Columbia State Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Columbia State Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Columbia State Bank 1301 A Street Tacoma, WA 98402 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,676 |
| Total Mortgage Loan Application Amount | $1,497,500,000 |
| Average Mortgage Loan Application Amount | $375,000 |
| Highest Mortgage Loan Application Amount | $29,505,000 |
| Average Applicant Income | $172,200 |
| Highest Applicant Income | $5,863,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Columbia State Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Columbia State Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Columbia State Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Columbia State Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Columbia State Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Columbia State Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 457 | $ 311,265,000 | $ 681,000 | $ 278,000 |
| Pierce County Washington | 442 | $ 131,720,000 | $ 298,000 | $ 157,000 |
| Marion County Oregon | 168 | $ 44,050,000 | $ 262,000 | $ 107,000 |
| Snohomish County Washington | 158 | $ 66,470,000 | $ 420,000 | $ 186,000 |
| Multnomah County Oregon | 138 | $ 61,550,000 | $ 446,000 | $ 225,000 |
| Clackamas County Oregon | 131 | $ 87,625,000 | $ 668,000 | $ 161,000 |
| Kitsap County Washington | 110 | $ 36,970,000 | $ 336,000 | $ 184,000 |
| Bonner County Idaho | 107 | $ 32,835,000 | $ 306,000 | $ 101,000 |
| Clark County Washington | 102 | $ 37,480,000 | $ 367,000 | $ 215,000 |
| Washington County Oregon | 101 | $ 38,055,000 | $ 376,000 | $ 196,000 |
| Lane County Oregon | 100 | $ 30,750,000 | $ 307,000 | $ 170,000 |
| Lincoln County Oregon | 93 | $ 24,155,000 | $ 259,000 | $ 109,000 |
| Deschutes County Oregon | 88 | $ 43,300,000 | $ 492,000 | $ 180,000 |
| Kootenai County Idaho | 81 | $ 24,935,000 | $ 307,000 | $ 138,000 |
| Spokane County Washington | 69 | $ 30,495,000 | $ 441,000 | $ 135,000 |
| Polk County Oregon | 58 | $ 14,160,000 | $ 244,000 | $ 147,000 |
| Thurston County Washington | 54 | $ 20,640,000 | $ 382,000 | $ 275,000 |
| Clatsop County Oregon | 50 | $ 20,830,000 | $ 416,000 | $ 179,000 |
| Umatilla County Oregon | 50 | $ 12,150,000 | $ 243,000 | $ 135,000 |
| Tillamook County Oregon | 49 | $ 10,575,000 | $ 215,000 | $ 124,000 |
| Cowlitz County Washington | 49 | $ 22,205,000 | $ 453,000 | $ 108,000 |
| Klickitat County Washington | 42 | $ 11,600,000 | $ 276,000 | $ 92,000 |
| Ada County Idaho | 39 | $ 18,085,000 | $ 463,000 | $ 197,000 |
| Yamhill County Oregon | 39 | $ 9,705,000 | $ 248,000 | $ 146,000 |
| Yakima County Washington | 35 | $ 7,785,000 | $ 222,000 | $ 110,000 |
| Skagit County Washington | 34 | $ 9,830,000 | $ 289,000 | $ 105,000 |
| Lewis County Washington | 33 | $ 10,665,000 | $ 323,000 | $ 93,000 |
| Payette County Idaho | 32 | $ 5,430,000 | $ 169,000 | $ 58,000 |
| Whatcom County Washington | 30 | $ 13,250,000 | $ 441,000 | $ 114,000 |
| Benton County Washington | 29 | $ 8,265,000 | $ 285,000 | $ 119,000 |
| Boundary County Idaho | 26 | $ 6,380,000 | $ 245,000 | $ 69,000 |
| Wasco County Oregon | 26 | $ 6,150,000 | $ 236,000 | $ 96,000 |
| Whitman County Washington | 25 | $ 8,075,000 | $ 323,000 | $ 162,000 |
| Washington County Idaho | 22 | $ 2,580,000 | $ 117,000 | $ 68,000 |
| Nez Perce County Idaho | 20 | $ 4,560,000 | $ 228,000 | $ 97,000 |
| Jefferson County Oregon | 20 | $ 4,450,000 | $ 222,000 | $ 132,000 |
| Adams County Washington | 20 | $ 2,010,000 | $ 100,000 | $ 61,000 |
| Mason County Washington | 20 | $ 4,660,000 | $ 233,000 | $ 113,000 |
| Canyon County Idaho | 19 | $ 5,775,000 | $ 303,000 | $ 70,000 |
| Hood River County Oregon | 17 | $ 3,985,000 | $ 234,000 | $ 123,000 |
| Franklin County Washington | 17 | $ 4,605,000 | $ 270,000 | $ 148,000 |
| Jefferson County Washington | 17 | $ 6,455,000 | $ 379,000 | $ 263,000 |
| Malheur County Oregon | 15 | $ 12,355,000 | $ 823,000 | $ 125,000 |
| Maricopa County Arizona | 13 | $ 5,245,000 | $ 403,000 | $ 330,000 |
| Gooding County Idaho | 12 | $ 2,510,000 | $ 209,000 | $ 85,000 |
| Latah County Idaho | 12 | $ 3,610,000 | $ 300,000 | $ 149,000 |
| Shoshone County Idaho | 12 | $ 1,860,000 | $ 155,000 | $ 119,000 |
| Linn County Oregon | 12 | $ 5,630,000 | $ 469,000 | $ 113,000 |
| Kittitas County Washington | 12 | $ 6,360,000 | $ 530,000 | $ 336,000 |
| Benton County Oregon | 11 | $ 3,915,000 | $ 355,000 | $ 324,000 |
| Grant County Washington | 11 | $ 4,235,000 | $ 385,000 | $ 275,000 |
| Klamath County Oregon | 10 | $ 4,360,000 | $ 436,000 | $ 592,000 |
| Asotin County Washington | 9 | $ 1,495,000 | $ 166,000 | $ 118,000 |
| San Diego County California | 8 | $ 9,500,000 | $ 1,187,000 | $ 108,000 |
| Crook County Oregon | 8 | $ 2,360,000 | $ 295,000 | $ 100,000 |
| Clallam County Washington | 8 | $ 2,680,000 | $ 335,000 | $ 166,000 |
| Grays Harbor County Washington | 8 | $ 3,300,000 | $ 412,000 | $ 154,000 |
| Island County Washington | 8 | $ 3,550,000 | $ 443,000 | $ 229,000 |
| Riverside County California | 6 | $ 3,330,000 | $ 555,000 | $ 784,000 |
| Coos County Oregon | 6 | $ 9,630,000 | $ 1,605,000 | $ 318,000 |
| Chelan County Washington | 6 | $ 2,700,000 | $ 450,000 | $ 210,000 |
| Stevens County Washington | 6 | $ 1,800,000 | $ 300,000 | $ 89,000 |
| Walla Walla County Washington | 6 | $ 2,040,000 | $ 340,000 | $ 85,000 |
| Contra Costa County California | 5 | $ 4,975,000 | $ 995,000 | $ 0 |
| Glenn County California | 5 | $ 2,155,000 | $ 431,000 | $ 89,000 |
| Shasta County California | 5 | $ 955,000 | $ 191,000 | $ 158,000 |
| Douglas County Oregon | 5 | $ 1,115,000 | $ 223,000 | $ 93,000 |
| Jackson County Oregon | 5 | $ 4,485,000 | $ 897,000 | $ 343,000 |
| Los Angeles County California | 4 | $ 3,040,000 | $ 760,000 | $ 210,000 |
| Orange County California | 4 | $ 5,140,000 | $ 1,285,000 | $ 0 |
| Sacramento County California | 4 | $ 2,140,000 | $ 535,000 | $ 78,000 |
| Santa Clara County California | 4 | $ 4,000,000 | $ 1,000,000 | $ 0 |
| Sonoma County California | 4 | $ 6,080,000 | $ 1,520,000 | $ 207,000 |
| Blaine County Idaho | 4 | $ 2,470,000 | $ 617,000 | $ 84,000 |
| Douglas County Washington | 4 | $ 2,070,000 | $ 517,000 | $ 197,000 |
| Placer County California | 3 | $ 1,715,000 | $ 571,000 | $ 166,000 |
| San Bernardino County California | 3 | $ 1,515,000 | $ 505,000 | $ 66,000 |
| San Francisco County California | 3 | $ 2,605,000 | $ 868,000 | $ 0 |
| Idaho County Idaho | 3 | $ 885,000 | $ 295,000 | $ 79,000 |
| Valley County Idaho | 3 | $ 525,000 | $ 175,000 | $ 160,000 |
| Lucas County Ohio | 3 | $ 365,000 | $ 121,000 | $ 94,000 |
| Columbia County Oregon | 3 | $ 805,000 | $ 268,000 | $ 180,000 |
| San Juan County Washington | 3 | $ 2,515,000 | $ 838,000 | $ 349,000 |
| Skamania County Washington | 3 | $ 1,065,000 | $ 355,000 | $ 118,000 |
| Union County Arkansas | 2 | $ 240,000 | $ 120,000 | $ 38,000 |
| San Joaquin County California | 2 | $ 560,000 | $ 280,000 | $ 693,000 |
| San Mateo County California | 2 | $ 1,940,000 | $ 970,000 | $ 167,000 |
| Tehama County California | 2 | $ 380,000 | $ 190,000 | $ 244,000 |
| Benewah County Idaho | 2 | $ 200,000 | $ 100,000 | $ 60,000 |
| Missoula County Montana | 2 | $ 580,000 | $ 290,000 | $ 130,000 |
| Baker County Oregon | 2 | $ 510,000 | $ 255,000 | $ 20,000 |
| Grant County Oregon | 2 | $ 900,000 | $ 450,000 | $ 28,000 |
| Lake County Oregon | 2 | $ 660,000 | $ 330,000 | $ 280,000 |
| Sherman County Oregon | 2 | $ 320,000 | $ 160,000 | $ 111,000 |
| Union County Oregon | 2 | $ 1,590,000 | $ 795,000 | $ 928,000 |
| Wallowa County Oregon | 2 | $ 690,000 | $ 345,000 | $ 150,000 |
| Lincoln County Washington | 2 | $ 400,000 | $ 200,000 | $ 77,000 |
| Kodiak Island County Alaska | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Mohave County Arizona | 1 | $ 235,000 | $ 235,000 | $ 42,000 |
| Pima County Arizona | 1 | $ 285,000 | $ 285,000 | $ 136,000 |
| Pinal County Arizona | 1 | $ 485,000 | $ 485,000 | $ 145,000 |
| Yuma County Arizona | 1 | $ 255,000 | $ 255,000 | $ 122,000 |
| Alameda County California | 1 | $ 355,000 | $ 355,000 | $ 142,000 |
| Butte County California | 1 | $ 10,375,000 | $ 10,375,000 | $ 0 |
| El Dorado County California | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Imperial County California | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Mendocino County California | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Napa County California | 1 | $ 935,000 | $ 935,000 | $ 0 |
| Santa Cruz County California | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Siskiyou County California | 1 | $ 455,000 | $ 455,000 | $ 225,000 |
| Solano County California | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Sutter County California | 1 | $ 305,000 | $ 305,000 | $ 49,000 |
| Tulare County California | 1 | $ 325,000 | $ 325,000 | $ 201,000 |
| El Paso County Colorado | 1 | $ 515,000 | $ 515,000 | $ 424,000 |
| Jefferson County Colorado | 1 | $ 925,000 | $ 925,000 | $ 0 |
| Collier County Florida | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Jackson County Florida | 1 | $ 315,000 | $ 315,000 | $ 86,000 |
| Fulton County Georgia | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Hawaii County Hawaii | 1 | $ 485,000 | $ 485,000 | $ 481,000 |
| Honolulu County Hawaii | 1 | $ 395,000 | $ 395,000 | $ 138,000 |
| Maui County Hawaii | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Custer County Idaho | 1 | $ 2,305,000 | $ 2,305,000 | $ 1,137,000 |
| Twin Falls County Idaho | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Cook County Illinois | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Vanderburgh County Indiana | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Linn County Iowa | 1 | $ 165,000 | $ 165,000 | $ 113,000 |
| Orleans County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 277,000 |
| Aroostook County Maine | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Grand Traverse County Michigan | 1 | $ 195,000 | $ 195,000 | $ 129,000 |
| Itasca County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 212,000 |
| St. Louis County Minnesota | 1 | $ 425,000 | $ 425,000 | $ 128,000 |
| Jackson County Missouri | 1 | $ 285,000 | $ 285,000 | $ 243,000 |
| Lewis and Clark County Montana | 1 | $ 485,000 | $ 485,000 | $ 148,000 |
| Lincoln County Montana | 1 | $ 265,000 | $ 265,000 | $ 74,000 |
| Powell County Montana | 1 | $ 545,000 | $ 545,000 | $ 347,000 |
| Prairie County Montana | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Clark County Nevada | 1 | $ 855,000 | $ 855,000 | $ 4,507,000 |
| Merrimack County New Hampshire | 1 | $ 305,000 | $ 305,000 | $ 127,000 |
| Morris County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Cuyahoga County Ohio | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Greene County Ohio | 1 | $ 305,000 | $ 305,000 | $ 367,000 |
| Miami County Ohio | 1 | $ 335,000 | $ 335,000 | $ 128,000 |
| Gilliam County Oregon | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Harney County Oregon | 1 | $ 215,000 | $ 215,000 | $ 37,000 |
| Josephine County Oregon | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Allegheny County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 281,000 |
| Knox County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 119,000 |
| Sevier County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Bexar County Texas | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Jefferson County Texas | 1 | $ 315,000 | $ 315,000 | $ 687,000 |
| Iron County Utah | 1 | $ 335,000 | $ 335,000 | $ 323,000 |
| Garfield County Washington | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Pacific County Washington | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Natrona County Wyoming | 1 | $ 595,000 | $ 595,000 | $ 269,000 |
Mortgage Loan Application Detail Totals for Columbia State Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 969 | $457,345,000 | $471,000 | $12,505,000 | $177,000 | $5,740,000 |
| Home Purchase | 934 | $571,590,000 | $611,000 | $29,505,000 | $208,000 | $5,863,000 |
| Home Improvement | 713 | $127,705,000 | $179,000 | $2,005,000 | $143,000 | $1,726,000 |
| Cash-out Refinancing | 669 | $241,645,000 | $361,000 | $2,595,000 | $132,000 | $2,029,000 |
| Other Purpose | 391 | $99,215,000 | $253,000 | $4,005,000 | $201,000 | $4,550,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,098 | $601,820,000 | $286,000 | $3,505,000 | $151,000 | $2,630,000 |
| Not Provided | 764 | $269,740,000 | $353,000 | $4,005,000 | $206,000 | $5,740,000 |
| Not applicable | 502 | $522,930,000 | $1,041,000 | $29,505,000 | $285,000 | $987,000 |
| Asian | 143 | $58,865,000 | $411,000 | $2,005,000 | $242,000 | $5,863,000 |
| Hispanic | 127 | $31,595,000 | $248,000 | $1,635,000 | $106,000 | $681,000 |
| Black or African American | 20 | $6,500,000 | $325,000 | $805,000 | $234,000 | $1,800,000 |
| American Indian or Alaskan Native | 14 | $3,090,000 | $220,000 | $405,000 | $95,000 | $246,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,730,000 | $288,000 | $515,000 | $164,000 | $366,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,619 | $1,476,985,000 | $408,000 | $29,505,000 | $171,000 | $5,863,000 |
| VA-guaranteed (Veterans Administration) | 55 | $20,175,000 | $366,000 | $1,055,000 | $98,000 | $399,000 |
| FHA-insured (Federal Housing Administration) | 1 | $165,000 | $165,000 | $165,000 | $44,000 | $44,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $175,000 | $175,000 | $175,000 | $29,000 | $29,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,047 | $792,085,000 | $386,000 | $29,505,000 | $183,000 | $5,863,000 |
| Application Denied By Financial Institution | 815 | $233,945,000 | $287,000 | $3,005,000 | $125,000 | $2,377,000 |
| Loan Purchased By The Institution | 295 | $272,395,000 | $923,000 | $2,005,000 | $285,000 | $987,000 |
| Application Withdrawn By Applicant | 205 | $70,575,000 | $344,000 | $2,245,000 | $187,000 | $4,507,000 |
| Application Approved But Not Accepted | 128 | $44,990,000 | $351,000 | $3,505,000 | $183,000 | $2,079,000 |
| File Closed For Incompleteness | 81 | $27,685,000 | $341,000 | $2,005,000 | $150,000 | $477,000 |
| Preapproval Approved but not Accepted | 77 | $42,495,000 | $551,000 | $2,365,000 | $155,000 | $741,000 |
| Preapproval Denied by Financial Institution | 28 | $13,330,000 | $476,000 | $1,445,000 | $89,000 | $427,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,833 | $1,250,225,000 | $441,000 | $29,505,000 | $185,000 | $5,863,000 |
| Debt-To-Income Ratio | 307 | $93,125,000 | $303,000 | $3,005,000 | $86,000 | $941,000 |
| Credit Application Incomplete | 167 | $46,195,000 | $276,000 | $1,725,000 | $165,000 | $1,033,000 |
| Credit History | 141 | $24,935,000 | $176,000 | $1,005,000 | $107,000 | $1,800,000 |
| Collateral | 110 | $24,980,000 | $227,000 | $1,385,000 | $179,000 | $2,377,000 |
| Other | 50 | $18,870,000 | $377,000 | $1,715,000 | $141,000 | $534,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $27,020,000 | $750,000 | $1,785,000 | $102,000 | $143,000 |
| Unverifiable Information | 18 | $4,830,000 | $268,000 | $545,000 | $112,000 | $557,000 |
| Employment History | 14 | $7,320,000 | $522,000 | $2,595,000 | $186,000 | $863,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Columbia State Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Columbia State Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.