Comerica Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Comerica Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Comerica Bank 500 Woodward Ave - Mc 3352 Detroit, MI 48226 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,557 |
| Total Mortgage Loan Application Amount | $946,588,000 |
| Average Mortgage Loan Application Amount | $479,360 |
| Highest Mortgage Loan Application Amount | $14,800,000 |
| Average Applicant Income | $239,560 |
| Highest Applicant Income | $6,267,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Comerica Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Comerica Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Comerica Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Comerica Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Comerica Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Comerica Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Michigan | 1,064 | $ 79,137,000 | $ 74,000 | $ 57,000 |
| Oakland County Michigan | 587 | $ 137,599,000 | $ 234,000 | $ 146,000 |
| Macomb County Michigan | 476 | $ 45,185,000 | $ 94,000 | $ 76,000 |
| Dallas County Texas | 246 | $ 45,999,000 | $ 186,000 | $ 162,000 |
| Kent County Michigan | 217 | $ 24,363,000 | $ 112,000 | $ 185,000 |
| Washtenaw County Michigan | 141 | $ 25,101,000 | $ 178,000 | $ 111,000 |
| Harris County Texas | 128 | $ 15,284,000 | $ 119,000 | $ 143,000 |
| Jackson County Michigan | 107 | $ 8,522,000 | $ 79,000 | $ 45,000 |
| Muskegon County Michigan | 84 | $ 9,370,000 | $ 111,000 | $ 66,000 |
| Palm Beach County Florida | 76 | $ 38,352,000 | $ 504,000 | $ 279,000 |
| Kalamazoo County Michigan | 68 | $ 7,371,000 | $ 108,000 | $ 61,000 |
| Ottawa County Michigan | 67 | $ 7,817,000 | $ 116,000 | $ 65,000 |
| Livingston County Michigan | 66 | $ 12,137,000 | $ 183,000 | $ 119,000 |
| Calhoun County Michigan | 63 | $ 4,935,000 | $ 78,000 | $ 46,000 |
| Los Angeles County California | 62 | $ 70,275,000 | $ 1,133,000 | $ 429,000 |
| Broward County Florida | 59 | $ 14,209,000 | $ 240,000 | $ 198,000 |
| Ingham County Michigan | 53 | $ 4,268,000 | $ 80,000 | $ 62,000 |
| Tarrant County Texas | 43 | $ 4,464,000 | $ 103,000 | $ 105,000 |
| Lapeer County Michigan | 37 | $ 7,355,000 | $ 198,000 | $ 215,000 |
| Orange County California | 34 | $ 50,948,000 | $ 1,498,000 | $ 835,000 |
| Fort Bend County Texas | 29 | $ 2,885,000 | $ 99,000 | $ 86,000 |
| St. Clair County Michigan | 28 | $ 2,853,000 | $ 101,000 | $ 70,000 |
| Collin County Texas | 28 | $ 6,433,000 | $ 229,000 | $ 163,000 |
| Denton County Texas | 26 | $ 3,831,000 | $ 147,000 | $ 183,000 |
| Travis County Texas | 26 | $ 4,454,000 | $ 171,000 | $ 102,000 |
| Gladwin County Michigan | 24 | $ 1,479,000 | $ 61,000 | $ 57,000 |
| Midland County Michigan | 24 | $ 3,334,000 | $ 138,000 | $ 92,000 |
| Collier County Florida | 23 | $ 11,405,000 | $ 495,000 | $ 297,000 |
| Genesee County Michigan | 23 | $ 2,308,000 | $ 100,000 | $ 60,000 |
| Sarasota County Florida | 21 | $ 22,436,000 | $ 1,068,000 | $ 632,000 |
| Monroe County Michigan | 21 | $ 1,888,000 | $ 89,000 | $ 60,000 |
| Santa Clara County California | 20 | $ 15,585,000 | $ 779,000 | $ 252,000 |
| Barry County Michigan | 16 | $ 1,808,000 | $ 113,000 | $ 60,000 |
| Eaton County Michigan | 16 | $ 2,862,000 | $ 178,000 | $ 78,000 |
| Lenawee County Michigan | 14 | $ 792,000 | $ 56,000 | $ 52,000 |
| Newaygo County Michigan | 14 | $ 1,811,000 | $ 129,000 | $ 74,000 |
| Allegan County Michigan | 13 | $ 2,401,000 | $ 184,000 | $ 75,000 |
| Riverside County California | 12 | $ 10,148,000 | $ 845,000 | $ 547,000 |
| Lee County Florida | 12 | $ 4,452,000 | $ 371,000 | $ 345,000 |
| San Diego County California | 11 | $ 38,651,000 | $ 3,513,000 | $ 481,000 |
| Clinton County Michigan | 11 | $ 2,254,000 | $ 204,000 | $ 126,000 |
| Maricopa County Arizona | 10 | $ 4,734,000 | $ 473,000 | $ 213,000 |
| Santa Cruz County California | 9 | $ 5,636,000 | $ 626,000 | $ 271,000 |
| Miami-Dade County Florida | 9 | $ 8,614,000 | $ 957,000 | $ 385,000 |
| Emmet County Michigan | 9 | $ 6,012,000 | $ 668,000 | $ 249,000 |
| San Mateo County California | 8 | $ 11,815,000 | $ 1,476,000 | $ 517,000 |
| Antrim County Michigan | 8 | $ 4,558,000 | $ 569,000 | $ 358,000 |
| Ellis County Texas | 8 | $ 883,000 | $ 110,000 | $ 94,000 |
| Monterey County California | 7 | $ 5,678,000 | $ 811,000 | $ 990,000 |
| Galveston County Texas | 7 | $ 594,000 | $ 84,000 | $ 117,000 |
| Charlevoix County Michigan | 6 | $ 4,679,000 | $ 779,000 | $ 336,000 |
| Alameda County California | 5 | $ 5,277,000 | $ 1,055,000 | $ 358,000 |
| Manatee County Florida | 5 | $ 3,463,000 | $ 692,000 | $ 392,000 |
| Cook County Illinois | 5 | $ 1,601,000 | $ 320,000 | $ 277,000 |
| Hillsdale County Michigan | 5 | $ 665,000 | $ 133,000 | $ 83,000 |
| Ionia County Michigan | 5 | $ 471,000 | $ 94,000 | $ 65,000 |
| Iosco County Michigan | 5 | $ 472,000 | $ 94,000 | $ 231,000 |
| Sanilac County Michigan | 5 | $ 663,000 | $ 132,000 | $ 49,000 |
| Tuscola County Michigan | 5 | $ 341,000 | $ 68,000 | $ 55,000 |
| Montgomery County Texas | 5 | $ 944,000 | $ 188,000 | $ 91,000 |
| Fresno County California | 4 | $ 1,415,000 | $ 353,000 | $ 108,000 |
| Merced County California | 4 | $ 1,078,000 | $ 269,000 | $ 1,205,000 |
| San Bernardino County California | 4 | $ 1,346,000 | $ 336,000 | $ 237,000 |
| Sonoma County California | 4 | $ 2,643,000 | $ 660,000 | $ 250,000 |
| Polk County Florida | 4 | $ 623,000 | $ 155,000 | $ 254,000 |
| St. Lucie County Florida | 4 | $ 1,321,000 | $ 330,000 | $ 225,000 |
| Alcona County Michigan | 4 | $ 1,314,000 | $ 328,000 | $ 76,000 |
| Bay County Michigan | 4 | $ 317,000 | $ 79,000 | $ 47,000 |
| Leelanau County Michigan | 4 | $ 1,676,000 | $ 419,000 | $ 478,000 |
| Mecosta County Michigan | 4 | $ 470,000 | $ 117,000 | $ 107,000 |
| Otsego County Michigan | 4 | $ 355,000 | $ 88,000 | $ 71,000 |
| Roscommon County Michigan | 4 | $ 1,038,000 | $ 259,000 | $ 161,000 |
| Saginaw County Michigan | 4 | $ 270,000 | $ 67,000 | $ 34,000 |
| Shiawassee County Michigan | 4 | $ 612,000 | $ 153,000 | $ 885,000 |
| Van Buren County Michigan | 4 | $ 547,000 | $ 136,000 | $ 83,000 |
| Clark County Nevada | 4 | $ 2,679,000 | $ 669,000 | $ 67,000 |
| Rockwall County Texas | 4 | $ 502,000 | $ 125,000 | $ 35,000 |
| Pima County Arizona | 3 | $ 959,000 | $ 319,000 | $ 184,000 |
| San Francisco County California | 3 | $ 13,885,000 | $ 4,628,000 | $ 1,479,000 |
| Duval County Florida | 3 | $ 1,884,000 | $ 628,000 | $ 294,000 |
| Hillsborough County Florida | 3 | $ 1,055,000 | $ 351,000 | $ 145,000 |
| Orange County Florida | 3 | $ 1,087,000 | $ 362,000 | $ 227,000 |
| Berrien County Michigan | 3 | $ 402,000 | $ 134,000 | $ 620,000 |
| Branch County Michigan | 3 | $ 405,000 | $ 135,000 | $ 88,000 |
| Cheboygan County Michigan | 3 | $ 915,000 | $ 305,000 | $ 444,000 |
| Clare County Michigan | 3 | $ 334,000 | $ 111,000 | $ 72,000 |
| Isabella County Michigan | 3 | $ 145,000 | $ 48,000 | $ 31,000 |
| Montcalm County Michigan | 3 | $ 332,000 | $ 110,000 | $ 63,000 |
| Lucas County Ohio | 3 | $ 262,000 | $ 87,000 | $ 118,000 |
| Cooke County Texas | 3 | $ 710,000 | $ 236,000 | $ 119,000 |
| Kaufman County Texas | 3 | $ 338,000 | $ 112,000 | $ 289,000 |
| Waller County Texas | 3 | $ 202,000 | $ 67,000 | $ 112,000 |
| Williamson County Texas | 3 | $ 227,000 | $ 75,000 | $ 73,000 |
| Marin County California | 2 | $ 1,510,000 | $ 755,000 | $ 310,000 |
| Sacramento County California | 2 | $ 2,425,000 | $ 1,212,000 | $ 289,000 |
| Sutter County California | 2 | $ 735,000 | $ 367,000 | $ 571,000 |
| Ventura County California | 2 | $ 1,395,000 | $ 697,000 | $ 1,749,000 |
| Eagle County Colorado | 2 | $ 4,680,000 | $ 2,340,000 | $ 77,000 |
| Indian River County Florida | 2 | $ 2,205,000 | $ 1,102,000 | $ 293,000 |
| Martin County Florida | 2 | $ 1,145,000 | $ 572,000 | $ 66,000 |
| Okaloosa County Florida | 2 | $ 436,000 | $ 218,000 | $ 110,000 |
| Pinellas County Florida | 2 | $ 2,203,000 | $ 1,101,000 | $ 725,000 |
| Volusia County Florida | 2 | $ 992,000 | $ 496,000 | $ 130,000 |
| Walton County Florida | 2 | $ 360,000 | $ 180,000 | $ 185,000 |
| Fulton County Georgia | 2 | $ 1,685,000 | $ 842,000 | $ 181,000 |
| Arenac County Michigan | 2 | $ 417,000 | $ 208,000 | $ 517,000 |
| Benzie County Michigan | 2 | $ 266,000 | $ 133,000 | $ 153,000 |
| Kalkaska County Michigan | 2 | $ 814,000 | $ 407,000 | $ 264,000 |
| Lake County Michigan | 2 | $ 59,000 | $ 29,000 | $ 110,000 |
| Manistee County Michigan | 2 | $ 182,000 | $ 91,000 | $ 72,000 |
| Oceana County Michigan | 2 | $ 67,000 | $ 33,000 | $ 43,000 |
| St. Joseph County Michigan | 2 | $ 560,000 | $ 280,000 | $ 75,000 |
| Santa Fe County New Mexico | 2 | $ 3,050,000 | $ 1,525,000 | $ 341,000 |
| Portage County Ohio | 2 | $ 42,000 | $ 21,000 | $ 63,000 |
| Beaufort County South Carolina | 2 | $ 575,000 | $ 287,000 | $ 0 |
| Sevier County Tennessee | 2 | $ 560,000 | $ 280,000 | $ 39,000 |
| Bexar County Texas | 2 | $ 365,000 | $ 182,000 | $ 41,000 |
| Bosque County Texas | 2 | $ 1,914,000 | $ 957,000 | $ 656,000 |
| Brazoria County Texas | 2 | $ 190,000 | $ 95,000 | $ 79,000 |
| Grayson County Texas | 2 | $ 2,880,000 | $ 1,440,000 | $ 647,000 |
| Van Zandt County Texas | 2 | $ 531,000 | $ 265,000 | $ 158,000 |
| Summit County Utah | 2 | $ 1,378,000 | $ 689,000 | $ 401,000 |
| King County Washington | 2 | $ 568,000 | $ 284,000 | $ 88,000 |
| Baldwin County Alabama | 1 | $ 700,000 | $ 700,000 | $ 768,000 |
| Coconino County Arizona | 1 | $ 230,000 | $ 230,000 | $ 0 |
| La Paz County Arizona | 1 | $ 1,360,000 | $ 1,360,000 | $ 717,000 |
| Pinal County Arizona | 1 | $ 1,355,000 | $ 1,355,000 | $ 2,093,000 |
| Contra Costa County California | 1 | $ 661,000 | $ 661,000 | $ 682,000 |
| El Dorado County California | 1 | $ 500,000 | $ 500,000 | $ 183,000 |
| Kern County California | 1 | $ 150,000 | $ 150,000 | $ 45,000 |
| Napa County California | 1 | $ 1,325,000 | $ 1,325,000 | $ 243,000 |
| Nevada County California | 1 | $ 416,000 | $ 416,000 | $ 233,000 |
| San Benito County California | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Solano County California | 1 | $ 947,000 | $ 947,000 | $ 219,000 |
| Yuba County California | 1 | $ 150,000 | $ 150,000 | $ 37,000 |
| Gunnison County Colorado | 1 | $ 776,000 | $ 776,000 | $ 422,000 |
| Pitkin County Colorado | 1 | $ 1,675,000 | $ 1,675,000 | $ 921,000 |
| Routt County Colorado | 1 | $ 1,448,000 | $ 1,448,000 | $ 0 |
| Bay County Florida | 1 | $ 716,000 | $ 716,000 | $ 765,000 |
| Citrus County Florida | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Clay County Florida | 1 | $ 234,000 | $ 234,000 | $ 167,000 |
| Columbia County Florida | 1 | $ 167,000 | $ 167,000 | $ 114,000 |
| Flagler County Florida | 1 | $ 788,000 | $ 788,000 | $ 487,000 |
| Hernando County Florida | 1 | $ 535,000 | $ 535,000 | $ 128,000 |
| Lake County Florida | 1 | $ 168,000 | $ 168,000 | $ 116,000 |
| Marion County Florida | 1 | $ 500,000 | $ 500,000 | $ 129,000 |
| Monroe County Florida | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Pasco County Florida | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Maui County Hawaii | 1 | $ 776,000 | $ 776,000 | $ 0 |
| Lake County Illinois | 1 | $ 495,000 | $ 495,000 | $ 310,000 |
| Delaware County Indiana | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Elkhart County Indiana | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Marion County Indiana | 1 | $ 51,000 | $ 51,000 | $ 96,000 |
| Steuben County Indiana | 1 | $ 56,000 | $ 56,000 | $ 157,000 |
| Johnson County Kansas | 1 | $ 250,000 | $ 250,000 | $ 397,000 |
| Jefferson County Louisiana | 1 | $ 160,000 | $ 160,000 | $ 35,000 |
| Montgomery County Maryland | 1 | $ 200,000 | $ 200,000 | $ 360,000 |
| Middlesex County Massachusetts | 1 | $ 120,000 | $ 120,000 | $ 352,000 |
| Suffolk County Massachusetts | 1 | $ 304,000 | $ 304,000 | $ 256,000 |
| Chippewa County Michigan | 1 | $ 268,000 | $ 268,000 | $ 157,000 |
| Grand Traverse County Michigan | 1 | $ 320,000 | $ 320,000 | $ 787,000 |
| Gratiot County Michigan | 1 | $ 115,000 | $ 115,000 | $ 184,000 |
| Huron County Michigan | 1 | $ 71,000 | $ 71,000 | $ 41,000 |
| Ogemaw County Michigan | 1 | $ 58,000 | $ 58,000 | $ 88,000 |
| Ontonagon County Michigan | 1 | $ 220,000 | $ 220,000 | $ 350,000 |
| Crow Wing County Minnesota | 1 | $ 250,000 | $ 250,000 | $ 14,000 |
| Hennepin County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 111,000 |
| Wayne County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 72,000 |
| Ste. Genevieve County Missouri | 1 | $ 36,000 | $ 36,000 | $ 81,000 |
| Douglas County Nevada | 1 | $ 710,000 | $ 710,000 | $ 203,000 |
| Nye County Nevada | 1 | $ 183,000 | $ 183,000 | $ 645,000 |
| Bergen County New Jersey | 1 | $ 423,000 | $ 423,000 | $ 187,000 |
| Colfax County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| Currituck County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 1,077,000 | $ 1,077,000 | $ 514,000 |
| Trumbull County Ohio | 1 | $ 105,000 | $ 105,000 | $ 3,582,000 |
| Tillamook County Oregon | 1 | $ 442,000 | $ 442,000 | $ 114,000 |
| Madison County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Washington County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 62,000 |
| Angelina County Texas | 1 | $ 108,000 | $ 108,000 | $ 88,000 |
| Bastrop County Texas | 1 | $ 3,000 | $ 3,000 | $ 14,000 |
| Burnet County Texas | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Comal County Texas | 1 | $ 520,000 | $ 520,000 | $ 1,215,000 |
| Franklin County Texas | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Hays County Texas | 1 | $ 1,170,000 | $ 1,170,000 | $ 424,000 |
| Hunt County Texas | 1 | $ 555,000 | $ 555,000 | $ 154,000 |
| Johnson County Texas | 1 | $ 39,000 | $ 39,000 | $ 131,000 |
| Lee County Texas | 1 | $ 416,000 | $ 416,000 | $ 685,000 |
| Leon County Texas | 1 | $ 140,000 | $ 140,000 | $ 180,000 |
| Llano County Texas | 1 | $ 475,000 | $ 475,000 | $ 289,000 |
| Lubbock County Texas | 1 | $ 85,000 | $ 85,000 | $ 203,000 |
| Montague County Texas | 1 | $ 40,000 | $ 40,000 | $ 123,000 |
| Palo Pinto County Texas | 1 | $ 620,000 | $ 620,000 | $ 374,000 |
| Culpeper County Virginia | 1 | $ 420,000 | $ 420,000 | $ 22,000 |
| Fairfax County Virginia | 1 | $ 550,000 | $ 550,000 | $ 2,654,000 |
| Williamsburg County Virginia | 1 | $ 128,000 | $ 128,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for Comerica Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,627 | $544,653,000 | $505,473 | $12,500,000 | $278,105 | $6,000,000 |
| Home Purchase | 1,085 | $390,077,000 | $502,259 | $14,800,000 | $216,851 | $6,267,000 |
| Home Improvement | 845 | $11,858,000 | $200,750 | $825,000 | $209,750 | $895,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,769 | $568,982,000 | $370,761 | $12,500,000 | $232,619 | $6,267,000 |
| Black or African American | 675 | $35,746,000 | $304,333 | $1,440,000 | $194,833 | $1,831,000 |
| Not Provided | 552 | $183,436,000 | $623,411 | $2,966,000 | $398,411 | $5,596,000 |
| Hispanic | 218 | $28,950,000 | $479,333 | $5,000,000 | $467,333 | $2,272,000 |
| Not applicable | 212 | $98,666,000 | $1,315,363 | $14,800,000 | $4,545 | $120,000 |
| Asian | 103 | $27,320,000 | $366,666 | $2,500,000 | $174,833 | $1,084,000 |
| American Indian or Alaskan Native | 24 | $3,225,000 | $102,500 | $2,015,000 | $65,500 | $807,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $263,000 | $75,500 | $133,000 | $77,000 | $131,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,532 | $944,142,000 | $481,033 | $14,800,000 | $246,633 | $6,267,000 |
| FHA-insured (Federal Housing Administration) | 20 | $1,897,000 | $96,500 | $171,000 | $42,500 | $74,000 |
| VA-guaranteed (Veterans Administration) | 5 | $549,000 | $109,000 | $142,000 | $41,000 | $69,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,572 | $667,917,000 | $485,357 | $14,800,000 | $279,071 | $6,267,000 |
| Application Denied By Financial Institution | 1,127 | $97,072,000 | $699,125 | $12,500,000 | $228,000 | $2,772,000 |
| Application Approved But Not Accepted | 394 | $91,558,000 | $380,000 | $3,720,000 | $202,818 | $2,133,000 |
| Loan Purchased By The Institution | 158 | $15,230,000 | $97,000 | $192,000 | $44,500 | $120,000 |
| File Closed For Incompleteness | 125 | $22,625,000 | $1,006,250 | $5,850,000 | $241,500 | $3,270,000 |
| Application Withdrawn By Applicant | 95 | $36,961,000 | $1,088,333 | $3,575,000 | $274,833 | $1,599,000 |
| Preapproval Denied by Financial Institution | 86 | $15,225,000 | $177,000 | $1,600,000 | $59,000 | $608,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Comerica Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Comerica Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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