Civic Financial Services, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Civic Financial Services, Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Civic Financial Services, Llc 2015 Manhattan Beach Blvd Ste 106 Redondo Beach, CA 90278 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,492 |
| Total Mortgage Loan Application Amount | $556,412,000 |
| Average Mortgage Loan Application Amount | $405,000 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $286,333 |
| Highest Applicant Income | $7,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Civic Financial Services, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Civic Financial Services, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Civic Financial Services, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Civic Financial Services, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Civic Financial Services, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Civic Financial Services, Llc's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 225 | $ 117,907,000 | $ 524,000 | $ 299,000 |
| Miami-Dade County Florida | 171 | $ 46,627,000 | $ 272,000 | $ 266,000 |
| Broward County Florida | 116 | $ 26,775,000 | $ 230,000 | $ 347,000 |
| Palm Beach County Florida | 70 | $ 25,253,000 | $ 360,000 | $ 278,000 |
| Riverside County California | 68 | $ 26,158,000 | $ 384,000 | $ 421,000 |
| San Bernardino County California | 46 | $ 11,213,000 | $ 243,000 | $ 141,000 |
| Sacramento County California | 44 | $ 9,850,000 | $ 223,000 | $ 115,000 |
| Orange County California | 43 | $ 32,655,000 | $ 759,000 | $ 355,000 |
| San Diego County California | 36 | $ 22,704,000 | $ 630,000 | $ 486,000 |
| King County Washington | 36 | $ 9,955,000 | $ 276,000 | $ 121,000 |
| Orange County Florida | 32 | $ 10,240,000 | $ 320,000 | $ 201,000 |
| Alameda County California | 26 | $ 13,912,000 | $ 535,000 | $ 219,000 |
| Maricopa County Arizona | 24 | $ 10,574,000 | $ 440,000 | $ 186,000 |
| Hillsborough County Florida | 21 | $ 5,341,000 | $ 254,000 | $ 225,000 |
| Kern County California | 20 | $ 5,474,000 | $ 273,000 | $ 365,000 |
| Contra Costa County California | 19 | $ 8,874,000 | $ 467,000 | $ 150,000 |
| Lee County Florida | 19 | $ 4,958,000 | $ 260,000 | $ 343,000 |
| Osceola County Florida | 19 | $ 8,257,000 | $ 434,000 | $ 316,000 |
| Pinellas County Florida | 18 | $ 4,803,000 | $ 266,000 | $ 281,000 |
| Honolulu County Hawaii | 18 | $ 9,268,000 | $ 514,000 | $ 315,000 |
| Sarasota County Florida | 17 | $ 3,908,000 | $ 229,000 | $ 213,000 |
| Lake County Florida | 15 | $ 1,532,000 | $ 102,000 | $ 367,000 |
| Fresno County California | 14 | $ 2,790,000 | $ 199,000 | $ 151,000 |
| Solano County California | 13 | $ 3,273,000 | $ 251,000 | $ 207,000 |
| Harris County Texas | 13 | $ 2,304,000 | $ 177,000 | $ 257,000 |
| San Joaquin County California | 12 | $ 2,889,000 | $ 240,000 | $ 103,000 |
| Dallas County Texas | 12 | $ 4,039,000 | $ 336,000 | $ 385,000 |
| Polk County Florida | 11 | $ 1,700,000 | $ 154,000 | $ 90,000 |
| Multnomah County Oregon | 11 | $ 3,409,000 | $ 309,000 | $ 312,000 |
| Maui County Hawaii | 10 | $ 12,031,000 | $ 1,203,000 | $ 461,000 |
| Monterey County California | 9 | $ 5,928,000 | $ 658,000 | $ 239,000 |
| Collier County Florida | 9 | $ 2,279,000 | $ 253,000 | $ 173,000 |
| Duval County Florida | 9 | $ 3,345,000 | $ 371,000 | $ 108,000 |
| Pierce County Washington | 9 | $ 2,035,000 | $ 226,000 | $ 111,000 |
| San Francisco County California | 8 | $ 6,488,000 | $ 811,000 | $ 559,000 |
| San Mateo County California | 8 | $ 6,137,000 | $ 767,000 | $ 972,000 |
| Santa Clara County California | 8 | $ 5,384,000 | $ 673,000 | $ 116,000 |
| Stanislaus County California | 8 | $ 1,574,000 | $ 196,000 | $ 105,000 |
| Brevard County Florida | 8 | $ 1,685,000 | $ 210,000 | $ 155,000 |
| Monroe County Florida | 7 | $ 5,452,000 | $ 778,000 | $ 411,000 |
| Hawaii County Hawaii | 7 | $ 1,660,000 | $ 237,000 | $ 185,000 |
| Collin County Texas | 7 | $ 2,635,000 | $ 376,000 | $ 181,000 |
| Snohomish County Washington | 7 | $ 2,573,000 | $ 367,000 | $ 119,000 |
| Nevada County California | 6 | $ 1,436,000 | $ 239,000 | $ 258,000 |
| Ventura County California | 6 | $ 3,141,000 | $ 523,000 | $ 174,000 |
| St. Lucie County Florida | 6 | $ 1,071,000 | $ 178,000 | $ 123,000 |
| Madera County California | 5 | $ 844,000 | $ 168,000 | $ 66,000 |
| Placer County California | 5 | $ 1,619,000 | $ 323,000 | $ 242,000 |
| DeKalb County Georgia | 5 | $ 1,425,000 | $ 285,000 | $ 124,000 |
| Fulton County Georgia | 5 | $ 2,002,000 | $ 400,000 | $ 87,000 |
| Bexar County Texas | 5 | $ 3,009,000 | $ 601,000 | $ 729,000 |
| Tarrant County Texas | 5 | $ 2,459,000 | $ 491,000 | $ 284,000 |
| Travis County Texas | 5 | $ 1,354,000 | $ 270,000 | $ 817,000 |
| Spokane County Washington | 5 | $ 688,000 | $ 137,000 | $ 104,000 |
| Marin County California | 4 | $ 3,740,000 | $ 935,000 | $ 129,000 |
| Manatee County Florida | 4 | $ 808,000 | $ 202,000 | $ 353,000 |
| Martin County Florida | 4 | $ 1,881,000 | $ 470,000 | $ 469,000 |
| Gwinnett County Georgia | 4 | $ 1,116,000 | $ 279,000 | $ 362,000 |
| Clackamas County Oregon | 4 | $ 768,000 | $ 192,000 | $ 141,000 |
| Brazoria County Texas | 4 | $ 773,000 | $ 193,000 | $ 175,000 |
| El Dorado County California | 3 | $ 605,000 | $ 201,000 | $ 188,000 |
| Bay County Florida | 3 | $ 719,000 | $ 239,000 | $ 1,026,000 |
| Seminole County Florida | 3 | $ 455,000 | $ 151,000 | $ 598,000 |
| Volusia County Florida | 3 | $ 1,327,000 | $ 442,000 | $ 847,000 |
| Cobb County Georgia | 3 | $ 408,000 | $ 136,000 | $ 343,000 |
| Washington County Oregon | 3 | $ 1,559,000 | $ 519,000 | $ 146,000 |
| Fort Bend County Texas | 3 | $ 809,000 | $ 269,000 | $ 197,000 |
| Pima County Arizona | 2 | $ 364,000 | $ 182,000 | $ 84,000 |
| Pinal County Arizona | 2 | $ 307,000 | $ 153,000 | $ 104,000 |
| Imperial County California | 2 | $ 279,000 | $ 139,000 | $ 145,000 |
| Merced County California | 2 | $ 386,000 | $ 193,000 | $ 45,000 |
| San Luis Obispo County California | 2 | $ 920,000 | $ 460,000 | $ 216,000 |
| Santa Cruz County California | 2 | $ 1,052,000 | $ 526,000 | $ 135,000 |
| Tulare County California | 2 | $ 510,000 | $ 255,000 | $ 56,000 |
| Yuba County California | 2 | $ 728,000 | $ 364,000 | $ 86,000 |
| El Paso County Colorado | 2 | $ 297,000 | $ 148,000 | $ 810,000 |
| Alachua County Florida | 2 | $ 801,000 | $ 400,000 | $ 293,000 |
| Clay County Florida | 2 | $ 255,000 | $ 127,000 | $ 90,000 |
| Escambia County Florida | 2 | $ 562,000 | $ 281,000 | $ 59,000 |
| Franklin County Florida | 2 | $ 580,000 | $ 290,000 | $ 324,000 |
| Highlands County Florida | 2 | $ 569,000 | $ 284,000 | $ 480,000 |
| Santa Rosa County Florida | 2 | $ 378,000 | $ 189,000 | $ 112,000 |
| Clark County Nevada | 2 | $ 961,000 | $ 480,000 | $ 79,000 |
| Hidalgo County Texas | 2 | $ 619,000 | $ 309,000 | $ 167,000 |
| McLennan County Texas | 2 | $ 233,000 | $ 116,000 | $ 218,000 |
| Kitsap County Washington | 2 | $ 499,000 | $ 249,000 | $ 48,000 |
| Coconino County Arizona | 1 | $ 193,000 | $ 193,000 | $ 77,000 |
| Yavapai County Arizona | 1 | $ 214,000 | $ 214,000 | $ 72,000 |
| Calaveras County California | 1 | $ 450,000 | $ 450,000 | $ 144,000 |
| Humboldt County California | 1 | $ 1,040,000 | $ 1,040,000 | $ 76,000 |
| Mono County California | 1 | $ 498,000 | $ 498,000 | $ 1,262,000 |
| Napa County California | 1 | $ 599,000 | $ 599,000 | $ 115,000 |
| San Benito County California | 1 | $ 308,000 | $ 308,000 | $ 77,000 |
| Santa Barbara County California | 1 | $ 277,000 | $ 277,000 | $ 107,000 |
| Shasta County California | 1 | $ 208,000 | $ 208,000 | $ 108,000 |
| Sonoma County California | 1 | $ 1,094,000 | $ 1,094,000 | $ 233,000 |
| Yolo County California | 1 | $ 240,000 | $ 240,000 | $ 155,000 |
| Clear Creek County Colorado | 1 | $ 285,000 | $ 285,000 | $ 289,000 |
| Denver County Colorado | 1 | $ 109,000 | $ 109,000 | $ 71,000 |
| Weld County Colorado | 1 | $ 244,000 | $ 244,000 | $ 526,000 |
| Charlotte County Florida | 1 | $ 100,000 | $ 100,000 | $ 165,000 |
| DeSoto County Florida | 1 | $ 375,000 | $ 375,000 | $ 250,000 |
| Flagler County Florida | 1 | $ 431,000 | $ 431,000 | $ 151,000 |
| Indian River County Florida | 1 | $ 141,000 | $ 141,000 | $ 106,000 |
| Marion County Florida | 1 | $ 389,000 | $ 389,000 | $ 300,000 |
| Pasco County Florida | 1 | $ 105,000 | $ 105,000 | $ 360,000 |
| St. Johns County Florida | 1 | $ 2,505,000 | $ 2,505,000 | $ 816,000 |
| Walton County Florida | 1 | $ 390,000 | $ 390,000 | $ 184,000 |
| Chatham County Georgia | 1 | $ 203,000 | $ 203,000 | $ 166,000 |
| Cherokee County Georgia | 1 | $ 125,000 | $ 125,000 | $ 126,000 |
| Clayton County Georgia | 1 | $ 267,000 | $ 267,000 | $ 1,455,000 |
| Fayette County Georgia | 1 | $ 111,000 | $ 111,000 | $ 84,000 |
| Liberty County Georgia | 1 | $ 127,000 | $ 127,000 | $ 67,000 |
| Kauai County Hawaii | 1 | $ 220,000 | $ 220,000 | $ 18,000 |
| Clatsop County Oregon | 1 | $ 150,000 | $ 150,000 | $ 180,000 |
| Jackson County Oregon | 1 | $ 638,000 | $ 638,000 | $ 322,000 |
| Lane County Oregon | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Lincoln County Oregon | 1 | $ 207,000 | $ 207,000 | $ 162,000 |
| Marion County Oregon | 1 | $ 193,000 | $ 193,000 | $ 563,000 |
| Yamhill County Oregon | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
| Bastrop County Texas | 1 | $ 125,000 | $ 125,000 | $ 128,000 |
| Brazos County Texas | 1 | $ 400,000 | $ 400,000 | $ 144,000 |
| Denton County Texas | 1 | $ 199,000 | $ 199,000 | $ 253,000 |
| Ector County Texas | 1 | $ 845,000 | $ 845,000 | $ 312,000 |
| Midland County Texas | 1 | $ 176,000 | $ 176,000 | $ 64,000 |
| Montgomery County Texas | 1 | $ 401,000 | $ 401,000 | $ 82,000 |
| Parker County Texas | 1 | $ 217,000 | $ 217,000 | $ 185,000 |
| Potter County Texas | 1 | $ 109,000 | $ 109,000 | $ 60,000 |
| Smith County Texas | 1 | $ 130,000 | $ 130,000 | $ 81,000 |
| Benton County Washington | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Clark County Washington | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Franklin County Washington | 1 | $ 144,000 | $ 144,000 | $ 120,000 |
| Walla Walla County Washington | 1 | $ 115,000 | $ 115,000 | $ 420,000 |
| Whatcom County Washington | 1 | $ 98,000 | $ 98,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Civic Financial Services, Llc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 797 | $251,962,000 | $316,000 | $3,150,000 | $280,000 | $5,100,000 |
| Home Improvement | 621 | $269,984,000 | $434,000 | $6,000,000 | $271,000 | $7,200,000 |
| Refinancing | 74 | $34,466,000 | $465,000 | $2,400,000 | $308,000 | $3,600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 447 | $197,617,000 | $442,000 | $6,000,000 | $360,000 | $7,200,000 |
| Hispanic | 403 | $123,119,000 | $305,000 | $2,280,000 | $216,000 | $5,100,000 |
| Not Provided | 270 | $109,972,000 | $407,000 | $3,375,000 | $370,000 | $3,867,000 |
| Asian | 206 | $78,882,000 | $382,000 | $4,200,000 | $179,000 | $1,800,000 |
| Black or African American | 156 | $44,450,000 | $284,000 | $3,335,000 | $159,000 | $1,212,000 |
| Native Hawaiin or Other Pacific Islander | 5 | $1,359,000 | $271,000 | $563,000 | $677,000 | $2,940,000 |
| American Indian or Alaskan Native | 5 | $1,013,000 | $202,000 | $300,000 | $129,000 | $171,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,492 | $556,412,000 | $372,000 | $6,000,000 | $277,000 | $7,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,073 | $396,591,000 | $369,000 | $4,200,000 | $300,000 | $7,200,000 |
| Application Withdrawn By Applicant | 256 | $95,669,000 | $373,000 | $3,150,000 | $211,000 | $2,442,000 |
| Application Denied By Financial Institution | 132 | $49,818,000 | $377,000 | $6,000,000 | $227,000 | $3,867,000 |
| Application Approved But Not Accepted | 23 | $9,371,000 | $407,000 | $1,238,000 | $299,000 | $2,842,000 |
| File Closed For Incompleteness | 8 | $4,963,000 | $620,000 | $1,669,000 | $193,000 | $600,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 91 | $34,711,000 | $381,000 | $6,000,000 | $244,000 | $3,867,000 |
| Credit History | 25 | $8,423,000 | $336,000 | $1,650,000 | $161,000 | $951,000 |
| Collateral | 3 | $871,000 | $290,000 | $413,000 | $79,000 | $180,000 |
| Credit Application Incomplete | 2 | $962,000 | $481,000 | $842,000 | $148,000 | $180,000 |
| Unverifiable Information | 1 | $1,784,000 | $1,784,000 | $1,784,000 | $900,000 | $900,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $109,000 | $109,000 | $109,000 | $60,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Civic Financial Services, Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Civic Financial Services, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.