Juneau, AK Mortgage Lenders & HMDA Data, 2004

In 2004, lenders reported 2,397 mortgage applications in Juneau, AK totaling $404.5 million, down 31% from 2003. The average application was for $168,000, and applicants reported an average income of $75,000. 52% of applications resulted in an originated loan and 13% were denied. The most active lender was Wells Fargo Bank, NA, with 560 applications, followed by Residential Mortgage, LLC and Wells Fargo Fin'l Alaska, Inc.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Alaska.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,397
Total Mortgage Loan Application Amount $404,458,000
Average Mortgage Loan Application Amount $168,000
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $75,000
Highest Applicant Income $3,806,000
Download the Alaska Lender List

Top Mortgage Lenders in Juneau, AK (2004)

Ranked by the number of mortgage applications each lender reported in Juneau, AK in 2004.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Wells Fargo Bank, NA
Des Moines, IA
560 $97,297,000 $173,000 $60,000
2 Residential Mortgage, LLC
Anchorage, AK
323 $53,609,000 $165,000 $64,000
3 Wells Fargo Fin'l Alaska, Inc
Des Moines, IA
226 $31,047,000 $137,000 $70,000
4 Alaska USA Mortgage Company, L
Anchorage, AK
181 $33,952,000 $187,000 $65,000
5 Wells Fargo Funding, Inc
Winston-Salem, NC
172 $34,864,000 $202,000 $64,000
6 Ameriquest Mortgage Company
Orange, CA
102 $17,123,000 $167,000 $93,000
7 Gmac Mortgage LLC
Ft. Washington, PA
97 $10,800,000 $111,000 $77,000
8 Countrywide Home Loans
Westlake Village, CA
76 $14,614,000 $192,000 $67,000
9 First National Bank Alaska
Anchorage, AK
72 $12,450,000 $172,000 $76,000
10 Argent Mortgage Company
Orange, CA
60 $10,780,000 $179,000 $84,000

See every lender active in Juneau, AK in 2004 »

The tables below break down 2004 mortgage applications in Juneau, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Juneau, AK in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,254 $211,354,000 $168,000 $3,000,000 $76,000 $3,806,000
Home Purchase 974 $181,202,000 $186,000 $850,000 $73,000 $394,000
Home Improvement 169 $11,902,000 $70,000 $634,000 $74,000 $260,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,753 $305,534,000 $174,000 $3,000,000 $82,000 $3,806,000
Not Provided 262 $39,127,000 $149,000 $795,000 $70,000 $1,272,000
American Indian or Alaskan Native 115 $17,533,000 $152,000 $383,000 $73,000 $378,000
Asian 92 $14,723,000 $160,000 $410,000 $66,000 $210,000
Not applicable 62 $10,690,000 $172,000 $606,000 $32,000 $250,000
Native Hawaiian or Other Pacific Islander 50 $6,655,000 $133,000 $250,000 $90,000 $912,000
Hispanic 45 $7,233,000 $160,000 $445,000 $63,000 $262,000
Black or African American 18 $2,963,000 $164,000 $295,000 $91,000 $128,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,144 $359,859,000 $167,000 $3,000,000 $80,000 $3,806,000
FHA-insured (Federal Housing Administration) 149 $23,813,000 $159,000 $305,000 $45,000 $164,000
VA-guaranteed (Veterans Administration) 103 $20,758,000 $201,000 $322,000 $39,000 $154,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $28,000 $28,000 $28,000 $62,000 $62,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,245 $217,759,000 $174,000 $3,000,000 $73,000 $426,000
Application Withdrawn By Applicant 327 $49,085,000 $150,000 $634,000 $110,000 $3,806,000
Loan Purchased By The Institution 315 $58,687,000 $186,000 $599,000 $55,000 $345,000
Application Denied By Financial Institution 312 $48,263,000 $154,000 $850,000 $70,000 $1,272,000
Application Approved But Not Accepted 115 $17,963,000 $156,000 $500,000 $65,000 $216,000
File Closed For Incompleteness 83 $12,701,000 $153,000 $795,000 $88,000 $1,020,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 68 $10,450,000 $153,000 $380,000 $95,000 $1,272,000
Credit History 52 $6,236,000 $119,000 $476,000 $70,000 $492,000
Credit Application Incomplete 49 $9,122,000 $186,000 $600,000 $66,000 $277,000
Collateral 33 $6,306,000 $191,000 $504,000 $65,000 $196,000
Debt-To-Income Ratio 31 $4,758,000 $153,000 $400,000 $65,000 $193,000
Unverifiable Information 5 $536,000 $107,000 $200,000 $78,000 $144,000
Insufficient Cash (Downpayment, Closing Cost) 5 $882,000 $176,000 $251,000 $64,000 $89,000
Employment History 1 $267,000 $267,000 $267,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Alaska Lender List