $ 3,557,000 | $ 273,000 | $ 185,000 |
| Grayson County Texas | 13 | $ 2,751,000 | $ 211,000 | $ 111,000 |
| Victoria County Texas | 13 | $ 4,218,000 | $ 324,000 | $ 147,000 |
| Callahan County Texas | 11 | $ 1,985,000 | $ 180,000 | $ 93,000 |
| Grimes County Texas | 11 | $ 2,174,000 | $ 197,000 | $ 109,000 |
| Lynn County Texas | 11 | $ 2,811,000 | $ 255,000 | $ 135,000 |
| Otero County New Mexico | 10 | $ 1,616,000 | $ 161,000 | $ 114,000 |
| Brazoria County Texas | 10 | $ 1,752,000 | $ 175,000 | $ 65,000 |
| Gaines County Texas | 10 | $ 1,762,000 | $ 176,000 | $ 79,000 |
| Hood County Texas | 9 | $ 2,007,000 | $ 223,000 | $ 148,000 |
| Burleson County Texas | 8 | $ 1,474,000 | $ 184,000 | $ 94,000 |
| Dawson County Texas | 8 | $ 760,000 | $ 95,000 | $ 59,000 |
| Bell County Texas | 7 | $ 1,410,000 | $ 201,000 | $ 171,000 |
| Burnet County Texas | 7 | $ 2,055,000 | $ 293,000 | $ 137,000 |
| Orange County Texas | 7 | $ 1,276,000 | $ 182,000 | $ 107,000 |
| Scurry County Texas | 7 | $ 1,005,000 | $ 143,000 | $ 81,000 |
| Wharton County Texas | 7 | $ 1,090,000 | $ 155,000 | $ 123,000 |
| Hidalgo County Texas | 6 | $ 778,000 | $ 129,000 | $ 109,000 |
| Jones County Texas | 6 | $ 766,000 | $ 127,000 | $ 93,000 |
| Robertson County Texas | 6 | $ 1,008,000 | $ 168,000 | $ 89,000 |
| Oklahoma County Oklahoma | 5 | $ 1,509,000 | $ 301,000 | $ 164,000 |
| Bailey County Texas | 5 | $ 1,172,000 | $ 234,000 | $ 128,000 |
| Bexar County Texas | 5 | $ 1,303,000 | $ 260,000 | $ 99,000 |
| Carson County Texas | 5 | $ 608,000 | $ 121,000 | $ 62,000 |
| Randall County Texas | 5 | $ 756,000 | $ 151,000 | $ 55,000 |
| Bastrop County Texas | 4 | $ 995,000 | $ 248,000 | $ 112,000 |
| Comal County Texas | 4 | $ 753,000 | $ 188,000 | $ 116,000 |
| Cooke County Texas | 4 | $ 551,000 | $ 137,000 | $ 38,000 |
| Ector County Texas | 4 | $ 844,000 | $ 211,000 | $ 128,000 |
| Van Zandt County Texas | 4 | $ 635,000 | $ 158,000 | $ 93,000 |
| Wise County Texas | 4 | $ 818,000 | $ 204,000 | $ 94,000 |
| Bernalillo County New Mexico | 3 | $ 814,000 | $ 271,000 | $ 143,000 |
| Aransas County Texas | 3 | $ 566,000 | $ 188,000 | $ 117,000 |
| Austin County Texas | 3 | $ 967,000 | $ 322,000 | $ 100,000 |
| Cherokee County Texas | 3 | $ 474,000 | $ 158,000 | $ 76,000 |
| Floyd County Texas | 3 | $ 264,000 | $ 88,000 | $ 73,000 |
| Goliad County Texas | 3 | $ 957,000 | $ 319,000 | $ 153,000 |
| Gregg County Texas | 3 | $ 311,000 | $ 103,000 | $ 61,000 |
| Henderson County Texas | 3 | $ 637,000 | $ 212,000 | $ 83,000 |
| Howard County Texas | 3 | $ 771,000 | $ 257,000 | $ 94,000 |
| Jasper County Texas | 3 | $ 583,000 | $ 194,000 | $ 81,000 |
| Leon County Texas | 3 | $ 386,000 | $ 128,000 | $ 55,000 |
| McLennan County Texas | 3 | $ 446,000 | $ 148,000 | $ 236,000 |
| Milam County Texas | 3 | $ 458,000 | $ 152,000 | $ 49,000 |
| Nolan County Texas | 3 | $ 336,000 | $ 112,000 | $ 65,000 |
| La Plata County Colorado | 2 | $ 965,000 | $ 482,000 | $ 279,000 |
| Gallatin County Montana | 2 | $ 788,000 | $ 394,000 | $ 551,000 |
| Brown County Texas | 2 | $ 465,000 | $ 232,000 | $ 148,000 |
| Calhoun County Texas | 2 | $ 481,000 | $ 240,000 | $ 83,000 |
| Crosby County Texas | 2 | $ 149,000 | $ 74,000 | $ 51,000 |
| DeWitt County Texas | 2 | $ 486,000 | $ 243,000 | $ 64,000 |
| Fisher County Texas | 2 | $ 538,000 | $ 269,000 | $ 88,000 |
| Haskell County Texas | 2 | $ 273,000 | $ 136,000 | $ 83,000 |
| Hill County Texas | 2 | $ 379,000 | $ 189,000 | $ 67,000 |
| Hunt County Texas | 2 | $ 416,000 | $ 208,000 | $ 65,000 |
| Jackson County Texas | 2 | $ 611,000 | $ 305,000 | $ 159,000 |
| Kerr County Texas | 2 | $ 351,000 | $ 175,000 | $ 78,000 |
| Llano County Texas | 2 | $ 774,000 | $ 387,000 | $ 232,000 |
| Martin County Texas | 2 | $ 405,000 | $ 202,000 | $ 154,000 |
| Maverick County Texas | 2 | $ 311,000 | $ 155,000 | $ 108,000 |
| Palo Pinto County Texas | 2 | $ 1,291,000 | $ 645,000 | $ 184,000 |
| Potter County Texas | 2 | $ 469,000 | $ 234,000 | $ 223,000 |
| Smith County Texas | 2 | $ 320,000 | $ 160,000 | $ 55,000 |
| Tyler County Texas | 2 | $ 247,000 | $ 123,000 | $ 58,000 |
| Washington County Texas | 2 | $ 516,000 | $ 258,000 | $ 61,000 |
| Wichita County Texas | 2 | $ 10,861,000 | $ 5,430,000 | $ 9,000 |
| Yoakum County Texas | 2 | $ 154,000 | $ 77,000 | $ 32,000 |
| Pulaski County Arkansas | 1 | $ 96,000 | $ 96,000 | $ 263,000 |
| Orange County California | 1 | $ 481,000 | $ 481,000 | $ 240,000 |
| Sacramento County California | 1 | $ 216,000 | $ 216,000 | $ 127,000 |
| El Paso County Colorado | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Larimer County Colorado | 1 | $ 150,000 | $ 150,000 | $ 85,000 |
| Escambia County Florida | 1 | $ 150,000 | $ 150,000 | $ 74,000 |
| Hillsborough County Florida | 1 | $ 153,000 | $ 153,000 | $ 51,000 |
| Lee County Florida | 1 | $ 212,000 | $ 212,000 | $ 52,000 |
| Forsyth County Georgia | 1 | $ 152,000 | $ 152,000 | $ 68,000 |
| Mecosta County Michigan | 1 | $ 194,000 | $ 194,000 | $ 137,000 |
| Atlantic County New Jersey | 1 | $ 56,000 | $ 56,000 | $ 102,000 |
| Eddy County New Mexico | 1 | $ 184,000 | $ 184,000 | $ 121,000 |
| Lea County New Mexico | 1 | $ 80,000 | $ 80,000 | $ 112,000 |
| Luna County New Mexico | 1 | $ 250,000 | $ 250,000 | $ 143,000 |
| Mora County New Mexico | 1 | $ 74,000 | $ 74,000 | $ 63,000 |
| Santa Fe County New Mexico | 1 | $ 207,000 | $ 207,000 | $ 109,000 |
| Sierra County New Mexico | 1 | $ 172,000 | $ 172,000 | $ 53,000 |
| Taos County New Mexico | 1 | $ 552,000 | $ 552,000 | $ 177,000 |
| Gaston County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 55,000 |
| Canadian County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 128,000 |
| Logan County Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 33,000 |
| Tulsa County Oklahoma | 1 | $ 394,000 | $ 394,000 | $ 260,000 |
| Clackamas County Oregon | 1 | $ 400,000 | $ 400,000 | $ 111,000 |
| Blair County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 42,000 |
| Davidson County Tennessee | 1 | $ 273,000 | $ 273,000 | $ 168,000 |
| Sullivan County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 122,000 |
| Andrews County Texas | 1 | $ 227,000 | $ 227,000 | $ 115,000 |
| Caldwell County Texas | 1 | $ 190,000 | $ 190,000 | $ 108,000 |
| Cass County Texas | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Castro County Texas | 1 | $ 48,000 | $ 48,000 | $ 44,000 |
| Colorado County Texas | 1 | $ 155,000 | $ 155,000 | $ 210,000 |
| Cottle County Texas | 1 | $ 162,000 | $ 162,000 | $ 49,000 |
| Dickens County Texas | 1 | $ 49,000 | $ 49,000 | $ 66,000 |
| Erath County Texas | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Fannin County Texas | 1 | $ 270,000 | $ 270,000 | $ 117,000 |
| Gillespie County Texas | 1 | $ 333,000 | $ 333,000 | $ 310,000 |
| Glasscock County Texas | 1 | $ 160,000 | $ 160,000 | $ 69,000 |
| Gray County Texas | 1 | $ 186,000 | $ 186,000 | $ 120,000 |
| Harrison County Texas | 1 | $ 185,000 | $ 185,000 | $ 178,000 |
| Hopkins County Texas | 1 | $ 150,000 | $ 150,000 | $ 66,000 |
| Jim Wells County Texas | 1 | $ 138,000 | $ 138,000 | $ 98,000 |
| Kendall County Texas | 1 | $ 424,000 | $ 424,000 | $ 230,000 |
| Knox County Texas | 1 | $ 89,000 | $ 89,000 | $ 93,000 |
| Lee County Texas | 1 | $ 194,000 | $ 194,000 | $ 68,000 |
| Liberty County Texas | 1 | $ 211,000 | $ 211,000 | $ 102,000 |
| Limestone County Texas | 1 | $ 327,000 | $ 327,000 | $ 127,000 |
| Mitchell County Texas | 1 | $ 138,000 | $ 138,000 | $ 66,000 |
| Oldham County Texas | 1 | $ 342,000 | $ 342,000 | $ 211,000 |
| Parmer County Texas | 1 | $ 86,000 | $ 86,000 | $ 22,000 |
| Presidio County Texas | 1 | $ 107,000 | $ 107,000 | $ 31,000 |
| Rains County Texas | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
| Reeves County Texas | 1 | $ 69,000 | $ 69,000 | $ 42,000 |
| San Patricio County Texas | 1 | $ 168,000 | $ 168,000 | $ 211,000 |
| Shackelford County Texas | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Swisher County Texas | 1 | $ 40,000 | $ 40,000 | $ 99,000 |
| Upshur County Texas | 1 | $ 36,000 | $ 36,000 | $ 79,000 |
| Upton County Texas | 1 | $ 20,000 | $ 20,000 | $ 20,000 |
| Walker County Texas | 1 | $ 161,000 | $ 161,000 | $ 95,000 |
| Wood County Texas | 1 | $ 292,000 | $ 292,000 | $ 144,000 |
| Young County Texas | 1 | $ 80,000 | $ 80,000 | $ 67,000 |
| Zapata County Texas | 1 | $ 158,000 | $ 158,000 | $ 100,000 |
| Garfield County Utah | 1 | $ 130,000 | $ 130,000 | $ 1,148,000 |
| Fairfax County Virginia | 1 | $ 550,000 | $ 550,000 | $ 181,000 |
| Chelan County Washington | 1 | $ 383,000 | $ 383,000 | $ 110,000 |
| Clark County Washington | 1 | $ 329,000 | $ 329,000 | $ 82,000 |
| San Juan County Washington | 1 | $ 703,000 | $ 703,000 | $ 463,000 |
Mortgage Loan Application Detail Totals for City Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,208 | $694,735,000 | $216,000 | $14,400,000 | $108,000 | $1,728,000 |
| Refinancing | 746 | $153,103,000 | $205,000 | $1,170,000 | $106,000 | $1,602,000 |
| Home Improvement | 107 | $20,085,000 | $187,000 | $3,497,000 | $187,000 | $2,717,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,429 | $508,840,000 | $209,000 | $2,200,000 | $124,000 | $2,717,000 |
| Hispanic | 852 | $141,074,000 | $165,000 | $988,000 | $85,000 | $953,000 |
| Not applicable | 236 | $95,610,000 | $405,000 | $14,400,000 | $0 | $0 |
| Asian | 184 | $39,697,000 | $215,000 | $1,147,000 | $133,000 | $877,000 |
| Black or African American | 176 | $37,573,000 | $213,000 | $874,000 | $94,000 | $338,000 |
| Not Provided | 158 | $39,292,000 | $248,000 | $1,140,000 | $183,000 | $1,728,000 |
| American Indian or Alaskan Native | 18 | $4,197,000 | $233,000 | $556,000 | $120,000 | $259,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,640,000 | $205,000 | $413,000 | $139,000 | $318,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,029 | $682,787,000 | $225,000 | $14,400,000 | $122,000 | $2,717,000 |
| FHA-insured (Federal Housing Administration) | 699 | $112,319,000 | $160,000 | $369,000 | $70,000 | $310,000 |
| VA-guaranteed (Veterans Administration) | 308 | $69,442,000 | $225,000 | $874,000 | $87,000 | $296,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $3,375,000 | $135,000 | $304,000 | $49,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,942 | $638,196,000 | $216,000 | $14,400,000 | $108,000 | $2,717,000 |
| Application Approved But Not Accepted | 511 | $111,303,000 | $217,000 | $1,500,000 | $116,000 | $1,457,000 |
| Application Denied By Financial Institution | 396 | $73,450,000 | $185,000 | $1,170,000 | $94,000 | $1,016,000 |
| Application Withdrawn By Applicant | 182 | $36,843,000 | $202,000 | $1,650,000 | $156,000 | $1,728,000 |
| File Closed For Incompleteness | 30 | $8,131,000 | $271,000 | $900,000 | $135,000 | $480,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into City Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess City Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.