Clearpath Lending
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Clearpath Lending 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clearpath Lending 15615 Alton Parkway Suite 300 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 3,357 |
| Total Mortgage Loan Application Amount | $1,022,175,000 |
| Average Mortgage Loan Application Amount | $317,000 |
| Highest Mortgage Loan Application Amount | $1,725,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $464,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Clearpath Lending. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clearpath Lending's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Clearpath Lending's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clearpath Lending serves its applicants.
Each category highlights the total number of mortgage applications processed by Clearpath Lending, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clearpath Lending's mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 314 | $ 82,280,000 | $ 254,034 | $ 61,206 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 178 | $ 59,480,000 | $ 334,000 | $ 71,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 131 | $ 37,375,000 | $ 285,000 | $ 72,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 118 | $ 43,080,000 | $ 365,000 | $ 69,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 96 | $ 45,390,000 | $ 462,000 | $ 111,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 93 | $ 37,225,000 | $ 400,000 | $ 81,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 72 | $ 21,660,000 | $ 300,000 | $ 66,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 65 | $ 19,595,000 | $ 310,000 | $ 78,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 61 | $ 16,605,000 | $ 323,500 | $ 98,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 51 | $ 16,125,000 | $ 316,000 | $ 58,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 49 | $ 12,085,000 | $ 246,000 | $ 56,000 |
| FAYETTEVILLE, NC | 47 | $ 10,695,000 | $ 227,000 | $ 64,000 |
| COLORADO SPRINGS, CO | 46 | $ 16,890,000 | $ 367,000 | $ 68,000 |
| JACKSONVILLE, FL | 46 | $ 12,490,000 | $ 271,000 | $ 66,000 |
| TUCSON, AZ | 38 | $ 10,080,000 | $ 265,000 | $ 81,000 |
| RICHMOND, VA | 37 | $ 10,675,000 | $ 288,000 | $ 76,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 37 | $ 15,125,000 | $ 408,000 | $ 74,000 |
| SAN DIEGO-CARLSBAD, CA | 37 | $ 17,735,000 | $ 479,000 | $ 74,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 36 | $ 14,350,000 | $ 398,000 | $ 95,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 30 | $ 7,660,000 | $ 255,000 | $ 29,000 |
| CLARKSVILLE, TN-KY | 28 | $ 8,120,000 | $ 243,500 | $ 71,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 28 | $ 13,490,000 | $ 481,000 | $ 87,000 |
| DALLAS-PLANO-IRVING, TX | 27 | $ 7,925,000 | $ 293,000 | $ 72,000 |
| BIRMINGHAM-HOOVER, AL | 26 | $ 6,340,000 | $ 243,000 | $ 53,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 26 | $ 7,470,000 | $ 287,000 | $ 35,000 |
| KILLEEN-TEMPLE, TX | 26 | $ 6,160,000 | $ 236,000 | $ 51,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 26 | $ 8,340,000 | $ 320,000 | $ 71,000 |
| COLUMBIA, SC | 25 | $ 6,395,000 | $ 255,000 | $ 53,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 25 | $ 6,755,000 | $ 270,000 | $ 61,000 |
| RALEIGH, NC | 25 | $ 7,735,000 | $ 309,000 | $ 60,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 25 | $ 5,725,000 | $ 229,000 | $ 66,000 |
| BOISE CITY, ID | 24 | $ 9,210,000 | $ 383,000 | $ 70,000 |
| MEMPHIS, TN-MS-AR | 24 | $ 6,600,000 | $ 241,500 | $ 75,500 |
| CINCINNATI, OH-KY-IN | 22 | $ 6,020,000 | $ 281,666 | $ 82,666 |
| COLUMBUS, OH | 22 | $ 6,290,000 | $ 285,000 | $ 72,000 |
| URBAN HONOLULU, HI | 22 | $ 15,390,000 | $ 699,000 | $ 105,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 21 | $ 5,615,000 | $ 269,000 | $ 59,500 |
| CHARLESTON-NORTH CHARLESTON, SC | 21 | $ 6,255,000 | $ 297,000 | $ 70,000 |
| DENVER-AURORA-LAKEWOOD, CO | 21 | $ 7,305,000 | $ 347,000 | $ 61,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 21 | $ 6,385,000 | $ 304,000 | $ 69,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 21 | $ 5,325,000 | $ 253,000 | $ 50,000 |
| AUSTIN-ROUND ROCK, TX | 20 | $ 6,550,000 | $ 327,000 | $ 52,000 |
| ALBUQUERQUE, NM | 19 | $ 5,095,000 | $ 268,000 | $ 72,000 |
| BAKERSFIELD, CA | 19 | $ 4,995,000 | $ 262,000 | $ 69,000 |
| COLUMBUS, GA-AL | 19 | $ 4,235,000 | $ 203,500 | $ 86,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 19 | $ 5,105,000 | $ 268,000 | $ 56,000 |
| HUNTSVILLE, AL | 19 | $ 5,155,000 | $ 271,000 | $ 77,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 19 | $ 4,915,000 | $ 258,000 | $ 62,000 |
| JACKSONVILLE, NC | 18 | $ 4,320,000 | $ 240,000 | $ 69,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 17 | $ 4,835,000 | $ 284,000 | $ 69,000 |
| STOCKTON-LODI, CA | 17 | $ 5,855,000 | $ 344,000 | $ 43,000 |
| KNOXVILLE, TN | 16 | $ 3,720,000 | $ 232,000 | $ 47,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 16 | $ 4,970,000 | $ 310,000 | $ 74,000 |
| RENO, NV | 16 | $ 5,140,000 | $ 321,000 | $ 62,000 |
| FORT WORTH-ARLINGTON, TX | 15 | $ 4,025,000 | $ 268,000 | $ 37,000 |
| LAKELAND-WINTER HAVEN, FL | 15 | $ 4,525,000 | $ 301,000 | $ 69,000 |
| NEW YORK-NEWARK, NY | 15 | $ 4,865,000 | $ 324,000 | $ 74,000 |
| PHILADELPHIA, PA | 15 | $ 3,305,000 | $ 220,000 | $ 51,000 |
| CAPE CORAL-FORT MYERS, FL | 14 | $ 3,950,000 | $ 282,000 | $ 61,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 14 | $ 3,410,000 | $ 240,500 | $ 58,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 14 | $ 3,540,000 | $ 241,000 | $ 44,000 |
| SUMTER, SC | 14 | $ 2,730,000 | $ 195,000 | $ 67,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 13 | $ 6,995,000 | $ 538,000 | $ 97,000 |
| CLEVELAND-ELYRIA, OH | 12 | $ 2,990,000 | $ 249,000 | $ 78,000 |
| DURHAM-CHAPEL HILL, NC | 12 | $ 3,120,000 | $ 260,000 | $ 49,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 12 | $ 3,110,000 | $ 259,000 | $ 63,000 |
| MODESTO, CA | 12 | $ 3,780,000 | $ 315,000 | $ 59,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 12 | $ 3,800,000 | $ 316,000 | $ 57,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 12 | $ 4,360,000 | $ 363,000 | $ 45,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 12 | $ 3,020,000 | $ 251,000 | $ 39,000 |
| COEUR D'ALENE, ID | 11 | $ 4,245,000 | $ 385,000 | $ 74,000 |
| FRESNO, CA | 11 | $ 3,415,000 | $ 310,000 | $ 56,000 |
| GARY, IN | 11 | $ 3,235,000 | $ 294,000 | $ 68,000 |
| GREENSBORO-HIGH POINT, NC | 11 | $ 2,305,000 | $ 209,000 | $ 54,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 11 | $ 3,145,000 | $ 285,000 | $ 63,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 11 | $ 3,385,000 | $ 307,000 | $ 78,000 |
| MONTGOMERY, AL | 11 | $ 2,225,000 | $ 202,000 | $ 70,000 |
| PUNTA GORDA, FL | 11 | $ 3,085,000 | $ 280,000 | $ 61,000 |
| WARNER ROBINS, GA | 11 | $ 2,635,000 | $ 239,000 | $ 101,000 |
| CAMDEN, NJ | 10 | $ 2,320,000 | $ 232,000 | $ 63,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 10 | $ 3,630,000 | $ 363,000 | $ 89,000 |
| NEW BERN, NC | 10 | $ 2,590,000 | $ 259,000 | $ 47,000 |
| SALEM, OR | 10 | $ 2,370,000 | $ 237,000 | $ 24,000 |
| SIERRA VISTA-DOUGLAS, AZ | 10 | $ 2,420,000 | $ 242,000 | $ 120,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 10 | $ 5,350,000 | $ 535,000 | $ 101,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 9 | $ 5,315,000 | $ 590,000 | $ 87,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 9 | $ 2,155,000 | $ 239,000 | $ 63,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 9 | $ 3,845,000 | $ 427,000 | $ 83,000 |
| HOMOSASSA SPRINGS, FL | 9 | $ 2,925,000 | $ 325,000 | $ 70,000 |
| LAS CRUCES, NM | 9 | $ 1,715,000 | $ 190,000 | $ 41,000 |
| PITTSBURGH, PA | 9 | $ 2,055,000 | $ 228,000 | $ 47,000 |
| PUEBLO, CO | 9 | $ 2,535,000 | $ 281,000 | $ 62,000 |
| SAVANNAH, GA | 9 | $ 2,395,000 | $ 266,000 | $ 70,000 |
| VALLEJO-FAIRFIELD, CA | 9 | $ 3,725,000 | $ 413,000 | $ 87,000 |
| CHATTANOOGA, TN-GA | 8 | $ 2,680,000 | $ 335,000 | $ 114,000 |
| CHICAGO-NAPERVILLE, IL | 8 | $ 2,100,000 | $ 262,000 | $ 16,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 8 | $ 2,920,000 | $ 365,000 | $ 97,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 8 | $ 1,750,000 | $ 218,000 | $ 55,000 |
| EL PASO, TX | 8 | $ 1,300,000 | $ 162,000 | $ 24,000 |
| GREELEY, CO | 8 | $ 2,220,000 | $ 277,000 | $ 40,000 |
| HINESVILLE, GA | 8 | $ 1,690,000 | $ 211,000 | $ 48,000 |
| OCALA, FL | 8 | $ 1,760,000 | $ 220,000 | $ 58,000 |
| PORT ST. LUCIE, FL | 8 | $ 2,830,000 | $ 353,000 | $ 58,000 |
| SHREVEPORT-BOSSIER CITY, LA | 8 | $ 1,810,000 | $ 226,000 | $ 47,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 8 | $ 3,600,000 | $ 450,000 | $ 84,000 |
| AKRON, OH | 7 | $ 1,985,000 | $ 283,000 | $ 58,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 7 | $ 1,755,000 | $ 298,000 | $ 56,500 |
| BATON ROUGE, LA | 7 | $ 1,525,000 | $ 217,000 | $ 24,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 7 | $ 2,055,000 | $ 293,000 | $ 89,000 |
| FORT COLLINS, CO | 7 | $ 2,465,000 | $ 352,000 | $ 45,000 |
| SEBASTIAN-VERO BEACH, FL | 7 | $ 1,985,000 | $ 283,000 | $ 46,000 |
| VISALIA-PORTERVILLE, CA | 7 | $ 1,995,000 | $ 285,000 | $ 64,000 |
| WINSTON-SALEM, NC | 7 | $ 1,825,000 | $ 260,000 | $ 59,000 |
| YUMA, AZ | 7 | $ 1,555,000 | $ 222,000 | $ 57,000 |
| EVANSVILLE, IN-KY | 6 | $ 1,220,000 | $ 203,000 | $ 45,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 6 | $ 1,400,000 | $ 233,000 | $ 74,000 |
| GREAT FALLS, MT | 6 | $ 1,690,000 | $ 281,000 | $ 90,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 6 | $ 1,360,000 | $ 226,000 | $ 59,000 |
| NEW ORLEANS-METAIRIE, LA | 6 | $ 1,530,000 | $ 255,000 | $ 72,000 |
| NEWARK, NJ-PA | 6 | $ 2,270,000 | $ 378,000 | $ 52,000 |
| SPRINGFIELD, OH | 6 | $ 1,200,000 | $ 200,000 | $ 68,000 |
| TOLEDO, OH | 6 | $ 1,100,000 | $ 183,000 | $ 69,000 |
| ALBANY, GA | 5 | $ 1,255,000 | $ 251,000 | $ 63,000 |
| ASHEVILLE, NC | 5 | $ 1,075,000 | $ 215,000 | $ 37,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 5 | $ 1,155,000 | $ 231,000 | $ 73,000 |
| EUGENE, OR | 5 | $ 1,325,000 | $ 265,000 | $ 10,000 |
| FLINT, MI | 5 | $ 1,215,000 | $ 243,000 | $ 72,000 |
| FORT WAYNE, IN | 5 | $ 1,165,000 | $ 233,000 | $ 49,000 |
| GAINESVILLE, FL | 5 | $ 1,325,000 | $ 265,000 | $ 62,000 |
| GREEN BAY, WI | 5 | $ 1,095,000 | $ 219,000 | $ 53,000 |
| HOT SPRINGS, AR | 5 | $ 935,000 | $ 187,000 | $ 58,000 |
| IDAHO FALLS, ID | 5 | $ 1,295,000 | $ 259,000 | $ 31,000 |
| JONESBORO, AR | 5 | $ 885,000 | $ 177,000 | $ 34,000 |
| LIMA, OH | 5 | $ 1,335,000 | $ 267,000 | $ 93,000 |
| MOBILE, AL | 5 | $ 1,235,000 | $ 247,000 | $ 49,000 |
| REDDING, CA | 5 | $ 1,425,000 | $ 285,000 | $ 50,000 |
| SALINAS, CA | 5 | $ 3,135,000 | $ 627,000 | $ 147,000 |
| TALLAHASSEE, FL | 5 | $ 1,155,000 | $ 231,000 | $ 33,000 |
| TWIN FALLS, ID | 5 | $ 1,195,000 | $ 239,000 | $ 53,000 |
| WILMINGTON, DE-MD-NJ | 5 | $ 1,375,000 | $ 275,000 | $ 57,000 |
| WILMINGTON, NC | 5 | $ 1,145,000 | $ 229,000 | $ 11,000 |
| BILLINGS, MT | 4 | $ 1,480,000 | $ 370,000 | $ 60,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 4 | $ 760,000 | $ 190,000 | $ 98,000 |
| DOTHAN, AL | 4 | $ 1,020,000 | $ 255,000 | $ 77,000 |
| FLORENCE, SC | 4 | $ 1,030,000 | $ 257,000 | $ 93,000 |
| GRAND JUNCTION, CO | 4 | $ 1,030,000 | $ 257,000 | $ 43,000 |
| GRAND RAPIDS-WYOMING, MI | 4 | $ 1,130,000 | $ 282,000 | $ 51,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 4 | $ 1,230,000 | $ 307,000 | $ 94,000 |
| HANFORD-CORCORAN, CA | 4 | $ 800,000 | $ 200,000 | $ 45,000 |
| HICKORY-LENOIR-MORGANTON, NC | 4 | $ 1,150,000 | $ 287,000 | $ 85,000 |
| JACKSON, TN | 4 | $ 1,050,000 | $ 262,000 | $ 39,000 |
| JOHNSON CITY, TN | 4 | $ 890,000 | $ 222,000 | $ 72,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 4 | $ 800,000 | $ 178,000 | $ 62,500 |
| LANCASTER, PA | 4 | $ 700,000 | $ 175,000 | $ 52,000 |
| LEWISTON, ID-WA | 4 | $ 1,090,000 | $ 260,000 | $ 94,500 |
| LYNCHBURG, VA | 4 | $ 1,130,000 | $ 282,000 | $ 57,000 |
| MORRISTOWN, TN | 4 | $ 810,000 | $ 202,000 | $ 48,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 4 | $ 2,240,000 | $ 560,000 | $ 221,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 1,950,000 | $ 487,000 | $ 53,000 |
| POCATELLO, ID | 4 | $ 1,230,000 | $ 307,000 | $ 99,000 |
| ROANOKE, VA | 4 | $ 830,000 | $ 207,000 | $ 47,000 |
| SALISBURY, MD-DE | 4 | $ 1,080,000 | $ 270,000 | $ 78,000 |
| SANTA MARIA-SANTA BARBARA, CA | 4 | $ 1,800,000 | $ 450,000 | $ 76,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 4 | $ 820,000 | $ 205,000 | $ 45,000 |
| TEXARKANA, TX-AR | 4 | $ 680,000 | $ 155,000 | $ 29,500 |
| THE VILLAGES, FL | 4 | $ 1,220,000 | $ 305,000 | $ 45,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 1,090,000 | $ 270,000 | $ 66,500 |
| ALEXANDRIA, LA | 3 | $ 415,000 | $ 138,000 | $ 22,000 |
| APPLETON, WI | 3 | $ 965,000 | $ 321,000 | $ 94,000 |
| CARSON CITY, NV | 3 | $ 1,075,000 | $ 358,000 | $ 75,000 |
| EL CENTRO, CA | 3 | $ 865,000 | $ 288,000 | $ 89,000 |
| ERIE, PA | 3 | $ 495,000 | $ 165,000 | $ 33,000 |
| FARMINGTON, NM | 3 | $ 645,000 | $ 215,000 | $ 67,000 |
| GETTYSBURG, PA | 3 | $ 645,000 | $ 215,000 | $ 55,000 |
| GOLDSBORO, NC | 3 | $ 715,000 | $ 238,000 | $ 119,000 |
| GRAND ISLAND, NE | 3 | $ 815,000 | $ 271,000 | $ 62,000 |
| HARRISBURG-CARLISLE, PA | 3 | $ 615,000 | $ 205,000 | $ 33,000 |
| LINCOLN, NE | 3 | $ 665,000 | $ 221,000 | $ 45,000 |
| MONROE, MI | 3 | $ 845,000 | $ 281,000 | $ 47,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 495,000 | $ 165,000 | $ 69,000 |
| OLYMPIA-TUMWATER, WA | 3 | $ 995,000 | $ 331,000 | $ 127,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 525,000 | $ 175,000 | $ 22,000 |
| PANAMA CITY, FL | 3 | $ 825,000 | $ 275,000 | $ 38,000 |
| READING, PA | 3 | $ 535,000 | $ 178,000 | $ 39,000 |
| ROCKY MOUNT, NC | 3 | $ 745,000 | $ 248,000 | $ 53,000 |
| SAGINAW, MI | 3 | $ 665,000 | $ 221,000 | $ 52,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 3 | $ 2,145,000 | $ 715,000 | $ 176,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3 | $ 2,095,000 | $ 698,000 | $ 130,000 |
| SANTA FE, NM | 3 | $ 1,045,000 | $ 348,000 | $ 116,000 |
| TACOMA-LAKEWOOD, WA | 3 | $ 1,185,000 | $ 395,000 | $ 109,000 |
| YUBA CITY, CA | 3 | $ 1,255,000 | $ 418,000 | $ 89,000 |
| ABILENE, TX | 2 | $ 320,000 | $ 160,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 440,000 | $ 220,000 | $ 103,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 490,000 | $ 245,000 | $ 51,000 |
| BEND-REDMOND, OR | 2 | $ 540,000 | $ 270,000 | $ 46,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 380,000 | $ 190,000 | $ 50,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 2 | $ 660,000 | $ 330,000 | $ 89,000 |
| DECATUR, AL | 2 | $ 500,000 | $ 250,000 | $ 71,000 |
| EAU CLAIRE, WI | 2 | $ 400,000 | $ 200,000 | $ 108,000 |
| ELGIN, IL | 2 | $ 370,000 | $ 185,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 290,000 | $ 145,000 | $ 43,000 |
| FORT SMITH, AR-OK | 2 | $ 480,000 | $ 240,000 | $ 79,000 |
| GAINESVILLE, GA | 2 | $ 350,000 | $ 175,000 | $ 54,000 |
| GREENVILLE, NC | 2 | $ 430,000 | $ 215,000 | $ 43,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 590,000 | $ 295,000 | $ 46,500 |
| JACKSON, MI | 2 | $ 300,000 | $ 150,000 | $ 30,000 |
| LAFAYETTE, LA | 2 | $ 330,000 | $ 165,000 | $ 41,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 2 | $ 320,000 | $ 160,000 | $ 26,000 |
| LEBANON, PA | 2 | $ 460,000 | $ 230,000 | $ 83,000 |
| LUBBOCK, TX | 2 | $ 320,000 | $ 160,000 | $ 45,000 |
| MACON-BIBB COUNTY, GA | 2 | $ 310,000 | $ 155,000 | $ 96,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 390,000 | $ 195,000 | $ 0 |
| MEDFORD, OR | 2 | $ 470,000 | $ 235,000 | $ 0 |
| MIDLAND, MI | 2 | $ 500,000 | $ 250,000 | $ 55,000 |
| MUSKEGON, MI | 2 | $ 680,000 | $ 340,000 | $ 72,000 |
| OCEAN CITY, NJ | 2 | $ 710,000 | $ 355,000 | $ 117,000 |
| ROCKFORD, IL | 2 | $ 490,000 | $ 245,000 | $ 0 |
| SANTA ROSA, CA | 2 | $ 560,000 | $ 280,000 | $ 0 |
| SPARTANBURG, SC | 2 | $ 210,000 | $ 105,000 | $ 0 |
| STATE COLLEGE, PA | 2 | $ 520,000 | $ 260,000 | $ 107,000 |
| TRENTON, NJ | 2 | $ 920,000 | $ 460,000 | $ 51,000 |
| TULSA, OK | 2 | $ 610,000 | $ 305,000 | $ 119,000 |
| VALDOSTA, GA | 2 | $ 440,000 | $ 220,000 | $ 85,000 |
| WINCHESTER, VA-WV | 2 | $ 860,000 | $ 430,000 | $ 60,000 |
| ALBANY, OR | 1 | $ 285,000 | $ 285,000 | $ 0 |
| AMARILLO, TX | 1 | $ 145,000 | $ 145,000 | $ 0 |
| BATTLE CREEK, MI | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| BAY CITY, MI | 1 | $ 255,000 | $ 255,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| BELLINGHAM, WA | 1 | $ 305,000 | $ 305,000 | $ 42,000 |
| CHARLOTTESVILLE, VA | 1 | $ 355,000 | $ 355,000 | $ 0 |
| CHICO, CA | 1 | $ 305,000 | $ 305,000 | $ 86,000 |
| CORVALLIS, OR | 1 | $ 115,000 | $ 115,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 315,000 | $ 315,000 | $ 0 |
| DECATUR, IL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| EAST STROUDSBURG, PA | 1 | $ 355,000 | $ 355,000 | $ 0 |
| FOND DU LAC, WI | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| HARRISONBURG, VA | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 725,000 | $ 725,000 | $ 0 |
| LAKE CHARLES, LA | 1 | $ 325,000 | $ 325,000 | $ 87,000 |
| LANSING-EAST LANSING, MI | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| LONGVIEW, TX | 1 | $ 355,000 | $ 355,000 | $ 0 |
| LONGVIEW, WA | 1 | $ 295,000 | $ 295,000 | $ 0 |
| MADERA, CA | 1 | $ 375,000 | $ 375,000 | $ 68,000 |
| MADISON, WI | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| MERCED, CA | 1 | $ 525,000 | $ 525,000 | $ 101,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| MISSOULA, MT | 1 | $ 445,000 | $ 445,000 | $ 86,000 |
| MUNCIE, IN | 1 | $ 165,000 | $ 165,000 | $ 122,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 325,000 | $ 325,000 | $ 155,000 |
| OKLAHOMA CITY, OK | 1 | $ 245,000 | $ 245,000 | $ 56,000 |
| PINE BLUFF, AR | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| ROME, GA | 1 | $ 195,000 | $ 195,000 | $ 33,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 845,000 | $ 845,000 | $ 106,000 |
| SEBRING, FL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 305,000 | $ 305,000 | $ 44,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| TYLER, TX | 1 | $ 675,000 | $ 675,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 1 | $ 215,000 | $ 215,000 | $ 0 |
| WACO, TX | 1 | $ 185,000 | $ 185,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| WHEELING, WV-OH | 1 | $ 145,000 | $ 145,000 | $ 0 |
| WILLIAMSPORT, PA | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| YORK-HANOVER, PA | 1 | $ 185,000 | $ 185,000 | $ 0 |
Mortgage Loan Application Detail Totals for Clearpath Lending in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 2,469 | $777,775,000 | $315,000 | $1,195,000 | $84,000 | $464,000 |
| Refinancing | 757 | $194,705,000 | $257,000 | $835,000 | $3,000 | $257,000 |
| Home Purchase | 131 | $49,695,000 | $379,000 | $1,725,000 | $117,000 | $321,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,029 | $596,835,000 | $294,000 | $1,725,000 | $63,000 | $445,000 |
| Black or African American | 913 | $284,145,000 | $311,000 | $1,575,000 | $75,000 | $464,000 |
| Hispanic | 317 | $101,595,000 | $320,000 | $1,115,000 | $68,000 | $317,000 |
| Asian | 50 | $21,090,000 | $421,000 | $1,025,000 | $79,000 | $244,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $11,470,000 | $441,000 | $915,000 | $98,000 | $199,000 |
| American Indian or Alaskan Native | 16 | $4,860,000 | $303,000 | $505,000 | $80,000 | $312,000 |
| Not Provided | 5 | $1,585,000 | $317,000 | $635,000 | $90,000 | $167,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 3,146 | $962,340,000 | $305,000 | $1,575,000 | $66,000 | $464,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 177 | $50,445,000 | $285,000 | $1,725,000 | $97,000 | $307,000 |
| FHA-insured (Federal Housing Administration) | 34 | $9,390,000 | $276,000 | $425,000 | $51,000 | $183,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,289 | $711,755,000 | $310,000 | $1,575,000 | $67,000 | $464,000 |
| Application Denied By Financial Institution | 500 | $136,540,000 | $273,000 | $1,035,000 | $56,000 | $315,000 |
| Application Withdrawn By Applicant | 482 | $150,960,000 | $313,000 | $1,725,000 | $81,000 | $321,000 |
| File Closed For Incompleteness | 51 | $14,595,000 | $286,000 | $605,000 | $57,000 | $278,000 |
| Application Approved But Not Accepted | 35 | $8,325,000 | $237,000 | $475,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,857 | $885,635,000 | $309,000 | $1,725,000 | $69,000 | $464,000 |
| Other | 313 | $82,705,000 | $264,000 | $1,035,000 | $49,000 | $315,000 |
| Credit History | 79 | $21,435,000 | $271,000 | $615,000 | $78,000 | $170,000 |
| Debt-To-Income Ratio | 76 | $23,640,000 | $311,000 | $955,000 | $55,000 | $147,000 |
| Employment History | 13 | $3,505,000 | $269,000 | $415,000 | $52,000 | $107,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,875,000 | $261,000 | $405,000 | $78,000 | $183,000 |
| Collateral | 8 | $2,380,000 | $297,000 | $445,000 | $74,000 | $125,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpath Lending's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearpath Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.