Clearpath Lending
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Clearpath Lending 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Clearpath Lending
15615 Alton Parkway Suite 300
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 3,357
Total Mortgage Loan Application Amount $1,022,175,000
Average Mortgage Loan Application Amount $317,000
Highest Mortgage Loan Application Amount $1,725,000
Average Applicant Income $68,000
Highest Applicant Income $464,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Clearpath Lending. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clearpath Lending's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Clearpath Lending's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clearpath Lending serves its applicants.

Each category highlights the total number of mortgage applications processed by Clearpath Lending, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clearpath Lending's mortgage activity for 2022.

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Mortgage Loan Application Detail Totals for Clearpath Lending in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 2,469 $777,775,000 $315,000 $1,195,000 $84,000 $464,000
Refinancing 757 $194,705,000 $257,000 $835,000 $3,000 $257,000
Home Purchase 131 $49,695,000 $379,000 $1,725,000 $117,000 $321,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,029 $596,835,000 $294,000 $1,725,000 $63,000 $445,000
Black or African American 913 $284,145,000 $311,000 $1,575,000 $75,000 $464,000
Hispanic 317 $101,595,000 $320,000 $1,115,000 $68,000 $317,000
Asian 50 $21,090,000 $421,000 $1,025,000 $79,000 $244,000
Native Hawaiian or Other Pacific Islander 26 $11,470,000 $441,000 $915,000 $98,000 $199,000
American Indian or Alaskan Native 16 $4,860,000 $303,000 $505,000 $80,000 $312,000
Not Provided 5 $1,585,000 $317,000 $635,000 $90,000 $167,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 3,146 $962,340,000 $305,000 $1,575,000 $66,000 $464,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 177 $50,445,000 $285,000 $1,725,000 $97,000 $307,000
FHA-insured (Federal Housing Administration) 34 $9,390,000 $276,000 $425,000 $51,000 $183,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,289 $711,755,000 $310,000 $1,575,000 $67,000 $464,000
Application Denied By Financial Institution 500 $136,540,000 $273,000 $1,035,000 $56,000 $315,000
Application Withdrawn By Applicant 482 $150,960,000 $313,000 $1,725,000 $81,000 $321,000
File Closed For Incompleteness 51 $14,595,000 $286,000 $605,000 $57,000 $278,000
Application Approved But Not Accepted 35 $8,325,000 $237,000 $475,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,857 $885,635,000 $309,000 $1,725,000 $69,000 $464,000
Other 313 $82,705,000 $264,000 $1,035,000 $49,000 $315,000
Credit History 79 $21,435,000 $271,000 $615,000 $78,000 $170,000
Debt-To-Income Ratio 76 $23,640,000 $311,000 $955,000 $55,000 $147,000
Employment History 13 $3,505,000 $269,000 $415,000 $52,000 $107,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,875,000 $261,000 $405,000 $78,000 $183,000
Collateral 8 $2,380,000 $297,000 $445,000 $74,000 $125,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpath Lending's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Clearpath Lending's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List