Comerica Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Comerica Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Comerica Bank 500 Woodward Ave - Mc 3352 Detroit, MI 48226 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,470 |
| Total Mortgage Loan Application Amount | $883,061,000 |
| Average Mortgage Loan Application Amount | $250,666 |
| Highest Mortgage Loan Application Amount | $20,000,000 |
| Average Applicant Income | $160,333 |
| Highest Applicant Income | $6,614,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Comerica Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Comerica Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Comerica Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Comerica Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Comerica Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Comerica Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Michigan | 1,200 | $ 67,358,000 | $ 56,000 | $ 71,000 |
| Oakland County Michigan | 678 | $ 111,959,000 | $ 165,000 | $ 128,000 |
| Macomb County Michigan | 675 | $ 29,612,000 | $ 43,000 | $ 69,000 |
| Dallas County Texas | 221 | $ 49,055,000 | $ 221,000 | $ 146,000 |
| Harris County Texas | 146 | $ 24,133,000 | $ 165,000 | $ 166,000 |
| Washtenaw County Michigan | 116 | $ 16,490,000 | $ 142,000 | $ 108,000 |
| Kent County Michigan | 107 | $ 11,674,000 | $ 109,000 | $ 77,000 |
| Jackson County Michigan | 99 | $ 7,310,000 | $ 73,000 | $ 51,000 |
| Palm Beach County Florida | 59 | $ 34,609,000 | $ 586,000 | $ 405,000 |
| Muskegon County Michigan | 57 | $ 4,723,000 | $ 82,000 | $ 75,000 |
| Broward County Florida | 56 | $ 18,616,000 | $ 332,000 | $ 210,000 |
| Livingston County Michigan | 55 | $ 4,701,000 | $ 85,000 | $ 81,000 |
| Los Angeles County California | 51 | $ 98,868,000 | $ 1,938,000 | $ 547,000 |
| Collin County Texas | 44 | $ 7,214,000 | $ 163,000 | $ 132,000 |
| Tarrant County Texas | 43 | $ 5,357,000 | $ 124,000 | $ 118,000 |
| Kalamazoo County Michigan | 38 | $ 5,338,000 | $ 140,000 | $ 115,000 |
| Fort Bend County Texas | 34 | $ 3,753,000 | $ 110,000 | $ 111,000 |
| Denton County Texas | 33 | $ 4,105,000 | $ 124,000 | $ 161,000 |
| Calhoun County Michigan | 32 | $ 4,785,000 | $ 149,000 | $ 106,000 |
| Ingham County Michigan | 31 | $ 3,718,000 | $ 119,000 | $ 70,000 |
| Gladwin County Michigan | 23 | $ 1,295,000 | $ 56,000 | $ 48,000 |
| Santa Clara County California | 21 | $ 15,764,000 | $ 750,000 | $ 438,000 |
| Collier County Florida | 20 | $ 7,403,000 | $ 370,000 | $ 281,000 |
| Lapeer County Michigan | 19 | $ 1,507,000 | $ 79,000 | $ 88,000 |
| Orange County California | 18 | $ 26,852,000 | $ 1,491,000 | $ 944,000 |
| Travis County Texas | 18 | $ 5,199,000 | $ 288,000 | $ 181,000 |
| Lenawee County Michigan | 17 | $ 1,522,000 | $ 89,000 | $ 81,000 |
| Monroe County Michigan | 17 | $ 757,000 | $ 44,000 | $ 60,000 |
| San Diego County California | 16 | $ 21,252,000 | $ 1,328,000 | $ 876,000 |
| Ottawa County Michigan | 16 | $ 1,706,000 | $ 106,000 | $ 68,000 |
| Maricopa County Arizona | 15 | $ 13,840,000 | $ 922,000 | $ 254,000 |
| Sarasota County Florida | 15 | $ 12,369,000 | $ 824,000 | $ 320,000 |
| St. Clair County Michigan | 14 | $ 831,000 | $ 59,000 | $ 77,000 |
| Ellis County Texas | 14 | $ 1,226,000 | $ 87,000 | $ 101,000 |
| Genesee County Michigan | 13 | $ 2,605,000 | $ 200,000 | $ 132,000 |
| Midland County Michigan | 12 | $ 1,552,000 | $ 129,000 | $ 124,000 |
| Montgomery County Texas | 12 | $ 2,271,000 | $ 189,000 | $ 114,000 |
| Monterey County California | 11 | $ 13,549,000 | $ 1,231,000 | $ 506,000 |
| Allegan County Michigan | 9 | $ 5,556,000 | $ 617,000 | $ 162,000 |
| Santa Cruz County California | 8 | $ 2,466,000 | $ 308,000 | $ 168,000 |
| Lee County Florida | 8 | $ 3,755,000 | $ 469,000 | $ 143,000 |
| Miami-Dade County Florida | 8 | $ 12,276,000 | $ 1,534,000 | $ 891,000 |
| Eaton County Michigan | 7 | $ 735,000 | $ 105,000 | $ 66,000 |
| Isabella County Michigan | 7 | $ 935,000 | $ 133,000 | $ 85,000 |
| Saginaw County Michigan | 7 | $ 971,000 | $ 138,000 | $ 175,000 |
| Galveston County Texas | 7 | $ 1,690,000 | $ 241,000 | $ 550,000 |
| Charlevoix County Michigan | 6 | $ 3,191,000 | $ 531,000 | $ 210,000 |
| Clark County Nevada | 6 | $ 2,803,000 | $ 467,000 | $ 573,000 |
| Marin County California | 5 | $ 6,708,000 | $ 1,341,000 | $ 1,165,000 |
| San Francisco County California | 5 | $ 7,117,000 | $ 1,423,000 | $ 231,000 |
| San Mateo County California | 5 | $ 12,955,000 | $ 2,591,000 | $ 1,090,000 |
| Pinellas County Florida | 5 | $ 1,308,000 | $ 261,000 | $ 98,000 |
| Cheboygan County Michigan | 5 | $ 3,298,000 | $ 659,000 | $ 553,000 |
| Emmet County Michigan | 5 | $ 2,994,000 | $ 598,000 | $ 351,000 |
| Huron County Michigan | 5 | $ 700,000 | $ 140,000 | $ 84,000 |
| Henderson County Texas | 5 | $ 3,913,000 | $ 782,000 | $ 839,000 |
| Rockwall County Texas | 5 | $ 848,000 | $ 169,000 | $ 177,000 |
| Contra Costa County California | 4 | $ 5,103,000 | $ 1,275,000 | $ 525,000 |
| Placer County California | 4 | $ 2,076,000 | $ 519,000 | $ 119,000 |
| Riverside County California | 4 | $ 3,056,000 | $ 764,000 | $ 787,000 |
| Charlotte County Florida | 4 | $ 1,505,000 | $ 376,000 | $ 530,000 |
| Barry County Michigan | 4 | $ 340,000 | $ 85,000 | $ 62,000 |
| Clare County Michigan | 4 | $ 210,000 | $ 52,000 | $ 53,000 |
| Clinton County Michigan | 4 | $ 545,000 | $ 136,000 | $ 57,000 |
| Montcalm County Michigan | 4 | $ 193,000 | $ 48,000 | $ 97,000 |
| Montmorency County Michigan | 4 | $ 667,000 | $ 166,000 | $ 197,000 |
| Newaygo County Michigan | 4 | $ 750,000 | $ 187,000 | $ 92,000 |
| Van Buren County Michigan | 4 | $ 1,035,000 | $ 258,000 | $ 141,000 |
| Kaufman County Texas | 4 | $ 795,000 | $ 198,000 | $ 85,000 |
| Alameda County California | 3 | $ 2,793,000 | $ 931,000 | $ 520,000 |
| San Bernardino County California | 3 | $ 6,048,000 | $ 2,016,000 | $ 1,749,000 |
| Manatee County Florida | 3 | $ 617,000 | $ 205,000 | $ 61,000 |
| Martin County Florida | 3 | $ 339,000 | $ 113,000 | $ 74,000 |
| Orange County Florida | 3 | $ 10,843,000 | $ 3,614,000 | $ 52,000 |
| Hillsdale County Michigan | 3 | $ 263,000 | $ 87,000 | $ 38,000 |
| Ionia County Michigan | 3 | $ 415,000 | $ 138,000 | $ 153,000 |
| Leelanau County Michigan | 3 | $ 1,054,000 | $ 351,000 | $ 194,000 |
| Brazoria County Texas | 3 | $ 562,000 | $ 187,000 | $ 912,000 |
| Pinal County Arizona | 2 | $ 1,712,000 | $ 856,000 | $ 594,000 |
| Solano County California | 2 | $ 416,000 | $ 208,000 | $ 84,000 |
| Eagle County Colorado | 2 | $ 17,200,000 | $ 8,600,000 | $ 2,257,000 |
| Pitkin County Colorado | 2 | $ 3,850,000 | $ 1,925,000 | $ 662,000 |
| Hillsborough County Florida | 2 | $ 855,000 | $ 427,000 | $ 169,000 |
| St. Lucie County Florida | 2 | $ 1,900,000 | $ 950,000 | $ 208,000 |
| Hawaii County Hawaii | 2 | $ 2,500,000 | $ 1,250,000 | $ 0 |
| Maui County Hawaii | 2 | $ 1,625,000 | $ 812,000 | $ 438,000 |
| Essex County Massachusetts | 2 | $ 1,198,000 | $ 599,000 | $ 104,000 |
| Antrim County Michigan | 2 | $ 303,000 | $ 151,000 | $ 55,000 |
| Bay County Michigan | 2 | $ 139,000 | $ 69,000 | $ 86,000 |
| Grand Traverse County Michigan | 2 | $ 1,266,000 | $ 633,000 | $ 140,000 |
| Iosco County Michigan | 2 | $ 254,000 | $ 127,000 | $ 92,000 |
| Kalkaska County Michigan | 2 | $ 92,000 | $ 46,000 | $ 46,000 |
| Lake County Michigan | 2 | $ 40,000 | $ 20,000 | $ 11,000 |
| Oceana County Michigan | 2 | $ 767,000 | $ 383,000 | $ 232,000 |
| Roscommon County Michigan | 2 | $ 129,000 | $ 64,000 | $ 62,000 |
| Shiawassee County Michigan | 2 | $ 147,000 | $ 73,000 | $ 56,000 |
| Tuscola County Michigan | 2 | $ 50,000 | $ 25,000 | $ 62,000 |
| Wexford County Michigan | 2 | $ 10,000 | $ 5,000 | $ 54,000 |
| Cuyahoga County Ohio | 2 | $ 3,970,000 | $ 1,985,000 | $ 84,000 |
| Clackamas County Oregon | 2 | $ 1,960,000 | $ 980,000 | $ 1,775,000 |
| Greenville County South Carolina | 2 | $ 406,000 | $ 203,000 | $ 67,000 |
| Hidalgo County Texas | 2 | $ 170,000 | $ 85,000 | $ 46,000 |
| Smith County Texas | 2 | $ 383,000 | $ 191,000 | $ 533,000 |
| Williamson County Texas | 2 | $ 124,000 | $ 62,000 | $ 88,000 |
| Lee County Alabama | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Coconino County Arizona | 1 | $ 1,600,000 | $ 1,600,000 | $ 318,000 |
| Pima County Arizona | 1 | $ 1,360,000 | $ 1,360,000 | $ 427,000 |
| Kern County California | 1 | $ 100,000 | $ 100,000 | $ 163,000 |
| Lake County California | 1 | $ 111,000 | $ 111,000 | $ 33,000 |
| Mono County California | 1 | $ 940,000 | $ 940,000 | $ 243,000 |
| Plumas County California | 1 | $ 1,860,000 | $ 1,860,000 | $ 5,437,000 |
| San Luis Obispo County California | 1 | $ 368,000 | $ 368,000 | $ 2,063,000 |
| Santa Barbara County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 6,142,000 |
| Sonoma County California | 1 | $ 1,960,000 | $ 1,960,000 | $ 1,866,000 |
| Stanislaus County California | 1 | $ 220,000 | $ 220,000 | $ 42,000 |
| Sutter County California | 1 | $ 315,000 | $ 315,000 | $ 57,000 |
| Tulare County California | 1 | $ 450,000 | $ 450,000 | $ 265,000 |
| Tuolumne County California | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
| Ventura County California | 1 | $ 1,100,000 | $ 1,100,000 | $ 583,000 |
| Yolo County California | 1 | $ 443,000 | $ 443,000 | $ 303,000 |
| Arapahoe County Colorado | 1 | $ 5,000,000 | $ 5,000,000 | $ 1,596,000 |
| Boulder County Colorado | 1 | $ 260,000 | $ 260,000 | $ 81,000 |
| Denver County Colorado | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Gunnison County Colorado | 1 | $ 2,200,000 | $ 2,200,000 | $ 644,000 |
| Larimer County Colorado | 1 | $ 559,000 | $ 559,000 | $ 145,000 |
| Mineral County Colorado | 1 | $ 208,000 | $ 208,000 | $ 90,000 |
| Teller County Colorado | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Kent County Delaware | 1 | $ 3,000 | $ 3,000 | $ 18,000 |
| Brevard County Florida | 1 | $ 576,000 | $ 576,000 | $ 88,000 |
| Duval County Florida | 1 | $ 593,000 | $ 593,000 | $ 439,000 |
| Flagler County Florida | 1 | $ 332,000 | $ 332,000 | $ 265,000 |
| Glades County Florida | 1 | $ 850,000 | $ 850,000 | $ 156,000 |
| Hernando County Florida | 1 | $ 405,000 | $ 405,000 | $ 217,000 |
| Indian River County Florida | 1 | $ 1,900,000 | $ 1,900,000 | $ 461,000 |
| Marion County Florida | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,388,000 |
| Monroe County Florida | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,275,000 |
| Osceola County Florida | 1 | $ 579,000 | $ 579,000 | $ 246,000 |
| Polk County Florida | 1 | $ 150,000 | $ 150,000 | $ 160,000 |
| Seminole County Florida | 1 | $ 1,060,000 | $ 1,060,000 | $ 350,000 |
| St. Johns County Florida | 1 | $ 2,960,000 | $ 2,960,000 | $ 1,737,000 |
| Walton County Florida | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,000,000 |
| Kauai County Hawaii | 1 | $ 2,400,000 | $ 2,400,000 | $ 750,000 |
| Blaine County Idaho | 1 | $ 1,420,000 | $ 1,420,000 | $ 553,000 |
| Kootenai County Idaho | 1 | $ 2,380,000 | $ 2,380,000 | $ 0 |
| Cook County Illinois | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Kane County Illinois | 1 | $ 75,000 | $ 75,000 | $ 196,000 |
| Lake County Illinois | 1 | $ 538,000 | $ 538,000 | $ 162,000 |
| Hendricks County Indiana | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Lake County Indiana | 1 | $ 100,000 | $ 100,000 | $ 105,000 |
| Jefferson County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Montgomery County Maryland | 1 | $ 673,000 | $ 673,000 | $ 455,000 |
| Prince George's County Maryland | 1 | $ 333,000 | $ 333,000 | $ 110,000 |
| Middlesex County Massachusetts | 1 | $ 465,000 | $ 465,000 | $ 149,000 |
| Arenac County Michigan | 1 | $ 78,000 | $ 78,000 | $ 103,000 |
| Branch County Michigan | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Cass County Michigan | 1 | $ 123,000 | $ 123,000 | $ 81,000 |
| Gratiot County Michigan | 1 | $ 66,000 | $ 66,000 | $ 67,000 |
| Mackinac County Michigan | 1 | $ 1,300,000 | $ 1,300,000 | $ 413,000 |
| Mason County Michigan | 1 | $ 130,000 | $ 130,000 | $ 303,000 |
| Mecosta County Michigan | 1 | $ 98,000 | $ 98,000 | $ 50,000 |
| Ogemaw County Michigan | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Osceola County Michigan | 1 | $ 720,000 | $ 720,000 | $ 1,000,000 |
| Sanilac County Michigan | 1 | $ 296,000 | $ 296,000 | $ 164,000 |
| Hinds County Mississippi | 1 | $ 23,000 | $ 23,000 | $ 72,000 |
| Stone County Missouri | 1 | $ 71,000 | $ 71,000 | $ 140,000 |
| Camden County New Jersey | 1 | $ 294,000 | $ 294,000 | $ 130,000 |
| Bernalillo County New Mexico | 1 | $ 202,000 | $ 202,000 | $ 1,798,000 |
| Colfax County New Mexico | 1 | $ 649,000 | $ 649,000 | $ 394,000 |
| Mecklenburg County North Carolina | 1 | $ 320,000 | $ 320,000 | $ 89,000 |
| Orange County North Carolina | 1 | $ 1,062,000 | $ 1,062,000 | $ 496,000 |
| Wake County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Licking County Ohio | 1 | $ 163,000 | $ 163,000 | $ 92,000 |
| Montgomery County Ohio | 1 | $ 56,000 | $ 56,000 | $ 98,000 |
| Ottawa County Ohio | 1 | $ 274,000 | $ 274,000 | $ 161,000 |
| Tulsa County Oklahoma | 1 | $ 74,000 | $ 74,000 | $ 643,000 |
| Beaufort County South Carolina | 1 | $ 2,891,000 | $ 2,891,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 61,000 |
| Fayette County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 89,000 |
| Sumner County Tennessee | 1 | $ 600,000 | $ 600,000 | $ 331,000 |
| Williamson County Tennessee | 1 | $ 1,710,000 | $ 1,710,000 | $ 405,000 |
| Aransas County Texas | 1 | $ 494,000 | $ 494,000 | $ 272,000 |
| Bastrop County Texas | 1 | $ 235,000 | $ 235,000 | $ 47,000 |
| Bexar County Texas | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Brazos County Texas | 1 | $ 252,000 | $ 252,000 | $ 106,000 |
| Cooke County Texas | 1 | $ 28,000 | $ 28,000 | $ 81,000 |
| Hunt County Texas | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Llano County Texas | 1 | $ 162,000 | $ 162,000 | $ 87,000 |
| Red River County Texas | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Waller County Texas | 1 | $ 119,000 | $ 119,000 | $ 34,000 |
| Salt Lake County Utah | 1 | $ 1,360,000 | $ 1,360,000 | $ 1,670,000 |
| Summit County Utah | 1 | $ 5,625,000 | $ 5,625,000 | $ 1,670,000 |
| Utah County Utah | 1 | $ 1,000,000 | $ 1,000,000 | $ 4,867,000 |
| Fauquier County Virginia | 1 | $ 340,000 | $ 340,000 | $ 155,000 |
| Waukesha County Wisconsin | 1 | $ 591,000 | $ 591,000 | $ 600,000 |
Mortgage Loan Application Detail Totals for Comerica Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,880 | $417,009,000 | $221,000 | $11,700,000 | $142,000 | $6,142,000 |
| Home Improvement | 1,739 | $25,375,000 | $14,000 | $9,860,000 | $65,000 | $750,000 |
| Home Purchase | 851 | $440,677,000 | $517,000 | $20,000,000 | $274,000 | $6,614,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,824 | $436,003,000 | $154,000 | $7,800,000 | $132,000 | $6,614,000 |
| Black or African American | 720 | $40,806,000 | $56,000 | $2,620,000 | $74,000 | $3,551,000 |
| Not Provided | 379 | $275,798,000 | $727,000 | $16,500,000 | $381,000 | $6,614,000 |
| Not applicable | 214 | $81,088,000 | $378,000 | $20,000,000 | $35,000 | $139,000 |
| Hispanic | 210 | $26,868,000 | $127,000 | $5,000,000 | $95,000 | $5,308,000 |
| Asian | 85 | $20,666,000 | $243,000 | $3,600,000 | $153,000 | $3,259,000 |
| American Indian or Alaskan Native | 28 | $1,331,000 | $47,000 | $352,000 | $60,000 | $308,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $501,000 | $50,000 | $290,000 | $85,000 | $176,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,459 | $881,639,000 | $197,000 | $20,000,000 | $138,000 | $6,614,000 |
| FHA-insured (Federal Housing Administration) | 6 | $804,000 | $134,000 | $179,000 | $54,000 | $78,000 |
| VA-guaranteed (Veterans Administration) | 5 | $618,000 | $123,000 | $205,000 | $61,000 | $90,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,850 | $601,878,000 | $325,000 | $20,000,000 | $206,000 | $6,614,000 |
| Application Denied By Financial Institution | 1,748 | $102,731,000 | $58,000 | $7,800,000 | $66,000 | $985,000 |
| Application Approved But Not Accepted | 406 | $86,293,000 | $212,000 | $5,000,000 | $177,000 | $6,614,000 |
| Loan Purchased By The Institution | 178 | $17,553,000 | $98,000 | $230,000 | $42,000 | $139,000 |
| File Closed For Incompleteness | 147 | $20,451,000 | $139,000 | $2,750,000 | $116,000 | $1,000,000 |
| Application Withdrawn By Applicant | 72 | $40,106,000 | $557,000 | $6,920,000 | $258,000 | $2,144,000 |
| Preapproval Denied by Financial Institution | 69 | $14,049,000 | $203,000 | $2,400,000 | $54,000 | $338,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Comerica Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Comerica Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.