Collateral Real Estate Capital
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Collateral Real Estate Capital 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Collateral Real Estate Capital 1900 Crestwood Boulevard Birmingham, AL 35210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 148 |
| Total Mortgage Loan Application Amount | $953,777,000 |
| Average Mortgage Loan Application Amount | $8,044,980 |
| Highest Mortgage Loan Application Amount | $88,000,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Collateral Real Estate Capital. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Collateral Real Estate Capital's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Collateral Real Estate Capital's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Collateral Real Estate Capital serves its applicants.
Each category highlights the total number of mortgage applications processed by Collateral Real Estate Capital, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Collateral Real Estate Capital's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dane County Wisconsin | 15 | $ 109,583,000 | $ 7,305,000 | $ 0 |
| Jefferson County Alabama | 8 | $ 56,623,000 | $ 7,077,000 | $ 0 |
| Jackson County Missouri | 4 | $ 10,051,000 | $ 2,512,000 | $ 0 |
| Franklin County Ohio | 4 | $ 41,918,000 | $ 10,479,000 | $ 0 |
| Tarrant County Texas | 4 | $ 9,505,000 | $ 2,376,000 | $ 0 |
| Washington County Arkansas | 3 | $ 8,150,000 | $ 2,716,000 | $ 0 |
| Escambia County Florida | 3 | $ 16,348,000 | $ 5,449,000 | $ 0 |
| Hillsborough County Florida | 3 | $ 51,625,000 | $ 17,208,000 | $ 0 |
| Johnson County Kansas | 3 | $ 26,150,000 | $ 8,716,000 | $ 0 |
| Milwaukee County Wisconsin | 3 | $ 29,400,000 | $ 9,800,000 | $ 0 |
| Waukesha County Wisconsin | 3 | $ 22,970,000 | $ 7,656,000 | $ 0 |
| Montgomery County Alabama | 2 | $ 9,707,000 | $ 4,853,000 | $ 0 |
| Shelby County Alabama | 2 | $ 36,739,000 | $ 18,369,000 | $ 0 |
| Maricopa County Arizona | 2 | $ 8,769,000 | $ 4,384,000 | $ 0 |
| Pima County Arizona | 2 | $ 4,126,000 | $ 2,063,000 | $ 0 |
| Brevard County Florida | 2 | $ 3,880,000 | $ 1,940,000 | $ 0 |
| Shawnee County Kansas | 2 | $ 3,650,000 | $ 1,825,000 | $ 0 |
| Douglas County Nebraska | 2 | $ 12,483,000 | $ 6,241,000 | $ 0 |
| Clark County Nevada | 2 | $ 20,800,000 | $ 10,400,000 | $ 0 |
| Montgomery County Ohio | 2 | $ 2,456,000 | $ 1,228,000 | $ 0 |
| Midland County Texas | 2 | $ 2,501,000 | $ 1,250,000 | $ 0 |
| Lee County Alabama | 1 | $ 10,120,000 | $ 10,120,000 | $ 0 |
| Madison County Alabama | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| Mobile County Alabama | 1 | $ 7,900,000 | $ 7,900,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 1,450,000 | $ 1,450,000 | $ 0 |
| Contra Costa County California | 1 | $ 25,000,000 | $ 25,000,000 | $ 0 |
| Los Angeles County California | 1 | $ 1,600,000 | $ 1,600,000 | $ 0 |
| San Bernardino County California | 1 | $ 2,950,000 | $ 2,950,000 | $ 0 |
| San Diego County California | 1 | $ 7,000,000 | $ 7,000,000 | $ 0 |
| Ventura County California | 1 | $ 13,900,000 | $ 13,900,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 4,250,000 | $ 4,250,000 | $ 0 |
| Duval County Florida | 1 | $ 1,650,000 | $ 1,650,000 | $ 0 |
| Lake County Florida | 1 | $ 8,792,000 | $ 8,792,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 15,738,000 | $ 15,738,000 | $ 0 |
| Polk County Florida | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Volusia County Florida | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Coweta County Georgia | 1 | $ 2,510,000 | $ 2,510,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 7,600,000 | $ 7,600,000 | $ 0 |
| Floyd County Georgia | 1 | $ 4,000,000 | $ 4,000,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 2,080,000 | $ 2,080,000 | $ 0 |
| Thomas County Georgia | 1 | $ 1,650,000 | $ 1,650,000 | $ 0 |
| Kauai County Hawaii | 1 | $ 88,000,000 | $ 88,000,000 | $ 0 |
| Ada County Idaho | 1 | $ 2,100,000 | $ 2,100,000 | $ 0 |
| Lake County Illinois | 1 | $ 30,000,000 | $ 30,000,000 | $ 0 |
| Monroe County Indiana | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Crawford County Kansas | 1 | $ 3,800,000 | $ 3,800,000 | $ 0 |
| Morris County Kansas | 1 | $ 544,000 | $ 544,000 | $ 0 |
| Riley County Kansas | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Saline County Kansas | 1 | $ 819,000 | $ 819,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 7,385,000 | $ 7,385,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 1,999,000 | $ 1,999,000 | $ 0 |
| Calcasieu County Louisiana | 1 | $ 4,600,000 | $ 4,600,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 6,200,000 | $ 6,200,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 6,800,000 | $ 6,800,000 | $ 0 |
| Oakland County Michigan | 1 | $ 16,000,000 | $ 16,000,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 2,896,000 | $ 2,896,000 | $ 0 |
| Madison County Mississippi | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Rankin County Mississippi | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Clay County Missouri | 1 | $ 2,100,000 | $ 2,100,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 2,400,000 | $ 2,400,000 | $ 0 |
| Onondaga County New York | 1 | $ 10,100,000 | $ 10,100,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 10,560,000 | $ 10,560,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Wake County North Carolina | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Delaware County Ohio | 1 | $ 6,300,000 | $ 6,300,000 | $ 0 |
| Warren County Ohio | 1 | $ 7,880,000 | $ 7,880,000 | $ 0 |
| Grady County Oklahoma | 1 | $ 1,409,000 | $ 1,409,000 | $ 0 |
| Yamhill County Oregon | 1 | $ 9,750,000 | $ 9,750,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 12,000,000 | $ 12,000,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 3,280,000 | $ 3,280,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 4,075,000 | $ 4,075,000 | $ 0 |
| Richland County South Carolina | 1 | $ 7,660,000 | $ 7,660,000 | $ 0 |
| Sumter County South Carolina | 1 | $ 888,000 | $ 888,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 2,450,000 | $ 2,450,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 6,350,000 | $ 6,350,000 | $ 0 |
| Bowie County Texas | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Ector County Texas | 1 | $ 1,875,000 | $ 1,875,000 | $ 0 |
| El Paso County Texas | 1 | $ 7,320,000 | $ 7,320,000 | $ 0 |
| Harris County Texas | 1 | $ 2,595,000 | $ 2,595,000 | $ 0 |
| Matagorda County Texas | 1 | $ 4,500,000 | $ 4,500,000 | $ 0 |
| Travis County Texas | 1 | $ 3,760,000 | $ 3,760,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 2,850,000 | $ 2,850,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 7,875,000 | $ 7,875,000 | $ 0 |
| King County Washington | 1 | $ 6,158,000 | $ 6,158,000 | $ 0 |
| Dunn County Wisconsin | 1 | $ 3,400,000 | $ 3,400,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 5,500,000 | $ 5,500,000 | $ 0 |
Mortgage Loan Application Detail Totals for Collateral Real Estate Capital in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 91 | $580,396,000 | $6,886,923 | $30,000,000 | $0 | $0 |
| Home Purchase | 57 | $373,381,000 | $9,249,360 | $88,000,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 148 | $953,777,000 | $8,763,764 | $88,000,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 143 | $935,103,000 | $8,752,205 | $88,000,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 5 | $18,674,000 | $4,083,666 | $7,385,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 143 | $927,150,000 | $8,706,794 | $88,000,000 | $0 | $0 |
| Application Withdrawn By Applicant | 3 | $17,307,000 | $5,769,000 | $7,600,000 | $0 | $0 |
| Application Approved But Not Accepted | 1 | $7,320,000 | $7,320,000 | $7,320,000 | $0 | $0 |
| Application Denied By Financial Institution | 1 | $2,000,000 | $2,000,000 | $2,000,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1 | $2,000,000 | $2,000,000 | $2,000,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Collateral Real Estate Capital's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Collateral Real Estate Capital's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.