Collateral Real Estate Capital Mortgage Lending & HMDA Data, 2005
In 2005, Collateral Real Estate Capital of Birmingham, AL reported 148 mortgage applications totaling $953.8 million, down 11% from 2004. The average application was for $6,444,439, and applicants reported an average income of $0. 97% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Madison, WI (15), Birmingham-Hoover, AL (10) and Milwaukee-Waukesha-West Allis, WI (6) (applications in parentheses).
| Mortgage Company & Address | Collateral Real Estate Capital 1900 Crestwood Boulevard Birmingham, AL 35210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 148 |
| Total Mortgage Loan Application Amount | $953,777,000 |
| Average Mortgage Loan Application Amount | $6,444,439 |
| Highest Mortgage Loan Application Amount | $88,000,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Collateral Real Estate Capital filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dane, Wisconsin | 15 | $ 109,583,000 | $ 7,305,533 | $ 0 |
| Jefferson, Alabama | 8 | $ 56,623,000 | $ 7,077,875 | $ 0 |
| Jackson, Missouri | 4 | $ 10,051,000 | $ 2,512,750 | $ 0 |
| Franklin, Ohio | 4 | $ 41,918,000 | $ 10,479,500 | $ 0 |
| Tarrant, Texas | 4 | $ 9,505,000 | $ 2,376,250 | $ 0 |
| Washington, Arkansas | 3 | $ 8,150,000 | $ 2,716,666 | $ 0 |
| Escambia, Florida | 3 | $ 16,348,000 | $ 5,449,333 | $ 0 |
| Hillsborough, Florida | 3 | $ 51,625,000 | $ 17,208,333 | $ 0 |
| Johnson, Kansas | 3 | $ 26,150,000 | $ 8,716,666 | $ 0 |
| Milwaukee, Wisconsin | 3 | $ 29,400,000 | $ 9,800,000 | $ 0 |
| Waukesha, Wisconsin | 3 | $ 22,970,000 | $ 7,656,666 | $ 0 |
| Montgomery, Alabama | 2 | $ 9,707,000 | $ 4,853,500 | $ 0 |
| Shelby, Alabama | 2 | $ 36,739,000 | $ 18,369,500 | $ 0 |
| Maricopa, Arizona | 2 | $ 8,769,000 | $ 4,384,500 | $ 0 |
| Pima, Arizona | 2 | $ 4,126,000 | $ 2,063,000 | $ 0 |
| Brevard, Florida | 2 | $ 3,880,000 | $ 1,940,000 | $ 0 |
| Shawnee, Kansas | 2 | $ 3,650,000 | $ 1,825,000 | $ 0 |
| Douglas, Nebraska | 2 | $ 12,483,000 | $ 6,241,500 | $ 0 |
| Clark, Nevada | 2 | $ 20,800,000 | $ 10,400,000 | $ 0 |
| Montgomery, Ohio | 2 | $ 2,456,000 | $ 1,228,000 | $ 0 |
| Midland, Texas | 2 | $ 2,501,000 | $ 1,250,500 | $ 0 |
| Lee, Alabama | 1 | $ 10,120,000 | $ 10,120,000 | $ 0 |
| Madison, Alabama | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| Mobile, Alabama | 1 | $ 7,900,000 | $ 7,900,000 | $ 0 |
| Tuscaloosa, Alabama | 1 | $ 1,450,000 | $ 1,450,000 | $ 0 |
| Contra Costa, California | 1 | $ 25,000,000 | $ 25,000,000 | $ 0 |
| Los Angeles, California | 1 | $ 1,600,000 | $ 1,600,000 | $ 0 |
| San Bernardino, California | 1 | $ 2,950,000 | $ 2,950,000 | $ 0 |
| San Diego, California | 1 | $ 7,000,000 | $ 7,000,000 | $ 0 |
| Ventura, California | 1 | $ 13,900,000 | $ 13,900,000 | $ 0 |
| Fairfield, Connecticut | 1 | $ 4,250,000 | $ 4,250,000 | $ 0 |
| Duval, Florida | 1 | $ 1,650,000 | $ 1,650,000 | $ 0 |
| Lake, Florida | 1 | $ 8,792,000 | $ 8,792,000 | $ 0 |
| Miami-Dade, Florida | 1 | $ 15,738,000 | $ 15,738,000 | $ 0 |
| Polk, Florida | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Volusia, Florida | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Coweta, Georgia | 1 | $ 2,510,000 | $ 2,510,000 | $ 0 |
| DeKalb, Georgia | 1 | $ 7,600,000 | $ 7,600,000 | $ 0 |
| Floyd, Georgia | 1 | $ 4,000,000 | $ 4,000,000 | $ 0 |
| Gwinnett, Georgia | 1 | $ 2,080,000 | $ 2,080,000 | $ 0 |
| Thomas, Georgia | 1 | $ 1,650,000 | $ 1,650,000 | $ 0 |
| Kauai, Hawaii | 1 | $ 88,000,000 | $ 88,000,000 | $ 0 |
| Ada, Idaho | 1 | $ 2,100,000 | $ 2,100,000 | $ 0 |
| Lake, Illinois | 1 | $ 30,000,000 | $ 30,000,000 | $ 0 |
| Monroe, Indiana | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Crawford, Kansas | 1 | $ 3,800,000 | $ 3,800,000 | $ 0 |
| Morris, Kansas | 1 | $ 544,000 | $ 544,000 | $ 0 |
| Riley, Kansas | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Saline, Kansas | 1 | $ 819,000 | $ 819,000 | $ 0 |
| Sedgwick, Kansas | 1 | $ 7,385,000 | $ 7,385,000 | $ 0 |
| Wyandotte, Kansas | 1 | $ 1,999,000 | $ 1,999,000 | $ 0 |
| Calcasieu, Louisiana | 1 | $ 4,600,000 | $ 4,600,000 | $ 0 |
| East Baton Rouge, Louisiana | 1 | $ 6,200,000 | $ 6,200,000 | $ 0 |
| Jefferson, Louisiana | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Middlesex, Massachusetts | 1 | $ 6,800,000 | $ 6,800,000 | $ 0 |
| Oakland, Michigan | 1 | $ 16,000,000 | $ 16,000,000 | $ 0 |
| Hinds, Mississippi | 1 | $ 2,896,000 | $ 2,896,000 | $ 0 |
| Madison, Mississippi | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Rankin, Mississippi | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Clay, Missouri | 1 | $ 2,100,000 | $ 2,100,000 | $ 0 |
| Hillsborough, New Hampshire | 1 | $ 2,400,000 | $ 2,400,000 | $ 0 |
| Onondaga, New York | 1 | $ 10,100,000 | $ 10,100,000 | $ 0 |
| Guilford, North Carolina | 1 | $ 10,560,000 | $ 10,560,000 | $ 0 |
| Mecklenburg, North Carolina | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Wake, North Carolina | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Cuyahoga, Ohio | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Delaware, Ohio | 1 | $ 6,300,000 | $ 6,300,000 | $ 0 |
| Warren, Ohio | 1 | $ 7,880,000 | $ 7,880,000 | $ 0 |
| Grady, Oklahoma | 1 | $ 1,409,000 | $ 1,409,000 | $ 0 |
| Yamhill, Oregon | 1 | $ 9,750,000 | $ 9,750,000 | $ 0 |
| Providence, Rhode Island | 1 | $ 12,000,000 | $ 12,000,000 | $ 0 |
| Charleston, South Carolina | 1 | $ 3,280,000 | $ 3,280,000 | $ 0 |
| Greenville, South Carolina | 1 | $ 4,075,000 | $ 4,075,000 | $ 0 |
| Richland, South Carolina | 1 | $ 7,660,000 | $ 7,660,000 | $ 0 |
| Sumter, South Carolina | 1 | $ 888,000 | $ 888,000 | $ 0 |
| Rutherford, Tennessee | 1 | $ 2,450,000 | $ 2,450,000 | $ 0 |
| Shelby, Tennessee | 1 | $ 6,350,000 | $ 6,350,000 | $ 0 |
| Bowie, Texas | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Ector, Texas | 1 | $ 1,875,000 | $ 1,875,000 | $ 0 |
| El Paso, Texas | 1 | $ 7,320,000 | $ 7,320,000 | $ 0 |
| Harris, Texas | 1 | $ 2,595,000 | $ 2,595,000 | $ 0 |
| Matagorda, Texas | 1 | $ 4,500,000 | $ 4,500,000 | $ 0 |
| Travis, Texas | 1 | $ 3,760,000 | $ 3,760,000 | $ 0 |
| Salt Lake, Utah | 1 | $ 2,850,000 | $ 2,850,000 | $ 0 |
| Spotsylvania, Virginia | 1 | $ 7,875,000 | $ 7,875,000 | $ 0 |
| King, Washington | 1 | $ 6,158,000 | $ 6,158,000 | $ 0 |
| Dunn, Wisconsin | 1 | $ 3,400,000 | $ 3,400,000 | $ 0 |
| Walworth, Wisconsin | 1 | $ 5,500,000 | $ 5,500,000 | $ 0 |
Mortgage Loan Application Detail Totals for Collateral Real Estate Capital in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 91 | $580,396,000 | $6,886,923 | $30,000,000 | $0 | $0 |
| Home Purchase | 57 | $373,381,000 | $9,249,360 | $88,000,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 148 | $953,777,000 | $8,763,764 | $88,000,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 143 | $935,103,000 | $8,752,205 | $88,000,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 5 | $18,674,000 | $4,083,666 | $7,385,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 143 | $927,150,000 | $8,706,794 | $88,000,000 | $0 | $0 |
| Application Withdrawn By Applicant | 3 | $17,307,000 | $5,769,000 | $7,600,000 | $0 | $0 |
| Application Approved But Not Accepted | 1 | $7,320,000 | $7,320,000 | $7,320,000 | $0 | $0 |
| Application Denied By Financial Institution | 1 | $2,000,000 | $2,000,000 | $2,000,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1 | $2,000,000 | $2,000,000 | $2,000,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Collateral Real Estate Capital's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Collateral Real Estate Capital's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About