Clearpath Lending Mortgage Lending & HMDA Data, 2022

In 2022, Clearpath Lending of Irvine, CA reported 3,357 mortgage applications totaling $1.0 billion, down 80% from 2021. The average application was for $304,490, and applicants reported an average income of $67,022. 68% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (178), Atlanta-Sandy Springs-Roswell, GA (131) and Las Vegas-Henderson-Paradise, NV (118) (applications in parentheses).

Mortgage Company & Address Clearpath Lending
15615 Alton Parkway Suite 300
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 3,357
Total Mortgage Loan Application Amount $1,022,175,000
Average Mortgage Loan Application Amount $304,490
Highest Mortgage Loan Application Amount $1,725,000
Average Applicant Income $67,022
Highest Applicant Income $464,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clearpath Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Clearpath Lending by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 157 $ 53,405,000 $ 340,159 $ 72,000
Clark, Nevada 118 $ 43,080,000 $ 365,084 $ 69,000
Riverside, California 52 $ 22,100,000 $ 425,000 $ 90,000
El Paso, Colorado 44 $ 16,080,000 $ 365,454 $ 68,000
San Bernardino, California 41 $ 15,125,000 $ 368,902 $ 70,000
Pima, Arizona 38 $ 10,080,000 $ 265,263 $ 81,000
San Diego, California 37 $ 17,735,000 $ 479,324 $ 74,000
Hillsborough, Florida 35 $ 12,145,000 $ 347,000 $ 76,000
Sacramento, California 29 $ 10,885,000 $ 375,344 $ 69,000
Los Angeles, California 28 $ 13,490,000 $ 481,785 $ 87,000
Montgomery, Tennessee 26 $ 7,740,000 $ 297,692 $ 66,000
Orange, Florida 25 $ 7,425,000 $ 297,000 $ 58,000
Cumberland, North Carolina 25 $ 5,295,000 $ 211,800 $ 56,000
Duval, Florida 24 $ 6,210,000 $ 258,750 $ 65,000
Bell, Texas 24 $ 5,620,000 $ 234,166 $ 51,000
Bexar, Texas 23 $ 5,375,000 $ 233,695 $ 37,000
Honolulu, Hawaii 22 $ 15,390,000 $ 699,545 $ 105,000
Pinal, Arizona 21 $ 6,075,000 $ 289,285 $ 62,000
Brevard, Florida 21 $ 5,325,000 $ 253,571 $ 50,000
Henry, Georgia 21 $ 6,175,000 $ 294,047 $ 78,000
Marion, Indiana 21 $ 4,335,000 $ 206,428 $ 48,000
Shelby, Tennessee 21 $ 5,985,000 $ 285,000 $ 69,000
Kern, California 19 $ 4,995,000 $ 262,894 $ 69,000
DeKalb, Georgia 19 $ 4,565,000 $ 240,263 $ 71,000
Jefferson, Alabama 18 $ 4,300,000 $ 238,888 $ 60,000
Pinellas, Florida 18 $ 4,810,000 $ 267,222 $ 43,000
Mecklenburg, North Carolina 18 $ 5,260,000 $ 292,222 $ 75,000
Onslow, North Carolina 18 $ 4,320,000 $ 240,000 $ 69,000
Chesterfield, Virginia 18 $ 5,820,000 $ 323,333 $ 76,000
San Joaquin, California 17 $ 5,855,000 $ 344,411 $ 43,000
Prince George's, Maryland 17 $ 6,745,000 $ 396,764 $ 79,000
Mohave, Arizona 16 $ 4,970,000 $ 310,625 $ 74,000
Washoe, Nevada 16 $ 5,140,000 $ 321,250 $ 62,000
Polk, Florida 15 $ 4,525,000 $ 301,666 $ 69,000
Ada, Idaho 15 $ 5,955,000 $ 397,000 $ 62,000
Charles, Maryland 15 $ 6,675,000 $ 445,000 $ 113,000
Milwaukee, Wisconsin 15 $ 3,315,000 $ 221,000 $ 63,000
Madison, Alabama 14 $ 4,070,000 $ 290,714 $ 87,000
Clay, Florida 14 $ 3,770,000 $ 269,285 $ 77,000
Lee, Florida 14 $ 3,950,000 $ 282,142 $ 61,000
Volusia, Florida 14 $ 3,250,000 $ 232,142 $ 59,000
Muscogee, Georgia 14 $ 2,930,000 $ 209,285 $ 61,000
Greenville, South Carolina 14 $ 4,070,000 $ 290,714 $ 60,000
Pasco, Florida 13 $ 3,465,000 $ 266,538 $ 82,000
Douglas, Georgia 13 $ 3,095,000 $ 238,076 $ 59,000
Macomb, Michigan 13 $ 2,655,000 $ 204,230 $ 62,000
Douglas, Nebraska 13 $ 4,285,000 $ 329,615 $ 84,000
Bernalillo, New Mexico 13 $ 3,855,000 $ 296,538 $ 70,000
Franklin, Ohio 13 $ 3,715,000 $ 285,769 $ 77,000
Richland, South Carolina 13 $ 2,945,000 $ 226,538 $ 45,000
Harris, Texas 13 $ 4,035,000 $ 310,384 $ 38,000
Norfolk, Virginia 13 $ 3,145,000 $ 241,923 $ 46,000
Stafford, Virginia 13 $ 5,945,000 $ 457,307 $ 118,000
Virginia Beach, Virginia 13 $ 4,265,000 $ 328,076 $ 90,000
Yavapai, Arizona 12 $ 3,020,000 $ 251,666 $ 39,000
Stanislaus, California 12 $ 3,780,000 $ 315,000 $ 59,000
Hoke, North Carolina 12 $ 2,700,000 $ 225,000 $ 83,000
Horry, South Carolina 12 $ 3,090,000 $ 257,500 $ 46,000
York, South Carolina 12 $ 3,890,000 $ 324,166 $ 83,000
Dallas, Texas 12 $ 3,330,000 $ 277,500 $ 65,000
Prince William, Virginia 12 $ 6,480,000 $ 540,000 $ 141,000
Spotsylvania, Virginia 12 $ 4,530,000 $ 377,500 $ 84,000
Fresno, California 11 $ 3,415,000 $ 310,454 $ 56,000
Charlotte, Florida 11 $ 3,085,000 $ 280,454 $ 61,000
Flagler, Florida 11 $ 3,505,000 $ 318,636 $ 65,000
Lake, Florida 11 $ 3,675,000 $ 334,090 $ 55,000
Fulton, Georgia 11 $ 3,265,000 $ 296,818 $ 59,000
Gwinnett, Georgia 11 $ 3,225,000 $ 293,181 $ 72,000
Kootenai, Idaho 11 $ 4,245,000 $ 385,909 $ 74,000
Hamilton, Indiana 11 $ 3,705,000 $ 336,818 $ 95,000
Nye, Nevada 11 $ 3,745,000 $ 340,454 $ 79,000
Gaston, North Carolina 11 $ 2,435,000 $ 221,363 $ 61,000
Johnston, North Carolina 11 $ 3,195,000 $ 290,454 $ 34,000
Beaufort, South Carolina 11 $ 3,145,000 $ 285,909 $ 63,000
Sumter, South Carolina 11 $ 2,245,000 $ 204,090 $ 78,000
Montgomery, Alabama 10 $ 1,870,000 $ 187,000 $ 68,000
Cochise, Arizona 10 $ 2,420,000 $ 242,000 $ 120,000
Escambia, Florida 10 $ 2,830,000 $ 283,000 $ 65,000
Miami-Dade, Florida 10 $ 3,630,000 $ 363,000 $ 89,000
Osceola, Florida 10 $ 3,290,000 $ 329,000 $ 53,000
Clayton, Georgia 10 $ 2,540,000 $ 254,000 $ 72,000
Anne Arundel, Maryland 10 $ 4,570,000 $ 457,000 $ 119,000
Harnett, North Carolina 10 $ 2,700,000 $ 270,000 $ 63,000
Wake, North Carolina 10 $ 3,540,000 $ 354,000 $ 75,000
Berkeley, South Carolina 10 $ 2,540,000 $ 254,000 $ 47,000
Williamson, Texas 10 $ 3,190,000 $ 319,000 $ 67,000
Fairfax, Virginia 10 $ 5,940,000 $ 594,000 $ 141,000
Henrico, Virginia 10 $ 2,610,000 $ 261,000 $ 84,000
Orange, California 9 $ 5,315,000 $ 590,555 $ 87,000
Solano, California 9 $ 3,725,000 $ 413,888 $ 87,000
Pueblo, Colorado 9 $ 2,535,000 $ 281,666 $ 62,000
Broward, Florida 9 $ 3,845,000 $ 427,222 $ 83,000
Citrus, Florida 9 $ 2,925,000 $ 325,000 $ 70,000
Houston, Georgia 9 $ 2,155,000 $ 239,444 $ 98,000
Oakland, Michigan 9 $ 2,315,000 $ 257,222 $ 78,000
Dona Ana, New Mexico 9 $ 1,715,000 $ 190,555 $ 41,000
Craven, North Carolina 9 $ 1,995,000 $ 221,666 $ 47,000
Lexington, South Carolina 9 $ 2,465,000 $ 273,888 $ 54,000
Tarrant, Texas 9 $ 2,145,000 $ 238,333 $ 52,000
Contra Costa, California 8 $ 3,960,000 $ 495,000 $ 89,000
Denver, Colorado 8 $ 2,520,000 $ 315,000 $ 49,000
Weld, Colorado 8 $ 2,220,000 $ 277,500 $ 40,000
Marion, Florida 8 $ 1,760,000 $ 220,000 $ 58,000
Palm Beach, Florida 8 $ 3,600,000 $ 450,000 $ 84,000
Sarasota, Florida 8 $ 2,200,000 $ 275,000 $ 48,000
Columbia, Georgia 8 $ 2,240,000 $ 280,000 $ 73,000
Coweta, Georgia 8 $ 3,020,000 $ 377,500 $ 85,000
Rockdale, Georgia 8 $ 2,370,000 $ 296,250 $ 73,000
Canyon, Idaho 8 $ 3,060,000 $ 382,500 $ 84,000
Baltimore, Maryland 8 $ 2,710,000 $ 338,750 $ 76,000
Wayne, Michigan 8 $ 1,750,000 $ 218,750 $ 55,000
Sarpy, Nebraska 8 $ 2,100,000 $ 262,500 $ 45,000
Lyon, Nevada 8 $ 2,670,000 $ 333,750 $ 71,000
Middlesex, New Jersey 8 $ 2,680,000 $ 335,000 $ 89,000
Marion, Oregon 8 $ 1,880,000 $ 235,000 $ 11,000
Delaware, Pennsylvania 8 $ 1,740,000 $ 217,500 $ 51,000
Aiken, South Carolina 8 $ 2,230,000 $ 278,750 $ 46,000
Denton, Texas 8 $ 2,570,000 $ 321,250 $ 80,000
El Paso, Texas 8 $ 1,300,000 $ 162,500 $ 24,000
Hampton, Virginia 8 $ 1,840,000 $ 230,000 $ 59,000
Loudoun, Virginia 8 $ 5,050,000 $ 631,250 $ 171,000
Baldwin, Alabama 7 $ 2,055,000 $ 293,571 $ 89,000
Yuma, Arizona 7 $ 1,555,000 $ 222,142 $ 57,000
Tulare, California 7 $ 1,995,000 $ 285,000 $ 64,000
Arapahoe, Colorado 7 $ 2,715,000 $ 387,857 $ 54,000
Larimer, Colorado 7 $ 2,465,000 $ 352,142 $ 45,000
Indian River, Florida 7 $ 1,985,000 $ 283,571 $ 46,000
Okaloosa, Florida 7 $ 2,275,000 $ 325,000 $ 113,000
Santa Rosa, Florida 7 $ 2,005,000 $ 286,428 $ 74,000
St. Lucie, Florida 7 $ 2,405,000 $ 343,571 $ 52,000
Chatham, Georgia 7 $ 1,905,000 $ 272,142 $ 76,000
Liberty, Georgia 7 $ 1,465,000 $ 209,285 $ 39,000
Lake, Indiana 7 $ 1,925,000 $ 275,000 $ 81,000
Baltimore City, Maryland 7 $ 1,705,000 $ 243,571 $ 51,000
Cabarrus, North Carolina 7 $ 2,285,000 $ 326,428 $ 68,000
Philadelphia, Pennsylvania 7 $ 1,565,000 $ 223,571 $ 51,000
Dorchester, South Carolina 7 $ 1,865,000 $ 266,428 $ 76,000
Pulaski, Arkansas 6 $ 1,290,000 $ 215,000 $ 41,000
Placer, California 6 $ 2,730,000 $ 455,000 $ 78,000
Hernando, Florida 6 $ 1,240,000 $ 206,666 $ 43,000
Cobb, Georgia 6 $ 2,280,000 $ 380,000 $ 90,000
Cook, Illinois 6 $ 1,640,000 $ 273,333 $ 21,000
Floyd, Indiana 6 $ 1,320,000 $ 220,000 $ 65,000
Tippecanoe, Indiana 6 $ 1,360,000 $ 226,666 $ 59,000
Cascade, Montana 6 $ 1,690,000 $ 281,666 $ 90,000
Carteret, North Carolina 6 $ 1,890,000 $ 315,000 $ 91,000
Durham, North Carolina 6 $ 1,420,000 $ 236,666 $ 44,000
Clark, Ohio 6 $ 1,200,000 $ 200,000 $ 68,000
Rutherford, Tennessee 6 $ 1,510,000 $ 251,666 $ 52,000
Limestone, Alabama 5 $ 1,085,000 $ 217,000 $ 51,000
Mobile, Alabama 5 $ 1,235,000 $ 247,000 $ 49,000
Shelby, Alabama 5 $ 1,625,000 $ 325,000 $ 50,000
Craighead, Arkansas 5 $ 885,000 $ 177,000 $ 34,000
Garland, Arkansas 5 $ 935,000 $ 187,000 $ 58,000
Alameda, California 5 $ 3,035,000 $ 607,000 $ 111,000
Monterey, California 5 $ 3,135,000 $ 627,000 $ 147,000
Shasta, California 5 $ 1,425,000 $ 285,000 $ 50,000
Alachua, Florida 5 $ 1,325,000 $ 265,000 $ 62,000
Seminole, Florida 5 $ 1,735,000 $ 347,000 $ 78,000
Richmond, Georgia 5 $ 1,145,000 $ 229,000 $ 73,000
Bonneville, Idaho 5 $ 1,295,000 $ 259,000 $ 31,000
Twin Falls, Idaho 5 $ 1,195,000 $ 239,000 $ 53,000
Allen, Indiana 5 $ 1,165,000 $ 233,000 $ 49,000
Morgan, Indiana 5 $ 1,025,000 $ 205,000 $ 36,000
Hardin, Kentucky 5 $ 1,155,000 $ 231,000 $ 73,000
Caddo, Louisiana 5 $ 875,000 $ 175,000 $ 40,000
East Baton Rouge, Louisiana 5 $ 995,000 $ 199,000 $ 15,000
Frederick, Maryland 5 $ 2,715,000 $ 543,000 $ 133,000
Harford, Maryland 5 $ 1,665,000 $ 333,000 $ 68,000
Howard, Maryland 5 $ 3,285,000 $ 657,000 $ 152,000
Montgomery, Maryland 5 $ 2,635,000 $ 527,000 $ 69,000
Genesee, Michigan 5 $ 1,215,000 $ 243,000 $ 72,000
Ocean, New Jersey 5 $ 1,415,000 $ 283,000 $ 65,000
Cherokee, North Carolina 5 $ 985,000 $ 197,000 $ 50,000
Guilford, North Carolina 5 $ 905,000 $ 181,000 $ 55,000
Lincoln, North Carolina 5 $ 1,205,000 $ 241,000 $ 64,000
Rowan, North Carolina 5 $ 1,485,000 $ 297,000 $ 89,000
Allen, Ohio 5 $ 1,335,000 $ 267,000 $ 93,000
Cuyahoga, Ohio 5 $ 1,395,000 $ 279,000 $ 93,000
Lucas, Ohio 5 $ 945,000 $ 189,000 $ 82,000
Montgomery, Ohio 5 $ 1,105,000 $ 221,000 $ 59,000
Summit, Ohio 5 $ 1,595,000 $ 319,000 $ 52,000
Warren, Ohio 5 $ 2,045,000 $ 409,000 $ 153,000
Lane, Oregon 5 $ 1,325,000 $ 265,000 $ 10,000
Hamilton, Tennessee 5 $ 1,755,000 $ 351,000 $ 57,000
Sevier, Tennessee 5 $ 1,495,000 $ 299,000 $ 69,000
Sumner, Tennessee 5 $ 1,845,000 $ 369,000 $ 103,000
Hays, Texas 5 $ 1,835,000 $ 367,000 $ 43,000
York, Virginia 5 $ 1,435,000 $ 287,000 $ 49,000
Brown, Wisconsin 5 $ 1,095,000 $ 219,000 $ 53,000
Lonoke, Arkansas 4 $ 1,450,000 $ 362,500 $ 103,000
Kings, California 4 $ 800,000 $ 200,000 $ 45,000
Santa Barbara, California 4 $ 1,800,000 $ 450,000 $ 76,000
Ventura, California 4 $ 1,950,000 $ 487,500 $ 53,000
Mesa, Colorado 4 $ 1,030,000 $ 257,500 $ 43,000
Manatee, Florida 4 $ 1,600,000 $ 400,000 $ 74,000
Nassau, Florida 4 $ 940,000 $ 235,000 $ 53,000
St. Johns, Florida 4 $ 1,570,000 $ 392,500 $ 44,000
Sumter, Florida 4 $ 1,220,000 $ 305,000 $ 45,000
Lee, Georgia 4 $ 1,100,000 $ 275,000 $ 73,000
Newton, Georgia 4 $ 1,190,000 $ 297,500 $ 66,000
Paulding, Georgia 4 $ 1,110,000 $ 277,500 $ 64,000
Bannock, Idaho 4 $ 1,230,000 $ 307,500 $ 99,000
Idaho, Idaho 4 $ 980,000 $ 245,000 $ 63,000
Hendricks, Indiana 4 $ 760,000 $ 190,000 $ 42,000
Vanderburgh, Indiana 4 $ 700,000 $ 175,000 $ 28,000
Jefferson, Kentucky 4 $ 670,000 $ 167,500 $ 31,000
Washington, Maryland 4 $ 1,230,000 $ 307,500 $ 94,000
Kent, Michigan 4 $ 1,130,000 $ 282,500 $ 51,000
Lewis and Clark, Montana 4 $ 1,230,000 $ 307,500 $ 52,000
Yellowstone, Montana 4 $ 1,480,000 $ 370,000 $ 60,000
Churchill, Nevada 4 $ 1,020,000 $ 255,000 $ 70,000
Burlington, New Jersey 4 $ 950,000 $ 237,500 $ 61,000
Gloucester, New Jersey 4 $ 870,000 $ 217,500 $ 66,000
Sandoval, New Mexico 4 $ 960,000 $ 240,000 $ 96,000
Forsyth, North Carolina 4 $ 980,000 $ 245,000 $ 58,000
Franklin, North Carolina 4 $ 1,000,000 $ 250,000 $ 91,000
Moore, North Carolina 4 $ 930,000 $ 232,500 $ 14,000
Randolph, North Carolina 4 $ 1,020,000 $ 255,000 $ 69,000
Sampson, North Carolina 4 $ 1,050,000 $ 262,500 $ 84,000
Union, North Carolina 4 $ 2,110,000 $ 527,500 $ 92,000
Greene, Ohio 4 $ 1,050,000 $ 262,500 $ 68,000
Hamilton, Ohio 4 $ 900,000 $ 225,000 $ 78,000
Lorain, Ohio 4 $ 830,000 $ 207,500 $ 73,000
Clackamas, Oregon 4 $ 1,510,000 $ 377,500 $ 33,000
Multnomah, Oregon 4 $ 1,240,000 $ 310,000 $ 71,000
Bucks, Pennsylvania 4 $ 1,590,000 $ 397,500 $ 137,000
Franklin, Pennsylvania 4 $ 760,000 $ 190,000 $ 98,000
Lancaster, Pennsylvania 4 $ 700,000 $ 175,000 $ 52,000
Montgomery, Pennsylvania 4 $ 1,160,000 $ 290,000 $ 69,000
Charleston, South Carolina 4 $ 1,850,000 $ 462,500 $ 110,000
Anderson, Tennessee 4 $ 660,000 $ 165,000 $ 48,000
Knox, Tennessee 4 $ 1,050,000 $ 262,500 $ 31,000
Roane, Tennessee 4 $ 1,040,000 $ 260,000 $ 50,000
Wilson, Tennessee 4 $ 1,250,000 $ 312,500 $ 65,000
Fort Bend, Texas 4 $ 1,310,000 $ 327,500 $ 53,000
Johnson, Texas 4 $ 1,210,000 $ 302,500 $ 22,000
Montgomery, Texas 4 $ 1,170,000 $ 292,500 $ 50,000
Travis, Texas 4 $ 1,300,000 $ 325,000 $ 42,000
Caroline, Virginia 4 $ 1,130,000 $ 282,500 $ 94,000
James City, Virginia 4 $ 1,160,000 $ 290,000 $ 16,000
Newport News, Virginia 4 $ 850,000 $ 212,500 $ 79,000
Portsmouth, Virginia 4 $ 730,000 $ 182,500 $ 14,000
Houston, Alabama 3 $ 775,000 $ 258,333 $ 77,000
Santa Cruz, Arizona 3 $ 735,000 $ 245,000 $ 95,000
Imperial, California 3 $ 865,000 $ 288,333 $ 89,000
Bay, Florida 3 $ 825,000 $ 275,000 $ 38,000
Bartow, Georgia 3 $ 795,000 $ 265,000 $ 67,000
Bulloch, Georgia 3 $ 905,000 $ 301,666 $ 85,000
Fayette, Georgia 3 $ 805,000 $ 268,333 $ 75,000
Harris, Georgia 3 $ 945,000 $ 315,000 $ 112,000
Ware, Georgia 3 $ 505,000 $ 168,333 $ 46,000
Nez Perce, Idaho 3 $ 855,000 $ 285,000 $ 74,000
Johnson, Indiana 3 $ 705,000 $ 235,000 $ 15,000
Porter, Indiana 3 $ 985,000 $ 328,333 $ 40,000
Kenton, Kentucky 3 $ 765,000 $ 255,000 $ 58,000
Madison, Kentucky 3 $ 715,000 $ 238,333 $ 86,000
Nelson, Kentucky 3 $ 535,000 $ 178,333 $ 59,000
Bossier, Louisiana 3 $ 935,000 $ 311,666 $ 58,000
Rapides, Louisiana 3 $ 415,000 $ 138,333 $ 22,000
St. Tammany, Louisiana 3 $ 965,000 $ 321,666 $ 79,000
Cecil, Maryland 3 $ 825,000 $ 275,000 $ 70,000
Allegan, Michigan 3 $ 775,000 $ 258,333 $ 64,000
Berrien, Michigan 3 $ 495,000 $ 165,000 $ 69,000
Monroe, Michigan 3 $ 845,000 $ 281,666 $ 47,000
Saginaw, Michigan 3 $ 665,000 $ 221,666 $ 52,000
Flathead, Montana 3 $ 1,345,000 $ 448,333 $ 51,000
Hall, Nebraska 3 $ 815,000 $ 271,666 $ 62,000
Lancaster, Nebraska 3 $ 665,000 $ 221,666 $ 45,000
Otoe, Nebraska 3 $ 1,035,000 $ 345,000 $ 98,000
Carson City, Nevada 3 $ 1,075,000 $ 358,333 $ 75,000
Douglas, Nevada 3 $ 1,095,000 $ 365,000 $ 85,000
San Juan, New Mexico 3 $ 645,000 $ 215,000 $ 67,000
Santa Fe, New Mexico 3 $ 1,045,000 $ 348,333 $ 116,000
Granville, North Carolina 3 $ 925,000 $ 308,333 $ 108,000
Iredell, North Carolina 3 $ 925,000 $ 308,333 $ 87,000
Lee, North Carolina 3 $ 645,000 $ 215,000 $ 57,000
Nash, North Carolina 3 $ 745,000 $ 248,333 $ 53,000
Pender, North Carolina 3 $ 655,000 $ 218,333 $ 0
Rutherford, North Carolina 3 $ 495,000 $ 165,000 $ 27,000
Wayne, North Carolina 3 $ 715,000 $ 238,333 $ 119,000
Butler, Ohio 3 $ 765,000 $ 255,000 $ 84,000
Fairfield, Ohio 3 $ 1,115,000 $ 371,666 $ 73,000
Washington, Oregon 3 $ 1,485,000 $ 495,000 $ 39,000
Adams, Pennsylvania 3 $ 645,000 $ 215,000 $ 55,000
Berks, Pennsylvania 3 $ 535,000 $ 178,333 $ 39,000
Chester, Pennsylvania 3 $ 635,000 $ 211,666 $ 14,000
Cumberland, Pennsylvania 3 $ 615,000 $ 205,000 $ 33,000
Erie, Pennsylvania 3 $ 495,000 $ 165,000 $ 33,000
Northampton, Pennsylvania 3 $ 905,000 $ 301,666 $ 53,000
Westmoreland, Pennsylvania 3 $ 615,000 $ 205,000 $ 54,000
Anderson, South Carolina 3 $ 635,000 $ 211,666 $ 61,000
Clarendon, South Carolina 3 $ 485,000 $ 161,666 $ 25,000
Florence, South Carolina 3 $ 785,000 $ 261,666 $ 90,000
Kershaw, South Carolina 3 $ 985,000 $ 328,333 $ 90,000
Davidson, Tennessee 3 $ 1,075,000 $ 358,333 $ 58,000
Franklin, Tennessee 3 $ 635,000 $ 211,666 $ 57,000
Madison, Tennessee 3 $ 885,000 $ 295,000 $ 52,000
Washington, Tennessee 3 $ 685,000 $ 228,333 $ 71,000
Bowie, Texas 3 $ 555,000 $ 185,000 $ 20,000
Brazoria, Texas 3 $ 645,000 $ 215,000 $ 0
Collin, Texas 3 $ 965,000 $ 321,666 $ 94,000
Comal, Texas 3 $ 1,275,000 $ 425,000 $ 0
Guadalupe, Texas 3 $ 865,000 $ 288,333 $ 0
Chesapeake, Virginia 3 $ 865,000 $ 288,333 $ 80,000
Fredericksburg, Virginia 3 $ 1,245,000 $ 415,000 $ 127,000
Richmond City, Virginia 3 $ 745,000 $ 248,333 $ 83,000
Suffolk, Virginia 3 $ 875,000 $ 291,666 $ 73,000
Pierce, Washington 3 $ 1,185,000 $ 395,000 $ 109,000
Thurston, Washington 3 $ 995,000 $ 331,666 $ 127,000
Outagamie, Wisconsin 3 $ 965,000 $ 321,666 $ 94,000
Walworth, Wisconsin 3 $ 755,000 $ 251,666 $ 55,000
Waukesha, Wisconsin 3 $ 1,315,000 $ 438,333 $ 58,000
Winnebago, Wisconsin 3 $ 525,000 $ 175,000 $ 22,000
Calhoun, Alabama 2 $ 440,000 $ 220,000 $ 103,000
Colbert, Alabama 2 $ 290,000 $ 145,000 $ 43,000
Marion, Alabama 2 $ 490,000 $ 245,000 $ 93,000
Morgan, Alabama 2 $ 500,000 $ 250,000 $ 71,000
Russell, Alabama 2 $ 360,000 $ 180,000 $ 102,000
St. Clair, Alabama 2 $ 310,000 $ 155,000 $ 23,000
Graham, Arizona 2 $ 420,000 $ 210,000 $ 61,000
Benton, Arkansas 2 $ 530,000 $ 265,000 $ 85,000
Greene, Arkansas 2 $ 400,000 $ 200,000 $ 70,000
Madison, Arkansas 2 $ 390,000 $ 195,000 $ 71,000
Saline, Arkansas 2 $ 370,000 $ 185,000 $ 50,000
Washington, Arkansas 2 $ 480,000 $ 240,000 $ 68,000
Calaveras, California 2 $ 680,000 $ 340,000 $ 57,000
El Dorado, California 2 $ 1,510,000 $ 755,000 $ 134,000
San Francisco, California 2 $ 1,280,000 $ 640,000 $ 189,000
Santa Clara, California 2 $ 1,410,000 $ 705,000 $ 117,000
Sonoma, California 2 $ 560,000 $ 280,000 $ 0
Yuba, California 2 $ 860,000 $ 430,000 $ 92,000
Alamosa, Colorado 2 $ 880,000 $ 440,000 $ 87,000
Douglas, Colorado 2 $ 990,000 $ 495,000 $ 135,000
Fremont, Colorado 2 $ 380,000 $ 190,000 $ 27,000
Summit, Colorado 2 $ 1,250,000 $ 625,000 $ 108,000
Teller, Colorado 2 $ 810,000 $ 405,000 $ 68,000
Leon, Florida 2 $ 280,000 $ 140,000 $ 0
Wakulla, Florida 2 $ 630,000 $ 315,000 $ 45,000
Barrow, Georgia 2 $ 530,000 $ 265,000 $ 63,000
Bibb, Georgia 2 $ 310,000 $ 155,000 $ 96,000
Butts, Georgia 2 $ 350,000 $ 175,000 $ 89,000
Camden, Georgia 2 $ 580,000 $ 290,000 $ 92,000
Carroll, Georgia 2 $ 580,000 $ 290,000 $ 66,000
Cherokee, Georgia 2 $ 780,000 $ 390,000 $ 126,000
Effingham, Georgia 2 $ 490,000 $ 245,000 $ 51,000
Hall, Georgia 2 $ 350,000 $ 175,000 $ 54,000
Lowndes, Georgia 2 $ 440,000 $ 220,000 $ 85,000
Peach, Georgia 2 $ 480,000 $ 240,000 $ 114,000
Kauai, Hawaii 2 $ 810,000 $ 405,000 $ 82,000
Elmore, Idaho 2 $ 490,000 $ 245,000 $ 39,000
Lemhi, Idaho 2 $ 300,000 $ 150,000 $ 32,000
Payette, Idaho 2 $ 500,000 $ 250,000 $ 87,000
Kane, Illinois 2 $ 370,000 $ 185,000 $ 0
McHenry, Illinois 2 $ 460,000 $ 230,000 $ 0
Winnebago, Illinois 2 $ 490,000 $ 245,000 $ 0
Blackford, Indiana 2 $ 380,000 $ 190,000 $ 73,000
Clinton, Indiana 2 $ 350,000 $ 175,000 $ 44,000
Madison, Indiana 2 $ 440,000 $ 220,000 $ 96,000
Marshall, Indiana 2 $ 340,000 $ 170,000 $ 62,000
Pulaski, Indiana 2 $ 380,000 $ 190,000 $ 37,000
Randolph, Indiana 2 $ 490,000 $ 245,000 $ 77,000
Christian, Kentucky 2 $ 380,000 $ 190,000 $ 77,000
Lincoln, Kentucky 2 $ 300,000 $ 150,000 $ 29,000
Oldham, Kentucky 2 $ 780,000 $ 390,000 $ 102,000
Shelby, Kentucky 2 $ 640,000 $ 320,000 $ 40,000
Jefferson, Louisiana 2 $ 410,000 $ 205,000 $ 66,000
Lafayette, Louisiana 2 $ 330,000 $ 165,000 $ 41,000
St. Mary's, Maryland 2 $ 660,000 $ 330,000 $ 89,000
Wicomico, Maryland 2 $ 380,000 $ 190,000 $ 57,000
Gladwin, Michigan 2 $ 350,000 $ 175,000 $ 118,000
Hillsdale, Michigan 2 $ 360,000 $ 180,000 $ 19,000
Jackson, Michigan 2 $ 300,000 $ 150,000 $ 30,000
Midland, Michigan 2 $ 500,000 $ 250,000 $ 55,000
Muskegon, Michigan 2 $ 680,000 $ 340,000 $ 72,000
Van Buren, Michigan 2 $ 520,000 $ 260,000 $ 97,000
Lake, Montana 2 $ 700,000 $ 350,000 $ 65,000
Scotts Bluff, Nebraska 2 $ 450,000 $ 225,000 $ 115,000
Camden, New Jersey 2 $ 500,000 $ 250,000 $ 60,000
Cape May, New Jersey 2 $ 710,000 $ 355,000 $ 117,000
Essex, New Jersey 2 $ 500,000 $ 250,000 $ 33,000
Hudson, New Jersey 2 $ 740,000 $ 370,000 $ 143,000
Mercer, New Jersey 2 $ 920,000 $ 460,000 $ 51,000
Monmouth, New Jersey 2 $ 770,000 $ 385,000 $ 35,000
Morris, New Jersey 2 $ 910,000 $ 455,000 $ 48,000
Salem, New Jersey 2 $ 550,000 $ 275,000 $ 44,000
McKinley, New Mexico 2 $ 320,000 $ 160,000 $ 37,000
Otero, New Mexico 2 $ 610,000 $ 305,000 $ 99,000
Valencia, New Mexico 2 $ 280,000 $ 140,000 $ 34,000
Brunswick, North Carolina 2 $ 450,000 $ 225,000 $ 42,000
Buncombe, North Carolina 2 $ 620,000 $ 310,000 $ 71,000
Burke, North Carolina 2 $ 470,000 $ 235,000 $ 73,000
Chatham, North Carolina 2 $ 590,000 $ 295,000 $ 0
Currituck, North Carolina 2 $ 850,000 $ 425,000 $ 168,000
Davidson, North Carolina 2 $ 640,000 $ 320,000 $ 47,000
Haywood, North Carolina 2 $ 300,000 $ 150,000 $ 21,000
New Hanover, North Carolina 2 $ 490,000 $ 245,000 $ 16,000
Pitt, North Carolina 2 $ 430,000 $ 215,000 $ 43,000
Rockingham, North Carolina 2 $ 380,000 $ 190,000 $ 0
Wilson, North Carolina 2 $ 560,000 $ 280,000 $ 125,000
Ashtabula, Ohio 2 $ 340,000 $ 170,000 $ 57,000
Brown, Ohio 2 $ 400,000 $ 200,000 $ 0
Clermont, Ohio 2 $ 450,000 $ 225,000 $ 22,000
Delaware, Ohio 2 $ 480,000 $ 240,000 $ 35,000
Erie, Ohio 2 $ 460,000 $ 230,000 $ 74,000
Portage, Ohio 2 $ 390,000 $ 195,000 $ 75,000
Ross, Ohio 2 $ 380,000 $ 190,000 $ 26,000
Trumbull, Ohio 2 $ 510,000 $ 255,000 $ 28,000
Deschutes, Oregon 2 $ 540,000 $ 270,000 $ 46,000
Jackson, Oregon 2 $ 470,000 $ 235,000 $ 0
Polk, Oregon 2 $ 490,000 $ 245,000 $ 69,000
Allegheny, Pennsylvania 2 $ 430,000 $ 215,000 $ 44,000
Centre, Pennsylvania 2 $ 520,000 $ 260,000 $ 107,000
Lawrence, Pennsylvania 2 $ 430,000 $ 215,000 $ 27,000
Lebanon, Pennsylvania 2 $ 460,000 $ 230,000 $ 83,000
Lehigh, Pennsylvania 2 $ 310,000 $ 155,000 $ 44,000
Luzerne, Pennsylvania 2 $ 380,000 $ 190,000 $ 48,000
Washington, Pennsylvania 2 $ 540,000 $ 270,000 $ 55,000
Laurens, South Carolina 2 $ 400,000 $ 200,000 $ 19,000
Spartanburg, South Carolina 2 $ 210,000 $ 105,000 $ 0
Blount, Tennessee 2 $ 560,000 $ 280,000 $ 89,000
Hamblen, Tennessee 2 $ 430,000 $ 215,000 $ 59,000
Maury, Tennessee 2 $ 830,000 $ 415,000 $ 81,000
Monroe, Tennessee 2 $ 720,000 $ 360,000 $ 38,000
Rhea, Tennessee 2 $ 400,000 $ 200,000 $ 40,000
Tipton, Tennessee 2 $ 410,000 $ 205,000 $ 55,000
Williamson, Tennessee 2 $ 860,000 $ 430,000 $ 82,000
Cameron, Texas 2 $ 380,000 $ 190,000 $ 50,000
Coryell, Texas 2 $ 540,000 $ 270,000 $ 47,000
Galveston, Texas 2 $ 310,000 $ 155,000 $ 0
Hidalgo, Texas 2 $ 390,000 $ 195,000 $ 0
Lubbock, Texas 2 $ 320,000 $ 160,000 $ 45,000
Rockwall, Texas 2 $ 470,000 $ 235,000 $ 123,000
Shelby, Texas 2 $ 290,000 $ 145,000 $ 0
Taylor, Texas 2 $ 320,000 $ 160,000 $ 0
Campbell, Virginia 2 $ 660,000 $ 330,000 $ 43,000
Culpeper, Virginia 2 $ 450,000 $ 225,000 $ 33,000
Frederick, Virginia 2 $ 860,000 $ 430,000 $ 60,000
King William, Virginia 2 $ 450,000 $ 225,000 $ 30,000
Manassas, Virginia 2 $ 920,000 $ 460,000 $ 106,000
Pittsylvania, Virginia 2 $ 470,000 $ 235,000 $ 12,000
Scott, Virginia 2 $ 450,000 $ 225,000 $ 82,000
Shenandoah, Virginia 2 $ 450,000 $ 225,000 $ 89,000
Westmoreland, Virginia 2 $ 510,000 $ 255,000 $ 22,000
Wythe, Virginia 2 $ 470,000 $ 235,000 $ 150,000
Kenosha, Wisconsin 2 $ 320,000 $ 160,000 $ 26,000
Blount, Alabama 1 $ 105,000 $ 105,000 $ 0
Elmore, Alabama 1 $ 355,000 $ 355,000 $ 89,000
Henry, Alabama 1 $ 245,000 $ 245,000 $ 76,000
Marshall, Alabama 1 $ 195,000 $ 195,000 $ 84,000
Talladega, Alabama 1 $ 355,000 $ 355,000 $ 92,000
Gila, Arizona 1 $ 245,000 $ 245,000 $ 59,000
Baxter, Arkansas 1 $ 145,000 $ 145,000 $ 51,000
Cleveland, Arkansas 1 $ 215,000 $ 215,000 $ 80,000
Conway, Arkansas 1 $ 275,000 $ 275,000 $ 0
Crawford, Arkansas 1 $ 245,000 $ 245,000 $ 158,000
Crittenden, Arkansas 1 $ 205,000 $ 205,000 $ 83,000
Miller, Arkansas 1 $ 125,000 $ 125,000 $ 39,000
Sebastian, Arkansas 1 $ 235,000 $ 235,000 $ 0
Van Buren, Arkansas 1 $ 165,000 $ 165,000 $ 32,000
Amador, California 1 $ 325,000 $ 325,000 $ 72,000
Butte, California 1 $ 305,000 $ 305,000 $ 86,000
Glenn, California 1 $ 625,000 $ 625,000 $ 0
Madera, California 1 $ 375,000 $ 375,000 $ 68,000
Mariposa, California 1 $ 305,000 $ 305,000 $ 92,000
Mendocino, California 1 $ 265,000 $ 265,000 $ 98,000
Merced, California 1 $ 525,000 $ 525,000 $ 101,000
Nevada, California 1 $ 155,000 $ 155,000 $ 0
Plumas, California 1 $ 295,000 $ 295,000 $ 86,000
San Benito, California 1 $ 685,000 $ 685,000 $ 158,000
San Luis Obispo, California 1 $ 845,000 $ 845,000 $ 106,000
San Mateo, California 1 $ 865,000 $ 865,000 $ 150,000
Sutter, California 1 $ 395,000 $ 395,000 $ 83,000
Tehama, California 1 $ 325,000 $ 325,000 $ 0
Tuolumne, California 1 $ 445,000 $ 445,000 $ 109,000
Adams, Colorado 1 $ 165,000 $ 165,000 $ 0
Clear Creek, Colorado 1 $ 435,000 $ 435,000 $ 159,000
Costilla, Colorado 1 $ 405,000 $ 405,000 $ 80,000
Elbert, Colorado 1 $ 225,000 $ 225,000 $ 68,000
Garfield, Colorado 1 $ 435,000 $ 435,000 $ 79,000
Jefferson, Colorado 1 $ 255,000 $ 255,000 $ 16,000
Kit Carson, Colorado 1 $ 255,000 $ 255,000 $ 59,000
Lincoln, Colorado 1 $ 395,000 $ 395,000 $ 181,000
Montrose, Colorado 1 $ 255,000 $ 255,000 $ 67,000
Morgan, Colorado 1 $ 325,000 $ 325,000 $ 71,000
Collier, Florida 1 $ 325,000 $ 325,000 $ 155,000
Dixie, Florida 1 $ 375,000 $ 375,000 $ 0
Gadsden, Florida 1 $ 245,000 $ 245,000 $ 78,000
Gulf, Florida 1 $ 435,000 $ 435,000 $ 113,000
Hamilton, Florida 1 $ 295,000 $ 295,000 $ 100,000
Hendry, Florida 1 $ 305,000 $ 305,000 $ 70,000
Highlands, Florida 1 $ 135,000 $ 135,000 $ 0
Jackson, Florida 1 $ 285,000 $ 285,000 $ 145,000
Martin, Florida 1 $ 425,000 $ 425,000 $ 106,000
Walton, Florida 1 $ 645,000 $ 645,000 $ 0
Berrien, Georgia 1 $ 295,000 $ 295,000 $ 0
Catoosa, Georgia 1 $ 415,000 $ 415,000 $ 139,000
Clarke, Georgia 1 $ 195,000 $ 195,000 $ 41,000
Coffee, Georgia 1 $ 135,000 $ 135,000 $ 25,000
Dougherty, Georgia 1 $ 155,000 $ 155,000 $ 23,000
Page:

Mortgage Loan Application Detail Totals for Clearpath Lending in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 2,469 $777,775,000 $315,000 $1,195,000 $84,000 $464,000
Refinancing 757 $194,705,000 $257,000 $835,000 $3,000 $257,000
Home Purchase 131 $49,695,000 $379,000 $1,725,000 $117,000 $321,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,029 $596,835,000 $294,000 $1,725,000 $63,000 $445,000
Black or African American 913 $284,145,000 $311,000 $1,575,000 $75,000 $464,000
Hispanic 317 $101,595,000 $320,000 $1,115,000 $68,000 $317,000
Asian 50 $21,090,000 $421,000 $1,025,000 $79,000 $244,000
Native Hawaiian or Other Pacific Islander 26 $11,470,000 $441,000 $915,000 $98,000 $199,000
American Indian or Alaskan Native 16 $4,860,000 $303,000 $505,000 $80,000 $312,000
Not Provided 5 $1,585,000 $317,000 $635,000 $90,000 $167,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 3,146 $962,340,000 $305,000 $1,575,000 $66,000 $464,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 177 $50,445,000 $285,000 $1,725,000 $97,000 $307,000
FHA-insured (Federal Housing Administration) 34 $9,390,000 $276,000 $425,000 $51,000 $183,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,289 $711,755,000 $310,000 $1,575,000 $67,000 $464,000
Application Denied By Financial Institution 500 $136,540,000 $273,000 $1,035,000 $56,000 $315,000
Application Withdrawn By Applicant 482 $150,960,000 $313,000 $1,725,000 $81,000 $321,000
File Closed For Incompleteness 51 $14,595,000 $286,000 $605,000 $57,000 $278,000
Application Approved But Not Accepted 35 $8,325,000 $237,000 $475,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,857 $885,635,000 $309,000 $1,725,000 $69,000 $464,000
Other 313 $82,705,000 $264,000 $1,035,000 $49,000 $315,000
Credit History 79 $21,435,000 $271,000 $615,000 $78,000 $170,000
Debt-To-Income Ratio 76 $23,640,000 $311,000 $955,000 $55,000 $147,000
Employment History 13 $3,505,000 $269,000 $415,000 $52,000 $107,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,875,000 $261,000 $405,000 $78,000 $183,000
Collateral 8 $2,380,000 $297,000 $445,000 $74,000 $125,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpath Lending's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Clearpath Lending's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List