Issaquena County, MS Mortgage Lenders & HMDA Data, 2015
In 2015, lenders reported 10 mortgage applications in Issaquena County, MS totaling $785,000, down 9% from 2014. The average application was for $78,000, and applicants reported an average income of $121,000. 50% of applications resulted in an originated loan and 30% were denied. The most active lender was Cadence Bank, with 1 applications, followed by Suntrust Bank and State Farm Bank, F.S.B..
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10 |
| Total Mortgage Loan Application Amount | $785,000 |
| Average Mortgage Loan Application Amount | $78,000 |
| Highest Mortgage Loan Application Amount | $307,000 |
| Average Applicant Income | $121,000 |
| Highest Applicant Income | $686,000 |
Top Mortgage Lenders in Issaquena County, MS (2015)
Ranked by the number of mortgage applications each lender reported in Issaquena County, MS in 2015.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Cadence Bank Tupelo, MS |
1 | $13,000 | $13,000 | $27,000 |
| 2 | Suntrust Bank Atlanta, GA |
1 | $10,000 | $10,000 | $40,000 |
| 3 | State Farm Bank, F.S.B. Bloomington, IL |
1 | $55,000 | $55,000 | $53,000 |
| 4 | Vanderbilt Mortgage and Finance, Inc Maryville, TN |
1 | $74,000 | $74,000 | $42,000 |
| 5 | New Day Financial, Llc. West Palm Beach, FL |
1 | $307,000 | $307,000 | $119,000 |
| 6 | Community Bank, Coast Gulfport, MS |
1 | $72,000 | $72,000 | $686,000 |
| 7 | Renasant Bank Johns Creek, GA |
1 | $152,000 | $152,000 | $61,000 |
| 8 | 21st Mortgage Knoxville, TN |
1 | $38,000 | $38,000 | $37,000 |
| 9 | Clayton Bank and Trust Knoxville, TN |
1 | $32,000 | $32,000 | $130,000 |
| 10 | Embrace Home Loans, Inc. Middletown, RI |
1 | $32,000 | $32,000 | $16,000 |
The tables below break down 2015 mortgage applications in Issaquena County, MS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Issaquena County, MS in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5 | $368,000 | $73,000 | $152,000 | $191,000 | $686,000 |
| Refinancing | 3 | $394,000 | $131,000 | $307,000 | $62,000 | $119,000 |
| Home Improvement | 2 | $23,000 | $11,000 | $13,000 | $33,000 | $40,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 5 | $167,000 | $33,000 | $74,000 | $55,000 | $130,000 |
| White | 4 | $586,000 | $146,000 | $307,000 | $229,000 | $686,000 |
| Not Provided | 1 | $32,000 | $32,000 | $32,000 | $16,000 | $16,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8 | $446,000 | $55,000 | $152,000 | $134,000 | $686,000 |
| FHA-insured (Federal Housing Administration) | 1 | $32,000 | $32,000 | $32,000 | $16,000 | $16,000 |
| VA-guaranteed (Veterans Administration) | 1 | $307,000 | $307,000 | $307,000 | $119,000 | $119,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5 | $330,000 | $66,000 | $152,000 | $172,000 | $686,000 |
| Application Denied By Financial Institution | 3 | $74,000 | $24,000 | $32,000 | $62,000 | $130,000 |
| Application Withdrawn By Applicant | 1 | $307,000 | $307,000 | $307,000 | $119,000 | $119,000 |
| File Closed For Incompleteness | 1 | $74,000 | $74,000 | $74,000 | $42,000 | $42,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $10,000 | $10,000 | $10,000 | $40,000 | $40,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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