Clearview Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Clearview Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clearview Federal Credit Union 8805 University Blvd Moon Township, PA 15108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,272 |
| Total Mortgage Loan Application Amount | $179,280,000 |
| Average Mortgage Loan Application Amount | $92,800 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $99,800 |
| Highest Applicant Income | $686,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Clearview Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clearview Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Clearview Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clearview Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Clearview Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clearview Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 979 | $ 75,145,000 | $ 76,000 | $ 99,000 |
| Beaver County Pennsylvania | 386 | $ 26,090,000 | $ 67,000 | $ 81,000 |
| Washington County Pennsylvania | 189 | $ 16,835,000 | $ 89,000 | $ 96,000 |
| Westmoreland County Pennsylvania | 173 | $ 13,825,000 | $ 79,000 | $ 83,000 |
| Butler County Pennsylvania | 118 | $ 11,090,000 | $ 93,000 | $ 124,000 |
| Columbiana County Ohio | 51 | $ 3,035,000 | $ 59,000 | $ 84,000 |
| Armstrong County Pennsylvania | 32 | $ 1,870,000 | $ 58,000 | $ 70,000 |
| Lawrence County Pennsylvania | 14 | $ 670,000 | $ 47,000 | $ 95,000 |
| Broward County Florida | 12 | $ 1,380,000 | $ 115,000 | $ 199,000 |
| Delaware County Pennsylvania | 10 | $ 770,000 | $ 77,000 | $ 96,000 |
| Fayette County Pennsylvania | 8 | $ 410,000 | $ 51,000 | $ 57,000 |
| Hancock County West Virginia | 8 | $ 630,000 | $ 78,000 | $ 97,000 |
| Maricopa County Arizona | 6 | $ 590,000 | $ 98,000 | $ 105,000 |
| San Diego County California | 6 | $ 750,000 | $ 125,000 | $ 81,000 |
| Pasco County Florida | 6 | $ 450,000 | $ 75,000 | $ 93,000 |
| Philadelphia County Pennsylvania | 6 | $ 980,000 | $ 163,000 | $ 82,000 |
| Brevard County Florida | 5 | $ 225,000 | $ 45,000 | $ 73,000 |
| Lee County Florida | 5 | $ 685,000 | $ 137,000 | $ 125,000 |
| Pinellas County Florida | 5 | $ 595,000 | $ 119,000 | $ 166,000 |
| Greene County Pennsylvania | 5 | $ 345,000 | $ 69,000 | $ 44,000 |
| Indiana County Pennsylvania | 5 | $ 375,000 | $ 75,000 | $ 67,000 |
| Lehigh County Pennsylvania | 5 | $ 275,000 | $ 55,000 | $ 44,000 |
| Osceola County Florida | 4 | $ 350,000 | $ 87,000 | $ 65,000 |
| Palm Beach County Florida | 4 | $ 340,000 | $ 85,000 | $ 162,000 |
| Anne Arundel County Maryland | 4 | $ 530,000 | $ 132,000 | $ 131,000 |
| Gloucester County New Jersey | 4 | $ 330,000 | $ 82,000 | $ 109,000 |
| Gaston County North Carolina | 4 | $ 150,000 | $ 37,000 | $ 107,000 |
| Crawford County Pennsylvania | 4 | $ 500,000 | $ 125,000 | $ 140,000 |
| Erie County Pennsylvania | 4 | $ 490,000 | $ 122,000 | $ 125,000 |
| Somerset County Pennsylvania | 4 | $ 430,000 | $ 107,000 | $ 127,000 |
| New Castle County Delaware | 3 | $ 65,000 | $ 21,000 | $ 64,000 |
| Hillsborough County Florida | 3 | $ 505,000 | $ 168,000 | $ 104,000 |
| Marion County Florida | 3 | $ 325,000 | $ 108,000 | $ 72,000 |
| Miami-Dade County Florida | 3 | $ 255,000 | $ 85,000 | $ 81,000 |
| Orange County Florida | 3 | $ 355,000 | $ 118,000 | $ 159,000 |
| Essex County Massachusetts | 3 | $ 175,000 | $ 58,000 | $ 69,000 |
| Ashtabula County Ohio | 3 | $ 425,000 | $ 141,000 | $ 36,000 |
| Franklin County Ohio | 3 | $ 185,000 | $ 61,000 | $ 132,000 |
| Bucks County Pennsylvania | 3 | $ 775,000 | $ 258,000 | $ 267,000 |
| Chester County Pennsylvania | 3 | $ 365,000 | $ 121,000 | $ 131,000 |
| Brooke County West Virginia | 3 | $ 55,000 | $ 18,000 | $ 60,000 |
| Mobile County Alabama | 2 | $ 190,000 | $ 95,000 | $ 52,000 |
| Litchfield County Connecticut | 2 | $ 90,000 | $ 45,000 | $ 72,000 |
| District of Columbia County District Of Columbia | 2 | $ 270,000 | $ 135,000 | $ 177,000 |
| Hernando County Florida | 2 | $ 240,000 | $ 120,000 | $ 113,000 |
| Lake County Florida | 2 | $ 110,000 | $ 55,000 | $ 69,000 |
| Winnebago County Illinois | 2 | $ 200,000 | $ 100,000 | $ 108,000 |
| Marion County Indiana | 2 | $ 180,000 | $ 90,000 | $ 66,000 |
| Orleans County Louisiana | 2 | $ 80,000 | $ 40,000 | $ 118,000 |
| Prince George's County Maryland | 2 | $ 130,000 | $ 65,000 | $ 82,000 |
| Barnstable County Massachusetts | 2 | $ 90,000 | $ 45,000 | $ 67,000 |
| Shiawassee County Michigan | 2 | $ 80,000 | $ 40,000 | $ 48,000 |
| Missoula County Montana | 2 | $ 390,000 | $ 195,000 | $ 83,000 |
| Clark County Nevada | 2 | $ 330,000 | $ 165,000 | $ 145,000 |
| Camden County New Jersey | 2 | $ 70,000 | $ 35,000 | $ 35,000 |
| Brunswick County North Carolina | 2 | $ 50,000 | $ 25,000 | $ 19,000 |
| Catawba County North Carolina | 2 | $ 70,000 | $ 35,000 | $ 77,000 |
| Davidson County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 65,000 |
| Davie County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 83,000 |
| Johnston County North Carolina | 2 | $ 50,000 | $ 25,000 | $ 67,000 |
| Wake County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 92,000 |
| Cuyahoga County Ohio | 2 | $ 90,000 | $ 45,000 | $ 86,000 |
| Jefferson County Ohio | 2 | $ 230,000 | $ 115,000 | $ 128,000 |
| Blair County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 91,000 |
| Clarion County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 78,000 |
| Venango County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 61,000 |
| Jasper County South Carolina | 2 | $ 400,000 | $ 200,000 | $ 100,000 |
| Lancaster County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 116,000 |
| York County South Carolina | 2 | $ 280,000 | $ 140,000 | $ 78,000 |
| Loudoun County Virginia | 2 | $ 340,000 | $ 170,000 | $ 110,000 |
| Virginia Beach County Virginia | 2 | $ 80,000 | $ 40,000 | $ 106,000 |
| Kitsap County Washington | 2 | $ 300,000 | $ 150,000 | $ 107,000 |
| Jefferson County Alabama | 1 | $ 25,000 | $ 25,000 | $ 116,000 |
| Pinal County Arizona | 1 | $ 145,000 | $ 145,000 | $ 152,000 |
| Los Angeles County California | 1 | $ 345,000 | $ 345,000 | $ 93,000 |
| Jefferson County Colorado | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Hartford County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Kent County Delaware | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Alachua County Florida | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Collier County Florida | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Sarasota County Florida | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| St. Johns County Florida | 1 | $ 345,000 | $ 345,000 | $ 115,000 |
| Camden County Georgia | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Chatham County Georgia | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Cobb County Georgia | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Columbia County Georgia | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Douglas County Georgia | 1 | $ 35,000 | $ 35,000 | $ 136,000 |
| Oconee County Georgia | 1 | $ 245,000 | $ 245,000 | $ 150,000 |
| DuPage County Illinois | 1 | $ 125,000 | $ 125,000 | $ 205,000 |
| Boone County Indiana | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Hendricks County Indiana | 1 | $ 245,000 | $ 245,000 | $ 446,000 |
| Morgan County Indiana | 1 | $ 155,000 | $ 155,000 | $ 138,000 |
| Cumberland County Maine | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Harford County Maryland | 1 | $ 95,000 | $ 95,000 | $ 351,000 |
| Queen Anne's County Maryland | 1 | $ 165,000 | $ 165,000 | $ 173,000 |
| Wicomico County Maryland | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Worcester County Maryland | 1 | $ 25,000 | $ 25,000 | $ 188,000 |
| Hampshire County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Suffolk County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Dakota County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Platte County Missouri | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| St. Charles County Missouri | 1 | $ 25,000 | $ 25,000 | $ 106,000 |
| St. Louis County Missouri | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Washoe County Nevada | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| Rockingham County New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 257,000 |
| Strafford County New Hampshire | 1 | $ 35,000 | $ 35,000 | $ 170,000 |
| Atlantic County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Burlington County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 308,000 |
| Hunterdon County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 494,000 |
| Ocean County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 210,000 |
| Sussex County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 252,000 |
| Cibola County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Erie County New York | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| New York County New York | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Oneida County New York | 1 | $ 55,000 | $ 55,000 | $ 136,000 |
| Onondaga County New York | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Otsego County New York | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Richmond County New York | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Cabarrus County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 137,000 |
| Dare County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 113,000 |
| Durham County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Forsyth County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Guilford County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Lincoln County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 166,000 |
| Mecklenburg County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 119,000 |
| Moore County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 323,000 |
| New Hanover County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 77,000 |
| Union County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Clark County Ohio | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| Clermont County Ohio | 1 | $ 25,000 | $ 25,000 | $ 143,000 |
| Fairfield County Ohio | 1 | $ 75,000 | $ 75,000 | $ 158,000 |
| Hamilton County Ohio | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Mahoning County Ohio | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Miami County Ohio | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
| Portage County Ohio | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Wood County Ohio | 1 | $ 15,000 | $ 15,000 | $ 365,000 |
| Tulsa County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Berks County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 141,000 |
| Bradford County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 136,000 |
| Cumberland County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 144,000 |
| Jefferson County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Mercer County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Montgomery County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 187,000 |
| Aiken County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Beaufort County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Georgetown County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 130,000 |
| Horry County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Richland County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Rutherford County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Washington County Vermont | 1 | $ 65,000 | $ 65,000 | $ 211,000 |
| Amherst County Virginia | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Culpeper County Virginia | 1 | $ 75,000 | $ 75,000 | $ 129,000 |
| Essex County Virginia | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Fairfax County Virginia | 1 | $ 65,000 | $ 65,000 | $ 142,000 |
| Henrico County Virginia | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| James City County Virginia | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Louisa County Virginia | 1 | $ 65,000 | $ 65,000 | $ 79,000 |
| Prince William County Virginia | 1 | $ 55,000 | $ 55,000 | $ 205,000 |
| Jackson County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Monroe County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Clearview Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 723 | $41,345,000 | $57,000 | $1,005,000 | $93,000 | $500,000 |
| Refinancing | 602 | $66,740,000 | $110,000 | $485,000 | $95,000 | $464,000 |
| Home Improvement | 590 | $27,800,000 | $47,000 | $355,000 | $96,000 | $545,000 |
| Cash-out Refinancing | 207 | $21,165,000 | $102,000 | $605,000 | $98,000 | $686,000 |
| Home Purchase | 150 | $22,230,000 | $148,000 | $705,000 | $117,000 | $578,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,902 | $147,060,000 | $77,000 | $705,000 | $95,000 | $686,000 |
| Not Provided | 200 | $18,990,000 | $94,000 | $1,005,000 | $115,000 | $494,000 |
| Black or African American | 78 | $4,160,000 | $53,000 | $275,000 | $75,000 | $294,000 |
| Hispanic | 37 | $2,445,000 | $66,000 | $315,000 | $83,000 | $266,000 |
| Asian | 26 | $3,140,000 | $120,000 | $355,000 | $123,000 | $390,000 |
| Not applicable | 23 | $3,255,000 | $141,000 | $255,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $100,000 | $25,000 | $35,000 | $63,000 | $104,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $130,000 | $65,000 | $105,000 | $41,000 | $69,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,272 | $179,280,000 | $78,000 | $1,005,000 | $96,000 | $686,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,511 | $125,645,000 | $83,000 | $1,005,000 | $103,000 | $686,000 |
| Application Denied By Financial Institution | 518 | $35,990,000 | $69,000 | $705,000 | $77,000 | $500,000 |
| Application Withdrawn By Applicant | 194 | $15,430,000 | $79,000 | $405,000 | $100,000 | $432,000 |
| File Closed For Incompleteness | 46 | $2,000,000 | $43,000 | $205,000 | $74,000 | $251,000 |
| Application Approved But Not Accepted | 3 | $215,000 | $71,000 | $115,000 | $59,000 | $94,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,754 | $143,290,000 | $81,000 | $1,005,000 | $102,000 | $686,000 |
| Credit History | 161 | $8,095,000 | $50,000 | $285,000 | $71,000 | $270,000 |
| Debt-To-Income Ratio | 125 | $9,575,000 | $76,000 | $385,000 | $56,000 | $166,000 |
| Other | 121 | $10,565,000 | $87,000 | $705,000 | $96,000 | $500,000 |
| Collateral | 88 | $5,630,000 | $63,000 | $305,000 | $87,000 | $320,000 |
| Unverifiable Information | 12 | $1,120,000 | $93,000 | $245,000 | $93,000 | $327,000 |
| Employment History | 6 | $360,000 | $60,000 | $85,000 | $84,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $415,000 | $138,000 | $175,000 | $39,000 | $49,000 |
| Credit Application Incomplete | 2 | $230,000 | $115,000 | $125,000 | $103,000 | $168,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearview Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearview Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.