Yoakum County, TX Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 218 mortgage applications in Yoakum County, TX totaling $23.5 million, down 12% from 2016. The average application was for $107,000, and applicants reported an average income of $77,000. 36% of applications resulted in an originated loan and 30% were denied. The most active lender was 21st Mortgage, with 46 applications, followed by Wells Fargo Bank NA and Gateway Mortgage Group, LLC.

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Total Number of Mortgage Applications 218
Total Mortgage Loan Application Amount $23,479,000
Average Mortgage Loan Application Amount $107,000
Highest Mortgage Loan Application Amount $335,000
Average Applicant Income $77,000
Highest Applicant Income $1,156,000
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Top Mortgage Lenders in Yoakum County, TX (2017)

Ranked by the number of mortgage applications each lender reported in Yoakum County, TX in 2017.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 21st Mortgage
Knoxville, TN
46 $3,328,000 $72,000 $56,000
2 Wells Fargo Bank NA
Minneapolis, MN
23 $1,550,000 $67,000 $77,000
3 Gateway Mortgage Group, LLC
Jenks, OK
10 $1,785,000 $178,000 $94,000
4 United Wholesale Mortgage
Plymouth, MI
10 $1,305,000 $130,000 $71,000
5 Southwest Bank
Odessa, TX
7 $1,029,000 $147,000 $88,000
6 Vanderbilt Mortgage and Finance, Inc
Maryville, TN
6 $627,000 $104,000 $73,000
7 Aimbank
Levelland, TX
6 $1,379,000 $229,000 $112,000
8 Plaza Home Mortgage, Inc
San Diego, CA
5 $479,000 $95,000 $67,000
9 Triad Financial Services, Inc.
Jacksonville, FL
5 $169,000 $33,000 $46,000
10 JPMorgan Chase Bank, NA
Columbus, OH
5 $368,000 $73,000 $0

See every lender active in Yoakum County, TX in 2017 »

The tables below break down 2017 mortgage applications in Yoakum County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Yoakum County, TX in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 130 $12,653,000 $97,000 $240,000 $74,000 $1,156,000
Refinancing 63 $9,923,000 $157,000 $335,000 $74,000 $217,000
Home Improvement 25 $903,000 $36,000 $194,000 $97,000 $210,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 110 $8,738,000 $79,000 $285,000 $73,000 $1,137,000
White 69 $9,707,000 $140,000 $335,000 $102,000 $1,156,000
Not Provided 18 $1,918,000 $106,000 $293,000 $70,000 $217,000
Not applicable 16 $2,444,000 $152,000 $335,000 $14,000 $129,000
Black or African American 2 $235,000 $117,000 $185,000 $48,000 $60,000
American Indian or Alaskan Native 2 $313,000 $156,000 $157,000 $33,000 $33,000
Asian 1 $124,000 $124,000 $124,000 $25,000 $25,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 173 $17,881,000 $103,000 $335,000 $84,000 $1,156,000
FHA-insured (Federal Housing Administration) 25 $3,216,000 $128,000 $191,000 $60,000 $115,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $1,666,000 $111,000 $159,000 $31,000 $64,000
VA-guaranteed (Veterans Administration) 5 $716,000 $143,000 $255,000 $41,000 $84,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 78 $9,962,000 $127,000 $335,000 $112,000 $1,156,000
Application Denied By Financial Institution 65 $4,764,000 $73,000 $215,000 $61,000 $205,000
Loan Purchased By The Institution 26 $4,128,000 $158,000 $335,000 $45,000 $160,000
Application Withdrawn By Applicant 25 $2,697,000 $107,000 $335,000 $63,000 $156,000
File Closed For Incompleteness 18 $1,354,000 $75,000 $138,000 $49,000 $117,000
Application Approved But Not Accepted 6 $574,000 $95,000 $170,000 $70,000 $175,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 15 $471,000 $31,000 $128,000 $70,000 $120,000
Credit Application Incomplete 6 $533,000 $88,000 $187,000 $60,000 $95,000
Debt-To-Income Ratio 5 $670,000 $134,000 $215,000 $94,000 $205,000
Employment History 1 $48,000 $48,000 $48,000 $71,000 $71,000
Collateral 1 $194,000 $194,000 $194,000 $85,000 $85,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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