Cliffco, Inc.
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Cliffco, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Cliffco, Inc. 1065 Old Country Road Suite 204 Westbury, NY 11590 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 1,737 |
| Total Mortgage Loan Application Amount | $714,505,000 |
| Average Mortgage Loan Application Amount | $402,000 |
| Highest Mortgage Loan Application Amount | $1,925,000 |
| Average Applicant Income | $144,000 |
| Highest Applicant Income | $9,266,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau County New York | 601 | $ 262,825,000 | $ 437,000 | $ 160,000 |
| Suffolk County New York | 552 | $ 207,320,000 | $ 375,000 | $ 151,000 |
| Queens County New York | 158 | $ 77,960,000 | $ 493,000 | $ 129,000 |
| Kings County New York | 75 | $ 44,655,000 | $ 595,000 | $ 133,000 |
| Orange County New York | 35 | $ 9,955,000 | $ 284,000 | $ 105,000 |
| Westchester County New York | 30 | $ 12,430,000 | $ 414,000 | $ 152,000 |
| Bronx County New York | 21 | $ 9,805,000 | $ 466,000 | $ 112,000 |
| Bergen County New Jersey | 20 | $ 7,530,000 | $ 376,000 | $ 121,000 |
| Fairfield County Connecticut | 15 | $ 7,845,000 | $ 523,000 | $ 156,000 |
| Essex County New Jersey | 15 | $ 5,175,000 | $ 345,000 | $ 144,000 |
| Dutchess County New York | 13 | $ 3,655,000 | $ 281,000 | $ 110,000 |
| Richmond County New York | 13 | $ 5,605,000 | $ 431,000 | $ 160,000 |
| Palm Beach County Florida | 11 | $ 4,255,000 | $ 386,000 | $ 570,000 |
| Middlesex County New Jersey | 10 | $ 3,090,000 | $ 309,000 | $ 114,000 |
| Miami-Dade County Florida | 9 | $ 2,755,000 | $ 306,000 | $ 146,000 |
| Hudson County New Jersey | 9 | $ 3,545,000 | $ 393,000 | $ 158,000 |
| New Haven County Connecticut | 8 | $ 1,690,000 | $ 211,000 | $ 163,000 |
| Rockland County New York | 8 | $ 3,220,000 | $ 402,000 | $ 171,000 |
| Harris County Texas | 8 | $ 1,540,000 | $ 192,000 | $ 196,000 |
| Broward County Florida | 6 | $ 2,220,000 | $ 370,000 | $ 225,000 |
| Mercer County New Jersey | 6 | $ 1,630,000 | $ 271,000 | $ 123,000 |
| Union County New Jersey | 5 | $ 1,475,000 | $ 295,000 | $ 115,000 |
| Sullivan County New York | 5 | $ 1,535,000 | $ 307,000 | $ 201,000 |
| Pike County Pennsylvania | 5 | $ 895,000 | $ 179,000 | $ 170,000 |
| Pinellas County Florida | 4 | $ 1,260,000 | $ 315,000 | $ 161,000 |
| New York County New York | 4 | $ 4,530,000 | $ 1,132,000 | $ 477,000 |
| Fort Bend County Texas | 4 | $ 1,040,000 | $ 260,000 | $ 79,000 |
| Seminole County Florida | 3 | $ 755,000 | $ 251,000 | $ 66,000 |
| St. Lucie County Florida | 3 | $ 765,000 | $ 255,000 | $ 76,000 |
| Monmouth County New Jersey | 3 | $ 865,000 | $ 288,000 | $ 138,000 |
| Passaic County New Jersey | 3 | $ 1,255,000 | $ 418,000 | $ 174,000 |
| Putnam County New York | 3 | $ 1,415,000 | $ 471,000 | $ 120,000 |
| Ulster County New York | 3 | $ 645,000 | $ 215,000 | $ 77,000 |
| Monroe County Pennsylvania | 3 | $ 685,000 | $ 228,000 | $ 188,000 |
| Montgomery County Pennsylvania | 3 | $ 795,000 | $ 265,000 | $ 144,000 |
| Hartford County Connecticut | 2 | $ 590,000 | $ 295,000 | $ 73,000 |
| Lee County Florida | 2 | $ 490,000 | $ 245,000 | $ 135,000 |
| Polk County Florida | 2 | $ 430,000 | $ 215,000 | $ 82,000 |
| Burlington County New Jersey | 2 | $ 510,000 | $ 255,000 | $ 70,000 |
| Camden County New Jersey | 2 | $ 400,000 | $ 200,000 | $ 44,000 |
| Ocean County New Jersey | 2 | $ 1,220,000 | $ 610,000 | $ 479,000 |
| Rensselaer County New York | 2 | $ 320,000 | $ 160,000 | $ 104,000 |
| Saratoga County New York | 2 | $ 810,000 | $ 405,000 | $ 137,000 |
| Tompkins County New York | 2 | $ 820,000 | $ 410,000 | $ 169,000 |
| Lehigh County Pennsylvania | 2 | $ 620,000 | $ 310,000 | $ 102,000 |
| Luzerne County Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 93,000 |
| Northampton County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 59,000 |
| Dallas County Texas | 2 | $ 360,000 | $ 180,000 | $ 106,000 |
| Citrus County Florida | 1 | $ 135,000 | $ 135,000 | $ 99,000 |
| Duval County Florida | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Hillsborough County Florida | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Indian River County Florida | 1 | $ 305,000 | $ 305,000 | $ 108,000 |
| Leon County Florida | 1 | $ 265,000 | $ 265,000 | $ 43,000 |
| Manatee County Florida | 1 | $ 1,225,000 | $ 1,225,000 | $ 360,000 |
| Marion County Florida | 1 | $ 245,000 | $ 245,000 | $ 50,000 |
| Orange County Florida | 1 | $ 315,000 | $ 315,000 | $ 84,000 |
| Osceola County Florida | 1 | $ 345,000 | $ 345,000 | $ 135,000 |
| Santa Rosa County Florida | 1 | $ 235,000 | $ 235,000 | $ 44,000 |
| Gloucester County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Hunterdon County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 145,000 |
| Morris County New Jersey | 1 | $ 565,000 | $ 565,000 | $ 439,000 |
| Somerset County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 120,000 |
| Sussex County New Jersey | 1 | $ 515,000 | $ 515,000 | $ 168,000 |
| Albany County New York | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Columbia County New York | 1 | $ 225,000 | $ 225,000 | $ 330,000 |
| Delaware County New York | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Erie County New York | 1 | $ 285,000 | $ 285,000 | $ 237,000 |
| Essex County New York | 1 | $ 345,000 | $ 345,000 | $ 200,000 |
| Greene County New York | 1 | $ 315,000 | $ 315,000 | $ 124,000 |
| Jefferson County New York | 1 | $ 95,000 | $ 95,000 | $ 175,000 |
| Onondaga County New York | 1 | $ 315,000 | $ 315,000 | $ 612,000 |
| Schenectady County New York | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Tioga County New York | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Carbon County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 210,000 |
| Delaware County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Lebanon County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 64,000 |
| Philadelphia County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Wayne County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Aiken County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Bastrop County Texas | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Denton County Texas | 1 | $ 375,000 | $ 375,000 | $ 196,000 |
| Montgomery County Texas | 1 | $ 245,000 | $ 245,000 | $ 97,000 |
| Tarrant County Texas | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| Travis County Texas | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Webb County Texas | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Cliffco, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 794 | $333,760,000 | $420,000 | $1,925,000 | $158,000 | $9,266,000 |
| Refinancing | 661 | $266,335,000 | $402,000 | $1,925,000 | $150,000 | $1,105,000 |
| Cash-out Refinancing | 278 | $112,890,000 | $406,000 | $1,475,000 | $138,000 | $1,453,000 |
| Home Improvement | 4 | $1,520,000 | $380,000 | $465,000 | $130,000 | $185,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,018 | $410,250,000 | $402,000 | $1,505,000 | $169,000 | $9,266,000 |
| Black or African American | 294 | $131,790,000 | $448,000 | $1,925,000 | $126,000 | $843,000 |
| Hispanic | 274 | $105,420,000 | $384,000 | $915,000 | $123,000 | $1,105,000 |
| Asian | 87 | $39,535,000 | $454,000 | $1,145,000 | $141,000 | $450,000 |
| Not Provided | 46 | $19,630,000 | $426,000 | $1,925,000 | $135,000 | $465,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,500,000 | $375,000 | $565,000 | $92,000 | $120,000 |
| American Indian or Alaskan Native | 3 | $1,295,000 | $431,000 | $515,000 | $79,000 | $96,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,438 | $583,950,000 | $406,000 | $1,925,000 | $160,000 | $9,266,000 |
| FHA-insured (Federal Housing Administration) | 274 | $119,100,000 | $434,000 | $1,505,000 | $111,000 | $465,000 |
| VA-guaranteed (Veterans Administration) | 25 | $11,455,000 | $458,000 | $915,000 | $115,000 | $271,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,211 | $494,515,000 | $408,000 | $1,925,000 | $157,000 | $9,266,000 |
| Application Withdrawn By Applicant | 383 | $159,815,000 | $417,000 | $1,925,000 | $145,000 | $4,280,000 |
| File Closed For Incompleteness | 93 | $39,955,000 | $429,000 | $1,225,000 | $138,000 | $420,000 |
| Application Denied By Financial Institution | 50 | $20,220,000 | $404,000 | $1,505,000 | $104,000 | $318,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,687 | $694,285,000 | $411,000 | $1,925,000 | $153,000 | $9,266,000 |
| Debt-To-Income Ratio | 15 | $7,215,000 | $481,000 | $1,505,000 | $93,000 | $178,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,465,000 | $352,000 | $495,000 | $96,000 | $140,000 |
| Credit History | 7 | $2,415,000 | $345,000 | $555,000 | $101,000 | $318,000 |
| Employment History | 6 | $2,000,000 | $333,000 | $545,000 | $87,000 | $126,000 |
| Collateral | 5 | $1,605,000 | $321,000 | $625,000 | $97,000 | $213,000 |
| Other | 5 | $2,265,000 | $453,000 | $665,000 | $187,000 | $306,000 |
| Unverifiable Information | 5 | $2,255,000 | $451,000 | $515,000 | $93,000 | $136,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.