Classic Home Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Classic Home Financial, Inc. 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Classic Home Financial, Inc. 10700 Richmond Avenue #150 Houston, TX 77042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,325 |
| Total Mortgage Loan Application Amount | $193,514,000 |
| Average Mortgage Loan Application Amount | $150,000 |
| Highest Mortgage Loan Application Amount | $950,000 |
| Average Applicant Income | $39,500 |
| Highest Applicant Income | $540,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Classic Home Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Classic Home Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Classic Home Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Classic Home Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Classic Home Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Classic Home Financial, Inc.'s mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 566 | $ 80,721,000 | $ 142,000 | $ 40,000 |
| Fort Bend County Texas | 100 | $ 15,898,000 | $ 158,000 | $ 43,000 |
| Dallas County Texas | 76 | $ 10,863,000 | $ 142,000 | $ 19,000 |
| Montgomery County Texas | 45 | $ 7,964,000 | $ 176,000 | $ 45,000 |
| Tarrant County Texas | 35 | $ 5,212,000 | $ 148,000 | $ 32,000 |
| Bexar County Texas | 30 | $ 4,817,000 | $ 160,000 | $ 68,000 |
| Brazoria County Texas | 29 | $ 5,112,000 | $ 176,000 | $ 63,000 |
| Nueces County Texas | 27 | $ 3,488,000 | $ 129,000 | $ 54,000 |
| Galveston County Texas | 24 | $ 4,237,000 | $ 176,000 | $ 91,000 |
| Cameron County Texas | 20 | $ 2,074,000 | $ 103,000 | $ 32,000 |
| Oklahoma County Oklahoma | 16 | $ 1,337,000 | $ 83,000 | $ 8,000 |
| Hidalgo County Texas | 16 | $ 2,009,000 | $ 125,000 | $ 21,000 |
| Cook County Illinois | 15 | $ 3,619,000 | $ 241,000 | $ 18,000 |
| Greene County Missouri | 13 | $ 1,671,000 | $ 128,000 | $ 34,000 |
| Collin County Texas | 10 | $ 2,386,000 | $ 238,000 | $ 37,000 |
| Travis County Texas | 10 | $ 1,861,000 | $ 186,000 | $ 78,000 |
| Webb County Texas | 10 | $ 1,446,000 | $ 144,000 | $ 18,000 |
| Jefferson County Texas | 9 | $ 947,000 | $ 105,000 | $ 33,000 |
| Denton County Texas | 8 | $ 1,304,000 | $ 163,000 | $ 18,000 |
| Randall County Texas | 8 | $ 1,181,000 | $ 147,000 | $ 42,000 |
| Adams County Colorado | 7 | $ 1,545,000 | $ 220,000 | $ 13,000 |
| Tangipahoa County Louisiana | 7 | $ 1,810,000 | $ 258,000 | $ 36,000 |
| St. Louis County Missouri | 7 | $ 761,000 | $ 108,000 | $ 22,000 |
| Liberty County Texas | 7 | $ 618,000 | $ 88,000 | $ 67,000 |
| Potter County Texas | 7 | $ 473,000 | $ 67,000 | $ 20,000 |
| Williamson County Texas | 7 | $ 1,260,000 | $ 180,000 | $ 39,000 |
| Arapahoe County Colorado | 4 | $ 699,000 | $ 174,000 | $ 53,000 |
| Will County Illinois | 4 | $ 837,000 | $ 209,000 | $ 13,000 |
| East Baton Rouge County Louisiana | 4 | $ 457,000 | $ 114,000 | $ 39,000 |
| Christian County Missouri | 4 | $ 524,000 | $ 131,000 | $ 6,000 |
| Canadian County Oklahoma | 4 | $ 368,000 | $ 92,000 | $ 13,000 |
| Stephens County Oklahoma | 4 | $ 302,000 | $ 75,000 | $ 24,000 |
| Austin County Texas | 4 | $ 501,000 | $ 125,000 | $ 42,000 |
| El Paso County Texas | 4 | $ 576,000 | $ 144,000 | $ 16,000 |
| El Paso County Colorado | 3 | $ 578,000 | $ 192,000 | $ 20,000 |
| Pueblo County Colorado | 3 | $ 324,000 | $ 108,000 | $ 30,000 |
| McHenry County Illinois | 3 | $ 610,000 | $ 203,000 | $ 23,000 |
| Gregg County Texas | 3 | $ 466,000 | $ 155,000 | $ 53,000 |
| Grimes County Texas | 3 | $ 316,000 | $ 105,000 | $ 19,000 |
| Hays County Texas | 3 | $ 1,270,000 | $ 423,000 | $ 133,000 |
| Kendall County Texas | 3 | $ 972,000 | $ 324,000 | $ 191,000 |
| Matagorda County Texas | 3 | $ 315,000 | $ 105,000 | $ 53,000 |
| Smith County Texas | 3 | $ 486,000 | $ 162,000 | $ 35,000 |
| Victoria County Texas | 3 | $ 452,000 | $ 150,000 | $ 101,000 |
| Waller County Texas | 3 | $ 851,000 | $ 283,000 | $ 12,000 |
| Kendall County Illinois | 2 | $ 555,000 | $ 277,000 | $ 0 |
| Livingston County Louisiana | 2 | $ 234,000 | $ 117,000 | $ 23,000 |
| Morehouse County Louisiana | 2 | $ 121,000 | $ 60,000 | $ 38,000 |
| Orleans County Louisiana | 2 | $ 260,000 | $ 130,000 | $ 36,000 |
| Barry County Missouri | 2 | $ 278,000 | $ 139,000 | $ 0 |
| Webster County Missouri | 2 | $ 215,000 | $ 107,000 | $ 34,000 |
| Comanche County Oklahoma | 2 | $ 247,000 | $ 123,000 | $ 56,000 |
| Okmulgee County Oklahoma | 2 | $ 139,000 | $ 69,000 | $ 21,000 |
| Tulsa County Oklahoma | 2 | $ 253,000 | $ 126,000 | $ 53,000 |
| Bastrop County Texas | 2 | $ 189,000 | $ 94,000 | $ 40,000 |
| Brazos County Texas | 2 | $ 251,000 | $ 125,000 | $ 74,000 |
| Comal County Texas | 2 | $ 186,000 | $ 93,000 | $ 19,000 |
| Ellis County Texas | 2 | $ 229,000 | $ 114,000 | $ 19,000 |
| Guadalupe County Texas | 2 | $ 172,000 | $ 86,000 | $ 67,000 |
| Henderson County Texas | 2 | $ 283,000 | $ 141,000 | $ 72,000 |
| Hutchinson County Texas | 2 | $ 108,000 | $ 54,000 | $ 21,000 |
| McLennan County Texas | 2 | $ 159,000 | $ 79,000 | $ 21,000 |
| Navarro County Texas | 2 | $ 121,000 | $ 60,000 | $ 0 |
| Polk County Texas | 2 | $ 144,000 | $ 72,000 | $ 37,000 |
| Shelby County Texas | 2 | $ 218,000 | $ 109,000 | $ 17,000 |
| Taylor County Texas | 2 | $ 180,000 | $ 90,000 | $ 72,000 |
| Denver County Colorado | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Fremont County Colorado | 1 | $ 203,000 | $ 203,000 | $ 106,000 |
| Jefferson County Colorado | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Kane County Illinois | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Kankakee County Illinois | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 202,000 | $ 202,000 | $ 81,000 |
| Jefferson County Louisiana | 1 | $ 132,000 | $ 132,000 | $ 38,000 |
| Lafourche County Louisiana | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Natchitoches County Louisiana | 1 | $ 92,000 | $ 92,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 77,000 | $ 77,000 | $ 45,000 |
| Laclede County Missouri | 1 | $ 90,000 | $ 90,000 | $ 35,000 |
| Lawrence County Missouri | 1 | $ 139,000 | $ 139,000 | $ 31,000 |
| Lincoln County Missouri | 1 | $ 102,000 | $ 102,000 | $ 28,000 |
| St. Louis City County Missouri | 1 | $ 216,000 | $ 216,000 | $ 94,000 |
| Wright County Missouri | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Lyon County Nevada | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Nye County Nevada | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Adair County Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 51,000 |
| Alfalfa County Oklahoma | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Bryan County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 62,000 |
| Cherokee County Oklahoma | 1 | $ 128,000 | $ 128,000 | $ 86,000 |
| Cleveland County Oklahoma | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Garfield County Oklahoma | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Grady County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Kingfisher County Oklahoma | 1 | $ 67,000 | $ 67,000 | $ 47,000 |
| Le Flore County Oklahoma | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Lincoln County Oklahoma | 1 | $ 102,000 | $ 102,000 | $ 54,000 |
| McClain County Oklahoma | 1 | $ 177,000 | $ 177,000 | $ 52,000 |
| Payne County Oklahoma | 1 | $ 157,000 | $ 157,000 | $ 96,000 |
| Pittsburg County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Pottawatomie County Oklahoma | 1 | $ 67,000 | $ 67,000 | $ 36,000 |
| Washita County Oklahoma | 1 | $ 116,000 | $ 116,000 | $ 57,000 |
| Woodward County Oklahoma | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Andrews County Texas | 1 | $ 61,000 | $ 61,000 | $ 44,000 |
| Angelina County Texas | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Atascosa County Texas | 1 | $ 144,000 | $ 144,000 | $ 44,000 |
| Bandera County Texas | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Brown County Texas | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Calhoun County Texas | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Chambers County Texas | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Coryell County Texas | 1 | $ 90,000 | $ 90,000 | $ 78,000 |
| Dallam County Texas | 1 | $ 63,000 | $ 63,000 | $ 24,000 |
| Duval County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Fayette County Texas | 1 | $ 376,000 | $ 376,000 | $ 0 |
| Frio County Texas | 1 | $ 98,000 | $ 98,000 | $ 26,000 |
| Hardin County Texas | 1 | $ 128,000 | $ 128,000 | $ 105,000 |
| Hood County Texas | 1 | $ 252,000 | $ 252,000 | $ 156,000 |
| Howard County Texas | 1 | $ 57,000 | $ 57,000 | $ 34,000 |
| Hunt County Texas | 1 | $ 324,000 | $ 324,000 | $ 259,000 |
| Leon County Texas | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Nacogdoches County Texas | 1 | $ 56,000 | $ 56,000 | $ 36,000 |
| Parker County Texas | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Rockwall County Texas | 1 | $ 203,000 | $ 203,000 | $ 108,000 |
| San Patricio County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Titus County Texas | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Tom Green County Texas | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Tyler County Texas | 1 | $ 79,000 | $ 79,000 | $ 38,000 |
| Val Verde County Texas | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Walker County Texas | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Washington County Texas | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Wichita County Texas | 1 | $ 79,000 | $ 79,000 | $ 54,000 |
| Young County Texas | 1 | $ 54,000 | $ 54,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Classic Home Financial, Inc. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,075 | $154,029,000 | $143,000 | $950,000 | $39,000 | $540,000 |
| Refinancing | 250 | $39,485,000 | $157,000 | $900,000 | $40,000 | $300,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 408 | $67,403,000 | $165,000 | $950,000 | $36,000 | $300,000 |
| White | 387 | $58,087,000 | $150,000 | $950,000 | $48,000 | $420,000 |
| Hispanic | 381 | $46,061,000 | $120,000 | $494,000 | $33,000 | $346,000 |
| Not Provided | 98 | $14,234,000 | $145,000 | $494,000 | $49,000 | $540,000 |
| Asian | 27 | $4,102,000 | $151,000 | $396,000 | $24,000 | $163,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $3,254,000 | $154,000 | $383,000 | $17,000 | $99,000 |
| American Indian or Alaskan Native | 3 | $373,000 | $124,000 | $144,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,048 | $160,162,000 | $152,000 | $950,000 | $43,000 | $540,000 |
| FHA-insured (Federal Housing Administration) | 256 | $30,358,000 | $118,000 | $377,000 | $22,000 | $288,000 |
| VA-guaranteed (Veterans Administration) | 21 | $2,994,000 | $142,000 | $230,000 | $33,000 | $79,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 888 | $135,340,000 | $152,000 | $950,000 | $28,000 | $540,000 |
| Loan Originated | 437 | $58,174,000 | $133,000 | $676,000 | $62,000 | $420,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 122 | $18,395,000 | $150,000 | $512,000 | $9,000 | $229,000 |
| Credit History | 90 | $13,817,000 | $153,000 | $950,000 | $9,000 | $166,000 |
| Other | 36 | $6,383,000 | $177,000 | $732,000 | $27,000 | $162,000 |
| Collateral | 16 | $2,030,000 | $126,000 | $380,000 | $10,000 | $163,000 |
| Unverifiable Information | 12 | $1,812,000 | $151,000 | $399,000 | $17,000 | $123,000 |
| Employment History | 5 | $822,000 | $164,000 | $320,000 | $5,000 | $28,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $176,000 | $88,000 | $88,000 | $29,000 | $59,000 |
| Credit Application Incomplete | 2 | $289,000 | $144,000 | $158,000 | $34,000 | $69,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Classic Home Financial, Inc.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Classic Home Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.