Synovus Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Synovus Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Synovus Bank Po Box 120 Columbus, GA 31902 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,767 |
| Total Mortgage Loan Application Amount | $616,522,000 |
| Average Mortgage Loan Application Amount | $147,333 |
| Highest Mortgage Loan Application Amount | $9,528,000 |
| Average Applicant Income | $108,666 |
| Highest Applicant Income | $4,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Synovus Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Synovus Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Synovus Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Synovus Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Synovus Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Synovus Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Walker County Alabama | 266 | $ 11,192,000 | $ 42,000 | $ 58,000 |
| Muscogee County Georgia | 173 | $ 27,060,000 | $ 156,000 | $ 140,000 |
| Gordon County Georgia | 153 | $ 15,881,000 | $ 103,000 | $ 53,000 |
| Bulloch County Georgia | 126 | $ 27,982,000 | $ 222,000 | $ 104,000 |
| Walton County Georgia | 93 | $ 6,204,000 | $ 66,000 | $ 65,000 |
| Thomas County Georgia | 90 | $ 5,336,000 | $ 59,000 | $ 52,000 |
| Clarke County Georgia | 88 | $ 10,345,000 | $ 117,000 | $ 146,000 |
| Jefferson County Alabama | 82 | $ 24,760,000 | $ 301,000 | $ 183,000 |
| Lowndes County Georgia | 76 | $ 6,917,000 | $ 91,000 | $ 102,000 |
| Escambia County Florida | 74 | $ 18,155,000 | $ 245,000 | $ 65,000 |
| Houston County Georgia | 72 | $ 6,527,000 | $ 90,000 | $ 70,000 |
| Lee County Alabama | 70 | $ 11,680,000 | $ 166,000 | $ 101,000 |
| Floyd County Georgia | 69 | $ 19,000,000 | $ 275,000 | $ 85,000 |
| Sumter County Georgia | 66 | $ 4,039,000 | $ 61,000 | $ 59,000 |
| Carroll County Georgia | 65 | $ 9,496,000 | $ 146,000 | $ 92,000 |
| Tift County Georgia | 65 | $ 4,323,000 | $ 66,000 | $ 64,000 |
| Russell County Alabama | 63 | $ 3,023,000 | $ 47,000 | $ 49,000 |
| Tuscaloosa County Alabama | 63 | $ 6,072,000 | $ 96,000 | $ 103,000 |
| Okaloosa County Florida | 60 | $ 14,402,000 | $ 240,000 | $ 132,000 |
| Richland County South Carolina | 60 | $ 12,535,000 | $ 208,000 | $ 166,000 |
| Davidson County Tennessee | 48 | $ 4,918,000 | $ 102,000 | $ 190,000 |
| Madison County Alabama | 46 | $ 10,232,000 | $ 222,000 | $ 135,000 |
| Harris County Georgia | 45 | $ 7,223,000 | $ 160,000 | $ 163,000 |
| Sumter County South Carolina | 45 | $ 4,250,000 | $ 94,000 | $ 46,000 |
| Coweta County Georgia | 43 | $ 2,759,000 | $ 64,000 | $ 217,000 |
| Oconee County Georgia | 43 | $ 8,768,000 | $ 203,000 | $ 146,000 |
| Troup County Georgia | 43 | $ 10,298,000 | $ 239,000 | $ 103,000 |
| Montgomery County Alabama | 41 | $ 6,586,000 | $ 160,000 | $ 121,000 |
| Fulton County Georgia | 40 | $ 13,934,000 | $ 348,000 | $ 213,000 |
| Charleston County South Carolina | 39 | $ 23,629,000 | $ 605,000 | $ 153,000 |
| Glynn County Georgia | 38 | $ 12,670,000 | $ 333,000 | $ 180,000 |
| Peach County Georgia | 38 | $ 3,772,000 | $ 99,000 | $ 66,000 |
| Horry County South Carolina | 37 | $ 11,983,000 | $ 323,000 | $ 109,000 |
| Nassau County Florida | 36 | $ 4,868,000 | $ 135,000 | $ 90,000 |
| Clarendon County South Carolina | 36 | $ 1,970,000 | $ 54,000 | $ 80,000 |
| Chatham County Georgia | 35 | $ 13,873,000 | $ 396,000 | $ 119,000 |
| Williamson County Tennessee | 35 | $ 6,161,000 | $ 176,000 | $ 101,000 |
| Hart County Georgia | 32 | $ 2,175,000 | $ 67,000 | $ 39,000 |
| Coffee County Alabama | 31 | $ 2,275,000 | $ 73,000 | $ 101,000 |
| Dougherty County Georgia | 31 | $ 3,754,000 | $ 121,000 | $ 110,000 |
| Franklin County Georgia | 31 | $ 2,386,000 | $ 76,000 | $ 58,000 |
| Walton County Florida | 28 | $ 11,403,000 | $ 407,000 | $ 399,000 |
| Spartanburg County South Carolina | 28 | $ 3,564,000 | $ 127,000 | $ 44,000 |
| Leon County Florida | 25 | $ 4,095,000 | $ 163,000 | $ 108,000 |
| Pinellas County Florida | 24 | $ 7,169,000 | $ 298,000 | $ 184,000 |
| Candler County Georgia | 24 | $ 1,189,000 | $ 49,000 | $ 56,000 |
| Gwinnett County Georgia | 24 | $ 2,943,000 | $ 122,000 | $ 87,000 |
| Shelby County Alabama | 22 | $ 5,338,000 | $ 242,000 | $ 215,000 |
| Winston County Alabama | 22 | $ 2,661,000 | $ 120,000 | $ 103,000 |
| Haralson County Georgia | 21 | $ 1,112,000 | $ 52,000 | $ 34,000 |
| Lee County Georgia | 21 | $ 6,574,000 | $ 313,000 | $ 73,000 |
| Murray County Georgia | 20 | $ 770,000 | $ 38,000 | $ 36,000 |
| Cobb County Georgia | 19 | $ 4,339,000 | $ 228,000 | $ 87,000 |
| Santa Rosa County Florida | 18 | $ 6,796,000 | $ 377,000 | $ 54,000 |
| Camden County Georgia | 18 | $ 2,761,000 | $ 153,000 | $ 42,000 |
| Madison County Georgia | 17 | $ 1,180,000 | $ 69,000 | $ 78,000 |
| Walker County Georgia | 17 | $ 861,000 | $ 50,000 | $ 40,000 |
| Beaufort County South Carolina | 17 | $ 9,158,000 | $ 538,000 | $ 204,000 |
| Bay County Florida | 16 | $ 5,174,000 | $ 323,000 | $ 290,000 |
| Baldwin County Alabama | 15 | $ 5,165,000 | $ 344,000 | $ 192,000 |
| Mobile County Alabama | 15 | $ 3,286,000 | $ 219,000 | $ 229,000 |
| Bartow County Georgia | 14 | $ 1,055,000 | $ 75,000 | $ 57,000 |
| DeKalb County Georgia | 14 | $ 5,723,000 | $ 408,000 | $ 172,000 |
| Anderson County South Carolina | 13 | $ 1,853,000 | $ 142,000 | $ 178,000 |
| Kershaw County South Carolina | 13 | $ 1,976,000 | $ 152,000 | $ 92,000 |
| Lexington County South Carolina | 13 | $ 4,789,000 | $ 368,000 | $ 214,000 |
| Cherokee County Georgia | 12 | $ 1,277,000 | $ 106,000 | $ 120,000 |
| Columbia County Georgia | 12 | $ 1,424,000 | $ 118,000 | $ 114,000 |
| Crawford County Georgia | 12 | $ 729,000 | $ 60,000 | $ 83,000 |
| Douglas County Georgia | 12 | $ 853,000 | $ 71,000 | $ 65,000 |
| Jackson County Georgia | 12 | $ 1,112,000 | $ 92,000 | $ 73,000 |
| Richmond County Georgia | 12 | $ 2,101,000 | $ 175,000 | $ 56,000 |
| Greenville County South Carolina | 12 | $ 3,086,000 | $ 257,000 | $ 139,000 |
| Rutherford County Tennessee | 12 | $ 566,000 | $ 47,000 | $ 52,000 |
| Sumner County Tennessee | 12 | $ 554,000 | $ 46,000 | $ 76,000 |
| Autauga County Alabama | 11 | $ 325,000 | $ 29,000 | $ 89,000 |
| Colquitt County Georgia | 11 | $ 1,969,000 | $ 179,000 | $ 29,000 |
| Newton County Georgia | 11 | $ 418,000 | $ 38,000 | $ 73,000 |
| Berkeley County South Carolina | 11 | $ 13,780,000 | $ 1,252,000 | $ 379,000 |
| Elmore County Alabama | 10 | $ 2,493,000 | $ 249,000 | $ 275,000 |
| Aiken County South Carolina | 10 | $ 1,146,000 | $ 114,000 | $ 41,000 |
| Shelby County Tennessee | 10 | $ 2,244,000 | $ 224,000 | $ 249,000 |
| Dale County Alabama | 9 | $ 483,000 | $ 53,000 | $ 48,000 |
| Duval County Florida | 9 | $ 2,069,000 | $ 229,000 | $ 147,000 |
| Fayette County Georgia | 9 | $ 2,092,000 | $ 232,000 | $ 102,000 |
| Worth County Georgia | 9 | $ 555,000 | $ 61,000 | $ 27,000 |
| Georgetown County South Carolina | 9 | $ 5,274,000 | $ 586,000 | $ 123,000 |
| Cleburne County Alabama | 8 | $ 488,000 | $ 61,000 | $ 33,000 |
| Hillsborough County Florida | 8 | $ 5,774,000 | $ 721,000 | $ 277,000 |
| Grady County Georgia | 8 | $ 419,000 | $ 52,000 | $ 52,000 |
| Henry County Georgia | 8 | $ 4,204,000 | $ 525,000 | $ 428,000 |
| Houston County Alabama | 7 | $ 941,000 | $ 134,000 | $ 67,000 |
| Whitfield County Georgia | 7 | $ 413,000 | $ 59,000 | $ 68,000 |
| Bryan County Georgia | 6 | $ 844,000 | $ 140,000 | $ 285,000 |
| Rockdale County Georgia | 6 | $ 459,000 | $ 76,000 | $ 219,000 |
| Screven County Georgia | 6 | $ 584,000 | $ 97,000 | $ 15,000 |
| Hamilton County Tennessee | 6 | $ 1,304,000 | $ 217,000 | $ 202,000 |
| Wilson County Tennessee | 6 | $ 490,000 | $ 81,000 | $ 80,000 |
| Limestone County Alabama | 5 | $ 993,000 | $ 198,000 | $ 95,000 |
| Manatee County Florida | 5 | $ 2,483,000 | $ 496,000 | $ 277,000 |
| Barrow County Georgia | 5 | $ 887,000 | $ 177,000 | $ 19,000 |
| Brooks County Georgia | 5 | $ 1,114,000 | $ 222,000 | $ 42,000 |
| Cook County Georgia | 5 | $ 373,000 | $ 74,000 | $ 79,000 |
| Effingham County Georgia | 5 | $ 905,000 | $ 181,000 | $ 17,000 |
| Meriwether County Georgia | 5 | $ 140,000 | $ 28,000 | $ 62,000 |
| Pickens County Georgia | 5 | $ 343,000 | $ 68,000 | $ 813,000 |
| Pike County Georgia | 5 | $ 511,000 | $ 102,000 | $ 28,000 |
| Taylor County Georgia | 5 | $ 458,000 | $ 91,000 | $ 88,000 |
| Turner County Georgia | 5 | $ 786,000 | $ 157,000 | $ 61,000 |
| Florence County South Carolina | 5 | $ 686,000 | $ 137,000 | $ 118,000 |
| Pickens County South Carolina | 5 | $ 2,284,000 | $ 456,000 | $ 111,000 |
| Covington County Alabama | 4 | $ 444,000 | $ 111,000 | $ 324,000 |
| Cullman County Alabama | 4 | $ 1,514,000 | $ 378,000 | $ 82,000 |
| Berrien County Georgia | 4 | $ 139,000 | $ 34,000 | $ 43,000 |
| Chattahoochee County Georgia | 4 | $ 37,000 | $ 9,000 | $ 53,000 |
| Elbert County Georgia | 4 | $ 489,000 | $ 122,000 | $ 96,000 |
| Marion County Georgia | 4 | $ 270,000 | $ 67,000 | $ 377,000 |
| Oglethorpe County Georgia | 4 | $ 189,000 | $ 47,000 | $ 138,000 |
| Stephens County Georgia | 4 | $ 445,000 | $ 111,000 | $ 100,000 |
| Tattnall County Georgia | 4 | $ 925,000 | $ 231,000 | $ 47,000 |
| Greenwood County South Carolina | 4 | $ 362,000 | $ 90,000 | $ 54,000 |
| Fayette County Alabama | 3 | $ 217,000 | $ 72,000 | $ 49,000 |
| Geneva County Alabama | 3 | $ 26,000 | $ 8,000 | $ 26,000 |
| Randolph County Alabama | 3 | $ 344,000 | $ 114,000 | $ 269,000 |
| Tallapoosa County Alabama | 3 | $ 268,000 | $ 89,000 | $ 315,000 |
| Dixie County Florida | 3 | $ 923,000 | $ 307,000 | $ 237,000 |
| Lee County Florida | 3 | $ 553,000 | $ 184,000 | $ 696,000 |
| Pasco County Florida | 3 | $ 189,000 | $ 63,000 | $ 43,000 |
| St. Johns County Florida | 3 | $ 678,000 | $ 226,000 | $ 101,000 |
| Wakulla County Florida | 3 | $ 175,000 | $ 58,000 | $ 102,000 |
| Echols County Georgia | 3 | $ 205,000 | $ 68,000 | $ 23,000 |
| Forsyth County Georgia | 3 | $ 510,000 | $ 170,000 | $ 76,000 |
| Gilmer County Georgia | 3 | $ 1,033,000 | $ 344,000 | $ 311,000 |
| Greene County Georgia | 3 | $ 866,000 | $ 288,000 | $ 74,000 |
| Heard County Georgia | 3 | $ 230,000 | $ 76,000 | $ 76,000 |
| Jenkins County Georgia | 3 | $ 201,000 | $ 67,000 | $ 19,000 |
| Paulding County Georgia | 3 | $ 458,000 | $ 152,000 | $ 97,000 |
| Schley County Georgia | 3 | $ 68,000 | $ 22,000 | $ 65,000 |
| Spalding County Georgia | 3 | $ 164,000 | $ 54,000 | $ 129,000 |
| Wilkinson County Georgia | 3 | $ 42,000 | $ 14,000 | $ 64,000 |
| Lee County South Carolina | 3 | $ 122,000 | $ 40,000 | $ 97,000 |
| York County South Carolina | 3 | $ 536,000 | $ 178,000 | $ 126,000 |
| Maury County Tennessee | 3 | $ 117,000 | $ 39,000 | $ 70,000 |
| Robertson County Tennessee | 3 | $ 133,000 | $ 44,000 | $ 80,000 |
| Hale County Alabama | 2 | $ 499,000 | $ 249,000 | $ 100,000 |
| Jackson County Alabama | 2 | $ 1,015,000 | $ 507,000 | $ 108,000 |
| St. Clair County Alabama | 2 | $ 551,000 | $ 275,000 | $ 104,000 |
| Collier County Florida | 2 | $ 1,505,000 | $ 752,000 | $ 32,000 |
| Polk County Florida | 2 | $ 63,000 | $ 31,000 | $ 59,000 |
| Sarasota County Florida | 2 | $ 3,450,000 | $ 1,725,000 | $ 675,000 |
| Bibb County Georgia | 2 | $ 372,000 | $ 186,000 | $ 40,000 |
| Burke County Georgia | 2 | $ 175,000 | $ 87,000 | $ 18,000 |
| Crisp County Georgia | 2 | $ 194,000 | $ 97,000 | $ 139,000 |
| Hall County Georgia | 2 | $ 895,000 | $ 447,000 | $ 128,000 |
| Irwin County Georgia | 2 | $ 32,000 | $ 16,000 | $ 25,000 |
| Liberty County Georgia | 2 | $ 165,000 | $ 82,000 | $ 60,000 |
| Macon County Georgia | 2 | $ 187,000 | $ 93,000 | $ 75,000 |
| McDuffie County Georgia | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| McIntosh County Georgia | 2 | $ 347,000 | $ 173,000 | $ 112,000 |
| Morgan County Georgia | 2 | $ 757,000 | $ 378,000 | $ 287,000 |
| Polk County Georgia | 2 | $ 80,000 | $ 40,000 | $ 65,000 |
| Pulaski County Georgia | 2 | $ 75,000 | $ 37,000 | $ 20,000 |
| Putnam County Georgia | 2 | $ 412,000 | $ 206,000 | $ 350,000 |
| Webster County Georgia | 2 | $ 371,000 | $ 185,000 | $ 79,000 |
| White County Georgia | 2 | $ 335,000 | $ 167,000 | $ 87,000 |
| Harrison County Mississippi | 2 | $ 457,000 | $ 228,000 | $ 125,000 |
| Avery County North Carolina | 2 | $ 880,000 | $ 440,000 | $ 246,000 |
| Calhoun County South Carolina | 2 | $ 530,000 | $ 265,000 | $ 163,000 |
| Dorchester County South Carolina | 2 | $ 246,000 | $ 123,000 | $ 81,000 |
| Fairfield County South Carolina | 2 | $ 68,000 | $ 34,000 | $ 34,000 |
| Jasper County South Carolina | 2 | $ 1,050,000 | $ 525,000 | $ 68,000 |
| Orangeburg County South Carolina | 2 | $ 108,000 | $ 54,000 | $ 42,000 |
| Cheatham County Tennessee | 2 | $ 81,000 | $ 40,000 | $ 81,000 |
| Franklin County Tennessee | 2 | $ 125,000 | $ 62,000 | $ 134,000 |
| Sevier County Tennessee | 2 | $ 633,000 | $ 316,000 | $ 684,000 |
| Blount County Alabama | 1 | $ 3,000 | $ 3,000 | $ 57,000 |
| Calhoun County Alabama | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Cherokee County Alabama | 1 | $ 109,000 | $ 109,000 | $ 108,000 |
| DeKalb County Alabama | 1 | $ 16,000 | $ 16,000 | $ 54,000 |
| Greene County Alabama | 1 | $ 200,000 | $ 200,000 | $ 374,000 |
| Henry County Alabama | 1 | $ 114,000 | $ 114,000 | $ 276,000 |
| Marion County Alabama | 1 | $ 24,000 | $ 24,000 | $ 23,000 |
| Monroe County Alabama | 1 | $ 298,000 | $ 298,000 | $ 205,000 |
| Morgan County Alabama | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Pike County Alabama | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Columbia County Florida | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Flagler County Florida | 1 | $ 485,000 | $ 485,000 | $ 411,000 |
| Gadsden County Florida | 1 | $ 3,000 | $ 3,000 | $ 23,000 |
| Jackson County Florida | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Jefferson County Florida | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Lafayette County Florida | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 280,000 | $ 280,000 | $ 344,000 |
| Taylor County Florida | 1 | $ 165,000 | $ 165,000 | $ 650,000 |
| Baker County Georgia | 1 | $ 4,000 | $ 4,000 | $ 32,000 |
| Baldwin County Georgia | 1 | $ 175,000 | $ 175,000 | $ 235,000 |
| Brantley County Georgia | 1 | $ 4,000 | $ 4,000 | $ 15,000 |
| Chattooga County Georgia | 1 | $ 14,000 | $ 14,000 | $ 31,000 |
| Clayton County Georgia | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Coffee County Georgia | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Dawson County Georgia | 1 | $ 109,000 | $ 109,000 | $ 1,000 |
| Dooly County Georgia | 1 | $ 54,000 | $ 54,000 | $ 48,000 |
| Early County Georgia | 1 | $ 34,000 | $ 34,000 | $ 173,000 |
| Emanuel County Georgia | 1 | $ 6,000 | $ 6,000 | $ 38,000 |
| Habersham County Georgia | 1 | $ 212,000 | $ 212,000 | $ 118,000 |
| Hancock County Georgia | 1 | $ 205,000 | $ 205,000 | $ 314,000 |
| Jasper County Georgia | 1 | $ 177,000 | $ 177,000 | $ 117,000 |
| Jefferson County Georgia | 1 | $ 124,000 | $ 124,000 | $ 174,000 |
| Jones County Georgia | 1 | $ 64,000 | $ 64,000 | $ 14,000 |
| Lanier County Georgia | 1 | $ 4,000 | $ 4,000 | $ 27,000 |
| Lincoln County Georgia | 1 | $ 76,000 | $ 76,000 | $ 55,000 |
| Lumpkin County Georgia | 1 | $ 101,000 | $ 101,000 | $ 84,000 |
| Mitchell County Georgia | 1 | $ 8,000 | $ 8,000 | $ 25,000 |
| Rabun County Georgia | 1 | $ 980,000 | $ 980,000 | $ 179,000 |
| Talbot County Georgia | 1 | $ 13,000 | $ 13,000 | $ 20,000 |
| Ware County Georgia | 1 | $ 90,000 | $ 90,000 | $ 92,000 |
| Wilcox County Georgia | 1 | $ 27,000 | $ 27,000 | $ 65,000 |
| Wilkes County Georgia | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Fleming County Kentucky | 1 | $ 109,000 | $ 109,000 | $ 440,000 |
| Oldham County Kentucky | 1 | $ 395,000 | $ 395,000 | $ 161,000 |
| Middlesex County Massachusetts | 1 | $ 73,000 | $ 73,000 | $ 193,000 |
| DeSoto County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 17,000 |
| Lafayette County Mississippi | 1 | $ 18,000 | $ 18,000 | $ 93,000 |
| Madison County Mississippi | 1 | $ 4,000 | $ 4,000 | $ 137,000 |
| Washington County Mississippi | 1 | $ 1,237,000 | $ 1,237,000 | $ 0 |
| Sweet Grass County Montana | 1 | $ 957,000 | $ 957,000 | $ 230,000 |
| Clay County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 60,000 |
| Jackson County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 136,000 |
| Macon County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 66,000 | $ 66,000 | $ 232,000 |
| Deschutes County Oregon | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| Lehigh County Pennsylvania | 1 | $ 555,000 | $ 555,000 | $ 690,000 |
| Luzerne County Pennsylvania | 1 | $ 3,000 | $ 3,000 | $ 37,000 |
| Hampton County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 37,000 |
| Dickson County Tennessee | 1 | $ 21,000 | $ 21,000 | $ 41,000 |
| Marshall County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 120,000 |
| Montgomery County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 86,000 |
| Rhea County Tennessee | 1 | $ 28,000 | $ 28,000 | $ 39,000 |
| Bexar County Texas | 1 | $ 31,000 | $ 31,000 | $ 0 |
Mortgage Loan Application Detail Totals for Synovus Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,896 | $395,648,000 | $208,000 | $9,464,000 | $110,000 | $2,680,000 |
| Home Purchase | 940 | $200,458,000 | $213,000 | $9,528,000 | $150,000 | $4,800,000 |
| Home Improvement | 931 | $20,416,000 | $21,000 | $945,000 | $66,000 | $1,106,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,684 | $388,927,000 | $144,000 | $9,528,000 | $136,000 | $4,800,000 |
| Not applicable | 552 | $174,930,000 | $316,000 | $9,464,000 | $1,000 | $197,000 |
| Black or African American | 347 | $22,816,000 | $65,000 | $791,000 | $70,000 | $885,000 |
| Not Provided | 90 | $15,327,000 | $170,000 | $2,450,000 | $122,000 | $1,210,000 |
| Hispanic | 46 | $6,194,000 | $134,000 | $1,000,000 | $107,000 | $1,087,000 |
| Asian | 29 | $7,204,000 | $248,000 | $1,928,000 | $178,000 | $1,192,000 |
| American Indian or Alaskan Native | 10 | $551,000 | $55,000 | $323,000 | $77,000 | $480,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $573,000 | $63,000 | $185,000 | $34,000 | $72,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,767 | $616,522,000 | $163,000 | $9,528,000 | $109,000 | $4,800,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,058 | $547,956,000 | $179,000 | $9,528,000 | $115,000 | $4,800,000 |
| Application Denied By Financial Institution | 491 | $29,204,000 | $59,000 | $2,050,000 | $54,000 | $715,000 |
| Application Approved But Not Accepted | 187 | $30,352,000 | $162,000 | $1,880,000 | $155,000 | $3,884,000 |
| Application Withdrawn By Applicant | 16 | $3,658,000 | $228,000 | $1,000,000 | $184,000 | $1,210,000 |
| Loan Purchased By The Institution | 12 | $4,271,000 | $355,000 | $1,140,000 | $0 | $0 |
| File Closed For Incompleteness | 3 | $1,081,000 | $360,000 | $975,000 | $327,000 | $899,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 249 | $8,829,000 | $35,000 | $1,226,000 | $47,000 | $344,000 |
| Debt-To-Income Ratio | 168 | $7,750,000 | $46,000 | $845,000 | $45,000 | $265,000 |
| Collateral | 48 | $8,506,000 | $177,000 | $2,050,000 | $94,000 | $407,000 |
| Other | 19 | $3,201,000 | $168,000 | $800,000 | $106,000 | $715,000 |
| Unverifiable Information | 1 | $25,000 | $25,000 | $25,000 | $159,000 | $159,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $79,000 | $79,000 | $79,000 | $51,000 | $51,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Synovus Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Synovus Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.