Columbia State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Columbia State Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Columbia State Bank 1301 A Street Tacoma, WA 98402 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,966 |
| Total Mortgage Loan Application Amount | $1,280,180,000 |
| Average Mortgage Loan Application Amount | $300,800 |
| Highest Mortgage Loan Application Amount | $11,005,000 |
| Average Applicant Income | $164,000 |
| Highest Applicant Income | $7,020,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Columbia State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Columbia State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Columbia State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Columbia State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Columbia State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Columbia State Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 513 | $ 271,725,000 | $ 529,000 | $ 257,000 |
| Pierce County Washington | 477 | $ 137,825,000 | $ 288,000 | $ 164,000 |
| Marion County Oregon | 218 | $ 49,660,000 | $ 227,000 | $ 120,000 |
| Snohomish County Washington | 188 | $ 62,480,000 | $ 332,000 | $ 167,000 |
| Clackamas County Oregon | 171 | $ 53,975,000 | $ 315,000 | $ 161,000 |
| Lane County Oregon | 152 | $ 43,180,000 | $ 284,000 | $ 167,000 |
| Kitsap County Washington | 141 | $ 42,675,000 | $ 302,000 | $ 140,000 |
| Multnomah County Oregon | 130 | $ 57,410,000 | $ 441,000 | $ 199,000 |
| Washington County Oregon | 121 | $ 30,785,000 | $ 254,000 | $ 126,000 |
| Lincoln County Oregon | 119 | $ 29,965,000 | $ 251,000 | $ 121,000 |
| Spokane County Washington | 101 | $ 28,045,000 | $ 277,000 | $ 126,000 |
| Bonner County Idaho | 98 | $ 21,860,000 | $ 223,000 | $ 141,000 |
| Kootenai County Idaho | 95 | $ 22,995,000 | $ 242,000 | $ 130,000 |
| Clark County Washington | 91 | $ 29,115,000 | $ 319,000 | $ 237,000 |
| Deschutes County Oregon | 80 | $ 31,120,000 | $ 389,000 | $ 180,000 |
| Polk County Oregon | 71 | $ 14,465,000 | $ 203,000 | $ 122,000 |
| Clatsop County Oregon | 65 | $ 19,205,000 | $ 295,000 | $ 182,000 |
| Skagit County Washington | 57 | $ 17,845,000 | $ 313,000 | $ 138,000 |
| Yamhill County Oregon | 48 | $ 12,740,000 | $ 265,000 | $ 168,000 |
| Thurston County Washington | 43 | $ 11,585,000 | $ 269,000 | $ 123,000 |
| Tillamook County Oregon | 42 | $ 9,020,000 | $ 214,000 | $ 160,000 |
| Whatcom County Washington | 39 | $ 14,415,000 | $ 369,000 | $ 265,000 |
| Klickitat County Washington | 36 | $ 7,570,000 | $ 210,000 | $ 91,000 |
| Ada County Idaho | 35 | $ 13,545,000 | $ 387,000 | $ 201,000 |
| Adams County Washington | 35 | $ 8,875,000 | $ 253,000 | $ 107,000 |
| Nez Perce County Idaho | 34 | $ 8,140,000 | $ 239,000 | $ 101,000 |
| Whitman County Washington | 34 | $ 10,120,000 | $ 297,000 | $ 98,000 |
| Umatilla County Oregon | 33 | $ 8,535,000 | $ 258,000 | $ 133,000 |
| Lewis County Washington | 31 | $ 8,935,000 | $ 288,000 | $ 183,000 |
| Wasco County Oregon | 28 | $ 8,870,000 | $ 316,000 | $ 70,000 |
| Benton County Washington | 28 | $ 7,040,000 | $ 251,000 | $ 135,000 |
| Linn County Oregon | 26 | $ 15,520,000 | $ 596,000 | $ 116,000 |
| Cowlitz County Washington | 26 | $ 6,940,000 | $ 266,000 | $ 156,000 |
| Mason County Washington | 25 | $ 4,925,000 | $ 197,000 | $ 397,000 |
| Canyon County Idaho | 23 | $ 5,035,000 | $ 218,000 | $ 99,000 |
| Payette County Idaho | 23 | $ 4,145,000 | $ 180,000 | $ 105,000 |
| Washington County Idaho | 23 | $ 3,035,000 | $ 131,000 | $ 68,000 |
| Yakima County Washington | 22 | $ 8,960,000 | $ 407,000 | $ 121,000 |
| Malheur County Oregon | 21 | $ 3,575,000 | $ 170,000 | $ 105,000 |
| Crook County Oregon | 20 | $ 5,890,000 | $ 294,000 | $ 85,000 |
| Hood River County Oregon | 20 | $ 7,250,000 | $ 362,000 | $ 128,000 |
| Shoshone County Idaho | 18 | $ 2,030,000 | $ 112,000 | $ 68,000 |
| Boundary County Idaho | 17 | $ 3,145,000 | $ 185,000 | $ 53,000 |
| Asotin County Washington | 17 | $ 2,985,000 | $ 175,000 | $ 92,000 |
| Walla Walla County Washington | 16 | $ 3,240,000 | $ 202,000 | $ 106,000 |
| Kittitas County Washington | 15 | $ 6,955,000 | $ 463,000 | $ 282,000 |
| Gooding County Idaho | 12 | $ 2,140,000 | $ 178,000 | $ 85,000 |
| Island County Washington | 12 | $ 3,770,000 | $ 314,000 | $ 165,000 |
| Maricopa County Arizona | 10 | $ 3,650,000 | $ 365,000 | $ 325,000 |
| Chelan County Washington | 10 | $ 3,860,000 | $ 386,000 | $ 356,000 |
| Franklin County Washington | 10 | $ 3,640,000 | $ 364,000 | $ 112,000 |
| Grant County Washington | 10 | $ 3,910,000 | $ 391,000 | $ 397,000 |
| Jefferson County Washington | 10 | $ 3,700,000 | $ 370,000 | $ 231,000 |
| Jackson County Oregon | 9 | $ 3,695,000 | $ 410,000 | $ 595,000 |
| Jefferson County Oregon | 9 | $ 1,855,000 | $ 206,000 | $ 110,000 |
| Pima County Arizona | 8 | $ 1,380,000 | $ 172,000 | $ 115,000 |
| Twin Falls County Idaho | 7 | $ 1,065,000 | $ 152,000 | $ 61,000 |
| Benton County Oregon | 7 | $ 5,795,000 | $ 827,000 | $ 91,000 |
| Latah County Idaho | 6 | $ 1,070,000 | $ 178,000 | $ 69,000 |
| Coos County Oregon | 6 | $ 1,500,000 | $ 250,000 | $ 209,000 |
| Sherman County Oregon | 6 | $ 690,000 | $ 115,000 | $ 61,000 |
| Riverside County California | 5 | $ 1,875,000 | $ 375,000 | $ 303,000 |
| Valley County Idaho | 5 | $ 2,365,000 | $ 473,000 | $ 286,000 |
| Columbia County Oregon | 5 | $ 1,155,000 | $ 231,000 | $ 76,000 |
| Morrow County Oregon | 5 | $ 2,745,000 | $ 549,000 | $ 36,000 |
| Okanogan County Washington | 5 | $ 1,215,000 | $ 243,000 | $ 148,000 |
| Gem County Idaho | 4 | $ 1,030,000 | $ 257,000 | $ 69,000 |
| Klamath County Oregon | 4 | $ 1,160,000 | $ 290,000 | $ 130,000 |
| Clallam County Washington | 4 | $ 1,270,000 | $ 317,000 | $ 164,000 |
| Grays Harbor County Washington | 4 | $ 760,000 | $ 190,000 | $ 89,000 |
| Pinal County Arizona | 3 | $ 1,225,000 | $ 408,000 | $ 1,115,000 |
| Benewah County Idaho | 3 | $ 445,000 | $ 148,000 | $ 81,000 |
| Blaine County Idaho | 3 | $ 2,385,000 | $ 795,000 | $ 1,358,000 |
| Camas County Idaho | 3 | $ 275,000 | $ 91,000 | $ 43,000 |
| Flathead County Montana | 3 | $ 1,025,000 | $ 341,000 | $ 321,000 |
| Clark County Nevada | 3 | $ 1,125,000 | $ 375,000 | $ 330,000 |
| Wallowa County Oregon | 3 | $ 985,000 | $ 328,000 | $ 93,000 |
| Lincoln County Washington | 3 | $ 355,000 | $ 118,000 | $ 71,000 |
| San Diego County California | 2 | $ 860,000 | $ 430,000 | $ 287,000 |
| Idaho County Idaho | 2 | $ 500,000 | $ 250,000 | $ 99,000 |
| Sanders County Montana | 2 | $ 130,000 | $ 65,000 | $ 24,000 |
| Douglas County Oregon | 2 | $ 640,000 | $ 320,000 | $ 111,000 |
| Coryell County Texas | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Weber County Utah | 2 | $ 410,000 | $ 205,000 | $ 122,000 |
| Douglas County Washington | 2 | $ 590,000 | $ 295,000 | $ 216,000 |
| Pacific County Washington | 2 | $ 1,170,000 | $ 585,000 | $ 125,000 |
| Stevens County Washington | 2 | $ 430,000 | $ 215,000 | $ 129,000 |
| Mobile County Alabama | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Mohave County Arizona | 1 | $ 305,000 | $ 305,000 | $ 157,000 |
| Santa Cruz County Arizona | 1 | $ 475,000 | $ 475,000 | $ 376,000 |
| Alameda County California | 1 | $ 735,000 | $ 735,000 | $ 370,000 |
| Contra Costa County California | 1 | $ 765,000 | $ 765,000 | $ 157,000 |
| El Dorado County California | 1 | $ 165,000 | $ 165,000 | $ 126,000 |
| Humboldt County California | 1 | $ 565,000 | $ 565,000 | $ 0 |
| Los Angeles County California | 1 | $ 365,000 | $ 365,000 | $ 59,000 |
| Orange County California | 1 | $ 475,000 | $ 475,000 | $ 199,000 |
| San Francisco County California | 1 | $ 1,045,000 | $ 1,045,000 | $ 216,000 |
| San Luis Obispo County California | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| San Mateo County California | 1 | $ 885,000 | $ 885,000 | $ 167,000 |
| Santa Clara County California | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Santa Cruz County California | 1 | $ 515,000 | $ 515,000 | $ 126,000 |
| Sonoma County California | 1 | $ 345,000 | $ 345,000 | $ 57,000 |
| Broomfield County Colorado | 1 | $ 345,000 | $ 345,000 | $ 189,000 |
| Denver County Colorado | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Larimer County Colorado | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Weld County Colorado | 1 | $ 615,000 | $ 615,000 | $ 191,000 |
| Monroe County Florida | 1 | $ 485,000 | $ 485,000 | $ 605,000 |
| Pasco County Florida | 1 | $ 115,000 | $ 115,000 | $ 82,000 |
| Hawaii County Hawaii | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Bonneville County Idaho | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Lewis County Idaho | 1 | $ 305,000 | $ 305,000 | $ 126,000 |
| Owyhee County Idaho | 1 | $ 635,000 | $ 635,000 | $ 93,000 |
| Cook County Illinois | 1 | $ 135,000 | $ 135,000 | $ 128,000 |
| Johnson County Kansas | 1 | $ 305,000 | $ 305,000 | $ 82,000 |
| Graves County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Norfolk County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 161,000 |
| Gallatin County Montana | 1 | $ 195,000 | $ 195,000 | $ 238,000 |
| Lewis and Clark County Montana | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Missoula County Montana | 1 | $ 305,000 | $ 305,000 | $ 151,000 |
| Yellowstone County Montana | 1 | $ 205,000 | $ 205,000 | $ 107,000 |
| Gloucester County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 249,000 |
| Oklahoma County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Curry County Oregon | 1 | $ 445,000 | $ 445,000 | $ 71,000 |
| Grant County Oregon | 1 | $ 515,000 | $ 515,000 | $ 120,000 |
| Lake County Oregon | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| Lubbock County Texas | 1 | $ 905,000 | $ 905,000 | $ 0 |
| Midland County Texas | 1 | $ 515,000 | $ 515,000 | $ 359,000 |
| Salt Lake County Utah | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| Utah County Utah | 1 | $ 305,000 | $ 305,000 | $ 907,000 |
| Columbia County Washington | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Garfield County Washington | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Pend Oreille County Washington | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Skamania County Washington | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Wahkiakum County Washington | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Teton County Wyoming | 1 | $ 515,000 | $ 515,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for Columbia State Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,453 | $528,175,000 | $363,000 | $11,005,000 | $188,000 | $7,020,000 |
| Cash-out Refinancing | 837 | $277,625,000 | $331,000 | $2,245,000 | $145,000 | $2,378,000 |
| Home Purchase | 669 | $279,885,000 | $418,000 | $5,805,000 | $178,000 | $2,817,000 |
| Home Improvement | 595 | $106,015,000 | $178,000 | $2,505,000 | $153,000 | $2,264,000 |
| Other Purpose | 412 | $88,480,000 | $214,000 | $1,905,000 | $156,000 | $2,052,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,553 | $702,875,000 | $275,000 | $2,805,000 | $159,000 | $7,020,000 |
| Not Provided | 850 | $265,910,000 | $312,000 | $2,245,000 | $183,000 | $2,378,000 |
| Not applicable | 220 | $200,910,000 | $913,000 | $11,005,000 | $312,000 | $1,223,000 |
| Asian | 176 | $70,270,000 | $399,000 | $1,805,000 | $230,000 | $1,912,000 |
| Hispanic | 120 | $27,820,000 | $231,000 | $2,255,000 | $117,000 | $772,000 |
| Black or African American | 27 | $7,755,000 | $287,000 | $825,000 | $145,000 | $348,000 |
| American Indian or Alaskan Native | 12 | $2,800,000 | $233,000 | $445,000 | $102,000 | $255,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,595,000 | $227,000 | $515,000 | $116,000 | $216,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,895 | $1,259,095,000 | $323,000 | $11,005,000 | $170,000 | $7,020,000 |
| VA-guaranteed (Veterans Administration) | 67 | $20,425,000 | $304,000 | $715,000 | $88,000 | $399,000 |
| FHA-insured (Federal Housing Administration) | 2 | $370,000 | $185,000 | $185,000 | $43,000 | $48,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $290,000 | $145,000 | $185,000 | $31,000 | $34,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,366 | $791,900,000 | $334,000 | $11,005,000 | $183,000 | $7,020,000 |
| Application Denied By Financial Institution | 1,019 | $262,225,000 | $257,000 | $2,505,000 | $130,000 | $1,637,000 |
| Application Withdrawn By Applicant | 284 | $94,160,000 | $331,000 | $2,155,000 | $166,000 | $1,569,000 |
| Application Approved But Not Accepted | 118 | $36,250,000 | $307,000 | $1,005,000 | $168,000 | $2,052,000 |
| File Closed For Incompleteness | 76 | $23,910,000 | $314,000 | $1,635,000 | $149,000 | $840,000 |
| Loan Purchased By The Institution | 58 | $50,320,000 | $867,000 | $1,675,000 | $312,000 | $1,223,000 |
| Preapproval Denied by Financial Institution | 38 | $19,270,000 | $507,000 | $2,505,000 | $139,000 | $960,000 |
| Preapproval Approved but not Accepted | 7 | $2,145,000 | $306,000 | $375,000 | $73,000 | $98,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,909 | $998,685,000 | $343,000 | $11,005,000 | $182,000 | $7,020,000 |
| Debt-To-Income Ratio | 377 | $95,565,000 | $253,000 | $2,505,000 | $74,000 | $783,000 |
| Credit Application Incomplete | 207 | $61,595,000 | $297,000 | $2,505,000 | $163,000 | $1,131,000 |
| Credit History | 172 | $29,070,000 | $169,000 | $1,505,000 | $114,000 | $585,000 |
| Collateral | 106 | $24,490,000 | $231,000 | $1,305,000 | $193,000 | $1,637,000 |
| Other | 82 | $28,280,000 | $344,000 | $2,005,000 | $193,000 | $907,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 52 | $25,670,000 | $493,000 | $2,005,000 | $227,000 | $392,000 |
| Unverifiable Information | 46 | $12,820,000 | $278,000 | $1,005,000 | $159,000 | $623,000 |
| Employment History | 15 | $4,005,000 | $267,000 | $485,000 | $252,000 | $1,147,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Columbia State Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Columbia State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.