In 2022, Civic Financial Services, LLC of Glendale, CA reported 9,912 mortgage applications totaling $4.1 billion, up 12% from 2021. The average application was for $417,048, and applicants reported an average income of $0. 75% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (559), Los Angeles-Long Beach-Glendale, CA (335) and Charlotte-Concord-Gastonia, NC-SC (299) (applications in parentheses).
| Mortgage Company & Address | Civic Financial Services, LLC 2015 Manhattan Beach Blvd Ste 106 Glendale, CA 90278 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 |
| Total Number of Mortgage Applications | 9,912 |
| Total Mortgage Loan Application Amount | $4,133,780,000 |
| Average Mortgage Loan Application Amount | $417,048 |
| Highest Mortgage Loan Application Amount | $16,505,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Civic Financial Services, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 559 | $ 177,495,000 | $ 317,522 | $ 0 |
| Outside any metro area | 389 | $ 159,255,000 | $ 409,395 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 335 | $ 456,805,000 | $ 1,363,597 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 299 | $ 93,865,000 | $ 313,929 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 292 | $ 83,450,000 | $ 285,787 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 271 | $ 104,165,000 | $ 384,372 | $ 0 |
| Dallas-Plano-Irving, TX | 260 | $ 103,210,000 | $ 396,961 | $ 0 |
| Philadelphia, PA | 255 | $ 61,105,000 | $ 239,627 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 245 | $ 191,405,000 | $ 781,244 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 242 | $ 74,950,000 | $ 309,710 | $ 0 |
| York-Hanover, PA | 236 | $ 26,630,000 | $ 112,838 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 210 | $ 114,470,000 | $ 545,095 | $ 0 |
| Baltimore-Columbia-Towson, MD | 186 | $ 35,570,000 | $ 191,236 | $ 0 |
| Chicago-Naperville, IL | 181 | $ 47,225,000 | $ 260,911 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 173 | $ 77,835,000 | $ 449,913 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 167 | $ 73,275,000 | $ 438,772 | $ 0 |
| Seattle-Bellevue-Everett, WA | 164 | $ 137,310,000 | $ 837,256 | $ 0 |
| Jacksonville, FL | 162 | $ 39,700,000 | $ 245,061 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 144 | $ 89,500,000 | $ 621,527 | $ 0 |
| Fort Worth-Arlington, TX | 143 | $ 45,025,000 | $ 314,860 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 142 | $ 90,920,000 | $ 640,281 | $ 0 |
| San Antonio-New Braunfels, TX | 141 | $ 37,975,000 | $ 269,326 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 140 | $ 65,810,000 | $ 470,071 | $ 0 |
| Austin-Round Rock, TX | 127 | $ 89,185,000 | $ 702,244 | $ 0 |
| Memphis, TN-MS-AR | 126 | $ 25,310,000 | $ 200,873 | $ 0 |
| Cleveland-Elyria, OH | 120 | $ 21,410,000 | $ 178,416 | $ 0 |
| Harrisburg-Carlisle, PA | 107 | $ 13,075,000 | $ 122,196 | $ 0 |
| Urban Honolulu, HI | 104 | $ 85,370,000 | $ 820,865 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 101 | $ 52,115,000 | $ 515,990 | $ 0 |
| Richmond, VA | 97 | $ 21,305,000 | $ 219,639 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 93 | $ 19,325,000 | $ 207,795 | $ 0 |
| Columbus, OH | 90 | $ 24,370,000 | $ 270,777 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 82 | $ 13,250,000 | $ 161,585 | $ 0 |
| Oklahoma City, OK | 75 | $ 13,655,000 | $ 182,066 | $ 0 |
| Cape Coral-Fort Myers, FL | 73 | $ 28,205,000 | $ 386,369 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 72 | $ 36,160,000 | $ 502,222 | $ 0 |
| Denver-Aurora-Lakewood, CO | 70 | $ 44,760,000 | $ 639,428 | $ 0 |
| Lakeland-Winter Haven, FL | 69 | $ 17,575,000 | $ 254,710 | $ 0 |
| Killeen-Temple, TX | 68 | $ 16,170,000 | $ 237,794 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 67 | $ 11,755,000 | $ 175,447 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 66 | $ 24,660,000 | $ 373,636 | $ 0 |
| Pittsburgh, PA | 64 | $ 14,620,000 | $ 228,437 | $ 0 |
| San Diego-Carlsbad, CA | 63 | $ 72,835,000 | $ 1,156,111 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 61 | $ 85,005,000 | $ 1,393,524 | $ 0 |
| Greensboro-High Point, NC | 60 | $ 11,720,000 | $ 195,333 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 60 | $ 17,420,000 | $ 290,333 | $ 0 |
| Port St. Lucie, FL | 60 | $ 19,790,000 | $ 329,833 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 57 | $ 13,305,000 | $ 233,421 | $ 0 |
| Cincinnati, OH-KY-IN | 56 | $ 12,020,000 | $ 214,642 | $ 0 |
| Fayetteville, NC | 54 | $ 9,850,000 | $ 182,407 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 54 | $ 24,910,000 | $ 461,296 | $ 0 |
| Bakersfield, CA | 51 | $ 11,195,000 | $ 219,509 | $ 0 |
| Chambersburg-Waynesboro, PA | 49 | $ 7,335,000 | $ 149,693 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 48 | $ 7,920,000 | $ 165,000 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 48 | $ 23,450,000 | $ 488,541 | $ 0 |
| Tacoma-Lakewood, WA | 45 | $ 24,655,000 | $ 547,888 | $ 0 |
| Newark, NJ-PA | 44 | $ 21,560,000 | $ 490,000 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 43 | $ 36,915,000 | $ 858,488 | $ 0 |
| Winston-Salem, NC | 43 | $ 12,605,000 | $ 293,139 | $ 0 |
| Charleston-North Charleston, SC | 40 | $ 22,330,000 | $ 558,250 | $ 0 |
| Tulsa, OK | 39 | $ 13,855,000 | $ 355,256 | $ 0 |
| Ocala, FL | 38 | $ 10,500,000 | $ 276,315 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 37 | $ 11,915,000 | $ 322,027 | $ 0 |
| Savannah, GA | 36 | $ 10,450,000 | $ 290,277 | $ 0 |
| Columbia, SC | 35 | $ 12,745,000 | $ 364,142 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 34 | $ 8,230,000 | $ 242,058 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 33 | $ 9,645,000 | $ 292,272 | $ 0 |
| New Orleans-Metairie, LA | 33 | $ 8,735,000 | $ 264,696 | $ 0 |
| Lansing-East Lansing, MI | 31 | $ 13,835,000 | $ 446,290 | $ 0 |
| Sherman-Denison, TX | 31 | $ 10,685,000 | $ 344,677 | $ 0 |
| Raleigh, NC | 30 | $ 9,360,000 | $ 312,000 | $ 0 |
| Gettysburg, PA | 29 | $ 5,625,000 | $ 193,965 | $ 0 |
| Durham-Chapel Hill, NC | 28 | $ 10,120,000 | $ 361,428 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 28 | $ 20,580,000 | $ 735,000 | $ 0 |
| Michigan City-La Porte, IN | 27 | $ 2,475,000 | $ 91,666 | $ 0 |
| Camden, NJ | 26 | $ 5,840,000 | $ 224,615 | $ 0 |
| Rocky Mount, NC | 26 | $ 5,250,000 | $ 201,923 | $ 0 |
| Boise City, ID | 24 | $ 9,020,000 | $ 375,833 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 24 | $ 22,300,000 | $ 929,166 | $ 0 |
| New York-Newark, NY | 24 | $ 19,280,000 | $ 803,333 | $ 0 |
| Reno, NV | 24 | $ 19,570,000 | $ 815,416 | $ 0 |
| Warner Robins, GA | 24 | $ 4,710,000 | $ 196,250 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 23 | $ 15,215,000 | $ 661,521 | $ 0 |
| Dayton-Springfield-Kettering, OH | 23 | $ 3,085,000 | $ 134,130 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 23 | $ 21,915,000 | $ 952,826 | $ 0 |
| Corpus Christi, TX | 22 | $ 4,020,000 | $ 182,727 | $ 0 |
| Gainesville, FL | 22 | $ 4,720,000 | $ 214,545 | $ 0 |
| Hinesville, GA | 22 | $ 3,090,000 | $ 140,454 | $ 0 |
| Augusta-Richmond County, GA-SC | 21 | $ 4,225,000 | $ 201,190 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 21 | $ 6,595,000 | $ 314,047 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 20 | $ 4,190,000 | $ 209,500 | $ 0 |
| Knoxville, TN | 19 | $ 3,555,000 | $ 187,105 | $ 0 |
| Tallahassee, FL | 19 | $ 3,835,000 | $ 201,842 | $ 0 |
| Chattanooga, TN-GA | 18 | $ 7,070,000 | $ 392,777 | $ 0 |
| Lake County-Kenosha County, IL-WI | 17 | $ 3,275,000 | $ 192,647 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 17 | $ 9,065,000 | $ 533,235 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 17 | $ 33,485,000 | $ 1,969,705 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 17 | $ 3,615,000 | $ 212,647 | $ 0 |
| Wilmington, NC | 17 | $ 8,615,000 | $ 506,764 | $ 0 |
| Asheville, NC | 16 | $ 5,150,000 | $ 321,875 | $ 0 |
| Colorado Springs, CO | 16 | $ 5,600,000 | $ 350,000 | $ 0 |
| East Stroudsburg, PA | 16 | $ 6,720,000 | $ 420,000 | $ 0 |
| Gary, IN | 16 | $ 2,390,000 | $ 149,375 | $ 0 |
| Homosassa Springs, FL | 16 | $ 3,380,000 | $ 211,250 | $ 0 |
| Lubbock, TX | 16 | $ 6,280,000 | $ 392,500 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 16 | $ 11,890,000 | $ 743,125 | $ 0 |
| Panama City, FL | 16 | $ 4,550,000 | $ 284,375 | $ 0 |
| Pueblo, CO | 16 | $ 5,470,000 | $ 341,875 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 16 | $ 23,160,000 | $ 1,447,500 | $ 0 |
| Spokane-Spokane Valley, WA | 16 | $ 6,320,000 | $ 395,000 | $ 0 |
| St. Louis, MO-IL | 16 | $ 4,000,000 | $ 250,000 | $ 0 |
| Columbus, GA-AL | 15 | $ 1,925,000 | $ 128,333 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 15 | $ 2,365,000 | $ 157,666 | $ 0 |
| Greenville, NC | 14 | $ 1,980,000 | $ 141,428 | $ 0 |
| McAllen-Edinburg-Mission, TX | 14 | $ 3,030,000 | $ 216,428 | $ 0 |
| Salem, OR | 14 | $ 4,570,000 | $ 326,428 | $ 0 |
| Yakima, WA | 14 | $ 4,190,000 | $ 299,285 | $ 0 |
| Akron, OH | 13 | $ 1,905,000 | $ 146,538 | $ 0 |
| Macon-Bibb County, GA | 13 | $ 3,215,000 | $ 247,307 | $ 0 |
| Bremerton-Silverdale, WA | 12 | $ 6,870,000 | $ 572,500 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 12 | $ 3,300,000 | $ 275,000 | $ 0 |
| Jacksonville, NC | 12 | $ 3,320,000 | $ 276,666 | $ 0 |
| Lafayette, LA | 12 | $ 2,340,000 | $ 195,000 | $ 0 |
| Punta Gorda, FL | 12 | $ 3,110,000 | $ 259,166 | $ 0 |
| Stockton-Lodi, CA | 12 | $ 4,000,000 | $ 333,333 | $ 0 |
| Bend-Redmond, OR | 11 | $ 5,935,000 | $ 539,545 | $ 0 |
| Clarksville, TN-KY | 11 | $ 2,515,000 | $ 228,636 | $ 0 |
| Fresno, CA | 11 | $ 2,875,000 | $ 261,363 | $ 0 |
| Lawton, OK | 11 | $ 1,945,000 | $ 176,818 | $ 0 |
| Toledo, OH | 11 | $ 1,555,000 | $ 141,363 | $ 0 |
| Baton Rouge, LA | 10 | $ 1,920,000 | $ 192,000 | $ 0 |
| Boston, MA | 10 | $ 5,050,000 | $ 505,000 | $ 0 |
| Burlington, NC | 10 | $ 2,320,000 | $ 232,000 | $ 0 |
| Evansville, IN-KY | 10 | $ 2,460,000 | $ 246,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 10 | $ 3,220,000 | $ 322,000 | $ 0 |
| Spartanburg, SC | 10 | $ 2,120,000 | $ 212,000 | $ 0 |
| Tucson, AZ | 10 | $ 2,440,000 | $ 244,000 | $ 0 |
| Vallejo-Fairfield, CA | 10 | $ 7,370,000 | $ 737,000 | $ 0 |
| Abilene, TX | 9 | $ 1,545,000 | $ 171,666 | $ 0 |
| Eugene, OR | 9 | $ 3,715,000 | $ 412,777 | $ 0 |
| Midland, TX | 9 | $ 1,475,000 | $ 163,888 | $ 0 |
| Santa Maria-Santa Barbara, CA | 9 | $ 21,065,000 | $ 2,340,555 | $ 0 |
| Sebastian-Vero Beach, FL | 9 | $ 3,495,000 | $ 388,333 | $ 0 |
| Sebring, FL | 9 | $ 2,185,000 | $ 242,777 | $ 0 |
| Valdosta, GA | 9 | $ 1,055,000 | $ 117,222 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 8 | $ 1,070,000 | $ 133,750 | $ 0 |
| Rome, GA | 8 | $ 1,280,000 | $ 160,000 | $ 0 |
| Salt Lake City, UT | 8 | $ 6,040,000 | $ 755,000 | $ 0 |
| San Rafael, CA | 8 | $ 19,660,000 | $ 2,457,500 | $ 0 |
| Trenton, NJ | 8 | $ 2,740,000 | $ 342,500 | $ 0 |
| Washington-Baltimore-Arlington, DC | 8 | $ 5,760,000 | $ 720,000 | $ 0 |
| Amarillo, TX | 7 | $ 905,000 | $ 129,285 | $ 0 |
| Athens-Clarke County, GA | 7 | $ 6,195,000 | $ 885,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 7 | $ 2,375,000 | $ 339,285 | $ 0 |
| Goldsboro, NC | 7 | $ 755,000 | $ 107,857 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 7 | $ 1,795,000 | $ 256,428 | $ 0 |
| Muskegon, MI | 7 | $ 1,085,000 | $ 155,000 | $ 0 |
| Springfield, MA | 7 | $ 1,825,000 | $ 260,714 | $ 0 |
| Albany, GA | 6 | $ 730,000 | $ 121,666 | $ 0 |
| Canton-Massillon, OH | 6 | $ 1,510,000 | $ 251,666 | $ 0 |
| College Station-Bryan, TX | 6 | $ 2,400,000 | $ 400,000 | $ 0 |
| Elgin, IL | 6 | $ 1,230,000 | $ 205,000 | $ 0 |
| Madera, CA | 6 | $ 2,740,000 | $ 456,666 | $ 0 |
| New Bern, NC | 6 | $ 2,180,000 | $ 363,333 | $ 0 |
| Olympia-Tumwater, WA | 6 | $ 2,200,000 | $ 366,666 | $ 0 |
| Provo-Orem, UT | 6 | $ 4,180,000 | $ 696,666 | $ 0 |
| Redding, CA | 6 | $ 3,100,000 | $ 516,666 | $ 0 |
| Salisbury, MD-DE | 6 | $ 970,000 | $ 161,666 | $ 0 |
| Shreveport-Bossier City, LA | 6 | $ 1,660,000 | $ 276,666 | $ 0 |
| Tyler, TX | 6 | $ 1,180,000 | $ 196,666 | $ 0 |
| Waco, TX | 6 | $ 1,430,000 | $ 238,333 | $ 0 |
| Kankakee, IL | 5 | $ 1,855,000 | $ 371,000 | $ 0 |
| Kokomo, IN | 5 | $ 995,000 | $ 199,000 | $ 0 |
| Lebanon, PA | 5 | $ 545,000 | $ 109,000 | $ 0 |
| Longview, TX | 5 | $ 945,000 | $ 189,000 | $ 0 |
| Reading, PA | 5 | $ 2,535,000 | $ 507,000 | $ 0 |
| Roanoke, VA | 5 | $ 565,000 | $ 113,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 5 | $ 4,905,000 | $ 981,000 | $ 0 |
| Santa Rosa, CA | 5 | $ 3,395,000 | $ 679,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 5 | $ 635,000 | $ 127,000 | $ 0 |
| Worcester, MA-CT | 5 | $ 1,535,000 | $ 307,000 | $ 0 |
| Albany, OR | 4 | $ 1,720,000 | $ 430,000 | $ 0 |
| Fond Du Lac, WI | 4 | $ 550,000 | $ 137,500 | $ 0 |
| Gainesville, GA | 4 | $ 830,000 | $ 207,500 | $ 0 |
| Jackson, MI | 4 | $ 650,000 | $ 162,500 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 690,000 | $ 172,500 | $ 0 |
| Longview, WA | 4 | $ 930,000 | $ 232,500 | $ 0 |
| Mount Vernon-Anacortes, WA | 4 | $ 1,750,000 | $ 437,500 | $ 0 |
| Ocean City, NJ | 4 | $ 980,000 | $ 245,000 | $ 0 |
| Wilmington, DE-MD-NJ | 4 | $ 610,000 | $ 152,500 | $ 0 |
| Barnstable Town, MA | 3 | $ 1,315,000 | $ 438,333 | $ 0 |
| Bellingham, WA | 3 | $ 1,225,000 | $ 408,333 | $ 0 |
| Brunswick, GA | 3 | $ 1,315,000 | $ 438,333 | $ 0 |
| Cambridge-Newton-Framingham, MA | 3 | $ 2,485,000 | $ 828,333 | $ 0 |
| El Centro, CA | 3 | $ 705,000 | $ 235,000 | $ 0 |
| El Paso, TX | 3 | $ 445,000 | $ 148,333 | $ 0 |
| Flint, MI | 3 | $ 335,000 | $ 111,666 | $ 0 |
| Lancaster, PA | 3 | $ 475,000 | $ 158,333 | $ 0 |
| Lima, OH | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Muncie, IN | 3 | $ 395,000 | $ 131,666 | $ 0 |
| Napa, CA | 3 | $ 3,895,000 | $ 1,298,333 | $ 0 |
| Odessa, TX | 3 | $ 335,000 | $ 111,666 | $ 0 |
| Ogden-Clearfield, UT | 3 | $ 975,000 | $ 325,000 | $ 0 |
| Prescott Valley-Prescott, AZ | 3 | $ 895,000 | $ 298,333 | $ 0 |
| Providence-Warwick, RI-MA | 3 | $ 855,000 | $ 285,000 | $ 0 |
| Salinas, CA | 3 | $ 3,415,000 | $ 1,138,333 | $ 0 |
| Terre Haute, IN | 3 | $ 505,000 | $ 168,333 | $ 0 |
| Visalia-Porterville, CA | 3 | $ 935,000 | $ 311,666 | $ 0 |
| Battle Creek, MI | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Beaumont-Port Arthur, TX | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Bloomsburg-Berwick, PA | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Brownsville-Harlingen, TX | 2 | $ 340,000 | $ 170,000 | $ 0 |
| California-Lexington Park, MD | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Decatur, IL | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Florence, SC | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Fort Wayne, IN | 2 | $ 870,000 | $ 435,000 | $ 0 |
| Greeley, CO | 2 | $ 2,010,000 | $ 1,005,000 | $ 0 |
| Hanford-Corcoran, CA | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Houma-Thibodaux, LA | 2 | $ 910,000 | $ 455,000 | $ 0 |
| Janesville-Beloit, WI | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Kalamazoo-Portage, MI | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Lake Charles, LA | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Lynchburg, VA | 2 | $ 1,110,000 | $ 555,000 | $ 0 |
| Mansfield, OH | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Medford, OR | 2 | $ 890,000 | $ 445,000 | $ 0 |
| Modesto, CA | 2 | $ 1,390,000 | $ 695,000 | $ 0 |
| Monroe, MI | 2 | $ 260,000 | $ 130,000 | $ 0 |
| New Haven-Milford, CT | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Racine, WI | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Springfield, OH | 2 | $ 730,000 | $ 365,000 | $ 0 |
| St. George, UT | 2 | $ 1,790,000 | $ 895,000 | $ 0 |
| Wenatchee, WA | 2 | $ 700,000 | $ 350,000 | $ 0 |
| Ann Arbor, MI | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Bloomington, IL | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Carbondale-Marion, IL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Charlottesville, VA | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Chico, CA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Cleveland, TN | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Coeur D'Alene, ID | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Erie, PA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Fort Collins, CO | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Grants Pass, OR | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Jackson, TN | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Kennewick-Richland, WA | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Lafayette-West Lafayette, IN | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Madison, WI | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Merced, CA | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Midland, MI | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Morristown, TN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 1,495,000 | $ 1,495,000 | $ 0 |
| Norwich-New London, CT | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Peoria, IL | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Pocatello, ID | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Rockford, IL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Sumter, SC | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Texarkana, TX-AR | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Victoria, TX | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Vineland-Bridgeton, NJ | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Wichita Falls, TX | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Yuba City, CA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Yuma, AZ | 1 | $ 225,000 | $ 225,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,731 | $3,010,205,000 | $389,000 | $16,505,000 | $0 | $0 |
| Cash-out Refinancing | 1,265 | $654,855,000 | $517,000 | $8,405,000 | $0 | $0 |
| Refinancing | 825 | $426,005,000 | $516,000 | $15,105,000 | $0 | $0 |
| Home Improvement | 91 | $42,715,000 | $469,000 | $4,255,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,789 | $3,671,245,000 | $417,000 | $16,505,000 | $0 | $0 |
| Not Provided | 525 | $224,115,000 | $426,000 | $6,755,000 | $0 | $0 |
| White | 266 | $123,870,000 | $465,000 | $5,745,000 | $0 | $0 |
| Hispanic | 134 | $42,690,000 | $318,000 | $1,485,000 | $0 | $0 |
| Black or African American | 125 | $36,115,000 | $288,000 | $1,125,000 | $0 | $0 |
| Asian | 67 | $32,375,000 | $483,000 | $1,495,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $1,415,000 | $471,000 | $715,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,955,000 | $651,000 | $1,135,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,912 | $4,133,780,000 | $417,000 | $16,505,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,466 | $2,966,400,000 | $397,000 | $15,105,000 | $0 | $0 |
| Application Withdrawn By Applicant | 1,333 | $584,685,000 | $438,000 | $16,505,000 | $0 | $0 |
| Application Denied By Financial Institution | 670 | $375,910,000 | $561,000 | $8,405,000 | $0 | $0 |
| File Closed For Incompleteness | 271 | $126,425,000 | $466,000 | $6,215,000 | $0 | $0 |
| Application Approved But Not Accepted | 172 | $80,360,000 | $467,000 | $3,765,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,242 | $3,757,870,000 | $406,000 | $16,505,000 | $0 | $0 |
| Collateral | 203 | $100,575,000 | $495,000 | $6,105,000 | $0 | $0 |
| Other | 186 | $129,680,000 | $697,000 | $8,405,000 | $0 | $0 |
| Credit History | 134 | $59,740,000 | $445,000 | $4,475,000 | $0 | $0 |
| Unverifiable Information | 107 | $64,575,000 | $603,000 | $5,505,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 40 | $21,340,000 | $533,000 | $2,395,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Civic Financial Services, LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Civic Financial Services, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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