Civic Financial Services, Llc 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Civic Financial Services, Llc 2015 Manhattan Beach Blvd Ste 106 Redondo Beach, CA 90278 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 2,299 |
| Total Mortgage Loan Application Amount | $1,001,039,000 |
| Average Mortgage Loan Application Amount | $444,666 |
| Highest Mortgage Loan Application Amount | $8,938,000 |
| Average Applicant Income | $488,000 |
| Highest Applicant Income | $46,272,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Civic Financial Services, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Civic Financial Services, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Civic Financial Services, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Civic Financial Services, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Civic Financial Services, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Civic Financial Services, Llc's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 309 | $ 259,260,000 | $ 839,000 | $ 664,000 |
| Miami-Dade County Florida | 275 | $ 88,171,000 | $ 320,000 | $ 618,000 |
| Broward County Florida | 115 | $ 37,524,000 | $ 326,000 | $ 667,000 |
| Palm Beach County Florida | 99 | $ 27,624,000 | $ 279,000 | $ 320,000 |
| Sacramento County California | 81 | $ 24,739,000 | $ 305,000 | $ 102,000 |
| King County Washington | 74 | $ 28,969,000 | $ 391,000 | $ 206,000 |
| Riverside County California | 73 | $ 33,619,000 | $ 460,000 | $ 592,000 |
| Orange County California | 65 | $ 59,572,000 | $ 916,000 | $ 1,446,000 |
| San Bernardino County California | 58 | $ 14,229,000 | $ 245,000 | $ 206,000 |
| Orange County Florida | 55 | $ 13,041,000 | $ 237,000 | $ 206,000 |
| Pierce County Washington | 55 | $ 14,046,000 | $ 255,000 | $ 170,000 |
| Alameda County California | 53 | $ 29,806,000 | $ 562,000 | $ 266,000 |
| Clark County Nevada | 51 | $ 17,910,000 | $ 351,000 | $ 530,000 |
| Harris County Texas | 50 | $ 18,549,000 | $ 370,000 | $ 198,000 |
| Honolulu County Hawaii | 42 | $ 23,890,000 | $ 568,000 | $ 404,000 |
| Multnomah County Oregon | 37 | $ 14,549,000 | $ 393,000 | $ 306,000 |
| Hillsborough County Florida | 35 | $ 8,444,000 | $ 241,000 | $ 250,000 |
| Maricopa County Arizona | 33 | $ 12,433,000 | $ 376,000 | $ 221,000 |
| Lee County Florida | 33 | $ 6,292,000 | $ 190,000 | $ 524,000 |
| Dallas County Texas | 27 | $ 12,744,000 | $ 472,000 | $ 462,000 |
| San Diego County California | 26 | $ 18,189,000 | $ 699,000 | $ 494,000 |
| Contra Costa County California | 24 | $ 10,019,000 | $ 417,000 | $ 368,000 |
| Osceola County Florida | 20 | $ 3,791,000 | $ 189,000 | $ 457,000 |
| Pinellas County Florida | 20 | $ 4,974,000 | $ 248,000 | $ 394,000 |
| Fort Bend County Texas | 20 | $ 6,022,000 | $ 301,000 | $ 324,000 |
| Maui County Hawaii | 19 | $ 12,574,000 | $ 661,000 | $ 504,000 |
| Ventura County California | 18 | $ 12,079,000 | $ 671,000 | $ 296,000 |
| Collier County Florida | 18 | $ 9,686,000 | $ 538,000 | $ 234,000 |
| Kern County California | 17 | $ 2,750,000 | $ 161,000 | $ 125,000 |
| Santa Clara County California | 17 | $ 13,222,000 | $ 777,000 | $ 414,000 |
| Travis County Texas | 16 | $ 5,522,000 | $ 345,000 | $ 173,000 |
| Solano County California | 15 | $ 4,626,000 | $ 308,000 | $ 287,000 |
| Weber County Utah | 15 | $ 1,608,000 | $ 107,000 | $ 900,000 |
| Volusia County Florida | 13 | $ 1,838,000 | $ 141,000 | $ 171,000 |
| San Joaquin County California | 12 | $ 3,037,000 | $ 253,000 | $ 188,000 |
| San Mateo County California | 12 | $ 9,829,000 | $ 819,000 | $ 613,000 |
| Bexar County Texas | 12 | $ 5,051,000 | $ 420,000 | $ 334,000 |
| San Francisco County California | 11 | $ 14,510,000 | $ 1,319,000 | $ 396,000 |
| Seminole County Florida | 11 | $ 2,995,000 | $ 272,000 | $ 129,000 |
| Fulton County Georgia | 11 | $ 2,886,000 | $ 262,000 | $ 432,000 |
| Davis County Utah | 11 | $ 1,672,000 | $ 152,000 | $ 900,000 |
| Snohomish County Washington | 11 | $ 5,929,000 | $ 539,000 | $ 217,000 |
| Stanislaus County California | 10 | $ 1,774,000 | $ 177,000 | $ 131,000 |
| El Paso County Colorado | 10 | $ 2,185,000 | $ 218,000 | $ 297,000 |
| Lake County Florida | 10 | $ 1,872,000 | $ 187,000 | $ 180,000 |
| Monterey County California | 9 | $ 6,324,000 | $ 702,000 | $ 176,000 |
| Manatee County Florida | 9 | $ 2,687,000 | $ 298,000 | $ 306,000 |
| Polk County Florida | 9 | $ 2,452,000 | $ 272,000 | $ 148,000 |
| Sarasota County Florida | 9 | $ 2,336,000 | $ 259,000 | $ 329,000 |
| Tarrant County Texas | 9 | $ 2,683,000 | $ 298,000 | $ 262,000 |
| El Dorado County California | 8 | $ 5,699,000 | $ 712,000 | $ 177,000 |
| Monroe County Florida | 8 | $ 5,595,000 | $ 699,000 | $ 700,000 |
| Hawaii County Hawaii | 8 | $ 2,213,000 | $ 276,000 | $ 115,000 |
| Davidson County Tennessee | 8 | $ 2,076,000 | $ 259,000 | $ 322,000 |
| Salt Lake County Utah | 8 | $ 1,528,000 | $ 191,000 | $ 755,000 |
| Clark County Washington | 8 | $ 2,012,000 | $ 251,000 | $ 86,000 |
| Fresno County California | 7 | $ 1,112,000 | $ 158,000 | $ 454,000 |
| Washington County Oregon | 7 | $ 1,604,000 | $ 229,000 | $ 185,000 |
| Placer County California | 6 | $ 2,242,000 | $ 373,000 | $ 113,000 |
| Brevard County Florida | 6 | $ 1,717,000 | $ 286,000 | $ 210,000 |
| St. Lucie County Florida | 6 | $ 1,609,000 | $ 268,000 | $ 125,000 |
| Shelby County Tennessee | 6 | $ 2,011,000 | $ 335,000 | $ 164,000 |
| Spokane County Washington | 6 | $ 1,726,000 | $ 287,000 | $ 130,000 |
| Madera County California | 5 | $ 681,000 | $ 136,000 | $ 664,000 |
| Duval County Florida | 5 | $ 1,299,000 | $ 259,000 | $ 147,000 |
| Pasco County Florida | 5 | $ 1,018,000 | $ 203,000 | $ 270,000 |
| Collin County Texas | 5 | $ 1,765,000 | $ 353,000 | $ 357,000 |
| Montgomery County Texas | 5 | $ 1,046,000 | $ 209,000 | $ 192,000 |
| Kitsap County Washington | 5 | $ 1,086,000 | $ 217,000 | $ 208,000 |
| Santa Barbara County California | 4 | $ 2,874,000 | $ 718,000 | $ 276,000 |
| Adams County Colorado | 4 | $ 1,177,000 | $ 294,000 | $ 110,000 |
| Charlotte County Florida | 4 | $ 792,000 | $ 198,000 | $ 131,000 |
| DeKalb County Georgia | 4 | $ 1,031,000 | $ 257,000 | $ 110,000 |
| Clackamas County Oregon | 4 | $ 1,412,000 | $ 353,000 | $ 103,000 |
| Merced County California | 3 | $ 428,000 | $ 142,000 | $ 110,000 |
| Pueblo County Colorado | 3 | $ 981,000 | $ 327,000 | $ 9,000 |
| Bay County Florida | 3 | $ 1,011,000 | $ 337,000 | $ 133,000 |
| Walton County Florida | 3 | $ 1,142,000 | $ 380,000 | $ 128,000 |
| Kauai County Hawaii | 3 | $ 1,401,000 | $ 467,000 | $ 94,000 |
| Webb County Texas | 3 | $ 630,000 | $ 210,000 | $ 83,000 |
| Marin County California | 2 | $ 1,653,000 | $ 826,000 | $ 116,000 |
| Yolo County California | 2 | $ 465,000 | $ 232,000 | $ 97,000 |
| Arapahoe County Colorado | 2 | $ 402,000 | $ 201,000 | $ 143,000 |
| Denver County Colorado | 2 | $ 453,000 | $ 226,000 | $ 0 |
| Jefferson County Colorado | 2 | $ 572,000 | $ 286,000 | $ 59,000 |
| Alachua County Florida | 2 | $ 1,091,000 | $ 545,000 | $ 182,000 |
| Flagler County Florida | 2 | $ 660,000 | $ 330,000 | $ 135,000 |
| Hernando County Florida | 2 | $ 395,000 | $ 197,000 | $ 50,000 |
| Highlands County Florida | 2 | $ 409,000 | $ 204,000 | $ 69,000 |
| Leon County Florida | 2 | $ 239,000 | $ 119,000 | $ 149,000 |
| Okaloosa County Florida | 2 | $ 1,843,000 | $ 921,000 | $ 60,000 |
| Chatham County Georgia | 2 | $ 653,000 | $ 326,000 | $ 120,000 |
| Cobb County Georgia | 2 | $ 283,000 | $ 141,000 | $ 356,000 |
| Forsyth County Georgia | 2 | $ 472,000 | $ 236,000 | $ 163,000 |
| Gwinnett County Georgia | 2 | $ 945,000 | $ 472,000 | $ 268,000 |
| Muscogee County Georgia | 2 | $ 296,000 | $ 148,000 | $ 65,000 |
| Washoe County Nevada | 2 | $ 380,000 | $ 190,000 | $ 219,000 |
| Deschutes County Oregon | 2 | $ 1,290,000 | $ 645,000 | $ 462,000 |
| Lane County Oregon | 2 | $ 675,000 | $ 337,000 | $ 50,000 |
| Marion County Oregon | 2 | $ 280,000 | $ 140,000 | $ 73,000 |
| Cooke County Texas | 2 | $ 473,000 | $ 236,000 | $ 128,000 |
| Utah County Utah | 2 | $ 548,000 | $ 274,000 | $ 124,000 |
| Benton County Washington | 2 | $ 405,000 | $ 202,000 | $ 219,000 |
| Mohave County Arizona | 1 | $ 170,000 | $ 170,000 | $ 418,000 |
| Pima County Arizona | 1 | $ 104,000 | $ 104,000 | $ 300,000 |
| Pinal County Arizona | 1 | $ 140,000 | $ 140,000 | $ 90,000 |
| Yavapai County Arizona | 1 | $ 610,000 | $ 610,000 | $ 165,000 |
| Butte County California | 1 | $ 262,000 | $ 262,000 | $ 130,000 |
| Calaveras County California | 1 | $ 180,000 | $ 180,000 | $ 115,000 |
| Lake County California | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
| Napa County California | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Santa Cruz County California | 1 | $ 619,000 | $ 619,000 | $ 42,000 |
| Sonoma County California | 1 | $ 319,000 | $ 319,000 | $ 84,000 |
| Tuolumne County California | 1 | $ 145,000 | $ 145,000 | $ 240,000 |
| Yuba County California | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
| Boulder County Colorado | 1 | $ 1,495,000 | $ 1,495,000 | $ 300,000 |
| Eagle County Colorado | 1 | $ 562,000 | $ 562,000 | $ 200,000 |
| Larimer County Colorado | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Citrus County Florida | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Escambia County Florida | 1 | $ 630,000 | $ 630,000 | $ 229,000 |
| Marion County Florida | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| Martin County Florida | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Clayton County Georgia | 1 | $ 117,000 | $ 117,000 | $ 68,000 |
| Fayette County Georgia | 1 | $ 476,000 | $ 476,000 | $ 161,000 |
| Henry County Georgia | 1 | $ 189,000 | $ 189,000 | $ 100,000 |
| Peach County Georgia | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 188,000 | $ 188,000 | $ 70,000 |
| Spalding County Georgia | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Clatsop County Oregon | 1 | $ 488,000 | $ 488,000 | $ 200,000 |
| Columbia County Oregon | 1 | $ 431,000 | $ 431,000 | $ 234,000 |
| Lincoln County Oregon | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Yamhill County Oregon | 1 | $ 195,000 | $ 195,000 | $ 160,000 |
| Rutherford County Tennessee | 1 | $ 161,000 | $ 161,000 | $ 75,000 |
| Aransas County Texas | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Cameron County Texas | 1 | $ 126,000 | $ 126,000 | $ 122,000 |
| Comal County Texas | 1 | $ 240,000 | $ 240,000 | $ 137,000 |
| Denton County Texas | 1 | $ 537,000 | $ 537,000 | $ 48,000 |
| El Paso County Texas | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Galveston County Texas | 1 | $ 172,000 | $ 172,000 | $ 1,480,000 |
| Hays County Texas | 1 | $ 252,000 | $ 252,000 | $ 175,000 |
| Jefferson County Texas | 1 | $ 105,000 | $ 105,000 | $ 146,000 |
| Lubbock County Texas | 1 | $ 100,000 | $ 100,000 | $ 288,000 |
| Nueces County Texas | 1 | $ 1,800,000 | $ 1,800,000 | $ 0 |
| Williamson County Texas | 1 | $ 244,000 | $ 244,000 | $ 609,000 |
| Emery County Utah | 1 | $ 100,000 | $ 100,000 | $ 900,000 |
| Summit County Utah | 1 | $ 297,000 | $ 297,000 | $ 96,000 |
| Tooele County Utah | 1 | $ 175,000 | $ 175,000 | $ 900,000 |
| Lewis County Washington | 1 | $ 109,000 | $ 109,000 | $ 46,000 |
| Mason County Washington | 1 | $ 108,000 | $ 108,000 | $ 70,000 |
| Skagit County Washington | 1 | $ 250,000 | $ 250,000 | $ 126,000 |
| Yakima County Washington | 1 | $ 102,000 | $ 102,000 | $ 480,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,217 | $467,861,000 | $384,000 | $6,500,000 | $379,000 | $40,553,000 |
| Home Improvement | 870 | $438,227,000 | $503,000 | $8,938,000 | $481,000 | $46,272,000 |
| Refinancing | 212 | $94,951,000 | $447,000 | $3,600,000 | $604,000 | $34,368,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,698 | $757,931,000 | $446,000 | $6,500,000 | $432,000 | $46,272,000 |
| White | 261 | $133,064,000 | $509,000 | $8,938,000 | $662,000 | $40,553,000 |
| Hispanic | 144 | $42,673,000 | $296,000 | $1,440,000 | $391,000 | $5,111,000 |
| Asian | 110 | $35,571,000 | $323,000 | $1,800,000 | $229,000 | $2,588,000 |
| Black or African American | 66 | $23,981,000 | $363,000 | $2,200,000 | $172,000 | $1,129,000 |
| American Indian or Alaskan Native | 11 | $3,577,000 | $325,000 | $720,000 | $353,000 | $1,080,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $3,417,000 | $427,000 | $742,000 | $603,000 | $3,308,000 |
| Not applicable | 1 | $825,000 | $825,000 | $825,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,299 | $1,001,039,000 | $435,000 | $8,938,000 | $438,000 | $46,272,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,428 | $597,554,000 | $418,000 | $6,296,000 | $520,000 | $46,093,000 |
| Application Withdrawn By Applicant | 580 | $281,428,000 | $485,000 | $6,500,000 | $333,000 | $46,272,000 |
| Application Denied By Financial Institution | 249 | $107,520,000 | $431,000 | $8,938,000 | $224,000 | $1,473,000 |
| Application Approved But Not Accepted | 33 | $11,954,000 | $362,000 | $2,880,000 | $435,000 | $4,500,000 |
| File Closed For Incompleteness | 9 | $2,583,000 | $287,000 | $566,000 | $224,000 | $1,445,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 13 | $5,385,000 | $414,000 | $1,460,000 | $178,000 | $792,000 |
| Credit History | 5 | $1,115,000 | $223,000 | $440,000 | $199,000 | $481,000 |
| Collateral | 2 | $326,000 | $163,000 | $204,000 | $156,000 | $240,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Civic Financial Services, Llc's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Civic Financial Services, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.