Classic Home Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Classic Home Financial, Inc. 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Classic Home Financial, Inc. 10700 Richmond Avenue #150 Houston, TX 77042 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 2,228 |
| Total Mortgage Loan Application Amount | $334,555,000 |
| Average Mortgage Loan Application Amount | $154,666 |
| Highest Mortgage Loan Application Amount | $1,240,000 |
| Average Applicant Income | $57,000 |
| Highest Applicant Income | $1,140,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Classic Home Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Classic Home Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Classic Home Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Classic Home Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Classic Home Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Classic Home Financial, Inc.'s mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 545 | $ 77,981,000 | $ 143,000 | $ 59,000 |
| Dallas County Texas | 188 | $ 24,454,000 | $ 130,000 | $ 35,000 |
| Bexar County Texas | 169 | $ 25,850,000 | $ 152,000 | $ 46,000 |
| Tarrant County Texas | 95 | $ 12,972,000 | $ 136,000 | $ 32,000 |
| Fort Bend County Texas | 91 | $ 14,986,000 | $ 164,000 | $ 61,000 |
| Montgomery County Texas | 61 | $ 10,477,000 | $ 171,000 | $ 54,000 |
| Collin County Texas | 47 | $ 9,240,000 | $ 196,000 | $ 49,000 |
| Denton County Texas | 46 | $ 7,369,000 | $ 160,000 | $ 28,000 |
| Travis County Texas | 39 | $ 7,104,000 | $ 182,000 | $ 42,000 |
| Galveston County Texas | 38 | $ 5,828,000 | $ 153,000 | $ 99,000 |
| El Paso County Colorado | 36 | $ 7,186,000 | $ 199,000 | $ 26,000 |
| Brazoria County Texas | 33 | $ 5,396,000 | $ 163,000 | $ 55,000 |
| Calcasieu County Louisiana | 32 | $ 4,602,000 | $ 143,000 | $ 82,000 |
| Hidalgo County Texas | 32 | $ 5,104,000 | $ 159,000 | $ 92,000 |
| Williamson County Texas | 29 | $ 5,281,000 | $ 182,000 | $ 43,000 |
| El Paso County Texas | 21 | $ 3,063,000 | $ 145,000 | $ 23,000 |
| Jefferson County Texas | 19 | $ 2,615,000 | $ 137,000 | $ 67,000 |
| Webb County Texas | 19 | $ 2,405,000 | $ 126,000 | $ 43,000 |
| Oklahoma County Oklahoma | 18 | $ 2,955,000 | $ 164,000 | $ 64,000 |
| Ellis County Texas | 16 | $ 2,488,000 | $ 155,000 | $ 58,000 |
| Guadalupe County Texas | 16 | $ 2,898,000 | $ 181,000 | $ 57,000 |
| Randall County Texas | 16 | $ 2,435,000 | $ 152,000 | $ 54,000 |
| Potter County Texas | 15 | $ 1,588,000 | $ 105,000 | $ 22,000 |
| Denver County Colorado | 14 | $ 2,484,000 | $ 177,000 | $ 32,000 |
| Cameron County Texas | 14 | $ 1,711,000 | $ 122,000 | $ 60,000 |
| Jefferson County Louisiana | 12 | $ 1,795,000 | $ 149,000 | $ 25,000 |
| Chambers County Texas | 12 | $ 1,838,000 | $ 153,000 | $ 67,000 |
| Hays County Texas | 12 | $ 1,733,000 | $ 144,000 | $ 38,000 |
| McLennan County Texas | 11 | $ 1,627,000 | $ 147,000 | $ 51,000 |
| Nueces County Texas | 11 | $ 1,699,000 | $ 154,000 | $ 59,000 |
| Adams County Colorado | 10 | $ 1,549,000 | $ 154,000 | $ 26,000 |
| Marion County Florida | 10 | $ 1,231,000 | $ 123,000 | $ 39,000 |
| Rockwall County Texas | 10 | $ 1,609,000 | $ 160,000 | $ 58,000 |
| Lafayette County Louisiana | 9 | $ 1,400,000 | $ 155,000 | $ 40,000 |
| Kaufman County Texas | 9 | $ 1,287,000 | $ 143,000 | $ 21,000 |
| Jefferson County Colorado | 8 | $ 2,012,000 | $ 251,000 | $ 54,000 |
| Rapides County Louisiana | 8 | $ 981,000 | $ 122,000 | $ 63,000 |
| Taney County Missouri | 8 | $ 1,279,000 | $ 159,000 | $ 134,000 |
| Bell County Texas | 8 | $ 1,020,000 | $ 127,000 | $ 86,000 |
| Ector County Texas | 8 | $ 855,000 | $ 106,000 | $ 43,000 |
| Arapahoe County Colorado | 7 | $ 1,535,000 | $ 219,000 | $ 36,000 |
| Burnet County Texas | 7 | $ 904,000 | $ 129,000 | $ 21,000 |
| Midland County Texas | 7 | $ 833,000 | $ 119,000 | $ 39,000 |
| Orange County Texas | 6 | $ 722,000 | $ 120,000 | $ 55,000 |
| Douglas County Colorado | 5 | $ 1,267,000 | $ 253,000 | $ 27,000 |
| East Baton Rouge County Louisiana | 5 | $ 665,000 | $ 133,000 | $ 22,000 |
| St. Louis County Missouri | 5 | $ 534,000 | $ 106,000 | $ 0 |
| Canadian County Oklahoma | 5 | $ 884,000 | $ 176,000 | $ 38,000 |
| Cleveland County Oklahoma | 5 | $ 629,000 | $ 125,000 | $ 64,000 |
| Tulsa County Oklahoma | 5 | $ 802,000 | $ 160,000 | $ 73,000 |
| Angelina County Texas | 5 | $ 859,000 | $ 171,000 | $ 48,000 |
| Bastrop County Texas | 5 | $ 678,000 | $ 135,000 | $ 43,000 |
| Grayson County Texas | 5 | $ 851,000 | $ 170,000 | $ 44,000 |
| Johnson County Texas | 5 | $ 620,000 | $ 124,000 | $ 26,000 |
| Titus County Texas | 5 | $ 572,000 | $ 114,000 | $ 46,000 |
| Pueblo County Colorado | 4 | $ 505,000 | $ 126,000 | $ 36,000 |
| Rogers County Oklahoma | 4 | $ 591,000 | $ 147,000 | $ 61,000 |
| Gonzales County Texas | 4 | $ 746,000 | $ 186,000 | $ 95,000 |
| Hood County Texas | 4 | $ 556,000 | $ 139,000 | $ 51,000 |
| Llano County Texas | 4 | $ 1,398,000 | $ 349,000 | $ 105,000 |
| Lubbock County Texas | 4 | $ 588,000 | $ 147,000 | $ 0 |
| Parker County Texas | 4 | $ 719,000 | $ 179,000 | $ 32,000 |
| Wharton County Texas | 4 | $ 317,000 | $ 79,000 | $ 41,000 |
| Orange County Florida | 3 | $ 503,000 | $ 167,000 | $ 24,000 |
| St. Lucie County Florida | 3 | $ 403,000 | $ 134,000 | $ 0 |
| Volusia County Florida | 3 | $ 548,000 | $ 182,000 | $ 0 |
| Bossier County Louisiana | 3 | $ 333,000 | $ 111,000 | $ 25,000 |
| Livingston County Louisiana | 3 | $ 506,000 | $ 168,000 | $ 19,000 |
| Orleans County Louisiana | 3 | $ 596,000 | $ 198,000 | $ 73,000 |
| St. Martin County Louisiana | 3 | $ 525,000 | $ 175,000 | $ 73,000 |
| St. Tammany County Louisiana | 3 | $ 532,000 | $ 177,000 | $ 19,000 |
| Tangipahoa County Louisiana | 3 | $ 518,000 | $ 172,000 | $ 18,000 |
| Stephens County Oklahoma | 3 | $ 210,000 | $ 70,000 | $ 28,000 |
| Comal County Texas | 3 | $ 538,000 | $ 179,000 | $ 62,000 |
| Gregg County Texas | 3 | $ 339,000 | $ 113,000 | $ 9,000 |
| Hunt County Texas | 3 | $ 361,000 | $ 120,000 | $ 53,000 |
| Nacogdoches County Texas | 3 | $ 270,000 | $ 90,000 | $ 57,000 |
| Wise County Texas | 3 | $ 629,000 | $ 209,000 | $ 74,000 |
| Wood County Texas | 3 | $ 240,000 | $ 80,000 | $ 39,000 |
| Archuleta County Colorado | 2 | $ 681,000 | $ 340,000 | $ 93,000 |
| Boulder County Colorado | 2 | $ 883,000 | $ 441,000 | $ 71,000 |
| Citrus County Florida | 2 | $ 252,000 | $ 126,000 | $ 202,000 |
| Duval County Florida | 2 | $ 495,000 | $ 247,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 129,000 | $ 64,000 | $ 32,000 |
| Ascension County Louisiana | 2 | $ 254,000 | $ 127,000 | $ 71,000 |
| St. John the Baptist County Louisiana | 2 | $ 318,000 | $ 159,000 | $ 96,000 |
| Vermilion County Louisiana | 2 | $ 342,000 | $ 171,000 | $ 0 |
| Christian County Missouri | 2 | $ 247,000 | $ 123,000 | $ 35,000 |
| Greene County Missouri | 2 | $ 507,000 | $ 253,000 | $ 61,000 |
| Delaware County Oklahoma | 2 | $ 266,000 | $ 133,000 | $ 0 |
| Garfield County Oklahoma | 2 | $ 154,000 | $ 77,000 | $ 40,000 |
| Kingfisher County Oklahoma | 2 | $ 246,000 | $ 123,000 | $ 49,000 |
| Lincoln County Oklahoma | 2 | $ 252,000 | $ 126,000 | $ 54,000 |
| Logan County Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 33,000 |
| Pottawatomie County Oklahoma | 2 | $ 237,000 | $ 118,000 | $ 44,000 |
| Andrews County Texas | 2 | $ 220,000 | $ 110,000 | $ 31,000 |
| Brazos County Texas | 2 | $ 400,000 | $ 200,000 | $ 64,000 |
| Caldwell County Texas | 2 | $ 135,000 | $ 67,000 | $ 91,000 |
| Deaf Smith County Texas | 2 | $ 228,000 | $ 114,000 | $ 36,000 |
| DeWitt County Texas | 2 | $ 168,000 | $ 84,000 | $ 57,000 |
| Hamilton County Texas | 2 | $ 146,000 | $ 73,000 | $ 33,000 |
| Hardin County Texas | 2 | $ 284,000 | $ 142,000 | $ 65,000 |
| Houston County Texas | 2 | $ 146,000 | $ 73,000 | $ 63,000 |
| Kendall County Texas | 2 | $ 488,000 | $ 244,000 | $ 0 |
| Kleberg County Texas | 2 | $ 236,000 | $ 118,000 | $ 74,000 |
| Lavaca County Texas | 2 | $ 357,000 | $ 178,000 | $ 60,000 |
| Liberty County Texas | 2 | $ 273,000 | $ 136,000 | $ 81,000 |
| Maverick County Texas | 2 | $ 267,000 | $ 133,000 | $ 24,000 |
| Medina County Texas | 2 | $ 268,000 | $ 134,000 | $ 54,000 |
| San Jacinto County Texas | 2 | $ 508,000 | $ 254,000 | $ 173,000 |
| San Patricio County Texas | 2 | $ 329,000 | $ 164,000 | $ 14,000 |
| Waller County Texas | 2 | $ 307,000 | $ 153,000 | $ 53,000 |
| Chaffee County Colorado | 1 | $ 170,000 | $ 170,000 | $ 48,000 |
| Eagle County Colorado | 1 | $ 417,000 | $ 417,000 | $ 135,000 |
| Fremont County Colorado | 1 | $ 161,000 | $ 161,000 | $ 62,000 |
| Garfield County Colorado | 1 | $ 372,000 | $ 372,000 | $ 84,000 |
| Larimer County Colorado | 1 | $ 170,000 | $ 170,000 | $ 70,000 |
| Montezuma County Colorado | 1 | $ 274,000 | $ 274,000 | $ 113,000 |
| San Miguel County Colorado | 1 | $ 417,000 | $ 417,000 | $ 360,000 |
| Weld County Colorado | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Alachua County Florida | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Brevard County Florida | 1 | $ 74,000 | $ 74,000 | $ 20,000 |
| Broward County Florida | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Charlotte County Florida | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Clay County Florida | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Gilchrist County Florida | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Lee County Florida | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Leon County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Manatee County Florida | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Pasco County Florida | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Pinellas County Florida | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Polk County Florida | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Walton County Florida | 1 | $ 307,000 | $ 307,000 | $ 0 |
| Acadia County Louisiana | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Allen County Louisiana | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
| Avoyelles County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Beauregard County Louisiana | 1 | $ 127,000 | $ 127,000 | $ 97,000 |
| Caddo County Louisiana | 1 | $ 89,000 | $ 89,000 | $ 19,000 |
| Cameron County Louisiana | 1 | $ 143,000 | $ 143,000 | $ 38,000 |
| Evangeline County Louisiana | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Grant County Louisiana | 1 | $ 111,000 | $ 111,000 | $ 49,000 |
| Iberia County Louisiana | 1 | $ 258,000 | $ 258,000 | $ 140,000 |
| Iberville County Louisiana | 1 | $ 88,000 | $ 88,000 | $ 41,000 |
| Lafourche County Louisiana | 1 | $ 71,000 | $ 71,000 | $ 25,000 |
| Natchitoches County Louisiana | 1 | $ 168,000 | $ 168,000 | $ 118,000 |
| Plaquemines County Louisiana | 1 | $ 169,000 | $ 169,000 | $ 0 |
| St. Charles County Louisiana | 1 | $ 108,000 | $ 108,000 | $ 54,000 |
| Terrebonne County Louisiana | 1 | $ 168,000 | $ 168,000 | $ 84,000 |
| West Baton Rouge County Louisiana | 1 | $ 240,000 | $ 240,000 | $ 85,000 |
| West Feliciana County Louisiana | 1 | $ 242,000 | $ 242,000 | $ 96,000 |
| DeSoto County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 13,000 |
| Jackson County Missouri | 1 | $ 133,000 | $ 133,000 | $ 69,000 |
| Laclede County Missouri | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Blaine County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 65,000 |
| Bryan County Oklahoma | 1 | $ 92,000 | $ 92,000 | $ 35,000 |
| Carter County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| Choctaw County Oklahoma | 1 | $ 163,000 | $ 163,000 | $ 41,000 |
| Comanche County Oklahoma | 1 | $ 283,000 | $ 283,000 | $ 148,000 |
| Custer County Oklahoma | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Grady County Oklahoma | 1 | $ 140,000 | $ 140,000 | $ 31,000 |
| Hughes County Oklahoma | 1 | $ 106,000 | $ 106,000 | $ 49,000 |
| Murray County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Pittsburg County Oklahoma | 1 | $ 159,000 | $ 159,000 | $ 90,000 |
| Wagoner County Oklahoma | 1 | $ 156,000 | $ 156,000 | $ 36,000 |
| Aransas County Texas | 1 | $ 88,000 | $ 88,000 | $ 68,000 |
| Calhoun County Texas | 1 | $ 180,000 | $ 180,000 | $ 86,000 |
| Coryell County Texas | 1 | $ 82,000 | $ 82,000 | $ 44,000 |
| Fannin County Texas | 1 | $ 68,000 | $ 68,000 | $ 47,000 |
| Harrison County Texas | 1 | $ 84,000 | $ 84,000 | $ 35,000 |
| Henderson County Texas | 1 | $ 79,000 | $ 79,000 | $ 38,000 |
| Hutchinson County Texas | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Jasper County Texas | 1 | $ 69,000 | $ 69,000 | $ 45,000 |
| Lampasas County Texas | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Madison County Texas | 1 | $ 110,000 | $ 110,000 | $ 79,000 |
| Matagorda County Texas | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Milam County Texas | 1 | $ 62,000 | $ 62,000 | $ 70,000 |
| Mills County Texas | 1 | $ 133,000 | $ 133,000 | $ 58,000 |
| Morris County Texas | 1 | $ 122,000 | $ 122,000 | $ 38,000 |
| Navarro County Texas | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Nolan County Texas | 1 | $ 57,000 | $ 57,000 | $ 24,000 |
| Pecos County Texas | 1 | $ 59,000 | $ 59,000 | $ 8,000 |
| Rusk County Texas | 1 | $ 64,000 | $ 64,000 | $ 54,000 |
| Sabine County Texas | 1 | $ 120,000 | $ 120,000 | $ 78,000 |
| Shelby County Texas | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Smith County Texas | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Starr County Texas | 1 | $ 98,000 | $ 98,000 | $ 62,000 |
| Tom Green County Texas | 1 | $ 164,000 | $ 164,000 | $ 70,000 |
| Val Verde County Texas | 1 | $ 217,000 | $ 217,000 | $ 59,000 |
| Victoria County Texas | 1 | $ 73,000 | $ 73,000 | $ 59,000 |
| Wheeler County Texas | 1 | $ 100,000 | $ 100,000 | $ 69,000 |
| Wichita County Texas | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Willacy County Texas | 1 | $ 151,000 | $ 151,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Classic Home Financial, Inc. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,172 | $163,359,000 | $139,000 | $1,240,000 | $64,000 | $795,000 |
| Refinancing | 1,050 | $170,216,000 | $162,000 | $1,137,000 | $37,000 | $1,140,000 |
| Home Improvement | 6 | $980,000 | $163,000 | $242,000 | $70,000 | $96,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,019 | $170,226,000 | $167,000 | $1,240,000 | $59,000 | $900,000 |
| Hispanic | 692 | $86,857,000 | $125,000 | $417,000 | $40,000 | $1,140,000 |
| Black or African American | 405 | $58,826,000 | $145,000 | $404,000 | $47,000 | $331,000 |
| Asian | 66 | $10,641,000 | $161,000 | $417,000 | $63,000 | $293,000 |
| Not Provided | 31 | $4,728,000 | $152,000 | $336,000 | $48,000 | $165,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,064,000 | $258,000 | $621,000 | $76,000 | $248,000 |
| American Indian or Alaskan Native | 7 | $1,213,000 | $173,000 | $275,000 | $30,000 | $69,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,663 | $230,102,000 | $138,000 | $372,000 | $40,000 | $714,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 430 | $80,756,000 | $187,000 | $1,240,000 | $96,000 | $1,140,000 |
| VA-guaranteed (Veterans Administration) | 134 | $23,585,000 | $176,000 | $605,000 | $51,000 | $187,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $112,000 | $112,000 | $112,000 | $48,000 | $48,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,230 | $185,131,000 | $150,000 | $1,137,000 | $59,000 | $1,140,000 |
| Loan Originated | 932 | $139,174,000 | $149,000 | $1,240,000 | $40,000 | $795,000 |
| Preapproval Denied by Financial Institution | 41 | $5,488,000 | $133,000 | $591,000 | $52,000 | $150,000 |
| Application Withdrawn By Applicant | 24 | $4,693,000 | $195,000 | $417,000 | $71,000 | $400,000 |
| Application Approved But Not Accepted | 1 | $69,000 | $69,000 | $69,000 | $49,000 | $49,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 201 | $27,741,000 | $138,000 | $367,000 | $60,000 | $222,000 |
| Debt-To-Income Ratio | 172 | $28,143,000 | $163,000 | $1,137,000 | $55,000 | $516,000 |
| Other | 89 | $14,902,000 | $167,000 | $608,000 | $84,000 | $1,140,000 |
| Employment History | 39 | $5,103,000 | $130,000 | $352,000 | $52,000 | $331,000 |
| Collateral | 23 | $3,575,000 | $155,000 | $544,000 | $90,000 | $296,000 |
| Unverifiable Information | 13 | $1,786,000 | $137,000 | $321,000 | $81,000 | $202,000 |
| Mortgage Insurance Denied | 4 | $909,000 | $227,000 | $360,000 | $103,000 | $148,000 |
| Credit Application Incomplete | 2 | $301,000 | $150,000 | $182,000 | $31,000 | $63,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $113,000 | $113,000 | $113,000 | $63,000 | $63,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Classic Home Financial, Inc.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Classic Home Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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