Columbia Home Loans, Llc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Columbia Home Loans, Llc. 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Columbia Home Loans, Llc. C/O Ocean First Bank, 975 Hooper Avenue Toms River, NJ 08753 |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,918 |
| Total Mortgage Loan Application Amount | $672,276,000 |
| Average Mortgage Loan Application Amount | $177,987 |
| Highest Mortgage Loan Application Amount | $3,624,000 |
| Average Applicant Income | $98,233 |
| Highest Applicant Income | $2,220,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Columbia Home Loans, Llc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Columbia Home Loans, Llc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Columbia Home Loans, Llc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Columbia Home Loans, Llc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Columbia Home Loans, Llc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Columbia Home Loans, Llc.'s mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 552 | $ 127,423,000 | $ 230,000 | $ 93,000 |
| Westchester County New York | 377 | $ 113,383,000 | $ 300,000 | $ 103,000 |
| Nassau County New York | 127 | $ 34,890,000 | $ 274,000 | $ 108,000 |
| Bergen County New Jersey | 102 | $ 27,806,000 | $ 272,000 | $ 151,000 |
| Fairfield County Connecticut | 101 | $ 30,020,000 | $ 297,000 | $ 123,000 |
| Orange County New York | 89 | $ 15,949,000 | $ 179,000 | $ 82,000 |
| Queens County New York | 88 | $ 20,852,000 | $ 236,000 | $ 77,000 |
| Kings County New York | 83 | $ 23,004,000 | $ 277,000 | $ 79,000 |
| Richmond County New York | 70 | $ 16,850,000 | $ 240,000 | $ 79,000 |
| Dutchess County New York | 68 | $ 13,422,000 | $ 197,000 | $ 76,000 |
| Ocean County New Jersey | 55 | $ 11,955,000 | $ 217,000 | $ 100,000 |
| Bronx County New York | 55 | $ 13,638,000 | $ 247,000 | $ 103,000 |
| Putnam County New York | 53 | $ 11,954,000 | $ 225,000 | $ 120,000 |
| Monmouth County New Jersey | 49 | $ 12,100,000 | $ 246,000 | $ 101,000 |
| Passaic County New Jersey | 47 | $ 10,270,000 | $ 218,000 | $ 112,000 |
| Rockland County New York | 47 | $ 12,515,000 | $ 266,000 | $ 111,000 |
| New Haven County Connecticut | 42 | $ 5,686,000 | $ 135,000 | $ 70,000 |
| Essex County New Jersey | 40 | $ 7,965,000 | $ 199,000 | $ 90,000 |
| Middlesex County New Jersey | 40 | $ 8,356,000 | $ 208,000 | $ 95,000 |
| Hudson County New Jersey | 35 | $ 7,686,000 | $ 219,000 | $ 83,000 |
| Morris County New Jersey | 33 | $ 9,625,000 | $ 291,000 | $ 107,000 |
| Union County New Jersey | 29 | $ 6,470,000 | $ 223,000 | $ 99,000 |
| Litchfield County Connecticut | 26 | $ 4,556,000 | $ 175,000 | $ 96,000 |
| New York County New York | 22 | $ 7,932,000 | $ 360,000 | $ 174,000 |
| Camden County New Jersey | 18 | $ 2,429,000 | $ 134,000 | $ 77,000 |
| Sussex County New Jersey | 16 | $ 2,911,000 | $ 181,000 | $ 91,000 |
| Bristol County Massachusetts | 14 | $ 2,030,000 | $ 145,000 | $ 72,000 |
| Miami-Dade County Florida | 13 | $ 4,677,000 | $ 359,000 | $ 160,000 |
| Somerset County New Jersey | 12 | $ 2,620,000 | $ 218,000 | $ 144,000 |
| Ulster County New York | 12 | $ 1,596,000 | $ 133,000 | $ 70,000 |
| Maricopa County Arizona | 9 | $ 1,124,000 | $ 124,000 | $ 89,000 |
| Broward County Florida | 9 | $ 1,322,000 | $ 146,000 | $ 106,000 |
| Palm Beach County Florida | 9 | $ 1,501,000 | $ 166,000 | $ 98,000 |
| Barnstable County Massachusetts | 9 | $ 1,706,000 | $ 189,000 | $ 103,000 |
| Worcester County Massachusetts | 9 | $ 1,863,000 | $ 207,000 | $ 97,000 |
| Atlantic County New Jersey | 9 | $ 1,234,000 | $ 137,000 | $ 56,000 |
| Baltimore County Maryland | 8 | $ 1,389,000 | $ 173,000 | $ 60,000 |
| Middlesex County Massachusetts | 8 | $ 2,584,000 | $ 323,000 | $ 79,000 |
| Plymouth County Massachusetts | 8 | $ 1,722,000 | $ 215,000 | $ 68,000 |
| Cook County Illinois | 7 | $ 761,000 | $ 108,000 | $ 72,000 |
| Norfolk County Massachusetts | 7 | $ 1,581,000 | $ 225,000 | $ 95,000 |
| Suffolk County Massachusetts | 7 | $ 2,465,000 | $ 352,000 | $ 273,000 |
| Cape May County New Jersey | 7 | $ 1,602,000 | $ 228,000 | $ 163,000 |
| Mercer County New Jersey | 7 | $ 1,300,000 | $ 185,000 | $ 61,000 |
| Bucks County Pennsylvania | 7 | $ 1,158,000 | $ 165,000 | $ 98,000 |
| Philadelphia County Pennsylvania | 7 | $ 802,000 | $ 114,000 | $ 76,000 |
| Pike County Pennsylvania | 7 | $ 632,000 | $ 90,000 | $ 87,000 |
| Chittenden County Vermont | 7 | $ 1,300,000 | $ 185,000 | $ 87,000 |
| Flagler County Florida | 6 | $ 809,000 | $ 134,000 | $ 64,000 |
| Hampden County Massachusetts | 6 | $ 687,000 | $ 114,000 | $ 58,000 |
| Burlington County New Jersey | 6 | $ 1,034,000 | $ 172,000 | $ 49,000 |
| Erie County New York | 6 | $ 622,000 | $ 103,000 | $ 26,000 |
| Greene County New York | 6 | $ 794,000 | $ 132,000 | $ 115,000 |
| Onondaga County New York | 6 | $ 445,000 | $ 74,000 | $ 64,000 |
| Fairfax County Virginia | 6 | $ 1,629,000 | $ 271,000 | $ 65,000 |
| District of Columbia County District Of Columbia | 5 | $ 1,176,000 | $ 235,000 | $ 77,000 |
| Montgomery County Maryland | 5 | $ 1,202,000 | $ 240,000 | $ 90,000 |
| Essex County Massachusetts | 5 | $ 1,187,000 | $ 237,000 | $ 103,000 |
| Gloucester County New Jersey | 5 | $ 712,000 | $ 142,000 | $ 80,000 |
| Mecklenburg County North Carolina | 5 | $ 459,000 | $ 91,000 | $ 121,000 |
| Montgomery County Pennsylvania | 5 | $ 1,924,000 | $ 384,000 | $ 176,000 |
| Wayne County Pennsylvania | 5 | $ 630,000 | $ 126,000 | $ 125,000 |
| Kent County Rhode Island | 5 | $ 844,000 | $ 168,000 | $ 76,000 |
| Providence County Rhode Island | 5 | $ 952,000 | $ 190,000 | $ 72,000 |
| Los Angeles County California | 4 | $ 1,279,000 | $ 319,000 | $ 73,000 |
| San Bernardino County California | 4 | $ 616,000 | $ 154,000 | $ 62,000 |
| Hartford County Connecticut | 4 | $ 528,000 | $ 132,000 | $ 71,000 |
| New London County Connecticut | 4 | $ 630,000 | $ 157,000 | $ 51,000 |
| Prince George's County Maryland | 4 | $ 486,000 | $ 121,000 | $ 63,000 |
| Saratoga County New York | 4 | $ 914,000 | $ 228,000 | $ 109,000 |
| Sullivan County New York | 4 | $ 548,000 | $ 137,000 | $ 113,000 |
| Washington County Vermont | 4 | $ 656,000 | $ 164,000 | $ 99,000 |
| Prince William County Virginia | 4 | $ 698,000 | $ 174,000 | $ 55,000 |
| Riverside County California | 3 | $ 610,000 | $ 203,000 | $ 45,000 |
| Manatee County Florida | 3 | $ 335,000 | $ 111,000 | $ 114,000 |
| Pasco County Florida | 3 | $ 401,000 | $ 133,000 | $ 69,000 |
| Fulton County Georgia | 3 | $ 1,146,000 | $ 382,000 | $ 377,000 |
| Newton County Georgia | 3 | $ 298,000 | $ 99,000 | $ 117,000 |
| York County Maine | 3 | $ 817,000 | $ 272,000 | $ 109,000 |
| Baltimore City County Maryland | 3 | $ 439,000 | $ 146,000 | $ 110,000 |
| Hampshire County Massachusetts | 3 | $ 461,000 | $ 153,000 | $ 52,000 |
| Hillsborough County New Hampshire | 3 | $ 373,000 | $ 124,000 | $ 116,000 |
| Rockingham County New Hampshire | 3 | $ 616,000 | $ 205,000 | $ 68,000 |
| Cumberland County New Jersey | 3 | $ 296,000 | $ 98,000 | $ 73,000 |
| Hunterdon County New Jersey | 3 | $ 841,000 | $ 280,000 | $ 79,000 |
| Chenango County New York | 3 | $ 166,000 | $ 55,000 | $ 68,000 |
| Oneida County New York | 3 | $ 288,000 | $ 96,000 | $ 94,000 |
| Warren County New York | 3 | $ 533,000 | $ 177,000 | $ 33,000 |
| Perquimans County North Carolina | 3 | $ 335,000 | $ 111,000 | $ 62,000 |
| Wake County North Carolina | 3 | $ 242,000 | $ 80,000 | $ 68,000 |
| Summit County Ohio | 3 | $ 203,000 | $ 67,000 | $ 55,000 |
| Charleston County South Carolina | 3 | $ 808,000 | $ 269,000 | $ 125,000 |
| Salt Lake County Utah | 3 | $ 324,000 | $ 108,000 | $ 17,000 |
| Lamoille County Vermont | 3 | $ 701,000 | $ 233,000 | $ 102,000 |
| Windham County Vermont | 3 | $ 541,000 | $ 180,000 | $ 273,000 |
| Windsor County Vermont | 3 | $ 227,000 | $ 75,000 | $ 53,000 |
| Whatcom County Washington | 3 | $ 579,000 | $ 193,000 | $ 135,000 |
| Juneau County Alaska | 2 | $ 162,000 | $ 81,000 | $ 57,000 |
| Sacramento County California | 2 | $ 396,000 | $ 198,000 | $ 87,000 |
| El Paso County Colorado | 2 | $ 158,000 | $ 79,000 | $ 55,000 |
| Middlesex County Connecticut | 2 | $ 660,000 | $ 330,000 | $ 152,000 |
| Kent County Delaware | 2 | $ 256,000 | $ 128,000 | $ 48,000 |
| Brevard County Florida | 2 | $ 170,000 | $ 85,000 | $ 30,000 |
| Charlotte County Florida | 2 | $ 218,000 | $ 109,000 | $ 53,000 |
| Collier County Florida | 2 | $ 137,000 | $ 68,000 | $ 104,000 |
| Duval County Florida | 2 | $ 177,000 | $ 88,000 | $ 94,000 |
| Indian River County Florida | 2 | $ 194,000 | $ 97,000 | $ 69,000 |
| Monroe County Florida | 2 | $ 504,000 | $ 252,000 | $ 180,000 |
| Pinellas County Florida | 2 | $ 237,000 | $ 118,000 | $ 70,000 |
| Polk County Florida | 2 | $ 216,000 | $ 108,000 | $ 146,000 |
| Gwinnett County Georgia | 2 | $ 194,000 | $ 97,000 | $ 73,000 |
| Habersham County Georgia | 2 | $ 146,000 | $ 73,000 | $ 144,000 |
| Henry County Georgia | 2 | $ 374,000 | $ 187,000 | $ 149,000 |
| Kauai County Hawaii | 2 | $ 584,000 | $ 292,000 | $ 330,000 |
| McHenry County Illinois | 2 | $ 226,000 | $ 113,000 | $ 68,000 |
| Geary County Kansas | 2 | $ 109,000 | $ 54,000 | $ 0 |
| Waldo County Maine | 2 | $ 163,000 | $ 81,000 | $ 77,000 |
| Dukes County Massachusetts | 2 | $ 325,000 | $ 162,000 | $ 158,000 |
| Alpena County Michigan | 2 | $ 103,000 | $ 51,000 | $ 60,000 |
| Macomb County Michigan | 2 | $ 265,000 | $ 132,000 | $ 56,000 |
| Hinds County Mississippi | 2 | $ 191,000 | $ 95,000 | $ 84,000 |
| St. Charles County Missouri | 2 | $ 223,000 | $ 111,000 | $ 72,000 |
| Clark County Nevada | 2 | $ 449,000 | $ 224,000 | $ 69,000 |
| Warren County New Jersey | 2 | $ 290,000 | $ 145,000 | $ 51,000 |
| Albany County New York | 2 | $ 307,000 | $ 153,000 | $ 61,000 |
| Chautauqua County New York | 2 | $ 228,000 | $ 114,000 | $ 33,000 |
| Clinton County New York | 2 | $ 163,000 | $ 81,000 | $ 61,000 |
| Monroe County New York | 2 | $ 152,000 | $ 76,000 | $ 65,000 |
| Iredell County North Carolina | 2 | $ 143,000 | $ 71,000 | $ 51,000 |
| Franklin County Ohio | 2 | $ 122,000 | $ 61,000 | $ 80,000 |
| Marion County Oregon | 2 | $ 219,000 | $ 109,000 | $ 53,000 |
| Multnomah County Oregon | 2 | $ 207,000 | $ 103,000 | $ 109,000 |
| Berks County Pennsylvania | 2 | $ 385,000 | $ 192,000 | $ 56,000 |
| Georgetown County South Carolina | 2 | $ 153,000 | $ 76,000 | $ 75,000 |
| Horry County South Carolina | 2 | $ 446,000 | $ 223,000 | $ 52,000 |
| Richland County South Carolina | 2 | $ 329,000 | $ 164,000 | $ 152,000 |
| York County South Carolina | 2 | $ 527,000 | $ 263,000 | $ 160,000 |
| Jefferson County Tennessee | 2 | $ 185,000 | $ 92,000 | $ 246,000 |
| Franklin County Vermont | 2 | $ 267,000 | $ 133,000 | $ 58,000 |
| Chesapeake County Virginia | 2 | $ 404,000 | $ 202,000 | $ 85,000 |
| Henrico County Virginia | 2 | $ 336,000 | $ 168,000 | $ 64,000 |
| Loudoun County Virginia | 2 | $ 423,000 | $ 211,000 | $ 164,000 |
| Stafford County Virginia | 2 | $ 634,000 | $ 317,000 | $ 130,000 |
| Skagit County Washington | 2 | $ 425,000 | $ 212,000 | $ 198,000 |
| Milwaukee County Wisconsin | 2 | $ 275,000 | $ 137,000 | $ 83,000 |
| Madison County Alabama | 1 | $ 59,000 | $ 59,000 | $ 84,000 |
| Anchorage County Alaska | 1 | $ 220,000 | $ 220,000 | $ 80,000 |
| Alameda County California | 1 | $ 187,000 | $ 187,000 | $ 64,000 |
| Butte County California | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Madera County California | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Merced County California | 1 | $ 80,000 | $ 80,000 | $ 83,000 |
| Orange County California | 1 | $ 450,000 | $ 450,000 | $ 157,000 |
| San Joaquin County California | 1 | $ 352,000 | $ 352,000 | $ 1,886,000 |
| Santa Clara County California | 1 | $ 276,000 | $ 276,000 | $ 105,000 |
| Shasta County California | 1 | $ 105,000 | $ 105,000 | $ 127,000 |
| Pitkin County Colorado | 1 | $ 3,624,000 | $ 3,624,000 | $ 654,000 |
| New Castle County Delaware | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
| Hernando County Florida | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Lee County Florida | 1 | $ 342,000 | $ 342,000 | $ 187,000 |
| Orange County Florida | 1 | $ 136,000 | $ 136,000 | $ 38,000 |
| Osceola County Florida | 1 | $ 23,000 | $ 23,000 | $ 54,000 |
| Sarasota County Florida | 1 | $ 95,000 | $ 95,000 | $ 109,000 |
| St. Johns County Florida | 1 | $ 224,000 | $ 224,000 | $ 114,000 |
| St. Lucie County Florida | 1 | $ 203,000 | $ 203,000 | $ 98,000 |
| Volusia County Florida | 1 | $ 101,000 | $ 101,000 | $ 60,000 |
| DeKalb County Georgia | 1 | $ 95,000 | $ 95,000 | $ 99,000 |
| Hall County Georgia | 1 | $ 137,000 | $ 137,000 | $ 32,000 |
| DeKalb County Illinois | 1 | $ 109,000 | $ 109,000 | $ 167,000 |
| Kane County Illinois | 1 | $ 221,000 | $ 221,000 | $ 94,000 |
| Will County Illinois | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Hendricks County Indiana | 1 | $ 90,000 | $ 90,000 | $ 61,000 |
| Clark County Kentucky | 1 | $ 106,000 | $ 106,000 | $ 45,000 |
| Cumberland County Maine | 1 | $ 50,000 | $ 50,000 | $ 160,000 |
| Franklin County Maine | 1 | $ 94,000 | $ 94,000 | $ 30,000 |
| Kennebec County Maine | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Oxford County Maine | 1 | $ 75,000 | $ 75,000 | $ 330,000 |
| Penobscot County Maine | 1 | $ 88,000 | $ 88,000 | $ 28,000 |
| Anne Arundel County Maryland | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Charles County Maryland | 1 | $ 126,000 | $ 126,000 | $ 48,000 |
| Queen Anne's County Maryland | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| Berkshire County Massachusetts | 1 | $ 80,000 | $ 80,000 | $ 212,000 |
| Gratiot County Michigan | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Ingham County Michigan | 1 | $ 171,000 | $ 171,000 | $ 150,000 |
| Muskegon County Michigan | 1 | $ 126,000 | $ 126,000 | $ 69,000 |
| Jefferson County Missouri | 1 | $ 170,000 | $ 170,000 | $ 54,000 |
| St. Louis County Missouri | 1 | $ 58,000 | $ 58,000 | $ 35,000 |
| Sarpy County Nebraska | 1 | $ 112,000 | $ 112,000 | $ 58,000 |
| Saunders County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Douglas County Nevada | 1 | $ 275,000 | $ 275,000 | $ 119,000 |
| Coos County New Hampshire | 1 | $ 93,000 | $ 93,000 | $ 65,000 |
| Bernalillo County New Mexico | 1 | $ 139,000 | $ 139,000 | $ 102,000 |
| Grant County New Mexico | 1 | $ 196,000 | $ 196,000 | $ 120,000 |
| Broome County New York | 1 | $ 54,000 | $ 54,000 | $ 123,000 |
| Franklin County New York | 1 | $ 203,000 | $ 203,000 | $ 94,000 |
| Fulton County New York | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Jefferson County New York | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Madison County New York | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Niagara County New York | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Ontario County New York | 1 | $ 116,000 | $ 116,000 | $ 29,000 |
| Rensselaer County New York | 1 | $ 110,000 | $ 110,000 | $ 31,000 |
| Schenectady County New York | 1 | $ 214,000 | $ 214,000 | $ 73,000 |
| Brunswick County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 33,000 |
| Cabarrus County North Carolina | 1 | $ 241,000 | $ 241,000 | $ 80,000 |
| Camden County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 61,000 |
| Cherokee County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 210,000 |
| Currituck County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 104,000 |
| Granville County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 33,000 |
| Guilford County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
| Macon County North Carolina | 1 | $ 261,000 | $ 261,000 | $ 337,000 |
| Moore County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Onslow County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 80,000 |
| Pasquotank County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 146,000 |
| Pender County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 91,000 |
| Transylvania County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 77,000 |
| Union County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 48,000 |
| Wayne County North Carolina | 1 | $ 131,000 | $ 131,000 | $ 52,000 |
| Belmont County Ohio | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Clermont County Ohio | 1 | $ 128,000 | $ 128,000 | $ 53,000 |
| Cuyahoga County Ohio | 1 | $ 103,000 | $ 103,000 | $ 44,000 |
| Lake County Ohio | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Marion County Ohio | 1 | $ 89,000 | $ 89,000 | $ 43,000 |
| Garfield County Oklahoma | 1 | $ 109,000 | $ 109,000 | $ 58,000 |
| Tulsa County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 83,000 |
| Wagoner County Oklahoma | 1 | $ 88,000 | $ 88,000 | $ 93,000 |
| Centre County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Chester County Pennsylvania | 1 | $ 292,000 | $ 292,000 | $ 105,000 |
| Columbia County Pennsylvania | 1 | $ 188,000 | $ 188,000 | $ 90,000 |
| Cumberland County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 75,000 |
| Delaware County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 190,000 |
| Monroe County Pennsylvania | 1 | $ 203,000 | $ 203,000 | $ 53,000 |
| Newport County Rhode Island | 1 | $ 40,000 | $ 40,000 | $ 83,000 |
| Chester County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Greenville County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Knox County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 90,000 |
| Rutherford County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 73,000 |
| Sullivan County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 42,000 |
| Comal County Texas | 1 | $ 126,000 | $ 126,000 | $ 34,000 |
| Galveston County Texas | 1 | $ 148,000 | $ 148,000 | $ 150,000 |
| Bennington County Vermont | 1 | $ 268,000 | $ 268,000 | $ 180,000 |
| Grand Isle County Vermont | 1 | $ 116,000 | $ 116,000 | $ 120,000 |
| Rutland County Vermont | 1 | $ 54,000 | $ 54,000 | $ 45,000 |
| Franklin City County Virginia | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Hanover County Virginia | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Harrisonburg County Virginia | 1 | $ 151,000 | $ 151,000 | $ 35,000 |
| New Kent County Virginia | 1 | $ 87,000 | $ 87,000 | $ 50,000 |
| Virginia Beach County Virginia | 1 | $ 133,000 | $ 133,000 | $ 42,000 |
| King County Washington | 1 | $ 119,000 | $ 119,000 | $ 47,000 |
| Kitsap County Washington | 1 | $ 128,000 | $ 128,000 | $ 79,000 |
| Hampshire County West Virginia | 1 | $ 190,000 | $ 190,000 | $ 268,000 |
| Jefferson County West Virginia | 1 | $ 240,000 | $ 240,000 | $ 38,000 |
| Brown County Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Marathon County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for Columbia Home Loans, Llc. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,709 | $342,345,000 | $162,675 | $3,624,000 | $92,800 | $2,220,000 |
| Home Purchase | 1,209 | $329,931,000 | $194,540 | $1,700,000 | $104,108 | $2,096,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,162 | $510,295,000 | $190,926 | $3,624,000 | $103,000 | $2,096,000 |
| Hispanic | 276 | $62,367,000 | $189,076 | $1,218,000 | $80,153 | $743,000 |
| Black or African American | 243 | $51,071,000 | $156,066 | $650,000 | $71,200 | $324,000 |
| Not Provided | 170 | $32,471,000 | $155,192 | $891,000 | $87,807 | $2,220,000 |
| Asian | 55 | $14,157,000 | $226,400 | $1,000,000 | $79,100 | $281,000 |
| American Indian or Alaskan Native | 6 | $800,000 | $135,800 | $296,000 | $77,800 | $93,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $926,000 | $175,500 | $351,000 | $126,500 | $145,000 |
| Not applicable | 1 | $189,000 | $189,000 | $189,000 | $80,000 | $80,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,826 | $653,214,000 | $179,348 | $3,624,000 | $98,976 | $2,220,000 |
| FHA-insured (Federal Housing Administration) | 92 | $19,062,000 | $191,000 | $411,000 | $60,000 | $151,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,386 | $539,436,000 | $150,380 | $1,700,000 | $91,571 | $2,220,000 |
| Application Withdrawn By Applicant | 407 | $104,849,000 | $320,416 | $3,624,000 | $139,458 | $1,886,000 |
| Application Denied By Financial Institution | 100 | $21,720,000 | $206,454 | $1,000,000 | $66,363 | $324,000 |
| File Closed For Incompleteness | 18 | $4,640,000 | $310,000 | $450,000 | $112,333 | $202,000 |
| Application Approved But Not Accepted | 7 | $1,631,000 | $281,500 | $350,000 | $117,000 | $138,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 23 | $4,754,000 | $159,833 | $828,000 | $72,333 | $281,000 |
| Credit History | 17 | $3,643,000 | $196,000 | $675,000 | $69,666 | $180,000 |
| Collateral | 16 | $3,417,000 | $272,000 | $650,000 | $63,000 | $144,000 |
| Debt-To-Income Ratio | 13 | $2,131,000 | $168,000 | $535,000 | $63,000 | $110,000 |
| Credit Application Incomplete | 4 | $1,716,000 | $619,000 | $1,000,000 | $166,500 | $293,000 |
| Employment History | 3 | $659,000 | $221,000 | $231,000 | $77,000 | $102,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $663,000 | $331,000 | $520,000 | $27,000 | $54,000 |
| Unverifiable Information | 2 | $312,000 | $156,000 | $238,000 | $82,500 | $86,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Columbia Home Loans, Llc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Columbia Home Loans, Llc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.