Clearview Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Clearview Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clearview Federal Credit Union 8805 University Blvd Moon Township, PA 15108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,377 |
| Total Mortgage Loan Application Amount | $227,545,000 |
| Average Mortgage Loan Application Amount | $104,400 |
| Highest Mortgage Loan Application Amount | $1,265,000 |
| Average Applicant Income | $126,200 |
| Highest Applicant Income | $1,156,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Clearview Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clearview Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Clearview Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clearview Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Clearview Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clearview Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 1,092 | $ 107,010,000 | $ 97,000 | $ 121,000 |
| Beaver County Pennsylvania | 358 | $ 28,920,000 | $ 80,000 | $ 89,000 |
| Westmoreland County Pennsylvania | 220 | $ 19,660,000 | $ 89,000 | $ 100,000 |
| Washington County Pennsylvania | 201 | $ 19,645,000 | $ 97,000 | $ 123,000 |
| Butler County Pennsylvania | 144 | $ 16,300,000 | $ 113,000 | $ 139,000 |
| Columbiana County Ohio | 38 | $ 1,950,000 | $ 51,000 | $ 84,000 |
| Armstrong County Pennsylvania | 29 | $ 1,945,000 | $ 67,000 | $ 87,000 |
| Lawrence County Pennsylvania | 14 | $ 1,100,000 | $ 78,000 | $ 94,000 |
| Maricopa County Arizona | 10 | $ 1,020,000 | $ 102,000 | $ 164,000 |
| New Castle County Delaware | 7 | $ 735,000 | $ 105,000 | $ 95,000 |
| Hancock County West Virginia | 7 | $ 285,000 | $ 40,000 | $ 55,000 |
| Camden County New Jersey | 6 | $ 500,000 | $ 83,000 | $ 101,000 |
| Indiana County Pennsylvania | 6 | $ 260,000 | $ 43,000 | $ 88,000 |
| Marion County Indiana | 5 | $ 335,000 | $ 67,000 | $ 97,000 |
| Anne Arundel County Maryland | 5 | $ 755,000 | $ 151,000 | $ 92,000 |
| Mecklenburg County North Carolina | 5 | $ 395,000 | $ 79,000 | $ 58,000 |
| Wake County North Carolina | 5 | $ 765,000 | $ 153,000 | $ 122,000 |
| Broward County Florida | 4 | $ 350,000 | $ 87,000 | $ 215,000 |
| Orange County Florida | 4 | $ 580,000 | $ 145,000 | $ 123,000 |
| Palm Beach County Florida | 4 | $ 430,000 | $ 107,000 | $ 86,000 |
| Prince George's County Maryland | 4 | $ 760,000 | $ 190,000 | $ 119,000 |
| Clark County Nevada | 4 | $ 500,000 | $ 125,000 | $ 146,000 |
| Delaware County Pennsylvania | 4 | $ 180,000 | $ 45,000 | $ 70,000 |
| Venango County Pennsylvania | 4 | $ 200,000 | $ 50,000 | $ 109,000 |
| Lee County Florida | 3 | $ 355,000 | $ 118,000 | $ 159,000 |
| Manatee County Florida | 3 | $ 605,000 | $ 201,000 | $ 165,000 |
| Pinellas County Florida | 3 | $ 215,000 | $ 71,000 | $ 162,000 |
| Sarasota County Florida | 3 | $ 505,000 | $ 168,000 | $ 61,000 |
| Seminole County Florida | 3 | $ 155,000 | $ 51,000 | $ 151,000 |
| Volusia County Florida | 3 | $ 735,000 | $ 245,000 | $ 346,000 |
| Jefferson County Ohio | 3 | $ 195,000 | $ 65,000 | $ 83,000 |
| Bucks County Pennsylvania | 3 | $ 245,000 | $ 81,000 | $ 201,000 |
| Fayette County Pennsylvania | 3 | $ 275,000 | $ 91,000 | $ 117,000 |
| Mercer County Pennsylvania | 3 | $ 255,000 | $ 85,000 | $ 69,000 |
| Somerset County Pennsylvania | 3 | $ 275,000 | $ 91,000 | $ 120,000 |
| Fairfax County Virginia | 3 | $ 295,000 | $ 98,000 | $ 151,000 |
| Ohio County West Virginia | 3 | $ 145,000 | $ 48,000 | $ 33,000 |
| Sussex County Delaware | 2 | $ 280,000 | $ 140,000 | $ 112,000 |
| Charlotte County Florida | 2 | $ 240,000 | $ 120,000 | $ 114,000 |
| Pasco County Florida | 2 | $ 370,000 | $ 185,000 | $ 114,000 |
| Polk County Florida | 2 | $ 70,000 | $ 35,000 | $ 63,000 |
| Jefferson County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 125,000 |
| Baltimore County Maryland | 2 | $ 140,000 | $ 70,000 | $ 153,000 |
| Rockingham County New Hampshire | 2 | $ 170,000 | $ 85,000 | $ 226,000 |
| Burlington County New Jersey | 2 | $ 120,000 | $ 60,000 | $ 211,000 |
| Suffolk County New York | 2 | $ 350,000 | $ 175,000 | $ 123,000 |
| Guilford County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 53,000 |
| Carroll County Ohio | 2 | $ 260,000 | $ 130,000 | $ 208,000 |
| Mahoning County Ohio | 2 | $ 60,000 | $ 30,000 | $ 64,000 |
| Blair County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 215,000 |
| Centre County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 104,000 |
| Chester County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 159,000 |
| Erie County Pennsylvania | 2 | $ 770,000 | $ 385,000 | $ 116,000 |
| Montgomery County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 194,000 |
| Philadelphia County Pennsylvania | 2 | $ 560,000 | $ 280,000 | $ 83,000 |
| Anderson County South Carolina | 2 | $ 300,000 | $ 150,000 | $ 189,000 |
| Oconee County South Carolina | 2 | $ 150,000 | $ 75,000 | $ 281,000 |
| Madison County Virginia | 2 | $ 50,000 | $ 25,000 | $ 35,000 |
| Brooke County West Virginia | 2 | $ 240,000 | $ 120,000 | $ 132,000 |
| Saline County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Orange County California | 1 | $ 255,000 | $ 255,000 | $ 445,000 |
| Riverside County California | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Sacramento County California | 1 | $ 185,000 | $ 185,000 | $ 270,000 |
| San Diego County California | 1 | $ 465,000 | $ 465,000 | $ 112,000 |
| San Francisco County California | 1 | $ 255,000 | $ 255,000 | $ 160,000 |
| Jefferson County Colorado | 1 | $ 105,000 | $ 105,000 | $ 147,000 |
| New London County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 114,000 |
| Brevard County Florida | 1 | $ 175,000 | $ 175,000 | $ 31,000 |
| Collier County Florida | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Hernando County Florida | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Okaloosa County Florida | 1 | $ 175,000 | $ 175,000 | $ 128,000 |
| St. Johns County Florida | 1 | $ 135,000 | $ 135,000 | $ 205,000 |
| St. Lucie County Florida | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Fayette County Georgia | 1 | $ 75,000 | $ 75,000 | $ 10,000 |
| Forsyth County Georgia | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Hart County Georgia | 1 | $ 355,000 | $ 355,000 | $ 203,000 |
| Henry County Georgia | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Jasper County Georgia | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Newton County Georgia | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Cook County Illinois | 1 | $ 75,000 | $ 75,000 | $ 265,000 |
| Boone County Indiana | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Hamilton County Indiana | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Hendricks County Indiana | 1 | $ 435,000 | $ 435,000 | $ 354,000 |
| Boone County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Breckinridge County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 458,000 |
| Cecil County Maryland | 1 | $ 165,000 | $ 165,000 | $ 118,000 |
| Frederick County Maryland | 1 | $ 335,000 | $ 335,000 | $ 131,000 |
| Harford County Maryland | 1 | $ 165,000 | $ 165,000 | $ 181,000 |
| Montgomery County Maryland | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Queen Anne's County Maryland | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Essex County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Hampden County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 248,000 |
| Plymouth County Massachusetts | 1 | $ 175,000 | $ 175,000 | $ 141,000 |
| Lapeer County Michigan | 1 | $ 55,000 | $ 55,000 | $ 338,000 |
| Sherburne County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Washington County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| St. Louis County Missouri | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Washoe County Nevada | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| Cape May County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 69,000 |
| Gloucester County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Hunterdon County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 222,000 |
| Morris County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 229,000 |
| Chautauqua County New York | 1 | $ 255,000 | $ 255,000 | $ 1,156,000 |
| Onondaga County New York | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Avery County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Burke County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Catawba County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
| Lincoln County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 119,000 |
| New Hanover County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 174,000 |
| Rowan County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Union County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 132,000 |
| Yancey County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 199,000 |
| Hancock County Ohio | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Licking County Ohio | 1 | $ 35,000 | $ 35,000 | $ 134,000 |
| Madison County Ohio | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Stark County Ohio | 1 | $ 25,000 | $ 25,000 | $ 14,000 |
| Tuscarawas County Ohio | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Clarion County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 123,000 |
| Clinton County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Dauphin County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Greene County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 136,000 |
| Jefferson County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Lackawanna County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 313,000 |
| Lancaster County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 253,000 |
| Lehigh County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 17,000 |
| Lycoming County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 37,000 |
| Monroe County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 114,000 |
| Northampton County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 148,000 |
| York County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Aiken County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Horry County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Lancaster County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Lexington County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 220,000 |
| Davidson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| White County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 20,000 |
| Alexandria County Virginia | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Arlington County Virginia | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Essex County Virginia | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Hanover County Virginia | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Lynchburg County Virginia | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Virginia Beach County Virginia | 1 | $ 405,000 | $ 405,000 | $ 328,000 |
| Warren County Virginia | 1 | $ 45,000 | $ 45,000 | $ 199,000 |
| Jefferson County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 177,000 |
| Marion County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Monongalia County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 206,000 |
Mortgage Loan Application Detail Totals for Clearview Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 784 | $51,760,000 | $66,000 | $1,265,000 | $111,000 | $848,000 |
| Refinancing | 694 | $91,770,000 | $132,000 | $955,000 | $112,000 | $899,000 |
| Other Purpose | 580 | $46,070,000 | $79,000 | $555,000 | $110,000 | $1,156,000 |
| Cash-out Refinancing | 215 | $23,985,000 | $111,000 | $655,000 | $114,000 | $699,000 |
| Home Purchase | 104 | $13,960,000 | $134,000 | $395,000 | $184,000 | $475,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,972 | $188,330,000 | $95,000 | $605,000 | $114,000 | $1,156,000 |
| Not Provided | 233 | $21,925,000 | $94,000 | $1,265,000 | $121,000 | $772,000 |
| Black or African American | 90 | $6,590,000 | $73,000 | $575,000 | $85,000 | $475,000 |
| Hispanic | 35 | $3,835,000 | $109,000 | $385,000 | $132,000 | $550,000 |
| Asian | 34 | $5,770,000 | $169,000 | $655,000 | $204,000 | $856,000 |
| American Indian or Alaskan Native | 7 | $275,000 | $39,000 | $95,000 | $67,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $35,000 | $35,000 | $35,000 | $43,000 | $43,000 |
| Not applicable | 1 | $25,000 | $25,000 | $25,000 | $117,000 | $117,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,377 | $227,545,000 | $95,000 | $1,265,000 | $115,000 | $1,156,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,559 | $154,375,000 | $99,000 | $575,000 | $127,000 | $856,000 |
| Application Denied By Financial Institution | 537 | $46,125,000 | $85,000 | $955,000 | $90,000 | $1,156,000 |
| Application Withdrawn By Applicant | 194 | $18,160,000 | $93,000 | $1,265,000 | $96,000 | $322,000 |
| File Closed For Incompleteness | 87 | $8,885,000 | $102,000 | $655,000 | $99,000 | $330,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,840 | $181,420,000 | $98,000 | $1,265,000 | $122,000 | $856,000 |
| Other | 171 | $17,755,000 | $103,000 | $955,000 | $110,000 | $1,156,000 |
| Credit History | 151 | $8,405,000 | $55,000 | $205,000 | $85,000 | $424,000 |
| Debt-To-Income Ratio | 127 | $12,475,000 | $98,000 | $395,000 | $58,000 | $245,000 |
| Collateral | 73 | $5,825,000 | $79,000 | $395,000 | $104,000 | $340,000 |
| Unverifiable Information | 13 | $1,425,000 | $109,000 | $405,000 | $74,000 | $208,000 |
| Employment History | 2 | $240,000 | $120,000 | $205,000 | $212,000 | $396,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearview Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearview Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.