Clayton Bank And Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Clayton Bank And Trust 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clayton Bank And Trust 520 West Summit Hill Drive Suite 801 Knoxville, TN 37902 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2003 |
| Total Number of Mortgage Applications | 2,515 |
| Total Mortgage Loan Application Amount | $222,768,000 |
| Average Mortgage Loan Application Amount | $145,666 |
| Highest Mortgage Loan Application Amount | $15,233,000 |
| Average Applicant Income | $58,000 |
| Highest Applicant Income | $2,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Clayton Bank And Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clayton Bank And Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Clayton Bank And Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clayton Bank And Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Clayton Bank And Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clayton Bank And Trust's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Knox County Tennessee | 56 | $ 11,906,000 | $ 212,000 | $ 122,000 |
| Talladega County Alabama | 34 | $ 2,352,000 | $ 69,000 | $ 56,000 |
| Jackson County Mississippi | 32 | $ 1,829,000 | $ 57,000 | $ 59,000 |
| Calhoun County Alabama | 30 | $ 1,603,000 | $ 53,000 | $ 43,000 |
| Warren County Mississippi | 30 | $ 1,544,000 | $ 51,000 | $ 43,000 |
| St. Clair County Alabama | 29 | $ 1,943,000 | $ 67,000 | $ 51,000 |
| Laurel County Kentucky | 29 | $ 1,777,000 | $ 61,000 | $ 37,000 |
| Cullman County Alabama | 28 | $ 1,865,000 | $ 66,000 | $ 48,000 |
| Tuscaloosa County Alabama | 27 | $ 1,430,000 | $ 52,000 | $ 45,000 |
| Jones County Mississippi | 25 | $ 1,761,000 | $ 70,000 | $ 58,000 |
| Lauderdale County Mississippi | 25 | $ 1,605,000 | $ 64,000 | $ 69,000 |
| Monroe County Mississippi | 25 | $ 1,530,000 | $ 61,000 | $ 58,000 |
| Fayette County Tennessee | 24 | $ 1,321,000 | $ 55,000 | $ 59,000 |
| Lee County Mississippi | 22 | $ 1,222,000 | $ 55,000 | $ 42,000 |
| Oktibbeha County Mississippi | 21 | $ 1,391,000 | $ 66,000 | $ 44,000 |
| Harrison County Mississippi | 19 | $ 1,136,000 | $ 59,000 | $ 53,000 |
| Walker County Alabama | 18 | $ 1,213,000 | $ 67,000 | $ 54,000 |
| Covington County Mississippi | 18 | $ 1,102,000 | $ 61,000 | $ 56,000 |
| Chester County Tennessee | 17 | $ 1,020,000 | $ 60,000 | $ 40,000 |
| Shelby County Alabama | 16 | $ 1,027,000 | $ 64,000 | $ 61,000 |
| Forrest County Mississippi | 16 | $ 798,000 | $ 49,000 | $ 54,000 |
| Overton County Tennessee | 16 | $ 888,000 | $ 55,000 | $ 61,000 |
| Union County Tennessee | 16 | $ 1,060,000 | $ 66,000 | $ 43,000 |
| Hopkins County Kentucky | 15 | $ 1,186,000 | $ 79,000 | $ 52,000 |
| Clarke County Mississippi | 15 | $ 839,000 | $ 55,000 | $ 55,000 |
| George County Mississippi | 15 | $ 848,000 | $ 56,000 | $ 70,000 |
| Lamar County Mississippi | 15 | $ 956,000 | $ 63,000 | $ 50,000 |
| Choctaw County Alabama | 14 | $ 891,000 | $ 63,000 | $ 56,000 |
| Cleburne County Alabama | 14 | $ 910,000 | $ 65,000 | $ 56,000 |
| Daviess County Kentucky | 14 | $ 1,039,000 | $ 74,000 | $ 54,000 |
| Chickasaw County Mississippi | 14 | $ 895,000 | $ 63,000 | $ 45,000 |
| Jefferson Davis County Mississippi | 14 | $ 686,000 | $ 49,000 | $ 38,000 |
| Perry County Mississippi | 14 | $ 932,000 | $ 66,000 | $ 70,000 |
| Rankin County Mississippi | 14 | $ 649,000 | $ 46,000 | $ 48,000 |
| Blount County Tennessee | 14 | $ 12,813,000 | $ 915,000 | $ 36,000 |
| Cumberland County Tennessee | 14 | $ 769,000 | $ 54,000 | $ 47,000 |
| Chilton County Alabama | 13 | $ 797,000 | $ 61,000 | $ 46,000 |
| Dallas County Alabama | 13 | $ 745,000 | $ 57,000 | $ 46,000 |
| Houston County Alabama | 13 | $ 794,000 | $ 61,000 | $ 45,000 |
| Winston County Alabama | 13 | $ 876,000 | $ 67,000 | $ 51,000 |
| Pearl River County Mississippi | 13 | $ 743,000 | $ 57,000 | $ 36,000 |
| Prentiss County Mississippi | 13 | $ 621,000 | $ 47,000 | $ 31,000 |
| Mobile County Alabama | 12 | $ 901,000 | $ 75,000 | $ 55,000 |
| Ohio County Kentucky | 12 | $ 854,000 | $ 71,000 | $ 51,000 |
| Lincoln County Mississippi | 12 | $ 922,000 | $ 76,000 | $ 64,000 |
| Neshoba County Mississippi | 12 | $ 795,000 | $ 66,000 | $ 49,000 |
| Pike County Mississippi | 12 | $ 836,000 | $ 69,000 | $ 72,000 |
| Putnam County Tennessee | 12 | $ 1,327,000 | $ 110,000 | $ 54,000 |
| Blount County Alabama | 11 | $ 829,000 | $ 75,000 | $ 50,000 |
| Lawrence County Alabama | 11 | $ 742,000 | $ 67,000 | $ 42,000 |
| Adams County Mississippi | 11 | $ 678,000 | $ 61,000 | $ 48,000 |
| Copiah County Mississippi | 11 | $ 731,000 | $ 66,000 | $ 60,000 |
| Hinds County Mississippi | 11 | $ 589,000 | $ 53,000 | $ 36,000 |
| Lowndes County Mississippi | 11 | $ 533,000 | $ 48,000 | $ 33,000 |
| Marion County Mississippi | 11 | $ 664,000 | $ 60,000 | $ 63,000 |
| Newton County Mississippi | 11 | $ 771,000 | $ 70,000 | $ 54,000 |
| Winston County Mississippi | 11 | $ 637,000 | $ 57,000 | $ 39,000 |
| Hale County Alabama | 10 | $ 601,000 | $ 60,000 | $ 40,000 |
| Sumter County Alabama | 10 | $ 456,000 | $ 45,000 | $ 40,000 |
| Itawamba County Mississippi | 10 | $ 539,000 | $ 53,000 | $ 32,000 |
| Anderson County Tennessee | 10 | $ 361,000 | $ 36,000 | $ 65,000 |
| Henderson County Tennessee | 10 | $ 554,000 | $ 55,000 | $ 58,000 |
| Elmore County Alabama | 9 | $ 648,000 | $ 72,000 | $ 36,000 |
| Pickens County Alabama | 9 | $ 453,000 | $ 50,000 | $ 28,000 |
| Clay County Mississippi | 9 | $ 589,000 | $ 65,000 | $ 57,000 |
| Lawrence County Mississippi | 9 | $ 481,000 | $ 53,000 | $ 74,000 |
| Noxubee County Mississippi | 9 | $ 644,000 | $ 71,000 | $ 63,000 |
| Sumner County Tennessee | 9 | $ 665,000 | $ 73,000 | $ 74,000 |
| Autauga County Alabama | 8 | $ 468,000 | $ 58,000 | $ 52,000 |
| Mitchell County Georgia | 8 | $ 529,000 | $ 66,000 | $ 53,000 |
| Hancock County Kentucky | 8 | $ 512,000 | $ 64,000 | $ 45,000 |
| Lafayette County Mississippi | 8 | $ 562,000 | $ 70,000 | $ 41,000 |
| Scott County Mississippi | 8 | $ 511,000 | $ 63,000 | $ 54,000 |
| Simpson County Mississippi | 8 | $ 435,000 | $ 54,000 | $ 38,000 |
| Stone County Mississippi | 8 | $ 515,000 | $ 64,000 | $ 80,000 |
| Walthall County Mississippi | 8 | $ 507,000 | $ 63,000 | $ 53,000 |
| Jefferson County Tennessee | 8 | $ 6,151,000 | $ 768,000 | $ 34,000 |
| Madison County Tennessee | 8 | $ 1,133,000 | $ 141,000 | $ 69,000 |
| Sevier County Tennessee | 8 | $ 603,000 | $ 75,000 | $ 44,000 |
| Shelby County Tennessee | 8 | $ 710,000 | $ 88,000 | $ 72,000 |
| Warren County Tennessee | 8 | $ 387,000 | $ 48,000 | $ 34,000 |
| Greene County Alabama | 7 | $ 424,000 | $ 60,000 | $ 37,000 |
| Marengo County Alabama | 7 | $ 447,000 | $ 63,000 | $ 38,000 |
| Montgomery County Alabama | 7 | $ 490,000 | $ 70,000 | $ 56,000 |
| Morgan County Alabama | 7 | $ 461,000 | $ 65,000 | $ 43,000 |
| Wilcox County Alabama | 7 | $ 357,000 | $ 51,000 | $ 35,000 |
| Grayson County Kentucky | 7 | $ 404,000 | $ 57,000 | $ 76,000 |
| Greene County Mississippi | 7 | $ 500,000 | $ 71,000 | $ 61,000 |
| Holmes County Mississippi | 7 | $ 395,000 | $ 56,000 | $ 36,000 |
| Kemper County Mississippi | 7 | $ 357,000 | $ 51,000 | $ 69,000 |
| Tippah County Mississippi | 7 | $ 265,000 | $ 37,000 | $ 28,000 |
| Union County Mississippi | 7 | $ 366,000 | $ 52,000 | $ 44,000 |
| Yazoo County Mississippi | 7 | $ 528,000 | $ 75,000 | $ 58,000 |
| Cocke County Tennessee | 7 | $ 465,000 | $ 66,000 | $ 39,000 |
| Coffee County Tennessee | 7 | $ 505,000 | $ 72,000 | $ 60,000 |
| Grundy County Tennessee | 7 | $ 391,000 | $ 55,000 | $ 34,000 |
| White County Tennessee | 7 | $ 334,000 | $ 47,000 | $ 91,000 |
| Wilson County Tennessee | 7 | $ 545,000 | $ 77,000 | $ 51,000 |
| Escambia County Alabama | 6 | $ 404,000 | $ 67,000 | $ 57,000 |
| Geneva County Alabama | 6 | $ 431,000 | $ 71,000 | $ 62,000 |
| Claiborne County Mississippi | 6 | $ 278,000 | $ 46,000 | $ 79,000 |
| Franklin County Mississippi | 6 | $ 333,000 | $ 55,000 | $ 34,000 |
| Jasper County Mississippi | 6 | $ 367,000 | $ 61,000 | $ 43,000 |
| Leake County Mississippi | 6 | $ 393,000 | $ 65,000 | $ 73,000 |
| Madison County Mississippi | 6 | $ 423,000 | $ 70,000 | $ 59,000 |
| Smith County Mississippi | 6 | $ 289,000 | $ 48,000 | $ 29,000 |
| Wilkinson County Mississippi | 6 | $ 424,000 | $ 70,000 | $ 51,000 |
| Franklin County Tennessee | 6 | $ 384,000 | $ 64,000 | $ 44,000 |
| Travis County Texas | 6 | $ 345,000 | $ 57,000 | $ 42,000 |
| Baldwin County Alabama | 5 | $ 349,000 | $ 69,000 | $ 54,000 |
| Bibb County Alabama | 5 | $ 321,000 | $ 64,000 | $ 64,000 |
| Clarke County Alabama | 5 | $ 301,000 | $ 60,000 | $ 41,000 |
| Dale County Alabama | 5 | $ 366,000 | $ 73,000 | $ 57,000 |
| Madison County Alabama | 5 | $ 336,000 | $ 67,000 | $ 64,000 |
| Dougherty County Georgia | 5 | $ 268,000 | $ 53,000 | $ 50,000 |
| Butler County Kentucky | 5 | $ 340,000 | $ 68,000 | $ 39,000 |
| Floyd County Kentucky | 5 | $ 261,000 | $ 52,000 | $ 34,000 |
| Leslie County Kentucky | 5 | $ 383,000 | $ 76,000 | $ 48,000 |
| McLean County Kentucky | 5 | $ 294,000 | $ 58,000 | $ 50,000 |
| Perry County Kentucky | 5 | $ 155,000 | $ 31,000 | $ 20,000 |
| Pike County Kentucky | 5 | $ 341,000 | $ 68,000 | $ 50,000 |
| Warren County Kentucky | 5 | $ 390,000 | $ 78,000 | $ 41,000 |
| Whitley County Kentucky | 5 | $ 279,000 | $ 55,000 | $ 26,000 |
| Amite County Mississippi | 5 | $ 403,000 | $ 80,000 | $ 48,000 |
| Pontotoc County Mississippi | 5 | $ 229,000 | $ 45,000 | $ 65,000 |
| Tishomingo County Mississippi | 5 | $ 343,000 | $ 68,000 | $ 60,000 |
| Washington County Mississippi | 5 | $ 281,000 | $ 56,000 | $ 88,000 |
| Gibson County Tennessee | 5 | $ 410,000 | $ 82,000 | $ 57,000 |
| Loudon County Tennessee | 5 | $ 1,063,000 | $ 212,000 | $ 185,000 |
| Rutherford County Tennessee | 5 | $ 321,000 | $ 64,000 | $ 54,000 |
| Sequatchie County Tennessee | 5 | $ 249,000 | $ 49,000 | $ 45,000 |
| Smith County Tennessee | 5 | $ 230,000 | $ 46,000 | $ 41,000 |
| Barbour County Alabama | 4 | $ 172,000 | $ 43,000 | $ 42,000 |
| Clay County Alabama | 4 | $ 230,000 | $ 57,000 | $ 27,000 |
| Coffee County Alabama | 4 | $ 300,000 | $ 75,000 | $ 70,000 |
| Conecuh County Alabama | 4 | $ 167,000 | $ 41,000 | $ 96,000 |
| Etowah County Alabama | 4 | $ 199,000 | $ 49,000 | $ 48,000 |
| Franklin County Alabama | 4 | $ 231,000 | $ 57,000 | $ 85,000 |
| Jefferson County Alabama | 4 | $ 182,000 | $ 45,000 | $ 69,000 |
| Lowndes County Alabama | 4 | $ 380,000 | $ 95,000 | $ 90,000 |
| Marion County Alabama | 4 | $ 287,000 | $ 71,000 | $ 54,000 |
| Randolph County Alabama | 4 | $ 288,000 | $ 72,000 | $ 49,000 |
| Haralson County Georgia | 4 | $ 270,000 | $ 67,000 | $ 63,000 |
| Lee County Georgia | 4 | $ 327,000 | $ 81,000 | $ 36,000 |
| Miller County Georgia | 4 | $ 346,000 | $ 86,000 | $ 58,000 |
| Clay County Kentucky | 4 | $ 218,000 | $ 54,000 | $ 37,000 |
| Henderson County Kentucky | 4 | $ 244,000 | $ 61,000 | $ 25,000 |
| Knott County Kentucky | 4 | $ 343,000 | $ 85,000 | $ 59,000 |
| Muhlenberg County Kentucky | 4 | $ 151,000 | $ 37,000 | $ 31,000 |
| Hancock County Mississippi | 4 | $ 345,000 | $ 86,000 | $ 93,000 |
| Jefferson County Mississippi | 4 | $ 174,000 | $ 43,000 | $ 45,000 |
| Wayne County Mississippi | 4 | $ 263,000 | $ 65,000 | $ 43,000 |
| Crockett County Tennessee | 4 | $ 318,000 | $ 79,000 | $ 41,000 |
| Weakley County Tennessee | 4 | $ 141,000 | $ 35,000 | $ 47,000 |
| Henry County Alabama | 3 | $ 166,000 | $ 55,000 | $ 50,000 |
| Jackson County Alabama | 3 | $ 221,000 | $ 73,000 | $ 54,000 |
| Lamar County Alabama | 3 | $ 264,000 | $ 88,000 | $ 71,000 |
| Monroe County Alabama | 3 | $ 137,000 | $ 45,000 | $ 37,000 |
| Perry County Alabama | 3 | $ 174,000 | $ 58,000 | $ 50,000 |
| Pike County Alabama | 3 | $ 221,000 | $ 73,000 | $ 76,000 |
| Washington County Alabama | 3 | $ 188,000 | $ 62,000 | $ 105,000 |
| Decatur County Georgia | 3 | $ 205,000 | $ 68,000 | $ 34,000 |
| Early County Georgia | 3 | $ 176,000 | $ 58,000 | $ 38,000 |
| Grady County Georgia | 3 | $ 182,000 | $ 60,000 | $ 37,000 |
| Thomas County Georgia | 3 | $ 214,000 | $ 71,000 | $ 23,000 |
| Worth County Georgia | 3 | $ 230,000 | $ 76,000 | $ 76,000 |
| Knox County Kentucky | 3 | $ 202,000 | $ 67,000 | $ 58,000 |
| Logan County Kentucky | 3 | $ 156,000 | $ 52,000 | $ 43,000 |
| Pulaski County Kentucky | 3 | $ 180,000 | $ 60,000 | $ 45,000 |
| Simpson County Kentucky | 3 | $ 182,000 | $ 60,000 | $ 51,000 |
| Benton County Mississippi | 3 | $ 178,000 | $ 59,000 | $ 38,000 |
| Calhoun County Mississippi | 3 | $ 278,000 | $ 92,000 | $ 58,000 |
| Choctaw County Mississippi | 3 | $ 119,000 | $ 39,000 | $ 47,000 |
| Marshall County Mississippi | 3 | $ 167,000 | $ 55,000 | $ 40,000 |
| Montgomery County Mississippi | 3 | $ 121,000 | $ 40,000 | $ 35,000 |
| Webster County Mississippi | 3 | $ 184,000 | $ 61,000 | $ 68,000 |
| Claiborne County Tennessee | 3 | $ 211,000 | $ 70,000 | $ 36,000 |
| Clay County Tennessee | 3 | $ 134,000 | $ 44,000 | $ 28,000 |
| DeKalb County Tennessee | 3 | $ 220,000 | $ 73,000 | $ 70,000 |
| Henry County Tennessee | 3 | $ 175,000 | $ 58,000 | $ 89,000 |
| Lauderdale County Tennessee | 3 | $ 149,000 | $ 49,000 | $ 112,000 |
| Macon County Tennessee | 3 | $ 129,000 | $ 43,000 | $ 32,000 |
| Maury County Tennessee | 3 | $ 143,000 | $ 47,000 | $ 78,000 |
| McMinn County Tennessee | 3 | $ 139,000 | $ 46,000 | $ 43,000 |
| Montgomery County Tennessee | 3 | $ 148,000 | $ 49,000 | $ 42,000 |
| Morgan County Tennessee | 3 | $ 202,000 | $ 67,000 | $ 56,000 |
| Obion County Tennessee | 3 | $ 170,000 | $ 56,000 | $ 37,000 |
| Roane County Tennessee | 3 | $ 709,000 | $ 236,000 | $ 162,000 |
| Tipton County Tennessee | 3 | $ 125,000 | $ 41,000 | $ 41,000 |
| Butler County Alabama | 2 | $ 124,000 | $ 62,000 | $ 58,000 |
| Cherokee County Alabama | 2 | $ 99,000 | $ 49,000 | $ 29,000 |
| Covington County Alabama | 2 | $ 165,000 | $ 82,000 | $ 59,000 |
| Limestone County Alabama | 2 | $ 174,000 | $ 87,000 | $ 43,000 |
| Marshall County Alabama | 2 | $ 127,000 | $ 63,000 | $ 28,000 |
| Charlton County Georgia | 2 | $ 100,000 | $ 50,000 | $ 73,000 |
| Colquitt County Georgia | 2 | $ 99,000 | $ 49,000 | $ 43,000 |
| Crisp County Georgia | 2 | $ 131,000 | $ 65,000 | $ 43,000 |
| Breckinridge County Kentucky | 2 | $ 166,000 | $ 83,000 | $ 55,000 |
| Edmonson County Kentucky | 2 | $ 155,000 | $ 77,000 | $ 25,000 |
| Jackson County Kentucky | 2 | $ 132,000 | $ 66,000 | $ 74,000 |
| Madison County Kentucky | 2 | $ 159,000 | $ 79,000 | $ 29,000 |
| Magoffin County Kentucky | 2 | $ 79,000 | $ 39,000 | $ 15,000 |
| Marshall County Kentucky | 2 | $ 188,000 | $ 94,000 | $ 51,000 |
| Union County Kentucky | 2 | $ 205,000 | $ 102,000 | $ 75,000 |
| Webster County Kentucky | 2 | $ 244,000 | $ 122,000 | $ 82,000 |
| Alcorn County Mississippi | 2 | $ 150,000 | $ 75,000 | $ 42,000 |
| Leflore County Mississippi | 2 | $ 72,000 | $ 36,000 | $ 32,000 |
| Panola County Mississippi | 2 | $ 122,000 | $ 61,000 | $ 55,000 |
| Sharkey County Mississippi | 2 | $ 88,000 | $ 44,000 | $ 34,000 |
| Benton County Tennessee | 2 | $ 34,000 | $ 17,000 | $ 38,000 |
| Decatur County Tennessee | 2 | $ 70,000 | $ 35,000 | $ 27,000 |
| Dyer County Tennessee | 2 | $ 85,000 | $ 42,000 | $ 55,000 |
| Grainger County Tennessee | 2 | $ 165,000 | $ 82,000 | $ 62,000 |
| Hamblen County Tennessee | 2 | $ 41,000 | $ 20,000 | $ 19,000 |
| Hamilton County Tennessee | 2 | $ 82,000 | $ 41,000 | $ 42,000 |
| Hardeman County Tennessee | 2 | $ 188,000 | $ 94,000 | $ 33,000 |
| Hardin County Tennessee | 2 | $ 200,000 | $ 100,000 | $ 85,000 |
| Haywood County Tennessee | 2 | $ 56,000 | $ 28,000 | $ 35,000 |
| Jackson County Tennessee | 2 | $ 122,000 | $ 61,000 | $ 28,000 |
| Marion County Tennessee | 2 | $ 77,000 | $ 38,000 | $ 19,000 |
| Monroe County Tennessee | 2 | $ 99,000 | $ 49,000 | $ 57,000 |
| Moore County Tennessee | 2 | $ 102,000 | $ 51,000 | $ 65,000 |
| Rhea County Tennessee | 2 | $ 102,000 | $ 51,000 | $ 80,000 |
| Robertson County Tennessee | 2 | $ 188,000 | $ 94,000 | $ 29,000 |
| Bullock County Alabama | 1 | $ 53,000 | $ 53,000 | $ 58,000 |
| Colbert County Alabama | 1 | $ 41,000 | $ 41,000 | $ 42,000 |
| Coosa County Alabama | 1 | $ 53,000 | $ 53,000 | $ 36,000 |
| Crenshaw County Alabama | 1 | $ 82,000 | $ 82,000 | $ 33,000 |
| DeKalb County Alabama | 1 | $ 28,000 | $ 28,000 | $ 25,000 |
| Lauderdale County Alabama | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Macon County Alabama | 1 | $ 71,000 | $ 71,000 | $ 27,000 |
| Russell County Alabama | 1 | $ 45,000 | $ 45,000 | $ 14,000 |
| Maricopa County Arizona | 1 | $ 13,000 | $ 13,000 | $ 55,000 |
| District of Columbia County District Of Columbia | 1 | $ 63,000 | $ 63,000 | $ 47,000 |
| Indian River County Florida | 1 | $ 9,162,000 | $ 9,162,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 80,000 | $ 80,000 | $ 87,000 |
| Baker County Georgia | 1 | $ 61,000 | $ 61,000 | $ 27,000 |
| Calhoun County Georgia | 1 | $ 29,000 | $ 29,000 | $ 41,000 |
| Dooly County Georgia | 1 | $ 58,000 | $ 58,000 | $ 37,000 |
| Glynn County Georgia | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Pike County Georgia | 1 | $ 42,000 | $ 42,000 | $ 36,000 |
| Polk County Georgia | 1 | $ 57,000 | $ 57,000 | $ 31,000 |
| Webster County Georgia | 1 | $ 63,000 | $ 63,000 | $ 30,000 |
| LaSalle County Illinois | 1 | $ 15,233,000 | $ 15,233,000 | $ 0 |
| Richland County Illinois | 1 | $ 66,000 | $ 66,000 | $ 30,000 |
| Allen County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 36,000 |
| Ballard County Kentucky | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
| Carlisle County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 29,000 |
| Christian County Kentucky | 1 | $ 107,000 | $ 107,000 | $ 120,000 |
| Fulton County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 43,000 |
| Harlan County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 49,000 |
| Hickman County Kentucky | 1 | $ 41,000 | $ 41,000 | $ 24,000 |
| Letcher County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 17,000 |
| Lyon County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 113,000 |
| McCracken County Kentucky | 1 | $ 126,000 | $ 126,000 | $ 50,000 |
| Owsley County Kentucky | 1 | $ 23,000 | $ 23,000 | $ 96,000 |
| Rockcastle County Kentucky | 1 | $ 17,000 | $ 17,000 | $ 44,000 |
| Russell County Kentucky | 1 | $ 37,000 | $ 37,000 | $ 42,000 |
| Todd County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Trigg County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Washington County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 43,000 |
| Ascension County Louisiana | 1 | $ 17,000 | $ 17,000 | $ 64,000 |
| Concordia County Louisiana | 1 | $ 32,000 | $ 32,000 | $ 29,000 |
| Tangipahoa County Louisiana | 1 | $ 27,000 | $ 27,000 | $ 76,000 |
| Vermilion County Louisiana | 1 | $ 69,000 | $ 69,000 | $ 168,000 |
| Eaton County Michigan | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Genesee County Michigan | 1 | $ 6,300,000 | $ 6,300,000 | $ 0 |
| Attala County Mississippi | 1 | $ 72,000 | $ 72,000 | $ 53,000 |
| Bolivar County Mississippi | 1 | $ 29,000 | $ 29,000 | $ 36,000 |
| DeSoto County Mississippi | 1 | $ 97,000 | $ 97,000 | $ 62,000 |
| Grenada County Mississippi | 1 | $ 61,000 | $ 61,000 | $ 48,000 |
| Issaquena County Mississippi | 1 | $ 32,000 | $ 32,000 | $ 130,000 |
| Sunflower County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 29,000 |
| Tallahatchie County Mississippi | 1 | $ 51,000 | $ 51,000 | $ 32,000 |
| Yalobusha County Mississippi | 1 | $ 48,000 | $ 48,000 | $ 106,000 |
| McKenzie County North Dakota | 1 | $ 7,500,000 | $ 7,500,000 | $ 0 |
| Beckham County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 136,000 |
| Horry County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 21,000 |
| Bedford County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 104,000 |
| Bledsoe County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 14,000 |
| Campbell County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 57,000 |
| Cannon County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 90,000 |
| Dickson County Tennessee | 1 | $ 44,000 | $ 44,000 | $ 37,000 |
| Fentress County Tennessee | 1 | $ 39,000 | $ 39,000 | $ 44,000 |
| Greene County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 50,000 |
| Lawrence County Tennessee | 1 | $ 17,000 | $ 17,000 | $ 118,000 |
| Marshall County Tennessee | 1 | $ 39,000 | $ 39,000 | $ 28,000 |
| Meigs County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 19,000 |
| Pickett County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 145,000 |
| Trousdale County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 70,000 |
| Van Buren County Tennessee | 1 | $ 22,000 | $ 22,000 | $ 20,000 |
| Lee County Virginia | 1 | $ 137,000 | $ 137,000 | $ 168,000 |
Mortgage Loan Application Detail Totals for Clayton Bank And Trust in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,449 | $210,887,000 | $86,000 | $15,233,000 | $53,000 | $2,400,000 |
| Home Improvement | 38 | $7,697,000 | $202,000 | $6,300,000 | $36,000 | $94,000 |
| Refinancing | 28 | $4,184,000 | $149,000 | $825,000 | $85,000 | $321,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,780 | $119,529,000 | $67,000 | $825,000 | $55,000 | $1,350,000 |
| Black or African American | 627 | $36,386,000 | $58,000 | $225,000 | $48,000 | $2,400,000 |
| Hispanic | 39 | $2,367,000 | $60,000 | $140,000 | $38,000 | $104,000 |
| American Indian or Alaskan Native | 25 | $1,855,000 | $74,000 | $144,000 | $65,000 | $154,000 |
| Not applicable | 22 | $61,104,000 | $2,777,000 | $15,233,000 | $0 | $0 |
| Not Provided | 9 | $515,000 | $57,000 | $171,000 | $73,000 | $136,000 |
| Asian | 9 | $749,000 | $83,000 | $242,000 | $44,000 | $72,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $263,000 | $65,000 | $77,000 | $63,000 | $145,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,513 | $222,427,000 | $88,000 | $15,233,000 | $53,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) | 2 | $341,000 | $170,000 | $215,000 | $47,000 | $64,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,117 | $73,610,000 | $65,000 | $266,000 | $48,000 | $260,000 |
| Preapproval Denied by Financial Institution | 667 | $42,969,000 | $64,000 | $197,000 | $51,000 | $2,400,000 |
| Loan Originated | 439 | $86,692,000 | $197,000 | $15,233,000 | $61,000 | $1,350,000 |
| Application Approved But Not Accepted | 255 | $14,650,000 | $57,000 | $189,000 | $57,000 | $400,000 |
| Application Withdrawn By Applicant | 33 | $4,625,000 | $140,000 | $417,000 | $125,000 | $563,000 |
| File Closed For Incompleteness | 3 | $165,000 | $55,000 | $65,000 | $16,000 | $50,000 |
| Loan Purchased By The Institution | 1 | $57,000 | $57,000 | $57,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $55,000 | $55,000 | $55,000 | $62,000 | $62,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clayton Bank And Trust's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clayton Bank And Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.