Columbia Home Loans, Llc. Mortgage Lending & HMDA Data, 2004
In 2004, Columbia Home Loans, Llc. of Toms River, NJ reported 2,918 mortgage applications totaling $672.3 million. The average application was for $230,389, and applicants reported an average income of $95,724. 82% of its applications resulted in an originated loan and 3% were denied. Its largest markets were New York-Wayne-White Plains, NY-NJ (795), Nassau-Suffolk, NY (679) and Poughkeepsie-Newburgh-Middletown, NY (157) (applications in parentheses).
| Mortgage Company & Address | Columbia Home Loans, Llc. C/O Ocean First Bank, 975 Hooper Avenue Toms River, NJ 08753 |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,918 |
| Total Mortgage Loan Application Amount | $672,276,000 |
| Average Mortgage Loan Application Amount | $230,389 |
| Highest Mortgage Loan Application Amount | $3,624,000 |
| Average Applicant Income | $95,724 |
| Highest Applicant Income | $2,220,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Columbia Home Loans, Llc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk, New York | 552 | $ 127,423,000 | $ 230,838 | $ 93,000 |
| Westchester, New York | 377 | $ 113,383,000 | $ 300,750 | $ 103,000 |
| Nassau, New York | 127 | $ 34,890,000 | $ 274,724 | $ 108,000 |
| Bergen, New Jersey | 102 | $ 27,806,000 | $ 272,607 | $ 151,000 |
| Fairfield, Connecticut | 101 | $ 30,020,000 | $ 297,227 | $ 123,000 |
| Orange, New York | 89 | $ 15,949,000 | $ 179,202 | $ 82,000 |
| Queens, New York | 88 | $ 20,852,000 | $ 236,954 | $ 77,000 |
| Kings, New York | 83 | $ 23,004,000 | $ 277,156 | $ 79,000 |
| Richmond, New York | 70 | $ 16,850,000 | $ 240,714 | $ 79,000 |
| Dutchess, New York | 68 | $ 13,422,000 | $ 197,382 | $ 76,000 |
| Ocean, New Jersey | 55 | $ 11,955,000 | $ 217,363 | $ 100,000 |
| Bronx, New York | 55 | $ 13,638,000 | $ 247,963 | $ 103,000 |
| Putnam, New York | 53 | $ 11,954,000 | $ 225,547 | $ 120,000 |
| Monmouth, New Jersey | 49 | $ 12,100,000 | $ 246,938 | $ 101,000 |
| Passaic, New Jersey | 47 | $ 10,270,000 | $ 218,510 | $ 112,000 |
| Rockland, New York | 47 | $ 12,515,000 | $ 266,276 | $ 111,000 |
| New Haven, Connecticut | 42 | $ 5,686,000 | $ 135,380 | $ 70,000 |
| Essex, New Jersey | 40 | $ 7,965,000 | $ 199,125 | $ 90,000 |
| Middlesex, New Jersey | 40 | $ 8,356,000 | $ 208,900 | $ 95,000 |
| Hudson, New Jersey | 35 | $ 7,686,000 | $ 219,600 | $ 83,000 |
| Morris, New Jersey | 33 | $ 9,625,000 | $ 291,666 | $ 107,000 |
| Union, New Jersey | 29 | $ 6,470,000 | $ 223,103 | $ 99,000 |
| Litchfield, Connecticut | 26 | $ 4,556,000 | $ 175,230 | $ 96,000 |
| New York, New York | 22 | $ 7,932,000 | $ 360,545 | $ 174,000 |
| Camden, New Jersey | 18 | $ 2,429,000 | $ 134,944 | $ 77,000 |
| Sussex, New Jersey | 16 | $ 2,911,000 | $ 181,937 | $ 91,000 |
| Bristol, Massachusetts | 14 | $ 2,030,000 | $ 145,000 | $ 72,000 |
| Miami-Dade, Florida | 13 | $ 4,677,000 | $ 359,769 | $ 160,000 |
| Somerset, New Jersey | 12 | $ 2,620,000 | $ 218,333 | $ 144,000 |
| Ulster, New York | 12 | $ 1,596,000 | $ 133,000 | $ 70,000 |
| Maricopa, Arizona | 9 | $ 1,124,000 | $ 124,888 | $ 89,000 |
| Broward, Florida | 9 | $ 1,322,000 | $ 146,888 | $ 106,000 |
| Palm Beach, Florida | 9 | $ 1,501,000 | $ 166,777 | $ 98,000 |
| Barnstable, Massachusetts | 9 | $ 1,706,000 | $ 189,555 | $ 103,000 |
| Worcester, Massachusetts | 9 | $ 1,863,000 | $ 207,000 | $ 97,000 |
| Atlantic, New Jersey | 9 | $ 1,234,000 | $ 137,111 | $ 56,000 |
| Baltimore, Maryland | 8 | $ 1,389,000 | $ 173,625 | $ 60,000 |
| Middlesex, Massachusetts | 8 | $ 2,584,000 | $ 323,000 | $ 79,000 |
| Plymouth, Massachusetts | 8 | $ 1,722,000 | $ 215,250 | $ 68,000 |
| Cook, Illinois | 7 | $ 761,000 | $ 108,714 | $ 72,000 |
| Norfolk, Massachusetts | 7 | $ 1,581,000 | $ 225,857 | $ 95,000 |
| Suffolk, Massachusetts | 7 | $ 2,465,000 | $ 352,142 | $ 273,000 |
| Cape May, New Jersey | 7 | $ 1,602,000 | $ 228,857 | $ 163,000 |
| Mercer, New Jersey | 7 | $ 1,300,000 | $ 185,714 | $ 61,000 |
| Bucks, Pennsylvania | 7 | $ 1,158,000 | $ 165,428 | $ 98,000 |
| Philadelphia, Pennsylvania | 7 | $ 802,000 | $ 114,571 | $ 76,000 |
| Pike, Pennsylvania | 7 | $ 632,000 | $ 90,285 | $ 87,000 |
| Chittenden, Vermont | 7 | $ 1,300,000 | $ 185,714 | $ 87,000 |
| Flagler, Florida | 6 | $ 809,000 | $ 134,833 | $ 64,000 |
| Hampden, Massachusetts | 6 | $ 687,000 | $ 114,500 | $ 58,000 |
| Burlington, New Jersey | 6 | $ 1,034,000 | $ 172,333 | $ 49,000 |
| Erie, New York | 6 | $ 622,000 | $ 103,666 | $ 26,000 |
| Greene, New York | 6 | $ 794,000 | $ 132,333 | $ 115,000 |
| Onondaga, New York | 6 | $ 445,000 | $ 74,166 | $ 64,000 |
| Fairfax, Virginia | 6 | $ 1,629,000 | $ 271,500 | $ 65,000 |
| District of Columbia, District Of Columbia | 5 | $ 1,176,000 | $ 235,200 | $ 77,000 |
| Montgomery, Maryland | 5 | $ 1,202,000 | $ 240,400 | $ 90,000 |
| Essex, Massachusetts | 5 | $ 1,187,000 | $ 237,400 | $ 103,000 |
| Gloucester, New Jersey | 5 | $ 712,000 | $ 142,400 | $ 80,000 |
| Mecklenburg, North Carolina | 5 | $ 459,000 | $ 91,800 | $ 121,000 |
| Montgomery, Pennsylvania | 5 | $ 1,924,000 | $ 384,800 | $ 176,000 |
| Wayne, Pennsylvania | 5 | $ 630,000 | $ 126,000 | $ 125,000 |
| Kent, Rhode Island | 5 | $ 844,000 | $ 168,800 | $ 76,000 |
| Providence, Rhode Island | 5 | $ 952,000 | $ 190,400 | $ 72,000 |
| Los Angeles, California | 4 | $ 1,279,000 | $ 319,750 | $ 73,000 |
| San Bernardino, California | 4 | $ 616,000 | $ 154,000 | $ 62,000 |
| Hartford, Connecticut | 4 | $ 528,000 | $ 132,000 | $ 71,000 |
| New London, Connecticut | 4 | $ 630,000 | $ 157,500 | $ 51,000 |
| Prince George's, Maryland | 4 | $ 486,000 | $ 121,500 | $ 63,000 |
| Saratoga, New York | 4 | $ 914,000 | $ 228,500 | $ 109,000 |
| Sullivan, New York | 4 | $ 548,000 | $ 137,000 | $ 113,000 |
| Washington, Vermont | 4 | $ 656,000 | $ 164,000 | $ 99,000 |
| Prince William, Virginia | 4 | $ 698,000 | $ 174,500 | $ 55,000 |
| Riverside, California | 3 | $ 610,000 | $ 203,333 | $ 45,000 |
| Manatee, Florida | 3 | $ 335,000 | $ 111,666 | $ 114,000 |
| Pasco, Florida | 3 | $ 401,000 | $ 133,666 | $ 69,000 |
| Fulton, Georgia | 3 | $ 1,146,000 | $ 382,000 | $ 377,000 |
| Newton, Georgia | 3 | $ 298,000 | $ 99,333 | $ 117,000 |
| York, Maine | 3 | $ 817,000 | $ 272,333 | $ 109,000 |
| Baltimore City, Maryland | 3 | $ 439,000 | $ 146,333 | $ 110,000 |
| Hampshire, Massachusetts | 3 | $ 461,000 | $ 153,666 | $ 52,000 |
| Hillsborough, New Hampshire | 3 | $ 373,000 | $ 124,333 | $ 116,000 |
| Rockingham, New Hampshire | 3 | $ 616,000 | $ 205,333 | $ 68,000 |
| Cumberland, New Jersey | 3 | $ 296,000 | $ 98,666 | $ 73,000 |
| Hunterdon, New Jersey | 3 | $ 841,000 | $ 280,333 | $ 79,000 |
| Chenango, New York | 3 | $ 166,000 | $ 55,333 | $ 68,000 |
| Oneida, New York | 3 | $ 288,000 | $ 96,000 | $ 94,000 |
| Warren, New York | 3 | $ 533,000 | $ 177,666 | $ 33,000 |
| Perquimans, North Carolina | 3 | $ 335,000 | $ 111,666 | $ 62,000 |
| Wake, North Carolina | 3 | $ 242,000 | $ 80,666 | $ 68,000 |
| Summit, Ohio | 3 | $ 203,000 | $ 67,666 | $ 55,000 |
| Charleston, South Carolina | 3 | $ 808,000 | $ 269,333 | $ 125,000 |
| Salt Lake, Utah | 3 | $ 324,000 | $ 108,000 | $ 17,000 |
| Lamoille, Vermont | 3 | $ 701,000 | $ 233,666 | $ 102,000 |
| Windham, Vermont | 3 | $ 541,000 | $ 180,333 | $ 273,000 |
| Windsor, Vermont | 3 | $ 227,000 | $ 75,666 | $ 53,000 |
| Whatcom, Washington | 3 | $ 579,000 | $ 193,000 | $ 135,000 |
| Juneau, Alaska | 2 | $ 162,000 | $ 81,000 | $ 57,000 |
| Sacramento, California | 2 | $ 396,000 | $ 198,000 | $ 87,000 |
| El Paso, Colorado | 2 | $ 158,000 | $ 79,000 | $ 55,000 |
| Middlesex, Connecticut | 2 | $ 660,000 | $ 330,000 | $ 152,000 |
| Kent, Delaware | 2 | $ 256,000 | $ 128,000 | $ 48,000 |
| Brevard, Florida | 2 | $ 170,000 | $ 85,000 | $ 30,000 |
| Charlotte, Florida | 2 | $ 218,000 | $ 109,000 | $ 53,000 |
| Collier, Florida | 2 | $ 137,000 | $ 68,500 | $ 104,000 |
| Duval, Florida | 2 | $ 177,000 | $ 88,500 | $ 94,000 |
| Indian River, Florida | 2 | $ 194,000 | $ 97,000 | $ 69,000 |
| Monroe, Florida | 2 | $ 504,000 | $ 252,000 | $ 180,000 |
| Pinellas, Florida | 2 | $ 237,000 | $ 118,500 | $ 70,000 |
| Polk, Florida | 2 | $ 216,000 | $ 108,000 | $ 146,000 |
| Gwinnett, Georgia | 2 | $ 194,000 | $ 97,000 | $ 73,000 |
| Habersham, Georgia | 2 | $ 146,000 | $ 73,000 | $ 144,000 |
| Henry, Georgia | 2 | $ 374,000 | $ 187,000 | $ 149,000 |
| Kauai, Hawaii | 2 | $ 584,000 | $ 292,000 | $ 330,000 |
| McHenry, Illinois | 2 | $ 226,000 | $ 113,000 | $ 68,000 |
| Geary, Kansas | 2 | $ 109,000 | $ 54,500 | $ 0 |
| Waldo, Maine | 2 | $ 163,000 | $ 81,500 | $ 77,000 |
| Dukes, Massachusetts | 2 | $ 325,000 | $ 162,500 | $ 158,000 |
| Alpena, Michigan | 2 | $ 103,000 | $ 51,500 | $ 60,000 |
| Macomb, Michigan | 2 | $ 265,000 | $ 132,500 | $ 56,000 |
| Hinds, Mississippi | 2 | $ 191,000 | $ 95,500 | $ 84,000 |
| St. Charles, Missouri | 2 | $ 223,000 | $ 111,500 | $ 72,000 |
| Clark, Nevada | 2 | $ 449,000 | $ 224,500 | $ 69,000 |
| Warren, New Jersey | 2 | $ 290,000 | $ 145,000 | $ 51,000 |
| Albany, New York | 2 | $ 307,000 | $ 153,500 | $ 61,000 |
| Chautauqua, New York | 2 | $ 228,000 | $ 114,000 | $ 33,000 |
| Clinton, New York | 2 | $ 163,000 | $ 81,500 | $ 61,000 |
| Monroe, New York | 2 | $ 152,000 | $ 76,000 | $ 65,000 |
| Iredell, North Carolina | 2 | $ 143,000 | $ 71,500 | $ 51,000 |
| Franklin, Ohio | 2 | $ 122,000 | $ 61,000 | $ 80,000 |
| Marion, Oregon | 2 | $ 219,000 | $ 109,500 | $ 53,000 |
| Multnomah, Oregon | 2 | $ 207,000 | $ 103,500 | $ 109,000 |
| Berks, Pennsylvania | 2 | $ 385,000 | $ 192,500 | $ 56,000 |
| Georgetown, South Carolina | 2 | $ 153,000 | $ 76,500 | $ 75,000 |
| Horry, South Carolina | 2 | $ 446,000 | $ 223,000 | $ 52,000 |
| Richland, South Carolina | 2 | $ 329,000 | $ 164,500 | $ 152,000 |
| York, South Carolina | 2 | $ 527,000 | $ 263,500 | $ 160,000 |
| Jefferson, Tennessee | 2 | $ 185,000 | $ 92,500 | $ 246,000 |
| Franklin, Vermont | 2 | $ 267,000 | $ 133,500 | $ 58,000 |
| Chesapeake, Virginia | 2 | $ 404,000 | $ 202,000 | $ 85,000 |
| Henrico, Virginia | 2 | $ 336,000 | $ 168,000 | $ 64,000 |
| Loudoun, Virginia | 2 | $ 423,000 | $ 211,500 | $ 164,000 |
| Stafford, Virginia | 2 | $ 634,000 | $ 317,000 | $ 130,000 |
| Skagit, Washington | 2 | $ 425,000 | $ 212,500 | $ 198,000 |
| Milwaukee, Wisconsin | 2 | $ 275,000 | $ 137,500 | $ 83,000 |
| Madison, Alabama | 1 | $ 59,000 | $ 59,000 | $ 84,000 |
| Anchorage, Alaska | 1 | $ 220,000 | $ 220,000 | $ 80,000 |
| Alameda, California | 1 | $ 187,000 | $ 187,000 | $ 64,000 |
| Butte, California | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Madera, California | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Merced, California | 1 | $ 80,000 | $ 80,000 | $ 83,000 |
| Orange, California | 1 | $ 450,000 | $ 450,000 | $ 157,000 |
| San Joaquin, California | 1 | $ 352,000 | $ 352,000 | $ 1,886,000 |
| Santa Clara, California | 1 | $ 276,000 | $ 276,000 | $ 105,000 |
| Shasta, California | 1 | $ 105,000 | $ 105,000 | $ 127,000 |
| Pitkin, Colorado | 1 | $ 3,624,000 | $ 3,624,000 | $ 654,000 |
| New Castle, Delaware | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
| Hernando, Florida | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Lee, Florida | 1 | $ 342,000 | $ 342,000 | $ 187,000 |
| Orange, Florida | 1 | $ 136,000 | $ 136,000 | $ 38,000 |
| Osceola, Florida | 1 | $ 23,000 | $ 23,000 | $ 54,000 |
| Sarasota, Florida | 1 | $ 95,000 | $ 95,000 | $ 109,000 |
| St. Johns, Florida | 1 | $ 224,000 | $ 224,000 | $ 114,000 |
| St. Lucie, Florida | 1 | $ 203,000 | $ 203,000 | $ 98,000 |
| Volusia, Florida | 1 | $ 101,000 | $ 101,000 | $ 60,000 |
| DeKalb, Georgia | 1 | $ 95,000 | $ 95,000 | $ 99,000 |
| Hall, Georgia | 1 | $ 137,000 | $ 137,000 | $ 32,000 |
| DeKalb, Illinois | 1 | $ 109,000 | $ 109,000 | $ 167,000 |
| Kane, Illinois | 1 | $ 221,000 | $ 221,000 | $ 94,000 |
| Will, Illinois | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Hendricks, Indiana | 1 | $ 90,000 | $ 90,000 | $ 61,000 |
| Clark, Kentucky | 1 | $ 106,000 | $ 106,000 | $ 45,000 |
| Cumberland, Maine | 1 | $ 50,000 | $ 50,000 | $ 160,000 |
| Franklin, Maine | 1 | $ 94,000 | $ 94,000 | $ 30,000 |
| Kennebec, Maine | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Oxford, Maine | 1 | $ 75,000 | $ 75,000 | $ 330,000 |
| Penobscot, Maine | 1 | $ 88,000 | $ 88,000 | $ 28,000 |
| Anne Arundel, Maryland | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Charles, Maryland | 1 | $ 126,000 | $ 126,000 | $ 48,000 |
| Queen Anne's, Maryland | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| Berkshire, Massachusetts | 1 | $ 80,000 | $ 80,000 | $ 212,000 |
| Gratiot, Michigan | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Ingham, Michigan | 1 | $ 171,000 | $ 171,000 | $ 150,000 |
| Muskegon, Michigan | 1 | $ 126,000 | $ 126,000 | $ 69,000 |
| Jefferson, Missouri | 1 | $ 170,000 | $ 170,000 | $ 54,000 |
| St. Louis, Missouri | 1 | $ 58,000 | $ 58,000 | $ 35,000 |
| Sarpy, Nebraska | 1 | $ 112,000 | $ 112,000 | $ 58,000 |
| Saunders, Nebraska | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Douglas, Nevada | 1 | $ 275,000 | $ 275,000 | $ 119,000 |
| Coos, New Hampshire | 1 | $ 93,000 | $ 93,000 | $ 65,000 |
| Bernalillo, New Mexico | 1 | $ 139,000 | $ 139,000 | $ 102,000 |
| Grant, New Mexico | 1 | $ 196,000 | $ 196,000 | $ 120,000 |
| Broome, New York | 1 | $ 54,000 | $ 54,000 | $ 123,000 |
| Franklin, New York | 1 | $ 203,000 | $ 203,000 | $ 94,000 |
| Fulton, New York | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Jefferson, New York | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Madison, New York | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Niagara, New York | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Ontario, New York | 1 | $ 116,000 | $ 116,000 | $ 29,000 |
| Rensselaer, New York | 1 | $ 110,000 | $ 110,000 | $ 31,000 |
| Schenectady, New York | 1 | $ 214,000 | $ 214,000 | $ 73,000 |
| Brunswick, North Carolina | 1 | $ 130,000 | $ 130,000 | $ 33,000 |
| Cabarrus, North Carolina | 1 | $ 241,000 | $ 241,000 | $ 80,000 |
| Camden, North Carolina | 1 | $ 60,000 | $ 60,000 | $ 61,000 |
| Cherokee, North Carolina | 1 | $ 104,000 | $ 104,000 | $ 210,000 |
| Currituck, North Carolina | 1 | $ 170,000 | $ 170,000 | $ 104,000 |
| Granville, North Carolina | 1 | $ 121,000 | $ 121,000 | $ 33,000 |
| Guilford, North Carolina | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
| Macon, North Carolina | 1 | $ 261,000 | $ 261,000 | $ 337,000 |
| Moore, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Onslow, North Carolina | 1 | $ 162,000 | $ 162,000 | $ 80,000 |
| Pasquotank, North Carolina | 1 | $ 93,000 | $ 93,000 | $ 146,000 |
| Pender, North Carolina | 1 | $ 184,000 | $ 184,000 | $ 91,000 |
| Transylvania, North Carolina | 1 | $ 104,000 | $ 104,000 | $ 77,000 |
| Union, North Carolina | 1 | $ 190,000 | $ 190,000 | $ 48,000 |
| Wayne, North Carolina | 1 | $ 131,000 | $ 131,000 | $ 52,000 |
| Belmont, Ohio | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Clermont, Ohio | 1 | $ 128,000 | $ 128,000 | $ 53,000 |
| Cuyahoga, Ohio | 1 | $ 103,000 | $ 103,000 | $ 44,000 |
| Lake, Ohio | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Marion, Ohio | 1 | $ 89,000 | $ 89,000 | $ 43,000 |
| Garfield, Oklahoma | 1 | $ 109,000 | $ 109,000 | $ 58,000 |
| Tulsa, Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 83,000 |
| Wagoner, Oklahoma | 1 | $ 88,000 | $ 88,000 | $ 93,000 |
| Centre, Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Chester, Pennsylvania | 1 | $ 292,000 | $ 292,000 | $ 105,000 |
| Columbia, Pennsylvania | 1 | $ 188,000 | $ 188,000 | $ 90,000 |
| Cumberland, Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 75,000 |
| Delaware, Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 190,000 |
| Monroe, Pennsylvania | 1 | $ 203,000 | $ 203,000 | $ 53,000 |
| Newport, Rhode Island | 1 | $ 40,000 | $ 40,000 | $ 83,000 |
| Chester, South Carolina | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Greenville, South Carolina | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Knox, Tennessee | 1 | $ 94,000 | $ 94,000 | $ 90,000 |
| Rutherford, Tennessee | 1 | $ 130,000 | $ 130,000 | $ 73,000 |
| Sullivan, Tennessee | 1 | $ 83,000 | $ 83,000 | $ 42,000 |
| Comal, Texas | 1 | $ 126,000 | $ 126,000 | $ 34,000 |
| Galveston, Texas | 1 | $ 148,000 | $ 148,000 | $ 150,000 |
| Bennington, Vermont | 1 | $ 268,000 | $ 268,000 | $ 180,000 |
| Grand Isle, Vermont | 1 | $ 116,000 | $ 116,000 | $ 120,000 |
| Rutland, Vermont | 1 | $ 54,000 | $ 54,000 | $ 45,000 |
| Franklin City, Virginia | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Hanover, Virginia | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Harrisonburg, Virginia | 1 | $ 151,000 | $ 151,000 | $ 35,000 |
| New Kent, Virginia | 1 | $ 87,000 | $ 87,000 | $ 50,000 |
| Virginia Beach, Virginia | 1 | $ 133,000 | $ 133,000 | $ 42,000 |
| King, Washington | 1 | $ 119,000 | $ 119,000 | $ 47,000 |
| Kitsap, Washington | 1 | $ 128,000 | $ 128,000 | $ 79,000 |
| Hampshire, West Virginia | 1 | $ 190,000 | $ 190,000 | $ 268,000 |
| Jefferson, West Virginia | 1 | $ 240,000 | $ 240,000 | $ 38,000 |
| Brown, Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Marathon, Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 93,000 |
Mortgage Loan Application Detail Totals for Columbia Home Loans, Llc. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,709 | $342,345,000 | $162,675 | $3,624,000 | $92,800 | $2,220,000 |
| Home Purchase | 1,209 | $329,931,000 | $194,540 | $1,700,000 | $104,108 | $2,096,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,162 | $510,295,000 | $190,926 | $3,624,000 | $103,000 | $2,096,000 |
| Hispanic | 276 | $62,367,000 | $189,076 | $1,218,000 | $80,153 | $743,000 |
| Black or African American | 243 | $51,071,000 | $156,066 | $650,000 | $71,200 | $324,000 |
| Not Provided | 170 | $32,471,000 | $155,192 | $891,000 | $87,807 | $2,220,000 |
| Asian | 55 | $14,157,000 | $226,400 | $1,000,000 | $79,100 | $281,000 |
| American Indian or Alaskan Native | 6 | $800,000 | $135,800 | $296,000 | $77,800 | $93,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $926,000 | $175,500 | $351,000 | $126,500 | $145,000 |
| Not applicable | 1 | $189,000 | $189,000 | $189,000 | $80,000 | $80,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,826 | $653,214,000 | $179,348 | $3,624,000 | $98,976 | $2,220,000 |
| FHA-insured (Federal Housing Administration) | 92 | $19,062,000 | $191,000 | $411,000 | $60,000 | $151,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,386 | $539,436,000 | $150,380 | $1,700,000 | $91,571 | $2,220,000 |
| Application Withdrawn By Applicant | 407 | $104,849,000 | $320,416 | $3,624,000 | $139,458 | $1,886,000 |
| Application Denied By Financial Institution | 100 | $21,720,000 | $206,454 | $1,000,000 | $66,363 | $324,000 |
| File Closed For Incompleteness | 18 | $4,640,000 | $310,000 | $450,000 | $112,333 | $202,000 |
| Application Approved But Not Accepted | 7 | $1,631,000 | $281,500 | $350,000 | $117,000 | $138,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 23 | $4,754,000 | $159,833 | $828,000 | $72,333 | $281,000 |
| Credit History | 17 | $3,643,000 | $196,000 | $675,000 | $69,666 | $180,000 |
| Collateral | 16 | $3,417,000 | $272,000 | $650,000 | $63,000 | $144,000 |
| Debt-To-Income Ratio | 13 | $2,131,000 | $168,000 | $535,000 | $63,000 | $110,000 |
| Credit Application Incomplete | 4 | $1,716,000 | $619,000 | $1,000,000 | $166,500 | $293,000 |
| Employment History | 3 | $659,000 | $221,000 | $231,000 | $77,000 | $102,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $663,000 | $331,000 | $520,000 | $27,000 | $54,000 |
| Unverifiable Information | 2 | $312,000 | $156,000 | $238,000 | $82,500 | $86,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Columbia Home Loans, Llc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Columbia Home Loans, Llc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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