Coastal Mortgage Services, Inc
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Coastal Mortgage Services, Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Coastal Mortgage Services, Inc
11230 Carmel Commons Boulevard
Charlotte, NC 28226
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,379
Total Mortgage Loan Application Amount $506,966,000
Average Mortgage Loan Application Amount $198,434
Highest Mortgage Loan Application Amount $1,750,000
Average Applicant Income $74,347
Highest Applicant Income $1,610,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Coastal Mortgage Services, Inc by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Mecklenburg County North Carolina 245 $ 36,471,000 $ 148,000 $ 49,000
Greenville County South Carolina 174 $ 23,706,000 $ 136,000 $ 43,000
Spartanburg County South Carolina 143 $ 16,275,000 $ 113,000 $ 45,000
Wake County North Carolina 132 $ 21,215,000 $ 160,000 $ 69,000
Guilford County North Carolina 127 $ 18,272,000 $ 143,000 $ 53,000
York County South Carolina 126 $ 17,558,000 $ 139,000 $ 59,000
Alamance County North Carolina 111 $ 14,124,000 $ 127,000 $ 53,000
Union County North Carolina 87 $ 13,288,000 $ 152,000 $ 70,000
Forsyth County North Carolina 82 $ 10,410,000 $ 126,000 $ 56,000
Pitt County North Carolina 81 $ 11,787,000 $ 145,000 $ 63,000
Iredell County North Carolina 75 $ 11,140,000 $ 148,000 $ 53,000
Anderson County South Carolina 68 $ 8,673,000 $ 127,000 $ 49,000
Charleston County South Carolina 62 $ 11,024,000 $ 177,000 $ 115,000
Jefferson County Kentucky 61 $ 8,593,000 $ 140,000 $ 72,000
Randolph County North Carolina 61 $ 9,493,000 $ 155,000 $ 57,000
Buncombe County North Carolina 56 $ 10,796,000 $ 192,000 $ 66,000
Gaston County North Carolina 50 $ 6,310,000 $ 126,000 $ 49,000
Wayne County North Carolina 50 $ 6,522,000 $ 130,000 $ 48,000
Cabarrus County North Carolina 48 $ 6,717,000 $ 139,000 $ 77,000
Cumberland County North Carolina 48 $ 5,466,000 $ 113,000 $ 57,000
Hillsborough County Florida 44 $ 8,890,000 $ 202,000 $ 70,000
Davidson County North Carolina 40 $ 4,763,000 $ 119,000 $ 47,000
Dorchester County South Carolina 40 $ 5,983,000 $ 149,000 $ 44,000
Pickens County South Carolina 33 $ 4,111,000 $ 124,000 $ 42,000
Berkeley County South Carolina 32 $ 3,997,000 $ 124,000 $ 38,000
Lee County Florida 30 $ 4,995,000 $ 166,000 $ 68,000
Oldham County Kentucky 30 $ 7,820,000 $ 260,000 $ 74,000
Durham County North Carolina 30 $ 4,525,000 $ 150,000 $ 59,000
Carteret County North Carolina 29 $ 4,379,000 $ 151,000 $ 107,000
St. Johns County Florida 27 $ 4,670,000 $ 172,000 $ 237,000
Pinellas County Florida 26 $ 4,009,000 $ 154,000 $ 54,000
Horry County South Carolina 26 $ 3,648,000 $ 140,000 $ 111,000
Richland County South Carolina 25 $ 3,024,000 $ 120,000 $ 55,000
Pasco County Florida 23 $ 3,748,000 $ 162,000 $ 60,000
Rowan County North Carolina 23 $ 3,200,000 $ 139,000 $ 49,000
Davie County North Carolina 22 $ 3,310,000 $ 150,000 $ 57,000
Henderson County North Carolina 22 $ 2,956,000 $ 134,000 $ 50,000
Chesterfield County Virginia 22 $ 3,992,000 $ 181,000 $ 59,000
Roanoke City County Virginia 21 $ 2,378,000 $ 113,000 $ 49,000
Flagler County Florida 20 $ 3,122,000 $ 156,000 $ 130,000
Clark County Indiana 20 $ 2,490,000 $ 124,000 $ 44,000
Brunswick County North Carolina 20 $ 4,412,000 $ 220,000 $ 118,000
New Hanover County North Carolina 20 $ 3,319,000 $ 165,000 $ 84,000
Orange County Florida 18 $ 3,836,000 $ 213,000 $ 108,000
Johnston County North Carolina 18 $ 2,130,000 $ 118,000 $ 58,000
Orleans County Louisiana 17 $ 3,603,000 $ 211,000 $ 73,000
Lenoir County North Carolina 16 $ 2,291,000 $ 143,000 $ 62,000
Wilson County North Carolina 16 $ 2,021,000 $ 126,000 $ 83,000
Polk County Florida 15 $ 1,884,000 $ 125,000 $ 91,000
Moore County North Carolina 15 $ 3,169,000 $ 211,000 $ 82,000
Onslow County North Carolina 15 $ 3,049,000 $ 203,000 $ 84,000
Henrico County Virginia 15 $ 2,413,000 $ 160,000 $ 67,000
Newport News County Virginia 15 $ 2,393,000 $ 159,000 $ 43,000
Vance County North Carolina 14 $ 1,934,000 $ 138,000 $ 51,000
Cherokee County South Carolina 14 $ 1,188,000 $ 84,000 $ 28,000
Roanoke County Virginia 13 $ 1,809,000 $ 139,000 $ 43,000
Caswell County North Carolina 12 $ 1,619,000 $ 134,000 $ 62,000
Catawba County North Carolina 12 $ 2,660,000 $ 221,000 $ 72,000
Lincoln County North Carolina 12 $ 2,897,000 $ 241,000 $ 107,000
Lynchburg County Virginia 12 $ 1,234,000 $ 102,000 $ 54,000
Nash County North Carolina 11 $ 1,755,000 $ 159,000 $ 62,000
Yadkin County North Carolina 11 $ 1,328,000 $ 120,000 $ 40,000
Fairfax County Virginia 11 $ 3,187,000 $ 289,000 $ 86,000
Shelby County Alabama 10 $ 4,456,000 $ 445,000 $ 212,000
Floyd County Indiana 10 $ 1,491,000 $ 149,000 $ 62,000
Cleveland County North Carolina 10 $ 960,000 $ 96,000 $ 28,000
Lexington County South Carolina 10 $ 960,000 $ 96,000 $ 37,000
Oconee County South Carolina 10 $ 2,555,000 $ 255,000 $ 98,000
Richmond County Georgia 9 $ 867,000 $ 96,000 $ 30,000
Stanly County North Carolina 9 $ 1,334,000 $ 148,000 $ 65,000
Beaufort County South Carolina 9 $ 1,705,000 $ 189,000 $ 89,000
Davidson County Tennessee 9 $ 746,000 $ 82,000 $ 55,000
Bedford County Virginia 9 $ 1,506,000 $ 167,000 $ 31,000
Virginia Beach County Virginia 9 $ 1,739,000 $ 193,000 $ 57,000
Craven County North Carolina 8 $ 862,000 $ 107,000 $ 48,000
Rockingham County North Carolina 8 $ 1,178,000 $ 147,000 $ 54,000
Duval County Florida 7 $ 691,000 $ 98,000 $ 41,000
Sarasota County Florida 7 $ 1,349,000 $ 192,000 $ 102,000
Harnett County North Carolina 7 $ 805,000 $ 115,000 $ 59,000
Haywood County North Carolina 7 $ 1,471,000 $ 210,000 $ 64,000
Orange County North Carolina 7 $ 1,269,000 $ 181,000 $ 70,000
Stokes County North Carolina 7 $ 983,000 $ 140,000 $ 75,000
Watauga County North Carolina 7 $ 1,106,000 $ 158,000 $ 74,000
Campbell County Virginia 7 $ 933,000 $ 133,000 $ 45,000
Hampton County Virginia 7 $ 1,020,000 $ 145,000 $ 50,000
York County Virginia 7 $ 1,558,000 $ 222,000 $ 64,000
Palm Beach County Florida 6 $ 1,197,000 $ 199,000 $ 70,000
Cobb County Georgia 6 $ 766,000 $ 127,000 $ 65,000
Lancaster County South Carolina 6 $ 634,000 $ 105,000 $ 28,000
Chesapeake County Virginia 6 $ 1,010,000 $ 168,000 $ 61,000
Prince William County Virginia 6 $ 1,318,000 $ 219,000 $ 110,000
Rockingham County Virginia 6 $ 800,000 $ 133,000 $ 116,000
Volusia County Florida 5 $ 1,104,000 $ 220,000 $ 119,000
Henry County Kentucky 5 $ 694,000 $ 138,000 $ 62,000
Prince George's County Maryland 5 $ 943,000 $ 188,000 $ 61,000
Burke County North Carolina 5 $ 522,000 $ 104,000 $ 31,000
Caldwell County North Carolina 5 $ 558,000 $ 111,000 $ 54,000
Franklin County North Carolina 5 $ 704,000 $ 140,000 $ 82,000
Hoke County North Carolina 5 $ 694,000 $ 138,000 $ 40,000
Jackson County North Carolina 5 $ 782,000 $ 156,000 $ 64,000
Surry County North Carolina 5 $ 629,000 $ 125,000 $ 41,000
Hanover County Virginia 5 $ 1,325,000 $ 265,000 $ 97,000
Jefferson County Alabama 4 $ 850,000 $ 212,000 $ 115,000
Seminole County Florida 4 $ 461,000 $ 115,000 $ 50,000
Columbia County Georgia 4 $ 403,000 $ 100,000 $ 27,000
Kenton County Kentucky 4 $ 257,000 $ 64,000 $ 32,000
Nelson County Kentucky 4 $ 511,000 $ 127,000 $ 65,000
Spencer County Kentucky 4 $ 524,000 $ 131,000 $ 44,000
Alleghany County North Carolina 4 $ 1,146,000 $ 286,000 $ 93,000
Beaufort County North Carolina 4 $ 737,000 $ 184,000 $ 86,000
Chatham County North Carolina 4 $ 734,000 $ 183,000 $ 56,000
Granville County North Carolina 4 $ 501,000 $ 125,000 $ 31,000
Polk County North Carolina 4 $ 511,000 $ 127,000 $ 94,000
Abbeville County South Carolina 4 $ 285,000 $ 71,000 $ 38,000
Colleton County South Carolina 4 $ 720,000 $ 180,000 $ 74,000
Georgetown County South Carolina 4 $ 629,000 $ 157,000 $ 99,000
Shelby County Tennessee 4 $ 626,000 $ 156,000 $ 72,000
Williamson County Tennessee 4 $ 1,154,000 $ 288,000 $ 171,000
Amherst County Virginia 4 $ 309,000 $ 77,000 $ 47,000
Appomattox County Virginia 4 $ 552,000 $ 138,000 $ 53,000
Franklin County Virginia 4 $ 462,000 $ 115,000 $ 43,000
Norfolk County Virginia 4 $ 516,000 $ 129,000 $ 67,000
Floyd County Georgia 3 $ 480,000 $ 160,000 $ 49,000
Fulton County Georgia 3 $ 704,000 $ 234,000 $ 109,000
Gwinnett County Georgia 3 $ 438,000 $ 146,000 $ 102,000
Bullitt County Kentucky 3 $ 379,000 $ 126,000 $ 54,000
Scott County Kentucky 3 $ 465,000 $ 155,000 $ 66,000
Shelby County Kentucky 3 $ 724,000 $ 241,000 $ 116,000
Edgecombe County North Carolina 3 $ 226,000 $ 75,000 $ 48,000
Lee County North Carolina 3 $ 345,000 $ 115,000 $ 39,000
Macon County North Carolina 3 $ 439,000 $ 146,000 $ 73,000
Montgomery County North Carolina 3 $ 298,000 $ 99,000 $ 45,000
Florence County South Carolina 3 $ 356,000 $ 118,000 $ 40,000
Greenwood County South Carolina 3 $ 295,000 $ 98,000 $ 106,000
Rutherford County Tennessee 3 $ 465,000 $ 155,000 $ 35,000
Wilson County Tennessee 3 $ 479,000 $ 159,000 $ 52,000
Gloucester County Virginia 3 $ 480,000 $ 160,000 $ 33,000
King George County Virginia 3 $ 615,000 $ 205,000 $ 95,000
Loudoun County Virginia 3 $ 496,000 $ 165,000 $ 105,000
Richmond City County Virginia 3 $ 648,000 $ 216,000 $ 122,000
Salem County Virginia 3 $ 692,000 $ 230,000 $ 109,000
Stafford County Virginia 3 $ 902,000 $ 300,000 $ 83,000
Suffolk County Virginia 3 $ 534,000 $ 178,000 $ 62,000
Alachua County Florida 2 $ 355,000 $ 177,000 $ 19,000
Charlotte County Florida 2 $ 380,000 $ 190,000 $ 51,000
Citrus County Florida 2 $ 286,000 $ 143,000 $ 120,000
Collier County Florida 2 $ 528,000 $ 264,000 $ 83,000
Manatee County Florida 2 $ 346,000 $ 173,000 $ 45,000
Osceola County Florida 2 $ 260,000 $ 130,000 $ 45,000
Clarke County Georgia 2 $ 132,000 $ 66,000 $ 126,000
Effingham County Georgia 2 $ 106,000 $ 53,000 $ 97,000
Forsyth County Georgia 2 $ 254,000 $ 127,000 $ 77,000
Henry County Georgia 2 $ 283,000 $ 141,000 $ 18,000
McDuffie County Georgia 2 $ 185,000 $ 92,000 $ 58,000
Rabun County Georgia 2 $ 1,430,000 $ 715,000 $ 249,000
Washington County Indiana 2 $ 278,000 $ 139,000 $ 20,000
Boone County Kentucky 2 $ 324,000 $ 162,000 $ 59,000
Grayson County Kentucky 2 $ 256,000 $ 128,000 $ 98,000
Hardin County Kentucky 2 $ 221,000 $ 110,000 $ 22,000
Trimble County Kentucky 2 $ 241,000 $ 120,000 $ 61,000
Avoyelles County Louisiana 2 $ 300,000 $ 150,000 $ 0
Ashe County North Carolina 2 $ 211,000 $ 105,000 $ 230,000
Bladen County North Carolina 2 $ 239,000 $ 119,000 $ 45,000
Currituck County North Carolina 2 $ 324,000 $ 162,000 $ 61,000
Dare County North Carolina 2 $ 360,000 $ 180,000 $ 57,000
Greene County North Carolina 2 $ 329,000 $ 164,000 $ 65,000
Hertford County North Carolina 2 $ 178,000 $ 89,000 $ 31,000
Madison County North Carolina 2 $ 215,000 $ 107,000 $ 46,000
Robeson County North Carolina 2 $ 260,000 $ 130,000 $ 49,000
Rutherford County North Carolina 2 $ 288,000 $ 144,000 $ 91,000
Sampson County North Carolina 2 $ 166,000 $ 83,000 $ 11,000
Aiken County South Carolina 2 $ 205,000 $ 102,000 $ 56,000
Barnwell County South Carolina 2 $ 225,000 $ 112,000 $ 113,000
Clarendon County South Carolina 2 $ 145,000 $ 72,000 $ 86,000
Fairfield County South Carolina 2 $ 233,000 $ 116,000 $ 136,000
Laurens County South Carolina 2 $ 185,000 $ 92,000 $ 21,000
Orangeburg County South Carolina 2 $ 264,000 $ 132,000 $ 36,000
Johnson County Tennessee 2 $ 382,000 $ 191,000 $ 62,000
Alexandria County Virginia 2 $ 510,000 $ 255,000 $ 79,000
Augusta County Virginia 2 $ 96,000 $ 48,000 $ 53,000
Caroline County Virginia 2 $ 562,000 $ 281,000 $ 101,000
Charlottesville County Virginia 2 $ 217,000 $ 108,000 $ 48,000
Harrisonburg County Virginia 2 $ 174,000 $ 87,000 $ 53,000
Montgomery County Virginia 2 $ 304,000 $ 152,000 $ 58,000
New Kent County Virginia 2 $ 296,000 $ 148,000 $ 39,000
Portsmouth County Virginia 2 $ 297,000 $ 148,000 $ 42,000
Coffee County Alabama 1 $ 162,000 $ 162,000 $ 87,000
Baker County Florida 1 $ 98,000 $ 98,000 $ 85,000
Bay County Florida 1 $ 200,000 $ 200,000 $ 0
Broward County Florida 1 $ 555,000 $ 555,000 $ 600,000
Clay County Florida 1 $ 111,000 $ 111,000 $ 68,000
Escambia County Florida 1 $ 250,000 $ 250,000 $ 0
Hernando County Florida 1 $ 176,000 $ 176,000 $ 74,000
Indian River County Florida 1 $ 460,000 $ 460,000 $ 228,000
Santa Rosa County Florida 1 $ 193,000 $ 193,000 $ 65,000
Sumter County Florida 1 $ 123,000 $ 123,000 $ 45,000
Camden County Georgia 1 $ 179,000 $ 179,000 $ 0
Glynn County Georgia 1 $ 240,000 $ 240,000 $ 73,000
Habersham County Georgia 1 $ 110,000 $ 110,000 $ 48,000
Hall County Georgia 1 $ 303,000 $ 303,000 $ 77,000
Jackson County Georgia 1 $ 142,000 $ 142,000 $ 129,000
Lee County Georgia 1 $ 129,000 $ 129,000 $ 40,000
Putnam County Georgia 1 $ 360,000 $ 360,000 $ 103,000
White County Georgia 1 $ 249,000 $ 249,000 $ 83,000
Marion County Indiana 1 $ 129,000 $ 129,000 $ 35,000
Scott County Indiana 1 $ 197,000 $ 197,000 $ 60,000
Bourbon County Kentucky 1 $ 52,000 $ 52,000 $ 44,000
Carroll County Kentucky 1 $ 142,000 $ 142,000 $ 47,000
Jackson County Kentucky 1 $ 610,000 $ 610,000 $ 150,000
Knox County Kentucky 1 $ 70,000 $ 70,000 $ 59,000
Mercer County Kentucky 1 $ 236,000 $ 236,000 $ 0
Muhlenberg County Kentucky 1 $ 72,000 $ 72,000 $ 300,000
Pike County Kentucky 1 $ 109,000 $ 109,000 $ 45,000
Todd County Kentucky 1 $ 183,000 $ 183,000 $ 94,000
Lincoln County Louisiana 1 $ 64,000 $ 64,000 $ 84,000
Plaquemines County Louisiana 1 $ 308,000 $ 308,000 $ 122,000
St. Bernard County Louisiana 1 $ 149,000 $ 149,000 $ 127,000
St. Charles County Louisiana 1 $ 132,000 $ 132,000 $ 80,000
St. Tammany County Louisiana 1 $ 163,000 $ 163,000 $ 72,000
Frederick County Maryland 1 $ 300,000 $ 300,000 $ 130,000
Montgomery County Maryland 1 $ 250,000 $ 250,000 $ 73,000
Avery County North Carolina 1 $ 222,000 $ 222,000 $ 59,000
Martin County North Carolina 1 $ 87,000 $ 87,000 $ 28,000
McDowell County North Carolina 1 $ 118,000 $ 118,000 $ 0
Mitchell County North Carolina 1 $ 45,000 $ 45,000 $ 73,000
Pender County North Carolina 1 $ 241,000 $ 241,000 $ 66,000
Person County North Carolina 1 $ 154,000 $ 154,000 $ 53,000
Scotland County North Carolina 1 $ 72,000 $ 72,000 $ 23,000
Transylvania County North Carolina 1 $ 255,000 $ 255,000 $ 168,000
Wilkes County North Carolina 1 $ 100,000 $ 100,000 $ 46,000
Yancey County North Carolina 1 $ 150,000 $ 150,000 $ 57,000
Allendale County South Carolina 1 $ 50,000 $ 50,000 $ 29,000
Kershaw County South Carolina 1 $ 188,000 $ 188,000 $ 56,000
Newberry County South Carolina 1 $ 140,000 $ 140,000 $ 62,000
Saluda County South Carolina 1 $ 360,000 $ 360,000 $ 144,000
Union County South Carolina 1 $ 47,000 $ 47,000 $ 24,000
Bedford County Tennessee 1 $ 175,000 $ 175,000 $ 24,000
Cheatham County Tennessee 1 $ 80,000 $ 80,000 $ 33,000
Dickson County Tennessee 1 $ 59,000 $ 59,000 $ 20,000
Hamilton County Tennessee 1 $ 171,000 $ 171,000 $ 0
Maury County Tennessee 1 $ 131,000 $ 131,000 $ 62,000
Montgomery County Tennessee 1 $ 193,000 $ 193,000 $ 56,000
Sumner County Tennessee 1 $ 79,000 $ 79,000 $ 29,000
Alleghany County Virginia 1 $ 342,000 $ 342,000 $ 113,000
Arlington County Virginia 1 $ 77,000 $ 77,000 $ 65,000
Botetourt County Virginia 1 $ 164,000 $ 164,000 $ 83,000
Carroll County Virginia 1 $ 155,000 $ 155,000 $ 182,000
Covington County Virginia 1 $ 98,000 $ 98,000 $ 47,000
Fauquier County Virginia 1 $ 218,000 $ 218,000 $ 102,000
Fluvanna County Virginia 1 $ 300,000 $ 300,000 $ 56,000
Franklin City County Virginia 1 $ 228,000 $ 228,000 $ 72,000
Frederick County Virginia 1 $ 154,000 $ 154,000 $ 59,000
Fredericksburg County Virginia 1 $ 200,000 $ 200,000 $ 47,000
Galax County Virginia 1 $ 360,000 $ 360,000 $ 286,000
Giles County Virginia 1 $ 168,000 $ 168,000 $ 73,000
Henry County Virginia 1 $ 94,000 $ 94,000 $ 75,000
Isle of Wight County Virginia 1 $ 272,000 $ 272,000 $ 95,000
King William County Virginia 1 $ 139,000 $ 139,000 $ 42,000
Louisa County Virginia 1 $ 62,000 $ 62,000 $ 35,000
Manassas County Virginia 1 $ 354,000 $ 354,000 $ 81,000
Mecklenburg County Virginia 1 $ 100,000 $ 100,000 $ 18,000
Pittsylvania County Virginia 1 $ 130,000 $ 130,000 $ 45,000
Richmond County Virginia 1 $ 175,000 $ 175,000 $ 0
Rockbridge County Virginia 1 $ 190,000 $ 190,000 $ 42,000
Williamsburg County Virginia 1 $ 180,000 $ 180,000 $ 99,000
Wythe County Virginia 1 $ 100,000 $ 100,000 $ 73,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Coastal Mortgage Services, Inc in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,352 $333,923,000 $161,090 $956,000 $70,545 $1,610,000
Refinancing 1,026 $172,793,000 $231,090 $1,750,000 $79,454 $916,000
Home Improvement 1 $250,000 $250,000 $250,000 $60,000 $60,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,871 $439,530,000 $191,272 $1,750,000 $80,454 $1,610,000
Black or African American 234 $28,054,000 $128,555 $432,000 $56,888 $374,000
Not Provided 118 $16,576,000 $140,000 $475,000 $39,125 $300,000
Hispanic 99 $13,020,000 $141,111 $423,000 $50,000 $336,000
Asian 50 $8,946,000 $188,333 $556,000 $94,666 $450,000
Native Hawaiian or Other Pacific Islander 5 $489,000 $89,000 $247,000 $91,000 $121,000
American Indian or Alaskan Native 2 $351,000 $175,500 $218,000 $110,500 $137,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,754 $425,811,000 $187,181 $1,750,000 $81,090 $1,610,000
FHA-insured (Federal Housing Administration) 383 $43,607,000 $122,444 $238,000 $43,222 $397,000
VA-guaranteed (Veterans Administration) 241 $37,451,000 $148,750 $360,000 $48,500 $169,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $97,000 $97,000 $97,000 $26,000 $26,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,709 $415,289,000 $194,363 $1,750,000 $82,818 $916,000
Application Withdrawn By Applicant 353 $51,987,000 $140,000 $575,000 $57,800 $1,610,000
Application Denied By Financial Institution 317 $39,690,000 $126,400 $750,000 $51,300 $600,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 249 $30,833,000 $120,444 $750,000 $51,888 $600,000
Credit History 40 $4,737,000 $122,428 $391,000 $55,428 $246,000
Collateral 10 $1,466,000 $132,333 $360,000 $50,000 $144,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,242,000 $136,000 $342,000 $70,500 $180,000
Employment History 5 $557,000 $113,666 $188,000 $51,333 $68,000
Mortgage Insurance Denied 1 $152,000 $152,000 $152,000 $40,000 $40,000
Unverifiable Information 1 $143,000 $143,000 $143,000 $47,000 $47,000
Credit Application Incomplete 1 $150,000 $150,000 $150,000 $32,000 $32,000
Debt-To-Income Ratio 1 $410,000 $410,000 $410,000 $96,000 $96,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List