Juneau, AK Mortgage Lenders & HMDA Data, 2020
In 2020, lenders reported 2,580 mortgage applications in Juneau, AK totaling $810.1 million, up 74% from 2019. The average application was for $313,000, and applicants reported an average income of $117,000. 50% of applications resulted in an originated loan and 9% were denied. The most active lender was Alaska USA Mortgage Company LLC, with 368 applications, followed by Global Federal Credit Union and Residential Mortgage, LLC.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,580 |
| Total Mortgage Loan Application Amount | $810,070,000 |
| Average Mortgage Loan Application Amount | $313,000 |
| Highest Mortgage Loan Application Amount | $1,125,000 |
| Average Applicant Income | $117,000 |
| Highest Applicant Income | $1,620,000 |
Top Mortgage Lenders in Juneau, AK (2020)
Ranked by the number of mortgage applications each lender reported in Juneau, AK in 2020.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Alaska USA Mortgage Company LLC Anchorage, AK |
368 | $116,910,000 | $317,000 | $107,000 |
| 2 | Global Federal Credit Union Anchorage, AK |
328 | $94,770,000 | $288,000 | $108,000 |
| 3 | Residential Mortgage, LLC Anchorage, AK |
234 | $79,910,000 | $341,000 | $135,000 |
| 4 | Wells Fargo Bank NA Minneapolis, MN |
227 | $64,675,000 | $284,000 | $131,000 |
| 5 | True North Federal Credit Union Juneau, AK |
174 | $53,940,000 | $310,000 | $108,000 |
| 6 | Cornerstone Home Lending, Inc. Houston, TX |
154 | $56,470,000 | $366,000 | $120,000 |
| 7 | Cardinal Financial Company, Li Charlotte, NC |
81 | $17,535,000 | $216,000 | $123,000 |
| 8 | Freedom Mortgage Corporation Boca Raton, FL |
65 | $22,975,000 | $353,000 | $104,000 |
| 9 | Amerihome Mortgage Company, LLC Thousand Oaks, CA |
63 | $20,705,000 | $328,000 | $125,000 |
| 10 | Citizens Bank, NA Providence, RI |
61 | $18,885,000 | $309,000 | $118,000 |
The tables below break down 2020 mortgage applications in Juneau, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Juneau, AK in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,222 | $387,040,000 | $316,000 | $1,125,000 | $122,000 | $1,200,000 |
| Home Purchase | 830 | $283,330,000 | $341,000 | $955,000 | $113,000 | $1,620,000 |
| Cash-out Refinancing | 376 | $114,680,000 | $305,000 | $775,000 | $113,000 | $709,000 |
| Home Improvement | 63 | $6,045,000 | $95,000 | $375,000 | $102,000 | $405,000 |
| Not Applicable | 48 | $12,580,000 | $262,000 | $755,000 | $0 | $0 |
| Other Purpose | 41 | $6,395,000 | $155,000 | $615,000 | $137,000 | $546,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,655 | $523,545,000 | $316,000 | $905,000 | $117,000 | $1,131,000 |
| Not Provided | 290 | $91,550,000 | $315,000 | $805,000 | $128,000 | $1,620,000 |
| Not applicable | 211 | $68,655,000 | $325,000 | $1,125,000 | $124,000 | $1,276,000 |
| American Indian or Alaskan Native | 153 | $45,035,000 | $294,000 | $955,000 | $106,000 | $300,000 |
| Asian | 119 | $36,925,000 | $310,000 | $545,000 | $100,000 | $230,000 |
| Hispanic | 100 | $27,270,000 | $272,000 | $755,000 | $109,000 | $322,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $5,005,000 | $333,000 | $465,000 | $131,000 | $405,000 |
| Black or African American | 14 | $4,930,000 | $352,000 | $835,000 | $108,000 | $166,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,747 | $520,805,000 | $298,000 | $905,000 | $123,000 | $1,620,000 |
| VA-guaranteed (Veterans Administration) | 434 | $166,630,000 | $383,000 | $1,125,000 | $101,000 | $249,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 227 | $74,375,000 | $327,000 | $565,000 | $95,000 | $201,000 |
| FHA-insured (Federal Housing Administration) | 172 | $48,260,000 | $280,000 | $615,000 | $89,000 | $255,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,296 | $421,450,000 | $325,000 | $905,000 | $120,000 | $1,276,000 |
| Loan Purchased By The Institution | 591 | $193,335,000 | $327,000 | $1,125,000 | $114,000 | $1,276,000 |
| Application Withdrawn By Applicant | 313 | $90,005,000 | $287,000 | $955,000 | $111,000 | $620,000 |
| Application Denied By Financial Institution | 241 | $61,375,000 | $254,000 | $755,000 | $105,000 | $1,200,000 |
| File Closed For Incompleteness | 88 | $27,680,000 | $314,000 | $615,000 | $139,000 | $1,620,000 |
| Application Approved But Not Accepted | 50 | $15,750,000 | $315,000 | $635,000 | $120,000 | $213,000 |
| Preapproval Denied by Financial Institution | 1 | $475,000 | $475,000 | $475,000 | $108,000 | $108,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,336 | $747,710,000 | $320,000 | $1,125,000 | $118,000 | $1,620,000 |
| Credit Application Incomplete | 68 | $17,930,000 | $263,000 | $625,000 | $133,000 | $1,200,000 |
| Debt-To-Income Ratio | 65 | $17,425,000 | $268,000 | $755,000 | $71,000 | $214,000 |
| Collateral | 36 | $7,390,000 | $205,000 | $455,000 | $102,000 | $187,000 |
| Credit History | 34 | $7,320,000 | $215,000 | $465,000 | $85,000 | $260,000 |
| Other | 24 | $6,990,000 | $291,000 | $605,000 | $132,000 | $275,000 |
| Unverifiable Information | 8 | $2,400,000 | $300,000 | $505,000 | $88,000 | $163,000 |
| Employment History | 7 | $2,405,000 | $343,000 | $475,000 | $285,000 | $578,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $500,000 | $250,000 | $285,000 | $45,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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